(323,5,'2026-02-12 09:31:14','2026-02-12 09:31:14','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" 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Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 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132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:31:14','2026-02-12 09:31:14','',37,'https://afhold.co.zm/staging/?p=323',0,'revision','',0);
INSERT INTO `wpph_posts` VALUES (324,5,'2026-02-12 09:31:14','2026-02-12 09:31:14','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 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09:31:14','',37,'https://afhold.co.zm/staging/?p=324',0,'revision','',0),(325,5,'2026-02-12 09:32:21','2026-02-12 09:32:21','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" 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Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:32:21','2026-02-12 09:32:21','',37,'https://afhold.co.zm/staging/?p=325',0,'revision','',0),(326,5,'2026-02-12 09:32:21','2026-02-12 09:32:21','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:32:21','2026-02-12 09:32:21','',37,'https://afhold.co.zm/staging/?p=326',0,'revision','',0),(327,5,'2026-02-12 09:32:21','2026-02-12 09:32:21','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 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09:32:21','',37,'https://afhold.co.zm/staging/?p=327',0,'revision','',0),(328,5,'2026-02-12 09:34:54','2026-02-12 09:34:54','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" 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Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:34:54','2026-02-12 09:34:54','',37,'https://afhold.co.zm/staging/?p=328',0,'revision','',0),(329,5,'2026-02-12 09:34:54','2026-02-12 09:34:54','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:34:54','2026-02-12 09:34:54','',37,'https://afhold.co.zm/staging/?p=329',0,'revision','',0),(383,5,'2026-02-12 12:27:19','2026-02-12 12:27:19','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:27:19','2026-02-12 12:27:19','',37,'https://afhold.co.zm/staging/?p=383',0,'revision','',0),(334,5,'2026-02-12 09:55:07','2026-02-12 09:55:07','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:55:07','2026-02-12 09:55:07','',37,'https://afhold.co.zm/staging/?p=334',0,'revision','',0),(332,5,'2026-02-12 09:55:07','2026-02-12 09:55:07','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:55:07','2026-02-12 09:55:07','',37,'https://afhold.co.zm/staging/?p=332',0,'revision','',0),(333,5,'2026-02-12 09:55:07','2026-02-12 09:55:07','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:55:07','2026-02-12 09:55:07','',37,'https://afhold.co.zm/staging/?p=333',0,'revision','',0),(335,5,'2026-02-12 09:56:31','2026-02-12 09:56:31','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:56:31','2026-02-12 09:56:31','',37,'https://afhold.co.zm/staging/?p=335',0,'revision','',0),(336,5,'2026-02-12 09:56:31','2026-02-12 09:56:31','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:56:31','2026-02-12 09:56:31','',37,'https://afhold.co.zm/staging/?p=336',0,'revision','',0),(337,5,'2026-02-12 09:56:31','2026-02-12 09:56:31','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:56:31','2026-02-12 09:56:31','',37,'https://afhold.co.zm/staging/?p=337',0,'revision','',0),