(974,5,'2026-03-06 14:35:57','2026-03-06 14:35:57','<h2>Investors</h2>					<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-06 14:35:57','2026-03-06 14:35:57','',42,'https://afhold.co.zm/staging/?p=974',0,'revision','',0),(975,5,'2026-03-06 14:44:34','2026-03-06 14:44:34','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>					<search role=\"search\" data-base-url=\"https://afhold.co.zm/staging/\" data-page-num=\"1\">\n							<button data-filter=\"careers\" aria-pressed=\"false\">Careers</button>\n							<button data-filter=\"news-article\" aria-pressed=\"false\">News Article</button>\n									<button data-filter=\"__all\" aria-pressed=\"true\">\n				All			</button>\n					</search>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-06 14:44:34','2026-03-06 14:44:34','',47,'https://afhold.co.zm/staging/?p=975',0,'revision','',0),(976,5,'2026-03-06 14:44:34','2026-03-06 14:44:34','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>					<search role=\"search\" data-base-url=\"https://afhold.co.zm/staging/\" data-page-num=\"1\">\n							<button data-filter=\"careers\" aria-pressed=\"false\">Careers</button>\n							<button data-filter=\"news-article\" aria-pressed=\"false\">News Article</button>\n									<button data-filter=\"__all\" aria-pressed=\"true\">\n				All			</button>\n					</search>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-06 14:44:34','2026-03-06 14:44:34','',47,'https://afhold.co.zm/staging/?p=976',0,'revision','',0),(977,5,'2026-03-06 14:44:34','2026-03-06 14:44:34','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>					<search role=\"search\" data-base-url=\"https://afhold.co.zm/staging/\" data-page-num=\"1\">\n							<button data-filter=\"careers\" aria-pressed=\"false\">Careers</button>\n							<button data-filter=\"news-article\" aria-pressed=\"false\">News Article</button>\n									<button data-filter=\"__all\" aria-pressed=\"true\">\n				All			</button>\n					</search>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-06 14:44:34','2026-03-06 14:44:34','',47,'https://afhold.co.zm/staging/?p=977',0,'revision','',0),(1177,5,'2026-03-18 09:16:38','2026-03-18 09:16:38','','394x595','','inherit','open','closed','','394x595','','','2026-03-18 09:16:38','2026-03-18 09:16:38','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/394x595.jpg',0,'attachment','image/jpeg',0),(1187,5,'2026-03-18 09:29:07','2026-03-18 09:29:07','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:29:07','2026-03-18 09:29:07','',37,'https://afhold.co.zm/staging/?p=1187',0,'revision','',0),(1183,5,'2026-03-18 09:24:00','2026-03-18 09:24:00','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:24:00','2026-03-18 09:24:00','',37,'https://afhold.co.zm/staging/?p=1183',0,'revision','',0),(983,5,'2026-03-11 08:39:12','2026-03-11 08:39:12','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:12','2026-03-11 08:39:12','',37,'https://afhold.co.zm/staging/?p=983',0,'revision','',0),(980,5,'2026-03-11 08:32:30','2026-03-11 08:32:30','','Screenshot-29','','inherit','open','closed','','screenshot-29','','','2026-03-11 08:32:30','2026-03-11 08:32:30','',37,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png',0,'attachment','image/png',0),(981,5,'2026-03-11 08:39:09','2026-03-11 08:39:09','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:09','2026-03-11 08:39:09','',37,'https://afhold.co.zm/staging/?p=981',0,'revision','',0),(982,5,'2026-03-11 08:39:09','2026-03-11 08:39:09','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:09','2026-03-11 08:39:09','',37,'https://afhold.co.zm/staging/?p=982',0,'revision','',0),(984,5,'2026-03-11 08:39:29','2026-03-11 08:39:29','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:29','2026-03-11 08:39:29','',37,'https://afhold.co.zm/staging/?p=984',0,'revision','',0),(985,5,'2026-03-11 08:39:29','2026-03-11 08:39:29','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:29','2026-03-11 08:39:29','',37,'https://afhold.co.zm/staging/?p=985',0,'revision','',0),(986,5,'2026-03-11 08:39:30','2026-03-11 08:39:30','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:30','2026-03-11 08:39:30','',37,'https://afhold.co.zm/staging/?p=986',0,'revision','',0),(987,5,'2026-03-11 08:40:17','2026-03-11 08:40:17','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:40:17','2026-03-11 08:40:17','',37,'https://afhold.co.zm/staging/?p=987',0,'revision','',0),(988,5,'2026-03-11 08:40:17','2026-03-11 08:40:17','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:40:17','2026-03-11 08:40:17','',37,'https://afhold.co.zm/staging/?p=988',0,'revision','',0),(989,5,'2026-03-11 08:40:18','2026-03-11 08:40:18','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:40:18','2026-03-11 08:40:18','',37,'https://afhold.co.zm/staging/?p=989',0,'revision','',0),(994,5,'2026-03-11 09:20:59','2026-03-11 09:20:59','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 09:20:59','2026-03-11 09:20:59','',37,'https://afhold.co.zm/staging/?p=994',0,'revision','',0),(992,5,'2026-03-11 09:20:59','2026-03-11 09:20:59','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 09:20:59','2026-03-11 09:20:59','',37,'https://afhold.co.zm/staging/?p=992',0,'revision','',0),(993,5,'2026-03-11 09:20:59','2026-03-11 09:20:59','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 09:20:59','2026-03-11 09:20:59','',37,'https://afhold.co.zm/staging/?p=993',0,'revision','',0),(995,5,'2026-03-11 09:28:01','2026-03-11 09:28:01','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:28:01','2026-03-11 09:28:01','',367,'https://afhold.co.zm/staging/?p=995',0,'revision','',0),(996,5,'2026-03-11 09:28:36','2026-03-11 09:28:36','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:28:36','2026-03-11 09:28:36','',367,'https://afhold.co.zm/staging/?p=996',0,'revision','',0),(997,5,'2026-03-11 09:29:13','2026-03-11 09:29:13','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:29:13','2026-03-11 09:29:13','',367,'https://afhold.co.zm/staging/?p=997',0,'revision','',0),(998,5,'2026-03-11 09:30:19','2026-03-11 09:30:19','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:30:19','2026-03-11 09:30:19','',367,'https://afhold.co.zm/staging/?p=998',0,'revision','',0),(1001,5,'2026-03-11 09:34:18','2026-03-11 09:34:18','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:34:18','2026-03-11 09:34:18','',367,'https://afhold.co.zm/staging/?p=1001',0,'revision','',0),(1002,5,'2026-03-11 09:35:02','2026-03-11 09:35:02','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:35:02','2026-03-11 09:35:02','',367,'https://afhold.co.zm/staging/?p=1002',0,'revision','',0),(999,5,'2026-03-11 09:31:57','2026-03-11 09:31:57','<img width=\"800\" height=\"856\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director-957x1024.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director-957x1024.jpg 957w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director-280x300.jpg 280w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director-768x822.jpg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director-1436x1536.jpg 1436w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director.jpg 1914w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:31:57','2026-03-11 09:31:57','',367,'https://afhold.co.zm/staging/?p=999',0,'revision','',0),(1000,5,'2026-03-11 09:34:02','2026-03-11 09:34:02','<img width=\"800\" height=\"856\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director-957x1024.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director-957x1024.jpg 957w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director-280x300.jpg 280w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director-768x822.jpg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director-1436x1536.jpg 1436w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director.jpg 1914w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:34:02','2026-03-11 09:34:02','',367,'https://afhold.co.zm/staging/?p=1000',0,'revision','',0),(1003,5,'2026-03-11 09:35:26','2026-03-11 09:35:26','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:35:26','2026-03-11 09:35:26','',367,'https://afhold.co.zm/staging/?p=1003',0,'revision','',0),(1004,5,'2026-03-11 09:35:50','2026-03-11 09:35:50','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:35:50','2026-03-11 09:35:50','',367,'https://afhold.co.zm/staging/?p=1004',0,'revision','',0),(1005,5,'2026-03-11 09:39:08','2026-03-11 09:39:08','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:39:08','2026-03-11 09:39:08','',367,'https://afhold.co.zm/staging/?p=1005',0,'revision','',0),(1006,5,'2026-03-11 09:40:21','2026-03-11 09:40:21','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:40:21','2026-03-11 09:40:21','',367,'https://afhold.co.zm/staging/?p=1006',0,'revision','',0),(1007,5,'2026-03-11 09:40:49','2026-03-11 09:40:49','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:40:49','2026-03-11 09:40:49','',367,'https://afhold.co.zm/staging/?p=1007',0,'revision','',0),(1008,5,'2026-03-11 09:41:13','2026-03-11 09:41:13','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:41:13','2026-03-11 09:41:13','',367,'https://afhold.co.zm/staging/?p=1008',0,'revision','',0),(1009,5,'2026-03-11 09:44:36','2026-03-11 09:44:36','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 09:44:36','2026-03-11 09:44:36','',367,'https://afhold.co.zm/staging/?p=1009',0,'revision','',0),(1014,5,'2026-03-11 10:06:43','2026-03-11 10:06:43','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 10:06:43','2026-03-11 10:06:43','',367,'https://afhold.co.zm/staging/?p=1014',0,'revision','',0),(1011,5,'2026-03-11 10:00:42','2026-03-11 10:00:42','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 10:00:42','2026-03-11 10:00:42','',367,'https://afhold.co.zm/staging/?p=1011',0,'revision','',0),(1012,5,'2026-03-11 10:03:01','2026-03-11 10:03:01','','Bryson Hamanzuka CEO','','inherit','open','closed','','bryson-hamanzuka-ceo','','','2026-03-11 10:03:01','2026-03-11 10:03:01','',565,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Bryson-Hamanzuka-CEO.jpg',0,'attachment','image/jpeg',0),(1013,5,'2026-03-11 10:04:10','2026-03-11 10:04:10','','Collina Halwampa Head Corporate Services','','inherit','open','closed','','collina-halwampa-head-corporate-services','','','2026-03-11 10:04:10','2026-03-11 10:04:10','',565,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Collina-Halwampa-Head-Corporate-Services.jpg',0,'attachment','image/jpeg',0),(1015,5,'2026-03-11 10:09:28','2026-03-11 10:09:28','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 10:09:28','2026-03-11 10:09:28','',367,'https://afhold.co.zm/staging/?p=1015',0,'revision','',0),(1016,5,'2026-03-11 10:11:01','2026-03-11 10:11:01','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 10:11:01','2026-03-11 10:11:01','',367,'https://afhold.co.zm/staging/?p=1016',0,'revision','',0),(1017,5,'2026-03-11 10:23:42','2026-03-11 10:23:42','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 10:23:42','2026-03-11 10:23:42','',367,'https://afhold.co.zm/staging/?p=1017',0,'revision','',0),(1018,5,'2026-03-11 10:24:29','2026-03-11 10:24:29','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 10:24:29','2026-03-11 10:24:29','',367,'https://afhold.co.zm/staging/?p=1018',0,'revision','',0),(1019,5,'2026-03-11 10:25:22','2026-03-11 10:25:22','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 10:25:22','2026-03-11 10:25:22','',367,'https://afhold.co.zm/staging/?p=1019',0,'revision','',0),(1020,5,'2026-03-11 10:26:13','2026-03-11 10:26:13','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 10:26:13','2026-03-11 10:26:13','',367,'https://afhold.co.zm/staging/?p=1020',0,'revision','',0),(1022,5,'2026-03-11 10:49:28','2026-03-11 10:49:28','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 10:49:28','2026-03-11 10:49:28','',367,'https://afhold.co.zm/staging/?p=1022',0,'revision','',0),(1023,5,'2026-03-11 11:07:17','2026-03-11 11:07:17','','Bryson Hamanzuka CEO','','inherit','open','closed','','bryson-hamanzuka-ceo-2','','','2026-03-11 11:07:17','2026-03-11 11:07:17','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/Bryson-Hamanzuka-CEO.png',0,'attachment','image/png',0),(1024,5,'2026-03-11 11:12:24','2026-03-11 11:12:24','','Muna Hantuba Executive Director','','inherit','open','closed','','muna-hantuba-executive-director','','','2026-03-11 11:12:24','2026-03-11 11:12:24','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director.png',0,'attachment','image/png',0),(1026,5,'2026-03-11 11:17:18','2026-03-11 11:17:18','','screenshot-2026-03-11_13-15-13','','inherit','open','closed','','screenshot-2026-03-11_13-15-13','','','2026-03-11 11:17:18','2026-03-11 11:17:18','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-03-11_13-15-13.png',0,'attachment','image/png',0),(1027,5,'2026-03-11 11:19:20','2026-03-11 11:19:20','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-11 11:19:20','2026-03-11 11:19:20','',367,'https://afhold.co.zm/staging/?p=1027',0,'revision','',0),(1028,5,'2026-03-11 11:27:50','2026-03-11 11:27:50','','Charles H. de B Carey','','inherit','open','closed','','charles-h-de-b-carey','','','2026-03-11 11:27:50','2026-03-11 11:27:50','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Charles-H.-de-B-Carey.png',0,'attachment','image/png',0),(1029,5,'2026-03-11 11:27:55','2026-03-11 11:27:55','','Clair Mathe-Lisenda','','inherit','open','closed','','clair-mathe-lisenda','','','2026-03-11 11:27:55','2026-03-11 11:27:55','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Clair-Mathe-Lisenda.png',0,'attachment','image/png',0),(1030,5,'2026-03-11 11:28:00','2026-03-11 11:28:00','','Ignatius Michael Viljoen','','inherit','open','closed','','ignatius-michael-viljoen-2','','','2026-03-11 11:28:00','2026-03-11 11:28:00','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Ignatius-Michael-Viljoen.png',0,'attachment','image/png',0),(1031,5,'2026-03-11 11:28:08','2026-03-11 11:28:08','','John Alan Hurford Janes','','inherit','open','closed','','john-alan-hurford-janes-2','','','2026-03-11 11:28:08','2026-03-11 11:28:08','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/John-Alan-Hurford-Janes.png',0,'attachment','image/png',0),(1032,5,'2026-03-11 11:28:14','2026-03-11 11:28:14','','Muna Hantuba','','inherit','open','closed','','muna-hantuba-3','','','2026-03-11 11:28:14','2026-03-11 11:28:14','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba.png',0,'attachment','image/png',0),(1033,5,'2026-03-11 11:37:50','2026-03-11 11:37:50','','Bryson Hamanzuka','','inherit','open','closed','','bryson-hamanzuka-2','','','2026-03-11 11:37:50','2026-03-11 11:37:50','',565,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Bryson-Hamanzuka.png',0,'attachment','image/png',0),(1034,5,'2026-03-11 11:38:01','2026-03-11 11:38:01','','Collina Halwampa','','inherit','open','closed','','collina-halwampa-2','','','2026-03-11 11:38:01','2026-03-11 11:38:01','',565,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Collina-Halwampa.png',0,'attachment','image/png',0),(1035,5,'2026-03-11 11:38:06','2026-03-11 11:38:06','','Fortunate Ngatsha','','inherit','open','closed','','fortunate-ngatsha-2','','','2026-03-11 11:38:06','2026-03-11 11:38:06','',565,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Fortunate-Ngatsha.png',0,'attachment','image/png',0),(1036,5,'2026-03-11 11:38:16','2026-03-11 11:38:16','','Geoffrey Musekiwa','','inherit','open','closed','','geoffrey-musekiwa-2','','','2026-03-11 11:38:16','2026-03-11 11:38:16','',565,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Geoffrey-Musekiwa.png',0,'attachment','image/png',0),(1037,5,'2026-03-11 11:38:23','2026-03-11 11:38:23','','Jonathan Imakando','','inherit','open','closed','','jonathan-imakando-2','','','2026-03-11 11:38:23','2026-03-11 11:38:23','',565,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Jonathan-Imakando.png',0,'attachment','image/png',0),(1038,5,'2026-03-11 12:30:29','2026-03-11 12:30:29','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>					<search role=\"search\" data-base-url=\"https://afhold.co.zm/staging/\" data-page-num=\"1\">\n							<button data-filter=\"careers\" aria-pressed=\"false\">Careers</button>\n							<button data-filter=\"news-article\" aria-pressed=\"false\">News Article</button>\n									<button data-filter=\"__all\" aria-pressed=\"true\">\n				All			</button>\n					</search>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-11 12:30:29','2026-03-11 12:30:29','',47,'https://afhold.co.zm/staging/?p=1038',0,'revision','',0),(1039,5,'2026-03-11 12:30:29','2026-03-11 12:30:29','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>					<search role=\"search\" data-base-url=\"https://afhold.co.zm/staging/\" data-page-num=\"1\">\n							<button data-filter=\"careers\" aria-pressed=\"false\">Careers</button>\n							<button data-filter=\"news-article\" aria-pressed=\"false\">News Article</button>\n									<button data-filter=\"__all\" aria-pressed=\"true\">\n				All			</button>\n					</search>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-11 12:30:29','2026-03-11 12:30:29','',47,'https://afhold.co.zm/staging/?p=1039',0,'revision','',0),(1041,5,'2026-03-11 14:10:17','2026-03-11 14:10:17','<h2>Careers</h2>					<h3>Vacancies</h3>','CAREERS','','publish','closed','closed','','careers','','','2026-03-18 10:10:00','2026-03-18 10:10:00','',0,'https://afhold.co.zm/staging/?page_id=1041',0,'page','',0),(1042,5,'2026-03-11 13:57:18','2026-03-11 13:57:18','','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 13:57:18','2026-03-11 13:57:18','',1041,'https://afhold.co.zm/staging/?p=1042',0,'revision','',0),(1043,5,'2026-03-11 14:02:45','2026-03-11 14:02:45','<a role=\"button\">\n									Download Advert\n					</a>','Elementor Loop Item #1043','','publish','closed','closed','','elementor-loop-item-6','','','2026-03-11 14:45:47','2026-03-11 14:45:47','',0,'https://afhold.co.zm/staging/?elementor_library=elementor-loop-item-6',0,'elementor_library','',0),(1044,5,'2026-03-11 14:02:45','2026-03-11 14:02:45','','Elementor Loop Item #1043','','inherit','closed','closed','','1043-revision-v1','','','2026-03-11 14:02:45','2026-03-11 14:02:45','',1043,'https://afhold.co.zm/staging/?p=1044',0,'revision','',0),(1045,5,'2026-03-11 14:02:45','2026-03-11 14:02:45','','Elementor Loop Item #1043','','inherit','closed','closed','','1043-revision-v1','','','2026-03-11 14:02:45','2026-03-11 14:02:45','',1043,'https://afhold.co.zm/staging/?p=1045',0,'revision','',0),(1046,5,'2026-03-11 14:02:46','2026-03-11 14:02:46','','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:02:46','2026-03-11 14:02:46','',1041,'https://afhold.co.zm/staging/?p=1046',0,'revision','',0),(1047,5,'2026-03-11 14:02:46','2026-03-11 14:02:46','','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:02:46','2026-03-11 14:02:46','',1041,'https://afhold.co.zm/staging/?p=1047',0,'revision','',0),(1048,5,'2026-03-11 14:02:46','2026-03-11 14:02:46','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:02:46','2026-03-11 14:02:46','',1041,'https://afhold.co.zm/staging/?p=1048',0,'revision','',0),(1067,5,'2026-03-11 14:31:55','2026-03-11 14:31:55','<a role=\"button\">\n									Download Advert\n					</a>','Elementor Loop Item #1043','','inherit','closed','closed','','1043-revision-v1','','','2026-03-11 14:31:55','2026-03-11 14:31:55','',1043,'https://afhold.co.zm/staging/?p=1067',0,'revision','',0),(1051,5,'2026-03-11 14:08:32','2026-03-11 14:08:32','<h4>Project Coordinator</h4>		<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.</p>								<a href=\"#\">\n									Find Out More\n					</a>','Elementor Loop Item #1043','','inherit','closed','closed','','1043-revision-v1','','','2026-03-11 14:08:32','2026-03-11 14:08:32','',1043,'https://afhold.co.zm/staging/?p=1051',0,'revision','',0),(1050,5,'2026-03-11 14:08:32','2026-03-11 14:08:32','','Elementor Loop Item #1043','','inherit','closed','closed','','1043-revision-v1','','','2026-03-11 14:08:32','2026-03-11 14:08:32','',1043,'https://afhold.co.zm/staging/?p=1050',0,'revision','',0),(1052,5,'2026-03-11 14:16:23','2026-03-11 14:16:23','a:9:{s:8:\"location\";a:1:{i:0;a:1:{i:0;a:3:{s:5:\"param\";s:9:\"post_type\";s:8:\"operator\";s:2:\"==\";s:5:\"value\";s:6:\"career\";}}}s:8:\"position\";s:6:\"normal\";s:5:\"style\";s:7:\"default\";s:15:\"label_placement\";s:3:\"top\";s:21:\"instruction_placement\";s:5:\"label\";s:14:\"hide_on_screen\";s:0:\"\";s:11:\"description\";s:0:\"\";s:12:\"show_in_rest\";i:0;s:13:\"display_title\";s:0:\"\";}','Careers Field Group','careers-field-group','publish','closed','closed','','group_69b1787919334','','','2026-03-11 14:22:12','2026-03-11 14:22:12','',0,'https://afhold.co.zm/staging/?post_type=acf-field-group&#038;p=1052',0,'acf-field-group','',0),(1053,5,'2026-03-11 14:16:23','2026-03-11 14:16:23','a:12:{s:10:\"aria-label\";s:0:\"\";s:4:\"type\";s:4:\"text\";s:12:\"instructions\";s:0:\"\";s:8:\"required\";i:0;s:17:\"conditional_logic\";i:0;s:7:\"wrapper\";a:3:{s:5:\"width\";s:0:\"\";s:5:\"class\";s:0:\"\";s:2:\"id\";s:0:\"\";}s:13:\"default_value\";s:0:\"\";s:9:\"maxlength\";s:0:\"\";s:17:\"allow_in_bindings\";i:0;s:11:\"placeholder\";s:0:\"\";s:7:\"prepend\";s:0:\"\";s:6:\"append\";s:0:\"\";}','Job Title','job_title','publish','closed','closed','','field_69b1787c6813e','','','2026-03-11 14:16:23','2026-03-11 14:16:23','',1052,'https://afhold.co.zm/staging/?post_type=acf-field&p=1053',0,'acf-field','',0),(1054,5,'2026-03-11 14:16:23','2026-03-11 14:16:23','a:12:{s:10:\"aria-label\";s:0:\"\";s:4:\"type\";s:4:\"file\";s:12:\"instructions\";s:0:\"\";s:8:\"required\";i:0;s:17:\"conditional_logic\";i:0;s:7:\"wrapper\";a:3:{s:5:\"width\";s:0:\"\";s:5:\"class\";s:0:\"\";s:2:\"id\";s:0:\"\";}s:13:\"return_format\";s:5:\"array\";s:7:\"library\";s:3:\"all\";s:8:\"min_size\";s:0:\"\";s:8:\"max_size\";s:0:\"\";s:10:\"mime_types\";s:0:\"\";s:17:\"allow_in_bindings\";i:0;}','Job Details','job_details','publish','closed','closed','','field_69b178a96813f','','','2026-03-11 14:16:23','2026-03-11 14:16:23','',1052,'https://afhold.co.zm/staging/?post_type=acf-field&p=1054',1,'acf-field','',0),(1055,5,'2026-03-11 14:20:44','2026-03-11 14:20:44','a:35:{s:9:\"post_type\";s:6:\"career\";s:22:\"advanced_configuration\";b:0;s:13:\"import_source\";s:0:\"\";s:11:\"import_date\";s:0:\"\";s:6:\"labels\";a:33:{s:4:\"name\";s:7:\"Careers\";s:13:\"singular_name\";s:6:\"Career\";s:9:\"menu_name\";s:7:\"Careers\";s:9:\"all_items\";s:11:\"All Careers\";s:9:\"edit_item\";s:11:\"Edit Career\";s:9:\"view_item\";s:11:\"View Career\";s:10:\"view_items\";s:12:\"View Careers\";s:12:\"add_new_item\";s:14:\"Add New Career\";s:7:\"add_new\";s:14:\"Add New Career\";s:8:\"new_item\";s:10:\"New Career\";s:17:\"parent_item_colon\";s:14:\"Parent Career:\";s:12:\"search_items\";s:14:\"Search Careers\";s:9:\"not_found\";s:16:\"No careers found\";s:18:\"not_found_in_trash\";s:25:\"No careers found in Trash\";s:8:\"archives\";s:15:\"Career Archives\";s:10:\"attributes\";s:17:\"Career Attributes\";s:14:\"featured_image\";s:0:\"\";s:18:\"set_featured_image\";s:0:\"\";s:21:\"remove_featured_image\";s:0:\"\";s:18:\"use_featured_image\";s:0:\"\";s:16:\"insert_into_item\";s:18:\"Insert into career\";s:21:\"uploaded_to_this_item\";s:23:\"Uploaded to this career\";s:17:\"filter_items_list\";s:19:\"Filter careers list\";s:14:\"filter_by_date\";s:22:\"Filter careers by date\";s:21:\"items_list_navigation\";s:23:\"Careers list navigation\";s:10:\"items_list\";s:12:\"Careers list\";s:14:\"item_published\";s:17:\"Career published.\";s:24:\"item_published_privately\";s:27:\"Career published privately.\";s:22:\"item_reverted_to_draft\";s:25:\"Career reverted to draft.\";s:14:\"item_scheduled\";s:17:\"Career scheduled.\";s:12:\"item_updated\";s:15:\"Career updated.\";s:9:\"item_link\";s:11:\"Career Link\";s:21:\"item_link_description\";s:19:\"A link to a career.\";}s:11:\"description\";s:0:\"\";s:6:\"public\";b:1;s:12:\"hierarchical\";b:0;s:19:\"exclude_from_search\";b:0;s:18:\"publicly_queryable\";b:1;s:7:\"show_ui\";b:1;s:12:\"show_in_menu\";b:1;s:17:\"admin_menu_parent\";s:0:\"\";s:17:\"show_in_admin_bar\";b:1;s:17:\"show_in_nav_menus\";b:1;s:12:\"show_in_rest\";b:1;s:9:\"rest_base\";s:0:\"\";s:14:\"rest_namespace\";s:5:\"wp/v2\";s:21:\"rest_controller_class\";s:24:\"WP_REST_Posts_Controller\";s:13:\"menu_position\";s:0:\"\";s:9:\"menu_icon\";a:2:{s:4:\"type\";s:9:\"dashicons\";s:5:\"value\";s:20:\"dashicons-admin-post\";}s:19:\"rename_capabilities\";b:0;s:24:\"singular_capability_name\";s:4:\"post\";s:22:\"plural_capability_name\";s:5:\"posts\";s:8:\"supports\";a:4:{i:0;s:5:\"title\";i:1;s:6:\"editor\";i:2;s:9:\"thumbnail\";i:3;s:13:\"custom-fields\";}s:10:\"taxonomies\";s:0:\"\";s:11:\"has_archive\";b:0;s:16:\"has_archive_slug\";s:0:\"\";s:7:\"rewrite\";a:4:{s:17:\"permalink_rewrite\";s:13:\"post_type_key\";s:10:\"with_front\";s:1:\"1\";s:5:\"feeds\";s:1:\"0\";s:5:\"pages\";s:1:\"1\";}s:9:\"query_var\";s:13:\"post_type_key\";s:14:\"query_var_name\";s:0:\"\";s:10:\"can_export\";b:1;s:16:\"delete_with_user\";b:0;s:20:\"register_meta_box_cb\";s:0:\"\";s:16:\"enter_title_here\";s:0:\"\";}','Careers','careers','publish','closed','closed','','post_type_69b17a2597076','','','2026-03-11 14:20:44','2026-03-11 14:20:44','',0,'https://afhold.co.zm/staging/?post_type=acf-post-type&#038;p=1055',0,'acf-post-type','',0),(1057,5,'2026-03-11 14:28:37','2026-03-11 14:28:37','','Job Vacancy Test 1','','trash','closed','closed','','job-vacancy-test-1__trashed','','','2026-03-11 14:48:22','2026-03-11 14:48:22','',0,'https://afhold.co.zm/staging/?post_type=career&#038;p=1057',0,'career','',0),(1072,5,'2026-03-11 14:43:16','2026-03-11 14:43:16','<h2>Careers</h2>					<h3>Vacancies</h3>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:43:16','2026-03-11 14:43:16','',1041,'https://afhold.co.zm/staging/?p=1072',0,'revision','',0),(1058,5,'2026-03-11 14:23:56','2026-03-11 14:23:56','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:23:56','2026-03-11 14:23:56','',1041,'https://afhold.co.zm/staging/?p=1058',0,'revision','',0),(1059,5,'2026-03-11 14:23:56','2026-03-11 14:23:56','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:23:56','2026-03-11 14:23:56','',1041,'https://afhold.co.zm/staging/?p=1059',0,'revision','',0),(1060,5,'2026-03-11 14:23:56','2026-03-11 14:23:56','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:23:56','2026-03-11 14:23:56','',1041,'https://afhold.co.zm/staging/?p=1060',0,'revision','',0),(1061,5,'2026-03-11 14:25:56','2026-03-11 14:25:56','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:25:56','2026-03-11 14:25:56','',1041,'https://afhold.co.zm/staging/?p=1061',0,'revision','',0),(1062,5,'2026-03-11 14:25:56','2026-03-11 14:25:56','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:25:56','2026-03-11 14:25:56','',1041,'https://afhold.co.zm/staging/?p=1062',0,'revision','',0),(1063,5,'2026-03-11 14:25:56','2026-03-11 14:25:56','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:25:56','2026-03-11 14:25:56','',1041,'https://afhold.co.zm/staging/?p=1063',0,'revision','',0),(1064,5,'2026-03-11 14:27:32','2026-03-11 14:27:32','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:27:32','2026-03-11 14:27:32','',1041,'https://afhold.co.zm/staging/?p=1064',0,'revision','',0),(1065,5,'2026-03-11 14:27:32','2026-03-11 14:27:32','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:27:32','2026-03-11 14:27:32','',1041,'https://afhold.co.zm/staging/?p=1065',0,'revision','',0),(1066,5,'2026-03-11 14:27:32','2026-03-11 14:27:32','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:27:32','2026-03-11 14:27:32','',1041,'https://afhold.co.zm/staging/?p=1066',0,'revision','',0),(1068,5,'2026-03-11 14:36:33','2026-03-11 14:36:33','<a role=\"button\">\n									Download Advert\n					</a>','Elementor Loop Item #1043','','inherit','closed','closed','','1043-revision-v1','','','2026-03-11 14:36:33','2026-03-11 14:36:33','',1043,'https://afhold.co.zm/staging/?p=1068',0,'revision','',0),(1073,5,'2026-03-11 14:44:36','2026-03-11 14:44:36','<a role=\"button\">\n									Download Advert\n					</a>','Elementor Loop Item #1043','','inherit','closed','closed','','1043-revision-v1','','','2026-03-11 14:44:36','2026-03-11 14:44:36','',1043,'https://afhold.co.zm/staging/?p=1073',0,'revision','',0),(1070,5,'2026-03-11 14:43:16','2026-03-11 14:43:16','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:43:16','2026-03-11 14:43:16','',1041,'https://afhold.co.zm/staging/?p=1070',0,'revision','',0),(1071,5,'2026-03-11 14:43:16','2026-03-11 14:43:16','<h2>Careers</h2>					<h3>Vacancies</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:43:16','2026-03-11 14:43:16','',1041,'https://afhold.co.zm/staging/?p=1071',0,'revision','',0),(1074,5,'2026-03-19 09:25:59','2026-03-11 14:45:35',' ','','','publish','closed','closed','','1074','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=1074',13,'nav_menu_item','',0),(1075,5,'2026-03-11 14:46:41','2026-03-11 14:46:41','<h2>Careers</h2>					<h3>Vacancies</h3>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:46:41','2026-03-11 14:46:41','',1041,'https://afhold.co.zm/staging/?p=1075',0,'revision','',0),(1076,5,'2026-03-11 14:46:41','2026-03-11 14:46:41','<h2>Careers</h2>					<h3>Vacancies</h3>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:46:41','2026-03-11 14:46:41','',1041,'https://afhold.co.zm/staging/?p=1076',0,'revision','',0),(1077,5,'2026-03-11 14:46:41','2026-03-11 14:46:41','<h2>Careers</h2>					<h3>Vacancies</h3>','Careers','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:46:41','2026-03-11 14:46:41','',1041,'https://afhold.co.zm/staging/?p=1077',0,'revision','',0),(1078,5,'2026-03-11 14:47:42','2026-03-11 14:47:42','<h2>Careers</h2>					<h3>Vacancies</h3>','CAREERS','','inherit','closed','closed','','1041-revision-v1','','','2026-03-11 14:47:42','2026-03-11 14:47:42','',1041,'https://afhold.co.zm/staging/?p=1078',0,'revision','',0),(1079,5,'2026-03-11 14:53:37','2026-03-11 14:53:37','<!-- wp:gallery {\"linkTo\":\"none\",\"layout\":{\"type\":\"flex\",\"flexWrap\":null}} -->\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped\"><!-- wp:image {\"id\":1081,\"sizeSlug\":\"large\",\"linkDestination\":\"none\"} -->\n<figure class=\"wp-block-image size-large\"><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/DSC_5263-1024x681.jpg\" alt=\"\" class=\"wp-image-1081\"/></figure>\n<!-- /wp:image --></figure>\n<!-- /wp:gallery -->\n\n<!-- wp:image {\"id\":1083,\"sizeSlug\":\"large\",\"linkDestination\":\"none\"} -->\n<figure class=\"wp-block-image size-large\"><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/DSC_5167-1024x681.jpg\" alt=\"\" class=\"wp-image-1083\"/></figure>\n<!-- /wp:image -->\n\n<!-- wp:gallery {\"linkTo\":\"none\"} -->\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped\"><!-- wp:image {\"id\":1082,\"sizeSlug\":\"large\",\"linkDestination\":\"none\"} -->\n<figure class=\"wp-block-image size-large\"><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/DSC_5140-1024x681.jpg\" alt=\"\" class=\"wp-image-1082\"/></figure>\n<!-- /wp:image --></figure>\n<!-- /wp:gallery -->','Aflife Women’s Day CSR Activity – 6 th March 2026','','publish','closed','closed','','aflife-womens-day-csr-activity-6-th-march-2026','','','2026-03-13 07:48:02','2026-03-13 07:48:02','',0,'https://afhold.co.zm/staging/?post_type=news-article&#038;p=1079',0,'news-article','',0),(1080,5,'2026-03-11 14:50:51','2026-03-11 14:50:51','','DSC_5306','','inherit','open','closed','','dsc_5306','','','2026-03-11 14:50:51','2026-03-11 14:50:51','',1079,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/DSC_5306.jpg',0,'attachment','image/jpeg',0),(1081,5,'2026-03-11 14:51:58','2026-03-11 14:51:58','','DSC_5263','','inherit','open','closed','','dsc_5263','','','2026-03-11 14:51:58','2026-03-11 14:51:58','',1079,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/DSC_5263.jpg',0,'attachment','image/jpeg',0),(1082,5,'2026-03-11 14:52:30','2026-03-11 14:52:30','','DSC_5140','','inherit','open','closed','','dsc_5140','','','2026-03-11 14:52:30','2026-03-11 14:52:30','',1079,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/DSC_5140.jpg',0,'attachment','image/jpeg',0),(1083,5,'2026-03-11 14:53:11','2026-03-11 14:53:11','','DSC_5167','','inherit','open','closed','','dsc_5167','','','2026-03-11 14:53:11','2026-03-11 14:53:11','',1079,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/DSC_5167.jpg',0,'attachment','image/jpeg',0),(1085,5,'2026-03-11 14:59:03','2026-03-11 14:59:03','<h2>Latest Article</h2>					<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Elementor Single Post #412','','inherit','closed','closed','','412-revision-v1','','','2026-03-11 14:59:03','2026-03-11 14:59:03','',412,'https://afhold.co.zm/staging/?p=1085',0,'revision','',0),(1090,5,'2026-03-13 07:28:52','2026-03-13 07:28:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:28:52','2026-03-13 07:28:52','',32,'https://afhold.co.zm/staging/?p=1090',0,'revision','',0),(1092,5,'2026-03-13 07:36:45','2026-03-13 07:36:45','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:36:45','2026-03-13 07:36:45','',32,'https://afhold.co.zm/staging/?p=1092',0,'revision','',0),(1093,5,'2026-03-13 07:36:45','2026-03-13 07:36:45','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:36:45','2026-03-13 07:36:45','',32,'https://afhold.co.zm/staging/?p=1093',0,'revision','',0),(1094,5,'2026-03-13 07:36:46','2026-03-13 07:36:46','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:36:46','2026-03-13 07:36:46','',32,'https://afhold.co.zm/staging/?p=1094',0,'revision','',0),(1102,5,'2026-03-13 07:49:03','2026-03-13 07:49:03','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-13 07:49:03','2026-03-13 07:49:03','',175,'https://afhold.co.zm/staging/?p=1102',0,'revision','',0),(1096,5,'2026-03-13 07:42:36','2026-03-13 07:42:36','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-13 07:42:36','2026-03-13 07:42:36','',175,'https://afhold.co.zm/staging/?p=1096',0,'revision','',0),(1097,5,'2026-03-13 07:42:43','2026-03-13 07:42:43','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-13 07:42:43','2026-03-13 07:42:43','',175,'https://afhold.co.zm/staging/?p=1097',0,'revision','',0),(1098,5,'2026-03-13 07:43:28','2026-03-13 07:43:28','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-13 07:43:28','2026-03-13 07:43:28','',76,'https://afhold.co.zm/staging/?p=1098',0,'revision','',0),(1100,5,'2026-03-13 07:46:37','2026-03-13 07:46:37','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-13 07:46:37','2026-03-13 07:46:37','',175,'https://afhold.co.zm/staging/?p=1100',0,'revision','',0),(1101,5,'2026-03-13 07:47:49','2026-03-13 07:47:49','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-13 07:47:49','2026-03-13 07:47:49','',175,'https://afhold.co.zm/staging/?p=1101',0,'revision','',0),(1103,5,'2026-03-13 07:56:30','2026-03-13 07:56:30','','background hero image','','inherit','open','closed','','background-hero-image','','','2026-03-13 07:56:30','2026-03-13 07:56:30','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/background-hero-image.png',0,'attachment','image/png',0),(1104,5,'2026-03-13 07:56:47','2026-03-13 07:56:47','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:47','2026-03-13 07:56:47','',32,'https://afhold.co.zm/staging/?p=1104',0,'revision','',0),(1105,5,'2026-03-13 07:56:47','2026-03-13 07:56:47','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:47','2026-03-13 07:56:47','',32,'https://afhold.co.zm/staging/?p=1105',0,'revision','',0),(1106,5,'2026-03-13 07:56:48','2026-03-13 07:56:48','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:48','2026-03-13 07:56:48','',32,'https://afhold.co.zm/staging/?p=1106',0,'revision','',0),(1107,5,'2026-03-13 07:56:57','2026-03-13 07:56:57','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:57','2026-03-13 07:56:57','',32,'https://afhold.co.zm/staging/?p=1107',0,'revision','',0),(1108,5,'2026-03-13 07:56:57','2026-03-13 07:56:57','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:57','2026-03-13 07:56:57','',32,'https://afhold.co.zm/staging/?p=1108',0,'revision','',0),(1109,5,'2026-03-13 07:56:57','2026-03-13 07:56:57','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:57','2026-03-13 07:56:57','',32,'https://afhold.co.zm/staging/?p=1109',0,'revision','',0),(1110,5,'2026-03-13 08:55:03','2026-03-13 08:55:03','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-13 08:55:03','2026-03-13 08:55:03','',76,'https://afhold.co.zm/staging/?p=1110',0,'revision','',0),(1122,5,'2026-03-17 08:01:26','2026-03-17 08:01:26','','Muna Hantuba','','publish','closed','closed','','muna-hantuba-3','','','2026-03-17 08:02:00','2026-03-17 08:02:00','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=1122',0,'executive-team-membe','',0),(1123,5,'2026-03-17 08:03:57','2026-03-17 08:03:57','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-17 08:03:57','2026-03-17 08:03:57','',367,'https://afhold.co.zm/staging/?p=1123',0,'revision','',0),(1124,5,'2026-03-17 08:05:28','2026-03-17 08:05:28','<h2>Investors</h2>					<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-17 08:05:28','2026-03-17 08:05:28','',42,'https://afhold.co.zm/staging/?p=1124',0,'revision','',0),(1125,5,'2026-03-17 08:05:29','2026-03-17 08:05:29','<h2>Investors</h2>					<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-17 08:05:29','2026-03-17 08:05:29','',42,'https://afhold.co.zm/staging/?p=1125',0,'revision','',0),(1126,5,'2026-03-17 08:05:29','2026-03-17 08:05:29','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-17 08:05:29','2026-03-17 08:05:29','',42,'https://afhold.co.zm/staging/?p=1126',0,'revision','',0),(1130,5,'2026-03-17 08:32:03','2026-03-17 08:32:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:32:03','2026-03-17 08:32:03','',100,'https://afhold.co.zm/staging/?p=1130',0,'revision','',0),(1128,5,'2026-03-17 08:32:03','2026-03-17 08:32:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:32:03','2026-03-17 08:32:03','',100,'https://afhold.co.zm/staging/?p=1128',0,'revision','',0),(1129,5,'2026-03-17 08:32:03','2026-03-17 08:32:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:32:03','2026-03-17 08:32:03','',100,'https://afhold.co.zm/staging/?p=1129',0,'revision','',0),(1131,5,'2026-03-17 08:35:13','2026-03-17 08:35:13','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:35:13','2026-03-17 08:35:13','',100,'https://afhold.co.zm/staging/?p=1131',0,'revision','',0),(1132,5,'2026-03-17 08:35:13','2026-03-17 08:35:13','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:35:13','2026-03-17 08:35:13','',100,'https://afhold.co.zm/staging/?p=1132',0,'revision','',0),(1133,5,'2026-03-17 08:35:14','2026-03-17 08:35:14','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:35:14','2026-03-17 08:35:14','',100,'https://afhold.co.zm/staging/?p=1133',0,'revision','',0),(1134,5,'2026-03-17 08:36:11','2026-03-17 08:36:11','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:11','2026-03-17 08:36:11','',100,'https://afhold.co.zm/staging/?p=1134',0,'revision','',0),(1135,5,'2026-03-17 08:36:11','2026-03-17 08:36:11','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:11','2026-03-17 08:36:11','',100,'https://afhold.co.zm/staging/?p=1135',0,'revision','',0),(1136,5,'2026-03-17 08:36:11','2026-03-17 08:36:11','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:11','2026-03-17 08:36:11','',100,'https://afhold.co.zm/staging/?p=1136',0,'revision','',0),(1137,5,'2026-03-17 08:36:41','2026-03-17 08:36:41','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:41','2026-03-17 08:36:41','',100,'https://afhold.co.zm/staging/?p=1137',0,'revision','',0),(1138,5,'2026-03-17 08:36:41','2026-03-17 08:36:41','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:41','2026-03-17 08:36:41','',100,'https://afhold.co.zm/staging/?p=1138',0,'revision','',0),(1139,5,'2026-03-17 08:36:41','2026-03-17 08:36:41','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:41','2026-03-17 08:36:41','',100,'https://afhold.co.zm/staging/?p=1139',0,'revision','',0),(1140,5,'2026-03-17 08:41:05','2026-03-17 08:41:05','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:41:05','2026-03-17 08:41:05','',100,'https://afhold.co.zm/staging/?p=1140',0,'revision','',0),(1141,5,'2026-03-17 08:41:05','2026-03-17 08:41:05','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:41:05','2026-03-17 08:41:05','',100,'https://afhold.co.zm/staging/?p=1141',0,'revision','',0),(1142,5,'2026-03-17 08:41:05','2026-03-17 08:41:05','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:41:05','2026-03-17 08:41:05','',100,'https://afhold.co.zm/staging/?p=1142',0,'revision','',0),(1143,5,'2026-03-17 09:53:49','2026-03-17 09:53:49','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 09:53:49','2026-03-17 09:53:49','',100,'https://afhold.co.zm/staging/?p=1143',0,'revision','',0),(1144,5,'2026-03-17 09:53:49','2026-03-17 09:53:49','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 09:53:49','2026-03-17 09:53:49','',100,'https://afhold.co.zm/staging/?p=1144',0,'revision','',0),(1145,5,'2026-03-17 09:53:50','2026-03-17 09:53:50','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 09:53:50','2026-03-17 09:53:50','',100,'https://afhold.co.zm/staging/?p=1145',0,'revision','',0),(1146,5,'2026-03-17 09:54:48','2026-03-17 09:54:48','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-17 09:54:48','2026-03-17 09:54:48','',76,'https://afhold.co.zm/staging/?p=1146',0,'revision','',0),(1147,5,'2026-03-17 09:56:19','2026-03-17 09:56:19','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-17 09:56:19','2026-03-17 09:56:19','',76,'https://afhold.co.zm/staging/?p=1147',0,'revision','',0),(1148,5,'2026-03-17 09:57:24','2026-03-17 09:57:24','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 09:57:24','2026-03-17 09:57:24','',32,'https://afhold.co.zm/staging/?p=1148',0,'revision','',0),(1149,5,'2026-03-17 09:57:24','2026-03-17 09:57:24','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 09:57:24','2026-03-17 09:57:24','',32,'https://afhold.co.zm/staging/?p=1149',0,'revision','',0),(1150,5,'2026-03-17 09:57:24','2026-03-17 09:57:24','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 09:57:24','2026-03-17 09:57:24','',32,'https://afhold.co.zm/staging/?p=1150',0,'revision','',0),(1154,5,'2026-03-17 10:06:03','2026-03-17 10:06:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 10:06:03','2026-03-17 10:06:03','',100,'https://afhold.co.zm/staging/?p=1154',0,'revision','',0),(1152,5,'2026-03-17 10:06:03','2026-03-17 10:06:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 10:06:03','2026-03-17 10:06:03','',100,'https://afhold.co.zm/staging/?p=1152',0,'revision','',0),(1153,5,'2026-03-17 10:06:03','2026-03-17 10:06:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 10:06:03','2026-03-17 10:06:03','',100,'https://afhold.co.zm/staging/?p=1153',0,'revision','',0),(1222,5,'2026-03-18 10:01:57','2026-03-18 10:01:57','','390x320','','inherit','open','closed','','390x320-2','','','2026-03-18 10:01:57','2026-03-18 10:01:57','',42,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/390x320-1.jpg',0,'attachment','image/jpeg',0),(1156,5,'2026-03-17 11:00:43','2026-03-17 11:00:43','','Untitled design','','inherit','open','closed','','untitled-design','','','2026-03-17 11:00:43','2026-03-17 11:00:43','',100,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/Untitled-design.png',0,'attachment','image/png',0),(1157,5,'2026-03-17 11:07:30','2026-03-17 11:07:30','','screenshot-2026-03-17_13-07-01','','inherit','open','closed','','screenshot-2026-03-17_13-07-01','','','2026-03-17 11:07:30','2026-03-17 11:07:30','',100,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/screenshot-2026-03-17_13-07-01.png',0,'attachment','image/png',0),(1158,5,'2026-03-17 11:08:40','2026-03-17 11:08:40','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:08:40','2026-03-17 11:08:40','',100,'https://afhold.co.zm/staging/?p=1158',0,'revision','',0),(1159,5,'2026-03-17 11:08:40','2026-03-17 11:08:40','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:08:40','2026-03-17 11:08:40','',100,'https://afhold.co.zm/staging/?p=1159',0,'revision','',0),(1160,5,'2026-03-17 11:08:40','2026-03-17 11:08:40','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:08:40','2026-03-17 11:08:40','',100,'https://afhold.co.zm/staging/?p=1160',0,'revision','',0),(1161,5,'2026-03-17 11:10:49','2026-03-17 11:10:49','','Aflife Logo Icon','','inherit','open','closed','','aflife-logo-icon-4','','','2026-03-17 11:10:49','2026-03-17 11:10:49','',100,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/Aflife-Logo-Icon.svg',0,'attachment','image/svg+xml',0),(1162,5,'2026-03-17 11:14:34','2026-03-17 11:14:34','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:14:34','2026-03-17 11:14:34','',100,'https://afhold.co.zm/staging/?p=1162',0,'revision','',0),(1163,5,'2026-03-17 11:14:34','2026-03-17 11:14:34','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:14:34','2026-03-17 11:14:34','',100,'https://afhold.co.zm/staging/?p=1163',0,'revision','',0),(1173,5,'2026-03-17 11:24:29','2026-03-17 11:24:29','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:24:29','2026-03-17 11:24:29','',100,'https://afhold.co.zm/staging/?p=1173',0,'revision','',0),(1174,5,'2026-03-17 11:26:52','2026-03-17 11:26:52','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:26:52','2026-03-17 11:26:52','',100,'https://afhold.co.zm/staging/?p=1174',0,'revision','',0),(1175,5,'2026-03-17 11:26:52','2026-03-17 11:26:52','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:26:52','2026-03-17 11:26:52','',100,'https://afhold.co.zm/staging/?p=1175',0,'revision','',0),(1176,5,'2026-03-17 11:26:52','2026-03-17 11:26:52','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:26:52','2026-03-17 11:26:52','',100,'https://afhold.co.zm/staging/?p=1176',0,'revision','',0),(1178,5,'2026-03-18 09:16:40','2026-03-18 09:16:40','','479x595','','inherit','open','closed','','479x595','','','2026-03-18 09:16:40','2026-03-18 09:16:40','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg',0,'attachment','image/jpeg',0),(1179,5,'2026-03-18 09:16:42','2026-03-18 09:16:42','','600x700','','inherit','open','closed','','600x700','','','2026-03-18 09:16:42','2026-03-18 09:16:42','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700.jpg',0,'attachment','image/jpeg',0),(1180,5,'2026-03-18 09:16:52','2026-03-18 09:16:52','','1920x1280','','inherit','open','closed','','1920x1280','','','2026-03-18 09:16:52','2026-03-18 09:16:52','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1280.jpg',0,'attachment','image/jpeg',0),(1181,5,'2026-03-18 09:23:59','2026-03-18 09:23:59','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:23:59','2026-03-18 09:23:59','',37,'https://afhold.co.zm/staging/?p=1181',0,'revision','',0),(1182,5,'2026-03-18 09:24:00','2026-03-18 09:24:00','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:24:00','2026-03-18 09:24:00','',37,'https://afhold.co.zm/staging/?p=1182',0,'revision','',0),(1164,5,'2026-03-17 11:14:34','2026-03-17 11:14:34','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n				<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"3000\" height=\"2400\"><path d=\"M0 0 C0.7785371 -0.00282738 1.5570742 -0.00565475 2.35920334 -0.00856781 C6.49972602 -0.02344731 10.64021503 -0.03274098 14.78076172 -0.03710938 C18.11160555 -0.0414414 21.44218262 -0.05514165 24.77294922 -0.078125 C54.99897174 -0.28216146 85.01334692 1.19582484 114.9609375 5.515625 C115.70268219 5.61950531 116.44442688 5.72338562 117.20864868 5.83041382 C196.37988784 16.92842965 272.26552911 41.28813926 391.2109375 101.203125 C393.02081141 102.24873586 394.83070726 103.29430875 396.640625 104.33984375 C439.39053888 129.18106177 479.7403329 158.08156337 517.38061523 190.12451172 C520.73909664 192.97879868 524.14339616 195.76261345 527.5859375 198.515625 C533.57692791 203.38385293 539.14629635 208.67471708 544.7578125 213.96875 C547.33869459 216.39961311 549.95757016 218.76864043 552.6484375 221.078125 C555.92687236 223.89630443 558.95866232 226.9061257 561.9609375 230.015625 C563.8390527 231.84157033 565.7502297 233.53646015 567.73828125 235.23828125 C572.80175098 239.63818908 577.52614047 244.36805208 582.2565918 249.1184082 C583.7708633 250.63804168 585.2904118 252.15225017 586.81054688 253.66601562 C591.64443879 258.49694819 596.35762616 263.38363875 600.80444336 268.57836914 C602.5146256 270.55393984 604.33165575 272.38864607 606.2109375 274.203125 C609.40355062 277.3529253 612.38255029 280.61531989 615.3046875 284.015625 C617.52039398 286.55823899 619.80192342 289.03422698 622.0859375 291.515625 C626.22896972 296.05353018 630.13474164 300.73456535 633.9921875 305.515625 C636.18369018 308.1701212 638.45341433 310.72313385 640.7734375 313.265625 C644.34538351 317.19476561 647.71355393 321.22867786 651 325.3984375 C652.62957333 327.46563477 654.26907631 329.52185428 655.921875 331.5703125 C700.34029628 386.66160658 739.24773734 446.15308426 773.2109375 508.203125 C773.78166992 509.24162598 774.35240234 510.28012695 774.94042969 511.35009766 C805.84768885 567.74514368 831.0262137 626.62999392 856.28082275 685.70581055 C862.76554544 700.87450276 869.32348351 716.01084803 875.8984375 731.140625 C882.34756971 745.98100771 888.78708466 760.82487493 895.1484375 775.703125 C899.99889018 787.04718099 904.87225499 798.38088587 909.7734375 809.703125 C917.082003 826.58773589 924.37332609 843.47973882 931.65893555 860.37426758 C932.60856058 862.5763349 933.55818624 864.77840196 934.5078125 866.98046875 C934.98080276 868.07730484 935.45379303 869.17414093 935.94111633 870.30421448 C939.17999961 877.81439384 942.42144812 885.3234622 945.6640625 892.83203125 C954.68467689 913.72325567 963.68236656 934.62391902 972.63586426 955.54400635 C981.93082355 977.26162509 991.28850954 998.95084372 1000.70458984 1020.61621094 C1007.24998306 1035.67721301 1013.77221142 1050.74800464 1020.2734375 1065.828125 C1020.72559631 1066.87690826 1021.17775513 1067.92569153 1021.64361572 1069.0062561 C1023.92178146 1074.29080204 1026.19951615 1079.57553361 1028.47705078 1084.86035156 C1032.59387528 1094.41250276 1036.71456434 1103.96298694 1040.83493042 1113.51361084 C1043.12708807 1118.82671524 1045.41900048 1124.13992543 1047.7109375 1129.453125 C1048.62760299 1131.57812551 1049.54426966 1133.70312551 1050.4609375 1135.828125 C1095.8359375 1241.015625 1141.2109375 1346.203125 1189.33596802 1457.76570129 C1190.25252758 1459.8904493 1191.16909252 1462.01519499 1192.08566284 1464.13993835 C1194.37901239 1469.4562748 1196.67226809 1474.77265169 1198.96533203 1480.08911133 C1203.07015464 1489.60587857 1207.17558718 1499.12237974 1211.28462219 1508.6373291 C1213.55220008 1513.88822366 1215.81922278 1519.13935777 1218.0859375 1524.390625 C1218.53679718 1525.43510803 1218.98765686 1526.47959106 1219.45217896 1527.5557251 C1226.20681414 1543.20707963 1232.92859865 1558.87230049 1239.63586426 1574.54400635 C1248.93082355 1596.26162509 1258.28850954 1617.95084372 1267.70458984 1639.61621094 C1274.24998306 1654.67721301 1280.77221142 1669.74800464 1287.2734375 1684.828125 C1287.72559631 1685.87690826 1288.17775513 1686.92569153 1288.64361572 1688.0062561 C1290.92178146 1693.29080204 1293.19951615 1698.57553361 1295.47705078 1703.86035156 C1299.59387528 1713.41250276 1303.71456434 1722.96298694 1307.83493042 1732.51361084 C1310.12708807 1737.82671524 1312.41900048 1743.13992543 1314.7109375 1748.453125 C1315.62760299 1750.57812551 1316.54426966 1752.70312551 1317.4609375 1754.828125 C1362.8359375 1860.015625 1408.2109375 1965.203125 1476.9609375 2124.578125 C1477.41459686 2125.62978851 1477.86825623 2126.68145203 1478.33566284 2127.76498413 C1479.25324907 2129.89211862 1480.17083126 2132.01925485 1481.08840942 2134.14639282 C1483.36597381 2139.42624936 1485.64360615 2144.70607657 1487.92138672 2149.98583984 C1492.21462627 2159.93752068 1496.50714852 2169.8895093 1500.79742432 2179.84246826 C1502.82237848 2184.54002623 1504.84769853 2189.23742642 1506.87304688 2193.93481445 C1507.83774813 2196.17252853 1508.80227042 2198.41031976 1509.76660156 2200.64819336 C1511.10436339 2203.75263748 1512.44274381 2206.85681426 1513.78125 2209.9609375 C1514.36726486 2211.32153793 1514.36726486 2211.32153793 1514.96511841 2212.70962524 C1515.33514984 2213.56744598 1515.70518127 2214.42526672 1516.08642578 2215.30908203 C1516.4375946 2216.12450974 1516.78876343 2216.93993744 1517.15057373 2217.78007507 C1517.8768027 2219.43958958 1518.61854541 2221.09237692 1519.37335205 2222.73908997 C1519.74047302 2223.5405394 1520.10759399 2224.34198883 1520.48583984 2225.16772461 C1520.81675629 2225.87803329 1521.14767273 2226.58834198 1521.48861694 2227.32017517 C1522.2109375 2229.203125 1522.2109375 2229.203125 1522.2421875 2232.01171875 C1518.01312375 2240.99847922 1503.4560343 2248.07261262 1495.41943359 2253.65917969 C1493.28373649 2255.1522317 1491.16121404 2256.66200407 1489.04296875 2258.1796875 C1464.46416309 2275.7687501 1438.61573428 2291.51733706 1412.2109375 2306.203125 C1411.23882324 2306.74404785 1410.26670898 2307.2849707 1409.26513672 2307.84228516 C1371.69250291 2328.6413146 1332.7420306 2346.02964219 1292.2109375 2360.203125 C1291.01500977 2360.6254541 1289.81908203 2361.0477832 1288.58691406 2361.48291016 C1212.6221288 2388.16797575 1132.32408032 2400.76289777 768.2109375 2339.203125 C766.52411865 2338.46231689 766.52411865 2338.46231689 764.80322266 2337.70654297 C737.60919589 2325.65515384 710.85420435 2312.27748457 685.2109375 2297.203125 C684.26653809 2296.65575684 683.32213867 2296.10838867 682.34912109 2295.54443359 C649.8411243 2276.68990347 618.92767201 2255.17129279 589.2109375 2232.203125 C588.52306152 2231.67267578 587.83518555 2231.14222656 587.12646484 2230.59570312 C579.69153304 2224.8521754 572.44235899 2218.928094 565.30078125 2212.82421875 C562.43516056 2210.38009166 559.51688228 2208.00616766 556.5859375 2205.640625 C551.82142942 2201.76382731 547.2744986 2197.68840968 542.75390625 2193.53125 C540.64026696 2191.59618238 538.50433902 2189.70104203 536.3359375 2187.828125 C528.62527453 2181.11905331 521.07388351 2174.19116785 513.92529297 2166.88500977 C512.20182568 2165.19418577 510.41476071 2163.62916782 508.578125 2162.0625 C503.90125111 2157.99213559 499.51994142 2153.65937576 495.1484375 2149.265625 C494.38466797 2148.50572266 493.62089844 2147.74582031 492.83398438 2146.96289062 C488.63291992 2142.75463872 484.61610301 2138.4527691 480.73657227 2133.94702148 C478.82444136 2131.7613356 476.7947787 2129.72476198 474.7109375 2127.703125 C471.36160021 2124.39325802 468.21167794 2120.99565551 465.1484375 2117.421875 C463.22490973 2115.21912545 461.24988636 2113.069988 459.26074219 2110.92651367 C454.43153199 2105.72079719 449.84902147 2100.38983538 445.39453125 2094.85546875 C443.21696682 2092.21044863 440.95774987 2089.67099975 438.6484375 2087.140625 C434.27367493 2082.32838617 430.23498102 2077.30920483 426.2109375 2072.203125 C425.27333383 2071.03289298 424.33444786 2069.86368761 423.39453125 2068.6953125 C411.95316328 2054.47175901 400.96338883 2039.95407245 390.2109375 2025.203125 C389.75689545 2024.58345856 389.30285339 2023.96379211 388.83505249 2023.3253479 C380.88286436 2012.46471241 373.22105138 2001.44373768 365.78100586 1990.22631836 C364.14939895 1987.76707414 362.51164087 1985.31201468 360.87304688 1982.85742188 C350.80050411 1967.73590768 341.02559298 1952.42914942 331.7109375 1936.828125 C330.7686731 1935.25260864 330.7686731 1935.25260864 329.80737305 1933.64526367 C316.12521121 1910.6926967 303.29795737 1887.29474256 291.0078125 1863.5703125 C289.33780083 1860.35118987 287.64933916 1857.1453385 285.9140625 1853.9609375 C279.6569135 1842.45809623 274.19446903 1830.60332469 268.74201965 1818.7036438 C266.85665981 1814.59328668 264.94430462 1810.49652434 263.015625 1806.40625 C255.33376934 1790.08718399 248.15471426 1773.59035886 241.10261536 1756.99186707 C237.65392284 1748.87999898 234.15257929 1740.79115593 230.6484375 1732.703125 C229.30566664 1729.60170224 227.96333268 1726.5000905 226.62109375 1723.3984375 C226.0993029 1722.19278893 226.0993029 1722.19278893 225.56697083 1720.96278381 C220.89776089 1710.17172525 216.24232539 1699.3747208 211.5859375 1688.578125 C211.12218719 1687.50288574 210.65843689 1686.42764648 210.18063354 1685.31982422 C207.80619865 1679.81449457 205.43187479 1674.30911705 203.05761719 1668.80371094 C198.89905117 1659.16102488 194.7394441 1649.51878791 190.57989502 1639.87652588 C188.29019792 1634.56874482 186.00057135 1629.26093334 183.7109375 1623.953125 C182.79427117 1621.82812485 181.8776045 1619.70312485 180.9609375 1617.578125 C109.46093753 1451.82812506 109.46093753 1451.82812506 108.08590698 1448.64054871 C107.16934742 1446.5158007 106.25278248 1444.39105501 105.33621216 1442.26631165 C103.04286261 1436.9499752 100.74960691 1431.63359831 98.45654297 1426.31713867 C94.35172936 1416.80039228 90.24629871 1407.28391504 86.13728333 1397.76898193 C75.1055798 1372.22360385 64.10387015 1346.66563062 53.15478516 1321.0847168 C52.16179626 1318.76480589 51.16879498 1316.44490028 50.17578125 1314.125 C49.68619934 1312.98118362 49.19661743 1311.83736725 48.69219971 1310.65888977 C45.65644006 1303.5695161 42.61186117 1296.48400001 39.56019592 1289.40145874 C37.57930623 1284.80386693 35.60089282 1280.20521136 33.62258911 1275.60650635 C32.68692591 1273.43354754 31.74998994 1271.26113631 30.81173706 1269.08929443 C29.52492745 1266.11037903 28.24245332 1263.12963323 26.9609375 1260.1484375 C26.57784927 1259.26488586 26.19476105 1258.38133423 25.80006409 1257.4710083 C25.45612106 1256.66862732 25.11217804 1255.86624634 24.7578125 1255.03955078 C24.45713867 1254.34241974 24.15646484 1253.6452887 23.84667969 1252.92703247 C23.2109375 1251.203125 23.2109375 1251.203125 23.2109375 1249.203125 C22.5509375 1249.203125 21.8909375 1249.203125 21.2109375 1249.203125 C20.82897217 1250.42185303 20.44700684 1251.64058105 20.0534668 1252.89624023 C17.97476433 1259.12324283 15.34658265 1265.09693875 12.73046875 1271.11328125 C12.19457218 1272.35334813 11.65908302 1273.59359113 11.12397766 1274.83399963 C10.02423281 1277.38258049 8.92287117 1279.93045309 7.82037354 1282.47784424 C5.39520645 1288.08576714 2.99765459 1293.70549096 0.59765625 1299.32421875 C-10.29303821 1324.78308875 -21.24292927 1350.2148804 -32.28027344 1375.6105957 C-41.12485918 1395.96205149 -49.9169704 1416.33592143 -58.69876099 1436.71453857 C-61.86765315 1444.06755844 -65.04032099 1451.41894073 -68.21484375 1458.76953125 C-77.24485559 1479.68146845 -86.2515438 1500.60301233 -95.21398926 1521.54400635 C-104.50894855 1543.26162509 -113.86663454 1564.95084372 -123.28271484 1586.61621094 C-129.82810806 1601.67721301 -136.35033642 1616.74800464 -142.8515625 1631.828125 C-143.30372131 1632.87690826 -143.75588013 1633.92569153 -144.22174072 1635.0062561 C-146.49990646 1640.29080204 -148.77764115 1645.57553361 -151.05517578 1650.86035156 C-155.17282816 1660.41442368 -159.29433728 1669.96683216 -163.41552734 1679.51937866 C-165.69509504 1684.80323708 -167.97451927 1690.08715737 -170.25390625 1695.37109375 C-170.70579315 1696.4186232 -171.15768005 1697.46615265 -171.6232605 1698.54542542 C-175.43489517 1707.38152602 -179.24542851 1716.21810137 -183.0557251 1725.05477905 C-185.42250133 1730.54340958 -187.78989225 1736.03177345 -190.15869141 1741.51953125 C-190.60972229 1742.56442719 -191.06075317 1743.60932312 -191.52545166 1744.68588257 C-192.40803398 1746.73051081 -193.29064246 1748.77512775 -194.17327881 1750.81973267 C-196.33550272 1755.82980056 -198.49413524 1760.84136371 -200.64520264 1765.85623169 C-215.68696308 1800.92184344 -231.27290942 1835.97838887 -249.38427734 1869.58496094 C-251.01829698 1872.63036007 -252.63215936 1875.68609778 -254.24609375 1878.7421875 C-261.87067102 1893.13819375 -269.77896218 1907.32811112 -278.09375 1921.34033203 C-279.7835129 1924.19375366 -281.45988425 1927.05464994 -283.1328125 1929.91796875 C-284.22634995 1931.78397875 -285.32009175 1933.649869 -286.4140625 1935.515625 C-287.11233154 1936.71227783 -287.11233154 1936.71227783 -287.82470703 1937.93310547 C-296.74168974 1953.06870913 -306.38416896 1967.76384801 -316.14355469 1982.36523438 C-317.79188005 1984.83234213 -319.43521214 1987.30272304 -321.078125 1989.7734375 C-330.35778705 2003.69936142 -339.90153608 2017.43386013 -349.8515625 2030.890625 C-350.43462158 2031.68041748 -351.01768066 2032.47020996 -351.6184082 2033.28393555 C-356.44664865 2039.79609326 -361.41151918 2046.1890256 -366.46240234 2052.52929688 C-367.82740269 2054.25149827 -369.17901266 2055.98347324 -370.52734375 2057.71875 C-375.92613064 2064.65936551 -381.46909437 2071.4428128 -387.1796875 2078.12890625 C-389.55175285 2080.91045588 -391.86398962 2083.73661161 -394.1640625 2086.578125 C-402.75144254 2097.10952869 -411.74947312 2107.26713546 -421.01171875 2117.20703125 C-423.5389616 2119.92167007 -426.01216232 2122.68120868 -428.4765625 2125.453125 C-431.9973562 2129.38775522 -435.6623962 2133.13014962 -439.453125 2136.8046875 C-441.39763536 2138.8012249 -443.21697512 2140.8322539 -445.03515625 2142.94140625 C-448.91361489 2147.408077 -453.03370648 2151.59541267 -457.2265625 2155.765625 C-457.93876953 2156.48169922 -458.65097656 2157.19777344 -459.38476562 2157.93554688 C-463.46837195 2162.01173521 -467.65768227 2165.89315991 -472.02758789 2169.65991211 C-474.21813902 2171.57903528 -476.26164246 2173.6133228 -478.2890625 2175.703125 C-481.62027057 2179.07412565 -485.04017878 2182.2482653 -488.63671875 2185.33203125 C-491.16958412 2187.53392329 -493.63238772 2189.80508326 -496.1015625 2192.078125 C-500.545079 2196.13153854 -505.11504347 2199.96496377 -509.796875 2203.73828125 C-512.59438611 2206.04275842 -515.32035624 2208.4076877 -518.03930664 2210.80322266 C-525.26464351 2217.16197074 -532.72203269 2223.0989523 -540.41015625 2228.88671875 C-543.36878319 2231.11478784 -546.29503769 2233.37719924 -549.19921875 2235.67578125 C-558.39861211 2242.95199514 -567.79783906 2249.76232165 -577.52734375 2256.3125 C-580.88388265 2258.57408603 -584.16681587 2260.91111238 -587.4140625 2263.328125 C-594.64025401 2268.63693748 -602.21491591 2273.41099972 -609.7890625 2278.203125 C-610.58070801 2278.70473145 -611.37235352 2279.20633789 -612.18798828 2279.72314453 C-635.00235238 2294.13054056 -658.38997831 2307.3207147 -682.45166016 2319.50878906 C-685.46076921 2321.03645672 -688.46025138 2322.58114767 -691.45703125 2324.1328125 C-741.27036353 2349.74704137 -795.35296496 2368.34670685 -849.7890625 2381.203125 C-850.79108704 2381.44195404 -850.79108704 2381.44195404 -851.81335449 2381.68560791 C-926.73802762 2399.53623654 -1004.68073218 2404.78806122 -1226.7890625 2367.203125 C-1228.59528076 2366.63174805 -1228.59528076 2366.63174805 -1230.43798828 2366.04882812 C-1316.74267302 2338.65919616 -1396.43904727 2294.58722304 -1468.7890625 2240.515625 C-1469.80456177 2239.7575354 -1469.80456177 2239.7575354 -1470.84057617 2238.98413086 C-1473.28057691 2237.14994519 -1475.6276231 2235.3645644 -1477.7890625 2233.203125 C-1477.54918721 2227.30929592 -1474.75115224 2222.0529441 -1472.3984375 2216.74609375 C-1471.94676208 2215.71216995 -1471.49508667 2214.67824615 -1471.02972412 2213.61299133 C-1470.05164314 2211.37596167 -1469.07050887 2209.14026503 -1468.08666992 2206.90576172 C-1465.70921299 2201.50575779 -1463.34979897 2196.09788753 -1460.98840332 2190.69084549 C-1460.17518651 2188.8295418 -1459.36111608 2186.96861338 -1458.546875 2185.10775757 C-1453.82950242 2174.32249212 -1449.18412852 2163.50720481 -1444.56091309 2152.68130493 C-1436.38670935 2133.54049564 -1428.12959415 2114.43680598 -1419.83105469 2095.34960938 C-1412.93596907 2079.48767533 -1406.08916155 2063.60600215 -1399.2890625 2047.703125 C-1391.53045472 2029.55865602 -1383.69918472 2011.44683544 -1375.83105469 1993.34960938 C-1368.50028932 1976.48540737 -1361.22983018 1959.59642255 -1354.00009155 1942.68869019 C-1346.6025899 1925.39239602 -1339.12857072 1908.13014192 -1331.62890625 1890.87792969 C-1324.94618502 1875.50321572 -1318.30606786 1860.11133371 -1311.7175293 1844.69604492 C-1305.23329099 1829.52884747 -1298.67589266 1814.39396647 -1292.1015625 1799.265625 C-1285.65243029 1784.42524229 -1279.21291534 1769.58137507 -1272.8515625 1754.703125 C-1268.00110982 1743.35906901 -1263.12774501 1732.02536413 -1258.2265625 1720.703125 C-1251.86195239 1705.99928671 -1245.50920546 1691.29037522 -1239.1640625 1676.578125 C-1238.70031219 1675.50288574 -1238.23656189 1674.42764648 -1237.75875854 1673.31982422 C-1235.38432365 1667.81449457 -1233.00999979 1662.30911705 -1230.63574219 1656.80371094 C-1226.47717617 1647.16102488 -1222.3175691 1637.51878791 -1218.15802002 1627.87652588 C-1215.86832292 1622.56874482 -1213.57869635 1617.26093334 -1211.2890625 1611.953125 C-1210.37239617 1609.82812485 -1209.4557295 1607.70312485 -1208.5390625 1605.578125 C-1208.0853125 1604.52625 -1207.6315625 1603.474375 -1207.1640625 1602.390625 C-1161.7890625 1497.203125 -1116.4140625 1392.015625 -1071.0390625 1286.828125 C-1070.58530243 1285.77622482 -1070.13154236 1284.72432465 -1069.66403198 1283.64054871 C-1068.74747242 1281.5158007 -1067.83090748 1279.39105501 -1066.91433716 1277.26631165 C-1064.62098761 1271.9499752 -1062.32773191 1266.63359831 -1060.03466797 1261.31713867 C-1055.92984536 1251.80037143 -1051.82441282 1242.28387026 -1047.71537781 1232.7689209 C-1045.44779992 1227.51802634 -1043.18077722 1222.26689223 -1040.9140625 1217.015625 C-1040.46320282 1215.97114197 -1040.01234314 1214.92665894 -1039.54782104 1213.8505249 C-1031.77784322 1195.84649149 -1024.05476214 1177.82258134 -1016.33950806 1159.79504395 C-1008.50297018 1141.48864853 -1000.60056352 1123.2117177 -992.65994263 1104.95025635 C-985.38443463 1088.21638709 -978.17037128 1071.45727701 -970.99624634 1054.67971802 C-963.66724904 1037.54369016 -956.26213239 1020.44158582 -948.83105469 1003.34960938 C-941.93596907 987.48767533 -935.08916155 971.60600215 -928.2890625 955.703125 C-920.53045472 937.55865602 -912.69918472 919.44683544 -904.83105469 901.34960938 C-897.93596907 885.48767533 -891.08916155 869.60600215 -884.2890625 853.703125 C-876.53045472 835.55865602 -868.69918472 817.44683544 -860.83105469 799.34960938 C-853.93596907 783.48767533 -847.08916155 767.60600215 -840.2890625 751.703125 C-832.5338897 733.56668914 -824.70777384 715.4621296 -816.84112549 697.3737793 C-810.17910171 682.05346158 -803.57032756 666.71150608 -797.00784302 651.34829712 C-789.11748338 632.88059438 -781.15419273 614.46168234 -772.7890625 596.203125 C-772.26924805 595.06198242 -771.74943359 593.92083984 -771.21386719 592.74511719 C-757.92403878 563.62605373 -743.93184021 534.68126852 -728.23291016 506.77880859 C-726.65642786 503.96651772 -725.10289557 501.14221439 -723.55078125 498.31640625 C-714.7370484 482.33489382 -705.37666748 466.72766058 -695.7890625 451.203125 C-695.2719873 450.36185059 -694.75491211 449.52057617 -694.22216797 448.65380859 C-680.68443671 426.67086533 -666.28850898 405.0386265 -651.16650391 384.11328125 C-649.66039295 382.02469349 -648.16782444 379.92678286 -646.67578125 377.828125 C-639.50370809 367.77469493 -632.05427688 357.96884818 -624.41308594 348.26806641 C-622.92009797 346.36973625 -621.43486123 344.46571132 -619.953125 342.55859375 C-606.82998128 325.69722675 -593.14989382 309.24052755 -578.7890625 293.41796875 C-576.99302721 291.42899998 -575.22952947 289.41749306 -573.4765625 287.390625 C-568.91712892 282.16344829 -564.19126308 277.08960811 -559.46777344 272.01123047 C-557.79152754 270.20578005 -556.12217711 268.39413111 -554.453125 266.58203125 C-546.91799294 258.43648485 -539.18717453 250.49609937 -531.3515625 242.640625 C-530.42811035 241.71258057 -529.5046582 240.78453613 -528.55322266 239.82836914 C-523.9808384 235.26632965 -519.35088882 230.85093404 -514.44897461 226.64477539 C-512.46371335 224.92055599 -510.61507182 223.09434894 -508.7890625 221.203125 C-505.6179022 217.98877769 -502.33323497 214.98561537 -498.91015625 212.04296875 C-496.56415192 210.00803681 -494.271698 207.92021533 -491.9765625 205.828125 C-487.67946423 201.94961773 -483.25147496 198.27446532 -478.75 194.63671875 C-476.09137194 192.45159305 -473.4885786 190.2191275 -470.89453125 187.95874023 C-463.88207846 181.857471 -456.62792037 176.15834096 -449.2109375 170.55859375 C-445.45642741 167.72272266 -441.75060887 164.82951462 -438.0534668 161.91943359 C-405.1622297 136.08163807 -369.37432167 113.39524844 -332.7890625 93.203125 C-331.27965088 92.36612061 -331.27965088 92.36612061 -329.73974609 91.51220703 C-257.80619456 51.73825245 -179.8187259 23.98197292 -40.484375 1.96484375 C-39.82624817 1.90158905 -39.16812134 1.83833435 -38.49005127 1.77316284 C-25.64706172 0.5912075 -12.88875818 0.03251467 0 0 Z \" fill=\"#71C47F\" transform=\"translate(1477.7890625,-0.203125)\"></path><path d=\"M0 0 C9.01007131 20.41832166 17.97772208 40.85321159 26.75 61.375 C27.11450256 62.22770477 27.47900513 63.08040955 27.85455322 63.95895386 C28.40825592 65.25435593 28.40825592 65.25435593 28.97314453 66.57592773 C29.73207073 68.35141069 30.49102284 70.12688258 31.25 71.90234375 C31.6311496 72.79400742 32.01229919 73.68567108 32.40499878 74.60435486 C37.16186455 85.72608547 41.95617667 96.83166198 46.75 107.9375 C47.21047729 109.00442078 47.67095459 110.07134155 48.14538574 111.17059326 C50.49181562 116.6071811 52.83857815 122.04362523 55.18554688 127.47998047 C59.33542556 137.0929565 63.48212442 146.70730414 67.62902832 156.32156372 C69.91921864 161.6311001 72.20962013 166.94054539 74.5 172.25 C75.41666768 174.37499956 76.33333434 176.49999956 77.25 178.625 C77.70375 179.676875 78.1575 180.72875 78.625 181.8125 C124 287 169.375 392.1875 370.12503052 857.56257629 C371.04159008 859.6873243 371.95815502 861.81206999 372.87472534 863.93681335 C375.16807489 869.2531498 377.46133059 874.56952669 379.75439453 879.88598633 C383.85921714 889.40275357 387.96464968 898.91925474 392.07368469 908.4342041 C394.34126258 913.68509866 396.60828528 918.93623277 398.875 924.1875 C399.32585968 925.23198303 399.77671936 926.27646606 400.24124146 927.3526001 C408.00686954 945.34655461 415.72623142 963.36012093 423.4364624 981.37786865 C432.45158826 1002.44012326 441.55613356 1023.46251115 450.70445251 1044.46722412 C451.99635005 1047.43924366 453.28197905 1050.41390588 454.56640625 1053.38916016 C456.17304034 1057.10935961 457.80821548 1060.81499778 459.46484375 1064.51318359 C460.21643584 1066.22090104 460.96775311 1067.92873947 461.71875 1069.63671875 C462.06844849 1070.39990921 462.41814697 1071.16309967 462.77844238 1071.94941711 C465.27389303 1077.69034142 465.08434272 1081.06308934 462.89038086 1087.00537109 C462.18473999 1088.62306396 462.18473999 1088.62306396 461.46484375 1090.2734375 C461.19930191 1090.8878772 460.93376007 1091.50231689 460.66017151 1092.13537598 C460.07279856 1093.49223346 459.4823165 1094.84774816 458.88916016 1096.2020874 C457.90461342 1098.45008949 456.92795487 1100.70138154 455.953125 1102.95361328 C454.86053714 1105.47755307 453.76735133 1108.00122084 452.67184448 1110.52389526 C449.58182797 1117.64129696 446.52251743 1124.77155916 443.47265625 1131.90625 C442.99129715 1133.03216049 442.50993805 1134.15807098 442.01399231 1135.31809998 C441.01786121 1137.64809089 440.02173188 1139.97808256 439.02560425 1142.30807495 C429.58873544 1164.37185969 420.07324739 1186.40074735 410.50805664 1208.40917969 C401.6636945 1228.76005687 392.87184681 1249.13336564 384.09030151 1269.51141357 C380.92140935 1276.86443344 377.74874151 1284.21581573 374.57421875 1291.56640625 C365.54420691 1312.47834345 356.5375187 1333.39988733 347.57507324 1354.34088135 C338.28011395 1376.05850009 328.92242796 1397.74771872 319.50634766 1419.41308594 C312.96095444 1434.47408801 306.43872608 1449.54487964 299.9375 1464.625 C299.48534119 1465.67378326 299.03318237 1466.72256653 298.56732178 1467.8031311 C296.28915604 1473.08767704 294.01142135 1478.37240861 291.73388672 1483.65722656 C287.61623434 1493.21129868 283.49472522 1502.76370716 279.37353516 1512.31625366 C277.09396746 1517.60011208 274.81454323 1522.88403237 272.53515625 1528.16796875 C272.08326935 1529.2154982 271.63138245 1530.26302765 271.165802 1531.34230042 C267.35416733 1540.17840102 263.54363399 1549.01497637 259.7333374 1557.85165405 C257.36656117 1563.34028458 254.99917025 1568.82864845 252.63037109 1574.31640625 C252.17934021 1575.36130219 251.72830933 1576.40619812 251.26361084 1577.48275757 C250.38102852 1579.52738581 249.49842004 1581.57200275 248.61578369 1583.61660767 C246.45355978 1588.62667556 244.29492726 1593.63823871 242.14385986 1598.65310669 C227.10209942 1633.71871844 211.51615308 1668.77526387 193.40478516 1702.38183594 C191.77076552 1705.42723507 190.15690314 1708.48297278 188.54296875 1711.5390625 C180.91839148 1725.93506875 173.01010032 1740.12498612 164.6953125 1754.13720703 C163.0055496 1756.99062866 161.32917825 1759.85152494 159.65625 1762.71484375 C158.56271255 1764.58085375 157.46897075 1766.446744 156.375 1768.3125 C155.67673096 1769.50915283 155.67673096 1769.50915283 154.96435547 1770.72998047 C146.04737276 1785.86558413 136.40489354 1800.56072301 126.64550781 1815.16210938 C124.99718245 1817.62921713 123.35385036 1820.09959804 121.7109375 1822.5703125 C112.43127545 1836.49623642 102.88752642 1850.23073513 92.9375 1863.6875 C92.35444092 1864.47729248 91.77138184 1865.26708496 91.1706543 1866.08081055 C86.34241385 1872.59296826 81.37754332 1878.9859006 76.32666016 1885.32617188 C74.96165981 1887.04837327 73.61004984 1888.78034824 72.26171875 1890.515625 C66.86293186 1897.45624051 61.31996813 1904.2396878 55.609375 1910.92578125 C53.23730965 1913.70733088 50.92507288 1916.53348661 48.625 1919.375 C40.03761996 1929.90640369 31.03958938 1940.06401046 21.77734375 1950.00390625 C19.2501009 1952.71854507 16.77690018 1955.47808368 14.3125 1958.25 C10.7917063 1962.18463022 7.1266663 1965.92702462 3.3359375 1969.6015625 C1.39142714 1971.5980999 -0.42791262 1973.6291289 -2.24609375 1975.73828125 C-6.12455239 1980.204952 -10.24464398 1984.39228767 -14.4375 1988.5625 C-15.14970703 1989.27857422 -15.86191406 1989.99464844 -16.59570312 1990.73242188 C-20.67930945 1994.80861021 -24.86861977 1998.69003491 -29.23852539 2002.45678711 C-31.42907652 2004.37591028 -33.47257996 2006.4101978 -35.5 2008.5 C-38.83120807 2011.87100065 -42.25111628 2015.0451403 -45.84765625 2018.12890625 C-48.38052162 2020.33079829 -50.84332522 2022.60195826 -53.3125 2024.875 C-57.7560165 2028.92841354 -62.32598097 2032.76183877 -67.0078125 2036.53515625 C-69.80532361 2038.83963342 -72.53129374 2041.2045627 -75.25024414 2043.60009766 C-82.47558101 2049.95884574 -89.93297019 2055.8958273 -97.62109375 2061.68359375 C-100.57972069 2063.91166284 -103.50597519 2066.17407424 -106.41015625 2068.47265625 C-115.60954961 2075.74887014 -125.00877656 2082.55919665 -134.73828125 2089.109375 C-138.09482015 2091.37096103 -141.37775337 2093.70798738 -144.625 2096.125 C-151.85119151 2101.43381248 -159.42585341 2106.20787472 -167 2111 C-167.79164551 2111.50160645 -168.58329102 2112.00321289 -169.39892578 2112.52001953 C-192.21328988 2126.92741556 -215.60091581 2140.1175897 -239.66259766 2152.30566406 C-242.67170671 2153.83333172 -245.67118888 2155.37802267 -248.66796875 2156.9296875 C-298.48130103 2182.54391637 -352.56390246 2201.14358185 -407 2214 C-408.00202454 2214.23882904 -408.00202454 2214.23882904 -409.02429199 2214.48248291 C-483.94896512 2232.33311154 -561.89166968 2237.58493622 -784 2200 C-785.80621826 2199.42862305 -785.80621826 2199.42862305 -787.64892578 2198.84570312 C-873.95361052 2171.45607116 -953.64998477 2127.38409804 -1026 2073.3125 C-1027.01549927 2072.5544104 -1027.01549927 2072.5544104 -1028.05151367 2071.78100586 C-1030.49151441 2069.94682019 -1032.8385606 2068.1614394 -1035 2066 C-1034.76012471 2060.10617092 -1031.96208974 2054.8498191 -1029.609375 2049.54296875 C-1029.15769958 2048.50904495 -1028.70602417 2047.47512115 -1028.24066162 2046.40986633 C-1027.26258064 2044.17283667 -1026.28144637 2041.93714003 -1025.29760742 2039.70263672 C-1022.92015049 2034.30263279 -1020.56073647 2028.89476253 -1018.19934082 2023.48772049 C-1017.38612401 2021.6264168 -1016.57205358 2019.76548838 -1015.7578125 2017.90463257 C-1011.04043992 2007.11936712 -1006.39506602 1996.30407981 -1001.77185059 1985.47817993 C-993.59764685 1966.33737064 -985.34053165 1947.23368098 -977.04199219 1928.14648438 C-970.14690657 1912.28455033 -963.30009905 1896.40287715 -956.5 1880.5 C-948.74139222 1862.35553102 -940.91012222 1844.24371044 -933.04199219 1826.14648438 C-925.71122682 1809.28228237 -918.44076768 1792.39329755 -911.21102905 1775.48556519 C-903.8135274 1758.18927102 -896.33950822 1740.92701692 -888.83984375 1723.67480469 C-882.15712252 1708.30009072 -875.51700536 1692.90820871 -868.9284668 1677.49291992 C-862.44422849 1662.32572247 -855.88683016 1647.19084147 -849.3125 1632.0625 C-842.86336779 1617.22211729 -836.42385284 1602.37825007 -830.0625 1587.5 C-825.21204732 1576.15594401 -820.33868251 1564.82223913 -815.4375 1553.5 C-809.07288989 1538.79616171 -802.72014296 1524.08725022 -796.375 1509.375 C-795.91124969 1508.29976074 -795.44749939 1507.22452148 -794.96969604 1506.11669922 C-792.59526115 1500.61136957 -790.22093729 1495.10599205 -787.84667969 1489.60058594 C-783.68811367 1479.95789988 -779.5285066 1470.31566291 -775.36895752 1460.67340088 C-773.07926042 1455.36561982 -770.78963385 1450.05780834 -768.5 1444.75 C-767.58333367 1442.62499985 -766.666667 1440.49999985 -765.75 1438.375 C-765.29625 1437.323125 -764.8425 1436.27125 -764.375 1435.1875 C-719 1330 -673.625 1224.8125 -628.25 1119.625 C-627.79623993 1118.57309982 -627.34247986 1117.52119965 -626.87496948 1116.43742371 C-625.95840992 1114.3126757 -625.04184498 1112.18793001 -624.12527466 1110.06318665 C-621.83192511 1104.7468502 -619.53866941 1099.43047331 -617.24560547 1094.11401367 C-613.14078286 1084.59724643 -609.03535032 1075.08074526 -604.92631531 1065.5657959 C-602.65873742 1060.31490134 -600.39171472 1055.06376723 -598.125 1049.8125 C-597.67414032 1048.76801697 -597.22328064 1047.72353394 -596.75875854 1046.6473999 C-588.98878072 1028.64336649 -581.26569964 1010.61945634 -573.55044556 992.59191895 C-565.71390768 974.28552353 -557.81150102 956.0085927 -549.87088013 937.74713135 C-542.59537213 921.01326209 -535.38130878 904.25415201 -528.20718384 887.47659302 C-520.87818654 870.34056516 -513.47306989 853.23846082 -506.04199219 836.14648438 C-499.14690657 820.28455033 -492.30009905 804.40287715 -485.5 788.5 C-477.74139222 770.35553102 -469.91012222 752.24371044 -462.04199219 734.14648438 C-455.14690657 718.28455033 -448.30009905 702.40287715 -441.5 686.5 C-433.74139222 668.35553102 -425.91012222 650.24371044 -418.04199219 632.14648438 C-411.14690657 616.28455033 -404.30009905 600.40287715 -397.5 584.5 C-389.7448272 566.36356414 -381.91871134 548.2590046 -374.05206299 530.1706543 C-367.39003921 514.85033658 -360.78126506 499.50838108 -354.21878052 484.14517212 C-346.32842088 465.67746938 -338.36513023 447.25855734 -330 429 C-329.48018555 427.85885742 -328.96037109 426.71771484 -328.42480469 425.54199219 C-315.13497628 396.42292873 -301.14277771 367.47814352 -285.44384766 339.57568359 C-283.86736536 336.76339272 -282.31383307 333.93908939 -280.76171875 331.11328125 C-271.9479859 315.13176882 -262.58760498 299.52453558 -253 284 C-252.4829248 283.15872559 -251.96584961 282.31745117 -251.43310547 281.45068359 C-237.89537421 259.46774033 -223.49944648 237.8355015 -208.37744141 216.91015625 C-206.87133045 214.82156849 -205.37876194 212.72365786 -203.88671875 210.625 C-196.71464559 200.57156993 -189.26521438 190.76572318 -181.62402344 181.06494141 C-180.13103547 179.16661125 -178.64579873 177.26258632 -177.1640625 175.35546875 C-164.04091878 158.49410175 -150.36083132 142.03740255 -136 126.21484375 C-134.20396471 124.22587498 -132.44046697 122.21436806 -130.6875 120.1875 C-126.12806642 114.96032329 -121.40220058 109.88648311 -116.67871094 104.80810547 C-115.00246504 103.00265505 -113.33311461 101.19100611 -111.6640625 99.37890625 C-104.12893044 91.23335985 -96.39811203 83.29297437 -88.5625 75.4375 C-87.63904785 74.50945557 -86.7155957 73.58141113 -85.76416016 72.62524414 C-81.1917759 68.06320465 -76.56182632 63.64780904 -71.65991211 59.44165039 C-69.67465085 57.71743099 -67.82600932 55.89122394 -66 54 C-62.8288397 50.78565269 -59.54417247 47.78249037 -56.12109375 44.83984375 C-53.77508942 42.80491181 -51.4826355 40.71709033 -49.1875 38.625 C-44.89040173 34.74649273 -40.46241246 31.07134032 -35.9609375 27.43359375 C-33.30097149 25.24736839 -30.6969056 23.01373539 -28.1015625 20.75219727 C-22.13006389 15.5566895 -16.02215743 10.57922936 -9.75 5.75 C-8.64084229 4.89003418 -8.64084229 4.89003418 -7.50927734 4.01269531 C-6.82043457 3.48772461 -6.1315918 2.96275391 -5.421875 2.421875 C-4.80924805 1.95362305 -4.19662109 1.48537109 -3.56542969 1.00292969 C-2 0 -2 0 0 0 Z \" fill=\"#0E7C4A\" transform=\"translate(1035,167)\"></path></svg>				\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:14:34','2026-03-17 11:14:34','',100,'https://afhold.co.zm/staging/?p=1164',0,'revision','',0),