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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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for.\",\"columns\":3,\"columns_tablet\":1},\"elements\":[],\"widgetType\":\"loop-grid\"}],\"isInner\":true}],\"isInner\":false}]'),(4289,540,'_elementor_pro_version','3.35.0'),(10006,1114,'_elementor_element_cache','{\"timeout\":1773819841,\"value\":{\"content\":\"<div class=\"elementor-element elementor-element-3733c197 e-flex e-con-boxed e-con e-parent\" data-id=\"3733c197\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-638a6709 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"638a6709\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-1ea01886 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1ea01886\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Strategic Financial Services</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-47cf93d8 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"47cf93d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Empowering Growth. Building Sustainable Value.</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-42f8a80e e-con-full e-flex e-con e-child\" data-id=\"42f8a80e\" data-element_type=\"container\" data-e-type=\"container\">ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-3133857d e-flex e-con-boxed e-con e-parent\" data-id=\"3133857d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-3951c801 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3951c801\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Letu2019s Build the Future Together</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=primary\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li><strong><strong>Hill and Delamain<\\/strong><\\/strong><\\/li><li><strong><strong>Total<\\/strong><\\/strong><\\/li><li><strong><strong>Chloride<\\/strong><\\/strong><\\/li><li><strong><strong>Deloitte and Touche<\\/strong><\\/strong><\\/li><li><strong><strong>Philips<\\/strong><\\/strong><\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\",\"_id\":\"6aba05b\"},{\"accordion_title\":\"1996\",\"item_description\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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