(928,5,'2026-02-19 09:50:52','2026-02-19 09:50:52','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:50:52','2026-02-19 09:50:52','',37,'https://afhold.co.zm/staging/?p=928',0,'revision','',0),(929,5,'2026-02-19 09:50:52','2026-02-19 09:50:52','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:50:52','2026-02-19 09:50:52','',37,'https://afhold.co.zm/staging/?p=929',0,'revision','',0),(930,5,'2026-02-19 09:50:53','2026-02-19 09:50:53','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:50:53','2026-02-19 09:50:53','',37,'https://afhold.co.zm/staging/?p=930',0,'revision','',0);
INSERT INTO `wpph_posts` VALUES (931,5,'2026-02-19 09:52:44','2026-02-19 09:52:44','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:52:44','2026-02-19 09:52:44','',37,'https://afhold.co.zm/staging/?p=931',0,'revision','',0),(932,5,'2026-02-19 09:52:44','2026-02-19 09:52:44','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:52:44','2026-02-19 09:52:44','',37,'https://afhold.co.zm/staging/?p=932',0,'revision','',0),(933,5,'2026-02-19 09:52:44','2026-02-19 09:52:44','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:52:44','2026-02-19 09:52:44','',37,'https://afhold.co.zm/staging/?p=933',0,'revision','',0),(934,5,'2026-02-19 09:53:34','2026-02-19 09:53:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:53:34','2026-02-19 09:53:34','',37,'https://afhold.co.zm/staging/?p=934',0,'revision','',0),(935,5,'2026-02-19 09:53:34','2026-02-19 09:53:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:53:34','2026-02-19 09:53:34','',37,'https://afhold.co.zm/staging/?p=935',0,'revision','',0),(936,5,'2026-02-19 09:53:34','2026-02-19 09:53:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:53:34','2026-02-19 09:53:34','',37,'https://afhold.co.zm/staging/?p=936',0,'revision','',0),(937,5,'2026-02-19 09:54:21','2026-02-19 09:54:21','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:54:21','2026-02-19 09:54:21','',37,'https://afhold.co.zm/staging/?p=937',0,'revision','',0),(938,5,'2026-02-19 09:54:21','2026-02-19 09:54:21','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:54:21','2026-02-19 09:54:21','',37,'https://afhold.co.zm/staging/?p=938',0,'revision','',0),(939,5,'2026-02-19 09:54:21','2026-02-19 09:54:21','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:54:21','2026-02-19 09:54:21','',37,'https://afhold.co.zm/staging/?p=939',0,'revision','',0),(940,5,'2026-02-19 09:55:33','2026-02-19 09:55:33','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:55:33','2026-02-19 09:55:33','',37,'https://afhold.co.zm/staging/?p=940',0,'revision','',0),(941,5,'2026-02-19 09:55:33','2026-02-19 09:55:33','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:55:33','2026-02-19 09:55:33','',37,'https://afhold.co.zm/staging/?p=941',0,'revision','',0),(942,5,'2026-02-19 09:55:33','2026-02-19 09:55:33','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:55:33','2026-02-19 09:55:33','',37,'https://afhold.co.zm/staging/?p=942',0,'revision','',0),(943,5,'2026-02-19 09:56:08','2026-02-19 09:56:08','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:56:08','2026-02-19 09:56:08','',37,'https://afhold.co.zm/staging/?p=943',0,'revision','',0),(944,5,'2026-02-19 09:56:09','2026-02-19 09:56:09','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:56:09','2026-02-19 09:56:09','',37,'https://afhold.co.zm/staging/?p=944',0,'revision','',0),(949,5,'2026-02-19 10:01:36','2026-02-19 10:01:36','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:01:36','2026-02-19 10:01:36','',37,'https://afhold.co.zm/staging/?p=949',0,'revision','',0),(947,5,'2026-02-19 10:01:35','2026-02-19 10:01:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:01:35','2026-02-19 10:01:35','',37,'https://afhold.co.zm/staging/?p=947',0,'revision','',0),(948,5,'2026-02-19 10:01:35','2026-02-19 10:01:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:01:35','2026-02-19 10:01:35','',37,'https://afhold.co.zm/staging/?p=948',0,'revision','',0),(950,5,'2026-02-19 10:07:35','2026-02-19 10:07:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:07:35','2026-02-19 10:07:35','',37,'https://afhold.co.zm/staging/?p=950',0,'revision','',0),(951,5,'2026-02-19 10:07:35','2026-02-19 10:07:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:07:35','2026-02-19 10:07:35','',37,'https://afhold.co.zm/staging/?p=951',0,'revision','',0),(952,5,'2026-02-19 10:07:35','2026-02-19 10:07:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:07:35','2026-02-19 10:07:35','',37,'https://afhold.co.zm/staging/?p=952',0,'revision','',0),(955,5,'2026-03-06 13:03:13','2026-03-06 13:03:13','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-06 13:03:13','2026-03-06 13:03:13','',32,'https://afhold.co.zm/staging/?p=955',0,'revision','',0),(1221,5,'2026-03-18 09:59:52','2026-03-18 09:59:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-18 09:59:52','2026-03-18 09:59:52','',32,'https://afhold.co.zm/staging/?p=1221',0,'revision','',0),(956,5,'2026-03-06 13:03:13','2026-03-06 13:03:13','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-06 13:03:13','2026-03-06 13:03:13','',32,'https://afhold.co.zm/staging/?p=956',0,'revision','',0),(957,5,'2026-03-06 13:04:59','2026-03-06 13:04:59','','Alife Logo - Blue','','inherit','open','closed','','alife-logo-blue-4','','','2026-03-06 13:04:59','2026-03-06 13:04:59','',14,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Alife-Logo-Blue-1.webp',0,'attachment','image/webp',0),(958,5,'2026-03-06 13:05:16','2026-03-06 13:05:16','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-03-06 13:05:16','2026-03-06 13:05:16','',14,'https://afhold.co.zm/staging/?p=958',0,'revision','',0),(959,5,'2026-03-06 13:08:06','2026-03-06 13:08:06','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration               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href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-06 13:08:06','2026-03-06 13:08:06','',76,'https://afhold.co.zm/staging/?p=959',0,'revision','',0),(1091,5,'2026-03-13 07:28:53','2026-03-13 07:28:53','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:28:53','2026-03-13 07:28:53','',32,'https://afhold.co.zm/staging/?p=1091',0,'revision','',0),(964,5,'2026-03-06 13:36:39','2026-03-06 13:36:39','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:36:39','2026-03-06 13:36:39','',37,'https://afhold.co.zm/staging/?p=964',0,'revision','',0),(962,5,'2026-03-06 13:36:39','2026-03-06 13:36:39','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:36:39','2026-03-06 13:36:39','',37,'https://afhold.co.zm/staging/?p=962',0,'revision','',0),(963,5,'2026-03-06 13:36:39','2026-03-06 13:36:39','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:36:39','2026-03-06 13:36:39','',37,'https://afhold.co.zm/staging/?p=963',0,'revision','',0),(968,5,'2026-03-06 13:43:15','2026-03-06 13:43:15','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:43:15','2026-03-06 13:43:15','',37,'https://afhold.co.zm/staging/?p=968',0,'revision','',0),(966,5,'2026-03-06 13:43:14','2026-03-06 13:43:14','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:43:14','2026-03-06 13:43:14','',37,'https://afhold.co.zm/staging/?p=966',0,'revision','',0),(967,5,'2026-03-06 13:43:14','2026-03-06 13:43:14','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:43:14','2026-03-06 13:43:14','',37,'https://afhold.co.zm/staging/?p=967',0,'revision','',0),(969,5,'2026-03-06 13:55:32','2026-03-06 13:55:32','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-06 13:55:32','2026-03-06 13:55:32','',100,'https://afhold.co.zm/staging/?p=969',0,'revision','',0),(970,5,'2026-03-06 13:55:32','2026-03-06 13:55:32','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-06 13:55:32','2026-03-06 13:55:32','',100,'https://afhold.co.zm/staging/?p=970',0,'revision','',0),(971,5,'2026-03-06 13:55:32','2026-03-06 13:55:32','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-06 13:55:32','2026-03-06 13:55:32','',100,'https://afhold.co.zm/staging/?p=971',0,'revision','',0),(972,5,'2026-03-06 14:35:57','2026-03-06 14:35:57','<h2>Investors</h2>					<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-06 14:35:57','2026-03-06 14:35:57','',42,'https://afhold.co.zm/staging/?p=972',0,'revision','',0),(973,5,'2026-03-06 14:35:57','2026-03-06 14:35:57','<h2>Investors</h2>					<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-06 14:35:57','2026-03-06 14:35:57','',42,'https://afhold.co.zm/staging/?p=973',0,'revision','',0),