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Block','','publish','closed','closed','','header-block','','','2026-02-10 09:41:04','2026-02-10 09:41:04','',0,'https://afhold.co.zm/staging/?elementor_library=header-block',0,'elementor_library','',0),(8,5,'2026-02-10 09:39:31','2026-02-10 09:39:31','','Probiz - Business Consulting Elementor Template Kit','','publish','closed','closed','','probiz-business-consulting-elementor-template-kit','','','2026-02-10 09:39:31','2026-02-10 09:39:31','',0,'https://afhold.co.zm/staging/?envato_tk_import=probiz-business-consulting-elementor-template-kit',0,'envato_tk_import','',0),(11,5,'2026-02-10 09:41:04','2026-02-10 09:41:04','<h3>\n							0761-8523-398						\n					</h3>\n									<h3>\n							KLLG St, No.99, Pku City, ID 28289						\n					</h3>\n									<h3>\n							hello@domainsite.com						\n					</h3>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                <a>\n                </a>\n                <ul>\n                                    </ul>\n										<a href=\"#\">\n									Consult Now\n					</a>','Header &#8211; Block','','inherit','closed','closed','','10-revision-v1','','','2026-02-10 09:41:04','2026-02-10 09:41:04','',10,'https://afhold.co.zm/staging/?p=11',0,'revision','',0),(12,5,'2026-02-10 09:41:04','2026-02-10 09:41:04','<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n					            <form id=\"rform\" data-form=\"1657\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n					<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Services\n									</li>\n								<li>\n										Pricing Plan\n									</li>\n								<li>\n										FAQs\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Services</h2>							<ul>\n							<li>\n										Financial Analysis\n									</li>\n								<li>\n										Strategic Planning\n									</li>\n								<li>\n										Market Research\n									</li>\n								<li>\n										Organizational Development\n									</li>\n								<li>\n										Branding Strategy\n									</li>\n								<li>\n										Sustainability and CSR\n									</li>\n						</ul>\n							<h2>Contact Us</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						KLLG St, No.99, Pku City, ID 28289					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						hello@domainsite.com					</p>\n							<h2>Copyright © 2024 Rometheme. 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Nullam viverra, tortor nec venenatis aliquam, turpis nunc aliquet ipsum, luctus imperdiet nisi nisl quis urna. Vivamus mattis orci lacus, sed dignissim metus ultricies in. Pellentesque lorem est, dignissim suscipit tellus id, auctor efficitur neque. Praesent vel neque eget est venenatis rhoncus sit amet a sapien. Cras ornare libero et elementum molestie. Nam mattis pellentesque sem, eu lacinia turpis congue in. Vivamus nec fringilla quam. Cras congue neque ante, at pretium lectus egestas aliquet. Sed ultrices, turpis vitae scelerisque sodales, tortor felis vehicula odio, vitae rhoncus lorem libero ut tellus.</p><p>Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla. Donec vestibulum et risus at condimentum. Nulla condimentum dui sit amet nulla volutpat vestibulum. Nunc luctus condimentum mauris id efficitur. Duis condimentum neque at lectus convallis vestibulum. Etiam et finibus justo. 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Aliquam non ornare ante. </p>                        \n                            Organizational Development                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Branding Strategy                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Sustainability and CSR                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Share On : </h2>							\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','Service Detail','','inherit','closed','closed','','26-revision-v1','','','2026-02-10 09:42:52','2026-02-10 09:42:52','',26,'https://afhold.co.zm/staging/?p=27',0,'revision','',0),(28,5,'2026-02-10 09:45:13','2026-02-10 09:45:13','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" 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119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>','About Us','','publish','closed','closed','','about-us','','','2026-02-10 09:45:13','2026-02-10 09:45:13','',0,'https://afhold.co.zm/staging/?elementor_library=about-us',0,'elementor_library','',0),(29,5,'2026-02-10 09:45:13','2026-02-10 09:45:13','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>','About Us','','inherit','closed','closed','','28-revision-v1','','','2026-02-10 09:45:13','2026-02-10 09:45:13','',28,'https://afhold.co.zm/staging/?p=29',0,'revision','',0),(36,5,'2026-02-10 10:10:32','2026-02-10 10:10:32','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','inherit','closed','closed','','35-revision-v1','','','2026-02-10 10:10:32','2026-02-10 10:10:32','',35,'https://afhold.co.zm/staging/?p=36',0,'revision','',0),(32,5,'2026-02-10 10:09:52','2026-02-10 10:09:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','publish','closed','closed','','home','','','2026-03-20 11:23:30','2026-03-20 11:23:30','',0,'https://afhold.co.zm/staging/?page_id=32',0,'page','',0),(33,5,'2026-02-10 10:07:54','2026-02-10 10:07:54','{\"version\": 3, \"isGlobalStylesUserThemeJSON\": true }','Custom Styles','','publish','closed','closed','','wp-global-styles-twentytwentyfive','','','2026-02-10 10:07:54','2026-02-10 10:07:54','',0,'https://afhold.co.zm/staging/2026/02/10/wp-global-styles-twentytwentyfive/',0,'wp_global_styles','',0),(34,5,'2026-02-10 10:09:52','2026-02-10 10:09:52','','Home','','inherit','closed','closed','','32-revision-v1','','','2026-02-10 10:09:52','2026-02-10 10:09:52','',32,'https://afhold.co.zm/staging/?p=34',0,'revision','',0),(35,5,'2026-02-10 10:10:31','2026-02-10 10:10:31','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','publish','closed','closed','','pricing-plan','','','2026-02-10 10:10:32','2026-02-10 10:10:32','',0,'https://afhold.co.zm/staging/?elementor_library=pricing-plan',0,'elementor_library','',0),(37,5,'2026-02-10 10:11:15','2026-02-10 10:11:15','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','publish','closed','closed','','about-us','','','2026-03-20 11:30:25','2026-03-20 11:30:25','',0,'https://afhold.co.zm/staging/?page_id=37',0,'page','',0),(38,5,'2026-02-10 10:11:15','2026-02-10 10:11:15','','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-10 10:11:15','2026-02-10 10:11:15','',37,'https://afhold.co.zm/staging/?p=38',0,'revision','',0),(39,5,'2026-02-10 10:11:26','2026-02-10 10:11:26','','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-10 10:11:26','2026-02-10 10:11:26','',32,'https://afhold.co.zm/staging/?p=39',0,'revision','',0),(443,5,'2026-02-12 14:15:42','2026-02-12 14:15:42','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Other Service</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:15:42','2026-02-12 14:15:42','',42,'https://afhold.co.zm/staging/?p=443',0,'revision','',0),(42,5,'2026-02-10 10:13:13','2026-02-10 10:13:13','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51%.</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','publish','closed','closed','','investors','','','2026-03-24 08:05:00','2026-03-24 08:05:00','',0,'https://afhold.co.zm/staging/?page_id=42',0,'page','',0),(43,5,'2026-02-10 10:13:13','2026-02-10 10:13:13','','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-10 10:13:13','2026-02-10 10:13:13','',42,'https://afhold.co.zm/staging/?p=43',0,'revision','',0),(47,5,'2026-02-10 10:25:06','2026-02-10 10:25:06','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','publish','closed','closed','','news','','','2026-03-20 11:34:54','2026-03-20 11:34:54','',0,'https://afhold.co.zm/staging/?page_id=47',0,'page','',0),(48,5,'2026-02-10 10:25:06','2026-02-10 10:25:06','','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-10 10:25:06','2026-02-10 10:25:06','',47,'https://afhold.co.zm/staging/?p=48',0,'revision','',0),(49,5,'2026-02-10 10:26:47','2026-02-10 10:26:47','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Afhold today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260  211  254  841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						hello@domainsite.com					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						KLLG St, No.99, Pku City, ID 28289					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.domainsite.com					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 11:57:36','2026-02-10 11:57:36','',49,'https://afhold.co.zm/staging/?p=55',0,'revision','',0),(53,5,'2026-02-10 11:57:36','2026-02-10 11:57:36','','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 11:57:36','2026-02-10 11:57:36','',49,'https://afhold.co.zm/staging/?p=53',0,'revision','',0),(54,5,'2026-02-10 11:57:36','2026-02-10 11:57:36','','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 11:57:36','2026-02-10 11:57:36','',49,'https://afhold.co.zm/staging/?p=54',0,'revision','',0),(59,5,'2026-02-10 12:01:37','2026-02-10 12:01:37','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						hello@domainsite.com					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						KLLG St, No.99, Pku City, ID 28289					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.domainsite.com					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 12:01:37','2026-02-10 12:01:37','',49,'https://afhold.co.zm/staging/?p=59',0,'revision','',0),(57,5,'2026-02-10 12:01:37','2026-02-10 12:01:37','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						hello@domainsite.com					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						KLLG St, No.99, Pku City, ID 28289					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.domainsite.com					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 12:01:37','2026-02-10 12:01:37','',49,'https://afhold.co.zm/staging/?p=57',0,'revision','',0),(58,5,'2026-02-10 12:01:37','2026-02-10 12:01:37','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						hello@domainsite.com					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						KLLG St, No.99, Pku City, ID 28289					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.domainsite.com					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 12:01:37','2026-02-10 12:01:37','',49,'https://afhold.co.zm/staging/?p=58',0,'revision','',0),(297,5,'2026-02-12 08:34:41','2026-02-12 08:34:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:34:41','2026-02-12 08:34:41','',37,'https://afhold.co.zm/staging/?p=297',0,'revision','',0),(286,5,'2026-02-12 08:26:41','2026-02-12 08:26:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:26:41','2026-02-12 08:26:41','',37,'https://afhold.co.zm/staging/?p=286',0,'revision','',0),(283,5,'2026-02-12 08:24:12','2026-02-12 08:24:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:24:12','2026-02-12 08:24:12','',37,'https://afhold.co.zm/staging/?p=283',0,'revision','',0),(276,5,'2026-02-12 07:53:46','2026-02-12 07:53:46','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:53:46','2026-02-12 07:53:46','',37,'https://afhold.co.zm/staging/?p=276',0,'revision','',0),(63,5,'2026-02-10 12:05:58','2026-02-10 12:05:58','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-10 12:05:58','2026-02-10 12:05:58','',37,'https://afhold.co.zm/staging/?p=63',0,'revision','',0),(61,5,'2026-02-10 12:05:57','2026-02-10 12:05:57','','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-10 12:05:57','2026-02-10 12:05:57','',37,'https://afhold.co.zm/staging/?p=61',0,'revision','',0),(62,5,'2026-02-10 12:05:57','2026-02-10 12:05:57','','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-10 12:05:57','2026-02-10 12:05:57','',37,'https://afhold.co.zm/staging/?p=62',0,'revision','',0),(64,5,'2026-02-10 12:10:26','2026-02-10 12:10:26','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','publish','closed','closed','','pricing-plan-2','','','2026-02-10 12:10:26','2026-02-10 12:10:26','',0,'https://afhold.co.zm/staging/?elementor_library=pricing-plan-2',0,'elementor_library','',0),(65,5,'2026-02-10 12:10:26','2026-02-10 12:10:26','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','inherit','closed','closed','','64-revision-v1','','','2026-02-10 12:10:26','2026-02-10 12:10:26','',64,'https://afhold.co.zm/staging/?p=65',0,'revision','',0),(66,5,'2026-02-10 12:10:38','2026-02-10 12:10:38','<h2>Service Detail</h2>		<p>Home / Service Detail</p>			<h2>Financial Analysis</h2>		<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. Fusce malesuada eros a leo rhoncus, vitae elementum risus lacinia. Morbi eu purus sit amet eros malesuada condimentum. Duis rutrum vel risus non tristique. Mauris sit amet pellentesque ligula. Vestibulum nibh ipsum, vulputate ac odio eu, eleifend tristique tortor. In elementum purus ullamcorper pretium porttitor. Duis cursus nibh feugiat, tempor lacus et, posuere nibh. Ut in ligula lectus. Duis tellus lacus, tincidunt ac viverra sit amet, maximus at magna.</p><p>Vivamus id tincidunt enim. Sed iaculis finibus ante, a vulputate est ullamcorper a. Duis ut neque rutrum, eleifend augue vel, volutpat tortor. Morbi aliquet ex sit amet pretium consectetur. Vivamus sit amet erat turpis. Fusce mollis libero tellus, vitae lobortis ex semper tincidunt. Donec pretium, elit ut mattis euismod, quam sem aliquet metus, in euismod urna purus maximus mi. Nunc vel ipsum luctus dui dapibus gravida. Phasellus in ex varius, varius justo in, semper nunc. Morbi pretium sagittis fermentum. Maecenas id risus nec libero scelerisque laoreet. Praesent at tellus pretium, dignissim turpis et, auctor arcu. Donec venenatis ipsum dolor.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Integer eget lacus ac magna suscipit lobortis vitae eu lectus. Phasellus eu porta dolor. Nam ut consequat lacus. Cras rhoncus justo a nulla porta, et auctor lorem ullamcorper. Curabitur lobortis eros eu elit eleifend dignissim. Maecenas id dictum nulla, quis ornare elit. Duis porta finibus quam et ultricies. Sed sit amet quam mollis, volutpat quam eget, mollis urna. Vestibulum a auctor orci, ac vestibulum libero.</p><p>Morbi dictum ex a erat porta, at ultrices nisl porttitor. Suspendisse volutpat ex et metus tristique rutrum. Nam non arcu est. Nullam viverra, tortor nec venenatis aliquam, turpis nunc aliquet ipsum, luctus imperdiet nisi nisl quis urna. Vivamus mattis orci lacus, sed dignissim metus ultricies in. Pellentesque lorem est, dignissim suscipit tellus id, auctor efficitur neque. Praesent vel neque eget est venenatis rhoncus sit amet a sapien. Cras ornare libero et elementum molestie. Nam mattis pellentesque sem, eu lacinia turpis congue in. Vivamus nec fringilla quam. Cras congue neque ante, at pretium lectus egestas aliquet. Sed ultrices, turpis vitae scelerisque sodales, tortor felis vehicula odio, vitae rhoncus lorem libero ut tellus.</p><p>Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla. Donec vestibulum et risus at condimentum. Nulla condimentum dui sit amet nulla volutpat vestibulum. Nunc luctus condimentum mauris id efficitur. Duis condimentum neque at lectus convallis vestibulum. Etiam et finibus justo. Nulla augue lectus, vehicula eu faucibus et, egestas in enim. In purus nisi, fermentum sit amet rhoncus nec, gravida eu tellus. Sed eu urna molestie, eleifend quam ut, finibus dui.</p>			<h2>Other Service</h2>				\n                            Financial Analysis                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Strategic Planning                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Market Research                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Organizational Development                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Branding Strategy                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Sustainability and CSR                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Share On : </h2>							\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','Service Detail','','publish','closed','closed','','service-detail-2','','','2026-02-10 12:10:38','2026-02-10 12:10:38','',0,'https://afhold.co.zm/staging/?elementor_library=service-detail-2',0,'elementor_library','',0),(67,5,'2026-02-10 12:10:38','2026-02-10 12:10:38','<h2>Service Detail</h2>		<p>Home / Service Detail</p>			<h2>Financial Analysis</h2>		<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. Fusce malesuada eros a leo rhoncus, vitae elementum risus lacinia. Morbi eu purus sit amet eros malesuada condimentum. Duis rutrum vel risus non tristique. Mauris sit amet pellentesque ligula. Vestibulum nibh ipsum, vulputate ac odio eu, eleifend tristique tortor. In elementum purus ullamcorper pretium porttitor. Duis cursus nibh feugiat, tempor lacus et, posuere nibh. Ut in ligula lectus. Duis tellus lacus, tincidunt ac viverra sit amet, maximus at magna.</p><p>Vivamus id tincidunt enim. Sed iaculis finibus ante, a vulputate est ullamcorper a. Duis ut neque rutrum, eleifend augue vel, volutpat tortor. Morbi aliquet ex sit amet pretium consectetur. Vivamus sit amet erat turpis. Fusce mollis libero tellus, vitae lobortis ex semper tincidunt. Donec pretium, elit ut mattis euismod, quam sem aliquet metus, in euismod urna purus maximus mi. Nunc vel ipsum luctus dui dapibus gravida. Phasellus in ex varius, varius justo in, semper nunc. Morbi pretium sagittis fermentum. Maecenas id risus nec libero scelerisque laoreet. Praesent at tellus pretium, dignissim turpis et, auctor arcu. Donec venenatis ipsum dolor.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Integer eget lacus ac magna suscipit lobortis vitae eu lectus. Phasellus eu porta dolor. Nam ut consequat lacus. Cras rhoncus justo a nulla porta, et auctor lorem ullamcorper. Curabitur lobortis eros eu elit eleifend dignissim. Maecenas id dictum nulla, quis ornare elit. Duis porta finibus quam et ultricies. Sed sit amet quam mollis, volutpat quam eget, mollis urna. Vestibulum a auctor orci, ac vestibulum libero.</p><p>Morbi dictum ex a erat porta, at ultrices nisl porttitor. Suspendisse volutpat ex et metus tristique rutrum. Nam non arcu est. Nullam viverra, tortor nec venenatis aliquam, turpis nunc aliquet ipsum, luctus imperdiet nisi nisl quis urna. Vivamus mattis orci lacus, sed dignissim metus ultricies in. Pellentesque lorem est, dignissim suscipit tellus id, auctor efficitur neque. Praesent vel neque eget est venenatis rhoncus sit amet a sapien. Cras ornare libero et elementum molestie. Nam mattis pellentesque sem, eu lacinia turpis congue in. Vivamus nec fringilla quam. Cras congue neque ante, at pretium lectus egestas aliquet. Sed ultrices, turpis vitae scelerisque sodales, tortor felis vehicula odio, vitae rhoncus lorem libero ut tellus.</p><p>Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla. Donec vestibulum et risus at condimentum. Nulla condimentum dui sit amet nulla volutpat vestibulum. Nunc luctus condimentum mauris id efficitur. Duis condimentum neque at lectus convallis vestibulum. Etiam et finibus justo. Nulla augue lectus, vehicula eu faucibus et, egestas in enim. In purus nisi, fermentum sit amet rhoncus nec, gravida eu tellus. Sed eu urna molestie, eleifend quam ut, finibus dui.</p>			<h2>Other Service</h2>				\n                            Financial Analysis                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Strategic Planning                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Market Research                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Organizational Development                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Branding Strategy                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Sustainability and CSR                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Share On : </h2>							\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 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expertise.</p>		\n                            How do I know if my business needs consulting services?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>','FAQs','','publish','closed','closed','','faqs','','','2026-02-10 12:10:48','2026-02-10 12:10:48','',0,'https://afhold.co.zm/staging/?elementor_library=faqs',0,'elementor_library','',0),(69,5,'2026-02-10 12:10:48','2026-02-10 12:10:48','<h2>FAQs</h2>		<p>Home / FAQs</p>			<h2>FAQs</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            How do I know if my business needs consulting services?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>','FAQs','','inherit','closed','closed','','68-revision-v1','','','2026-02-10 12:10:48','2026-02-10 12:10:48','',68,'https://afhold.co.zm/staging/?p=69',0,'revision','',0),(70,5,'2026-02-10 12:14:09','2026-02-10 12:14:09','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','publish','closed','closed','','pricing-plan-3','','','2026-02-10 12:14:09','2026-02-10 12:14:09','',0,'https://afhold.co.zm/staging/?elementor_library=pricing-plan-3',0,'elementor_library','',0),(71,5,'2026-02-10 12:14:09','2026-02-10 12:14:09','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','inherit','closed','closed','','70-revision-v1','','','2026-02-10 12:14:09','2026-02-10 12:14:09','',70,'https://afhold.co.zm/staging/?p=71',0,'revision','',0),(72,5,'2026-02-10 12:41:46','2026-02-10 12:41:46','<h2>Services</h2>		<p>Home / Services</p>			<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Organizational Development						\n					</h3>\n									<p>\n						Design organizational structures and job roles. Implement change management strategies and leadership development programs.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Branding Strategy						\n					</h3>\n									<p>\n						Create marketing plans and brand positioning strategies. Develop digital marketing campaigns and social media strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Sustainability and CSR						\n					</h3>\n									<p>\n						Embracing sustainability ensures businesses operate responsibly, reducing their environmental footprint.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','Services','','publish','closed','closed','','services','','','2026-02-10 12:41:47','2026-02-10 12:41:47','',0,'https://afhold.co.zm/staging/?elementor_library=services',0,'elementor_library','',0),(73,5,'2026-02-10 12:41:47','2026-02-10 12:41:47','<h2>Services</h2>		<p>Home / Services</p>			<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Organizational Development						\n					</h3>\n									<p>\n						Design organizational structures and job roles. Implement change management strategies and leadership development programs.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Branding Strategy						\n					</h3>\n									<p>\n						Create marketing plans and brand positioning strategies. Develop digital marketing campaigns and social media strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Sustainability and CSR						\n					</h3>\n									<p>\n						Embracing sustainability ensures businesses operate responsibly, reducing their environmental footprint.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 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55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','Services','','inherit','closed','closed','','72-revision-v1','','','2026-02-10 12:41:47','2026-02-10 12:41:47','',72,'https://afhold.co.zm/staging/?p=73',0,'revision','',0),(871,5,'2026-02-18 14:25:36','2026-02-18 14:25:36','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:25:36','2026-02-18 14:25:36','',37,'https://afhold.co.zm/staging/?p=871',0,'revision','',0),(76,5,'2026-02-10 14:56:37','2026-02-10 14:56:37','<h3>\n							+260  211  254  841						\n					</h3>\n									<h3>\n							6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a href=\"https://www.linkedin.com/company/afhold-zambia-limited/\" target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n     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href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                    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08:06:35','',0,'https://afhold.co.zm/staging/?post_type=elementor_library&#038;p=76',0,'elementor_library','',0),(77,5,'2026-02-10 13:11:54','2026-02-10 13:11:54','','Elementor Header #76','','inherit','closed','closed','','76-revision-v1','','','2026-02-10 13:11:54','2026-02-10 13:11:54','',76,'https://afhold.co.zm/staging/?p=77',0,'revision','',0),(78,5,'2026-02-10 13:13:29','2026-02-10 13:13:29','','Header','','inherit','closed','closed','','76-revision-v1','','','2026-02-10 13:13:29','2026-02-10 13:13:29','',76,'https://afhold.co.zm/staging/?p=78',0,'revision','',0),(763,5,'2026-02-16 12:48:24','2026-02-16 12:48:24','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<h3>\n							enquiries@afhold.co.zm						\n					</h3>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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href=\"https://afhold.co.zm/staging/aflife-investments/\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-pension-administration/\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n            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Morbi pretium sagittis fermentum. Maecenas id risus nec libero scelerisque laoreet. Praesent at tellus pretium, dignissim turpis et, auctor arcu. Donec venenatis ipsum dolor.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Integer eget lacus ac magna suscipit lobortis vitae eu lectus. Phasellus eu porta dolor. Nam ut consequat lacus. Cras rhoncus justo a nulla porta, et auctor lorem ullamcorper. Curabitur lobortis eros eu elit eleifend dignissim. Maecenas id dictum nulla, quis ornare elit. Duis porta finibus quam et ultricies. Sed sit amet quam mollis, volutpat quam eget, mollis urna. Vestibulum a auctor orci, ac vestibulum libero.</p><p>Morbi dictum ex a erat porta, at ultrices nisl porttitor. Suspendisse volutpat ex et metus tristique rutrum. Nam non arcu est. Nullam viverra, tortor nec venenatis aliquam, turpis nunc aliquet ipsum, luctus imperdiet nisi nisl quis urna. Vivamus mattis orci lacus, sed dignissim metus ultricies in. Pellentesque lorem est, dignissim suscipit tellus id, auctor efficitur neque. Praesent vel neque eget est venenatis rhoncus sit amet a sapien. Cras ornare libero et elementum molestie. Nam mattis pellentesque sem, eu lacinia turpis congue in. Vivamus nec fringilla quam. Cras congue neque ante, at pretium lectus egestas aliquet. Sed ultrices, turpis vitae scelerisque sodales, tortor felis vehicula odio, vitae rhoncus lorem libero ut tellus.</p><p>Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla. Donec vestibulum et risus at condimentum. Nulla condimentum dui sit amet nulla volutpat vestibulum. Nunc luctus condimentum mauris id efficitur. Duis condimentum neque at lectus convallis vestibulum. Etiam et finibus justo. Nulla augue lectus, vehicula eu faucibus et, egestas in enim. In purus nisi, fermentum sit amet rhoncus nec, gravida eu tellus. Sed eu urna molestie, eleifend quam ut, finibus dui.</p>			<h2>Other Service</h2>				\n                            Financial Analysis                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Strategic Planning                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Market Research                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Organizational Development                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Branding Strategy                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Sustainability and CSR                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Share On : </h2>							\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-11 11:56:04','2026-02-11 11:56:04','',42,'https://afhold.co.zm/staging/?p=204',0,'revision','',0),(161,5,'2026-02-11 09:01:32','2026-02-11 09:01:32','','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-11 09:01:32','2026-02-11 09:01:32','',32,'https://afhold.co.zm/staging/?p=161',0,'revision','',0),(162,5,'2026-02-11 09:01:32','2026-02-11 09:01:32','','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-11 09:01:32','2026-02-11 09:01:32','',32,'https://afhold.co.zm/staging/?p=162',0,'revision','',0),(94,5,'2026-02-10 14:40:05','2026-02-10 14:40:05','{\"version\": 3, \"isGlobalStylesUserThemeJSON\": true }','Custom Styles','','publish','closed','closed','','wp-global-styles-hello-elementor','','','2026-02-10 14:40:05','2026-02-10 14:40:05','',0,'https://afhold.co.zm/staging/wp-global-styles-hello-elementor/',0,'wp_global_styles','',0),(1119,5,'2026-03-17 07:56:22','2026-03-17 07:56:22','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-17 07:56:22','2026-03-17 07:56:22','',37,'https://afhold.co.zm/staging/?p=1119',0,'revision','',0),(100,5,'2026-02-10 14:42:29','2026-02-10 14:42:29','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License.</p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following :</p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','publish','closed','closed','','aflife-capital','','','2026-03-24 08:00:07','2026-03-24 08:00:07','',0,'https://afhold.co.zm/staging/?page_id=100',4,'page','',0),(101,5,'2026-02-10 14:42:29','2026-02-10 14:42:29','','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-10 14:42:29','2026-02-10 14:42:29','',100,'https://afhold.co.zm/staging/?p=101',0,'revision','',0),(1111,5,'2026-03-17 07:06:28','2026-03-17 07:06:28','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 07:06:28','2026-03-17 07:06:28','',32,'https://afhold.co.zm/staging/?p=1111',0,'revision','',0),(104,5,'2026-03-19 09:25:59','2026-02-10 14:50:29',' ','','','publish','closed','closed','','104','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=104',1,'nav_menu_item','',0),(105,5,'2026-03-19 09:25:59','2026-02-10 14:50:29',' ','','','publish','closed','closed','','105','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=105',12,'nav_menu_item','',0),(106,5,'2026-03-19 09:25:59','2026-02-10 14:50:29',' ','','','publish','closed','closed','','106','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=106',2,'nav_menu_item','',0),(108,5,'2026-03-19 09:25:59','2026-02-10 14:50:29',' ','','','publish','closed','closed','','108','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=108',11,'nav_menu_item','',0),(133,5,'2026-02-10 15:00:48','2026-02-10 15:00:48','<h3>\n							0761-8523-398						\n					</h3>\n									<h3>\n							KLLG St, No.99, Pku City, ID 28289						\n					</h3>\n									<h3>\n							hello@domainsite.com						\n					</h3>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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08:16:11','',76,'https://afhold.co.zm/staging/?p=136',0,'revision','',0),(129,5,'2026-03-19 09:25:59','2026-02-10 15:00:33',' ','','','publish','closed','closed','','129','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=129',8,'nav_menu_item','',0),(155,5,'2026-02-11 08:53:34','2026-02-11 08:53:34','<h3>\n							+260 (211)  252265						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<h3>\n							enquiries@afhold.co.zm						\n					</h3>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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