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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"590ee4c\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #4\"},\"elements\":[{\"id\":\"ea49fe1\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"bf7fdf1\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #5\"},\"elements\":[{\"id\":\"8b80c1c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"ea7a846\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #6\"},\"elements\":[{\"id\":\"d6df968\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve, and grow wealth through innovative and responsible financial solutions.ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttIntegrity u2022 Excellence u2022 Customer Focus u2022 Teamwork u2022 Results-driventtttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjJhZTdmZDExIiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cCBkYXRhLXN0YXJ0PVwiMTkyMlwiIGRhdGEtZW5kPVwiMjA5NlwiPk91ciBzdHJlbmd0aCBsaWVzIGluIGEgZGl2ZXJzaWZpZWQgcG9ydGZvbGlvIG9mIHNwZWNpYWxpc3QgY29tcGFuaWVzIGRlbGl2ZXJpbmcgY29tcHJlaGVuc2l2ZSBmaW5hbmNpYWwsIGludmVzdG1lbnQsIHByb3BlcnR5LCBhbmQgYWR2aXNvcnkgc29sdXRpb25zIGFjcm9zcyBtdWx0aXBsZSBzZWN0b3JzLjxcL3A+PHAgZGF0YS1zdGFydD1cIjIwOThcIiBkYXRhLWVuZD1cIjIxMjVcIj5cdTAwYTA8XC9wPiIsIl9lbGVtZW50X3dpZHRoIjoiaW5pdGlhbCIsIl9lbGVtZW50X2N1c3RvbV93aWR0aCI6eyJ1bml0IjoiJSIsInNpemUiOjQ1LCJzaXplcyI6W119LCJhbGlnbiI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoidGV4dC1lZGl0b3IifQ==\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li><strong><strong>Hill and Delamain<\\/strong><\\/strong><\\/li><li><strong><strong>Total<\\/strong><\\/strong><\\/li><li><strong><strong>Chloride<\\/strong><\\/strong><\\/li><li><strong><strong>Deloitte and Touche<\\/strong><\\/strong><\\/li><li><strong><strong>Philips<\\/strong><\\/strong><\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\",\"_id\":\"6aba05b\"},{\"accordion_title\":\"1996\",\"item_description\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"590ee4c\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #4\"},\"elements\":[{\"id\":\"ea49fe1\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"bf7fdf1\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #5\"},\"elements\":[{\"id\":\"8b80c1c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"ea7a846\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #6\"},\"elements\":[{\"id\":\"d6df968\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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