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Control your conversions, your user engagement, your entire website, from one page builder.\\\";s:9:\\\"changelog\\\";s:235958:\\\"<h2>Elementor Pro - by Elementor.com<\\/h2>\\n<h4>3.35.1 - 2026-02-11<\\/h4>\\n<ul>\\n<li>Fix: Enqueue script errors when <code>WP_DEBUG<\\/code> is enabled (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/34617\\\">#34617<\\/a>)<\\/li>\\n<li>Fix: General UI issues in Editor screens in WordPress Admin<\\/li>\\n<\\/ul>\\n<h4>3.35.0 - 2026-02-02<\\/h4>\\n<ul>\\n<li>Tweak: Extended the color picker to support ACF fields - Editor V4<\\/li>\\n<li>Tweak: Enabled size variables with custom units across relevant controls - Editor V4<\\/li>\\n<li>Tweak: Enabled size variables in border radius controls - Editor V4<\\/li>\\n<\\/ul>\\n<h4>3.34.4 - 2026-01-29<\\/h4>\\n<ul>\\n<li>Fix: Shortcodes overflow the screen on Saved Templates screen in WordPress Admin<\\/li>\\n<li>Fix: Avoid Multiple Popups control does not work in Popups<\\/li>\\n<\\/ul>\\n<h4>3.34.3 - 2026-01-26<\\/h4>\\n<ul>\\n<li>Fix: Theme Builder WordPress view does not work as expected<\\/li>\\n<li>Fix: Submissions menu appears even when the setting is disabled<\\/li>\\n<\\/ul>\\n<h4>3.34.2 - 2026-01-22<\\/h4>\\n<ul>\\n<li>Tweak: Updated notification behavior in Elementor menu in WordPress admin<\\/li>\\n<\\/ul>\\n<h4>3.34.1 - 2026-01-20<\\/h4>\\n<ul>\\n<li>Tweak: Unified the Elementor interface into a single place to manage, optimize, and configure Elementor capabilities in WordPress admin<\\/li>\\n<\\/ul>\\n<h4>3.34.0 - 2025-12-22<\\/h4>\\n<ul>\\n<li>New: Added support for Display Conditions for Atomic Elements - Editor V4<\\/li>\\n<li>Tweak: Enabled media queries for the Desktop breakpoint only in Custom CSS - Editor V4<\\/li>\\n<li>Tweak: Added support for ACF field in Dynamic Tags - Editor V4<\\/li>\\n<li>Tweak: Added support for Google Calendar in Contact URL Dynamic Tag - Editor V4<\\/li>\\n<li>Tweak: Added support for Tel link in Contact URL Dynamic Tag - Editor V4<\\/li>\\n<li>Tweak: Added support for ACF Image field in Dynamic Tags - Editor V4<\\/li>\\n<li>Tweak: Removed icon from the accessibility tree in Flip Box widget<\\/li>\\n<li>Tweak: Applied CSS logical properties in text-align controls and improved RTL rendering in the Editor<\\/li>\\n<li>Fix: Website Template library displayed in English instead of the translated language<\\/li>\\n<li>Fix: Custom CSS field breaks when using certain characters - Editor V4<\\/li>\\n<\\/ul>\\n<h4>3.33.2 - 2025-12-03<\\/h4>\\n<ul>\\n<li>Fix: Incorrect status shown for Custom Code, Fonts, and Icons after importing a Website Template<\\/li>\\n<li>Fix: Display Conditions window appears empty in the editor<\\/li>\\n<\\/ul>\\n<h4>3.33.1 - 2025-11-11<\\/h4>\\n<ul>\\n<li>Fix: Styles not loading correctly in Custom Fonts and Custom Icons admin screens (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/33396\\\">#33396<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.33.0 - 2025-11-10<\\/h4>\\n<ul>\\n<li>New: Introducing Custom CSS for element-level styling with full isolation and responsive control - Editor V4<\\/li>\\n<li>New: Introducing media save to cloud in Website Templates, enabling users to store media assets directly in the cloud for easier access and management.<\\/li>\\n<li>Tweak: Added support for Post Excerpt dynamic tag - Editor V4<\\/li>\\n<li>Tweak: Added support for Internal URL dynamic tag - Editor V4<\\/li>\\n<li>Tweak: Added support for Post Terms dynamic tag - Editor V4<\\/li>\\n<li>Tweak: Added support for Shortcode dynamic tag - Editor V4<\\/li>\\n<li>Tweak: Added support for Popup dynamic tag - Editor V4<\\/li>\\n<li>Tweak: Added support for Off-Canvas dynamic tag - Editor V4<\\/li>\\n<li>Tweak: Added support for Lightbox dynamic tag - Editor V4<\\/li>\\n<li>Tweak: Added support for Add To Cart dynamic tag - Editor V4<\\/li>\\n<li>Tweak: Added support for ACF URL dynamic tag - Editor V4<\\/li>\\n<li>Tweak: Added support for Archive Title dynamic tag - Editor V4<\\/li>\\n<li>Tweak: Added support for the Email Contact URL dynamic tag - Editor V4<\\/li>\\n<li>Tweak: Added support for reduced-motion preferences in Flip Box widget<\\/li>\\n<li>Tweak: Updated minimum supported versions for Chrome, Firefox, and Safari<\\/li>\\n<li>Tweak: Updated Notes button location in the Editor Top Bar<\\/li>\\n<\\/ul>\\n<h4>3.32.3 - 2025-10-21<\\/h4>\\n<ul>\\n<li>Fix: Website Template fails to apply when Custom Code or Custom Icons are included<\\/li>\\n<\\/ul>\\n<h4>3.32.2 - 2025-09-29<\\/h4>\\n<ul>\\n<li>Fix: Exported taxonomies are not displayed correctly on the summary page in Website Templates export<\\/li>\\n<li>Fix: Certain taxonomies are not exported as expected in Website Templates export<\\/li>\\n<\\/ul>\\n<h4>3.32.1 - 2025-09-16<\\/h4>\\n<ul>\\n<li>Fix: Theme Builder fails to load when containers are disabled<\\/li>\\n<li>Fix: Popup and single product templates not imported or exported as expected<\\/li>\\n<\\/ul>\\n<h4>3.32.0 - 2025-09-15<\\/h4>\\n<ul>\\n<li>New: Introducing Size Variables to store and reuse numeric values across spacing, typography, layout, and borders - Editor V4<\\/li>\\n<li>New: Introducing granular Transitions with property-level control for advanced micro-animations - Editor V4<\\/li>\\n<li>New: Added granular content selection for Website Templates import and export, including pages, menus, post types, and taxonomies<\\/li>\\n<li>Tweak: Enhanced accessibility of background images in Slides widget with proper aria attributes (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23543\\\">#23543<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/31063\\\">#31063<\\/a>)<\\/li>\\n<li>Tweak: Added REST API support for the Custom Code feature<\\/li>\\n<li>Tweak: Moved Background control from Content tab to Style tab in Flip Box widget<\\/li>\\n<li>Tweak: Removed SVG icons from the accessibility tree in Share Buttons widget<\\/li>\\n<li>Tweak: Removed dropdown indicator icons from the accessibility tree in WordPress Menu widget<\\/li>\\n<li>Fix: PHP 8.4 deprecation notices when running with <code>WP_DEBUG<\\/code> enabled<\\/li>\\n<li>Fix: Reduced-motion preferences are not applied to Animated Headline widget<\\/li>\\n<li>Fix: Reduced-motion preferences are not applied in Motion Effects<\\/li>\\n<li>Fix: Added required PHP and WordPress versions to the plugin header<\\/li>\\n<\\/ul>\\n<h4>3.31.3 - 2025-09-08<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in WordPress Menu widget<\\/li>\\n<\\/ul>\\n<h4>3.31.2 - 2025-08-10<\\/h4>\\n<ul>\\n<li>Tweak: Improved release version functionality<\\/li>\\n<\\/ul>\\n<h4>3.31.1 - 2025-08-06<\\/h4>\\n<ul>\\n<li>Tweak: Updated <code>form-data<\\/code> package version<\\/li>\\n<\\/ul>\\n<h4>3.31.0 - 2025-08-05<\\/h4>\\n<ul>\\n<li>New: Introducing Attributes - add custom HTML attributes to elements for advanced control - Editor V4<\\/li>\\n<li>Tweak: Optimized Custom Code styles by removing redundant RTL file<\\/li>\\n<li>Tweak: Improved performance by loading ribbon styles only when used in Call to Action and Price Table widgets<\\/li>\\n<li>Tweak: Improved semantic markup structure for header and footer documents<\\/li>\\n<li>Tweak: Reorganized design controls in Animated Headline widget<\\/li>\\n<li>Tweak: Reorganized design controls in Blockquote widget<\\/li>\\n<li>Tweak: Reorganized design controls in Countdown widget<\\/li>\\n<li>Tweak: Replaced SASS mixins and functions with native CSS logical properties<\\/li>\\n<li>Fix: Empty headers are rendered in Table of Contents widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/28167\\\">#28167<\\/a>)<\\/li>\\n<li>Fix: <code>TypeError<\\/code> bug in Menu widget<\\/li>\\n<\\/ul>\\n<h4>3.30.1 - 2025-07-22<\\/h4>\\n<ul>\\n<li>Security Fix: Improved content sanitization in multiple widgets<\\/li>\\n<li>Fix: UI issue in Hotspot widget when Optimized Markup experiment is enabled<\\/li>\\n<li>Fix: Taxonomy filter not working in the Editor when Optimized Markup experiment is enabled<\\/li>\\n<\\/ul>\\n<h4>3.30.0 - 2025-07-01<\\/h4>\\n<ul>\\n<li>New: Introduced Full Website Templates in the Cloud - export, manage, and reuse full site kits across all your websites from one place<\\/li>\\n<li>Tweak: Activated &quot;Optimized Markup&quot; feature on new sites<\\/li>\\n<li>Tweak: Activated &quot;Menu&quot; feature on new sites<\\/li>\\n<li>Tweak: Improved error handling for Theme Builder display conditions<\\/li>\\n<li>Tweak: Added styling controls to Post Excerpt widget<\\/li>\\n<li>Tweak: Improved accessibility with <code>role<\\/code> and <code>aria-label<\\/code> attributes Post Navigation widget<\\/li>\\n<li>Tweak: Added <code>aria-label<\\/code> in Form widget<\\/li>\\n<li>Tweak: Added <code>aria-label<\\/code> in Login widget<\\/li>\\n<li>Tweak: Arranged content as lists in Portfolio and Posts widgets<\\/li>\\n<li>Tweak: Added Box Shadow and Text Shadow controls in Countdown widget<\\/li>\\n<li>Tweak: Moved image resolution control to content tab in Price List widget<\\/li>\\n<li>Tweak: Renamed and reorganized style sections in Price List widget<\\/li>\\n<li>Tweak: Added conditional logic to controls in Price Table widget<\\/li>\\n<li>Tweak: Grouped layout controls under list section in Price List widget<\\/li>\\n<li>Tweak: Updated minimum required WordPress version to 6.6<\\/li>\\n<li>Fix: Inline font icons support doesn\'t work in Post Navigation widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/24367\\\">#24367<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18343\\\">#18343<\\/a>)<\\/li>\\n<li>Fix: Page Title condition doesn\'t work on child pages in Widget Display Conditions<\\/li>\\n<li>Fix: Editor users with &quot;Access to edit content only&quot; are able to delete elements<\\/li>\\n<li>Fix: Links are not crawlable in Video Playlist widget<\\/li>\\n<li>Fix: Uses hardcoded admin fonts in Video Playlist widget<\\/li>\\n<li>Fix: Editor freezes when the Form widget is used with a high PHP upload size limit<\\/li>\\n<li>Fix: Errors occur when Debug mode is enabled in Slides widget<\\/li>\\n<li>Fix: Plugin dependency not enforced in Elementor Pro<\\/li>\\n<li>Fix: Console shows deprecation warning in Global Widgets<\\/li>\\n<\\/ul>\\n<h4>3.29.2 - 2025-06-04<\\/h4>\\n<ul>\\n<li>Tweak: Added selectors to Menu widget for compatibility with Optimized Markup experiment<\\/li>\\n<\\/ul>\\n<h4>3.29.1 - 2025-05-28<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in Animated Headline widget<\\/li>\\n<li>Security Fix: Improved code security enforcement in Price Table widget<\\/li>\\n<\\/ul>\\n<h4>3.29.0 - 2025-05-19<\\/h4>\\n<ul>\\n<li>New: Introduced Cloud Templates - save, manage, and reuse your templates across all your sites from a single cloud library<\\/li>\\n<li>Tweak: Improved accessibility with <code>role<\\/code> attributes in Share Buttons widget<\\/li>\\n<li>Tweak: Improved accessibility by grouping content with <code>role=region<\\/code> in the Video Playlist widget<\\/li>\\n<li>Fix: Focus color is not applied correctly for accessibility in WordPress Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/24239\\\">#24239<\\/a>)<\\/li>\\n<li>Fix: Common scripts loaded late when using the Theme Builder<\\/li>\\n<\\/ul>\\n<h4>3.28.4 - 2025-05-05<\\/h4>\\n<ul>\\n<li>Fix: Empty results appeared on the frontend when using the Taxonomy Filter with the \'Avoid Duplicates\' option in Loop Grid widget<\\/li>\\n<li>Fix: Errors occur when Debug mode is enabled and the Optimized Markup experiment is active<\\/li>\\n<\\/ul>\\n<h4>3.28.3 - 2025-04-16<\\/h4>\\n<ul>\\n<li>Tweak: Improved sidebar navigation flow on the Elementor Home screen<\\/li>\\n<\\/ul>\\n<h4>3.28.2 - 2025-03-30<\\/h4>\\n<ul>\\n<li>Fix: Default Elementor animation shown for logged-out users when using an &quot;External URL&quot; source in Lottie widget<\\/li>\\n<\\/ul>\\n<h4>3.28.1 - 2025-03-23<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in Animated Headline and Form widgets<\\/li>\\n<\\/ul>\\n<h4>3.28.0 - 2025-03-17<\\/h4>\\n<ul>\\n<li>Tweak: Ensured File Upload field styles are overridden by global styles in Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11651\\\">#11651<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17223\\\">#17223<\\/a>)<\\/li>\\n<li>Tweak: Updated Scroll Snap description to clarify incompatibility with animations and motion effects<\\/li>\\n<li>Tweak: Prevented special characters from being encoded in the email subject field in Form widget<\\/li>\\n<li>Tweak: Loaded module styles within the module instead of registering them in <code>plugin.php<\\/code><\\/li>\\n<li>Tweak: Updated minimum required WordPress version to 6.5<\\/li>\\n<li>Tweak: Improved keyboard accessibility for menus in Editor Top Bar<\\/li>\\n<li>Tweak: Made the edit button accessible in the Template widget<\\/li>\\n<li>Tweak: Optimized Form widget performance by caching field assets <code>using get_style_depends()<\\/code> and <code>get_script_depends()<\\/code> methods<\\/li>\\n<li>Tweak: Added Text Shadow control in Testimonial Carousel, Call to Action and Animated Headline widgets<\\/li>\\n<li>Fix: Button icon alignment breaks when Inline Font Icons feature is activated (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16077\\\">#16077<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16511\\\">#16511<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17692\\\">#17692<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17922\\\">#17922<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19253\\\">#19253<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19370\\\">#19370<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21236\\\">#21236<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21844\\\">#21844<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/28080\\\">#28080<\\/a>)<\\/li>\\n<li>Fix: Dropdown caret color did not follow menu item color when Inline Font Icons feature is activated (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17500\\\">#17500<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18466\\\">#18466<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21664\\\">#21664<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/24929\\\">#24929<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/28064\\\">#28064<\\/a>)<\\/li>\\n<li>Fix: Page doesn\'t scroll up when a coupon error notice appears in Checkout widget<\\/li>\\n<\\/ul>\\n<h4>3.27.7 - 2025-03-13<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in Lottie widget<\\/li>\\n<\\/ul>\\n<h4>3.27.6 - 2025-03-10<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in Template Condition<\\/li>\\n<\\/ul>\\n<h4>3.27.5 - 2025-03-03<\\/h4>\\n<ul>\\n<li>Fix: The <code>wp_trigger_error<\\/code> function causes the site to crash instead of triggering a warning when used with ACF text<\\/li>\\n<\\/ul>\\n<h4>3.27.4 - 2025-02-16<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in Screenshots module<\\/li>\\n<li>Security Fix: Improved code security enforcement in Query control<\\/li>\\n<li>Fix: ACF <code>true_false<\\/code> field causing a fatal error when used as a dynamic tag with third-party plugins (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/30170\\\">#30170<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.27.3 - 2025-02-06<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in Stripe Button widget<\\/li>\\n<\\/ul>\\n<h4>3.27.2 - 2025-02-03<\\/h4>\\n<ul>\\n<li>Fix: Value type configuration issue causing errors when using ACF<\\/li>\\n<li>Fix: Hide content on responsive breakpoint option is not working on WordPress Menu widget when Optimized Markup experiment is activated<\\/li>\\n<\\/ul>\\n<h4>3.27.1 - 2025-01-27<\\/h4>\\n<ul>\\n<li>Tweak: Increased the number of items allowed in Dynamic Tags options in Display Conditions for Elements<\\/li>\\n<li>Security Fix: Improved code security enforcement in Global widget<\\/li>\\n<li>Security Fix: Improved code security enforcement in Lottie widget<\\/li>\\n<li>Security Fix: Improved code security enforcement in Admin settings<\\/li>\\n<li>Fix: Accessible navigation in popups caused unintended scrolling of the page when triggered (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/29175\\\">#29175<\\/a>)<\\/li>\\n<li>Fix: Empty custom fields are missing in the Dynamic Tags options in Display Conditions for Elements<\\/li>\\n<\\/ul>\\n<h4>3.27.0 - 2025-01-20<\\/h4>\\n<ul>\\n<li>Tweak: Removed the <code>elementor-widget-container<\\/code> div from the Menu, Loop, Table of Contents, Form, and Hotspot widgets as part of the Optimized Markup experiment to improve HTML structure<\\/li>\\n<li>Tweak: Reduced DOM size by optimizing the submit button markup in Search widget<\\/li>\\n<li>Tweak: Moved style loading to the head instead of the footer to improve CLS<\\/li>\\n<li>Tweak: Enabled conditional loading of Swiper.js based on widget dependencies to reduce unnecessary assets and improve page load times<\\/li>\\n<li>Tweak: Standardized navigation elements like arrows and bullets across all carousel and slider widgets for improved accessibility<\\/li>\\n<li>Tweak: Improved accessibility when the submit button has only an icon and no text in Search widget<\\/li>\\n<li>Tweak: Removed <code>load_plugin_textdomain()<\\/code> function from Elementor Pro<\\/li>\\n<\\/ul>\\n<h4>3.26.3 - 2025-01-07<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in Search widget<\\/li>\\n<li>Fix: Height issues cause slideshow thumbnails to display incorrectly in Media Carousel (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/29663\\\">#29663<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.26.2 - 2024-12-22<\\/h4>\\n<ul>\\n<li>Fix: Menu items are not clickable in various scenarios in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/29191\\\">#29191<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.26.1 - 2024-12-17<\\/h4>\\n<ul>\\n<li>Fix: Restore deprecated <code>Plugin::enqueue_styles()<\\/code> function to avoid errors with 3rd party plugins<\\/li>\\n<\\/ul>\\n<h4>3.26.0 - 2024-12-16<\\/h4>\\n<ul>\\n<li>New: Introducing dynamic content support for Off-canvas in Loop Grid widget templates - enabling seamless display of additional content dynamically (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/29049\\\">#29049<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/28935\\\">#28935<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7106\\\">#7106<\\/a>)<\\/li>\\n<li>New: AdBlock Detection trigger for Popups - display targeted popups for visitors using ad blockers<\\/li>\\n<li>New: Added Reload Page link action for Dynamic Tags<\\/li>\\n<li>Tweak: Added &quot;Space Between Dots&quot; control to Carousel widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2526\\\">#2526<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3277\\\">#3277<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21697\\\">#21697<\\/a>)<\\/li>\\n<li>Tweak: Replaced hidden <code>elementor-screen-only<\\/code> div with <code>aria-label<\\/code> attributes<\\/li>\\n<li>Tweak: Removed <code>elementor-widget-container<\\/code> div from Elementor widgets as part of the Optimized Markup experiment<\\/li>\\n<li>Tweak: Optimize popup styling by loading it only when necessary<\\/li>\\n<li>Tweak: Updated Gap between slides control to support only PX units in Carousel widget<\\/li>\\n<li>Tweak: Removed the dependency between the Tabs handler and the Menu handler<\\/li>\\n<li>Tweak: Added the ability to set <code>aria-label<\\/code> in Carousel widgets<\\/li>\\n<li>Tweak: Added <code>aria-roledescription=carousel<\\/code> to carousel wrapper<\\/li>\\n<li>Tweak: Added <code>aria-roledescription=slide<\\/code> to slide wrapper<\\/li>\\n<li>Tweak: Optimized carousel widgets markup as part of the Optimized Markup experiment<\\/li>\\n<li>Tweak: Updated minimum required Safari version to 15.5<\\/li>\\n<li>Tweak: Facebook widgets are no longer supported on mobile due to Facebook functionality changes<\\/li>\\n<li>Fix: Motion Effects sticky feature is not working when Scroll Snap is enabled<\\/li>\\n<li>Fix: Custom Image Resolution option is not working in Gallery widget<\\/li>\\n<li>Fix: \'Reading Settings\' unexpectedly reduces the number of posts displayed when using the Archive with Pagination setting<\\/li>\\n<li>Fix: Step Form does not scroll to the top when the first field is not an input field in Form widget<\\/li>\\n<li>Fix: Display Condition feature is available without an active Elementor license in Floating Elements<\\/li>\\n<li>Fix: Background options of Flip Box in Loop Grid widget are not working when images are added using ACF Dynamic Tags<\\/li>\\n<li>Fix: Dropdown icon in the Select field of the Form widget is cut off when the Inline Font Icons feature is activated<\\/li>\\n<li>Fix: Incompatibility between Form widget and WPML when using Nested Elements<\\/li>\\n<li>Fix: Performance issues when changing the title name in the Menu widget<\\/li>\\n<li>Fix: Warnings appear when Element Caching is set to Inactive in Carousel widgets<\\/li>\\n<li>Fix: Swiper styling missing from Lightbox inside Gallery widgets<\\/li>\\n<\\/ul>\\n<h4>3.25.5 - 2024-12-10<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in Form widget<\\/li>\\n<li>Fix: Accessible navigation in popups caused unintended scrolling of the page when triggered (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/29175\\\">#29175<\\/a>)<\\/li>\\n<li>Fix: Popup overlay shown for non-logged users even when disabled<\\/li>\\n<\\/ul>\\n<h4>3.25.4 - 2024-11-20<\\/h4>\\n<ul>\\n<li>Tweak: Improved Global Widget loading method to enhance performance<\\/li>\\n<\\/ul>\\n<h4>3.25.3 - 2024-11-13<\\/h4>\\n<ul>\\n<li>Fix: Nested Elements are activated even when the Container experiment is inactive<\\/li>\\n<\\/ul>\\n<h4>3.25.2 - 2024-11-03<\\/h4>\\n<ul>\\n<li>Fix: Styling issues affecting popup layout when using a Dynamic Tag to open the popup<\\/li>\\n<li>Fix: Image captions are not displaying for non-logged-in users in Media Carousel widget<\\/li>\\n<li>Fix: Custom Add to Cart widget with Quantity enabled causes critical error (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/29159\\\">#29159<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.25.1 - 2024-10-31<\\/h4>\\n<ul>\\n<li>Fix: Multiple Custom Add to Cart widgets on the same page are adding the same product<\\/li>\\n<\\/ul>\\n<h4>3.25.0 - 2024-10-28<\\/h4>\\n<ul>\\n<li>Tweak: Added pagination functionality to the Live Results in Search widget<\\/li>\\n<li>Tweak: Added Anchor Offset control to allow precise positioning when scrolling to anchor links on the page<\\/li>\\n<li>Tweak: Load motion effects styles only when they are in use<\\/li>\\n<li>Tweak: Load sticky styles only when they are in use<\\/li>\\n<li>Tweak: Load popup styles only when they are in use<\\/li>\\n<li>Tweak: Load theme builder styles only when they are in use<\\/li>\\n<li>Tweak: Load transition styles for Call to Action and Gallery widgets only when they are in use<\\/li>\\n<li>Tweak: Load styles for Form widgets separately to enhance performance<\\/li>\\n<li>Tweak: Load styles for WooCommerce widgets separately to enhance performance<\\/li>\\n<li>Tweak: Load styles for Theme Elements widgets separately to enhance performance<\\/li>\\n<li>Tweak: Load styles for Carousel widgets separately to enhance performance<\\/li>\\n<li>Tweak: Load styles for Pricing widgets separately to enhance performance<\\/li>\\n<li>Tweak: Load styles for Floating Elements separately to enhance performance<\\/li>\\n<li>Tweak: Load styles for Link in Bio widgets separately to enhance performance<\\/li>\\n<li>Tweak: Load minified CSS in the Loop Builder\'s Call to Action button in the Editor<\\/li>\\n<li>Tweak: Removed &quot;Payments&quot; module styles<\\/li>\\n<li>Tweak: Removed <code>elementor-button-wrapper<\\/code> div from Payapl widget as part of the Optimized Markup experiment<\\/li>\\n<li>Tweak: Removed <code>elementor-button-wrapper<\\/code> div from Stripe widget as part of the Optimized Markup experiment<\\/li>\\n<li>Tweak: Merged &quot;Form Submissions&quot; feature into the version and moved it to the Advanced tab<\\/li>\\n<li>Tweak: Merged &quot;Display Conditions&quot; into the version<\\/li>\\n<li>Fix: Missing translation string for the empty message in the Table of Contents widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/27580\\\">#27580<\\/a>)<\\/li>\\n<li>Fix: Local Storage and Session Storage were being used even when popups were not in use (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7151\\\">#7151<\\/a>)<\\/li>\\n<li>Fix: Masonry layout is not working when pagination is set to &quot;Load More&quot; or &quot;Infinite Scroll&quot; in Loop Grid widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23684\\\">#23684<\\/a>)<\\/li>\\n<li>Fix: Extra gap between widgets on the frontend when using Off-canvas widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/27706\\\">#27706<\\/a>)<\\/li>\\n<li>Fix: Pagination and custom queries did not work when the Posts Widget was saved as a Global Widget or used via shortcode<\\/li>\\n<li>Fix: Lightbox videos are missing controls and displayed at the wrong size in Media Carousel widget<\\/li>\\n<li>Fix: Pagination options with Individual Pagination not working as expected in Posts and Loop Grid widgets<\\/li>\\n<li>Fix: Justified or Masonry layouts for the Pro Gallery would not display images on the frontend when inserted via nested tabs<\\/li>\\n<li>Fix: Error issue in the Loop Grid widget when used in theme parts with the Taxonomy Filter<\\/li>\\n<li>Fix: Removed the focus ring after clicking to open the Off Canvas inside the Editor<\\/li>\\n<li>Fix: Background gradient colors from the dynamic color tag values are not rendering on the frontend<\\/li>\\n<li>Fix: Excessive database requests generated by the Loop Grid widget<\\/li>\\n<li>Fix: Colors from Dynamic Tags were not rendered on the frontend<\\/li>\\n<li>Fix: Display issue in the Menu widget caused by the \'Native Intersection Observer API<\\/li>\\n<li>Fix: Dropdown area not working in certain scenarios in Menu widget<\\/li>\\n<li>Fix: Content Width control inside the Mega Menu is displaying an empty value<\\/li>\\n<\\/ul>\\n<h4>3.24.4 - 2024-10-09<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in Media Carousel widget<\\/li>\\n<\\/ul>\\n<h4>3.24.3 - 2024-10-01<\\/h4>\\n<ul>\\n<li>Fix: Floating Elements template not loading when Single Page template is set with All Singular condition<\\/li>\\n<li>Fix: Form field styles not loading properly in various scenarios<\\/li>\\n<\\/ul>\\n<h4>3.24.2 - 2024-09-18<\\/h4>\\n<ul>\\n<li>Fix: Icons not displaying when Inline SVG Icons experiment is active in Link In Bio widgets and Floating Elements<\\/li>\\n<\\/ul>\\n<h4>3.24.1 - 2024-09-12<\\/h4>\\n<ul>\\n<li>Fix: Widget styles not loading correctly on front causing alignment inconsistencies (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/28676\\\">#28676<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.24.0 - 2024-09-10<\\/h4>\\n<ul>\\n<li>New: Introducing support for Variable Fonts - allowing for more dynamic and flexible text styling (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6703\\\">#6703<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11333\\\">#11333<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19277\\\">#19277<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/25485\\\">#25485<\\/a>)<\\/li>\\n<li>Tweak: Added \'Structure\' indication for widgets with Display Conditions applied (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/28027\\\">#28027<\\/a>)<\\/li>\\n<li>Tweak: Added a new option for setting the live search results width (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/28280\\\">#28280<\\/a>)<\\/li>\\n<li>Tweak: Improved Honeypot field functionality in Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/28480\\\">#28480<\\/a>)<\\/li>\\n<li>Tweak: Added options to \'Copy\', \'Paste\', and \'Clear\' Display Conditions in Context Menu<\\/li>\\n<li>Tweak: Improved performance of the Menu widget when using Dynamic Tags in the URL field<\\/li>\\n<li>Tweak: Improved performance when using Dynamic Tags in Nested Elements<\\/li>\\n<li>Tweak: Added the option for users to disable Akismet for specific Elementor forms<\\/li>\\n<li>Tweak: Adjusted URL structure when presenting the Search Archive page in Search widget<\\/li>\\n<li>Tweak: Added the \'Create Template\' button in Search widget<\\/li>\\n<li>Tweak: Added an option to enable the \'Loader\' animation while live results are loading in Search widget<\\/li>\\n<li>Tweak: Load share buttons compatibility styles only when they are in use<\\/li>\\n<li>Tweak: Load dialog styles only when they are in use<\\/li>\\n<li>Tweak: Load global widget styles only during Editor preview<\\/li>\\n<li>Tweak: Conditionally load widget styles only when the widgets are used<\\/li>\\n<li>Tweak: Load styles for CTA hover animations only when they are in use<\\/li>\\n<li>Tweak: Load notes styles only when the WordPress Toolbar is displayed<\\/li>\\n<li>Tweak: Split <code>animations.min.css<\\/code> into multiple CSS files and load them conditionally<\\/li>\\n<li>Tweak: Promoted Display Conditions feature to Stable status<\\/li>\\n<li>Tweak: Merged Taxonomy Filter feature into the version<\\/li>\\n<li>Tweak: Merged Search feature into the version<\\/li>\\n<li>Tweak: Added a note to \'Current Query\' explaining the impact of WordPress settings on pagination within Archives<\\/li>\\n<li>Tweak: Added the ability to set <code>aria-label<\\/code> for the Off-Canvas widget<\\/li>\\n<li>Fix: Manual Selection option is not excluding sticky posts in Posts and Loop Grid widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18689\\\">#18689<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23331\\\">#23331<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/28179\\\">#28179<\\/a>)<\\/li>\\n<li>Fix: Template ID does not change according to the imported Loop Item (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21404\\\">#21404<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22202\\\">#22202<\\/a>)<\\/li>\\n<li>Fix: \'Editing Mode\' for the Off-canvas was not functioning correctly in certain scenarios<\\/li>\\n<li>Fix: Added definition to <code>clear_custom_image_sizes<\\/code> hook to prevent edge case issues<\\/li>\\n<li>Fix: Flickering issue with search result buttons when closing results using the keyboard escape key in Search widget<\\/li>\\n<li>Fix: Theme Style settings for buttons were overriding the text styling in Search widget<\\/li>\\n<li>Fix: Nesting menu inside another menu causes functionality issues in Menu widget<\\/li>\\n<li>Fix: Error when using array as custom fields value in Dynamic Tags<\\/li>\\n<\\/ul>\\n<h4>3.23.3 - 2024-08-05<\\/h4>\\n<ul>\\n<li>Fix: Dropdown area not working in certain scenarios in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/28194\\\">#28194<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.23.2 - 2024-07-29<\\/h4>\\n<ul>\\n<li>Fix: Horizontal scroll bar appearing on the page when using Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/28087\\\">#28087<\\/a>)<\\/li>\\n<li>Fix: Dropdown area disappearing in certain scenarios in Menu widget<\\/li>\\n<\\/ul>\\n<h4>3.23.1 - 2024-07-23<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in link URL<\\/li>\\n<\\/ul>\\n<h4>3.23.0 - 2024-07-15<\\/h4>\\n<ul>\\n<li>New: Search Widget with Live Results - Display live search results as visitors type into the search box, enhancing user experience and engagement (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/27664\\\">#27664<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/24931\\\">#24931<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21459\\\">#21459<\\/a>)<\\/li>\\n<li>Tweak: Renamed <code>width<\\/code> to <code>Min width<\\/code> and added <code>Max width<\\/code> control to Hotspot tooltips (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18930\\\">#18930<\\/a>)<\\/li>\\n<li>Tweak: Applied a logical DOM order to the Mega Menu widget to improve accessibility<\\/li>\\n<li>Tweak: Added the ability to set <code>aria-label<\\/code> for WordPress Menu widget<\\/li>\\n<li>Tweak: Added the ability to set <code>aria-label<\\/code> for Menu widget<\\/li>\\n<li>Tweak: Added a bottom option to the Image Position control in Call to Action widget<\\/li>\\n<li>Fix: Missing version string in included CSS query string when Improved CSS Loading is enabled (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21879\\\">#21879<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23821\\\">#23821<\\/a>)<\\/li>\\n<li>Fix: Form submission icon message does not display correctly when Inline Font Icons feature is activated<\\/li>\\n<li>Fix: Save and Close button position issues in the conditions screen in Theme Builder.<\\/li>\\n<li>Fix: Focus appears on the first element when using the mouse to open Off-Canvas <\\/li>\\n<li>Fix: Links to Elementor Settings are broken in various locations<\\/li>\\n<li>Fix: Conditions field not showing all relevant conditions in Theme Builder<\\/li>\\n<li>Fix: Off-Canvas flickering in sticky containers with exit animations triggered by sticky effects<\\/li>\\n<\\/ul>\\n<h4>3.22.1 - 2024-06-24<\\/h4>\\n<ul>\\n<li>Fix: Styling of Global widgets not loading when Element Caching experiment is activated (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/27704\\\">#27704<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.22.0 - 2024-06-16<\\/h4>\\n<ul>\\n<li>New: Introducing Off-Canvas widget - create engaging and creative layers triggered by a link (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6225\\\">#6225<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21769\\\">#21769<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/25770\\\">#25770<\\/a>)<\\/li>\\n<li>Tweak: Added option to remove \'User IP\' and \'User Agent\' from the form submissions metadata (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14285\\\">#14285<\\/a>)<\\/li>\\n<li>Tweak: Replaced <code>waypoints.js<\\/code> library with the native Intersection Observer API<\\/li>\\n<li>Tweak: Extended Alignment and Position capabilities in Form widget<\\/li>\\n<li>Tweak: Moved icon View control to style tab in Flip Box widget<\\/li>\\n<li>Tweak: Moved icon View control to style tab in Call to Action widget<\\/li>\\n<li>Tweak: Optimized Form widget to eliminate unnecessary markup when the button icon is empty<\\/li>\\n<li>Tweak: Optimized Posts widget to eliminate unnecessary markup when Load More button text is empty<\\/li>\\n<li>Tweak: Remove <code>placeholder<\\/code> arguments from URL controls<\\/li>\\n<li>Tweak: Implemented CSS logical properties to Icon Position in Form, Posts and Menu Cart widgets<\\/li>\\n<li>Tweak: Activated Display Conditions feature for existing sites<\\/li>\\n<li>Tweak: Activated Taxonomy Filter feature for existing sites<\\/li>\\n<li>Tweak: Added functionality to delay the running of the ready triggers on inner elements<\\/li>\\n<li>Fix: Icons are now part of the link in the Menu Widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/24298\\\">#24298<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/25112\\\">#25112<\\/a>)<\\/li>\\n<li>Fix: <code>all: unset<\\/code> assigned to buttons cause focus issues (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/24322\\\">#24322<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/25448\\\">#25448<\\/a>)<\\/li>\\n<li>Fix: Menu cart SVG icon disappears on front when Optimized Control Loading experiment is activated (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/27342\\\">#27342<\\/a>)<\\/li>\\n<li>Fix: Elementor Pro auto-updates are not working on multisite networks (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12615\\\">#12615<\\/a>)<\\/li>\\n<li>Fix: PHP error appears in the editor when using Loop Grid in an archive template<\\/li>\\n<li>Fix: UI glitch on Icon Position control in Paypal and Stripe Buttons widgets<\\/li>\\n<li>Fix: Icon Position control RTL issue in Hotspot widget<\\/li>\\n<li>Fix: Manual Selection &quot;Include By&quot; Query doesn\'t work with product categories<\\/li>\\n<\\/ul>\\n<h4>3.21.3 - 2024-05-20<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in Loop Grid widget<\\/li>\\n<li>Fix: License expired affects the Display Conditions functionality in the front end<\\/li>\\n<\\/ul>\\n<h4>3.21.2 - 2024-04-30<\\/h4>\\n<ul>\\n<li>Fix: Special characters are not displayed correctly when using the Excerpt widget in Loop template (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/25860\\\">#25860<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.21.1 - 2024-04-24<\\/h4>\\n<ul>\\n<li>Fix: Excerpt Length setting doesn\'t function correctly for languages with non-English characters in Post Excerpt widget<\\/li>\\n<\\/ul>\\n<h4>3.21.0 - 2024-04-15<\\/h4>\\n<ul>\\n<li>New: Introducing Loop Taxonomy Query - Enabling the display of post and product categories and tags within Loop Grid and Loop Carousel widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21372\\\">#21372<\\/a>)<\\/li>\\n<li>Tweak: Optimized Hotspot widget to prevent rendering when no image is provided<\\/li>\\n<li>Tweak: Optimized Blockquote widget to eliminate unnecessary markup when devoid of content<\\/li>\\n<li>Tweak: Optimized Template widget to eliminate unnecessary markup when no template is selected<\\/li>\\n<li>Tweak: Optimized Code Highlight widget to eliminate unnecessary markup when there is no content<\\/li>\\n<li>Tweak: Implemented CSS logical properties in Elementor<\\/li>\\n<li>Tweak: Implemented accessibility improvements in Portfolio widget<\\/li>\\n<li>Tweak: Implemented accessibility improvements of Author Avatar image alt text in Post Info widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/25440\\\">#25440<\\/a>)<\\/li>\\n<li>Tweak: Notes feature merged to version<\\/li>\\n<li>Tweak: Implemented accessibility improvements of Profile Picture alt text in Author widget<\\/li>\\n<li>Fix: Display issue on hover state in WooCommerce Menu Cart widget<\\/li>\\n<\\/ul>\\n<h4>3.20.3 - 2024-04-10<\\/h4>\\n<ul>\\n<li>Fix: Compatibility issue between the My Account widget and other third-party plugins (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20986\\\">#20986<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.20.2 - 2024-03-26<\\/h4>\\n<ul>\\n<li>Security Fix: Improved code security enforcement in Media Carousel widget<\\/li>\\n<li>Security Fix: Improved code security enforcement in Form widget<\\/li>\\n<li>Security Fix: Improved code security enforcement in Post Navigation widget<\\/li>\\n<li>Security Fix: Improved code security enforcement in Gallery widget<\\/li>\\n<li>Security Fix: Improved code security enforcement in Video Playlist widget<\\/li>\\n<\\/ul>\\n<h4>3.20.1 - 2024-03-20<\\/h4>\\n<ul>\\n<li>Fix: Strengthened code integrity in deprecated Woo Single Element widget<\\/li>\\n<li>Fix: PHP error notice appears when using Loop Grid with the Taxonomy Filter widgets<\\/li>\\n<\\/ul>\\n<h4>3.20.0 - 2024-03-11<\\/h4>\\n<ul>\\n<li>Tweak: Implemented OR logic in the Display Conditions feature<\\/li>\\n<li>Tweak: Added X and Threads social networks to Share Buttons widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/25299\\\">#25299<\\/a>)<\\/li>\\n<li>Tweak: Added Archive Title dynamic tag rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added Featured Image Title dynamic tag rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added Featured Image Alt dynamic tag rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added Featured Image Caption dynamic tag rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added Author Bio dynamic tag rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added Author Email dynamic tag rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added Author Website dynamic tag rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added Page Title rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added Post Title rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added Featured Image rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added Comments Number rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added Archive Author rule in Display Conditions feature<\\/li>\\n<li>Tweak: Added support for WordPress Custom Fields in Display Conditions feature<\\/li>\\n<li>Tweak: Implemented accessibility improvements in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23875\\\">#23875<\\/a>)<\\/li>\\n<li>Tweak: Implemented accessibility improvements in Login widget<\\/li>\\n<li>Tweak: Added additional style controls in the Table of Contents widget<\\/li>\\n<li>Tweak: Added Transition Duration option in Blockquote widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21295\\\">#21295<\\/a>)<\\/li>\\n<li>Tweak: Added Transition Duration to button in Flip Box widget<\\/li>\\n<li>Tweak: Added Transition Duration to button in Author Box widget<\\/li>\\n<li>Tweak: Added Transition Duration to List in Table of Contents widget<\\/li>\\n<li>Tweak: Added Transition Duration to button in Login widget<\\/li>\\n<li>Tweak: Added Transition Duration in Post Navigation widget<\\/li>\\n<li>Tweak: Added Transition Duration Show More in Video Playlist widget<\\/li>\\n<li>Tweak: Added Transition Duration to button in Form widget<\\/li>\\n<li>Tweak: Removed separator-none argument from all Editor controls<\\/li>\\n<li>Tweak: Add <code>&lt;time&gt;<\\/code> wrapper for Date and Time items in Post Info widget<\\/li>\\n<li>Tweak: Page Transitions feature merged to version<\\/li>\\n<li>Tweak: Scroll Snap feature merged to version<\\/li>\\n<li>Tweak: Promoted Display Conditions feature to Beta status and activated for new sites<\\/li>\\n<li>Tweak: Promoted Taxonomy Filter feature to beta status and activated for new sites<\\/li>\\n<li>Fix: Page Transitions feature and Load Font Awesome 4 Support cause a console error (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18885\\\">#18885<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19334\\\">#19334<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21082\\\">#21082<\\/a>)<\\/li>\\n<li>Fix: Added better output escaping in Taxonomy Filter widget<\\/li>\\n<\\/ul>\\n<h4>3.19.3 - 2024-02-26<\\/h4>\\n<ul>\\n<li>Tweak: Improved Loop CSS loading structure in Loop Grid item<\\/li>\\n<li>Security Fix: Addressed security weaknesses in Dynamic Tags<\\/li>\\n<\\/ul>\\n<h4>3.19.2 - 2024-02-07<\\/h4>\\n<ul>\\n<li>Fix: Export data inconsistencies when using form actions in Form widget<\\/li>\\n<\\/ul>\\n<h4>3.19.1 - 2024-02-05<\\/h4>\\n<ul>\\n<li>Fix: Enqueuing non-existing Loop Template CSS file in Loop Item template (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/24959\\\">#24959<\\/a>)<\\/li>\\n<li>Fix: Improved code security enforcement in Countdown widget<\\/li>\\n<\\/ul>\\n<h4>3.19.0 - 2024-01-29<\\/h4>\\n<ul>\\n<li>New: Introducing Display Conditions for Elements - allowing users to customize content visibility based on specified criteria (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4246\\\">#4246<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21152\\\">#21152<\\/a>)<\\/li>\\n<li>New: Implemented Akismet Integration for enhanced spam protection and security in Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11401\\\">#11401<\\/a>)<\\/li>\\n<li>New: Introducing Permissions functionality to Element Manager - providing users with enhanced control over access and management capabilities<\\/li>\\n<li>Tweak: Added styling option for dropdown indicator in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21907\\\">#21907<\\/a>)<\\/li>\\n<li>Tweak: Added additional size units and custom units in all elements<\\/li>\\n<li>Tweak: Implemented CSS logical properties in WordPress Menu widget<\\/li>\\n<li>Tweak: Implemented CSS logical properties in Reviews widget<\\/li>\\n<li>Tweak: Implemented CSS logical properties in Countdown widget<\\/li>\\n<li>Tweak: Implemented CSS logical properties in Elementor Editor<\\/li>\\n<li>Tweak: Updated <code>jquery.smartmenus.js<\\/code> version from 1.1.1 to 1.2.0<\\/li>\\n<li>Fix: Dynamic Background Image does not load on the first Loop Item in a Loop Grid (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21489\\\">#21489<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22368\\\">#22368<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23085\\\">#23085<\\/a>)<\\/li>\\n<li>Fix: History panel deprecation notices in console log<\\/li>\\n<li>Fix: Second Pro rollback installed the latest version instead of the specifically selected older version<\\/li>\\n<li>Fix: Incorrect position of the dropdown content when applying entrance animation in Menu Widget<\\/li>\\n<li>Fix: UX issues when using in-place editing in Menu widget<\\/li>\\n<li>Fix: Pagination with page reload is not working when used with the Taxonomy filter and Loop Grid widget in Archive template<\\/li>\\n<\\/ul>\\n<h4>3.18.2 - 2023-12-20<\\/h4>\\n<ul>\\n<li>Fix: Modified controls sanitization to enforce better security policies in Price List widget<\\/li>\\n<li>Fix: Error messages related to loop filter appear on front when using PHP 8.X and <code>WP_DEBUG<\\/code> is true<\\/li>\\n<\\/ul>\\n<h4>3.18.1 - 2023-12-06<\\/h4>\\n<ul>\\n<li>Fix: No results appeared when reloading the page with deep link and de-selecting terms in Taxonomy Filter widget<\\/li>\\n<li>Fix: No results appeared when filtering the Uncategorized category in Filter Taxonomy widget<\\/li>\\n<li>Fix: Notes still available when the Notes feature is deactivated<\\/li>\\n<\\/ul>\\n<h4>3.18.0 - 2023-12-04<\\/h4>\\n<ul>\\n<li>Tweak: Added the ability to upload files as attachments to emails in the File Upload field in Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4868\\\">#4868<\\/a>)<\\/li>\\n<li>Tweak: Introduced the capability to design and edit the empty state in the Loop Grid widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/24261\\\">#24261<\\/a>)<\\/li>\\n<li>Tweak: Implemented the option to close the menu content area with a click anywhere on the screen in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22686\\\">#22686<\\/a>)<\\/li>\\n<li>Tweak: Improve scrolling behavior inside the content area when there is not enough space in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22712\\\">#22712<\\/a>)<\\/li>\\n<li>Tweak: Expanded breakpoint options in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22488\\\">#22488<\\/a>)<\\/li>\\n<li>Tweak: Added Logical Combination control in Taxonomy Filter widget<\\/li>\\n<li>Tweak: Added additional units to Horizontal and Vertical padding for Dropdown in WordPress Menu widget<\\/li>\\n<li>Tweak: Hide navigation arrows when there is only one slide in Loop Carousel and Carousel widgets<\\/li>\\n<li>Tweak: Added various HTML Tag controls in Video Playlist widget<\\/li>\\n<li>Tweak: Added responsive control to navigation size in Slides, Reviews, Media Carousel and Testimonial Carousel widgets<\\/li>\\n<li>Tweak: Added semantic <code>&lt;search&gt;<\\/code> wrapper in Search Form widget<\\/li>\\n<li>Tweak: Added semantic <code>&lt;search&gt;<\\/code> wrapper in Taxonomy Filter widget<\\/li>\\n<li>Tweak: Added Multiple Selection control in Taxonomy Filter widget<\\/li>\\n<li>Fix: Deprecated notice when using ${var} in strings instead of {$var} with PHP 8.2 (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23927\\\">#23927<\\/a>)<\\/li>\\n<li>Fix: Dropdown indicator position issue in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23947\\\">#23947<\\/a>)<\\/li>\\n<li>Fix: Dynamic Tags are not available when choosing \'self-hosted\' source in Video widget<\\/li>\\n<li>Fix: Telephone field placeholder is aligned to the left in RTL websites in Form widget<\\/li>\\n<\\/ul>\\n<h4>3.17.1 - 2023-11-01<\\/h4>\\n<ul>\\n<li>Fix: Modified controls sanitization to enforce better security policies in Code Highlight, Form, Lottie, Price List, and Video Playlist widgets<\\/li>\\n<\\/ul>\\n<h4>3.17.0 - 2023-10-25<\\/h4>\\n<ul>\\n<li>Tweak: Added AJAX pagination option or seamless page navigation between content in Loop Grid widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1284\\\">#1284<\\/a>)<\\/li>\\n<li>Tweak: Introduced Individual Pagination option when multiple Post widgets are on the same page, providing enhanced control over pagination<\\/li>\\n<li>Tweak: Introduced Individual Pagination option when multiple Loop Grid widgets are on the same page, providing enhanced control over pagination<\\/li>\\n<li>Tweak: Added a None option to the breakpoint options in Menu widget<\\/li>\\n<li>Tweak: Added a horizontal scrolling option in Menu widget<\\/li>\\n<li>Tweak: Upgraded minimum required PHP version to 7.3<\\/li>\\n<li>Tweak: Improved accessibility when minimize button is disabled in Table of Content widget<\\/li>\\n<li>Fix: Table of Content widget without icons displays <code>undefined<\\/code> error (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17523\\\">#17523<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17768\\\">#17768<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18463\\\">#18463<\\/a>)<\\/li>\\n<li>Fix: Hover behavior issues on menu items in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23430\\\">#23430<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22431\\\">#22431<\\/a>)<\\/li>\\n<li>Fix: Links inside Loop Carousel are not working on initial load in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23705\\\">#23705<\\/a>)<\\/li>\\n<li>Fix: Popups accessible navigation adds outlines to the wrong first focusable element<\\/li>\\n<li>Fix: Dropdown area aligned to the left side of the screen if contains Tabs widget in Menu widget<\\/li>\\n<li>Fix: Content horizontal position not aligning correctly when used with carousel widgets in Menu widget<\\/li>\\n<li>Fix: Accessibility errors in PageSpeed Insights in Table of Contents widget<\\/li>\\n<\\/ul>\\n<h4>3.16.2 - 2023-09-20<\\/h4>\\n<ul>\\n<li>Fix: Fit to Content dropdown position calculation is incorrect in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23808\\\">#23808<\\/a>)<\\/li>\\n<li>Fix: Reverted hide navigation arrows when there is only one slide in the Loop or Nested carousel (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23804\\\">#23804<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.16.1 - 2023-09-14<\\/h4>\\n<ul>\\n<li>Fix: Dynamic tag for ACF image field is not working as expected (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23757\\\">#23757<\\/a>)<\\/li>\\n<li>Fix: Sticky functionality affects padding values in Container (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23758\\\">#23758<\\/a>)<\\/li>\\n<li>Fix: HTML list issues for padding and margin in Menu widget<\\/li>\\n<\\/ul>\\n<h4>3.16.0 - 2023-09-12<\\/h4>\\n<ul>\\n<li>Tweak: Implemented accessibility improvements in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23607\\\">#23607<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22554\\\">#22554<\\/a>)<\\/li>\\n<li>Fix: \'Fallback: Recent Posts\' option malfunctions in the Query control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21436\\\">#21436<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23259\\\">#23259<\\/a>)<\\/li>\\n<li>Tweak: Hide navigation arrows when there is only one slide in the Loop or Nested carousel (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22056\\\">#22056<\\/a>)<\\/li>\\n<li>Tweak: Used appropriate image <code>alt<\\/code> in Testimonial Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17680\\\">#17680<\\/a>)<\\/li>\\n<li>Tweak: Optimized Scroll Snap functionality when using Container widget<\\/li>\\n<li>Tweak: Enhanced Elementor Role Manager functionality when using Containers<\\/li>\\n<li>Tweak: Added Notes feature to the Editor Top Bar<\\/li>\\n<li>Tweak: Replace CSS <code>float<\\/code> with other layouts in the Editor<\\/li>\\n<li>Tweak: Upgraded HTML Structure for the Menu widget<\\/li>\\n<li>Tweak: Implemented CSS logical properties in Carousel and Menu widgets<\\/li>\\n<li>Tweak: Added keyboard accessibility to a link in Posts widget<\\/li>\\n<li>Tweak: Loop Builder feature merged to version<\\/li>\\n<li>Fix: Addressed inconsistency in hover effect durations between icon, dropdown indicator colors, and text colors in the Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22376\\\">#22376<\\/a>)<\\/li>\\n<li>Fix: Slides break if the parent container is set to HTML A tag in Loop Carousel and Carousel widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22678\\\">#22678<\\/a>)<\\/li>\\n<li>Fix: The icon size setting is not affecting uploaded SVG icons in the Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22372\\\">#22372<\\/a>)<\\/li>\\n<li>Fix: Taxonomy filter does not work with slug in foreign characters (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/23315\\\">#23315<\\/a>)<\\/li>\\n<li>Fix: Improved code security enforcement in Dynamic Tags<\\/li>\\n<li>Fix: Sticky container incorrectly adjusts its width when transitioning from a smaller breakpoint to a larger one within the Editor<\\/li>\\n<\\/ul>\\n<h4>3.15.1 - 2023-08-09<\\/h4>\\n<ul>\\n<li>Fix: Improved code security enforcement in Table of Contents widget<\\/li>\\n<\\/ul>\\n<h4>3.15.0 - 2023-07-31<\\/h4>\\n<ul>\\n<li>New: Introducing Taxonomy Filter widget - Empower visitors to seamlessly filter listings in Loop Grids based on taxonomies (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3140\\\">#3140<\\/a>)<\\/li>\\n<li>Tweak: Added an &quot;Offset Sides&quot; functionality in Carousel and Loop Carousel widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21114\\\">#21114<\\/a>)<\\/li>\\n<li>Tweak: Modified the size of the Publish button in the Editor Top Bar feature (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22472\\\">#22472<\\/a>)<\\/li>\\n<li>Tweak: Improved Ajax permissions functionality for better security enforcement<\\/li>\\n<li>Tweak: Added option for pagination custom position in Carousel and Loop Carousel widgets<\\/li>\\n<li>Tweak: Added option for navigation custom position in Carousel and Loop Carousel widgets<\\/li>\\n<li>Tweak: Added additional styling options for navigation in Carousel and Loop Carousel widgets<\\/li>\\n<li>Tweak: Added labels to shortcode column in WordPress admin<\\/li>\\n<li>Tweak: Unified the appearance of <code>stretch<\\/code> and <code>center<\\/code> buttons in Menu widget<\\/li>\\n<li>Tweak: Unified the appearance of <code>stretch<\\/code> and <code>center<\\/code> buttons in My Account widget<\\/li>\\n<li>Tweak: Improved panel UI in Video Playlist widget<\\/li>\\n<li>Tweak: Implemented CSS logical properties in Elementor Editor<\\/li>\\n<li>Tweak: Added &quot;Title HTML Tag&quot; and &quot;Description HTML Tag&quot; in Price List widget<\\/li>\\n<li>Tweak: Added &quot;Title HTML Tag&quot; and &quot;Description HTML Tag&quot; in Slides widget<\\/li>\\n<li>Tweak: Added &quot;Title HTML Tag&quot; and &quot;Description HTML Tag&quot; in Flip Box widget<\\/li>\\n<li>Tweak: Added &quot;Description HTML Tag&quot; in Call To Action widget<\\/li>\\n<li>Security Fix: Improved code security enforcement in Share Buttons widget<\\/li>\\n<li>Security Fix: Improved code security enforcement in Form widget<\\/li>\\n<li>Fix: WooCommerce Status page failed to recognize Elementor WooCommerce widgets<\\/li>\\n<li>Fix: Pagination does not work inside single templates when using Posts and Loop Grid widgets<\\/li>\\n<li>Fix: Incorrect saving of WooCommerce page settings in Elementor site settings under certain scenarios<\\/li>\\n<\\/ul>\\n<h4>3.14.1 - 2023-06-26<\\/h4>\\n<ul>\\n<li>Tweak: Improved navigation on touch devices in Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22827\\\">#22827<\\/a>)<\\/li>\\n<li>Fix: Missing navigation arrows on lightbox in Gallery widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22870\\\">#22870<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.14.0 - 2023-06-19<\\/h4>\\n<ul>\\n<li>New: Introducing Carousel widget - Infinite design possibilities, and nesting capabilities (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2587\\\">#2587<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/219\\\">#219<\\/a>)<\\/li>\\n<li>Tweak: Added Static Item Position functionality to Alternate template in Loop Grid widget<\\/li>\\n<li>Tweak: Added visual indication of Page Parts<\\/li>\\n<li>Tweak: Added dividers option between menu items in Menu widget<\\/li>\\n<li>Tweak: Changed the HTML structure of Pagination and Navigation in Loop Carousel and Nested Carousel widgets<\\/li>\\n<li>Tweak: Added shop page in WooCommerce Pages section in Site Settings<\\/li>\\n<li>Tweak: Added Text Shadow, Box Shadow and Padding control to button in Call to Action widget<\\/li>\\n<li>Tweak: Added Lazy Load support for images in Video Playlist widget<\\/li>\\n<li>Tweak: Added <code>alt<\\/code> attribute to images in Video Playlist widget<\\/li>\\n<li>Tweak: Replaced select control with choose control for Flip Direction control in Flip Box widget<\\/li>\\n<li>Tweak: Added keyboard accessibility to Carousel and Loop Carousel widgets<\\/li>\\n<li>Tweak: Use <code>media_types<\\/code> array in Media controls<\\/li>\\n<li>Fix: Lightbox is still enabled after disabling it in the Site Settings in Gallery widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11193\\\">#11193<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19871\\\">#19871<\\/a>)<\\/li>\\n<li>Fix: Responsive settings for templates don\'t work as expected when Additional Custom Breakpoints feature is active (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16819\\\">#16819<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19394\\\">#19394<\\/a>)<\\/li>\\n<li>Fix: Inner containers are not presented as expected in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21813\\\">#21813<\\/a>)<\\/li>\\n<li>Fix: Popup width does not support percentages (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22413\\\">#22413<\\/a>)<\\/li>\\n<li>Fix: PHP 8.x throws errors when using WooCommerce Ajax response (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22199\\\">#22199<\\/a>)<\\/li>\\n<li>Fix: Mini cart template appears as empty in various scenarios in Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22789\\\">#22789<\\/a>)<\\/li>\\n<li>Fix: Order by Price doesn\'t work for the Latest products or Manual Selection in Products widget<\\/li>\\n<li>Fix: Dropdown indicator icon is not vertically aligned to the text when using icon in Menu Widget<\\/li>\\n<li>Fix: Mixed content warning in the console for Video Playlist widget<\\/li>\\n<li>Fix: Preview settings are not presented as expected after first save in Loop Template<\\/li>\\n<li>Fix: Not-crawlable link error in Video Playlist widget<\\/li>\\n<li>Fix: Lightbox is still enabled after disabling it in the Site Settings in Logo widget<\\/li>\\n<li>Fix: Focus state issue on page load when using Table of Content widget<\\/li>\\n<\\/ul>\\n<h4>3.13.2 - 2023-05-22<\\/h4>\\n<ul>\\n<li>Fix: Hover settings not working as expected on Touch-Enabled devices in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22258\\\">#22258<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.13.1 - 2023-05-11<\\/h4>\\n<ul>\\n<li>Security Fix: Addressed security weaknesses in access management related functions<\\/li>\\n<li>Fix: Excerpt content pulled from post content is showing with HTML tags in Loop Grid widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22367\\\">#22367<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.13.0 - 2023-05-08<\\/h4>\\n<ul>\\n<li>Tweak: Provided an option to assign excerpt automatically from post content in Post Excerpt dynamic tag (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20256\\\">#20256<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21715\\\">#21715<\\/a>)<\\/li>\\n<li>Tweak: Added Display Conditions functionality in Editor Top bar (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21675\\\">#21675<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/22050\\\">#22050<\\/a>)<\\/li>\\n<li>Tweak: Removed <code>elementor_page_id<\\/code> from request URLs in the WC AJAX calls (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18675\\\">#18675<\\/a>)<\\/li>\\n<li>Tweak: Added icons to menu items in Mega Menu widget (<a href=\\\"https:\\/\\/github.com\\/orgs\\/elementor\\/discussions\\/21602\\\">#21602<\\/a>)<\\/li>\\n<li>Tweak: Added keyboard accessibility to Toggle Button in WordPress Menu widget (<a href=\\\"https:\\/\\/github.com\\/orgs\\/elementor\\/discussions\\/2348\\\">#2348<\\/a>)<\\/li>\\n<li>Tweak: Added \'Active item state\' to top-level menu items for anchor links in the Menu widget<\\/li>\\n<li>Tweak: Added keyboard accessibility to navigation arrows in Loop Carousel widget<\\/li>\\n<li>Tweak: Added keyboard accessibility to navigation arrows in Slides widget<\\/li>\\n<li>Tweak: Added keyboard accessibility to navigation arrows in Media, Testimonial and Reviews Carousel widgets<\\/li>\\n<li>Tweak: Added keyboard accessibility to Table of Content widget<\\/li>\\n<li>Tweak: Added keyboard accessibility to Search Form widget<\\/li>\\n<li>Tweak: Added accessibility to images in Slides widget<\\/li>\\n<li>Tweak: Added accessibility to images in Call To Action widget<\\/li>\\n<li>Tweak: Added accessibility to images in Media Carousel widget<\\/li>\\n<li>Tweak: Added accessibility to images in Gallery widget<\\/li>\\n<li>Tweak: Added Lazy Load support for avatar image in Post Info widget<\\/li>\\n<li>Tweak: Added Lazy Load support to various Elementor Editor and Admin images<\\/li>\\n<li>Tweak: Added Lazy Load support for author image in Author Box widget<\\/li>\\n<li>Tweak: Added Lazy Load support for images in Price List widget<\\/li>\\n<li>Fix: Content width is affected by the widget\'s width when Content Width is set to Fit to Content in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21842\\\">#21842<\\/a>)<\\/li>\\n<li>Fix: Empty value on Rows field causes an error in Products widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21451\\\">#21451<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.12.2 - 2023-04-09<\\/h4>\\n<ul>\\n<li>Fix: Mini cart template appears as empty in various WordPress themes (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21836\\\">#21836<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.12.1 - 2023-04-02<\\/h4>\\n<ul>\\n<li>Fix: Default background colors are presented as transparent in Popup (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21824\\\">#21824<\\/a>)<\\/li>\\n<li>Fix: Reverted the tweak of Form Submissions feature merged to the version (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21821\\\">#21821<\\/a>)<\\/li>\\n<li>Fix: Dropdown area is not closing when hovering outside of the content area in Menu widget<\\/li>\\n<\\/ul>\\n<h4>3.12.0 - 2023-03-29<\\/h4>\\n<ul>\\n<li>New: Introducing the Mega Menu with the new Menu widget - empowers you to achieve a much higher level of menu design, customization, and creativity<\\/li>\\n<li>New: Diversify your design with a Loop Alternate template - apply another template within your Loop Grid for design creativity<\\/li>\\n<li>New: Kickstart your workflow with predesigned Loop container-based templates<\\/li>\\n<li>Tweak: Added custom icon controls to various locations in Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13678\\\">#13678<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17941\\\">#17941<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19295\\\">#19295<\\/a>)<\\/li>\\n<li>Tweak: Added a spacing control between navigation and slides in the Loop Carousel<\\/li>\\n<li>Tweak: Added responsive control to the \'Gap between slides\' control in the Loop Carousel<\\/li>\\n<li>Tweak: Added Custom CSS section in Loop Item template<\\/li>\\n<li>Tweak: Added an Article class metadata in Loop Item template<\\/li>\\n<li>Tweak: Added Lazy Load support for background images in CTA widget when using the Lazy Load Background Images experiment<\\/li>\\n<li>Tweak: Added Lazy Load support for background images in Flipbox widget when using the Lazy Load Background Images experiment<\\/li>\\n<li>Tweak: Added additional size units and custom units in all elements<\\/li>\\n<li>Tweak: Changed Nav Menu widget name to WordPress Menu widget<\\/li>\\n<li>Tweak: Added &quot;Form Validation&quot; control to Form widget<\\/li>\\n<li>Tweak: Updated custom messages in the Form widget<\\/li>\\n<li>Tweak: Improved accessibility in various elements in Gallery widget<\\/li>\\n<li>Tweak: Form Submissions feature merged to version<\\/li>\\n<li>Tweak: Loop feature promoted to Stable status<\\/li>\\n<li>Tweak: Page Transitions feature promoted to Stable status<\\/li>\\n<li>Tweak: Improved accessibility in filter bar in Gallery widget<\\/li>\\n<li>Tweak: Remove unused <code>aspect-ratio-*<\\/code> CSS classes<\\/li>\\n<li>Fix: Not all active breakpoints appear under &quot;Advanced Rules&quot; in popup publish settings (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17020\\\">#17020<\\/a>)<\\/li>\\n<li>Fix: Dynamic background image and video is not working with ACF in Loop Grid widget<\\/li>\\n<\\/ul>\\n<h4>3.11.7 - 2023-03-22<\\/h4>\\n<ul>\\n<li>Tweak: Improved code security enforcement in WooCommerce components<\\/li>\\n<\\/ul>\\n<h4>3.11.6 - 2023-03-14<\\/h4>\\n<ul>\\n<li>Tweak: Improved code security enforcement in Author Box and Countdown widgets<\\/li>\\n<\\/ul>\\n<h4>3.11.5 - 2023-03-12<\\/h4>\\n<ul>\\n<li>Fix: Hamburger Menu Toggle not showing if breakpoint is set to Tablet Extra in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21003\\\">#21003<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.11.4 - 2023-03-07<\\/h4>\\n<ul>\\n<li>Tweak: Prevented SVG file upload for better security enforcement in Forms widget<\\/li>\\n<\\/ul>\\n<h4>3.11.3 - 2023-02-26<\\/h4>\\n<ul>\\n<li>Fix: Error message appears when submitting a form placed below Loop Grid and Loop Carousel widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21432\\\">#21432<\\/a>)<\\/li>\\n<li>Fix: PHP 8.x compatibility issues in various places<\\/li>\\n<\\/ul>\\n<h4>3.11.2 - 2023-02-22<\\/h4>\\n<ul>\\n<li>Fix: Save &amp; Back handle becomes inaccessible in various scenarios cases in Loop Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21316\\\">#21316<\\/a>)<\\/li>\\n<li>Fix: Can\'t edit page when using \'Content Tabs\' and \'Section\' options in Video Playlist widget<\\/li>\\n<\\/ul>\\n<h4>3.11.1 - 2023-02-15<\\/h4>\\n<ul>\\n<li>Fix: Featured Image dynamic tag is not working in Background images (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21313\\\">#21313<\\/a>)<\\/li>\\n<li>Fix: Time zone is not correct in Countdown widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17485\\\">#17485<\\/a>)<\\/li>\\n<li>Fix: File upload field is not working in Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21341\\\">#21341<\\/a>)<\\/li>\\n<li>Fix: Post Image Attachments dynamic tag is not working in various widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21314\\\">#21314<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.11.0 - 2023-02-13<\\/h4>\\n<ul>\\n<li>New: Introducing Loop Carousel widget - Create powerful &amp; repeating loop templates and populate each one with dynamic content (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/219\\\">#219<\\/a>)<\\/li>\\n<li>New: Added Date and Time Range option to Advanced Rules in Popup<\\/li>\\n<li>Tweak: Improved accessibility when opening and closing a popup (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9788\\\">#9788<\\/a>)<\\/li>\\n<li>Tweak: Improved accessibility of full-screen mode in Search Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19907\\\">#19907<\\/a>)<\\/li>\\n<li>Tweak: Added keyboard accessibility support to Flip Box widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5861\\\">#5861<\\/a>)<\\/li>\\n<li>Tweak: Add <code>aria-label<\\/code> to read more link in Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13784\\\">#13784<\\/a>)<\\/li>\\n<li>Tweak: Use <code>aspect-ratio<\\/code> property instead of CSS trick in Media Carousel widget<\\/li>\\n<li>Tweak: Updated translation string in Stripe widget<\\/li>\\n<li>Fix: Masonry and Columns controls are not working as expected with responsive in Posts and Loop Grid widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20670\\\">#20670<\\/a>)<\\/li>\\n<li>Fix: Invalid attributes names in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17400\\\">#17400<\\/a>)<\\/li>\\n<li>Fix: Post Image Attachments dynamic tag is not working as expected in various widgets<\\/li>\\n<li>Fix: Form fields order is not presented correctly when exported to CSV in Form Submissions<\\/li>\\n<li>Fix: Dynamic background image and video are not working with ACF in Loop Grid widget<\\/li>\\n<\\/ul>\\n<h4>3.10.3 - 2023-01-29<\\/h4>\\n<ul>\\n<li>Tweak: Added introduction video to loop item information modal in Theme Builder<\\/li>\\n<li>Fix: PHP 8.x throws errors and notices in some cases (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/21087\\\">#21087<\\/a>)<\\/li>\\n<li>Fix: Infinite Scroll and Load on click pagination are not working as expected in Archive template<\\/li>\\n<li>Fix: Show row even when values do not exist in Form Submissions<\\/li>\\n<\\/ul>\\n<h4>3.10.2 - 2023-01-17<\\/h4>\\n<ul>\\n<li>Fix: Updated compatibility tag for Elementor v3.10<\\/li>\\n<\\/ul>\\n<h4>3.10.1 - 2023-01-09<\\/h4>\\n<p>Fix: Preview Could not be loaded error message appears on pages containing the Loop Grid in a header or footer templates<\\/p>\\n<h4>3.10.0 - 2023-01-09<\\/h4>\\n<ul>\\n<li>New: Added new dynamic tag for due date in Countdown widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7737\\\">#7737<\\/a>)<\\/li>\\n<li>Tweak: Added <code>modified<\\/code> and <code>comment_count<\\/code> to Order By in posts query control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11159\\\">#11159<\\/a>)<\\/li>\\n<li>Tweak: Replaced <code>footer<\\/code> tag in Blockquote and Comments widgets for better semantics<\\/li>\\n<li>Fix: Compatibility issue in Imagify Media Library filters due to <code>_elementor_is_screenshot<\\/code> meta filter (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19988\\\">#19988<\\/a>)<\\/li>\\n<li>Fix: Hotspot Widget label icon height issues when Inline Font Icons experiment is active<\\/li>\\n<li>Fix: Editing glitch when using two loop grid widgets on the same page with the same loop item template<\\/li>\\n<li>Fix: Equal height is not working when using sections in Loop Grid widget<\\/li>\\n<li>Fix: Large amount of menu items are not appearing correctly on a mobile device in Nav Menu widget<\\/li>\\n<li>Fix: Featured Image does not change dynamically when using infinite\\/click pagination in Loop Grid widget<\\/li>\\n<li>Fix: Removed action call of non-existent <code>display_empty_cart_template()<\\/code> method in Cart widget<\\/li>\\n<\\/ul>\\n<h4>3.9.2 - 2022-12-21<\\/h4>\\n<ul>\\n<li>Fix: JS events do not trigger in Popups (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20708\\\">#20708<\\/a>)<\\/li>\\n<li>Fix: PHP Errors appear when not using the toggle menu in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18636\\\">#18636<\\/a>)<\\/li>\\n<li>Fix: Popups\' backgrounds disappear when using Lazy Load Background Images experiment<\\/li>\\n<\\/ul>\\n<h4>3.9.1 - 2022-12-14<\\/h4>\\n<ul>\\n<li>Fix: WooCommerce Product Gallery dynamic tag is not working in Basic Gallery, Gallery and Image Carousel widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20678\\\">#20678<\\/a>)<\\/li>\\n<li>Fix: Hide Empty option is not working in Menu Cart widget<\\/li>\\n<li>Fix: The Stripe Button widget doesn\'t work in Templates<\\/li>\\n<\\/ul>\\n<h4>3.9.0 - 2022-12-06<\\/h4>\\n<ul>\\n<li>New: Added support for WooCommerce to Loop Builder (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20020\\\">#20020<\\/a>)<\\/li>\\n<li>Tweak: Added more options to \'Show up to X times\' advanced rule in Popups (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8187\\\">#8187<\\/a>)<\\/li>\\n<li>Tweak: Allow saving and reloading a page while editing in-place loop item template (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19882\\\">#19882<\\/a>)<\\/li>\\n<li>Tweak: Added <code>$location param<\\/code> to <code>elementor\\/theme\\/get_location_templates\\/template_id<\\/code> hook (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18453\\\">#18453<\\/a>)<\\/li>\\n<li>Tweak: Removed redundant labels from group controls (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11666\\\">#11666<\\/a>)<\\/li>\\n<li>Tweak: Added support to use sections and columns as the layout structure of a Loop item template<\\/li>\\n<li>Tweak: Disabled movement when a repeater item is in focus in edit mode<\\/li>\\n<li>Tweak: Upgrade the autoprefixer package to better minify CSS files<\\/li>\\n<li>Tweak: Removed duplicate SQL queries on every page for better performance<\\/li>\\n<li>Tweak: Improved License validation mechanism to avoid limitations<\\/li>\\n<li>Tweak: Added more units options to Border Width control in various elements<\\/li>\\n<li>Tweak: Added <code>em<\\/code> units to Border Radius control in various elements<\\/li>\\n<li>Tweak: Added \'Equal height\' functionality to Loop Grid widget<\\/li>\\n<li>Fix: Issue with Related Products widget and WooCommerce Pixel Manager plugin (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16934\\\">#16934<\\/a>)<\\/li>\\n<li>Fix: My Account widget gets hidden when using a single page template with post content (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19627\\\">#19627<\\/a>)<\\/li>\\n<li>Fix: Cart is not updated when cache enabled in Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19312\\\">#19312<\\/a>)<\\/li>\\n<li>Fix: Entrance animations are not working as expected with Infinite Loop and Load on CLick pagination in Loop Grid widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20293\\\">#20293<\\/a>)<\\/li>\\n<li>Fix: Loading page issues in Form Submissions screen (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19973\\\">#19973<\\/a>)<\\/li>\\n<li>Fix: Recently Edited date and time not working as expected in Elementor Overview plugin in WordPress dashboard (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17966\\\">#17966<\\/a>)<\\/li>\\n<li>Fix: Recurring license mismatch error message when using translators plugins<\\/li>\\n<li>Fix: Submenu items triggers page transition instead of opening in Nav Menu widget<\\/li>\\n<li>Fix: Query values of Posts widget are not imported correctly when importing a Kit<\\/li>\\n<li>Fix: Loop items are exceeding the widget boundaries in Loop Grid widget<\\/li>\\n<li>Fix: Order by option is not working as expected when choosing Upsells, Cross-Sells and Related Products query in Products widget<\\/li>\\n<li>Fix: Various widgets disappear in certain scenarios when choosing direction Row or Column in Container<\\/li>\\n<\\/ul>\\n<h4>3.8.2 - 2022-11-20<\\/h4>\\n<ul>\\n<li>Fix: Z-index issues when applying sticky to Container<\\/li>\\n<li>Fix: Error message appears on front with Editor and Shop Manager roles when using the Loop Builder widget<\\/li>\\n<\\/ul>\\n<h4>3.8.1 - 2022-11-06<\\/h4>\\n<ul>\\n<li>Fix: Sticky inner section is not staying in the column when applying sticky option in Sections (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20203\\\">#20203<\\/a>)<\\/li>\\n<li>Fix: Post Title widget located in a loop item template disappears when enabling the hide title option inside page settings (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20207\\\">#20207<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20255\\\">#20255<\\/a>)<\\/li>\\n<li>Fix: ACF Dynamic data not rendering correctly in various scenarios (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20235\\\">#20235<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20258\\\">#20258<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20277\\\">#20277<\\/a>)<\\/li>\\n<li>Fix: Z-index issues when applying sticky to Container (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/20227\\\">#20227<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.8.0 - 2022-10-30<\\/h4>\\n<ul>\\n<li>New: Introducing Loop Builder as a beta status experiment - Create powerful &amp; repeating loop templates and populate each one with dynamic content and design flexibility (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4440\\\">#4440<\\/a>)<\\/li>\\n<li>Tweak: Add <code>wp_body_open()<\\/code> to header in Header template (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11562\\\">#11562<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15828\\\">#15828<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13089\\\">#13089<\\/a>)<\\/li>\\n<li>Tweak: Added support border-radius option to the Code Highlight widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14316\\\">#14316<\\/a>)<\\/li>\\n<li>Tweak: Import\\/Export CLI and UI mechanisms were merged into a unified service<\\/li>\\n<li>Tweak: User with no permission to Notes cannot be mentioned in a note<\\/li>\\n<li>Tweak: User with no permission to view a post cannot be mentioned in a note<\\/li>\\n<li>Tweak: Notes was added to the right click context-menu<\\/li>\\n<li>Tweak: Notes panel can be resizable<\\/li>\\n<li>Tweak: Notes panel can be dragged outside of the canvas in responsive mode in the editor<\\/li>\\n<li>Tweak: Updated form validation messages translation strings in Form widget<\\/li>\\n<li>Tweak: Updated translators comments<\\/li>\\n<li>Tweak: Theme Builder logo and Title should be clickable<\\/li>\\n<li>Tweak: Reduced API requests and DB calls on non-write setup<\\/li>\\n<li>Tweak: Added media queries to the Table of Contents widget<\\/li>\\n<li>Fix: Sticky option is not working as expected in various scenarios in Container (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18357\\\">#18357<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19540\\\">#19540<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19618\\\">#19618<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19777\\\">#19777<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19827\\\">#19827<\\/a>)<\\/li>\\n<li>Fix: Mixed Content errors on HTTPS in Video Playlist Widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18895\\\">#18895<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18945\\\">#18945<\\/a>)<\\/li>\\n<li>Fix: Note\'s timestamp is being updated according to the last activity in Notes (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19123\\\">#19123<\\/a>)<\\/li>\\n<li>Fix: Accessibility attribute <code>role=navigation<\\/code> is redundant in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17582\\\">#17582<\\/a>)<\\/li>\\n<li>Fix: Accessibility attribute <code>role=navigation<\\/code> is redundant in pagination in Posts widget<\\/li>\\n<li>Fix: Share buttons is accessible with keyboard but not clickable<\\/li>\\n<li>Fix: Sub-items icons style is missing in preview with Inline Font Icons experiment in Nav Menu widget<\\/li>\\n<li>Fix: Quotes are appearing as HTML when editing a note in Notes<\\/li>\\n<li>Fix: Label\'s Icon height increases when Inline Font Icons experiment is active in Hotspot Widget<\\/li>\\n<li>Fix: Sub conditions of templates are not overridden when importing a Kit<\\/li>\\n<li>Fix: X\\/Y Anchor Point controls were not visible for Scale and Rotate effects<\\/li>\\n<li>Fix: PHP warning notice appears in some situations when using motion effects<\\/li>\\n<\\/ul>\\n<h4>3.7.7 - 2022-09-20<\\/h4>\\n<ul>\\n<li>Fix: Default Flex Grow affects the layout when the container is set to direction Column in various widgets<\\/li>\\n<\\/ul>\\n<h4>3.7.6 - 2022-09-14<\\/h4>\\n<ul>\\n<li>Fix: Submissions menu item appears at the bottom of Elementor section in WordPress dashboard<\\/li>\\n<\\/ul>\\n<h4>3.7.5 - 2022-08-31<\\/h4>\\n<ul>\\n<li>Fix: Error message appears on front if WooCommerce is activated (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19553\\\">#19553<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.7.4 - 2022-08-29<\\/h4>\\n<ul>\\n<li>Tweak: PHP 5.6 Is deprecated<\\/li>\\n<li>Fix: Triangle icon is not being displayed in the Select field when Inline Font Icons Experiment is active in Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18598\\\">#18598<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/19495\\\">#19495<\\/a>)<\\/li>\\n<li>Fix: The page jumps or flickers to the video playlist on page reload in Video Playlist Widget<\\/li>\\n<\\/ul>\\n<h4>3.7.3 - 2022-07-31<\\/h4>\\n<ul>\\n<li>Tweak: Improved license mechanism for correct validation<\\/li>\\n<li>Fix: Sticky option causes unexpected results when using the Container (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18357\\\">#18357<\\/a>)<\\/li>\\n<li>Fix: Price list, Portfolio, Flip Box and Gallery widgets disappear when the direction is set to column in Container (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18880\\\">#18880<\\/a>)<\\/li>\\n<li>Fix: Quotes character is showing up as <code>&amp;quot;<\\/code> when editing a note in Notes<\\/li>\\n<\\/ul>\\n<h4>3.7.2 - 2022-06-15<\\/h4>\\n<ul>\\n<li>Tweak: Applied optimized file handling in various modules<\\/li>\\n<li>Fix: Related posts query options are missing in Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18633\\\">#18633<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18641\\\">#18641<\\/a>)<\\/li>\\n<li>Fix: Menu Cart Icon is not being displayed on all browsers when Inline Font Icons Experiment is active (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17705\\\">#17705<\\/a>)<\\/li>\\n<li>Fix: Gallery widget is not working as expected in Container element (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18408\\\">#18408<\\/a>)<\\/li>\\n<li>Fix: Flip box is not visible when the direction is set to Row in Container element (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18413\\\">#18413<\\/a>)<\\/li>\\n<li>Fix: Portfolio widget is not visible when dragged into &quot;Row&quot; direction Container element (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17653\\\">#17653<\\/a>)<\\/li>\\n<li>Fix: Menu cart is open automatically in Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18629\\\">#18629<\\/a>)<\\/li>\\n<li>Fix: PHP error is being shown the license is expired in License screen<\\/li>\\n<\\/ul>\\n<h4>3.7.1 - 2022-05-16<\\/h4>\\n<ul>\\n<li>Fix: Notes icon appears as an empty square in admin top bar for users with permissions lower than Editor<\\/li>\\n<li>Fix: Notes experiment causes a PHP fatal error on some cases<\\/li>\\n<li>Fix: UI glitches in Notes feature<\\/li>\\n<\\/ul>\\n<h4>3.7.0 - 2022-05-10<\\/h4>\\n<ul>\\n<li>New: Introducing Notes - Work collaboratively directly within Elementor<\\/li>\\n<li>New: Stripe Button widget - Collect Stripe payments directly from your site (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14748\\\">#14748<\\/a>)<\\/li>\\n<li>New: Meet WooCommerce Add to Cart dynamic tag - add products to cart from every widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10607\\\">#10607<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11801\\\">#11801<\\/a>)<\\/li>\\n<li>New: Added WooCommerce Product Content dynamic tag (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16367\\\">#16367<\\/a>)<\\/li>\\n<li>Tweak: Added Related, Upsells and Cross-Sells query sources to Products widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8071\\\">#8071<\\/a>)<\\/li>\\n<li>Tweak: Added custom icon control to Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18007\\\">#18007<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14357\\\">#14357<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13151\\\">#13151<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11361\\\">#11361<\\/a>)<\\/li>\\n<li>Tweak: Added an option to minimize on Desktop device in Table of Contents widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9933\\\">#9933<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic tag controls to Share Buttons widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10729\\\">#10729<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic tag controls to Media Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10314\\\">#10314<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic tag controls to Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6327\\\">#6327<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6691\\\">#6691<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11774\\\">#11774<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9051\\\">#9051<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic tag controls to Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6327\\\">#6327<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic tag controls to Slides widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5760\\\">#5760<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9774\\\">#9774<\\/a>)<\\/li>\\n<li>Tweak: Added align button to bottom option in various Product widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10263\\\">#10263<\\/a>)<\\/li>\\n<li>Tweak: Added align button to bottom control in Posts and Archive Posts widgets<\\/li>\\n<li>Tweak: Added the ability to hide and show the coupon section in WooCommerce Cart widget<\\/li>\\n<li>Tweak: Added the ability to hide and show the coupon section in WooCommerce Checkout widget<\\/li>\\n<li>Tweak: Added alignment option to various buttons in WooCommerce Cart widget<\\/li>\\n<li>Tweak: Added alignment option to various buttons in WooCommerce Checkout widget<\\/li>\\n<li>Tweak: Added percentage unit to padding control in Additional Information customize section in WooCommerce Checkout widget<\\/li>\\n<li>Tweak: Added quick link to create new theme parts directly from the Finder<\\/li>\\n<li>Tweak: Added the option to add a custom template to Dashboard screen in My Account widget<\\/li>\\n<li>Tweak: Added spacing control to view cart button in various product widgets<\\/li>\\n<li>Tweak: Added the option to add a custom template to empty cart state in Cart widget<\\/li>\\n<li>Tweak: Adjusted the layout of the Payment Methods screen in the My Account widget<\\/li>\\n<li>Tweak: Added lazy load option to Media Carousel, Reviews and Testimonial Carousel widgets<\\/li>\\n<li>Tweak: Added Site Identity quick link to Logo widget<\\/li>\\n<li>Tweak: Added Site Identity quick link to Site Title widget<\\/li>\\n<li>Tweak: Created an attribute that allows disabling page transition for specific links<\\/li>\\n<li>Tweak: Added dynamic tag controls to Gallery widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Countdown widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Portfolio widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Price Table widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Login widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Blockquote widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Facebook Comments widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Post Navigation widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Search Form widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Author Box widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Post info widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Archive Posts widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Product Meta widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Archive Products widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Sitemap widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Reviews widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to Code Highlight widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to PayPal Button widget<\\/li>\\n<li>Tweak: Added dynamic tag controls to WooCommerce Checkout widget<\\/li>\\n<li>Tweak: Added missing PHP documentation to hooks<\\/li>\\n<li>Fix: Scrolling glitches on mobile devices when Sticky Effect is enabled (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17767\\\">#17767<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18330\\\">#18330<\\/a>)<\\/li>\\n<li>Fix: Only 1st honypot field is validated when using multiple honeypot fields in Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18136\\\">#18136<\\/a>)<\\/li>\\n<li>Fix: Checkout button background color is not working as expected in Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18289\\\">#18289<\\/a>)<\\/li>\\n<li>Fix: Button labels are not accessible for screen readers in Share buttons widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8615\\\">#8615<\\/a>)<\\/li>\\n<li>Fix: Downloads titles controls are not working in responsive in WooCommerce Purchase Summary widget<\\/li>\\n<li>Fix: Excerpt length is not working as expected in Posts and Archive Posts widgets<\\/li>\\n<li>Fix: Titles &amp; Totals weight is not working in WooCommerce Checkout widget<\\/li>\\n<li>Fix: Product image is not appearing on Single Product Page on template load<\\/li>\\n<li>Fix: Additional Information title not editable in some scenarios in WooCommerce Checkout widget<\\/li>\\n<li>Fix: Cart is not updating automatically on mobile in Cart widget<\\/li>\\n<li>Fix: UI Glitch in Masonry control in Portfolio widget<\\/li>\\n<li>Fix: Custom breakpoints experiment didn\'t work on Single post and page templates<\\/li>\\n<li>Fix: Testimonial carousel &amp; Reviews widgets disregards the <code>alt<\\/code> attribute<\\/li>\\n<li>Fix: Playlist widget deeplink didn\'t send user directly to the widget in the page<\\/li>\\n<li>Fix: Masonry option causes the images to disappear in the Editor in Posts widget<\\/li>\\n<li>Fix: Scrollbar appears after clicking on the dropdown toggle in Nav Menu widget<\\/li>\\n<li>Fix: Custom icons disappear on frontend if the pack name contains numbers<\\/li>\\n<li>Fix: Custom Font disappears if the name contains only numbers<\\/li>\\n<li>Fix: <code>end-section()<\\/code> is missing from Progress Tracker and Facebook Embed widgets<\\/li>\\n<li>Tweak: Added a filter for conditions cache query in Theme Builder<\\/li>\\n<li>Fix: Customizations lost on Ajax refresh in WooCommerce Cart widget<\\/li>\\n<li>Fix: Hello theme Header and Footer experiment is not working when WooCommerce plugin is active<\\/li>\\n<li>Fix: Color controls are not working as expected in Checkout widget<\\/li>\\n<li>Fix: Color controls are not working as expected in My Account widget<\\/li>\\n<li>Fix: Empty state widget preview in the editor is disappearing in various widgets<\\/li>\\n<li>Fix: Cart is not updating automatically on mobile in WooCommerce Cart widget<\\/li>\\n<li>Deprecated: See all deprecations to this version in our <a href=\\\"https:\\/\\/developers.elementor.com\\/v3-7-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a><\\/li>\\n<\\/ul>\\n<h4>3.6.5 - 2022-04-12<\\/h4>\\n<ul>\\n<li>Fix: Compatibility issues for several widgets in iOS 14 and macOS 13 devices (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18090\\\">#18090<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15910\\\">#15910<\\/a>)<\\/li>\\n<li>Fix: Button Alignment doesn\'t work in Custom Add To Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17810\\\">#17810<\\/a>)<\\/li>\\n<li>Fix: PHP warning is thrown in some cases in PayPal button widget<\\/li>\\n<li>Fix: PHP 8.1 throws errors and notices in some cases<\\/li>\\n<li>Fix: PHP notice was thrown when Kit Import process initiated without display conditions<\\/li>\\n<li>Fix: Create Account button always opens on the Sign Up screen even if the user has an account in Onboarding process<\\/li>\\n<\\/ul>\\n<h4>3.6.4 - 2022-03-15<\\/h4>\\n<ul>\\n<li>Tweak: Kit import dynamic reference support for templates and dynamic tags<\\/li>\\n<li>Tweak: Updated tested up to version tag to <code>3.6.0<\\/code><\\/li>\\n<li>Fix: Sticky caused scrolling issues after clicking an element that expands the page height (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17821\\\">#17821<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17839\\\">#17839<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18069\\\">#18069<\\/a>)<\\/li>\\n<li>Fix: When saving Global widget JS error is being thrown and editor fails to load (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17954\\\">#17954<\\/a>)<\\/li>\\n<li>Fix: Motion effects are missing from Background section under Style tab in Container element (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/18063\\\">#18063<\\/a>)<\\/li>\\n<li>Fix: Imported Kit doesn\'t appear in the theme builder after successful import in some cases<\\/li>\\n<li>Fix: Added future Pro support to fix the Cart icon that shifted aside in Menu cart widget<\\/li>\\n<\\/ul>\\n<h4>3.6.3 - 2022-02-28<\\/h4>\\n<ul>\\n<li>Fix: Custom Code display conditions modal is not working (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17865\\\">#17865<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17942\\\">#17942<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17994\\\">#17994<\\/a>)<\\/li>\\n<li>Fix: Share buttons are not accessible for keyboard navigation (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8615\\\">#8615<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.6.2 - 2022-02-14<\\/h4>\\n<ul>\\n<li>Fix: Auto updates mechanism is not working as expected (this version might be also installed automatically)<\\/li>\\n<\\/ul>\\n<h4>3.6.1 - 2022-02-09<\\/h4>\\n<ul>\\n<li>Tweak: Allow connecting via generic source for future feature support<\\/li>\\n<li>Fix: Custom Code doesn\'t work when WooCommerce is active (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17675\\\">#17675<\\/a>)<\\/li>\\n<li>Fix: Content animation didn\'t work when Improved asset loading experiment is active Slides widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17055\\\">#17055<\\/a>)<\\/li>\\n<li>Fix: PHP warning appears some times when trying to force-check for available updates<\\/li>\\n<li>Fix: Page transitions are being triggered when not needed<\\/li>\\n<li>Fix: Text alignment on Tablet responsive device affects base device in Testimonial Carousel widget<\\/li>\\n<li>Fix: Harden Submissions feature to prevent potential security issues<\\/li>\\n<li>Fix: Page Transitions Icon option Preloader doesn\'t work on frontend<\\/li>\\n<\\/ul>\\n<h4>3.6.0 - 2022-01-31<\\/h4>\\n<ul>\\n<li>New: WooCommerce Purchase Summary widget - Fully customize the content and style of your order summary page (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5756\\\">#5756<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15862\\\">#15862<\\/a>)<\\/li>\\n<li>New: WooCommerce Notices styling on Site Settings - Customize the appearance of WooCommerce notices (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14570\\\">#14570<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15896\\\">#15896<\\/a>)<\\/li>\\n<li>New: WooCommerce Notices widget - Set the position of WooCommerce notices on your shop pages (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8124\\\">#8124<\\/a>)<\\/li>\\n<li>Experiment: Page Transitions - Customize the page loading experience, and increase brand recognition (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10576\\\">#10576<\\/a>)<\\/li>\\n<li>Tweak: Added WooCommerce &amp; Theme Elements widgets to Improved CSS Loading experiment to save up 126KB per page load (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17412\\\">#17412<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17337\\\">#17337<\\/a>)<\\/li>\\n<li>Tweak: Added new layout options in WooCommerce Add To Cart and WooCommerce Custom Add To Cart widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5437\\\">#5437<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10617\\\">#10617<\\/a>)<\\/li>\\n<li>Tweak: Added Stroke functionality for typography control in various widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11158\\\">#11158<\\/a>)<\\/li>\\n<li>Tweak: Removed <code>elementor-section-wrap<\\/code> by adding it to the Optimized DOM Output experiment (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16950\\\">#16950<\\/a>)<\\/li>\\n<li>Tweak: Added style controls for variations in WooCommerce Menu Cart widget<\\/li>\\n<li>Tweak: Added color control to navigation dots in Media Carousel, Reviews, and Slides widgets<\\/li>\\n<li>Tweak: Disabled Vimeo autoplay on edit mode when getting video data in Video Playlist widget<\\/li>\\n<li>Tweak: Added notice about Facebook\'s new EU consent policy in Facebook Button, Facebook Comments, Facebook Embed, and Facebook Page widgets<\\/li>\\n<li>Tweak: Refactor string translation calls to use native WP translation methods<\\/li>\\n<li>Tweak: Convert <code>home_url<\\/code> license API call to <code>get_site_url<\\/code> for better compatibility<\\/li>\\n<li>Tweak: Promoted Default to New Theme Builder and Scroll Snap experiments to Stable status in Experiments screen<\\/li>\\n<li>Tweak: Scroll Snap experiment set to active by default for all websites in Experiments screen<\\/li>\\n<li>Tweak: Scrolling Effects in Header and Section backgrounds are not working as expected when effects are relative to the entire page<\\/li>\\n<li>Tweak: Added &quot;Auto Updates&quot; capability to Pro versions<\\/li>\\n<li>Tweak: Removed sequenced animation hover effect option from Classic skin in Call to Action widget<\\/li>\\n<li>Tweak: Added &quot;Excerpt Length&quot; control in Post Excerpt widget<\\/li>\\n<li>Tweak: Deleted deprecated methods from Query Control module<\\/li>\\n<li>Tweak: Adjusted Inline-CSS Experiment to work with Additional Custom Breakpoints experiment<\\/li>\\n<li>Fix: Automatically open cart functionality didn\'t work in product page in WooCommerce Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5921\\\">#5921<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16276\\\">#16276<\\/a>,<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16879\\\">#16879<\\/a>)<\\/li>\\n<li>Fix: Buttons are not visible when there are too many products in the cart in WooCommerce Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16221\\\">#16221<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17283\\\">#17283<\\/a>,<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16333\\\">#16333<\\/a>,<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13005\\\">#13005<\\/a>)<\\/li>\\n<li>Fix: Mini cart modal z-index is too low in WooCommerce Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16333\\\">#16333<\\/a>)<\\/li>\\n<li>Fix: Side cart buttons are not visible at first glance on mobile in WooCommerce Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16221\\\">#16221<\\/a>)<\\/li>\\n<li>Fix: Read More field recognizes inline HTML elements as plain text in Posts and Archive Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16985\\\">#16985<\\/a>)<\\/li>\\n<li>Fix: Load More functionality caused JS error console in Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17036\\\">#17036<\\/a>)<\\/li>\\n<li>Fix: Autoplay is not working as expected when the lazy load is active in Video Playlist widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15304\\\">#15304<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16274\\\">#16274<\\/a>)<\\/li>\\n<li>Fix: Right navigation area wasn\'t 100% clickable in Post Navigation widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14252\\\">#14252<\\/a>)<\\/li>\\n<li>Fix: Posts duplicate when there are two Posts widgets inside a page using pagination functionality (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/17056\\\">#17056<\\/a>)<\\/li>\\n<li>Fix: Global widget changes are not reflected on frontend (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16820\\\">#16820<\\/a>)<\\/li>\\n<li>Fix: JS Error console message when using the Load More functionality and Post Per Page option in Posts widget<\\/li>\\n<li>Fix: Heading styling is not being loaded when Inline CSS experiment is active in Post and Page Title widgets<\\/li>\\n<li>Fix: Sticky offset not working as expected when changing device mode on the browser<\\/li>\\n<li>Fix: Scroll Snap functionality wasn\'t applied on Templates and Archives<\\/li>\\n<li>Fix: Toggle icon color didn\'t work on hover state when Inline Font Icons experiment is activated in Nav Menu widget<\\/li>\\n<li>Fix: Variations style controls are not working as expected in WooCommerce Add to Cart widget<\\/li>\\n<li>Fix: Display conditions module is not working as expected when using the new Theme Builder UI<\\/li>\\n<li>Fix: Edit header handles <code>z-index<\\/code> issues in Header document<\\/li>\\n<li>Fix: Panel icons UI glitch in Call To Action widget<\\/li>\\n<li>Fix: WordPress 5.9 <code>WP_User_query<\\/code> <code>who<\\/code> argument deprecation adjustments<\\/li>\\n<\\/ul>\\n<h4>3.5.2 - 2021-11-28<\\/h4>\\n<ul>\\n<li>Tweak: Adjusted license mechanism to support trial period<\\/li>\\n<li>Fix: Updates made to Global Widgets do not reflect accordingly to linked widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16815\\\">#16815<\\/a>)<\\/li>\\n<li>Fix: Hamburger toggle button doesn\'t change to \\u201cclose\\u201d when menu is collapsed in Nav Menu widget when Inline Font Awesome experiment is active<\\/li>\\n<li>Fix: Global Widget cannot be unlinked<\\/li>\\n<\\/ul>\\n<h4>3.5.1 - 2021-11-10<\\/h4>\\n<ul>\\n<li>Fix: Inline HTML elements appear as plain text in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16816\\\">#16816<\\/a>)<\\/li>\\n<li>Fix: Dropdown items inherited values from Main Menu space between control in Nav Menu widget (<a href=\\\"(https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16815)\\\">#16815<\\/a><\\/li>\\n<li>Fix: Order Summary titles style controls not applying on various devices in Cart widget<\\/li>\\n<li>Fix: Panel &quot;Need Help&quot; link is not correct in WooCommerce section in Site Settings<\\/li>\\n<\\/ul>\\n<h4>3.5.0 - 2021-11-01<\\/h4>\\n<ul>\\n<li>New: WooCommerce Checkout widget - Fully customize the content and style of your checkout page (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15282\\\">#15282<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15990\\\">#15990<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11014\\\">#11014<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13218\\\">#13218<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5383\\\">#5383<\\/a>)<\\/li>\\n<li>New: WooCommerce Cart widget - Style your cart page the way you want with design flexibility (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15282\\\">#15282<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11014\\\">#11014<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13218\\\">#13218<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5383\\\">#5383<\\/a>)<\\/li>\\n<li>New: WooCommerce My Account widget - Create a custom design for your my account pages (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11014\\\">#11014<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5383\\\">#5383<\\/a>)<\\/li>\\n<li>New: Progress Tracker widget - Motivate your customers to keep reading your site content (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16576\\\">#16576<\\/a>)<\\/li>\\n<li>New: Meet WooCommerce Site Settings - Set your store pages within Elementor<\\/li>\\n<li>Experiment: Scroll Snap - Set the scene of every scroll (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10752\\\">#10752<\\/a>)<\\/li>\\n<li>Tweak: Changed infrastructure to prevent rendering bugs in Global Widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16354\\\">#16354<\\/a>)<\\/li>\\n<li>Tweak: Added the option to open submission in a new tab in Form Submissions (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14967\\\">#14967<\\/a>)<\\/li>\\n<li>Tweak: Added various responsive controls in Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1851\\\">#1851<\\/a>)<\\/li>\\n<li>Tweak: Split Title and Price styling controls in Price List widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7688\\\">#7688<\\/a>)<\\/li>\\n<li>Tweak: Added various responsive capabilities to controls in Posts Archive widget<\\/li>\\n<li>Tweak: Adjusted Motion Effects module to support future feature<\\/li>\\n<li>Tweak: Changed admin notice content when Pro installed without Core installed<\\/li>\\n<li>Tweak: Cleanup in <code>wp_options<\\/code> table<\\/li>\\n<li>Tweak: Changed Connect logic in Elementor top bar to simplify the connect process<\\/li>\\n<li>Tweak: Marked new Theme Builder as an Experiment and set to default for new sites<\\/li>\\n<li>Tweak: Enforced better security policies in various widgets and modules<\\/li>\\n<li>Tweak: Added load more button functionality to the Posts Archive widget<\\/li>\\n<li>Tweak: Renamed Elementor\'s responsive SCSS variables<\\/li>\\n<li>Tweak: Added dividers to horizontal layout in Nav Menu widget<\\/li>\\n<li>Tweak: Removed Google+ social network from Share Buttons widget<\\/li>\\n<li>Tweak: Convert usage of old Responsive class to use the new Breakpoints Manager<\\/li>\\n<li>Fix: jQuery in Heading doesn\'t work for not logged in users in Custom Code (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14515\\\">#14515<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14266\\\">#14266<\\/a>)<\\/li>\\n<li>Fix: Menu animation causing page horizontal scroll in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15184\\\">#15184<\\/a>)<\\/li>\\n<li>Fix: Wrong function call in Table of Content &amp; Post Excerpt widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16547\\\">#16547<\\/a>)<\\/li>\\n<li>Fix: Slides to Scroll control can\'t be set to Default if Widescreen mode has a value in Testimonial Carousel widget<\\/li>\\n<li>Fix: Sticky offset not working properly when changing device mode<\\/li>\\n<li>Fix: UTF character issues when exporting CSV file in Form Submissions<\\/li>\\n<li>Fix: Load More functionality doesn\'t work when the Posts widget placed inside an Archive template<\\/li>\\n<li>Fix: UI glitches and editing issues in Video Playlist widget<\\/li>\\n<\\/ul>\\n<h4>3.4.2 - 2021-10-12<\\/h4>\\n<ul>\\n<li>Fix: Icons color style conflicts when Font-Awesome Inline experiment is active in Share Buttons widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16435\\\">#16435<\\/a>)<\\/li>\\n<li>Fix: Mini Cart hides page content when closed in Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16305\\\">#16305<\\/a>)<\\/li>\\n<li>Fix: UI glitches in the Editor edit mode when inserting Post Content widget and Font-Awesome Inline experiment is active in Single Post template (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16358\\\">#16358<\\/a>)<\\/li>\\n<li>Fix: Slides per view controls disappeared from multiple breakpoints in Testimonial Carousel<\\/li>\\n<li>Fix: Product variations UI glitch in Menu Cart widget<\\/li>\\n<li>Fix: Buttons UI glitch on Safari browser in Menu Cart widget<\\/li>\\n<\\/ul>\\n<h4>3.4.1 - 2021-09-01<\\/h4>\\n<ul>\\n<li>Fix: Sticky functionality is not working if the Additional Custom Breakpoints experiment is active (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16186\\\">#16186<\\/a>)<\\/li>\\n<li>Fix: Slideshow skin UI glitch in Media Carousel widget<\\/li>\\n<li>Fix: Product price typography weight control is not working as expected in Menu Cart widget<\\/li>\\n<\\/ul>\\n<h4>3.4.0 - 2021-09-01<\\/h4>\\n<ul>\\n<li>Tweak: Added new Mini Cart layout type in Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11312\\\">#11312<\\/a>)<\\/li>\\n<li>Tweak: Added styling options for Cart, Products, and Cart buttons in Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14952\\\">#14952<\\/a>)<\\/li>\\n<li>Tweak: Added the ability to open cart automatically when an item is added in Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14119\\\">#14119<\\/a>)<\\/li>\\n<li>Tweak: Added the ability to remove an item from cart without reloading the page with an AJAX request (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9531\\\">#9531<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10875\\\">#10875<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11309\\\">#11309<\\/a>)<\\/li>\\n<li>Tweak: Added Load More AJAX functionality to Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12126\\\">#12126<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1284\\\">#1284<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14557\\\">#14557<\\/a>)<\\/li>\\n<li>Tweak: Added Vimeo support to the Video Playlist widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15319\\\">#15319<\\/a>)<\\/li>\\n<li>Tweak: Improved asset loading performance by serving lighter JS files (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8572\\\">#8572<\\/a>)<\\/li>\\n<li>Tweak: Added query string to the URL only after the first video is played in Video Playlist widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15348\\\">#15348<\\/a>)<\\/li>\\n<li>Tweak: Added various layout options with more responsive controls and cart structure options in Menu Cart widget<\\/li>\\n<li>Tweak: Added the option to open the menu cart by click or hover in Menu Cart widget<\\/li>\\n<li>Tweak: Added the ability to choose a specific product to draw data from in WooCommerce Dynamic tags<\\/li>\\n<li>Tweak: Removed auto-scroll to the widget location when arriving from external URL in Video Playlist widget<\\/li>\\n<li>Tweak: Removed the Video Playlist widget from the Experiments list<\\/li>\\n<li>Tweak: Added descriptive error messages for MailChimp action after submit and on form submit in Forms widget<\\/li>\\n<li>Tweak: Added tooltip trigger None and Hover for link in Hotspot widget<\\/li>\\n<li>Tweak: Added responsive controls to Offset and Effects Offset in Sticky options<\\/li>\\n<li>Tweak: Added responsive control to Alignment in Testimonial Carousel widget<\\/li>\\n<li>Tweak: Adjusted Motion Effects module to support future feature<\\/li>\\n<li>Tweak: Added future compatibility to support better loading of <code>eicons<\\/code> font<\\/li>\\n<li>Tweak: Changed Rename Part title and button color in Theme Builder<\\/li>\\n<li>Fix: Products don\'t appear on the cart while editing in Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15451\\\">#15451<\\/a>)<\\/li>\\n<li>Fix: Videos always start muted in the Video Playlist widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15292\\\">#15292<\\/a>)<\\/li>\\n<li>Fix: Unnecessary spacing if submenu indicator is set to None in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15365\\\">#15365<\\/a>)<\\/li>\\n<li>Fix: MailChimp double opt-in feature doesn\'t work in Forms widget<\\/li>\\n<li>Fix: Fetching MailChimp groups field blocks the loading of the rest of the fields in the Form widget<\\/li>\\n<li>Fix: Missing field IDs causes forms not to be sent in Forms widget<\\/li>\\n<li>Fix: Full Content Skin is not working properly when inserted twice on the same page in Posts widget<\\/li>\\n<li>Fix: Avoid Duplicates option doesn\'t exclude manual selections in Posts widget<\\/li>\\n<li>Fix: Submenu indicator alignment issue in Nav menu widget<\\/li>\\n<li>Fix: Query control deprecated message appears when debug mode is defined<\\/li>\\n<li>Fix: Tweet Button icon incorrect color and size when the icon is rendered as SVG in Blockquote widget<\\/li>\\n<li>Fix: Video icon size is not changing on Active state in Video Playlist widget<\\/li>\\n<li>Fix: Header icon color is not working in Table Of Content widget<\\/li>\\n<li>Fix: Icons style glitches when Font Awesome Inline experiment is active in Video Playlist widget<\\/li>\\n<li>Fix: Bullet markers are not visible on preview mode when Font Awesome Inline experiment is active in Table of Content widget<\\/li>\\n<li>Fix: UI Glitch when Font-Awesome Inline experiment is active in Price Table widget<\\/li>\\n<li>Fix: Submenu Indicator appears larger when Font Awesome Inline experiment is active in Nav Menu widget<\\/li>\\n<li>Fix: Part name is deleted when clicking on the &quot;Change&quot; Button without changing the name in Theme Builder<\\/li>\\n<li>Fix: Redundant pagination queries in the Editor<\\/li>\\n<li>Deprecated: Remove all usages of <code>ElementorUtils::get_create_new_post_url()<\\/code><\\/li>\\n<li>Deprecated: See all deprecations to this version in our <a href=\\\"https:\\/\\/developers.elementor.com\\/v3-4-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a><\\/li>\\n<\\/ul>\\n<h4>3.3.8 - 2021-08-23<\\/h4>\\n<ul>\\n<li>Fix: Products grid width issue when adjusting columns and rows in Products widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16001\\\">#16001<\\/a>)<\\/li>\\n<li>Fix: Font Awesome Inline experiment causes icons glitch in Price Table widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/16045\\\">#16045<\\/a>)<\\/li>\\n<li>Fix: reCAPTCHA v3 <code>z-index<\\/code> is lower than the Section\'s background color<\\/li>\\n<li>Fix: Style missing when Font Awesome inline experiment is active in Post Info widget<\\/li>\\n<li>Fix: Font Awesome icons were not loaded in Post Info widget<\\/li>\\n<li>Fix: Zero character can\'t be used as a placeholder in Number field in Form widget<\\/li>\\n<li>Fix: Carousels are not working properly in the Editor when Additional Custom Breakpoints experiment is active<\\/li>\\n<\\/ul>\\n<h4>3.3.7 - 2021-08-15<\\/h4>\\n<ul>\\n<li>Tweak: Added support for Additional Custom Breakpoints in Nav Menu widget<\\/li>\\n<li>Tweak: Added support for Additional Custom breakpoints in Motion Effects<\\/li>\\n<li>Fix: Columns didn\'t respond to changes in Gallery widget if Additional Custom Breakpoints Experiment is active<\\/li>\\n<\\/ul>\\n<h4>3.3.6 - 2021-08-10<\\/h4>\\n<ul>\\n<li>Tweak: Added support for future feature in Nav Menu widget<\\/li>\\n<li>Fix: WooCommerce responsive grid styles are not being reflected in Product Related widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15857\\\">#15857<\\/a>)<\\/li>\\n<li>Fix: WooCommerce responsive grid styles are not being reflected in Upsells widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15857\\\">#15857<\\/a>)<\\/li>\\n<li>Fix: WooCommerce responsive grid styles are not being reflected in Product Categories widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15857\\\">#15857<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.3.5 - 2021-08-01<\\/h4>\\n<ul>\\n<li>Fix: Responsive layout glitches in Products and Products Archive widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15773\\\">#15773<\\/a>)<\\/li>\\n<li>Fix: reCAPTCHA V3 integration conflict with required fields validation in Forms widget<\\/li>\\n<\\/ul>\\n<h4>3.3.4 - 2021-07-21<\\/h4>\\n<ul>\\n<li>Fix: Grid layout glitch in WooCommerce Products Archive widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15718\\\">#15718<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.3.3 - 2021-07-20<\\/h4>\\n<ul>\\n<li>Tweak: Added a descriptive message in Collect Submissions action after submit<\\/li>\\n<li>Tweak: Added future compatibility for Additional Custom Breakpoints for Pro widgets<\\/li>\\n<li>Fix: Some widget style breaks when Improved CSS Loading Experiment is active in certain cases (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15632\\\">#15632<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15683\\\">#15683<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15660\\\">#15660<\\/a>)<\\/li>\\n<li>Fix: Translation update keep appearing as available after install (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14297\\\">#14297<\\/a>)<\\/li>\\n<li>Fix: Wrong default icon color when using Font Awesome icons as inline SVG in Call to Action widget<\\/li>\\n<\\/ul>\\n<h4>3.3.2 - 2021-07-13<\\/h4>\\n<ul>\\n<li>Tweak: Updated plugin description<\\/li>\\n<li>Fix: MailChimp tags in form widget replaced existing tags (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11111\\\">#11111<\\/a>)<\\/li>\\n<li>Fix: Clicking videos from the items list in edit mode doesn\\u2019t initiate videos properly<\\/li>\\n<li>Fix: User unauthorized message when activated but not connected in Kit Library<\\/li>\\n<li>Fix: Carousel widgets did not support additional custom breakpoint responsive values<\\/li>\\n<li>Fix: Tab border is overridden by the Section background color in Video Playlist widget<\\/li>\\n<li>Fix: Widgets style breaks when Improved CSS Load experiment is active in a Single Page template and Post Content widget<\\/li>\\n<\\/ul>\\n<h4>3.3.1 - 2021-06-20<\\/h4>\\n<ul>\\n<li>Tweak: Added support for more Theme Builder display conditions in Export \\/ Import experiment<\\/li>\\n<li>Tweak: Adjusted License page heading structure for future feature<\\/li>\\n<li>Tweak: Adjusted Font Awesome icon for allowing support for future feature<\\/li>\\n<li>Fix: <code>frontend.min.js<\\/code> file size increased in Elementor Pro 3.3.0 (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15278\\\">#15278<\\/a>)<\\/li>\\n<li>Fix: Prevent conditions from being reset when object cache is enabled in site (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13299\\\">#13299<\\/a>)<\\/li>\\n<li>Fix: Custom Code publish modal responsiveness issues (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14519\\\">#14519<\\/a>)<\\/li>\\n<li>Fix: Populating fields with options programmatically doesn\'t appear in Submissions screen (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10671\\\">#10671<\\/a>)<\\/li>\\n<li>Fix: Large images are not shown on the Image Carousel widget when set via Toolset dynamic tag<\\/li>\\n<li>Fix: Enable inline editing to the inner content tabs in Video Playlist widget<\\/li>\\n<li>Fix: Clicking on the video list doesn\'t play videos properly in Video Playlist widget<\\/li>\\n<li>Fix: Hide Play Icon control when Image overlay is toggled off in Video Playlist widget<\\/li>\\n<li>Fix: Removed extra space below the player when viewing from mobile view in Video Playlist widget<\\/li>\\n<li>Fix: Import button is not working properly in Theme Builder interface<\\/li>\\n<li>Fix: Preview Dynamic Content as control is not updating preview and throws an error in Popup Builder<\\/li>\\n<\\/ul>\\n<h4>3.3.0 - 2021-06-08<\\/h4>\\n<ul>\\n<li>New: Video Playlist widget - Add Engaging Video Content to Your Website (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11859\\\">#11859<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7803\\\">#7803<\\/a>)<\\/li>\\n<li>New: Hotspot widget - Create Interactive Images With Contextually Relevant Information (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7282\\\">#7282<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2768\\\">#2768<\\/a>)<\\/li>\\n<li>Tweak: Accessibility improvements for sub-menus in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13859\\\">#13859<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13810\\\">#13810<\\/a>)<\\/li>\\n<li>Tweak: MailChimp action after submit can now add new tags to existing subscribers in Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11111\\\">#11111<\\/a>)<\\/li>\\n<li>Tweak: Added <code>elementor_pro\\/forms\\/record\\/actions_before<\\/code> to filter the record before it sent to Actions After Submit in Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14261\\\">#14261<\\/a>)<\\/li>\\n<li>Tweak: Yoast SEO breadcrumbs widget can be used in Elementor without the need of enabling them in Yoast setting<\\/li>\\n<li>Tweak: Added future support for widgets CSS conditional loading (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10329\\\">#10329<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14229\\\">#14229<\\/a>)<\\/li>\\n<li>Tweak: Added future support for Sticky JS library conditional loading<\\/li>\\n<li>Tweak: Added future support for Import \\/ Export experiment<\\/li>\\n<li>Tweak: Preparations and fixes for Import Export Experiment in Pro version<\\/li>\\n<li>Tweak: Added gradient button capabilities to Login widget buttons<\\/li>\\n<li>Tweak: Added gradient button capabilities to Slides widget button<\\/li>\\n<li>Tweak: Added gradient button capabilities to Price Table widget button<\\/li>\\n<li>Tweak: Added gradient button capabilities to Flip Box widget button<\\/li>\\n<li>Tweak: Added Code Highlight widget Developers Documentation<\\/li>\\n<li>Tweak: Adjusted Submissions page for future updates<\\/li>\\n<li>Tweak: Added <code>em<\\/code> and <code>%<\\/code> units for padding control in Carousel widgets<\\/li>\\n<li>Tweak: Shorten currency name to currency symbol in PayPal button widget<\\/li>\\n<li>Fix: Custom Fonts URLs should be replaced when replace URL is triggered (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7376\\\">#7376<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10382\\\">#10382<\\/a>)<\\/li>\\n<li>Fix: The currency symbol size changed in the Price Table widget if enabling sale (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13519\\\">#13519<\\/a>)<\\/li>\\n<li>Fix: Nav Menu widget is not loading Font Awesome submenu icons (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9907\\\">#9907<\\/a>)<\\/li>\\n<li>Fix: Hamburger toggle is not working in Nav menu widget<\\/li>\\n<li>Fix: Activation bug for IDN domains<\\/li>\\n<li>Fix: Conditions modal responsive glitches in Custom Code<\\/li>\\n<li>Fix: Duplicated strings in Custom Code module<\\/li>\\n<li>Fix: Enable resize option for code input field in Custom Code<\\/li>\\n<li>Fix: \\u201cSave &amp; Close \\u201cbutton in Custom Code\'s Conditions modal was not visible on small screen sizes<\\/li>\\n<li>Fix: Removing a column from a section in the navigator resulted in an empty section<\\/li>\\n<li>Fix: Recommend option is cut If the layout is not &quot;Standard&quot; in the Facebook Button widget<\\/li>\\n<li>Fix: Video item does not play without adding an image in Media Carousel widget<\\/li>\\n<li>Fix: <code>search-plus<\\/code> icon missing from panel in Media Carousel widget<\\/li>\\n<li>Fix: UI hover state glitch in Media Carousel widget<\\/li>\\n<li>Fix: PHP notice was thrown when trying to import a kit without overrideConditions parameter in Kit Import flow<\\/li>\\n<li>Fix: Templates conditions not imported if there are no conflicts in Import Export Experiment<\\/li>\\n<li>Fix: Non english values are not encoded properly on Submissions export<\\/li>\\n<li>Fix: Theme Builder import is not working properly<\\/li>\\n<li>Fix: UI glitch when no global widgets were found in Editor Panel<\\/li>\\n<li>Deprecated: See all deprecations to this version in our <a href=\\\"https:\\/\\/developers.elementor.com\\/v3-3-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a><\\/li>\\n<\\/ul>\\n<h4>3.2.2 - 2021-05-05<\\/h4>\\n<ul>\\n<li>Tweak: Added support for Expert tier templates in Templates Library<\\/li>\\n<li>Tweak: Updated compatibility tag to support Elementor v3.2.x<\\/li>\\n<li>Tweak: Added compatibility for future Library improvements<\\/li>\\n<li>Fix: Toolset image dynamic field is not working with Gallery widget<\\/li>\\n<\\/ul>\\n<h4>3.2.1 - 2021-03-21<\\/h4>\\n<ul>\\n<li>Tweak: Added strings context in PayPal button and Price Table widgets<\\/li>\\n<li>Tweak: Added support for future Import \\/ Export Kit feature<\\/li>\\n<li>Fix: Submissions with over than 191 characters weren\'t indexed properly<\\/li>\\n<\\/ul>\\n<h4>3.2.0 - 2021-03-14<\\/h4>\\n<ul>\\n<li>New: PayPal Button widget - Collect PayPal payments directly from your site<\\/li>\\n<li>Experiment: Submissions - Save all of your form submissions in one place (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1686\\\">#1686<\\/a>)<\\/li>\\n<li>Tweak: Added Stay In Column option to Inner Section element (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7956\\\">#7956<\\/a>)<\\/li>\\n<li>Tweak: Adjusted \'Max Height\' control range in Table of Contents widget<\\/li>\\n<li>Tweak: Changed descriptive text in Create Custom Code screen<\\/li>\\n<li>Tweak: Added support for dynamic capabilities in Code Highlight widget<\\/li>\\n<li>Tweak: Added support for future load on demand for <code>share-link<\\/code> library<\\/li>\\n<li>Tweak: Added support for future load on demand for <code>dialog<\\/code> library in Popup<\\/li>\\n<li>Tweak: Allow overwriting the assets URL when using a mirror domain<\\/li>\\n<li>Fix: Animation was triggered multiple times when accessing the viewport in certain cases in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13951\\\">#13951<\\/a>)<\\/li>\\n<li>Fix: Location is not being updated after a Custom Code snippet is published (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13971\\\">#13971<\\/a>)<\\/li>\\n<li>Fix: Custom Fonts CSS files were not updated after regenerating CSS files<\\/li>\\n<li>Fix: Conditions modal is not responsive in Custom Code<\\/li>\\n<li>Fix: Empty order buttons are displayed in Custom Fonts screen<\\/li>\\n<li>Fix: Typo in \'Reply To\' Email action after submit placeholder in Forms widget<\\/li>\\n<li>Fix: Unnecessary Save Draft button in Custom Code<\\/li>\\n<li>Fix: RTL glitches in Custom Code<\\/li>\\n<li>Fix: Sanitized options in the editor to enforce better security policies<\\/li>\\n<li>Deprecated: See all deprecations to this version in our (<a href=\\\"https:\\/\\/developers.elementor.com\\/v3-2-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.1.1 - 2021-02-23<\\/h4>\\n<ul>\\n<li>Tweak: Adjusted \'Max Height\' control range in Table of Contents widget<\\/li>\\n<li>Fix: Popup event handler is undefined (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11475]\\\">#11475<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10690\\\">#10690<\\/a>)<\\/li>\\n<li>Fix: Conditions modal is not responsive in Custom Code<\\/li>\\n<li>Fix: RTL glitches in Code Highlight widget<\\/li>\\n<li>Fix: Minor UI glitches in Code Highlight widget<\\/li>\\n<li>Fix: Users can\'t get Pro Developer Edition version updates<\\/li>\\n<\\/ul>\\n<h4>3.1.0 - 2021-02-13<\\/h4>\\n<ul>\\n<li>New: Introducing Custom Code - Add custom code snippets to your site, including <code>head<\\/code>, <code>body<\\/code> start and <code>body<\\/code> end<\\/li>\\n<li>New: Meet Code Highlight widget - showcase any syntax with highlighted UI (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5815\\\">#5815<\\/a>)<\\/li>\\n<li>Experiment: Improved Pro widgets performance by loading JS and Swiper assets conditionally in frontend (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8572\\\">#8572<\\/a>, <a href=\\\"https:\\/\\/developers.elementor.com\\/experiment-optimized-asset-loading\\/\\\">Developer Documentation<\\/a>)<\\/li>\\n<li>Tweak: Added Compatibility Tag support in Elementor Pro (<a href=\\\"https:\\/\\/developers.elementor.com\\/compatibility-tag\\/\\\">Developer Documentation<\\/a>)<\\/li>\\n<li>Tweak: Added Dynamic capabilities to Rotating Text animation in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4625\\\">#4625<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8569\\\">#8569<\\/a>)<\\/li>\\n<li>Tweak: Added an option to set Selected color for Typing effect in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5403\\\">#5403<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7826\\\">#7826<\\/a>)<\\/li>\\n<li>Tweak: Added animation Loop option for Animated Headline (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9749\\\">#9749<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2457\\\">#2457<\\/a>)<\\/li>\\n<li>Tweak: Added timing options for Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4392\\\">#4392<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic capabilities for Testimonial Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8569\\\">#8569<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic capabilities for Price Table widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4242\\\">#4242<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8569\\\">#8569<\\/a>)<\\/li>\\n<li>Tweak: Added Word Wrap control to Code Highlight widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13577\\\">#13577<\\/a>)<\\/li>\\n<li>Tweak: Upgraded Font Awesome Pro library to v5.15.1<\\/li>\\n<li>Tweak: Improved method of loading field mapping repeater in Form widget (<a href=\\\"https:\\/\\/developers.elementor.com\\/how-to-add-a-repeater-control-to-elementor-add-on\\/\\\">Developer Documentation<\\/a>)<\\/li>\\n<li>Tweak: Added &quot;Show on Browsers&quot; Popup Advanced Rule<\\/li>\\n<li>Tweak: Added real-time JS handling to prevent redundant renders in Slides widget and all Carousel widgets<\\/li>\\n<li>Tweak: Import scroll utility from core and remove it from Pro<\\/li>\\n<li>Tweak: Added alignment options for Post Excerpt widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9757\\\">#9757<\\/a>)<\\/li>\\n<li>Tweak: Changed alignment control to work with selectors in Share Buttons<\\/li>\\n<li>Tweak: Upgraded to Webpack 5, Grunt-Webpack 4 and TerserPlugin instead of UglifyJsPlugin<\\/li>\\n<li>Fix: Steps Divider is not vertically aligned in Multi Step Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12569\\\">#12569<\\/a>)<\\/li>\\n<li>Fix: Slides are playing in an infinite loop mode even when the option is disabled in Slides Widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6726\\\">#6726<\\/a>)<\\/li>\\n<li>Fix: Redundant spacing is added to Share Buttons widget<\\/li>\\n<li>Fix: Step buttons text is not updated without a page reload in Forms widget<\\/li>\\n<li>Fix: Overflow issue in certain animations in Animated Headline widget<\\/li>\\n<li>Fix: When dragging a new Testimonial Carousel there is a console error thrown<\\/li>\\n<li>Fix: Step Buttons are cut in mobile view in Multi Step Form<\\/li>\\n<li>Fix: Submit and Step buttons size differences when using Twenty Twenty theme<\\/li>\\n<li>Fix: Duplicate button Text Color control in Slides widget<\\/li>\\n<li>Fix: JS error is thrown when editing and saving global widgets<\\/li>\\n<li>Fix: <code>get_version<\\/code> API function may fail with Redis \\/ DB cache<\\/li>\\n<li>Fix: Multiple license check requests are created in certain cases<\\/li>\\n<li>Deprecated: Deprecate methods prefixed with an underscore and replace them with unprefixed methods<\\/li>\\n<li>Deprecated: See all deprecations to this version in our <a href=\\\"https:\\/\\/developers.elementor.com\\/v3-1-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a><\\/li>\\n<\\/ul>\\n<h4>3.0.10 - 2021-01-20<\\/h4>\\n<ul>\\n<li>Tweak: Added Editing Handles string translation compatibility with Elementor v3.1.0<\\/li>\\n<\\/ul>\\n<h4>3.0.9 - 2020-12-29<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility to support Elementor 3.1.0<\\/li>\\n<li>Fix: Wrong phrasing of Import template success message in Theme Builder<\\/li>\\n<li>Fix: Border color glitch in Theme Builder<\\/li>\\n<\\/ul>\\n<h4>3.0.8 - 2020-11-26<\\/h4>\\n<ul>\\n<li>Fix: Navigation arrows UI glitch in Media Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13172\\\">#13172<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.0.7 - 2020-11-25<\\/h4>\\n<ul>\\n<li>Fix: Console Error when dragging  Testimonials Carousel widget<\\/li>\\n<li>Fix: Arrows of Testimonial and Reviews Carousel widgets navigate to the wrong direction in RTL websites<\\/li>\\n<li>Fix: Removed the conditional loading of Webpack<\\/li>\\n<li>Fix: Fatal error is thrown after deleting an associated custom taxonomy when Posts widget with Cards skin has a badge<\\/li>\\n<li>Fix: Upload JSON files only when the user allowed to prevent security issues<\\/li>\\n<li>Fix: Gallery not displayed in Theme Builder templates preview<\\/li>\\n<\\/ul>\\n<h4>3.0.6 - 2020-11-04<\\/h4>\\n<ul>\\n<li>Tweak: Updated the embedded post in Facebook Embed widget<\\/li>\\n<li>Fix: Minor UI glitches in Theme Builder\'s conditions screen footer<\\/li>\\n<li>Fix: Template type changes into Single Page after conditions change in Theme Builder<\\/li>\\n<li>Fix: Redundant Custom Caption option in Site Logo widget<\\/li>\\n<li>Fix: Removed unused code in Drip integration<\\/li>\\n<li>Fix: Removed Weibo and WeChat social networks due to website and links inactivity from Share Buttons widget<\\/li>\\n<li>Fix: Removed redundant code from Portfolio and Post Navigation widgets<\\/li>\\n<\\/ul>\\n<h4>3.0.5 - 2020-09-23<\\/h4>\\n<ul>\\n<li>Fix: If the default page layout is set to &quot;Canvas&quot; Headers and Footers cannot be edited<\\/li>\\n<li>Fix: Product Image Dynamic Tag throws an error when no image is set<\\/li>\\n<li>Fix: Missing Single document placeholder in Theme Builder<\\/li>\\n<li>Fix: Document editing handles inherit the <code>font-family<\\/code> from 3rd party source<\\/li>\\n<li>Fix: Can\'t add linebreaks to Textarea input when used as Multi Step Form<\\/li>\\n<li>Fix: Incorrect width in Facebook Page widget<\\/li>\\n<li>Fix: Added compatibility to allow the use of \'get_create_url\' in Theme Builder<\\/li>\\n<\\/ul>\\n<h4>3.0.4 - 2020-09-09<\\/h4>\\n<ul>\\n<li>Fix: Autogenerated screenshots appear in WP Media Library modal (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12304\\\">#12304<\\/a>)<\\/li>\\n<li>Fix: Make sure Elementor Posts widget Pagination doesn\'t interfere with 3rd party plugins (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12126\\\">#12126<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12127\\\">#12127<\\/a>)<\\/li>\\n<li>Fix: Shrinking conditions indicator in Theme Builder<\\/li>\\n<li>Fix: Column can\'t be dragged and dropped if it populates a Global widget<\\/li>\\n<li>Fix: Styles are missing from Single templates in some edge cases<\\/li>\\n<\\/ul>\\n<h4>3.0.3 - 2020-09-02<\\/h4>\\n<ul>\\n<li>Fix: Pagination doesn\'t work in WordPress 5.5 (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12126\\\">#12126<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12127\\\">#12127<\\/a>)<\\/li>\\n<li>Fix: Change delete template action to &quot;Move to Trash&quot; in the new Theme Builder view<\\/li>\\n<\\/ul>\\n<h4>3.0.2 - 2020-08-31<\\/h4>\\n<ul>\\n<li>Tweak: Replaced WordPress &quot;Learn More&quot; links with dynamic links for better control over time (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12312\\\">#12312<\\/a>)<\\/li>\\n<li>Tweak: UI tweaks to the Conditions screen In the new Theme Builder<\\/li>\\n<li>Fix: Motion Effects not working when assigned to a column and throws JS error when DOM optimization is disabled (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12299\\\">#12299<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12275\\\">#12275<\\/a>)<\\/li>\\n<li>Fix: Multiple Galleries display all the images in the Lightbox slideshow (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11809\\\">#11809<\\/a>)<\\/li>\\n<li>Fix: Old Theme Builder is being opened when accessing through the Finder<\\/li>\\n<li>Fix: Mixed templates import glitch in Theme Builder<\\/li>\\n<li>Fix: Card icon sizes in Theme Builder<\\/li>\\n<li>Fix: Preview button leads to <code>render_mode<\\/code> instead of preview when importing a template from the new Theme Builder<\\/li>\\n<\\/ul>\\n<h4>3.0.1 - 2020-08-26<\\/h4>\\n<ul>\\n<li>Tweak: Keep previous Theme Builder when accessing from the WP Dashboard for legacy support<\\/li>\\n<li>Tweak: Updated video tutorials in Theme Builder<\\/li>\\n<li>Tweak: Don\'t show auto-screenshots in the Media Library (Props <a href=\\\"https:\\/\\/github.com\\/black-eye\\\">@black-eye<\\/a>)<\\/li>\\n<li>Fix: Repeater items throws <code>childView<\\/code> is undefined message in Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12239\\\">#12239<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12221\\\">#12221<\\/a>)<\\/li>\\n<li>Fix: Misspelling of the word &quot;occurred&quot; in Form widget default error message (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12137\\\">#12137<\\/a>)<\\/li>\\n<li>Fix: Facebook comments not showing up (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12157\\\">#12157<\\/a>)<\\/li>\\n<li>Fix: Check for conflicts in Theme Builder doesn\'t work properly<\\/li>\\n<li>Fix: Minor UI fixes in Theme Builder<\\/li>\\n<li>Fix: Dark mode glitches in Theme Builder<\\/li>\\n<li>Fix: Global Site Part toaster appears when you publish a Popup<\\/li>\\n<li>Fix: Site Parts aren\'t in the correct order in Theme Builder<\\/li>\\n<li>Fix: Date field caused forms to get corrupted in Forms widget<\\/li>\\n<li>Fix: Theme Builder application page is forbidden<\\/li>\\n<\\/ul>\\n<h4>3.0.0 - 2020-08-23<\\/h4>\\n<ul>\\n<li>New: Introducing the new and improved Theme Builder<\\/li>\\n<li>Tweak: Removed <code>.elementor-inner<\\/code> and <code>.elementor-column-wrap<\\/code> from DOM output to improve performance (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7351\\\">#7351<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7817\\\">#7817<\\/a>, <a href=\\\"https:\\/\\/developers.elementor.com\\/dom-improvements-ahead-html-wrappers-removal-from-v3-0\\/\\\">Developers Blog Post<\\/a>)<\\/li>\\n<li>Tweak: Added contextual anchors ID support to Table of Contents widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10052\\\">#10052<\\/a>)<\\/li>\\n<li>Tweak: Added WeChat and Weibo social networks to Share Buttons widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11554\\\">#11554<\\/a>)<\\/li>\\n<li>Tweak: Added Dynamic capabilities for Redirect after Login\\/Logout in Login widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11343\\\">#11343<\\/a>)<\\/li>\\n<li>Tweak: Added Blend Mode and CSS Filters controls to adjust the Background Overlay in Flipbox widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11653\\\">#11653<\\/a>)<\\/li>\\n<li>Tweak: Added responsive capabilities to Toggle Button styling in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8269\\\">#8269<\\/a>)<\\/li>\\n<li>Tweak: Added responsive Text Alignment control in Call to Action widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11968\\\">#11968<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic content to Ribbon element in Call to Action widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10364\\\">#10364<\\/a>)<\\/li>\\n<li>Tweak: Converted uses of Color and Typography Schemes to Global Colors and Fonts<\\/li>\\n<li>Tweak: Separated Title and Description control fields labels in Call to Action widget<\\/li>\\n<li>Tweak: Removed unnecessary style in WC Product with variations<\\/li>\\n<li>Tweak: Converted Portfolio, Posts and Share Buttons widgets to use CSS Variable-based Elementor Grid (<a href=\\\"https:\\/\\/developers.elementor.com\\/elementor-dropping-support-ie\\/\\\">Developers Blog Post<\\/a>)<\\/li>\\n<li>Tweak: Added Date Modified option to Posts widget metadata<\\/li>\\n<li>Fix: PHP 7.4 compatibility to Media Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11355\\\">#11355<\\/a>)<\\/li>\\n<li>Fix: Divider alignment issue in Post Info widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11628\\\">#11628<\\/a>)<\\/li>\\n<li>Fix: Color doesn\\u2019t change in Products Archive Description widget<\\/li>\\n<li>Fix: WC Product variations layout breaks when using Variation Swatches plugin<\\/li>\\n<li>Fix: WC Product variations layout issue<\\/li>\\n<li>Fix: WC Product variations mobile zoom-in glitch<\\/li>\\n<li>Fix: Can\'t edit a Popup after accessing Theme Style<\\/li>\\n<li>Fix: Twitter icon missing in Blockquote widget<\\/li>\\n<li>Fix: Removed redundant default text color from Share Buttons minimal skin<\\/li>\\n<li>Fix: UI glitch in Display Conditions modal<\\/li>\\n<li>Fix: Insert template button UI glitch in Templates Library<\\/li>\\n<li>Fix: Added sanitization to post titles in WordPress dashboard for better security<\\/li>\\n<li>Fix: Show when arriving from search engines rule doesn\'t work in Popup<\\/li>\\n<li>Fix: Child categories are shown with a different parent category in Query control<\\/li>\\n<li>Deprecated: See all deprecations to this version in our <a href=\\\"https:\\/\\/developers.elementor.com\\/v3-0-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a><\\/li>\\n<\\/ul>\\n<h4>2.10.3 - 2020-06-29<\\/h4>\\n<ul>\\n<li>Fix: Form not being submitted when using &quot;Progress Bar&quot; and &quot;None&quot; view types in Multi Step Form (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11596\\\">#11596<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11610\\\">#11610<\\/a>)<\\/li>\\n<li>Fix: Missing &quot;for&quot; attribute in Password field label in Login widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8646\\\">#8646<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.10.2 - 2020-06-16<\\/h4>\\n<ul>\\n<li>Fix: Run step events only when in Multi Step Form mode (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11644\\\">#11644<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.10.1 - 2020-06-16<\\/h4>\\n<ul>\\n<li>Tweak: Improved License validation mechanism to avoid limitations<\\/li>\\n<li>Tweak: Changed control labels and ordering in Price Table, Lottie and Form widgets<\\/li>\\n<li>Fix: Popup close button vertical position glitch (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10921\\\">#10921<\\/a>)<\\/li>\\n<li>Fix: Radio field placement glitch when in Multi Step mode in Form widget<\\/li>\\n<li>Fix: Clicking <code>Enter<\\/code> key submits the form in Multi Step Form<\\/li>\\n<li>Fix: Hardened sanitization in Custom Attributes to avoid security issues<\\/li>\\n<\\/ul>\\n<h4>2.10.0 - 2020-06-07<\\/h4>\\n<ul>\\n<li>New: Introducing Multi-Step Forms - Breakdown long forms into simple steps (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5975\\\">#5975<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3911\\\">#3911<\\/a>)<\\/li>\\n<li>New: Introducing Lottie widget - easily add Lottie animations to your site, no coding needed (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11026\\\">#11026<\\/a>)<\\/li>\\n<li>Tweak: Added spacing option to Posts widget pagination (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5682\\\">#5682<\\/a>)<\\/li>\\n<li>Tweak: Changed texts and logic for administrator plugin renewal notices<\\/li>\\n<li>Tweak: Added new Scroll Util for improved scrolling handling<\\/li>\\n<li>Tweak: Improved Motion Effects animation performance<\\/li>\\n<\\/ul>\\n<h4>2.9.5 - 2020-05-24<\\/h4>\\n<ul>\\n<li>Fix: Added sanitization to Custom Attributes control to avoid security issue<\\/li>\\n<\\/ul>\\n<h4>2.9.4 - 2020-05-07<\\/h4>\\n<ul>\\n<li>Fix: Hardened user role that is allowed to upload icon sets and unzip only allowed files in Custom Icons to prevent security vulnerability<\\/li>\\n<\\/ul>\\n<h4>2.9.3 - 2020-04-19<\\/h4>\\n<ul>\\n<li>Fix: Form shortcode IDs are not wrapped in double-quotes (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11023\\\">#11023<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10932\\\">#10932<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10967\\\">#10967<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11000\\\">#11000<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11049\\\">#11049<\\/a>)<\\/li>\\n<li>Fix: Escaped Form records metadata to prevent security vulnerability<\\/li>\\n<li>Fix: Closing &quot;Save Changes&quot; document confirmation modal causes Panel infinite loading<\\/li>\\n<li>Fix: Ken Burns effect not working when there is only one slide in Slides widget<\\/li>\\n<li>Fix: Document handles UI glitch<\\/li>\\n<\\/ul>\\n<h4>2.9.2 - 2020-03-25<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility with WordPress v5.4 (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10745\\\">#10745<\\/a>)<\\/li>\\n<li>Fix: Image ratio number is displayed under the Archive Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10874\\\">#10874<\\/a>)<\\/li>\\n<li>Fix: Theme Style Link color setting overrides the Table of Content list style<\\/li>\\n<li>Fix: PHP notice when using dynamic user info <code>id<\\/code><\\/li>\\n<li>Fix: Navigation arrows direction is crossed on first drag in Slides Widget<\\/li>\\n<li>Fix: &quot;No headings were found on this page&quot; message was not displayed in the frontend in Table of Contents widget<\\/li>\\n<li>Fix: Container includes Popup tags by default in Table of Contents widget<\\/li>\\n<li>Fix: Twitter icon display issue when Font Awesome 4 support is disabled in Blockquote widget<\\/li>\\n<li>Fix: ACF Dynamic tag not working in Form widget Redirect action<\\/li>\\n<\\/ul>\\n<h4>2.9.1 - 2020-03-16<\\/h4>\\n<ul>\\n<li>Fix: Can\'t access Elementor Editor when there is Page Title widget in the page<\\/li>\\n<li>Fix: Applying styling to Post Content widget affects the Page and Post editing handles<\\/li>\\n<\\/ul>\\n<h4>2.9.0 - 2020-03-15<\\/h4>\\n<ul>\\n<li>New: Introducing Full Site Editing: Design header, footer, and content all in one place! (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4985\\\">#4985<\\/a>)<\\/li>\\n<li>New: Added Global Custom CSS for Your Entire Site in Theme Style (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3345\\\">#3345<\\/a>)<\\/li>\\n<li>New: Added Dynamic Colors tag (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6485\\\">#6485<\\/a>)<\\/li>\\n<li>Tweak: Added option to set the Site Part HTML Wrapper Tags (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9293\\\">#9293<\\/a>)<\\/li>\\n<li>Tweak: Added Link Attributes support to Pro widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5716\\\">#5716<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3642\\\">#3642<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9225\\\">#9225<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9079\\\">#9079<\\/a>)<\\/li>\\n<li>Tweak: Added Theme Style support in Theme Builder parts (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10564\\\">#10564<\\/a>)<\\/li>\\n<li>Tweak: Avoid creating empty Custom Font<\\/li>\\n<li>Tweak: Added <code>aria-expanded<\\/code> attribute to Menu Cart widget<\\/li>\\n<li>Tweak: Moved Link Actions module to Core plugin<\\/li>\\n<li>Tweak: Changed the name of \\u201cTypeKit Web Fonts by Adobe\\u201d to \\u201cAdobe Fonts\\u201d<\\/li>\\n<li>Tweak: Removed redundant display conditions from Blockquote, Flipbox, Price Table, and Search Form widgets<\\/li>\\n<li>Tweak: Pro widgets are not draggable unless Elementor license has been activated<\\/li>\\n<li>Tweak: Remove redundant <code>label_block<\\/code> parameters from several controls<\\/li>\\n<li>Tweak: Converted controls selectors to CSS variables in Gallery widget<\\/li>\\n<li>Tweak: Replaced Stumbleupon with Mix in Reviews widget recommended icons (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10099\\\">#10099<\\/a>)<\\/li>\\n<li>Tweak: Added Mix to the Share Buttons network list (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10099\\\">#10099<\\/a>)<\\/li>\\n<li>Tweak: Added &quot;Open in new tab&quot; option to Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7924\\\">#7924<\\/a>)<\\/li>\\n<li>Tweak: Upgraded Font Awesome Pro library to v5.12.0<\\/li>\\n<li>Tweak: Added new Lightbox compatibility for Gallery and Media Carousel widgets<\\/li>\\n<li>Tweak: Expose external API for Swiper instances<\\/li>\\n<li>Tweak: Added compatibility to JS API in Theme Builder, Popups, Form widget and Global widget<\\/li>\\n<li>Tweak: Replaced nerd icons with new Elementor emojis<\\/li>\\n<li>Tweak: Added specific <code>color<\\/code> attribute to header title in Table of Contents widget<\\/li>\\n<li>Fix: Line break issues in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10585\\\">#10585<\\/a>)<\\/li>\\n<li>Fix: Theme Style Link color overrides the Table of Content list style<\\/li>\\n<li>Fix: Active state glitches when using Table of contents widget with Sticky mode<\\/li>\\n<li>Fix: &quot;Graphic Element&quot; section appears as empty in case of unmarked Graphic Element in Call to Action widget<\\/li>\\n<li>Fix: Page Title widget render glitches in the Editor<\\/li>\\n<li>Fix: Image ratio parameter visible in some edge cases in Posts widget<\\/li>\\n<li>Fix: Image missing when sharing to Pinterest using Share Buttons widget<\\/li>\\n<li>Fix: Theme Style Link color setting override the list style in Table of Contents widget<\\/li>\\n<li>Deprecated: See all deprecations to this version in our <a href=\\\"https:\\/\\/developers.elementor.com\\/v2-9-0-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a><\\/li>\\n<\\/ul>\\n<h4>2.8.5 - 2020-03-08<\\/h4>\\n<ul>\\n<li>Tweak: Added new Swiper parameter to all Pro carousels to allow 3rd party integration<\\/li>\\n<li>Fix: Missing closing bracket in Animated Headline widget<\\/li>\\n<li>Fix: Share buttons widgets show Font Awesome 4 icons on first drag in Editor<\\/li>\\n<\\/ul>\\n<h4>2.8.4 - 2020-02-16<\\/h4>\\n<ul>\\n<li>Tweak: Added Lightbox Title &amp; Description support to Gallery widget<\\/li>\\n<li>Tweak: Added RTL support for Slides widget<\\/li>\\n<li>Tweak: Display Lightbox images in Full size in Gallery widget<\\/li>\\n<li>Fix: Template with Slides widget not working properly when placed inside Tabs, Accordion and Toggle widget<\\/li>\\n<li>Fix: Dropdown menu lost styling after Elementor Pro v2.8 upgrade in Nav Menu widget<\\/li>\\n<li>Fix: Indent doesn\'t work on RTL websites in Table of Contents widget<\\/li>\\n<li>Fix: Query Control throws <code>Undefined index: q<\\/code> error<\\/li>\\n<li>Fix: Typography control not affecting dropdown menu in Nav Menu widget<\\/li>\\n<li>Fix: Discord forms integration fails to send submissions in some server configurations<\\/li>\\n<li>Fix: Rotating headlines don\'t align center in Animated Headline widget<\\/li>\\n<li>Fix: Custom secondary color displayed when not needed in Share buttons widget<\\/li>\\n<li>Fix: Motion Effects of certain objects are not functioning properly on Safari browser<\\/li>\\n<li>Fix: Missing eye icon in Single template footer preview button<\\/li>\\n<\\/ul>\\n<h4>2.8.3 - 2020-01-01<\\/h4>\\n<ul>\\n<li>Tweak: Updated Table of Contents widget panel location<\\/li>\\n<li>Fix: ACF URL Dynamic field throws <code>undefined index<\\/code> PHP notice (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9929\\\">#9929<\\/a>)<\\/li>\\n<li>Fix: Gallery lightbox pagination shows images from all tabs<\\/li>\\n<li>Fix: &quot;Reply To&quot; option not working in Form widget &quot;Email 2&quot; Action<\\/li>\\n<li>Fix: ACF Dynamic tag not working in Form widget Redirect action<\\/li>\\n<li>Fix: Underline option not working in Table of Contents widget Normal state<\\/li>\\n<li>Fix: Query Control <code>Undefined index: autocomplete<\\/code> notice in some cases<\\/li>\\n<li>Fix: Missing display condition to Read More Spacing control in Posts widget<\\/li>\\n<\\/ul>\\n<h4>2.8.2 - 2019-12-19<\\/h4>\\n<ul>\\n<li>Tweak: Improved scroll-spy and collapsing functionality in Table of Contents widget<\\/li>\\n<li>Fix: &quot;No products were found&quot; message not being displayed in an empty Products Archive<\\/li>\\n<li>Fix: Redundant <code>&lt;br&gt;<\\/code> tags in Single theme template (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9927\\\">#9927<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9928\\\">#9928<\\/a>)<\\/li>\\n<li>Fix: Draft Popup shows up in Dynamic tag dropdown<\\/li>\\n<\\/ul>\\n<h4>2.8.1 - 2019-12-18<\\/h4>\\n<ul>\\n<li>Fix: Share Buttons widget not working (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9920\\\">#9920<\\/a>)<\\/li>\\n<li>Fix: Redundant <code>&lt;p&gt;<\\/code> tags added to Single Template posts<\\/li>\\n<\\/ul>\\n<h4>2.8.0 - 2019-12-18<\\/h4>\\n<ul>\\n<li>New: Table of Contents Widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5171\\\">#5171<\\/a>)<\\/li>\\n<li>New: Added Font Awesome Pro Duotone font family support (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9578\\\">#9578<\\/a>)<\\/li>\\n<li>Tweak: Added Lazy Load option to Gallery widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9763\\\">#9763<\\/a>)<\\/li>\\n<li>Tweak: Added Random order option to Gallery widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9269\\\">#9269<\\/a>)<\\/li>\\n<li>Tweak: Updated Font Awesome Pro to v5.11.2 (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9578\\\">#9578<\\/a>)<\\/li>\\n<li>Tweak: Added preselect support for multiple default select values in Forms Widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9324\\\">#9324<\\/a>)<\\/li>\\n<li>Tweak: Avoid duplicate queries for Custom Icons (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9579\\\">#9579<\\/a>)<\\/li>\\n<li>Tweak: Major performance improvements to Gallery widget<\\/li>\\n<li>Tweak: Avoid non-existing images in Gallery widget<\\/li>\\n<li>Tweak: Added <code>tabindex<\\/code>, <code>aria-expanded<\\/code>, <code>aria-hidden<\\/code> and <code>role=\\\"navigation\\\"<\\/code> accessibility attributes to Nav Menu widget<\\/li>\\n<li>Tweak: Changed button HTML tag from <code>button<\\/code> to <code>span<\\/code> in Call to Action and Flip Box widgets for better W3C compliance and accessibility<\\/li>\\n<li>Tweak: Removed Google+ from default networks in Share Buttons widget<\\/li>\\n<li>Tweak: Added compatibility for Library Connect<\\/li>\\n<li>Tweak: Added i18n to Toolset date dynamic tag<\\/li>\\n<li>Tweak: Added external link support to Gallery widget<\\/li>\\n<li>Tweak: Changed the link external attributes implementation to use <code>add_link_attributes()<\\/code> in Gallery widget<\\/li>\\n<li>Tweak: Updated references to the new Schemes system location<\\/li>\\n<li>Tweak: Avoid running Gallery handler when the gallery is empty<\\/li>\\n<li>Tweak: UI Tweaks in Editor Panel<\\/li>\\n<li>Tweak: Added responsive capabilities to Pointer Width control in Nav Menu widget<\\/li>\\n<li>Tweak: Added mobile support for responsive controls in Nav Menu widget<\\/li>\\n<li>Tweak: Refactor <code>register_controls()<\\/code> method in Posts widget skin trait<\\/li>\\n<li>Fix: ACF URL &quot;undefined Index&quot; notice (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7646\\\">#7646<\\/a>)<\\/li>\\n<li>Fix: WooCommerce Mini-Cart widget causes fatal error in edge cases (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9304\\\">#9304<\\/a>)<\\/li>\\n<li>Fix: <code>PHP Notice: Undefined index<\\/code> display for Author query (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9864\\\">#9864<\\/a>)<\\/li>\\n<li>Fix: Added compatibility for Button widget placed inside Swiper carousel (<a href=\\\"https:\\/\\/wordpress.org\\/support\\/topic\\/broken-buttons-since-elementor-2-8\\/\\\">Topic<\\/a>)<\\/li>\\n<li>Fix: Avoid empty spaces in Post info widget<\\/li>\\n<li>Tweak: Always show &quot;Custom label&quot; control in Login widget<\\/li>\\n<li>Fix: Nav Menu item typography selector in Nav Menu widget<\\/li>\\n<li>Fix: Facebook Like Button widget causes flickering<\\/li>\\n<li>Fix: WooCommerce mini-cart behaviour when using <code>plain<\\/code> permalinks format<\\/li>\\n<li>Fix: Avoid running Popup triggers when set without conditions<\\/li>\\n<li>Fix: Removed &quot;Date&quot; query from Products widget<\\/li>\\n<li>Fix: Slides widget when used as a Shortcode and is hidden<\\/li>\\n<li>Fix: Custom URL being accessed on swipe in Media Carousel<\\/li>\\n<li>Fix: Media Carousel widget Cube effect glitch<\\/li>\\n<li>Fix: Lightbox shows images from multiple Gallery widgets in the same page<\\/li>\\n<li>Fix: Image <code>alt<\\/code> Text not displayed on overlay in Gallery widget<\\/li>\\n<li>Fix: Gallery widget not visible in Posts widget Full Content skin<\\/li>\\n<li>Fix: WooCommerce mini-cart remove unnecessary hooks registration when WooCommerce integration set to <code>Disable<\\/code><\\/li>\\n<li>Fix: Slides widget button wrapping breaks in mobile view<\\/li>\\n<li>Fix: Dynamic capabilities with the Reviews widget<\\/li>\\n<li>Fix: Disabling autoplay doesn\'t work in Slides widget<\\/li>\\n<li>Fix: Posts widget Full Content skin not working on Single template<\\/li>\\n<li>Fix: Autocomplete not working for &quot;By Author&quot; condition in Display Conditions screen<\\/li>\\n<li>Fix: Posts widget alignment issue<\\/li>\\n<li>Fix: Product Variations Clear button not working in edge cases<\\/li>\\n<li>Fix: Styling issues in Form widget submit button<\\/li>\\n<\\/ul>\\n<h4>2.7.3 - 2019-10-28<\\/h4>\\n<ul>\\n<li>Tweak: Added RTL support to Galleries widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9213\\\">#9213<\\/a>)<\\/li>\\n<li>Tweak: Added Custom Icons compatibility for WordPress 5.3<\\/li>\\n<li>Fix: Missing template function declaration causes fatal error in WC mini-cart widget<\\/li>\\n<li>Fix: Pause on hover doesn\'t work in Carousel widgets<\\/li>\\n<li>Fix: Link-actions conflict with <code>?action=<\\/code> parameter in the URL<\\/li>\\n<li>Fix: Lightbox navigation not working in Gallery widget Single mode<\\/li>\\n<li>Fix: Ken burns effect not working on the 1st slide if Infinite Loop option is turned off in Carousel widgets<\\/li>\\n<li>Fix: Popup Advanced Rules detects internal links as external if current URL starts with <code>www<\\/code><\\/li>\\n<\\/ul>\\n<h4>2.7.2 - 2019-10-06<\\/h4>\\n<ul>\\n<li>Fix: Slide Overlay not working when applying Ken burns effect in Slides widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9209\\\">#9209<\\/a>)<\\/li>\\n<li>Fix: Content width glitch in Slides widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9180\\\">#9180<\\/a>)<\\/li>\\n<li>Fix: Horizontal Alignment not working when applying custom style per slide in Slides widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9180\\\">#9180<\\/a>)<\\/li>\\n<li>Fix: Missing semicolon in Custom Fonts <code>font-display<\\/code> CSS<\\/li>\\n<\\/ul>\\n<h4>2.7.1 - 2019-09-26<\\/h4>\\n<ul>\\n<li>Fix: Background Overlay layer is over the slide content in Slides widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9180\\\">#9180<\\/a>)<\\/li>\\n<li>Fix: Duplicate images under &quot;All&quot; filter in Multiple Gallery<\\/li>\\n<\\/ul>\\n<h4>2.7.0 - 2019-09-24<\\/h4>\\n<ul>\\n<li>New: Enhanced Galleries widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1898\\\">#1898<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3103\\\">#3103<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4279\\\">#4279<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7631\\\">#7631<\\/a>)<\\/li>\\n<li>New: Dynamic Number (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5952\\\">#5952<\\/a>)<\\/li>\\n<li>New: Full content skin for Posts and Archive-posts widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4617\\\">#4617<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic number capability to Price List, Price Table, Counter, Star Rating, Progress Bar widgets<\\/li>\\n<li>Tweak: Added tags support to forms Mailchimp action (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5418\\\">#5418<\\/a>)<\\/li>\\n<li>Tweak: User Profile Picture Dynamic Tag (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7947\\\">#7947<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8740\\\">#8740<\\/a>)<\\/li>\\n<li>Tweak: Added <code>font-display<\\/code> support to custom fonts (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5993\\\">#5993<\\/a>, <a href=\\\"https:\\/\\/developers.elementor.com\\/elementor-pro-2-7-custom-fonts-font-display-support\\/\\\">Developers Blog Post<\\/a>)<\\/li>\\n<li>Tweak: Added Text Shadow control to Slides widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8800\\\">#8800<\\/a>)<\\/li>\\n<li>Tweak: Added Re-subscribe support to MailerLite (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8799\\\">#8799<\\/a>)<\\/li>\\n<li>Tweak: Added Dynamic capabilities to Facebook Embed widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9030\\\">#9030<\\/a>)<\\/li>\\n<li>Tweak: Use <code>swiper.js<\\/code> instead of <code>slick.js<\\/code> in Slides widget (<a href=\\\"https:\\/\\/developers.elementor.com\\/elementor-2-7-moving-sliders-from-slick-to-swiper\\/\\\">Developers Blog Post<\\/a>)<\\/li>\\n<li>Tweak: Added <code>elementor_pro\\/search_form\\/before_input<\\/code> action hook to Search Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5598\\\">#5598<\\/a>)<\\/li>\\n<li>Tweak: Added <code>elementor_pro\\/search_form\\/after_input<\\/code> action hook to Search Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5598\\\">#5598<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic support for Custom field key (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7789\\\">#7789<\\/a>)<\\/li>\\n<li>Tweak: Increased expired license notice bar frequency<\\/li>\\n<li>Tweak: Changed the icon name of Slides widget<\\/li>\\n<li>Tweak: Added designated Finder\'s Icons for Custom icons &amp; Custom fonts<\\/li>\\n<li>Tweak: Use Ken Burns Effect as an external module<\\/li>\\n<li>Tweak: Remove Fontello conflicting CSS on import to Custom Icons sets<\\/li>\\n<li>Tweak: Editor Panel UI tweaks<\\/li>\\n<li>Tweak: Added DOM events on Popup show\\/hide (<a href=\\\"https:\\/\\/developers.elementor.com\\/elementor-pro-2-7-popup-events\\/\\\">Developers Blog Post<\\/a>)<\\/li>\\n<li>Tweak: Added option to change the variations field width in Add to Cart widget<\\/li>\\n<li>Tweak: Use select control instead of select2 in Menu Cart widget<\\/li>\\n<li>Tweak: Added conditions to the tabs instead of to each control in Share Buttons widget<\\/li>\\n<li>Tweak: Added Typography controls to HTML field in Forms widget<\\/li>\\n<li>Tweak: Allow edit selected Font file in Custom Font<\\/li>\\n<li>Tweak: Changed reCAPTCHA v3 error message<\\/li>\\n<li>Tweak: Remove the &quot;Save as Global&quot; option on Global widget context menu<\\/li>\\n<li>Fix: Corrected selector for <code>removeControlSpinner()<\\/code> (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8790\\\">#8790<\\/a>)<\\/li>\\n<li>Fix: Slides widget navigation icons misplacement (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8533\\\">#8533<\\/a>)<\\/li>\\n<li>Fix: Horizontal Scrollbar when Slider widget is set to Full Width (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8527\\\">#8527<\\/a>)<\\/li>\\n<li>Fix: Inconsistent behavior when &quot;Infinite Loop&quot; enabled with &quot;Autoplay&quot; in Slides widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6726\\\">#6726<\\/a>)<\\/li>\\n<li>Fix: Ken Burns effect on Chrome transition glitches (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1671\\\">#1671<\\/a>)<\\/li>\\n<li>Fix: Nothing found message shows up inside the columns set in Posts Archive widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7347\\\">#7347<\\/a>)<\\/li>\\n<li>Fix: Responsive UI glitch in Popup Conditions modal tabs<\\/li>\\n<li>Fix: Removed unnecessary divider in Call to Action widget<\\/li>\\n<li>Fix: Custom Add To Cart * button style (size, position and background color) when <code>quantity<\\/code> is enabled.<\\/li>\\n<li>Fix: Add support for Document\\/PageBase in Theme Builder (Core &gt;=2.7.0)<\\/li>\\n<li>Fix: Ampersand character breaks email link in Share Buttons widget<\\/li>\\n<li>Fix: Correct custom font attachment <code>mime-type<\\/code> to show uploaded Custom Fonts<\\/li>\\n<li>Fix: Mini-Cart not refreshing in Menu Cart widget<\\/li>\\n<li>Fix: Cart drawer not working when WC Subscriptions plugin is activated<\\/li>\\n<li>Fix:  Querying CPT with custom taxonomies does not show the taxonomies before saving<\\/li>\\n<li>Fix: Double rendering on change caused console error in Theme Builder\'s conditions screen<\\/li>\\n<li>Fix: Translations and Strings in Share Buttons widget<\\/li>\\n<li>Fix: Avoid using offset if the source is Manual selection in Query Control<\\/li>\\n<li>Fix: Form being submitted although reCAPTCHA v3 validation failed in Forms widget<\\/li>\\n<\\/ul>\\n<h4>2.6.5 - 2019-08-26<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility for the upcoming release of Elementor v2.7<\\/li>\\n<li>Fix: Button style not working when <code>quantity<\\/code> is enabled in Custom Add To Cart widget<\\/li>\\n<li>Fix: Updated minified JS file fixed WhatsApp base URL in Share Buttons widget<\\/li>\\n<\\/ul>\\n<h4>2.6.4 - 2019-08-21<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility for the upcoming release of Elementor v2.7<\\/li>\\n<li>Fix: Changed WhatsApp base URL in Share Buttons widget for cross-device compatibility<\\/li>\\n<li>Fix: Random slides order after several clicks on pagination in Testimonial Carousel widget<\\/li>\\n<\\/ul>\\n<h4>2.6.3 - 2019-08-18<\\/h4>\\n<ul>\\n<li>Fix: Core version rollback to <code>&gt;2.6.0<\\/code> causes a fatal error<\\/li>\\n<li>Fix: Duplicate images when slideshow skin is selected in Media Carousel lightbox<\\/li>\\n<li>Fix: Default bottom margin added to reCAPTCHA V3 badge<\\/li>\\n<li>Fix: Input glitch in reCAPTCHA V3 threshold settings<\\/li>\\n<\\/ul>\\n<h4>2.6.2 - 2019-07-30<\\/h4>\\n<ul>\\n<li>Tweak: Better accessibility support in Search Form widget<\\/li>\\n<li>Fix: UI glitched in Popup publish screen (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8616\\\">#8616<\\/a>)<\\/li>\\n<li>Fix: &quot;Child of Term&quot; and &quot;Any child of term&quot; conditions (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8695\\\">#8695<\\/a>)<\\/li>\\n<li>Fix: Restored <code>library_widget_templates<\\/code> action hook for 3rd party compatibility (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8687\\\">#8687<\\/a>)<\\/li>\\n<li>Fix: Twitter Icon missing in Blockquote widget<\\/li>\\n<li>Fix: Form reCAPTCHA v3 badge position not working<\\/li>\\n<li>Fix: Renewal notice bar appears in wrong situations<\\/li>\\n<li>Fix: Draft Icon Set loads empty Icon Library<\\/li>\\n<\\/ul>\\n<h4>2.6.1 - 2019-07-24<\\/h4>\\n<ul>\\n<li>Fix: Query Control autocomplete not retrieving results (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8672\\\">#8672<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8661\\\">#8661<\\/a>)<\\/li>\\n<li>Fix: Price Table features section not working (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8660\\\">#8660<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.6.0 - 2019-07-23<\\/h4>\\n<ul>\\n<li>New: Introducing Custom Icon sets - including Fontello, IcoMoon and Fontastic support (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/110\\\">#110<\\/a>)<\\/li>\\n<li>New: Added Font Awesome 5 Pro integration including 5,300+ icons (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4430\\\">#4430<\\/a>)<\\/li>\\n<li>New: Added reCAPTCHA v3 integration to Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8213\\\">#8213<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6039\\\">#6039<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7165\\\">#7165<\\/a>)<\\/li>\\n<li>Tweak: Added Exit Animation for Popups (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7063\\\">#7063<\\/a>)<\\/li>\\n<li>Tweak: Added ACF Dynamic tag support for archive pages (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5147\\\">#5147<\\/a>)<\\/li>\\n<li>Tweak: Added Navigator Indicators for Custom CSS &amp; Motion Effects (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2180\\\">#2180<\\/a>)<\\/li>\\n<li>Tweak: Added Dynamic capabilities for Form Redirect action (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7552\\\">#7552<\\/a>)<\\/li>\\n<li>Tweak: Added Logged In Message styling options for Login widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7928\\\">#7928<\\/a>)<\\/li>\\n<li>Tweak: Added <code>none<\\/code> breakpoint option to Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7916\\\">#7916<\\/a>)<\\/li>\\n<li>Tweak: Added option to place Post Terms dynamic tag without links (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8366\\\">#8366<\\/a>)<\\/li>\\n<li>Tweak: Added <code>elementor\\/query\\/query_results<\\/code> hook to Query Control to allow full control over results (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7912\\\">#7912<\\/a>)<\\/li>\\n<li>Tweak: Allow choosing Heading HTML tag in Price Table widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8090\\\">#8090<\\/a>)<\\/li>\\n<li>Tweak: Show popup on dynamic click even when <code>Avoid Multiple Popups<\\/code> option is selected (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8189\\\">#8189<\\/a>)<\\/li>\\n<li>Tweak: Added condition option to all of archive child pages (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8256\\\">#8256<\\/a>)<\\/li>\\n<li>Tweak: Added <code>Effects Relative To<\\/code> control to Scrolling Effects<\\/li>\\n<li>Tweak: Allow shortcodes in HTML Form field<\\/li>\\n<li>Tweak: Removed donReach integration from Share Buttons widget due to service inconsistent stability<\\/li>\\n<li>Tweak: Changed MailChimp <code>List<\\/code> label to <code>Audience<\\/code><\\/li>\\n<li>Tweak: Improved Entrance and Exit animation behavior in Popup<\\/li>\\n<li>Tweak: Added <code>Deprecated Notice<\\/code> control to <code>Archive Products<\\/code> and <code>Woo Products<\\/code> widgets<\\/li>\\n<li>Tweak: Added default dynamic title for archives in Theme Builder<\\/li>\\n<li>Tweak: Added condition to show <code>Centered Slides<\\/code> control in Media Carousel widget<\\/li>\\n<li>Tweak: Added notice bar in the Editor when the license is expired or not activated<\\/li>\\n<li>Tweak: Replaced <code>select<\\/code> control with <code>choose<\\/code> control in Price List widget<\\/li>\\n<li>Tweak: Removed Font Awesome 4 dependencies from the Editor<\\/li>\\n<li>Tweak: Minor styling tweaks in the Popup publish modal<\\/li>\\n<li>Tweak: Hide ordering form in Products widget on front page<\\/li>\\n<li>Tweak: Removed page title markup when \'Hide Title\' is active<\\/li>\\n<li>Tweak: Added style controls for HTML field in Form widget<\\/li>\\n<li>Fix: Form widget Date picker makes the Popup builder disappear (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7240\\\">#7240<\\/a>)<\\/li>\\n<li>Fix: Sticky element stop point stops working on viewport resize (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7884\\\">#7884<\\/a>)<\\/li>\\n<li>Fix: Copy-Paste style not pasting the Pointer option in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8497\\\">#8497<\\/a>)<\\/li>\\n<li>Fix: Missing Print icon in Share Buttons (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8506\\\">#8506<\\/a>)<\\/li>\\n<li>Fix: UI style glitch in Blockquote widget when viewing from iPad<\\/li>\\n<li>Deprecated: <code>DB::save_editor()<\\/code> - Remove usage of this method (<a href=\\\"https:\\/\\/developers.elementor.com\\/v2-6-0-planned-deprecations\\/\\\">Deprecation Post<\\/a>)<\\/li>\\n<li>Deprecated: <code>DB::get_plain_editor()<\\/code> - Remove usage of this method (<a href=\\\"https:\\/\\/developers.elementor.com\\/v2-6-0-planned-deprecations\\/\\\">Deprecation Post<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.5.14 - 2019-07-14<\\/h4>\\n<ul>\\n<li>Fix: Better WC Related Product grid support to various themes (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8555\\\">#8555<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.5.13 - 2019-07-11<\\/h4>\\n<ul>\\n<li>Fix: Better WC grid support to various themes<\\/li>\\n<\\/ul>\\n<h4>2.5.12 - 2019-07-10<\\/h4>\\n<ul>\\n<li>Fix: Grid for WooCommerce Archive Product widget<\\/li>\\n<li>Fix: Remove redundant <code>whitespace<\\/code> CSS property causes style glitch in iPad<\\/li>\\n<li>Tweak: Added more compatibility for Elementor v2.6<\\/li>\\n<\\/ul>\\n<h4>2.5.11 - 2019-07-02<\\/h4>\\n<ul>\\n<li>Fix: Close icon missing from Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8460\\\">#8460<\\/a>)<\\/li>\\n<li>Fix: Elementor Pro v2.5.10 shows PHP notice regarding notice bar (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8461\\\">#8461<\\/a>)<\\/li>\\n<li>Fix: Fatal error when deleting used Pods fields (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8396\\\">#8396<\\/a>)<\\/li>\\n<li>Fix: Missing dropdown icon in conditions screen<\\/li>\\n<\\/ul>\\n<h4>2.5.10 - 2019-05-28<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility for the upcoming release of Elementor v2.6<\\/li>\\n<li>Tweak: Error caused by empty Rows &amp; Columns values in Products widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8261\\\">#8261<\\/a>)<\\/li>\\n<li>Fix: Do not unset <code>product<\\/code> CPT if it\'s not from WooCommerce (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8160\\\">#8160<\\/a>)<\\/li>\\n<li>Fix: Column Spacing not working in WooCommerce Archive Products widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8285\\\">#8285<\\/a>)<\\/li>\\n<li>Fix: Title styling not working in Products Categories widget<\\/li>\\n<li>Fix: Empty value in Dynamic Pods Gallery dropdown using Safari browser<\\/li>\\n<li>Fix: WooCommerce archives included in &quot;All Archives&quot; condition<\\/li>\\n<\\/ul>\\n<h4>2.5.9 - 2019-05-28<\\/h4>\\n<ul>\\n<li>Tweak: Removed <code>auto-confirm<\\/code> control from MailPoet to support new version of MailPoet<\\/li>\\n<li>Fix: Multiple Custom Fonts not rendered in the editor<\\/li>\\n<li>Fix: Products <code>sale<\\/code> query - handle exclude by manual selection.<\\/li>\\n<li>Fix: Product Categories grid row &amp; column style<\\/li>\\n<li>Fix: Form integration AJAX cache override<\\/li>\\n<li>Fix: Removed redundant CSS on Canvas &amp; Header-Footer page templates<\\/li>\\n<\\/ul>\\n<h4>2.5.8 - 2019-05-06<\\/h4>\\n<ul>\\n<li>Fix: Popup entrance animation not working in frontend<\\/li>\\n<li>Fix: Popup Exit Intent trigger activated multiple times<\\/li>\\n<\\/ul>\\n<h4>2.5.7 - 2019-05-05<\\/h4>\\n<ul>\\n<li>Fix: Embedded video keeps playing after a Popup is closed (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7875\\\">#7875<\\/a>)<\\/li>\\n<li>Fix: Maximum call stack size exceeded error in Safari (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7824\\\">#7824<\\/a>)<\\/li>\\n<li>Fix: Entrance animations not appearing on Popup reopen (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7395\\\">#7395<\\/a>)<\\/li>\\n<li>Fix: WC variations select style glitch in several themes (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8008\\\">#8008<\\/a>)<\\/li>\\n<li>Fix: Theme Builder taxonomy conditions not retrieving proper results in edge cases<\\/li>\\n<\\/ul>\\n<h4>2.5.6 - 2019-04-29<\\/h4>\\n<ul>\\n<li>Tweak: Removed <code>Shortcode<\\/code> dynamic from Image, Gallery and Media control<\\/li>\\n<li>Fix: Popup not inheriting entrance animation in responsive mode (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7809\\\">#7809<\\/a>)<\\/li>\\n<li>Fix: Terms autocomplete retrieves wrong results in Query Control<\\/li>\\n<li>Fix: Query Control Related by author glitches in edge cases<\\/li>\\n<li>Fix: Query Control using terms for Products widget<\\/li>\\n<li>Fix: Posts cards style glitch in small screens<\\/li>\\n<li>Fix: Display conditions delete icon missing in small screens<\\/li>\\n<li>Fix: Avoid rendering Menu Cart widget in WordPress native editor<\\/li>\\n<\\/ul>\\n<h4>2.5.5 - 2019-04-08<\\/h4>\\n<ul>\\n<li>Tweak: Allow text selection inside a Popup<\\/li>\\n<li>Fix: Added backwards compatibility for <code>tax_query<\\/code> in Query Control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7751\\\">#7751<\\/a>)<\\/li>\\n<li>Fix: Missing arguments for <code>widget_title<\\/code> filter (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7745\\\">#7745<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.5.4 - 2019-04-03<\\/h4>\\n<ul>\\n<li>Fix: Move Query from using <code>term_id<\\/code> to <code>term_taxonomy_id<\\/code> (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7653\\\">#7653<\\/a>)<\\/li>\\n<li>Fix: Offset manipulation hook removal in Query control<\\/li>\\n<li>Fix: Missing form field <code>ID<\\/code> in some edge cases (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7711\\\">#7711<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7660\\\">#7660<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.5.3 - 2019-03-31<\\/h4>\\n<ul>\\n<li>Tweak: Updated Google Calendar dynamic tag URL (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7673\\\">#7673<\\/a>)<\\/li>\\n<li>Fix: Missing form field names (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7651\\\">#7651<\\/a>)<\\/li>\\n<li>Fix: PHP 5.4 backward compatibility in Query Control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7633\\\">#7633<\\/a>)<\\/li>\\n<li>Fix: <code>products_deprecated<\\/code> Query Control module compatibility (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7654\\\">#7654<\\/a>)<\\/li>\\n<li>Fix: Changed query method from <code>term_id<\\/code> to <code>term_taxonomy_id<\\/code> (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7653\\\">#7653<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.5.2 - 2019-03-27<\\/h4>\\n<ul>\\n<li>Fix: Overwrite parent widget type in Global Widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7632\\\">#7632<\\/a>)<\\/li>\\n<li>Fix: Avoid Duplicates option not working in Query Control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7635\\\">#7635<\\/a>)<\\/li>\\n<li>Fix: Manual Selection option not working in Query Control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7634\\\">#7634<\\/a>)<\\/li>\\n<li>Fix: Incorrect condition caused handlers issues inside popup<\\/li>\\n<\\/ul>\\n<h4>2.5.1 - 2019-03-26<\\/h4>\\n<ul>\\n<li>Fix: Query Control invalid call to deprecated action (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7619\\\">#7619<\\/a>)<\\/li>\\n<li>Tweak: Renamed action hook from <code>elementor_pro\\/{$widget_name}\\/query\\/{$query_id}<\\/code> to <code>elementor\\/query\\/{$query_id}<\\/code><\\/li>\\n<li>Tweak: Renamed filter hook from <code>elementor_pro\\/query_control\\/get_query_args\\/current_query<\\/code> to <code>elementor\\/query\\/get_query_args\\/current_query<\\/code><\\/li>\\n<\\/ul>\\n<h4>2.5.0 - 2019-03-26<\\/h4>\\n<ul>\\n<li>New: Introducing Motion Effects including Scrolling &amp; Mouse effects (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/72\\\">#72<\\/a>)<\\/li>\\n<li>New: Introducing Related Posts for Query Control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7306\\\">#7306<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7490\\\">#7490<\\/a>)<\\/li>\\n<li>New: Introducing Date query for Query Control<\\/li>\\n<li>New: Introducing Sticky Posts support for Query Control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2501\\\">#2501<\\/a>)<\\/li>\\n<li>Tweak: Added option to open a Popup by a custom selector (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6871\\\">#6871<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6876\\\">#6876<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7258\\\">#7258<\\/a>)<\\/li>\\n<li>Tweak: Option to count when Popup is closed in &quot;Show up to X times&quot; Advanced Rule<\\/li>\\n<li>Tweak: Added full border radius control options inside Popup<\\/li>\\n<li>Tweak: Changed exit intent icon in Popups<\\/li>\\n<li>Tweak: Show only one popup in its own preview<\\/li>\\n<li>Tweak: Added responsive support to Popup entrance animation control<\\/li>\\n<li>Tweak: Conditions - Singular <code>All Pages<\\/code> string changed to <code>Pages<\\/code><\\/li>\\n<li>Tweak: Added form field shortcode support for Drip tags (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7000\\\">#7000<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic capabilities to Price List widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7258\\\">#7258<\\/a>)<\\/li>\\n<li>Tweak: Added Dynamic capabilities to Custom Attributes (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6779\\\">#6779<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic capabilities to Flip Box widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6986\\\">#6986<\\/a>)<\\/li>\\n<li>Tweak: Decrease <code>z-index<\\/code> for Nav Menu (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6869\\\">#6869<\\/a>)<\\/li>\\n<li>Tweak: Changed &quot;Scrolling Effects&quot; section label to &quot;Motion Effects&quot;<\\/li>\\n<li>Tweak: Use filter <code>get_meta_viewport<\\/code> for header templates (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7043\\\">#7043<\\/a>)<\\/li>\\n<li>Tweak: use filterable <code>Util::get_public_post_types()<\\/code> in Theme Builder (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7172\\\">#7172<\\/a>)<\\/li>\\n<li>Tweak: Added Cloudflare rocket-loader support (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7443\\\">#7443<\\/a>)<\\/li>\\n<li>Tweak: Added responsive support to WC Products Columns &amp; Rows Gap controls (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6913\\\">#6913<\\/a>)<\\/li>\\n<li>Tweak: WC Menu cart &quot;View Cart&quot; &amp; &quot;Checkout&quot; buttons styling<\\/li>\\n<li>Fix: Custom ID reset to default when dragging repeater<\\/li>\\n<li>Fix: Conflict between archive-products widget and WC customizer<\\/li>\\n<li>Fix: Add to Cart widget <code>spacing<\\/code> and <code>space-between<\\/code><\\/li>\\n<li>Fix: Library view when creating a new Header or Footer<\\/li>\\n<li>Fix: Post types labels missing on Add New Template modal<\\/li>\\n<\\/ul>\\n<h4>2.4.8 - 2019-03-11<\\/h4>\\n<ul>\\n<li>Fix: Missing query section in Products widget<\\/li>\\n<li>Fix: Missing Taxonomy controls in Products widget in edge cases<\\/li>\\n<\\/ul>\\n<h4>2.4.7 - 2019-03-06<\\/h4>\\n<ul>\\n<li>Fix: Compatibility Global Widget with Elementor v2.5.0+<\\/li>\\n<\\/ul>\\n<h4>2.4.6 - 2019-03-04<\\/h4>\\n<ul>\\n<li>Fix: Pods gallery dynamic when empty (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7127\\\">#7127<\\/a>)<\\/li>\\n<li>Fix: Duplicate call for conditions screen issue<\\/li>\\n<li>Fix: Compatibility with Elementor v2.5.0<\\/li>\\n<\\/ul>\\n<h4>2.4.5 - 2019-02-18<\\/h4>\\n<ul>\\n<li>Fix: Image size issue in Testimonial Carousel (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7058\\\">#7058<\\/a>)<\\/li>\\n<li>Fix: MailChimp groups not saved in a form integration (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7083\\\">#7083<\\/a>)<\\/li>\\n<li>Fix: Show popup preview only on it\'s own preview<\\/li>\\n<li>Fix: Elementor dashboard templates URL corrupted links in edge cases<\\/li>\\n<\\/ul>\\n<h4>2.4.4 - 2019-02-11<\\/h4>\\n<ul>\\n<li>Tweak: Added ACF Date Time Picker field support (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6690\\\">#6690<\\/a>)<\\/li>\\n<li>Tweak: Changed the term of <code>All Posts<\\/code> condition to <code>Posts<\\/code><\\/li>\\n<li>Fix: Added <code>&lt;IfModule&gt;<\\/code> to avoid 500 error when <code>mod-headers<\\/code> is missing (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7034\\\">#7034<\\/a>)<\\/li>\\n<li>Fix: Include post CSS deletion in Global Widget update (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6856\\\">#6856<\\/a>)<\\/li>\\n<li>Fix: <code>Textarea<\\/code> default value in Forms Widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6934\\\">#6934<\\/a>)<\\/li>\\n<li>Fix: MailPoet latest version caused fatal error (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6996\\\">#6996<\\/a>)<\\/li>\\n<li>Fix: Fatal Error caused by calling MailPoet deleted method<\\/li>\\n<li>Notice: MailPoet <code>Auto Confirm<\\/code> option will now default to &quot;On&quot;<\\/li>\\n<\\/ul>\\n<h4>2.4.3 - 2019-01-30<\\/h4>\\n<ul>\\n<li>Fix: Custom Add to Cart widget responsive alignment settings<\\/li>\\n<li>Fix: Links in Post Info widget<\\/li>\\n<li>Fix: WooCommerce <code>View Cart<\\/code> string translate<\\/li>\\n<li>Fix: Wrapper classes for header\\/footer templates (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6884\\\">#6884<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.4.2 - 2019-01-25<\\/h4>\\n<ul>\\n<li>Tweak: Added pixel units to Close Button position control in Popups<\\/li>\\n<li>Fix: Exclude error in WC Products widget<\\/li>\\n<\\/ul>\\n<h4>2.4.1 - 2019-01-24<\\/h4>\\n<ul>\\n<li>Tweak: Added CSS classes control to Popup (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6826\\\">#6826<\\/a>)<\\/li>\\n<li>Tweak: Added responsive image size to Testimonial Carousel widget<\\/li>\\n<li>Fix: PHP warning when Toolset Date dynamic is empty (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6842\\\">#6842<\\/a>)<\\/li>\\n<li>Fix: Support of exclude-ids in WC Products widget<\\/li>\\n<li>Fix: Popup close button not clickable<\\/li>\\n<li>Fix: Alignment justify issue of Add to Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6749\\\">#6749<\\/a>)<\\/li>\\n<li>Fix: Bad anchors breaks the page JS<\\/li>\\n<li>Fix: Popup overlay shown when turned off<\\/li>\\n<\\/ul>\\n<h4>2.4.0 - 2019-01-21<\\/h4>\\n<ul>\\n<li>New: Introducing Popup Builder (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/628\\\">#628<\\/a>)<\\/li>\\n<li>New: Added <code>Popup<\\/code> Dynamic Tag<\\/li>\\n<li>New: Added <code>Popup<\\/code> forms action after submit<\\/li>\\n<li>New: Added User Info dynamic tag (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6322\\\">#6322<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic capabilities for &quot;Nothing Found&quot; message<\\/li>\\n<li>Tweak: Added <code>elementor_pro\\/theme_builder\\/archive\\/escape_nothing_found_message<\\/code> Filter to avoid HTML escaping in &quot;Nothing Found&quot; message (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6053\\\">#6053<\\/a>)<\\/li>\\n<li>Tweak: Added <code>add_doc_to_location<\\/code> method to Allow insertion of a document to a location<\\/li>\\n<li>Fix: <code>z-index<\\/code> issue with CTA widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6486\\\">#6486<\\/a>)<\\/li>\\n<li>Fix: Hide the Post Content widget and show it only in a Single document<\\/li>\\n<li>Fix: <code>selector<\\/code> replacement in Custom CSS<\\/li>\\n<li>Fix: Apply <code>the_content<\\/code> on the real content only<\\/li>\\n<li>Fix: CSS for WC products selector (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6559\\\">#6559<\\/a>)<\\/li>\\n<li>Fix: Odnoklassniki share URL (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6638\\\">#6638<\\/a>)<\\/li>\\n<li>Fix: Custom link new tab in Post Info widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5766\\\">#5766<\\/a>)<\\/li>\\n<li>Fix: <code>nofollow<\\/code> link in Flip Box &amp; CTA widgets<\\/li>\\n<li>Fix: Post Terms in Post Info widget<\\/li>\\n<li>Fix: Added screen reader to some icons &amp; buttons for better accessibility (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5386\\\">#5386<\\/a>)<\\/li>\\n<li>Fix: Accessibility labels in Reviews widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6630\\\">#6630<\\/a>)<\\/li>\\n<li>Fix: Link to cart page not working when WooCommerce Subscriptions is active<\\/li>\\n<li>Fix: MailChimp Selected list not showing on reloading in Form widget<\\/li>\\n<li>Fix: Sub-menu arrow position in Nav Menu widget<\\/li>\\n<li>Fix: Conflict with WP Security Audit Log plugin (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6648\\\">#6648<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.3.1 - 2018-12-19<\\/h4>\\n<ul>\\n<li>Fix: Template widget search functionality (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6473\\\">#6473<\\/a>)<\\/li>\\n<li>Fix: Apply <code>the_content<\\/code> filter to post content in theme builder<\\/li>\\n<\\/ul>\\n<h4>2.3.0 - 2018-12-17<\\/h4>\\n<ul>\\n<li>New: Introducing Discord Integration for Forms (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4218\\\">#4218<\\/a>)<\\/li>\\n<li>New: Introducing Slack Integration for Forms<\\/li>\\n<li>New: Introducing MailerLite Integration for Forms (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4462\\\">#4462<\\/a>)<\\/li>\\n<li>New: Activate Elementor Pro plugin by connecting to Elementor account<\\/li>\\n<li>Tweak: Added <code>elementor_pro\\/utils\\/get_public_post_types<\\/code> filter hook (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5900\\\">#5900<\\/a>)<\\/li>\\n<li>Tweak: Added <code>loop_start<\\/code> &amp; <code>the_content<\\/code> hooks for Post Content (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6173\\\">#6173<\\/a>)<\\/li>\\n<li>Tweak: Removed Custom Attributes from Page Settings<\\/li>\\n<li>Tweak: Always add the Custom CSS control to the Advanced tab<\\/li>\\n<li>Fix: In sub Term condition false positive in edge cases<\\/li>\\n<li>Fix: ToolSet Dynamic Image fallback<\\/li>\\n<li>Fix: Style glitch with the dropdown color in Nav Menu widget<\\/li>\\n<li>Fix: Style glitch in the Conditions screen in Safari browser<\\/li>\\n<li>Fix: Ribbon in the CTA widget obscures drop down menu (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6080\\\">#6080<\\/a>)<\\/li>\\n<li>Fix: The color of label won\'t change color in Widget login<\\/li>\\n<\\/ul>\\n<h4>2.2.5 - 2018-12-11<\\/h4>\\n<ul>\\n<li>New: Add Style Tab &amp; Custom CSS for Header &amp; Footer Templates.<\\/li>\\n<li>Tweak: Added a better identifier for subpages (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6362\\\">#6362<\\/a>)<\\/li>\\n<li>Tweak: Removed Custom Attributes from page settings<\\/li>\\n<li>Fix: Yahoo event URL date issue (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6354\\\">#6354<\\/a>)<\\/li>\\n<li>Fix: Allow timezone settings in Google event URL (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6354\\\">#6354<\\/a>)<\\/li>\\n<li>Fix: Avoid <code>z-index<\\/code> changes by <code>nanocss<\\/code> in build process<\\/li>\\n<li>Fix: Added missing WC upsells products CSS<\\/li>\\n<li>Fix: Nav Menu dropdown losing color on hover<\\/li>\\n<li>Fix: WC Product Add-ons CSS compatibility<\\/li>\\n<\\/ul>\\n<h4>2.2.4 - 2018-12-04<\\/h4>\\n<ul>\\n<li>Fix: Global widget not saving changes (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6340\\\">#6340<\\/a>)<\\/li>\\n<li>Fix: Dynamic tags support in Blockquote widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6334\\\">#6334<\\/a>)<\\/li>\\n<li>Fix: Forms Redirect URL action when using form field values with spaces<\\/li>\\n<\\/ul>\\n<h4>2.2.3 - 2018-11-29<\\/h4>\\n<ul>\\n<li>Fix: Missing &quot;Edit Template&quot; in Template widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6271\\\">#6271<\\/a>)<\\/li>\\n<li>Fix: Follow menu anchors with UTF8 characters in Nav Menu<\\/li>\\n<li>Fix: Show only supported templates in Template widget<\\/li>\\n<li>Fix: Revert conflicting fix for a default order for WC archive<\\/li>\\n<\\/ul>\\n<h4>2.2.2 - 2018-11-28<\\/h4>\\n<ul>\\n<li>Fix: Lightbox dynamic tag crashes the editor<\\/li>\\n<\\/ul>\\n<h4>2.2.1 - 2018-11-28<\\/h4>\\n<ul>\\n<li>New: Added <code>ACF File<\\/code> Dynamic tag to support text controls.<\\/li>\\n<li>Tweak: Added option to hide item count bubble when cart is empty in Menu Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6223\\\">#6223<\\/a>)<\\/li>\\n<li>Tweak: Added Actions group for Lightbox and Contact URL tags<\\/li>\\n<li>Tweak: Added filter <code>elementor_pro\\/dynamic_tags\\/shortcode\\/should_escape<\\/code> to avoid escaping in Shortcode dynamic tag<\\/li>\\n<li>Tweak: MailPoet3 integration allow Subscriber to to subscribe to multiple lists<\\/li>\\n<li>Tweak: Added front-end max file size validation for upload fields<\\/li>\\n<li>Tweak: Added <code>by-author<\\/code> per Post-Type condition for theme builder<\\/li>\\n<li>Fix: Template widget panel not showing the selected template (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6271\\\">#6271<\\/a>)<\\/li>\\n<li>Fix: Conflict between ACF with Safari browser on Select option in Dynamic tag<\\/li>\\n<li>Fix: Add post classes only for the Single template<\\/li>\\n<li>Fix: Set document type as not editable for unsupported document like Global widget<\\/li>\\n<li>Fix: Avoid duplicate query for current WC product query<\\/li>\\n<li>Fix: Product Archive showing oldest products instead of latest<\\/li>\\n<li>Fix: CSS reset in Posts widget using cards skin<\\/li>\\n<\\/ul>\\n<h4>2.2.0 - 2018-11-19<\\/h4>\\n<ul>\\n<li>New: Introducing Custom Attributes (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/290\\\">#290<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3990\\\">#3990<\\/a>)<\\/li>\\n<li>New: Added evergreen option for Countdown widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4459\\\">#4459<\\/a>)<\\/li>\\n<li>New: Added expire actions option for Countdown widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5242\\\">#5242<\\/a>)<\\/li>\\n<li>New: Introducing Reviews widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3854\\\">#3854<\\/a>)<\\/li>\\n<li>New: Introducing Sitemap widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5594\\\">#5594<\\/a>)<\\/li>\\n<li>New: Added Request Parameter dynamic tag (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4934\\\">#4934<\\/a>)<\\/li>\\n<li>New: Added Shortcode dynamic tag<\\/li>\\n<li>New: Added Image and Video Lightbox dynamic tag<\\/li>\\n<li>New: Added Contact URL dynamic tag<\\/li>\\n<li>New: Added Featured Image Data dynamic tag<\\/li>\\n<li>New: Added default value to each field in the Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4268\\\">#4268<\\/a>)<\\/li>\\n<li>New: Added &quot;Any Child Of&quot; condition to template conditions (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5321\\\">#5321<\\/a>)<\\/li>\\n<li>New: Added &quot;In Child&quot; condition to template conditions (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5587\\\">#5587<\\/a>)<\\/li>\\n<li>Tweak: Added Form Redirect URL with form values (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2564\\\">#2564<\\/a>)<\\/li>\\n<li>Tweak: Added default post classes to template wrapper (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5959\\\">#5959<\\/a>)<\\/li>\\n<li>Tweak: Better labels for terms in Query control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6092\\\">#6092<\\/a>)<\\/li>\\n<li>Tweak: Renamed &quot;Child Of&quot; templates condition to &quot;Direct Child Of&quot;<\\/li>\\n<li>Tweak: Added <code>elementor\\/theme\\/get_location_templates\\/condition_sub_id<\\/code> filter hook to allow template condition translations<\\/li>\\n<li>Tweak: Load the Template Library widget via Ajax for better performance<\\/li>\\n<li>Tweak: Added 404 page title for Page Title dynamic tag<\\/li>\\n<li>Fix: Menu Cart Toggle has # URL link (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6141\\\">#6141<\\/a>)<\\/li>\\n<li>Fix: Alignment issue in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5790\\\">#5790<\\/a>)<\\/li>\\n<li>Fix: Avoid potential security risk in forms<\\/li>\\n<li>Fix: Template By Author condition conflicts with 404 page<\\/li>\\n<li>Fix: Restored WC Product Content widget in Single Product template<\\/li>\\n<li>Fix: Theme Builder Preview URLs for date archives and 404 pages<\\/li>\\n<li>Fix: Highlight active menu anchor items only when scrolled into view<\\/li>\\n<li>Fix: Carousel Pagination Progress style to support new Swiper version<\\/li>\\n<\\/ul>\\n<h4>2.1.13 - 2018-11-12<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility for new brand Finder in v2.3.0<\\/li>\\n<li>Fix: Settings conflict when there are multiple carousels in the page<\\/li>\\n<\\/ul>\\n<h4>2.1.12 - 2018-11-05<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility for the upcoming release of Elementor v2.3<\\/li>\\n<li>Tweak: Better performance for Template Library widget<\\/li>\\n<li>Fix: Fatal error if a taxonomy used in a dynamic field is removed (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6029\\\">#6029<\\/a>)<\\/li>\\n<li>Fix: Date Time dynamic tag now respect site language (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6001\\\">#6001<\\/a>)<\\/li>\\n<li>Fix: Custom CSS printed twice in the front-end<\\/li>\\n<li>Fix: ACF Image field PHP warning (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6051\\\">#6051<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.1.11 - 2018-10-22<\\/h4>\\n<ul>\\n<li>New: Added ACF local fields compatibility<\\/li>\\n<li>Tweak: Re-brand TypeKit by Adobe Fonts integration<\\/li>\\n<li>Fix: Exclude <code>is_embed<\\/code> from Singular condition (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5915\\\">#5915<\\/a>)<\\/li>\\n<li>Fix: Avoid conflict with Ad Blockers and Share Buttons<\\/li>\\n<li>Fix: Current date time dynamic tag now shows local time<\\/li>\\n<li>Fix: Avoid conflict with 3rd party plugins that filter the permalink<\\/li>\\n<li>Fix: Avoid PHP warning when no groups are selected for MailChimp integration<\\/li>\\n<li>Fix: Avoid PHP warning if checkbox field is empty for ACF<\\/li>\\n<li>Fix: Respect password protected for a WC single product template<\\/li>\\n<li>Fix: Respect <code>order<\\/code> settings for WC archive also without pagination<\\/li>\\n<\\/ul>\\n<h4>2.1.10 - 2018-10-09<\\/h4>\\n<ul>\\n<li>Tweak: Added responsive alignment control for Share Buttons widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5821\\\">#5821<\\/a>)<\\/li>\\n<li>Tweak: Added link control to Animated Headline widget<\\/li>\\n<li>Fix: Mobile nav menu jump on RTL (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5711\\\">#5711<\\/a>)<\\/li>\\n<li>Fix: Responsive alignment control in Add to Cart widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5830\\\">#5830<\\/a>)<\\/li>\\n<li>Fix: Added IE compatibility for Animated Headline widget<\\/li>\\n<li>Fix: Post Content widget is now shown only on <code>Single<\\/code> templates<\\/li>\\n<li>Fix: Query Control Pagination with offset<\\/li>\\n<\\/ul>\\n<h4>2.1.9 - 2018-09-17<\\/h4>\\n<ul>\\n<li>Tweak: Added Centered Slides option for Slideshow carousel<\\/li>\\n<li>Fix: Allow only public CPT for Manual Selection in Query Control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5091\\\">#5091<\\/a>)<\\/li>\\n<li>Fix: ACF Gallery option support (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5344\\\">#5344<\\/a>)<\\/li>\\n<li>Fix: Page scrolling on resize when sticky is active (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5740\\\">#5740<\\/a>)<\\/li>\\n<li>Fix: Edit custom name for Global Widget in the Navigator (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5689\\\">#5689<\\/a>)<\\/li>\\n<li>Fix: Coverflow transition effect in Carousel<\\/li>\\n<li>Fix: Weird mobile behavior with Cube effect in Carousel<\\/li>\\n<li>Fix: Show the first thumbnail in the Slideshow carousel correctly<\\/li>\\n<\\/ul>\\n<h4>2.1.8 - 2018-09-12<\\/h4>\\n<ul>\\n<li>Tweak: Added styling options for WC Additional Information widget<\\/li>\\n<li>Tweak: Added styling options for \'View Cart\' link in Products widget<\\/li>\\n<li>Fix: 3rd party plugin support for WC single product template (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5338\\\">#5338<\\/a>)<\\/li>\\n<li>Fix: Layout of Related Product widget with WC native style<\\/li>\\n<\\/ul>\\n<h4>2.1.7 - 2018-09-03<\\/h4>\\n<ul>\\n<li>New: WC Archive Description widget<\\/li>\\n<li>Tweak: Added blend mode to Slides widget background overlay (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5555\\\">#5555<\\/a>)<\\/li>\\n<li>Tweak: Added \'Current Subcategories\' option to Product Categories widget<\\/li>\\n<li>Fix: Added default vertical alignment in Author Box widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5589\\\">#5589<\\/a>)<\\/li>\\n<li>Tweak: Added more blend mode options for CTA widget<\\/li>\\n<li>Tweak: Improved plugin updater method based on WordPress version<\\/li>\\n<li>Fix: Improved IE compatibility for Posts and Portfolio widgets<\\/li>\\n<li>Fix: Added default gap for products pagination<\\/li>\\n<li>Fix: Post thumbnail flickering in Safari browser<\\/li>\\n<li>Fix: Close mobile nav menu on click only in full-width mode<\\/li>\\n<li>Fix: Added trailing slash to pagination links in Posts widget<\\/li>\\n<\\/ul>\\n<h4>2.1.6 - 2018-08-28<\\/h4>\\n<ul>\\n<li>New: WC Product Category Image widget and Dynamic tag (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5117\\\">#5117<\\/a>)<\\/li>\\n<li>Tweak: Allow HTML in Excerpt widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5491\\\">#5491<\\/a>)<\\/li>\\n<li>Tweak: Added compatibility for the upcoming release of Elementor v2.2<\\/li>\\n<li>Tweak: Deprecated Follow option in the Facebook Button widget<\\/li>\\n<li>Fix: Posts widget grid in Safari &amp; IE11 (Depended on Elementor v2.2)<\\/li>\\n<li>Fix: Posts widget CSS when using cards skin in masonry mode<\\/li>\\n<li>Fix: ACF Image &amp; ACF URL option support (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5344\\\">#5344<\\/a>)<\\/li>\\n<li>Fix: WC product gallery links in RTL<\\/li>\\n<li>Fix: Dynamic tags in Call To Action widget<\\/li>\\n<\\/ul>\\n<h4>2.1.5 - 2018-08-21<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility for the upcoming release of Elementor v2.2<\\/li>\\n<li>Fix: Posts Widget layout theme compatibility<\\/li>\\n<li>Fix: Added compatibility for WooCommerce native style<\\/li>\\n<\\/ul>\\n<h4>2.1.4 - 2018-08-19<\\/h4>\\n<ul>\\n<li>Fix: Layout issue compatibility with themes caused by v2.1 (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5442\\\">#5442<\\/a>)<\\/li>\\n<li>Fix: Dynamic setting in Pricing Table widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5460\\\">#5460<\\/a>)<\\/li>\\n<li>Fix: Hide Target URL control if is not necessary in Blockquote widget<\\/li>\\n<li>Fix: Selector specificity for WooCommerce Products widget<\\/li>\\n<li>Fix: WooCommerce conflicts in the editor in edge cases<\\/li>\\n<\\/ul>\\n<h4>2.1.3 - 2018-08-15<\\/h4>\\n<ul>\\n<li>Fix: Thumbnails in the Posts widget jumping (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5350\\\">#5350<\\/a>)<\\/li>\\n<li>Fix: Responsive grid in the Share Buttons widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5375\\\">#5375<\\/a>)<\\/li>\\n<li>Fix: Added missing <code>setup_postdata<\\/code> for Product Data Tabs widget<\\/li>\\n<li>Fix: Rollback to older version of Flip Box widget to resolve 3D depth issue (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5399\\\">#5399<\\/a>)<\\/li>\\n<li>Fix: Allowed types in the Upload File field are now case-insensitive (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5254\\\">#5254<\\/a>)<\\/li>\\n<li>Fix: Carousel behavior when using a single slide<\\/li>\\n<\\/ul>\\n<h4>2.1.2 - 2018-08-12<\\/h4>\\n<ul>\\n<li>Fix: Error when ACF Pro is not installed (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5367\\\">#5367<\\/a>)<\\/li>\\n<li>Fix: Edge cases in Inspector where document is a boolean<\\/li>\\n<li>Fix: Edge cases for incorrect file fields in PODS<\\/li>\\n<\\/ul>\\n<h4>2.1.1 - 2018-08-09<\\/h4>\\n<ul>\\n<li>Fix: Highlighted text in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5345\\\">#5345<\\/a>)<\\/li>\\n<li>Fix: Flip Box effect issues<\\/li>\\n<li>Fix: ACF Options page fields support (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5329\\\">#5329<\\/a>)<\\/li>\\n<li>Fix: Import Pro templates in edge cases<\\/li>\\n<\\/ul>\\n<h4>2.1.0 - 2018-08-07<\\/h4>\\n<ul>\\n<li>New: Introducing WooCommerce Builder (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1690\\\">#1690<\\/a>)<\\/li>\\n<li>New: Introducing 12 new dynamic tags &amp; widgets for WooCommerce: Gallery, Image, Price, Rating, Description, Breadcrumbs, Data Tabs, Stock, Related, Upsell, Title &amp; Archive<\\/li>\\n<li>New: Introducing Cart Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4220\\\">#4220<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4600\\\">#4600<\\/a>)<\\/li>\\n<li>New: Added integration with Toolset (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2949\\\">#2949<\\/a>)<\\/li>\\n<li>New: Added integration with Pods (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4129\\\">#4129<\\/a>)<\\/li>\\n<li>New: Added stick to bottom in scrolling effects (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4799\\\">#4799<\\/a>)<\\/li>\\n<li>New: Added Scrolling Effect to Widgets under advanced tab<\\/li>\\n<li>New: Introducing Internal URL Dynamic Tag<\\/li>\\n<li>Tweak: Added a Last Updated Date in the Post Info widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4597\\\">#4597<\\/a>)<\\/li>\\n<li>Tweak: Added Redirect after Logout option for Login widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4447\\\">#4447<\\/a>)<\\/li>\\n<li>Tweak: Avoid repeating posts when using more than one in the Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1878\\\">#1878<\\/a>)<\\/li>\\n<li>Tweak: Add Custom Query hook for Query control (<a href=\\\"https:\\/\\/developers.elementor.com\\/custom-query-filter\\/\\\">More Info<\\/a>) (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1748\\\">#1748<\\/a>)<\\/li>\\n<li>Tweak: Added form-message style (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1180\\\">#1180<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic tag for button on the Price Table widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4242\\\">#4242<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic tag for Call to action widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4767\\\">#4767<\\/a>)<\\/li>\\n<li>Tweak: Added Dynamic Tags support for Google Map field (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4602\\\">#4602<\\/a>)<\\/li>\\n<li>Tweak: Added an support for <code>label|value<\\/code> in options field (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4594\\\">#4594<\\/a>)<\\/li>\\n<li>Tweak: Added <code>by-author<\\/code> condition for theme builder (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4681\\\">#4681<\\/a>)<\\/li>\\n<li>Tweak: Added Activate\\/Deactivate license key via WP-CLI command (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4149\\\">#4149<\\/a>)<\\/li>\\n<li>Tweak: Added <code>is_scroll<\\/code> trigger to scrolling effect (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4340\\\">#4340<\\/a>)<\\/li>\\n<li>Tweak: Added In Same Term support for Post Navigation widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4177\\\">#4177<\\/a>)<\\/li>\\n<li>Tweak: Added responsive control for Slides To Scroll control in all carousel widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3697\\\">#3697<\\/a>)<\\/li>\\n<li>Tweak: Added style options for Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1335\\\">#1335<\\/a>)<\\/li>\\n<li>Tweak: Added button CSS ID for Forms widget<\\/li>\\n<li>Tweak: Added pixel units to Post-Info divider height control<\\/li>\\n<li>Tweak: Rewrite sticky library to handle with stretch section, auto scroller &amp; more bugs<\\/li>\\n<li>Tweak: Re-organize the panel categories per document type<\\/li>\\n<li>Tweak: Added ACF support for <code>options-page<\\/code> fields<\\/li>\\n<li>Tweak: Added dynamic tag for Animated headlines<\\/li>\\n<li>Tweak: Added dynamic tag for BlockQuote widget<\\/li>\\n<li>Fix: Elementor Full Width template in GeneratePress theme (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4817\\\">#4817<\\/a>)<\\/li>\\n<li>Fix: Checkbox fields can accidentally be set to required (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4324\\\">#4324<\\/a>)<\\/li>\\n<li>Fix: Initial slide in Carousel widget<\\/li>\\n<li>Fix: Stay on current slide while editing in Carousel widget<\\/li>\\n<li>Fix: Default slides per device in Carousel widget<\\/li>\\n<li>Deprecated: Woo Products, Woo Elements &amp; Single elements widgets<\\/li>\\n<\\/ul>\\n<h4>2.0.18 - 2018-07-27<\\/h4>\\n<ul>\\n<li>Fix: Global widget error on saving page<\\/li>\\n<\\/ul>\\n<h4>2.0.17 - 2018-07-26<\\/h4>\\n<ul>\\n<li>Fix: Sub menu indicator direction in Nav Menu widget<\\/li>\\n<li>Fix: Change the title and icon for Global Widget when is moving<\\/li>\\n<li>Fix: CSS wrapper selector for Page Document<\\/li>\\n<\\/ul>\\n<h4>2.0.16 - 2018-07-16<\\/h4>\\n<ul>\\n<li>Tweak: CSS Filter Control module is now included in Elementor<\\/li>\\n<li>Fix: Border gap in Portfolio widget when item gap set as <code>0<\\/code> (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5077\\\">#5077<\\/a>)<\\/li>\\n<li>Fix: Restore current query after get Global Widget data<\\/li>\\n<li>Fix: Add action item in History on unlink Global widget<\\/li>\\n<\\/ul>\\n<h4>2.0.15 - 2018-07-10<\\/h4>\\n<ul>\\n<li>Fix: Dropdown menu items collapsing when activated (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4996\\\">#4996<\\/a>)<\\/li>\\n<li>Fix: GMT offset in Countdown widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4997\\\">#4997<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>2.0.14 - 2018-07-08<\\/h4>\\n<ul>\\n<li>Tweak: Added set method to form record for developers (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4983\\\">#4983<\\/a>)<\\/li>\\n<li>Fix: Autoplay option for Carousels<\\/li>\\n<li>Fix: Close mobile menu on item click in the Nav Menu widget<\\/li>\\n<\\/ul>\\n<h4>2.0.13 - 2018-07-03<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility for Elementor v2.1<\\/li>\\n<\\/ul>\\n<h4>2.0.12 - 2018-07-02<\\/h4>\\n<ul>\\n<li>Fix: Global widget PHP notices<\\/li>\\n<li>Fix: Slides widget active slide lost focus when clicking Editor tabs<\\/li>\\n<li>Fix: Form select field send all selected values on multiple selection<\\/li>\\n<li>Fix: Validate time field only if it\'s not empty<\\/li>\\n<li>Fix: ConvertKit API not saving name field<\\/li>\\n<\\/ul>\\n<h4>2.0.11 - 2018-06-12<\\/h4>\\n<ul>\\n<li>Fix: Theme Builder <code>author<\\/code> archive condition (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4593\\\">#4593<\\/a>)<\\/li>\\n<li>Fix: Respect password protected posts in Post Content widget<\\/li>\\n<li>Fix: Custom Fonts redirect to post edit screen in edge cases.<\\/li>\\n<\\/ul>\\n<h4>2.0.10 - 2018-06-05<\\/h4>\\n<ul>\\n<li>Tweak: Added <code>elementor\\/theme\\/get_location_templates\\/template_id<\\/code> filter hook for multi-language plugins<\\/li>\\n<li>Fix: Dynamic Post Terms missing taxonomies if the taxonomy is registered to more then one post types (#4386)<\\/li>\\n<li>Fix: Fields shortcode missing after removing a field in Form widget<\\/li>\\n<li>Deprecated: <code>get_theme_templates_by_location<\\/code> is replaced by <code>get_location_templates<\\/code><\\/li>\\n<\\/ul>\\n<h4>2.0.9 - 2018-05-28<\\/h4>\\n<ul>\\n<li>Fix: Compatibility for PHP version 5.4<\\/li>\\n<\\/ul>\\n<h4>2.0.8 - 2018-05-28<\\/h4>\\n<ul>\\n<li>Tweak: Added Active state for Nav Menu dropdown<\\/li>\\n<li>Tweak: Added style for &quot;Nothing Found&quot; Message for Archive Posts widget<\\/li>\\n<li>Tweak: Removed caption control in Site Logo widget<\\/li>\\n<li>Tweak: Added option to position currency symbol before\\/after In Price Table widget<\\/li>\\n<li>Fix: Query control manual selection does not show more than 10 items (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4479\\\">#4479<\\/a>)<\\/li>\\n<li>Fix: Styling glitch with terms list in Post Info widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4342\\\">#4342<\\/a>)<\\/li>\\n<li>Fix: Sub terms missing in Query control in edge cases (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4527\\\">#4527<\\/a>)<\\/li>\\n<li>Fix: Avoid rendering a template if it\'s not published<\\/li>\\n<li>Fix: 404 Page style not working<\\/li>\\n<li>Fix: Price Table button with hover animation not working in editor<\\/li>\\n<li>Fix: Styling conflict in Call to Action widget<\\/li>\\n<li>Fix: Global Widget tab translation<\\/li>\\n<li>Fix: Adding parent wrapper class to Site Title widget<\\/li>\\n<\\/ul>\\n<h4>2.0.7 - 2018-05-16<\\/h4>\\n<ul>\\n<li>Fix: Content not found on section when single is set to &quot;All Singular&quot;<\\/li>\\n<li>Fix: Open 404 template library for 404 page<\\/li>\\n<li>Tweak: Added CSS prefix for dev files<\\/li>\\n<li>Tweak: Removed product post type from display conditions<\\/li>\\n<\\/ul>\\n<h4>2.0.6 - 2018-05-15<\\/h4>\\n<ul>\\n<li>Tweak: Set type on create new single template<\\/li>\\n<li>Tweak: Always show the conditions dialog in the Draft status<\\/li>\\n<li>Tweak: Added document type <code>widget<\\/code><\\/li>\\n<li>Tweak: Added Post Custom Field tag to URL category<\\/li>\\n<li>Fix: When ACF Field Groups are Empty (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4428\\\">#4428<\\/a>)<\\/li>\\n<li>Fix: Links inside carousel in edge cases<\\/li>\\n<li>Fix: Responsive issue in My Templates area<\\/li>\\n<li>Fix: Image alignment for post content with text alignment<\\/li>\\n<li>Fix: Post Content widget when preview post is missing<\\/li>\\n<li>Fix: Global Widget tab translation<\\/li>\\n<li>Fix: Style settings for Post \\/ Archive Title widgets<\\/li>\\n<\\/ul>\\n<h4>2.0.5 - 2018-05-08<\\/h4>\\n<ul>\\n<li>Fix: Creating a CPT with name like document-type breaks the editor (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4203\\\">#4203<\\/a>)<\\/li>\\n<li>Fix: Added support for new version of reCAPTCHA<\\/li>\\n<li>Fix: Added fallback for controls after <code>post_status<\\/code><\\/li>\\n<li>Fix: Required field in forms widget<\\/li>\\n<li>Fix: Media Carousel in the Coverflow skin<\\/li>\\n<li>Fix: 404 Page show wrong template in edge cases<\\/li>\\n<li>Fix: Save the default menu in the Nav Menu widget<\\/li>\\n<\\/ul>\\n<h4>2.0.4 - 2018-05-02<\\/h4>\\n<ul>\\n<li>Tweak: Added parent\'s class for extended widgets<\\/li>\\n<li>Tweak: Set entire-site as default to avoid conflict with save without conditions<\\/li>\\n<li>Tweak: Initialize global model when it\'s needed<\\/li>\\n<li>Tweak: Removed some duplicate strings<\\/li>\\n<li>Tweak: Query control now includes empty terms<\\/li>\\n<li>Tweak: Design polish for conditions dialog<\\/li>\\n<li>Tweak: Decreasing <code>minimumInputLength<\\/code> to 1 of select2<\\/li>\\n<li>Fix: Editor not loading for single templates in edge cases<\\/li>\\n<li>Fix: Select2 in Safari takes it\'s time to get the original select width (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4310\\\">#4310<\\/a>)<\\/li>\\n<li>Fix: Slides per view not working for some effects<\\/li>\\n<li>Fix: New slides not showing in the editor<\\/li>\\n<li>Fix: Editor for section without a defined location, defaults to content area<\\/li>\\n<\\/ul>\\n<h4>2.0.3 - 2018-04-24<\\/h4>\\n<ul>\\n<li>Tweak: Optimize CSS for Post Info widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4214\\\">#4214<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4216\\\">#4216<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4225\\\">#4225<\\/a>)<\\/li>\\n<li>Fix: Double render on frontend view in core locations<\\/li>\\n<li>Fix: Masonry not working in edge cases<\\/li>\\n<li>Fix: Added default setting for Author Info tag<\\/li>\\n<\\/ul>\\n<h4>2.0.2 - 2018-04-18<\\/h4>\\n<ul>\\n<li>Fix: Regenerate conditions to include all templates<\\/li>\\n<\\/ul>\\n<h4>2.0.1 - 2018-04-17<\\/h4>\\n<ul>\\n<li>Tweak: Added div wrapper for Nothing Found massage (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4136\\\">#4136<\\/a>)<\\/li>\\n<li>Tweak: Show empty categories in Query Control &amp; Display Conditions (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4127\\\">#4127<\\/a>)<\\/li>\\n<li>Tweak: Added Divider control for Post Info widget<\\/li>\\n<li>Fix: Update admin links in Yoast Breadcrumbs widget<\\/li>\\n<li>Fix: Sticky element conflict with clearfix CSS<\\/li>\\n<li>Fix: Compatibility for PHP version 5.4.32 &amp; 5.5.16 and below<\\/li>\\n<li>Fix: Avoid running <code>wp_head<\\/code> hooks twice<\\/li>\\n<\\/ul>\\n<h4>2.0.0 - 2018-04-16<\\/h4>\\n<ul>\\n<li>New: Introducing Theme Builder - <a href=\\\"https:\\/\\/elementor.com\\/introducing-theme-builder\\/\\\">Release Post<\\/a> (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/417\\\">#417<\\/a>)<\\/li>\\n<li>New: Introducing Locations API to inject custom location templates<\\/li>\\n<li>New: Introducing Display Conditions for all dynamic templates<\\/li>\\n<li>New: Introducing Dynamic Tag feature - a new way to add dynamic content to your design<\\/li>\\n<li>New: Introducing Role manager to allow &quot;Content Only mode&quot; (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/483\\\">#483<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/653\\\">#653<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/885\\\">#885<\\/a>)<\\/li>\\n<li>New: Introducing 9 new dynamic widgets: Archive Posts, Archive Title, Post Content, Post Info, Post Title, Post Excerpt, Featured Image, Site Logo &amp; Site Name (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/543\\\">#543<\\/a>)<\\/li>\\n<li>New: Introducing Developers area with guides and API documentation - <a href=\\\"https:\\/\\/elementor.com\\/introducing-elementor-developer-api\\/\\\">Release Post<\\/a> (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/451\\\">#451<\\/a>)<\\/li>\\n<li>New: Introducing <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor-hello-theme\\\">Elementor Hello Theme<\\/a> - A demonstration theme for developers<\\/li>\\n<li>New: Added new type of templates: Header, Footer, Single and Archive (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2761\\\">#2761<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2623\\\">#2623<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2109\\\">#2109<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2061\\\">#2061<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2439\\\">#2439<\\/a>)<\\/li>\\n<li>New: Design 404 page with Single template (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1558\\\">#1558<\\/a>)<\\/li>\\n<li>New: Design Search Results with Archive template (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3196\\\">#3196<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2590\\\">#2590<\\/a>)<\\/li>\\n<li>New: Added Scrolling Effect for sections including <em>Sticky Element<\\/em> per device (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2412\\\">#2412<\\/a>)<\\/li>\\n<li>New: Integration with Custom Fields (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2054\\\">#2054<\\/a>)<\\/li>\\n<li>New: Partial support for Toolset integration (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2949\\\">#2949<\\/a>)<\\/li>\\n<li>New: Partial support for Pods integration (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2169\\\">#2169<\\/a>)<\\/li>\\n<li>New: Partial support for ACF integration (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2041\\\">#2041<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2059\\\">#2059<\\/a>)<\\/li>\\n<li>Tweak: Add custom fields support for ActiveCampaign (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3531\\\">#3531<\\/a>)<\\/li>\\n<li>Tweak: Allow brackets in Forms Tel field<\\/li>\\n<li>Tweak: Added currency format control for Price Table widget<\\/li>\\n<li>Tweak: Reduced API request for some servers<\\/li>\\n<li>Fix: Dropdown <code>border-radius<\\/code> in Nav Menu widget<\\/li>\\n<li>Fix: Price List widget layout breaks in edge cases<\\/li>\\n<li>Note: This version requires Elementor v2.0.6<\\/li>\\n<\\/ul>\\n<h4>1.15.6 - 2018-03-28<\\/h4>\\n<ul>\\n<li>Fix: Removed duplicate Custom CSS section (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3938\\\">#3938<\\/a>)<\\/li>\\n<li>Fix: <code>box-shadow<\\/code> issue with cards skin (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3940\\\">#3940<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>1.15.5 - 2018-03-27<\\/h4>\\n<ul>\\n<li>Fix: Added global widget compatibility for Elementor v2.0<\\/li>\\n<li>Fix: Reduced API request for some servers<\\/li>\\n<\\/ul>\\n<h4>1.15.4 - 2018-03-26<\\/h4>\\n<ul>\\n<li>Tweak: Allow brackets in phone field<\\/li>\\n<li>Tweak: Added compatibility with Yoast 7.0.+<\\/li>\\n<li>Tweak: Added compatibility for the future release of Elementor v2.0<\\/li>\\n<li>Fix: Support for multiple carousel setting in editor<\\/li>\\n<li>Fix: <code>on_export<\\/code> issue in forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3890\\\">#3890<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>1.15.3 - 2018-03-07<\\/h4>\\n<ul>\\n<li>Tweak: Added unique class to field group div (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3595\\\">#3595<\\/a>)<\\/li>\\n<li>Fix: Screen Options missing when Pro is active (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3622\\\">#3622<\\/a>)<\\/li>\\n<li>Fix: Allow label styling even when <code>show labels<\\/code> is set hide (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3544\\\">#3544<\\/a>)<\\/li>\\n<li>Fix: Typography control not working in edge cases<\\/li>\\n<li>Fix: Safari compatibility for Search widget<\\/li>\\n<\\/ul>\\n<h4>1.15.2 - 2018-02-27<\\/h4>\\n<ul>\\n<li>Fix: Only add support mine-type if needed (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3543\\\">#3543<\\/a>)<\\/li>\\n<li>Fix: Better support for Old Typekit kits<\\/li>\\n<\\/ul>\\n<h4>1.15.1 - 2018-02-21<\\/h4>\\n<ul>\\n<li>Tweak: Custom font title placeholder is not <code>enter font family<\\/code><\\/li>\\n<li>Tweak: Custom font title set as required<\\/li>\\n<li>Fix: Custom font, <code>font-face<\\/code> enqueued only once if used in global (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3513\\\">#3513<\\/a>)<\\/li>\\n<li>Fix: Added workaround for upload validation which relies on a PHP extension (fileinfo) with inconsistent reporting behavior.<\\/li>\\n<\\/ul>\\n<h4>1.15.0 - 2018-02-19<\\/h4>\\n<ul>\\n<li>New: Added custom fonts manager for self hosted fonts (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/852\\\">#852<\\/a>)<\\/li>\\n<li>New: Integration with Adobe TypeKit fonts (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/631\\\">#631<\\/a>)<\\/li>\\n<li>Tweak: Clear menu from Nav Menu widget on template export<\\/li>\\n<li>Tweak: Allow zero for GetResponse integration as <code>day of cycle<\\/code><\\/li>\\n<\\/ul>\\n<h4>1.14.2 - 2018-02-13<\\/h4>\\n<ul>\\n<li>Fix: Global widget content that got affected by previous update<\\/li>\\n<\\/ul>\\n<h4>1.14.1 - 2018-02-13<\\/h4>\\n<ul>\\n<li>Tweak: Added <code>none<\\/code> option to content animation in CTA widget<\\/li>\\n<li>Tweak: Added <code>form_id<\\/code> to ActiveCampaign integration (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/3422\\\">#3422<\\/a>)<\\/li>\\n<li>Fix: Page crashed when Global widget not found.<\\/li>\\n<\\/ul>\\n<h4>1.14.0 - 2018-02-12<\\/h4>\\n<ul>\\n<li>New: Added Call to Action widget<\\/li>\\n<li>Tweak: MailPoet pull field mapping from MailPoet instead of hardcoded<\\/li>\\n<li>Tweak: Added compatibility for the future release of Elementor v2.0<\\/li>\\n<li>Fix: Allow zero (0) to be accepted as a field value<\\/li>\\n<li>Fix: Login form when custom login URL is set<\\/li>\\n<li>Fix: Added Day of cycle control to GetResponse integration<\\/li>\\n<\\/ul>\\n<h4>1.13.2 - 2018-01-23<\\/h4>\\n<ul>\\n<li>Tweak: Added placeholder to Password field<\\/li>\\n<li>Tweak: Removed <code>subscriber_already_exists_message<\\/code> control to prevent potential data leakage<\\/li>\\n<li>Fix: MailPoet Subscriber Already Exists error validation against translated string directly from MailPoet<\\/li>\\n<li>Fix: Changed <code>imagesLoaded()<\\/code> to Vanilla JS to avoid compatibility issues with some themes<\\/li>\\n<li>Fix: Only validate Tel field if not empty<\\/li>\\n<li>Fix: Stop slider while editing<\\/li>\\n<\\/ul>\\n<h4>1.13.1 - 2018-01-16<\\/h4>\\n<ul>\\n<li>Fix: Added compatibility with old PHP versions<\\/li>\\n<\\/ul>\\n<h4>1.13.0 - 2018-01-16<\\/h4>\\n<ul>\\n<li>New: Added File Upload field for Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1482\\\">#1482<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2974\\\">#2974<\\/a>)<\\/li>\\n<li>New: Added Acceptance field for Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1693\\\">#1693<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2974\\\">#2974<\\/a>)<\\/li>\\n<li>New: Added Date field for Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1868\\\">#1868<\\/a>)<\\/li>\\n<li>New: Added Time field for Forms widget<\\/li>\\n<li>New: Added Password field for Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2164\\\">#2164<\\/a>)<\\/li>\\n<li>New: Added HTML field for Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1500\\\">#1500<\\/a>)<\\/li>\\n<li>Tweak: Added characters validation for Tel field<\\/li>\\n<li>Tweak: Added min &amp; max validation for Number field<\\/li>\\n<li>Tweak: Added multiple selection for Select field<\\/li>\\n<li>Tweak: Added donReach integration for Share Buttons widget<\\/li>\\n<\\/ul>\\n<h4>1.12.3 - 2018-01-09<\\/h4>\\n<ul>\\n<li>Fix: Render element plain content instead of parsed content when not needed in global widget<\\/li>\\n<li>Fix: Apply <code>url-encoding<\\/code> to &quot;Tweet&quot; button text in Blockquote widget to prevent unexpected corruption of the tweet text<\\/li>\\n<li>Fix: Removed My Account link from dashboard widget<\\/li>\\n<\\/ul>\\n<h4>1.12.2 - 2018-01-03<\\/h4>\\n<ul>\\n<li>Tweak: Added animation none for Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2964\\\">#2964<\\/a>)<\\/li>\\n<li>Fix: Active license button style<\\/li>\\n<\\/ul>\\n<h4>1.12.1 - 2018-01-02<\\/h4>\\n<ul>\\n<li>Tweak: Removed theme-element widgets from plain content<\\/li>\\n<li>Tweak: Set all theme-element widgets to extend same widget Base<\\/li>\\n<li>Tweak: Removed credit URL in forms meta data<\\/li>\\n<li>Tweak: Added compatibility for the future release of Elementor v1.9<\\/li>\\n<li>Fix: Validate Get response Error as real error<\\/li>\\n<li>Fix: Removed responsive height control from Facebook Page widget<\\/li>\\n<\\/ul>\\n<h4>1.12.0 - 2017-12-20<\\/h4>\\n<ul>\\n<li>New: Added Drip integration to Forms<\\/li>\\n<li>New: Added ActiveCampaign integration to Forms<\\/li>\\n<li>New: Added ConverKit integration to Forms<\\/li>\\n<li>New: Added GetResponse integration to Forms<\\/li>\\n<li>New: Added form <code>id<\\/code>, <code>name<\\/code> attributes to handle integration with auto collectors like HubSpot<\\/li>\\n<li>New: Added Global API key for MailChimp to improve the workflow<\\/li>\\n<li>Tweak: Better error handling and message display for Forms<\\/li>\\n<li>Fix: PHP notice Undefined variable <code>$cc_header<\\/code> (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2934\\\">#2934<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>1.11.0 - 2017-12-11<\\/h4>\\n<ul>\\n<li>New: Added a native Comments widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/543\\\">#543<\\/a>)<\\/li>\\n<li>New: Added an Author Box widget<\\/li>\\n<li>New: Added a Post Navigation widget<\\/li>\\n<li>New: Added a Yoast Breadcrumbs widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2749\\\">#2749<\\/a>)<\\/li>\\n<li>Tweak: Added a close button to search widget under Full Screen skin (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2762\\\">#2762<\\/a>)<\\/li>\\n<li>Fix: Allow currency symbol to appear even if price isn\'t numeric<\\/li>\\n<li>Fix: Edge cases when the nav menu is empty in a stretched section<\\/li>\\n<li>Fix: Added fallback when you remove the <code>space-between<\\/code> on Swiper carousel<\\/li>\\n<\\/ul>\\n<h4>1.10.2 - 2017-12-03<\\/h4>\\n<ul>\\n<li>Fix: Missing save widget icon (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2878\\\">#2878<\\/a>)<\\/li>\\n<li>Fix: Global widgets not saving edits (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2874\\\">#2874<\\/a>)<\\/li>\\n<li>Fix: Removed <code>white-space: nowrap;<\\/code> property from vertical menu in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2815\\\">#2815<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>1.10.1 - 2017-11-30<\\/h4>\\n<ul>\\n<li>Tweak: Added default value for search form<\\/li>\\n<li>Tweak: Order template list A-Z in the library widget<\\/li>\\n<li>Tweak: get_users\\/authors query is now done using AJAX only, for better performance in Query Control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2865\\\">#2865<\\/a>)<\\/li>\\n<li>Fix: When adding <code>.00<\\/code> it is not displayed on the front<\\/li>\\n<li>Fix: Make sure space between is numeric for carousel control<\\/li>\\n<li>Fix: Added space for radio &amp; checkbox fields in form widget<\\/li>\\n<\\/ul>\\n<h4>1.10.0 - 2017-11-15<\\/h4>\\n<ul>\\n<li>New: Added native Search form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2576\\\">#2576<\\/a>)<\\/li>\\n<li>Tweak: Added Slides To Scroll &amp; Loop controls to Media Carousel and Testimonials widgets<\\/li>\\n<li>Tweak: Added Inline editing to Blockquote widget<\\/li>\\n<li>Fix: Animated Headline color bug (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2516\\\">#2516<\\/a>)<\\/li>\\n<li>Fix: Animated Headline with Rotating skin<\\/li>\\n<li>Fix: RTL fix for Animated Headline widget in \'typing\' and \'clip\' animations<\\/li>\\n<li>Fix: Empty menu cause jQuery to crash in Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2662\\\">#2662<\\/a>)<\\/li>\\n<li>Fix: Custom CSS gone after reloading the editor<\\/li>\\n<\\/ul>\\n<h4>1.9.5 - 2017-10-27<\\/h4>\\n<ul>\\n<li>Fix: Broken Global widget with JS (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2639\\\">#2639<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>1.9.4 - 2017-10-24<\\/h4>\\n<ul>\\n<li>Tweak: Improved UI for notices and license page<\\/li>\\n<li>Fix: Update system conflict with other EDD plugins<\\/li>\\n<li>Fix: WooCommerce frontend hooks on Elementor editor (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2577\\\">#2577<\\/a>)<\\/li>\\n<li>Fix: Removed default border left in Nav Menu dropdown CSS (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2496\\\">#2496<\\/a>)<\\/li>\\n<li>Fix: Increased submenu max-width (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2558\\\">#2558<\\/a>)<\\/li>\\n<li>Fix: Save global templates without their defaults<\\/li>\\n<li>Fix: Horizontal scrolling issue with posts grid<\\/li>\\n<\\/ul>\\n<h4>1.9.3 - 2017-10-03<\\/h4>\\n<ul>\\n<li>Fix: Condition slide style that got affected by previous update<\\/li>\\n<\\/ul>\\n<h4>1.9.2 - 2017-10-02<\\/h4>\\n<ul>\\n<li>New: Added integration with MailPoet 3 for Forms actions<\\/li>\\n<li>Fix: Removed height control from Testimonial carousel in mobile editing mode<\\/li>\\n<li>Fix: Removed bottom padding when there\'s no pagination in Testimonial carousel<\\/li>\\n<li>Fix: Added condition for slides style section in skin bubble mode<\\/li>\\n<li>Fix: Slides per view control for mobile editing in Testimonial carousel<\\/li>\\n<li>Fix: Navigation Arrows icons matched with common Elementor Navigation Arrows<\\/li>\\n<\\/ul>\\n<h4>1.9.1 - 2017-09-28<\\/h4>\\n<ul>\\n<li>Fix: Slides per view for slideshow carousel<\\/li>\\n<li>Fix: Final polish for the new Testimonial Carousel widget<\\/li>\\n<li>Fix: Don\'t play video if slide type is not video<\\/li>\\n<li>Fix: Removed slides style section condition (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2497\\\">#2497<\\/a>)<\\/li>\\n<li>Fix: Set cursor as pointer for slideshow thumbnails<\\/li>\\n<\\/ul>\\n<h4>1.9.0 - 2017-09-26<\\/h4>\\n<ul>\\n<li>New: Added Media Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/216\\\">#216<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/347\\\">#347<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2209\\\">#2209<\\/a>)<\\/li>\\n<li>New: Added Testimonial Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/715\\\">#715<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>1.8.3 - 2017-09-24<\\/h4>\\n<ul>\\n<li>Fix: Added compatibility for WordPress 4.8.2 &amp; 4.7.6<\\/li>\\n<li>Fix: Remove slashes from Form sent data<\\/li>\\n<\\/ul>\\n<h4>1.8.2 - 2017-09-19<\\/h4>\\n<ul>\\n<li>Tweak: Added target URL for the tweet message in Blockquote widget<\\/li>\\n<li>Tweak: Render the slide height before the slider is finished loading<\\/li>\\n<li>Fix: Space between words for Animated Headline widget<\\/li>\\n<li>Fix: RTL compatibility for Animated Headline widget<\\/li>\\n<li>Fix: Italic font style for Animated Headline widget<\\/li>\\n<li>Fix: Excluded Menu widget from the WP Editor text rendering<\\/li>\\n<\\/ul>\\n<h4>1.8.1 - 2017-09-18<\\/h4>\\n<ul>\\n<li>Fix: WCAG Compatible &quot;required&quot; field attribute for W3C validation (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2391\\\">#2391<\\/a>)<\\/li>\\n<li>Fix: Print the main menu only when is necessary in Menu widget<\\/li>\\n<li>Fix: Use CSS media query instead of JS to hide items in Menu widget to avoid flickering on page load (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2381\\\">#2381<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>1.8.0 - 2017-09-12<\\/h4>\\n<ul>\\n<li>New: Added Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1406\\\">#1406<\\/a>)<\\/li>\\n<li>Fix: Field ID for checkbox control in Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2279\\\">#2279<\\/a>)<\\/li>\\n<li>Fix: Style for Blockquote widget included<\\/li>\\n<\\/ul>\\n<h4>1.7.2 - 2017-09-07<\\/h4>\\n<ul>\\n<li>Tweak: Loading Facebook SDK via JS for better compatibility with caching plugins<\\/li>\\n<li>Fix: Responsive Embed Facebook post widget for Safari iOS (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2340\\\">#2340<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>1.7.1 - 2017-09-05<\\/h4>\\n<ul>\\n<li>Fix: Facebook SDK version<\\/li>\\n<\\/ul>\\n<h4>1.7.0 - 2017-09-05<\\/h4>\\n<ul>\\n<li>New: Added Facebook Button widget for Like, Recommend, Share and Follow<\\/li>\\n<li>New: Added Facebook Embed widget for Post, Video and Comment<\\/li>\\n<li>New: Added Facebook Comments widget<\\/li>\\n<li>New: Added Facebook Page widget (Previously known as Like Box)<\\/li>\\n<li>New: Added Blockquote widget with Tweet button<\\/li>\\n<li>Tweak: Added Facebook SDK integration for all Facebook widgets<\\/li>\\n<li>Fix: Animated headline rotating with long words<\\/li>\\n<\\/ul>\\n<h4>1.6.1 - 2017-08-28<\\/h4>\\n<ul>\\n<li>Fix: Animated Headline marker gets in front of neighboring spans even when &quot;Bring to Front&quot; is not set<\\/li>\\n<li>Fix: Stroke animation in Animated Headline for MS Edge browser<\\/li>\\n<li>Fix: Animated headline with more than 1-word per rotation<\\/li>\\n<li>Fix: Animated Headline in two lines<\\/li>\\n<li>Fix: Some errors in Global widget<\\/li>\\n<\\/ul>\\n<h4>1.6.0 - 2017-08-22<\\/h4>\\n<ul>\\n<li>New: Added Animated Headline widget<\\/li>\\n<li>New: Added Hidden field for Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2038\\\">#2038<\\/a>)<\\/li>\\n<li>Tweak: Added notice to update Elementor to v1.6.5 or higher<\\/li>\\n<li>Fix: CSS Animations names no longer minified, in order to prevent unexpected conflicts<\\/li>\\n<\\/ul>\\n<h4>1.5.9 - 2017-08-16<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility for the future release of Elementor v1.7<\\/li>\\n<li>Fix: Portfolio compatibility for GeneratePress theme<\\/li>\\n<li>Fix: Portfolio filter compatibility for RTL<\\/li>\\n<li>Fix: Pagination apply for all posts widget in the page<\\/li>\\n<li>Fix: Global form widget with MailChimp integration not saving<\\/li>\\n<\\/ul>\\n<h4>1.5.8 - 2017-07-25<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility for the future release of Elementor v1.6<\\/li>\\n<li>Fix: Improved backward compatibility for query control rename<\\/li>\\n<\\/ul>\\n<h4>1.5.7 - 2017-07-24<\\/h4>\\n<ul>\\n<li>Tweak: Moved JS render of reCAPTCHA to a separate file<\\/li>\\n<li>Tweak: Display the label in the reCAPTCHA field for better experience<\\/li>\\n<li>Tweak: Rename <code>panel-posts-control<\\/code> to <code>query-control<\\/code> and added fallback support<\\/li>\\n<li>Tweak: Added compatibility for the future release of Elementor with history feature<\\/li>\\n<li>Fix: reCAPTCHA preview on the editor<\\/li>\\n<li>Fix: Manual selection (query control) has stopped working after saving (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2000\\\">#2000<\\/a>)<\\/li>\\n<li>Fix: Added condition for icon size control in Share Buttons widget<\\/li>\\n<\\/ul>\\n<h4>1.5.6 - 2017-07-12<\\/h4>\\n<ul>\\n<li>Fix: Query Control correction for taxonomies (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1963\\\">#1963<\\/a>)<\\/li>\\n<li>Fix: Custom CSS override scheme color in the editor<\\/li>\\n<li>Fix: Added order by Menu Order for Query Control in WC widget<\\/li>\\n<li>Fix: Glitch with Flip Box background overlay<\\/li>\\n<\\/ul>\\n<h4>1.5.5 - 2017-07-03<\\/h4>\\n<ul>\\n<li>Tweak: Moved reCAPTCHA render to handler &amp; load only if a form is exist<\\/li>\\n<li>Fix: MailChimp integration: Default number of items returned by API increased to 999<\\/li>\\n<li>Fix: MailChimp integration: Refresh the groups list if API is changed<\\/li>\\n<li>Fix: Sorted items in filter bar by A-Z<\\/li>\\n<li>Fix: Editor glitch with Elementor v1.5 (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1927\\\">#1927<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>1.5.4 - 2017-06-22<\\/h4>\\n<ul>\\n<li>Tweak: Improved compatibility for Elementor v1.5<\\/li>\\n<li>Fix: URL default for Add To Cart widget<\\/li>\\n<li>Fix: Allowed <code>date<\\/code> and <code>birthday<\\/code> fields as text for MailChimp integration<\\/li>\\n<\\/ul>\\n<h4>1.5.3 - 2017-06-19<\\/h4>\\n<ul>\\n<li>Tweak: Make flip-box height responsive control<\\/li>\\n<li>Fix: Facebook share count now gets retrieved by Elementor (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1829\\\">#1829<\\/a>)<\\/li>\\n<li>Fix: Global form widget with MailChimp integration not saving<\\/li>\\n<\\/ul>\\n<h4>1.5.2 - 2017-06-13<\\/h4>\\n<ul>\\n<li>Fix: Custom CSS panel location compatibility for the old versions<\\/li>\\n<\\/ul>\\n<h4>1.5.1 - 2017-06-12<\\/h4>\\n<ul>\\n<li>Fix: MailChimp update existing user registration<\\/li>\\n<li>Fix: Global widget with JS in the editor mode<\\/li>\\n<li>Fix: Label section condition in Login widget<\\/li>\\n<li>Fix: Changes to unlinked global widget do not appear in the editor<\\/li>\\n<\\/ul>\\n<h4>1.5.0 - 2017-05-23<\\/h4>\\n<ul>\\n<li>New: Added Cards, a new skin for Posts widget<\\/li>\\n<li>New: Added Exclude option to post query control group<\\/li>\\n<li>Tweak: Added <code>post_class()<\\/code> for each post in the loop<\\/li>\\n<li>Tweak: Added <code>.elementor-posts-masonry<\\/code> class when Masonry layout is enabled<\\/li>\\n<li>Tweak: Added compatibility for the next release of Elementor v1.5.0<\\/li>\\n<li>Tweak: CSS <code>autoprefixer<\\/code> now supports last 5 versions of browsers<\\/li>\\n<li>Tweak: Added <code>imageLoaded<\\/code> library for Posts &amp; Portfolio widgets<\\/li>\\n<\\/ul>\\n<h4>1.4.4 - 2017-05-18<\\/h4>\\n<ul>\\n<li>Fix: Force Mailchimp API to return all lists and not just 10 (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1683\\\">#1683<\\/a>)<\\/li>\\n<li>Fix: Added <code>.elementor-form<\\/code> class to Login form to fix style glitch<\\/li>\\n<\\/ul>\\n<h4>1.4.3 - 2017-05-14<\\/h4>\\n<ul>\\n<li>Tweak: Added Redirect After Login option to Login widget<\\/li>\\n<li>Tweak: Stay in the current page after logout in Login widget<\\/li>\\n<li>Tweak: Preparation for Elementor settings tabs in future version<\\/li>\\n<li>Fix: Pinterest in Share Buttons widget now sharing the URL alone<\\/li>\\n<li>Fix: Bug with <code>active<\\/code> class in portfolio filter item<\\/li>\\n<li>Fix: Higher specific list-style-type <code>none<\\/code> for filter items to override some theme style<\\/li>\\n<\\/ul>\\n<h4>1.4.2 - 2017-05-06<\\/h4>\\n<ul>\\n<li>Fix: Temporary patch for form field shortcode in some servers<\\/li>\\n<\\/ul>\\n<h4>1.4.1 - 2017-05-03<\\/h4>\\n<ul>\\n<li>Fix: Bug with custom success message in form widget<\\/li>\\n<li>Fix: Bug with meta data in email action<\\/li>\\n<\\/ul>\\n<h4>1.4.0 - 2017-05-03<\\/h4>\\n<ul>\\n<li>New: Forms: integration with MailChimp<\\/li>\\n<li>New: Forms: integration with MailPoet<\\/li>\\n<li>New: Forms: Added Email 2 action for email confirmation<\\/li>\\n<li>New: Forms: Added shortcodes for fields<\\/li>\\n<li>New: Forms: Added custom ID for fields<\\/li>\\n<li>New: Forms: Added option to edit email HTML template (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1180\\\">#1180<\\/a>)<\\/li>\\n<li>New: Added Login widget<\\/li>\\n<li>Tweak: Move <code>send_html<\\/code> control to <code>email_content_type<\\/code><\\/li>\\n<li>Fix: Email still sent even if validation failed in form widget<\\/li>\\n<\\/ul>\\n<h4>1.3.2 - 2017-05-01<\\/h4>\\n<ul>\\n<li>New: Added action <code>elementor_pro\\/init<\\/code> for better integration with Elementor Pro<\\/li>\\n<li>Fix: Posts without featured image in Posts widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1234\\\">#1234<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1382\\\">#1382<\\/a>)<\\/li>\\n<li>Fix: reCAPTCHA &amp; Honeypot fields with new method<\\/li>\\n<li>Fix: Added border width control in Share Buttons to avoid a glitch on Chrome browser<\\/li>\\n<li>Fix: Border radius glitch on hover in Share Buttons<\\/li>\\n<\\/ul>\\n<h4>1.3.1 - 2017-04-25<\\/h4>\\n<ul>\\n<li>Fix: Conflict update with revision history module<\\/li>\\n<\\/ul>\\n<h4>1.3.0 - 2017-04-25<\\/h4>\\n<ul>\\n<li>New: Added Share Buttons widget (<a href=\\\"https:\\/\\/wordpress.org\\/support\\/topic\\/social-sharing-buttons-is-it-possible\\/\\\">Topic<\\/a>)<\\/li>\\n<li>New: Added Custom CSS for Page Settings<\\/li>\\n<li>New: Added Masonry layout for Portfolio widget<\\/li>\\n<li>New: Added Cc &amp; Bcc options to email action (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1181\\\">#1181<\\/a>)<\\/li>\\n<li>New: Introduced <code>ElementorProModulesFormsClassesAction_Base<\\/code> class for better 3rd party integration for forms<\\/li>\\n<li>Tweak: Debugger module now also shows errors from Pro<\\/li>\\n<li>Tweak: Added options for Elementor Library<\\/li>\\n<li>Tweak: New base posts module for optimized performance<\\/li>\\n<li>Tweak: Adjusting Posts \\/ Portfolio to the new structure<\\/li>\\n<li>Fix: Export for posts \\/ portfolio<\\/li>\\n<li>Fix: Duplicate repeater field with switcher control (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1442\\\">#1442<\\/a>)<\\/li>\\n<li>Fix: Post per Page in the query control<\\/li>\\n<li>Fix: Metadata does not come through on form emails (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1566\\\">#1566<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>1.2.6 - 2017-04-19<\\/h4>\\n<ul>\\n<li>Fix: Added compatibility with WooCommerce 3.0 - Products &amp; Add to Cart widgets<\\/li>\\n<\\/ul>\\n<h4>1.2.5 - 2017-04-18<\\/h4>\\n<ul>\\n<li>Fix: Offset query for posts widgets (Posts, Portfolio and Products)<\\/li>\\n<\\/ul>\\n<h4>1.2.4 - 2017-03-21<\\/h4>\\n<ul>\\n<li>Tweak: Added Indian Rupee sign to Price Table widget<\\/li>\\n<li>Fix: Portfolio grid for IE11<\\/li>\\n<li>Fix: Link target blank in Price List widget<\\/li>\\n<li>Fix: Active item for filter bar in Portfolio widget<\\/li>\\n<\\/ul>\\n<h4>1.2.3 - 2017-03-06<\\/h4>\\n<ul>\\n<li>Tweak: Fully compatible with Elementor v1.3.0<\\/li>\\n<li>Tweak: Added trigger for after form submission in Forms widget<\\/li>\\n<li>Tweak: Changed handle name in reCAPTCHA field to avoid conflict with other contact forms<\\/li>\\n<li>Fix: Portfolio filter syntax in Non-Latin languages<\\/li>\\n<li>Fix: Added <code>no-repeat<\\/code> property for slide with <code>background-size:contain<\\/code><\\/li>\\n<li>Fix: Condition control &amp; Import value in Posts widgets<\\/li>\\n<li>Fix: Offset and Pagination in WordPress (<a href=\\\"https:\\/\\/codex.wordpress.org\\/Making_Custom_Queries_using_Offset_and_Pagination\\\">More Info<\\/a>)<\\/li>\\n<li>Fix: Submit handler bubbling for custom events in Forms widget<\\/li>\\n<\\/ul>\\n<h4>1.2.2 - 2017-02-23<\\/h4>\\n<ul>\\n<li>Tweak: Change name from Side A\\/B to Front and Back in Flip Box widget<\\/li>\\n<li>Fix: Error when saving third party widgets in the global widget<\\/li>\\n<li>Fix: Image position &quot;none&quot; remains visible in editor preview (Posts)<\\/li>\\n<li>Fix: Hide the pagination when there are no links<\\/li>\\n<\\/ul>\\n<h4>1.2.1 - 2017-02-21<\\/h4>\\n<ul>\\n<li>Fix: Firefox Flip Box 3D compatibility<\\/li>\\n<\\/ul>\\n<h4>1.2.0 - 2017-02-21<\\/h4>\\n<ul>\\n<li>New: Added Flip Box widget<\\/li>\\n<li>New: Added Ken Burns effect for slides<\\/li>\\n<li>New: Added Masonry layout for Posts widget<\\/li>\\n<li>New: Added Pagination option for Posts widget<\\/li>\\n<li>Tweak: Added background size contain to slides<\\/li>\\n<li>Tweak: Improve Query control by preload items<\\/li>\\n<li>Fix: Text color for Checkbox and Radio fields<\\/li>\\n<\\/ul>\\n<h4>1.1.2 - 2017-02-05<\\/h4>\\n<ul>\\n<li>Tweak: Added <code>aria-required<\\/code> for better accessibility in forms widget<\\/li>\\n<li>Fix: Conflict Call to <code>undefined<\\/code> method in Posts &amp; Portfolio widgets (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1271\\\">#1271<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1266\\\">#1266<\\/a>)<\\/li>\\n<li>Fix: Submit button HTML after error sending<\\/li>\\n<li>Fix: Success message for <code>skip_email<\\/code> function<\\/li>\\n<li>Notice: Elementor 1.2.0 or later now required<\\/li>\\n<\\/ul>\\n<h4>1.1.1 - 2017-01-24<\\/h4>\\n<ul>\\n<li>Fix: Can\'t save global widgets when <code>WP_DEBUG<\\/code> is <code>true<\\/code><\\/li>\\n<li>Fix: Undefined variable in WC widgets<\\/li>\\n<li>Fix: Removed duplicate strings<\\/li>\\n<\\/ul>\\n<h4>1.1.0 - 2017-01-24<\\/h4>\\n<ul>\\n<li>New: Price Table widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/102\\\">#102<\\/a>)<\\/li>\\n<li>New: WooCommerce Add to Cart widget<\\/li>\\n<li>New: WooCommerce Categories widget<\\/li>\\n<li>New: WooCommerce Elements widget<\\/li>\\n<li>New: Honeypot field for Forms widgets<\\/li>\\n<li>Tweak: Added inline options for taxonomies &amp; authors if is less than 15 items<\\/li>\\n<li>Tweak: Added Required Mark for fields in Forms widget<\\/li>\\n<li>Fix: CSS selectors priority in Slides widget<\\/li>\\n<li>Fix: CSS bug in Price List widget<\\/li>\\n<li>Fix: Update all Post CSS files that includes specific Global Widget<\\/li>\\n<\\/ul>\\n<h4>1.0.9 - 2017-01-18<\\/h4>\\n<ul>\\n<li>Fix: Auto complete bug in query controls<\\/li>\\n<li>Fix: Render template with escaping slashes<\\/li>\\n<li>Fix: Reply-to field in Forms widget<\\/li>\\n<\\/ul>\\n<h4>1.0.8 - 2017-01-11<\\/h4>\\n<ul>\\n<li>Tweak: Code adjustments for Elementor API<\\/li>\\n<li>Fix: Removed go pro link from plugins page in admin<\\/li>\\n<\\/ul>\\n<h4>1.0.7 - 2017-01-05<\\/h4>\\n<ul>\\n<li>Tweak: Added filter by featured \\/ sale for WC Products widget<\\/li>\\n<li>Tweak: Added author control in Portfolio widget<\\/li>\\n<li>Tweak: Code adjustments for Elementor API<\\/li>\\n<li>Fix: Added support for empty image ratio<\\/li>\\n<li>Fix: Avoid nesting a sidebar within a template that will appear in the sidebar itself<\\/li>\\n<\\/ul>\\n<h4>1.0.6 - 2017-01-01<\\/h4>\\n<ul>\\n<li>Tweak: Added Auto-updates for local translation files<\\/li>\\n<li>Fix: Custom CSS for Global widgets<\\/li>\\n<li>Fix: Remove <code>nonce<\\/code> field (Fix some cache plugins)<\\/li>\\n<\\/ul>\\n<h4>1.0.5 - 2016-12-27<\\/h4>\\n<ul>\\n<li>Fix: Slide element bug fix - \'Link apply on\' logic<\\/li>\\n<li>Fix: Removed unique wrapper for Custom CSS in order to allow media queries (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1086\\\">#1086<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>1.0.4 - 2016-12-21<\\/h4>\\n<ul>\\n<li>Tweak: Mobile Editing for fields in the form widget<\\/li>\\n<li>Tweak: Mobile Editing for posts<\\/li>\\n<li>Tweak: Allow send form as HTML<\\/li>\\n<li>Tweak: Improved auto upgrades for Multisite installation<\\/li>\\n<li>Tweak: Improve editor rendering experience for 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With Backuply, you can be confident that your data is protected and is always available for restore during any disaster. Backuply creates full backups of your website and you can restore it to the same or a new WordPress website with the click of a button.</p>\n<p>Our backup and website cloning technology have been in use for more than a decade and we have now ported it to WordPress.</p>\n<p>You can find our official documentation at <a href=\"https://backuply.com/docs\" rel=\"nofollow ugc\">https://backuply.com/docs</a>. We are also active in our community support forums on wordpress.org if you are one of our free users. Our Premium Support Ticket System is at <a href=\"https://softaculous.deskuss.com/open.php?topicId=17\" rel=\"nofollow ugc\">https://softaculous.deskuss.com/open.php?topicId=17</a></p>\n<p><a href=\"https://backuply.com\" title=\"Backuply Homepage\" rel=\"nofollow ugc\">Home Page</a> | <a href=\"https://softaculous.deskuss.com/open.php?topicId=17\" title=\"Backuply Support\" rel=\"nofollow ugc\">Support</a> | <a href=\"http://backuply.com/docs\" title=\"Documents\" rel=\"nofollow ugc\">Documents</a></p>\n<h3>Features</h3>\n<ul>\n<li><strong>Local Backups:</strong> Backup your complete website locally on your server with just one click.</li>\n<li><strong>FTP:</strong> Easily backup and restore your backup using FTP.</li>\n<li><strong>Backup to Google Drive</strong></li>\n<li><strong>One-Click Restore:</strong> Restore your website files and databases with a one-click restore.</li>\n<li><strong>Migration:</strong> Stress-free migration to any domain or host.</li>\n<li><strong>Database Backups:</strong> Backup your website&#8217;s database only.</li>\n</ul>\n<h3>Premium Features</h3>\n<ul>\n<li><strong>Automatic Backups:</strong> Choose to back up your website at regular intervals like Daily, Weekly, or Monthly. You can also customize the interval.</li>\n<li><strong>One-click Restore:</strong> With Backuply, restoring your website is simple. Just click on the restore button next to the backup you want to restore from. Your entire backup will be downloaded and the changes will be applied to the website.</li>\n<li><strong>Selective Backup:</strong> You have the option to choose from whether only files or database backups or full backups should be performed.</li>\n<li><strong>Website Migration:</strong> You can easily migrate your website by restoring from one of the Cloud Backup options on the new website.</li>\n<li><strong>Website Cloning:</strong> If you would like to clone your website for any purpose, Backuply can do that for you. Backuply will restore the data but replace the URLs and information as per the existing website. In this way, you can create multiple clones.</li>\n<li><strong>Backup to FTPS:</strong> You can back up your site to an FTPS i.e. FTP over SSL / TLS.</li>\n<li><strong>Backup to SFTP:</strong> Supports the SFTP protocol.</li>\n<li><strong>Backup to Dropbox</strong></li>\n<li><strong>Backup to Microsoft One Drive</strong></li>\n<li><strong>Backup to Amazon S3</strong></li>\n<li><strong>Backup to WebDAV</strong></li>\n<li><strong>Backup to S3 Compatible Storages:</strong> Added support for DigitalOcean Spaces, Linode Object Storage, Vultr Object Storage, and Cloudflare R2.</li>\n<li><strong>Support for WP-CLI:</strong> You can use Backuply through WP-CLI</li>\n<li><strong>Professional Support:</strong> Get professional support and more features to make backup your website with <a href=\"https://backuply.com/pricing\" rel=\"nofollow ugc\">Backuply</a></li>\n</ul>\n<h3>Backups</h3>\n<p>Backup is a way of copying your data or files to a secure place, which can be used to restore your website in case of data loss. Backups are vital in securing the data that you have published or written. Backups with Backuply are easy and secure with support for multiple options of storage like local storage using FTP or using third-party services like Google Drive, Dropbox, Microsoft OneDrive, AWS S3 and WebDAV.<br />\nTo make it even easier we support Automatic Backups with a customizable backup schedule.</p>\n<h3>Restores</h3>\n<p>Restoring is just a One-Click process using Backuply. If the selected backup is available then Backuply will restore your backups safely. Restoring a backup will roll back your site in the exact same state as it was when the backup was created.</p>\n<h3>Migration</h3>\n<p>Backuply creates a tar file of your whole WordPress install with the Database, so you can migrate your site to any host or location where WordPress can be installed. All you need to do is create a Backup of your WordPress install on a remote location, and that&#8217;s it, It can be synced on any WordPress install with ease so you just need to restore the synced backup on the new location for Migration to happen.</p>\n<h3>How to install Backuply</h3>\n<p>Go To your WordPress install -&gt; Plugins -&gt; Add New Button -&gt; In Search Box search For Backuply -&gt; Click on Install.</p>\n\";s:3:\"faq\";s:334:\"<p>Do you have questions related to Backuply? Use the following links :</p>\n<ol>\n<li><a href=\"https://backuply.com/docs\" rel=\"nofollow ugc\">Docs</a></li>\n<li><a href=\"https://backuply.deskuss.com\" rel=\"nofollow ugc\">Help Desk</a></li>\n<li><a href=\"https://wordpress.org/support/plugin/backuply\" rel=\"ugc\">Support Forum</a></li>\n</ol>\n\";s:9:\"changelog\";s:18339:\"<h4>1.5.1 (14th November 2025)</h4>\n<ul>\n<li>[Bug-Fix] Backups could get stuck when certain special characters were present in file names.</li>\n<li>[Bug-Fix] An issue with uploading backups to Backuply Cloud and AWS has been resolved.</li>\n<li>[Bug-Fix] On some servers, the status logs stopped updating during backups because the server flagged the update requests as a loop. This issue has been addressed.</li>\n</ul>\n<h4>1.5.0 (30th September 2025)</h4>\n<ul>\n<li>[Bug-Fix Pro] Custom cron key was getting updated on every update which was breaking Auto Backups for the users who were using Custom cron, this has been fixed.</li>\n<li>[Bug-Fix] There was an issue with restore from custom locations, this has been fixed.</li>\n</ul>\n<h4>1.4.9 (17th September 2025)</h4>\n<ul>\n<li>[Improvement Pro] Now you can use any S3 Compatible storage with Backuply.</li>\n<li>[Bug Fix] Improved variable sanitization.</li>\n</ul>\n<h4>1.4.8 (2nd September 2025)</h4>\n<ul>\n<li>[Bug-Fix] There was an issue with migration, when WP_HOME and WP_SITEURL constants were set in the wp-config.php of the backup.</li>\n<li>[Task] All .log files will be excluded form backups.</li>\n<li>[Task] Minor refactor of the code.</li>\n</ul>\n<h4>1.4.7 (23rd July 2025)</h4>\n<ul>\n<li>[Bug-Fix Pro] For some cases, upload to OneDrive was getting stuck because OneDrive&#8217;s servers were either breaking the request abruptly or not responding. This has been fixed.</li>\n<li>[Bug-Fix] In certain cases, the info file and version file were not getting added to the backup; this has been fixed.</li>\n<li>[Bug-Fix] Size of a file uploaded through FTP was showing wrong when the backup size was more than 2GB; this has been fixed.</li>\n<li>[Task]  Backuply now handles UTC-based time zones as well. Earlier, it used to handle just the city-based based timezones of WordPress General settings.</li>\n</ul>\n<h4>1.4.6 (17th June 2025)</h4>\n<ul>\n<li>[Bug-Fix] There was issue with restore on sites where Cyrillic characters were getting used, this has been fixed.</li>\n<li>[Bug-Fix] In some specific case, backups were getting corrupt, due to some files were getting updated while the backup was happening so some default exclusions have been added.</li>\n<li>[Task] Backuply will add LiteSpeed noabort rule in the htaccess file on install. LiteSpeed&#8217;s default config was causing issue with backups for some users.</li>\n</ul>\n<h4>1.4.5 (April 30th 2025)</h4>\n<ul>\n<li>[Task] Tested with WordPress 6.8.</li>\n<li>[Task] Added Environment info in the support tab for easier debugging.</li>\n<li>[Task] Cleanup of WP Cron after uninstall.</li>\n</ul>\n<h4>1.4.4 (April 7th 2025)</h4>\n<ul>\n<li>[Improvement] Backup upload speed has been improved, so now uploads will be faster.</li>\n<li>[Improvement] Cleanup after restore has been made better.</li>\n<li>[Security Improvements] Made some files at restore more random.</li>\n<li>[Bug-Fix] On restore failure, email notification was not getting sent, this has been fixed.</li>\n<li>[Bug-Fix] If the backup file tar.gz was not there on the remote storage and a attempt to restore was made then the restore was stuck in download loop, this has been fixed.</li>\n</ul>\n<h4>1.4.3 (February 10th 2025)</h4>\n<ul>\n<li>[Bug-Fix] There was an issue which was causing downloaded file to be of size 0, this has been fixed.</li>\n</ul>\n<h4>1.4.2 (January 17th 2025)</h4>\n<ul>\n<li>[Bug-Fix] For some users the download file was returning different file name, this has been fixed.</li>\n<li>[Improvement] Restore was getting blocked in case where htaccess rules had some blocking rule, this has been handled.</li>\n</ul>\n<h4>1.4.1 (November 29th 2024)</h4>\n<ul>\n<li>[Improvement] The backup logs were overwhelming the browsers of some users, we have improved that by just logging the required info which reduces the backup logs.</li>\n</ul>\n<h4>1.4.0 (November 19th 2024)</h4>\n<ul>\n<li>[Task] Made some internal code changes.</li>\n</ul>\n<h4>1.3.9 (November 18th 2024)</h4>\n<ul>\n<li>[Task] Improved some internal codes and tested the same.</li>\n</ul>\n<h4>1.3.8 (November 4th 2024)</h4>\n<ul>\n<li>[Task] Tested with WordPress 6.7</li>\n<li>[Bug-Fix] Settings page was getting killed when some data was not integer.</li>\n<li>[Bug-Fix] functions.php was loading later than few of the registered hooks, which was causing issue to some users this has been fixed.</li>\n</ul>\n<h4>1.3.7 (October 21th 2024)</h4>\n<ul>\n<li>[Improvement] Added retries in Backuply cloud upload.</li>\n</ul>\n<h4>1.3.6 (September 24th 2024)</h4>\n<ul>\n<li>[Improvement] Error reporting has been improved.</li>\n<li>[Task] Improved license handling.</li>\n</ul>\n<h4>1.3.5 (September 13th 2024)</h4>\n<ul>\n<li>[Security-Fix] A security issue reported by bart[WordFence], has been fixed.</li>\n<li>[Improvement] Serialization fix has been improved, its now atleast 100 times faster now.</li>\n</ul>\n<h4>1.3.4 (September 6th 2024)</h4>\n<ul>\n<li>[Improvement] Restores are now faster.</li>\n<li>[Bug-Fix] There was an issue with serialization fix, that has been fixed.</li>\n<li>[Bug-Fix] On some servers backup request was getting blocked as WordPress&#8217;s default User Agent add url too in it which some servers and firewalls sees to be suspicious, this has been fixed.</li>\n</ul>\n<h4>1.3.3 (July 27th 2024)</h4>\n<ul>\n<li>[Improvement] Restore timeouts have been improved to handle restores easily on the slow servers.</li>\n<li>[Improvement] Downloads of local backpup will be handled directly by the browser now.</li>\n<li>[Task] Tested with WordPress 6.6.</li>\n<li>[Bug-Fix] There was an issue adding Backuply Cloud, if the user has reached quota limit, that has been fixed.</li>\n</ul>\n<h4>1.3.2 (June 19th 2024)</h4>\n<ul>\n<li>[Improvement] Restores work better now, will go in maintenance mode when restoring database to prevent noise from WordPress or plugin functionalities, which could break the restore sometimes.</li>\n<li>[Improvement] We have refactored Google Drive lib and it will improve the speed of download when restoring by around 10%.</li>\n<li>[Improvement] Backups will sync just after they are uploaded, using Backuply&#8217;s upload module.</li>\n<li>[Bug-Fix] PHP warnings on backup_ins.php has been fixed.</li>\n<li>[Bug-Fix] PHP warnings when deletion of backups has been fixed.</li>\n</ul>\n<h4>1.3.1 (May 09th 2024)</h4>\n<ul>\n<li>[Bug-Fix] There was a issue with restore for some user, where Backuply was unable to unzip, that has been fixed.</li>\n<li>[Bug-Fix] There was an issue with migration in case when the wp-config.php file was not writable, that has been fixed.</li>\n<li>[Bug-Fix] sanitize_file_name function was adding a _ in the file names which was preventing downloads for some domains, which has been fixed.</li>\n<li>[Bug-Fix] Some PHP warnings has been fixed.</li>\n</ul>\n<h4>1.3.0 (April 16th 2024)</h4>\n<ul>\n<li>[Bug-Fix] There was issue downloading Backups for some users that has been fixed.</li>\n<li>[Bug-Fix] There was an issue connecting to Database when the database was being served over a socket, that has been fixed.</li>\n<li>[Bug-Fix] There was issue in using Custom Cron for Bcloud users that has been fixed.</li>\n<li>[Bug-Fix] For some of the OneDrive users there was a error when trying to add the Backup location, that has been fixed.</li>\n</ul>\n<h4>1.2.9 (March 26th 2024)</h4>\n<ul>\n<li>[Bug-Fix] There was an issue with download for some user because of their WordPress not supporting tar or gz mime types, this has been fixed.</li>\n<li>[Bug-Fix] There was an issue when syncing a backup uploaded manually which originally belonged to backup location other than Local Folder, would not show in the Backup History, that has been fixed.</li>\n<li>[Task] Tested with WordPress 6.5.</li>\n</ul>\n<h4>1.2.8 (March 13 2024)</h4>\n<ul>\n<li>[Improvement] We have made improvements to make Backup Downloads better.</li>\n</ul>\n<h4>1.2.7 (February 16 2024)</h4>\n<ul>\n<li>[Bug-Fix] Version 1.2.5 got included in the plugin package, this release is to fix that.</li>\n</ul>\n<h4>1.2.6 (February  08 2024)</h4>\n<ul>\n<li>[Security-Fix] In some cases it was possible to fill up the logs and has been fixed. Reported by Villu Orav (WordFence)</li>\n<li>[Bug-Fix] There was issue while restoring which has been fixed.</li>\n<li>[Bug-Fix] There was an issue uploading backup file, in which in the name of uploaded backup a _(underscore) was getting added due to a WordPress sanitization function which have been fixed.</li>\n</ul>\n<h4>1.2.5 (February 01 2024)</h4>\n<ul>\n<li>[Bug-Fix] There was an issue uploading backup on Safari Browser that has been fixed.</li>\n</ul>\n<h4>1.2.4 (January 25 2024)</h4>\n<ul>\n<li>[Feature] Option to upload backup files to the user server, directly form the plugin.</li>\n<li>[Improvement] A suggestion made by Bence Szalai to add limit on admin access on Exclude list folder.</li>\n<li>[Improvement] Made the settings of Custom Auto Backups simpler.</li>\n<li>[Bug-Fix] There was an issue with deletion in Backup rotation which has been fixed.</li>\n</ul>\n<h4>1.2.3 (January 18 2024)</h4>\n<ul>\n<li>[Feature] Option to add notes to every manual backups.</li>\n<li>[Bug-Fix] The /backuply/backups folder was getting filled with tmp files or the backup files in case of faliure, which has been fixed, by adding a daily Cron to clean it.</li>\n<li>[Bug-Fix] Backuply Cloud storage was not getting updated on deletion or Creation of backups, it has been fixed.</li>\n<li>[Bug-Fix] cPgaurd was blocking restores, this has been fixed.</li>\n<li>[Bug-Fix] There was an issue while auto backup where security check was failing which has been fixed.</li>\n<li>[Tweak] Backup Rotation was happening before creation of Backup, which is risky, this has been changed to delete after successful backup.</li>\n</ul>\n<h4>1.2.2 (December 15 2023)</h4>\n<ul>\n<li>[Security-fix] There was a privilege check failure which has been fixed.</li>\n</ul>\n<h4>1.2.1 (December 07 2023)</h4>\n<ul>\n<li>[Structural Change] We have made some structural changes, now Backuply Free will be required for the Pro version to work.</li>\n<li>[Improvement] Now you can check quota of backup locations like OneDrive, Dropbox, and Google Drive.</li>\n<li>[Bug-Fix] There was issue with updation of Backuply Cloud quota which has been fixed.</li>\n<li>[Bug-Fix] There was issue while restoring using SFTP and FTPS which has been fixed.</li>\n<li>[Bug-Fix] There were some warnings on the settings page which has been fixed.</li>\n<li>[Bug-Fix] There was an issue related to deletion of Backuply Cloud backups when storage limt reached, which has been fixed.</li>\n</ul>\n<h4>1.2.0 (November 06 2023)</h4>\n<ul>\n<li>[Improvement] While restoring the permission of the root folder wont be updated.</li>\n<li>[Improvement] Logs have been improved to, while restoring all fatal error will be logged in Backuply logs.</li>\n<li>[Bug-Fix] There was a conflict with a few SMTP plugins, which has been fixed.</li>\n<li>[Bug-Fix] There was issue unsetting Email notification field which has been fixed.</li>\n<li>[Bug-Fix] On some servers the restore was failing as it was not able to create files, that has been fixed.</li>\n<li>[Task] Tested with WordPress 6.4.</li>\n</ul>\n<h4>1.1.9 (October 05 2023)</h4>\n<ul>\n<li>[Tweak] Now the timezone of the Backup will be the timezone of the WordPress.</li>\n<li>[Tweak] Memory limit fatal error will be logged in Backuply backup progress.</li>\n<li>[Bug-Fix] There was a function incompatibility issue when creating Backup to FTP.</li>\n<li>[Bug-Fix] There was a issue in FTPS when uploading the file, which has been fixed.</li>\n<li>[Bug-Fix] There was an issue with migration of website when migrating from  / to /example, which has been fixed.</li>\n</ul>\n<h4>1.1.8 (August 24 2023)</h4>\n<ul>\n<li>[Bug-Fix] There was issue while restoring, some users were getting error of unable to unzip, that has been fixed.</li>\n<li>[Tweak] Nag timings where updated.</li>\n<li>[Tweak] Database backups created after version 1.1.7 will delete old tables progressively while restoring, instead of deleting them all at once. This is to reduce the chance of breaking the site if something goes wrong during the restore process..</li>\n</ul>\n<h4>1.1.7 (July, 25 2023)</h4>\n<ul>\n<li>[Feature] Option to download Backuply Cloud backups.</li>\n<li>[Bug-Fix] There was an issue for some users while restoring, with a fatal error of duplicate entry in database restore, which has been fixed.</li>\n<li>[Tweak] The chunk size of Google Drive while restore has been increased to improve the speed of download.</li>\n</ul>\n<h4>1.1.6 (July, 05 2023)</h4>\n<ul>\n<li>[Bug-Fix] There was an issue while restoring of backup not able to unzip that has been fixed.</li>\n<li>[Bug-Fix] There was an issue while downloading backup through Backuply while restoring, that has been fixed.</li>\n</ul>\n<h4>1.1.5 (June, 29 2023)</h4>\n<ul>\n<li>[Bug-Fix] There was issue with Auto Backups for Trial users that has been fixed.</li>\n<li>[Bug-Fix] There was an issue while connecting to Backuply through the trial promo.</li>\n</ul>\n<h4>1.1.4 (June, 24 2023)</h4>\n<ul>\n<li>[Feature] Backuply Cloud now provides 10GB of default space which was set as 1 GB previously.</li>\n<li>[Bug-Fix] The quota of Backuply Cloud was not showing properly.</li>\n<li>[Bug-Fix] On restore a info file was not getting delete after completion of restore that has been fixed.</li>\n</ul>\n<h4>1.1.3 (June, 13 2023)</h4>\n<ul>\n<li>[Feature] Now use Backuply Cloud as your Backup location to keep your website safe.</li>\n<li>[Bug-Fix] There was an issue with Gdrive, backup was getting stuck.</li>\n<li>[Bug-Fix] A user faced a fatal error while listing backups that has been fixed.</li>\n</ul>\n<h4>1.1.2 (April, 3 2023)</h4>\n<ul>\n<li>[Bug-Fix] For some user backup was completing but not creating backup of all directories when backup of Database and Directories was selected that has been fixed.</li>\n<li>[Bug-Fix] Backup was failing at 100% when creating backup to Google Drive that has been fixed.</li>\n<li>[Bug-Fix] There was an issue while deleting local backups thats has been fixed.</li>\n</ul>\n<h4>1.1.1 (March, 31 2023)</h4>\n<ul>\n<li>[Bug-Fix] There was an issue with Backup and restore on sites with broken SSL that has been fixed.</li>\n<li>[Task] Tested with WordPress 6.2.</li>\n</ul>\n<h4>1.1.0 (February, 13 2023)</h4>\n<ul>\n<li>[Feature] Added Support for Wasabi S3 Compatible Object Storage.</li>\n<li>[Feature] Local backups created in Backuply version 1.1.0 and above can be synced.</li>\n<li>[Tweak] To initiate backup we were dependent on WP CRON, which was causing issue for some of our users, as WP Cron was getting stuck. So now manual backup dosen&#8217;t uses WP CRON, WP CRON in backuply is only used by Automatic Backups.</li>\n</ul>\n<h4>1.0.9 (December, 24 2022)</h4>\n<ul>\n<li>[Security-Improvement] Removed all app keys.</li>\n<li>[Security-Improvement] Made restore logs even more secure with more randomness</li>\n</ul>\n<h4>1.0.8 (December, 22 2022)</h4>\n<ul>\n<li>[Security-Fix] Added index.html file and web.config to improve the protection of the backup folder.</li>\n<li>[Security-Fix] Made the backup folder have random strings to make the name be unpredictible.</li>\n<li>[Bug-Fix] There was an issue while creating database backup for some users that has been fixed.</li>\n<li>[Bug-Fix] There was issue loading last logs for some uses, that has been fixed.</li>\n<li>[Bug-Fix] For some user while downloading the Local Backup the progress bar was not updating that has been fixed.</li>\n<li>[Removed] Installing Backuply Pro from the Free version as per the WordPress guidelines.</li>\n</ul>\n<h4>1.0.7 (December, 19 2022)</h4>\n<ul>\n<li>[Security-Fix] The Google Drive App Secret key of Backuply was committed in the code. This is fixed. We have issued a new secret as well !</li>\n</ul>\n<h4>1.0.6 (December, 12 2022)</h4>\n<ul>\n<li>[Bug-Fix] There was an issue while saving the additional file in settings page that has been fixed.</li>\n<li>[Bug-Fix] Issues related to PHP 8.1 and 8.0 compatibility have been fixed.</li>\n<li>[Bug-Fix] There was an issue while creating backuply config for some users that has been fixed.</li>\n<li>[Bug-Fix] When selecting check all files in Additional file option, all databases were getting selected to in exclude database, that has been fixed.</li>\n<li>[Bug-Fix] When selecting auto backup time the auto backup options weren&#8217;t visible for some users that has been fixed.</li>\n<li>[Bug-Fix] For some users the backup was getting stuck at 17% sometimes that has been fixed.</li>\n</ul>\n<h4>1.0.5 (November 15, 2022)</h4>\n<ul>\n<li>[Feature] Added support for WP-CLI, you can perform backup, restore, and sync right from your terminal.</li>\n<li>[Task] We have improved the promotion nags, so it doesn&#8217;t cause inconvenience to our users.</li>\n<li>[Bug-Fix] There was a PHP warning being shown while syncing or downloading from Dropbox that has been fixed.</li>\n<li>[Bug-Fix] There was an issue while deleting GDrive backups that has been fixed.</li>\n</ul>\n<h4>1.0.4 (October 14, 2022)</h4>\n<ul>\n<li>[Feature] Added support for S3 Compatible backup locations like DigitalOcean Spaces, Linode Object Storage, Vultr Object Storage, and Cloudflare R2.</li>\n<li>[Feature] Added support for Server Side Encryption for AWS.</li>\n<li>[Task] Google Drive is now available for all users.</li>\n<li>[Bug-Fix] Part Number while downloading for restore in AWS had an issue. That has been fixed.</li>\n<li>[Bug-Fix] For some user restore was getting stuck at repairing database status, that has been fixed.</li>\n</ul>\n<h4>1.0.3 (September 20, 2022)</h4>\n<ul>\n<li>[Improvement] Added Backup Download progress</li>\n<li>[Task] The Backuply nag will now appear after 7 days instead of 1 day.</li>\n<li>[Bug-Fix] The last backup time was shown from 1970 when no backup was created. This has been fixed.</li>\n<li>[Bug-Fix] Backup on Google was failing for some users. This has been fixed.</li>\n<li>[Bug-Fix] On failure, in some cases the partial backup file was not cleaned. This has been fixed.</li>\n<li>[Bug-Fix] At times, the backup nag was not getting dismissed. This has been fixed.</li>\n</ul>\n<h4>1.0.2 (August 18, 2022)</h4>\n<ul>\n<li>Exclude Files, Directories or Database tables from a backup</li>\n<li>Logs for every backup</li>\n<li>Minor bug fixes</li>\n</ul>\n<h4>1.0.1 (July 22, 2022)</h4>\n<ul>\n<li>Added Last Logs of Backups and Restore</li>\n</ul>\n<h4>1.0.0 (July 21, 2022)</h4>\n<ul>\n<li>Released Plugin</li>\n</ul>\n\";s:11:\"screenshots\";s:2327:\"<ol><li><a href=\"https://ps.w.org/backuply/assets/screenshot-1.png?rev=2760139\"><img src=\"https://ps.w.org/backuply/assets/screenshot-1.png?rev=2760139\" alt=\"&lt;strong&gt;Dashboard&lt;/strong&gt; manual backup and info.\"></a><p><strong>Dashboard</strong> manual backup and info.</p></li><li><a href=\"https://ps.w.org/backuply/assets/screenshot-2.png?rev=2760139\"><img src=\"https://ps.w.org/backuply/assets/screenshot-2.png?rev=2760139\" alt=\"&lt;strong&gt;Settings&lt;/strong&gt; set backup settings like backup location, backup options and email to notify.\"></a><p><strong>Settings</strong> set backup settings like backup location, backup options and email to notify.</p></li><li><a href=\"https://ps.w.org/backuply/assets/screenshot-3.png?rev=2760139\"><img src=\"https://ps.w.org/backuply/assets/screenshot-3.png?rev=2760139\" alt=\"&lt;strong&gt;Backup Locations&lt;/strong&gt; add remote locations to backup and restore from.\"></a><p><strong>Backup Locations</strong> add remote locations to backup and restore from.</p></li><li><a href=\"https://ps.w.org/backuply/assets/screenshot-4.png?rev=2760139\"><img src=\"https://ps.w.org/backuply/assets/screenshot-4.png?rev=2760139\" alt=\"&lt;strong&gt;Backup History&lt;/strong&gt; manage all your backups.\"></a><p><strong>Backup History</strong> manage all your backups.</p></li><li><a href=\"https://ps.w.org/backuply/assets/screenshot-5.png?rev=2761227\"><img src=\"https://ps.w.org/backuply/assets/screenshot-5.png?rev=2761227\" alt=\"&lt;strong&gt;Restore Process&lt;/strong&gt; easy to understand restore progress.\"></a><p><strong>Restore Process</strong> easy to understand restore progress.</p></li><li><a href=\"https://ps.w.org/backuply/assets/screenshot-6.png?rev=2760139\"><img src=\"https://ps.w.org/backuply/assets/screenshot-6.png?rev=2760139\" alt=\"&lt;strong&gt;Add Backup Location&lt;/strong&gt; with a fairly simple form to add a backup location.\"></a><p><strong>Add Backup Location</strong> with a fairly simple form to add a backup location.</p></li><li><a href=\"https://ps.w.org/backuply/assets/screenshot-7.png?rev=2760139\"><img src=\"https://ps.w.org/backuply/assets/screenshot-7.png?rev=2760139\" alt=\"&lt;strong&gt;Backup Process&lt;/strong&gt; easy to understand backup progress.\"></a><p><strong>Backup Process</strong> easy to understand backup progress.</p></li></ol>\";s:7:\"reviews\";s:16113:\"<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Doesn&#039;t work - hangs at 65% on small site</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"1 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"1\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/geldner/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/22b17fcb56a34cb7615aaa37be62289570f486c8e5708d471cc27eedca91579c?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/22b17fcb56a34cb7615aaa37be62289570f486c8e5708d471cc27eedca91579c?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/geldner/\" class=\"reviewer-name\">geldner</a> on <span class=\"review-date\">January 18, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Sorry guys but this plugin just doesn\'t work for me. I have not been able to create a backup. The process hangs at 65% even with a small site like mine. I\'ve let it run for 1 hour and had to kill the process.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Excellent!</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/thisdawn10/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/fc49737d103ca3333b8ce3b409f8918bd7fae1104a5e89bea29c88ca6e844c3a?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/fc49737d103ca3333b8ce3b409f8918bd7fae1104a5e89bea29c88ca6e844c3a?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/thisdawn10/\" class=\"reviewer-name\">thisdawn10</a> on <span class=\"review-date\">January 9, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Keep it up!</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Works well, excellent support</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/nigelharpur/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/4b1594f857a21c3d834ac673be0c1f351f99acd1f9f089042d3ab332a163f7d5?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/4b1594f857a21c3d834ac673be0c1f351f99acd1f9f089042d3ab332a163f7d5?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/nigelharpur/\" class=\"reviewer-name\">Nigel Harpur <small>(nigelharpur)</small></a> on <span class=\"review-date\">December 24, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Been running this for over a year now and it has been very solid and reliable. I had one non critical issue arise in this time (to do with deleting old backups) and the support was really excellent. They were so prompt and diligent in getting it fixed and kept me well informed.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>I self host and every server/installation has its differences. They were able to add my \'wrinkle\' to their fix list for the next update, so anyone else with the aforementioned wrinkle will not see the issue arise.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>When you factor in that I am only on the free tier as well, the level of help and support I received is truly outstanding. Definitely would recommend.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Prático e funcional</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/vortic/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/9137ead600e662f3da541db5446ceb58c17fd02d2542cfe07593ea4196c31f75?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/9137ead600e662f3da541db5446ceb58c17fd02d2542cfe07593ea4196c31f75?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/vortic/\" class=\"reviewer-name\">vortic</a> on <span class=\"review-date\">November 21, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Me surpreendeu na praticidade</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">One of the Best Plugins Ever</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/agreenwo/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/44a9defe47aebeea4e1807f6e8976540f1ea3461ce9e29305b1654df52ba267c?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/44a9defe47aebeea4e1807f6e8976540f1ea3461ce9e29305b1654df52ba267c?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/agreenwo/\" class=\"reviewer-name\">agreenwo</a> on <span class=\"review-date\">November 16, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>I use Backuply to backup my WordPress site every time I change anything big or small.  I use Backuply to load the backup of my WordPress site into a test site so I am working on an exact copy when I develop and test things. It takes care of creation a new database, moving images etc. If you take the time to make and keep your backups current you golden if something goes south on your website.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">The Backup doesn&#039;t even start</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"1 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"1\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/kboyjoon/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/8e12cc1c1d2403bcc60807422dbd85c9db837cdb7e88d900ef0b7e790e55ef64?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/8e12cc1c1d2403bcc60807422dbd85c9db837cdb7e88d900ef0b7e790e55ef64?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/kboyjoon/\" class=\"reviewer-name\">Shawn <small>(kboyjoon)</small></a> on <span class=\"review-date\">October 22, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>The backup doesn\'t even start. Stuck at 0%. I tired other backup plugins, they all worked kinda. I thought use Backuply since it was made by a reputable company but it failed me instantly lol.<br /><br />Do not waste your time it doesn\'t work at all.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Backup process hung</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"1 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"1\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/amitkgupta/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/80ebeeded88147f0aec42202e80b25f0cb2d6c569adf9576b9fddbc04f5d625d?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/80ebeeded88147f0aec42202e80b25f0cb2d6c569adf9576b9fddbc04f5d625d?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/amitkgupta/\" class=\"reviewer-name\">amitkgupta</a> on <span class=\"review-date\">September 26, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>The backup hung for a few hours,</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Reliable and Simple Backup Solution</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/raeshantael/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/4f2e93a5d27cedbb8b1119799b71d5652f318c5f0138cb78d5a2b24bbbeb5bf1?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/4f2e93a5d27cedbb8b1119799b71d5652f318c5f0138cb78d5a2b24bbbeb5bf1?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/raeshantael/\" class=\"reviewer-name\">RaeShantael</a> on <span class=\"review-date\">September 22, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>I use this plugin for backing up my WordPress sites and it’s been solid. The interface is straightforward, backups run without issue, and it gives me peace of mind knowing I can restore if something ever goes wrong. Definitely worth 5 stars.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Love this - simple and effective</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/greynewt/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/1ca8d3d269e24f1a798941686c0bd4c08e5542bad23416cab3d956b41ccb9b81?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/1ca8d3d269e24f1a798941686c0bd4c08e5542bad23416cab3d956b41ccb9b81?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/greynewt/\" class=\"reviewer-name\">greynewt</a> on <span class=\"review-date\">September 7, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>I\'ve used other backup and restore plugins but this is by far the easiest to use both to backup and restore.  It has never failed and you don\'t get constantly pestering to upgrade - the free version is all most people need.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Excellent, just what I needed for my online store!</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/calitec/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/adc29cc2a8539b1a87822aefbbaf6973dd59bf8fea0df931b116b26a639b7a3f?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/adc29cc2a8539b1a87822aefbbaf6973dd59bf8fea0df931b116b26a639b7a3f?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/calitec/\" class=\"reviewer-name\">calitec</a> on <span class=\"review-date\">August 16, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Excellent and easy to use</p>\n<!-- /wp:paragraph --></div>\n</div>\n\";}s:17:\"short_description\";s:159:\"Backup, restores, and migration with Backuply are fairly simple with a wide range of storage options from Local Backups, FTP to cloud options like AWS &hellip;\";s:13:\"download_link\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.5.1.zip\";s:14:\"upgrade_notice\";a:0:{}s:11:\"screenshots\";a:7:{i:1;a:2:{s:3:\"src\";s:61:\"https://ps.w.org/backuply/assets/screenshot-1.png?rev=2760139\";s:7:\"caption\";s:50:\"<strong>Dashboard</strong> manual backup and info.\";}i:2;a:2:{s:3:\"src\";s:61:\"https://ps.w.org/backuply/assets/screenshot-2.png?rev=2760139\";s:7:\"caption\";s:103:\"<strong>Settings</strong> set backup settings like backup location, backup options and email to notify.\";}i:3;a:2:{s:3:\"src\";s:61:\"https://ps.w.org/backuply/assets/screenshot-3.png?rev=2760139\";s:7:\"caption\";s:82:\"<strong>Backup Locations</strong> add remote locations to backup and restore from.\";}i:4;a:2:{s:3:\"src\";s:61:\"https://ps.w.org/backuply/assets/screenshot-4.png?rev=2760139\";s:7:\"caption\";s:56:\"<strong>Backup History</strong> manage all your backups.\";}i:5;a:2:{s:3:\"src\";s:61:\"https://ps.w.org/backuply/assets/screenshot-5.png?rev=2761227\";s:7:\"caption\";s:69:\"<strong>Restore Process</strong> easy to understand restore progress.\";}i:6;a:2:{s:3:\"src\";s:61:\"https://ps.w.org/backuply/assets/screenshot-6.png?rev=2760139\";s:7:\"caption\";s:88:\"<strong>Add Backup Location</strong> with a fairly simple form to add a backup location.\";}i:7;a:2:{s:3:\"src\";s:61:\"https://ps.w.org/backuply/assets/screenshot-7.png?rev=2760139\";s:7:\"caption\";s:67:\"<strong>Backup Process</strong> easy to understand backup progress.\";}}s:4:\"tags\";a:5:{s:6:\"backup\";s:6:\"backup\";s:12:\"cloud-backup\";s:12:\"cloud backup\";s:15:\"database-backup\";s:15:\"database backup\";s:7:\"restore\";s:7:\"restore\";s:16:\"wordpress-backup\";s:16:\"wordpress backup\";}s:8:\"versions\";a:30:{s:5:\"1.0.9\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.0.9.zip\";s:5:\"1.1.0\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.1.0.zip\";s:5:\"1.1.1\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.1.1.zip\";s:5:\"1.1.2\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.1.2.zip\";s:5:\"1.1.3\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.1.3.zip\";s:5:\"1.1.4\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.1.4.zip\";s:5:\"1.1.6\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.1.6.zip\";s:5:\"1.1.8\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.1.8.zip\";s:5:\"1.2.1\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.2.1.zip\";s:5:\"1.2.2\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.2.2.zip\";s:5:\"1.2.6\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.2.6.zip\";s:5:\"1.3.4\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.3.4.zip\";s:5:\"1.3.5\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.3.5.zip\";s:5:\"1.3.6\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.3.6.zip\";s:5:\"1.3.7\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.3.7.zip\";s:5:\"1.3.8\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.3.8.zip\";s:5:\"1.3.9\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.3.9.zip\";s:5:\"1.4.0\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.4.0.zip\";s:5:\"1.4.1\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.4.1.zip\";s:5:\"1.4.2\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.4.2.zip\";s:5:\"1.4.3\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.4.3.zip\";s:5:\"1.4.4\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.4.4.zip\";s:5:\"1.4.5\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.4.5.zip\";s:5:\"1.4.6\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.4.6.zip\";s:5:\"1.4.7\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.4.7.zip\";s:5:\"1.4.8\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.4.8.zip\";s:5:\"1.4.9\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.4.9.zip\";s:5:\"1.5.0\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.5.0.zip\";s:5:\"1.5.1\";s:57:\"https://downloads.wordpress.org/plugin/backuply.1.5.1.zip\";s:5:\"trunk\";s:51:\"https://downloads.wordpress.org/plugin/backuply.zip\";}s:14:\"business_model\";b:0;s:14:\"repository_url\";s:0:\"\";s:22:\"commercial_support_url\";s:0:\"\";s:11:\"donate_link\";s:0:\"\";s:7:\"banners\";a:2:{s:3:\"low\";s:63:\"https://ps.w.org/backuply/assets/banner-772x250.png?rev=2760332\";s:4:\"high\";s:64:\"https://ps.w.org/backuply/assets/banner-1544x500.png?rev=2760332\";}s:5:\"icons\";a:1:{s:2:\"1x\";s:61:\"https://ps.w.org/backuply/assets/icon-128x128.png?rev=2760139\";}s:12:\"preview_link\";s:0:\"\";s:4:\"Name\";s:51:\"Backuply &#8211; Backup, Restore, Migrate and Clone\";}s:9:\"elementor\";a:35:{s:4:\"name\";s:63:\"Elementor Website Builder &#8211; More Than Just a Page Builder\";s:4:\"slug\";s:9:\"elementor\";s:7:\"version\";s:6:\"3.35.4\";s:6:\"author\";s:64:\"<a href=\"https://profiles.wordpress.org/elemntor/\">Elementor</a>\";s:14:\"author_profile\";s:40:\"https://profiles.wordpress.org/elemntor/\";s:12:\"contributors\";a:1:{s:8:\"elemntor\";a:3:{s:7:\"profile\";s:40:\"https://profiles.wordpress.org/elemntor/\";s:6:\"avatar\";s:120:\"https://secure.gravatar.com/avatar/7d70f15d78757f876d1847a8f87dd93e1d9c168264b4aeeaf72058656690d05b?s=96&d=monsterid&r=g\";s:12:\"display_name\";s:9:\"Elementor\";}}s:8:\"requires\";s:3:\"6.6\";s:6:\"tested\";s:5:\"6.9.1\";s:12:\"requires_php\";s:3:\"7.4\";s:16:\"requires_plugins\";a:0:{}s:6:\"rating\";i:90;s:7:\"ratings\";a:5:{i:5;i:6103;i:4;i:218;i:3;i:113;i:2;i:107;i:1;i:647;}s:11:\"num_ratings\";i:7188;s:11:\"support_url\";s:47:\"https://wordpress.org/support/plugin/elementor/\";s:15:\"support_threads\";i:86;s:24:\"support_threads_resolved\";i:72;s:15:\"active_installs\";i:10000000;s:12:\"last_updated\";s:22:\"2026-02-11 10:30am GMT\";s:5:\"added\";s:10:\"2016-05-30\";s:8:\"homepage\";s:87:\"https://elementor.com/?utm_source=wp-plugins&utm_campaign=plugin-uri&utm_medium=wp-dash\";s:8:\"sections\";a:6:{s:11:\"description\";s:25408:\"<p><iframe loading=\"lazy\" title=\"This is Elementor | The complete website building experience for WordPress\" width=\"750\" height=\"422\" src=\"https://www.youtube.com/embed/ROEC0CPRO3w?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe></p>\n<h4>THE #1 NO CODE DRAG &amp; DROP WORDPRESS WEBSITE BUILDER POWERING 20M+ WEBSITES WORLDWIDE, NOW WITH AI.</h4>\n<p>Elementor, the leading WordPress website creation platform, empowers you to build professional, pixel-perfect websites seamlessly with its no-code, drag-and-drop Editor.</p>\n<p>Supporting the full website lifecycle, Elementor enables you to confidently build, optimize, and manage your website with extended capabilities such as AI-powered creation, image optimization, transactional email delivery, accessibility tools, performance boosters, and more.</p>\n<p>Unlock all features with <strong><a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-pro-pro-features/\" rel=\"nofollow ugc\">Elementor One</a></strong>.</p>\n<p>Need fast and secure cloud hosting for your Elementor site? Try out <strong><a href=\"https://elemn.to/repo-hosting\" rel=\"nofollow ugc\">Elementor Host</a></strong> Powered by Google Cloud &amp; Cloudflare. 4.9/5 TrustPilot score.</p>\n<h3>🌟 Create Professional Stunning Websites</h3>\n<ul>\n<li><strong><a href=\"https://go.elementor.com/feature-page-editor/\" rel=\"nofollow ugc\">Intuitive Drag &amp; Drop Builder</a></strong>: Build any website with our no-code, drag-and-drop Editor. Achieve design precision with full control over layout and style.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-feature-page/\" rel=\"nofollow ugc\">Pixel-Perfect Design Tools</a></strong>: Upload SVGs, apply masks, gradients, box shadows, headline effects, shape dividers, and use built-in CSS controls for advanced customization.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-library-full-website-kit/\" rel=\"nofollow ugc\">Template Library</a></strong>: Apply complete website kits for instant setups, or choose from a vast library of single pages, blocks, and pop-up templates.</li>\n<li><strong><a href=\"https://go.elementor.com/feature-page-editor/\" rel=\"nofollow ugc\">Advanced Widgets</a></strong>: Access over 40 FREE widgets, including heading, image, text editor, video, button, gallery, carousels, and more.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-ai/\" rel=\"nofollow ugc\">AI Capabilities</a></strong>: Revolutionize your design and content creation process with native AI integration. Instantly create sections, text, code, and images.</li>\n</ul>\n<h4>🗝️ Key features:</h4>\n<ul>\n<li><strong><a href=\"https://go.elementor.com/feature-page-global-settings/\" rel=\"nofollow ugc\">Design System</a></strong>: Use Elementor’s Design System for consistent colors, typography, and design elements, ensuring a cohesive, professional look.</li>\n<li><strong><a href=\"https://go.elementor.com/feature-page-responsive-design/\" rel=\"nofollow ugc\">Responsive Design</a></strong>: Optimize your design for every device with custom breakpoints, ensuring a seamless desktop, tablet, and mobile experience.</li>\n<li><strong>Mask Shapes</strong>: Turning any element, like an image or video, into whatever shape you desire to create standout designs.</li>\n<li><strong>CSS Transform</strong>: Use CSS Transform to rotate, scale, and skew elements, adding dynamic styling to your site.</li>\n<li><strong>Entrance Animations</strong>: Add entrance animations to elements to create engaging and interactive user experiences.</li>\n<li><strong><a href=\"https://elementor.com/features/#SaveBackup\" rel=\"nofollow ugc\">Revision History</a></strong>: Elementor’s Revision History feature enables users to track and revert to previous versions of their designs, providing peace of mind and flexibility during the creative process.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-developers-developers-website/\" rel=\"nofollow ugc\">Developer-Friendly</a></strong>: Equipped with extensive documentation, API, developer tools, and custom code areas, Elementor offers a conducive environment for developers to extend its capabilities and create custom solutions.</li>\n<li><strong><a href=\"https://elementor.com/features/contact-button/\" rel=\"nofollow ugc\">Floating Buttons</a></strong>: Enhance user interaction with customizable, floating action buttons that stay in view as users scroll.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-industry-leading-theme-builder/\" rel=\"nofollow ugc\">Theme Builder</a> [Pro]</strong>: Design every part of your site—headers, footers, posts, and archives—for complete control over appearance.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-popup-builder/\" rel=\"nofollow ugc\">Popup Builder</a> [Pro]</strong>: Create eye-catching popups with Elementor’s Popup Builder, equipped with advanced targeting and triggering options to optimize user engagement and conversions.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-professional-form-builder-and-submission-log/\" rel=\"nofollow ugc\">Forms</a> [Pro]</strong>: Design and integrate custom forms, utilizing advanced features and integrations to capture and manage submissions effectively.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-woocommerce-builder/\" rel=\"nofollow ugc\">WooCommerce Builder</a> [Pro]</strong>:  Integrate Elementor with WooCommerce to design custom product pages, shop layouts, archives, carts, checkout pages, my account, and more, enhancing your store’s visual appeal and functionality.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-dynamic-content/\" rel=\"nofollow ugc\">Dynamic Content</a> [Pro]</strong>: Leverage dynamic content capabilities to create personalized and interactive web experiences by connecting your designs to various data sources.</li>\n<li><strong><a href=\"https://go.elementor.com/features-page-notes/\" rel=\"nofollow ugc\">Notes</a> [Pro]</strong>: Enhance team collaboration by using Elementor’s Notes feature to leave feedback and comments directly on the design interface.</li>\n<li><strong>Custom Code [Pro]</strong>: Insert custom code to extend the functionality of your site, offering flexibility for advanced customizations.</li>\n<li><strong>Custom CSS [Pro]</strong>: Apply Custom CSS to fine-tune the styling of elements, ensuring precise control over the design aspects.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-motion-effects/\" rel=\"nofollow ugc\">Motion Effects</a> [Pro]</strong>: Add advanced motion effects to elements for a more dynamic and engaging user experience.</li>\n<li><strong>Custom Fonts &amp; Icons [Pro]</strong>: Upload and use custom fonts and icons to match your brand’s identity.</li>\n</ul>\n<h4>😍 Elementor FREE widgets</h4>\n<p>Unlock the potential of Elementor with our comprehensive suite of free widgets and tools, designed to empower your website creation process and elevate your design capabilities:</p>\n<ul>\n<li><strong>Heading</strong>. Add eye-catching headlines.</li>\n<li><strong>Image</strong>. Control the size, opacity and more.</li>\n<li><strong>Text Editor</strong>. Just like the WordPress text editor.</li>\n<li><strong>Video</strong>. Add YouTube, Vimeo, VideoPress, Dailymotion or self-hosted videos.</li>\n<li><strong>Button</strong>. Create interactive buttons.</li>\n<li><strong>Link in Bio</strong>. Build link in bio components to promote your business / services.</li>\n<li><strong>Image Box</strong>. A box with image, headline and text.</li>\n<li><strong>Testimonials</strong>. Customer testimonials.</li>\n<li><strong>Icon</strong>. Place one or more of 600+ icons available.</li>\n<li><strong>Icon Box</strong>. An icon, headline, and text with one widget.</li>\n<li><strong>Social Icons</strong>. Link to your social pages with the Facebook/X (formerly Twitter) icons.</li>\n<li><strong>Image Gallery</strong>. Display your images in a grid.</li>\n<li><strong>Image Carousel</strong>. Create rotating carousels or sliders for chosen images.</li>\n<li><strong>Icon List</strong>. Use any icon to create a bullet list.</li>\n<li><strong>Counter</strong>. Show numbers in an escalating manner.</li>\n<li><strong>Progress Bar</strong>. Include an escalating progress bar.</li>\n<li><strong>Nested Tabs</strong>. Display content in vertical or horizontal tabs.</li>\n<li><strong>Nested Accordion</strong>. Display any type of content in collapsible sections.</li>\n<li><strong>Rating</strong>. Display how many stars (or another icon) other visitors gave.</li>\n<li><strong>Alert</strong>. Include a colored alert box to draw visitor’s attention.</li>\n<li><strong>HTML</strong>. Insert code into the page.</li>\n<li><strong>Shortcode</strong>. Insert shortcodes from any plugin into the page.</li>\n<li><strong>Menu Anchor</strong>. Link any menu to this anchor.</li>\n<li><strong>Read More</strong>. Set the Read More cut-off for the excerpt in archive pages.</li>\n<li><strong>Sidebar</strong>. Add sidebars onto the page.</li>\n<li><strong>Google Maps</strong>. Embed maps into the page.</li>\n<li><strong>SoundCloud</strong>. Add SoundCloud audio bits.</li>\n<li><strong>Divider</strong>. Separate content with a designed divider.</li>\n<li><strong>Spacer</strong>. Add space between elements.</li>\n<li><strong>Text Path</strong>. Attach your text to a path.</li>\n<li><strong>And counting&#8230;</strong></li>\n</ul>\n<h3>🚀 Enhance Your Website</h3>\n<p><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-performance-performance-page/\" rel=\"nofollow ugc\">High-Performing Websites</a></strong>: Website performance impacts your visitor’s experience and search result ranking. Elementor, in partnership with Google Chrome, continuously enhances performance without compromising design.</p>\n<p><strong>Key features include:</strong></p>\n<ul>\n<li><strong>Reduced DOM Output</strong>: Streamlined HTML structure for faster rendering.</li>\n<li><strong>Improved Media File Loading</strong>: Optimized loading of images, videos, and other media assets.</li>\n<li><strong>Reduced CSS and JS Files</strong>: Minimized stylesheets and scripts individually loaded only on demand for quicker loading times.</li>\n<li><strong>Lazy Loading</strong>: Deferred loading of non-critical resources to improve initial page load speed.</li>\n<li><strong>Faster Font Loading</strong>: Efficient delivery of web fonts to enhance text rendering speed.</li>\n<li><strong>Optimized Front-End Asset Loading</strong>: Efficient loading of assets like JavaScript and CSS to minimize render-blocking.</li>\n<li><strong>Element Caching</strong>: Cache frequently accessed design elements to reduce server response time and enhance overall performance.</li>\n</ul>\n<h3>🔥 Elementor Editor Pro Features</h3>\n<p>Create unparalleled websites while saving time, money and resources with <a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-pro-elementor-pro/\" rel=\"nofollow ugc\">Elementor Editor Pro</a>’s full website builder. Get access to 100+ professional widgets, features, and tools.</p>\n<p><strong>Editor Pro Design Widgets:</strong></p>\n<ol>\n<li><strong>Posts</strong>: Display your blog posts with customizable layouts and styles.</li>\n<li><strong>Share Buttons</strong>: Allow visitors to easily share your content on various social media platforms.</li>\n<li><strong>Portfolio</strong>: Showcase your work or projects with stunning portfolio layouts.</li>\n<li><strong>Slides</strong>: Create dynamic slideshows with custom animations and transitions.</li>\n<li><strong>Form</strong>: Design and customize advanced forms for user interaction and data collection.</li>\n<li><strong>Login</strong>: Add a login form or user registration module to your website.</li>\n<li><strong>Nav Menu</strong>: Customize and style your website&#8217;s navigation menu for better user experience.</li>\n<li><strong>Animated Headline</strong>: Create attention-grabbing headlines with animated effects.</li>\n<li><strong>Price Table</strong>: Display pricing plans or packages in a structured and visually appealing format.</li>\n<li><strong>Price List</strong>: Showcase a list of prices or services with customizable styling options.</li>\n<li><strong>Gallery</strong>: Create beautiful image galleries with various layout options and lightbox support.</li>\n<li><strong>Flip Box</strong>: Add interactive flip animations to highlight content or features.</li>\n<li><strong>Call to Action</strong>: Encourage user interaction and conversions with compelling call-to-action sections.</li>\n<li><strong>Media Carousel</strong>: Showcase a carousel of media files such as images or videos.</li>\n<li><strong>Testimonial Carousel</strong>: Display client testimonials in a carousel format for social proof.</li>\n<li><strong>Nested Carousel</strong>: Create nested carousels for more complex content organization.</li>\n<li><strong>Loop Carousel</strong>: Display content in a looped carousel for continuous viewing.</li>\n<li><strong>Table Of Content</strong>: Generate a table of contents for longer articles or guides to improve navigation.</li>\n<li><strong>Countdown</strong>: Add countdown timers to create urgency for promotions or events.</li>\n<li><strong>Facebook Page</strong>: Embed your Facebook page feed or content onto your website.</li>\n<li><strong>Blockquote</strong>: Highlight quotes or testimonials with stylish formatting options.</li>\n<li><strong>Template</strong>: Save and reuse design templates for consistent branding and layout.</li>\n<li><strong>Reviews</strong>: Showcase customer reviews and ratings to build trust and credibility.</li>\n<li><strong>Facebook Button</strong>: Add buttons to promote interactions with your Facebook page or content.</li>\n<li><strong>Facebook Embed</strong>: Embed Facebook posts or content onto your website.</li>\n<li><strong>Facebook Comments</strong>: Enable Facebook comments on your website&#8217;s pages or posts.</li>\n<li><strong>PayPal Button</strong>: Integrate PayPal buttons for easy online payments.</li>\n<li><strong>Stripe Button</strong>: Integrate Stripe payment buttons to facilitate secure online transactions.</li>\n<li><strong>Lottie Widget</strong>: Add Lottie animations to enhance visual appeal and engagement.</li>\n<li><strong>Code Highlight</strong>: Display code snippets with syntax highlighting for better readability.</li>\n<li><strong>Video Playlist</strong>: Create and customize playlists for video content on your website.</li>\n<li><strong>Mega Menu</strong>: Customize advanced menus for better navigation and displaying complex content.</li>\n<li><strong>Off Canvas</strong>: Create off-canvas areas that slide in to show extra info or menus without cluttering the main layout.</li>\n</ol>\n<p><strong>Editor Pro Theme Widgets:</strong></p>\n<p>Build and customize all the key parts of your website including headers, footers, 404 page, global archives, and more&#8230;</p>\n<ol>\n<li><strong>Post Title</strong>: Customize the title of individual blog posts or pages.</li>\n<li><strong>Post Excerpt</strong>: Display a brief summary or teaser of your blog posts.</li>\n<li><strong>Post Content</strong>: Customize the main content area of your blog posts or pages.</li>\n<li><strong>Featured Image</strong>: Set and customize featured images for blog posts or pages.</li>\n<li><strong>Author Box</strong>: Display author information and bios on blog posts.</li>\n<li><strong>Post Comments</strong>: Customize the appearance and functionality of comments sections on your website.</li>\n<li><strong>Post Navigation</strong>: Add navigation links to adjacent posts for easy browsing.</li>\n<li><strong>Post Info</strong>: Display additional information about blog posts, such as author and date.</li>\n<li><strong>Site Logo</strong>: Upload and customize your website&#8217;s logo for branding purposes.</li>\n<li><strong>Site Title</strong>: Customize the title of your website.</li>\n<li><strong>Page Title</strong>: Customize the title of individual pages.</li>\n<li><strong>Search Bar</strong>: Add a search bar to allow users to search your website&#8217;s content.</li>\n<li><strong>Breadcrumbs</strong>: Display hierarchical navigation paths for better user navigation.</li>\n<li><strong>Sitemap</strong>: Generate a sitemap for better search engine indexing and user navigation.</li>\n<li><strong>Loop Grid</strong>: Design and customize grid layouts for blog post archives or product listings.</li>\n</ol>\n<p><strong>Editor Pro WooCommerce Widgets:</strong></p>\n<p>Design and customize a complete online shopping experience across your entire website.</p>\n<ol>\n<li><strong>Product</strong>: Display individual products with customizable layouts and styles.</li>\n<li><strong>Breadcrumbs</strong>: Display hierarchical navigation paths for better user navigation within your store.</li>\n<li><strong>Product Title</strong>: Customize the title of individual products.</li>\n<li><strong>Product Images</strong>: Set and customize images for product listings.</li>\n<li><strong>Product Price</strong>: Display the price of individual products.</li>\n<li><strong>Add To Cart</strong>: Add customizable add to cart buttons for easy purchasing.</li>\n<li><strong>Product Rating</strong>: Display ratings and reviews for products.</li>\n<li><strong>Product Stock</strong>: Display stock availability for products.</li>\n<li><strong>Product Meta</strong>: Display additional information about products, such as SKU and categories.</li>\n<li><strong>Product Content</strong>: Customize the main content area of product descriptions.</li>\n<li><strong>Short Description</strong>: Display brief summaries or teasers of products.</li>\n<li><strong>Product Data Tabs</strong>: Organize product information into tabbed sections for better organization.</li>\n<li><strong>Additional Information</strong>: Display additional details about products, such as dimensions and weight.</li>\n<li><strong>Product Related</strong>: Showcase related products to encourage additional purchases.</li>\n<li><strong>Upsells</strong>: Promote upsell products to increase average order value.</li>\n<li><strong>Products</strong>: Display a grid or list of products with customizable settings.</li>\n<li><strong>Custom Add To Cart</strong>: Customize the add to cart button for specific products.</li>\n<li><strong>WooCommerce Pages</strong>: Design and customize WooCommerce-specific pages, such as the cart and checkout pages.</li>\n<li><strong>Product Categories</strong>: Display product categories for easy navigation within your store.</li>\n<li><strong>Menu Cart</strong>: Display a cart icon in your navigation menu for easy access to the shopping cart.</li>\n<li><strong>Cart</strong>: Customize the appearance and functionality of the shopping cart page.</li>\n<li><strong>Checkout</strong>: Customize the appearance and functionality of the checkout page.</li>\n<li><strong>My Account</strong>: Customize the appearance and functionality of the customer account area.</li>\n<li><strong>Purchase Summary</strong>: Display a summary of purchases during the checkout process.</li>\n<li><strong>WooCommerce Notices</strong>: Customize the appearance and functionality of WooCommerce notices, such as order confirmation messages.</li>\n</ol>\n<p>Build professional websites with <strong><a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-pro-elementor-pro/\" rel=\"nofollow ugc\">Elementor Editor Pro</a></strong>!</p>\n<h4>🔒 SECURITY AND COMPLIANCE</h4>\n<p>Elementor places a paramount focus on security, evident through our acquisition of industry certifications such as ISO/IEC 27001, ISO/IEC 27017, ISO/IEC 27018, ISO/IEC 27701, and SOC 2 Type II. These certifications underscore our commitment to implementing robust security measures, and highlight our dedication to adhering to recognized industry standards.</p>\n<p>We encourage ethical security research through our <a href=\"https://go.elementor.com/wp-repo-description-tab-bug-crowd-bug-bounty-program/\" rel=\"nofollow ugc\">Bug Bounty program</a>. We collaborate with leading bug bounty services to provide opportunities for researchers to report vulnerabilities in our services. Our bounty programs include a triage team available 24/7/365.</p>\n<p>For more information: <a href=\"https://go.elementor.com/trust-center/\" rel=\"nofollow ugc\">Trust Center</a>.</p>\n<h4>♿ Accessibility Best Practices</h4>\n<p>Elementor offers accessibility tools and enhancements to help you provide a better experience for all users. Including HTML 5 semantic, full keyboard navigation menu, ongoing improvement of features, widget, and more.</p>\n<h4>🌐 Translated to 63+ languages, includes RTL support</h4>\n<p>Elementor supports multiple languages, typographies, and RTL, with editor translations in <a href=\"https://go.elementor.com/wp-repo-description-tab-wordpress-plugin-translate/\" rel=\"nofollow ugc\">over 63 languages</a>.</p>\n<p>It’s also compatible with WPML, Polylang, TranslatePress, Weglot, and more. To contribute, add a new language via <a href=\"https://translate.wordpress.org\" rel=\"nofollow ugc\">translate.wordpress.org</a>. See our guide on <a href=\"https://go.elementor.com/wp-repo-description-tab-help-center-translate/\" rel=\"nofollow ugc\">how to translate and localize the plugin</a>.</p>\n<h4>⏩ Use of 3rd Party Services</h4>\n<p>To improve the user experience, Elementor may use the following 3rd party services if the required feature is enabled:</p>\n<ul>\n<li>Google Fonts – are loaded to add additional fonts to your website. Google’s <a href=\"https://policies.google.com/terms\" rel=\"nofollow ugc\">TOS</a> and <a href=\"https://policies.google.com/privacy\" rel=\"nofollow ugc\">Privacy Policy</a> apply.</li>\n<li>Some Elementor features require loading assets from Elementor.com. These assets are not used for tracking unless explicitly mentioned, requiring your approval and manual opt-in. Learn more in our <a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-plugin-terms/\" rel=\"nofollow ugc\">TOS</a> and <a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-plugin-privacy/\" rel=\"nofollow ugc\">Privacy Policy</a>.</li>\n</ul>\n<h4>📧 Related Products by Elementor</h4>\n<p><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-io/\" rel=\"nofollow ugc\">Image Optimizer</a></strong>: Superior image compression for faster, high-quality website performance.</p>\n<p><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-sm/\" rel=\"nofollow ugc\">Site Mailer</a></strong>: Reliable email management without SMTP plugins, keeping your communications streamlined and efficient.</p>\n<p><strong><a href=\"http://go.elementor.com/editor-acc-wp-repo\" rel=\"nofollow ugc\">Ally</a></strong>: Enhances website usability for individuals with disabilities. Ally is designed to help web creators make their websites more inclusive. It scans, detects, and remediate key accessibility violations, working seamlessly on all WordPress and Elementor websites.</p>\n<h4>📣 See What Our Users Have to Say</h4>\n<blockquote>\n<p>“Elementor is hands down the best page builder out there” – ★★★★★ <em><a href=\"https://wordpress.org/support/topic/elementor-is-hands-down-the-best-page-builder-out-there/\" rel=\"ugc\">Graphicvision1</a></em></p>\n<p>“An incredibly user-friendly plugin” – ★★★★★ <em><a href=\"https://wordpress.org/support/topic/a-wonderful-experience/\" rel=\"ugc\">Hyeyoga</a></em></p>\n<p>“Easily, my most used WP plugin” – ★★★★★ <em><a href=\"https://wordpress.org/support/topic/easily-my-most-used-wp-plugin/\" rel=\"ugc\">Xander Venske</a></em></p>\n<p>“I upgraded to the Pro version and just love this plugin!” – ★★★★★ <em><a href=\"https://wordpress.org/support/topic/love-elementor-17/\" rel=\"ugc\">Andybarn56</a></em></p>\n<p>“Excellent product with great tech support” – ★★★★★ <em><a href=\"https://wordpress.org/support/topic/excellent-product-with-great-tech-support/\" rel=\"ugc\">Martywilsonnj</a></em></p>\n</blockquote>\n<p><em><a href=\"https://wordpress.org/support/plugin/elementor/reviews/?filter=5\" rel=\"ugc\">More testimonials</a></em></p>\n<h4>🌍 Join a Global Community</h4>\n<p>Join a global community that helps each other achieve their goals.</p>\n<ul>\n<li><a href=\"https://elemn.to/discord\" rel=\"nofollow ugc\">Discord Community</a> – Chat with Web Creators, discuss specific topics in dedicated channels.</li>\n<li><a href=\"https://go.elementor.com/wp-repo-description-tab-facebook-group/\" rel=\"nofollow ugc\">Facebook Community</a> &#8211; Over 150K+ members, offering support, advice, feedback, and tutorials.</li>\n<li><a href=\"https://go.elementor.com/wp-repo-description-tab-github-repo/\" rel=\"nofollow ugc\">GitHub Community</a> &#8211; Get information about releases, request features, or report a bug.</li>\n<li><a href=\"https://go.elementor.com/wp-repo-description-tab-addons-dozens-of-elementor-addons/\" rel=\"nofollow ugc\">Elementor Addons, Themes, and Kits</a> Themes and Kits  &hellip;</li>\n</ul>\n\";s:12:\"installation\";s:1461:\"<h4>Minimum Requirements</h4>\n<ul>\n<li>WordPress 6.5 or greater</li>\n<li>PHP version 7.4 or greater</li>\n<li>MySQL version 5.0 or greater</li>\n</ul>\n<h4>Recommended Requirements</h4>\n<ul>\n<li>PHP version 8.1 or greater</li>\n<li>MySQL version 5.6 or greater</li>\n<li>WordPress Memory limit of 64 MB or greater (128 MB or higher is preferred)</li>\n</ul>\n<p><iframe loading=\"lazy\" title=\"Installing Elementor on WordPress\" width=\"750\" height=\"422\" src=\"https://www.youtube.com/embed/9EZ159ryFNs?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe></p>\n<h4>Installation</h4>\n<ol>\n<li>Install using the WordPress built-in Plugin installer, or Extract the zip file and drop the contents in the <code>wp-content/plugins/</code> directory of your WordPress installation.</li>\n<li>Activate the plugin through the &#8216;Plugins&#8217; menu in WordPress.</li>\n<li>Go to Pages &gt; Add New</li>\n<li>Press the &#8216;Edit with Elementor&#8217; button.</li>\n<li>Now you can drag and drop widgets from the left panel onto the content area, as well as add new sections and columns that make up the page structure.</li>\n</ol>\n<p>For documentation and tutorials visit our <a href=\"https://elementor.com/help/?utm_source=wp-repo&amp;utm_medium=link&amp;utm_campaign=readme\" rel=\"nofollow ugc\">Knowledge Base</a>.</p>\n\";s:3:\"faq\";s:5070:\"\n<dt id=\"how%20do%20i%20install%20elementor%20editor%3F\">\nHow do I install Elementor Editor?\n</h4>\n<p>\n<p>To install the free version of Elementor Editor, follow the steps below:<br />\nFrom your WordPress dashboard -&gt; Go to Plugins -&gt; Click on &#8216;Add new&#8217;-&gt; In the Search field, enter Elementor and choose Elementor website builder.<br />\nPress install -&gt; After installation, click Activate.</p>\n</p>\n<dt id=\"does%20elementor%20editor%20work%20with%20all%20the%20themes%3F\">\nDoes Elementor Editor work with all the themes?\n</h4>\n<p>\n<p>Elementor Editor works all the themes that respect the coding standards of WordPress set by its Codex. It is recommended to use Elementor&#8217;s <a href=\"https://go.elementor.com/wp-repo-description-tab-hello-theme-hello-theme/\" rel=\"nofollow ugc\">Hello Theme</a>, a lightweight blank canvas, to enjoy full flexibility when using Elementor Editor, and optimize your experience.</p>\n</p>\n<dt id=\"is%20elementor%20editor%20compatible%20with%20gutenberg%3F\">\nIs Elementor Editor compatible with Gutenberg?\n</h4>\n<p>\n<p>Elementor Editor and Gutenberg work seamlessly together. As a user, you can easily decide which editor to use at every point while editing your site.</p>\n</p>\n<dt id=\"can%20i%20create%20an%20online%20store%3F\">\nCan I create an online store?\n</h4>\n<p>\n<p>Yes, with the Elementor Editor Pro WooCommerce Builder you can customize every page of your store to create an amazing customer experience that drives sales.</p>\n</p>\n<dt id=\"does%20it%20work%20with%20other%20wordpress%20plugins%3F\">\nDoes it work with other WordPress plugins?\n</h4>\n<p>\n<p>It works with almost all the plugins. If you experience an incompatibility issue, please report it to us and to the plugin that conflicts with Elementor Editor.</p>\n</p>\n<dt id=\"do%20i%20need%20to%20know%20how%20to%20code%3F\">\nDo I need to know how to code?\n</h4>\n<p>\n<p>No! Elementor Editor provides you with all the widgets and features that you need to build a professional website without using code.</p>\n</p>\n<dt id=\"do%20i%20need%20to%20know%20how%20to%20design%3F\">\nDo I need to know how to design?\n</h4>\n<p>\n<p>No, you can choose between professionally designed kits and templates that fit to every industry and have all you need to create your own professional website.</p>\n</p>\n<dt id=\"will%20elementor%20editor%20slow%20down%20my%20website%3F\">\nWill Elementor Editor slow down my website?\n</h4>\n<p>\n<p>As Elementor prioritizes speed and performance, you enjoy better and faster performance with each new version of the Editor. When testing the same page layout on older versions you can see a significant performance improvement, from a score of 82 in Google PageSpeed Insight in version 3.1, to a score of 95 i in version 3.5.</p>\n</p>\n<dt id=\"is%20my%20site%20secure%20with%20elementor%20editor%3F\">\nIs my site secure with Elementor Editor?\n</h4>\n<p>\n<p>The security of your website is extremely important to us and we take proactive measures to assure that your websites are secure. Elementor is ISO 27001 certified, and has a dedicated team of security professionals that implements industry best-practices for maximum security and compliance, 24/7.</p>\n<p>There is also a managed security Bug Bounty program, utilizing the community power by enabling 24/7/365 crowdsourced vulnerability detection.</p>\n</p>\n<dt id=\"can%20i%20buy%20templates%20separately%3F\">\nCan I buy templates separately?\n</h4>\n<p>\n<p>Of course, you can use any template that supports Elementor Editor.</p>\n</p>\n<dt id=\"is%20elementor%20editor%20compatible%20with%20post%20and%20custom%20post%20types%3F\">\nIs Elementor Editor compatible with Post and Custom Post Types?\n</h4>\n<p>\n<p>Of course! You can set which post types will enable Elementor in the settings page.</p>\n</p>\n<dt id=\"what%20is%20the%20difference%20between%20elementor%27s%20free%20editor%20plugin%20and%20elementor%20editor%20pro%3F\">\nWhat is the difference between Elementor&#8217;s free Editor plugin and Elementor Editor Pro?\n</h4>\n<p>\n<p>Elementor Editor’s Free version allows you to explore our revolutionary drag &amp; drop live editor, basic widgets and templates. Elementor Editor Pro (Essential, Advanced, Expert, Studio, and Agency) empowers you with more professional tools that speed up your workflow, give you access to human-powered support, help you build more advanced content, and convert visitors. See full comparison here.</p>\n</p>\n<dt id=\"how%20can%20i%20become%20a%20contributor%3F\">\nHow can I become a Contributor?\n</h4>\n<p>\n<p>If you want to contribute, go to our <a href=\"https://github.com/elementor/elementor\" rel=\"nofollow ugc\">Elementor GitHub Repository</a> and see where you can help.<br />\nYou can also add a new language via <a href=\"https://go.elementor.com/wp-repo-description-tab-wordpress-plugin-translate/\" rel=\"nofollow ugc\">translate.wordpress.org</a>. We’ve built a short guide explaining <a href=\"https://go.elementor.com/wp-repo-description-tab-wordpress-plugin-translate-faq/\" rel=\"nofollow ugc\">how to translate and localize the plugin</a>.</p>\n</p>\n\n\";s:9:\"changelog\";s:2612:\"<h4>3.35.4 &#8211; 2026-02-11</h4>\n<ul>\n<li>Fix: License activation issues in various scenarios</li>\n<li>Fix: General UI issues in Editor screens in WordPress Admin</li>\n<li>Fix: Inline editing UI issues on canvas &#8211; Editor V4</li>\n</ul>\n<h4>3.35.3 &#8211; 2026-02-05</h4>\n<ul>\n<li>Fix: Fatal error appears in dashboard widget in WordPress Admin (<a href=\"https://github.com/elementor/elementor/issues/34663\" rel=\"nofollow ugc\">#34663</a>, <a href=\"https://github.com/elementor/elementor/issues/34659\" rel=\"nofollow ugc\">#34659</a>)</li>\n</ul>\n<h4>3.35.2 &#8211; 2026-02-05</h4>\n<ul>\n<li>Fix: Editor menu in WordPress admin displays incorrectly in RTL</li>\n</ul>\n<h4>3.35.1 &#8211; 2026-02-04</h4>\n<ul>\n<li>Fix: Editor Top Bar does not appear in various scenarios (<a href=\"https://github.com/elementor/elementor/issues/34623\" rel=\"nofollow ugc\">#34623</a>)</li>\n<li>Fix: Fatal error when the PHP <code>mbstring</code> module is missing</li>\n<li>Fix: General UI issues in Editor screens in WordPress Admin</li>\n</ul>\n<h4>3.35.0 &#8211; 2026-02-02</h4>\n<ul>\n<li>New: Introducing Components &#8211; reusable layout building blocks with global sync and per-instance content overrides &#8211; Editor V4</li>\n<li>New: Introducing Inline Editing &#8211; edit Atomic Heading and Paragraph text directly on the canvas &#8211; Editor V4</li>\n<li>New: Introducing a contextual formatting toolbar for inline text editing, including links and common text styles &#8211; Editor V4</li>\n<li>Tweak: Version 4 status updated to Beta and production-ready &#8211; Editor V4</li>\n<li>Tweak: Children perspective controls available only for relevant parent elements &#8211; Editor V4</li>\n<li>Tweak: <code>:hover</code> styling automatically applies to <code>:focus-visible</code> for improved accessibility &#8211; Editor V4</li>\n<li>Tweak: Dynamic tags support added to color picker controls &#8211; Editor V4</li>\n<li>Tweak: Link and Button accessibility improvements in Dynamic Tags &#8211; Editor V4</li>\n<li>Tweak: Nested Accordion optimizations with Grid in Chrome browser</li>\n<li>Fix: Size link-unlink operations not applying consistently &#8211; Editor V4</li>\n<li>Fix: Div Block and Flexbox base styles overriding user settings when viewed from another document &#8211; Editor V4</li>\n<li>Fix: Flex and Div blocks lose selection when deleting an assigned class via the Class Manager &#8211; Editor V4</li>\n<li>Fix: Container handles not visible when &#8220;Overflow: Hidden&#8221; is enabled</li>\n</ul>\n<p><a href=\"https://go.elementor.com/full-changelog/\" rel=\"nofollow ugc\">See changelog for all versions.</a></p>\n\";s:11:\"screenshots\";s:3162:\"<ol><li><a href=\"https://ps.w.org/elementor/assets/screenshot-1.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-1.gif?rev=3005087\" alt=\"&lt;strong&gt;Visual Drag and Drop Editor&lt;/strong&gt; - Design your website layouts and place any element anywhere on the page for pixel-perfect designs.\"></a><p><strong>Visual Drag and Drop Editor</strong> - Design your website layouts and place any element anywhere on the page for pixel-perfect designs.</p></li><li><a href=\"https://ps.w.org/elementor/assets/screenshot-2.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-2.gif?rev=3005087\" alt=\"&lt;strong&gt;Full Design System&lt;/strong&gt; - Enjoy a professional workflow and ensure consistency across your site. Define your settings, use them globally, and instantly adjust them any time.\"></a><p><strong>Full Design System</strong> - Enjoy a professional workflow and ensure consistency across your site. Define your settings, use them globally, and instantly adjust them any time.</p></li><li><a href=\"https://ps.w.org/elementor/assets/screenshot-3.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-3.gif?rev=3005087\" alt=\"&lt;strong&gt;Responsive Design&lt;/strong&gt; Fully edit your website and customize the behavior on desktop, tablet, &amp; mobile to optimize the visitor experience on every device.\"></a><p><strong>Responsive Design</strong> Fully edit your website and customize the behavior on desktop, tablet, &amp; mobile to optimize the visitor experience on every device.</p></li><li><a href=\"https://ps.w.org/elementor/assets/screenshot-4.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-4.gif?rev=3005087\" alt=\"&lt;strong&gt;Kits and Templates&lt;/strong&gt; - Jumpstart your web creation process or get inspired with professionally-designed templates or full website kits available for your immediate customization.\"></a><p><strong>Kits and Templates</strong> - Jumpstart your web creation process or get inspired with professionally-designed templates or full website kits available for your immediate customization.</p></li><li><a href=\"https://ps.w.org/elementor/assets/screenshot-5.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-5.gif?rev=3005087\" alt=\"&lt;strong&gt;Nested Elements&lt;/strong&gt; Leverage Elementor Editor&#039;s Nested widgets to place any widget inside the content area of another widget - like Tabs, and Accordion for complete design flexibility.\"></a><p><strong>Nested Elements</strong> Leverage Elementor Editor\'s Nested widgets to place any widget inside the content area of another widget - like Tabs, and Accordion for complete design flexibility.</p></li><li><a href=\"https://ps.w.org/elementor/assets/screenshot-6.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-6.gif?rev=3005087\" alt=\"&lt;strong&gt;Motion Effects&lt;/strong&gt; - Add entrance animations and transitions to any element in your website to captivate visitors.\"></a><p><strong>Motion Effects</strong> - Add entrance animations and transitions to any element in your website to captivate visitors.</p></li></ol>\";s:7:\"reviews\";s:15526:\"<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Poor plugin</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"1 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"1\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/zipname/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/8b1e45cc5440b23af48e8b50e0f49741fb07bbde468fcc08a58757342e4e7e90?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/8b1e45cc5440b23af48e8b50e0f49741fb07bbde468fcc08a58757342e4e7e90?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/zipname/\" class=\"reviewer-name\">zipname</a> on <span class=\"review-date\">February 15, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Poor plugin</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">hello every body</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/mahdyfarsian/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/89c979277be6943f8b95978d202f7ac4f1e1a9cd3cc0dce1225c51c8317c810e?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/89c979277be6943f8b95978d202f7ac4f1e1a9cd3cc0dce1225c51c8317c810e?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/mahdyfarsian/\" class=\"reviewer-name\">mahdyfarsian</a> on <span class=\"review-date\">February 13, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>hi</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>I am very happy because I use WordPress.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Terrible the last update</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"3 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"3\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/wiperelite/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/f43d96e5456b5582f3aa0ca01a6feb6455258545cc959a67683ae77968731ba4?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/f43d96e5456b5582f3aa0ca01a6feb6455258545cc959a67683ae77968731ba4?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/wiperelite/\" class=\"reviewer-name\">wiperelite</a> on <span class=\"review-date\">February 13, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>The last update is terrible, templates function now is very uncomfortable.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Pls return elementor as last version, this is so annoying.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Warning - hard to cancel!!!</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"1 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"1\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/hansnilsson/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/a84ed7092906331f2a5efa885af09efeb47175ef90abe2cc3c58ad4c082e220b?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/a84ed7092906331f2a5efa885af09efeb47175ef90abe2cc3c58ad4c082e220b?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/hansnilsson/\" class=\"reviewer-name\">hansnilsson</a> on <span class=\"review-date\">February 9, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Before you buy this, be sure you don\'t want to cancel it within years because it is a pain to cancel the subscription!</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">They do it well</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/queseo/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/669bdbd1cc8cefd7cdab6c449557a2fda97d7bff797f429b73325c46341a43ec?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/669bdbd1cc8cefd7cdab6c449557a2fda97d7bff797f429b73325c46341a43ec?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/queseo/\" class=\"reviewer-name\">Queseo <small>(queseo)</small></a> on <span class=\"review-date\">February 7, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>They create an easy, powerfull and fast plugin for design and create pages with WordPress</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Makes Website Building Easy</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/smhcis/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/ed22b175b73169d65e94c1459c8247627543116330f357390d06142da40ed3b5?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/ed22b175b73169d65e94c1459c8247627543116330f357390d06142da40ed3b5?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/smhcis/\" class=\"reviewer-name\">smhcis</a> on <span class=\"review-date\">February 5, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Elementor makes it easy to make flexible, attractive websites. The huge number of features means I don\'t have to install a dozen different plugins because the widget or function I need is probably already included!</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">very easy</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/mohamadkamn1369/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/e56f25ca1a361de4fc4cb51ec83370b694f724581c55ff393163d46f5510eaba?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/e56f25ca1a361de4fc4cb51ec83370b694f724581c55ff393163d46f5510eaba?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/mohamadkamn1369/\" class=\"reviewer-name\">mohamadkamn1369</a> on <span class=\"review-date\">February 5, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>im happy to use wordpress as website develooper </p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Wonderful</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"1 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"1\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/keyascii/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/8aede766e37ca20411e18ce027e1b1cb5e9eb58cefe14f7a980339726551b0db?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/8aede766e37ca20411e18ce027e1b1cb5e9eb58cefe14f7a980339726551b0db?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/keyascii/\" class=\"reviewer-name\">keyascii</a> on <span class=\"review-date\">February 3, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Does not work. Simply. If I create a new template, it is not managed as a popup</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">MAJ sur MAJ</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"2 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"2\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/monastromag/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/7963eea045273490f88ed9b8317cb5fa727a25d324b835fbda1b155050d233cb?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/7963eea045273490f88ed9b8317cb5fa727a25d324b835fbda1b155050d233cb?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/monastromag/\" class=\"reviewer-name\">monastromag</a> on <span class=\"review-date\">February 2, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Depuis quelques temps ont est submergé de mise à jours mais dans 90% du temps c\'est pour une V4 qui est toujours en phase béta. Je ne suis pas contre les évolutions mais ça commence a faire long cette version béta. Déçu par ce coté répétitif qui nous oblige a réaliser une action qui à l\'heure actuelle ne m\'apporte rien du tout. Passer en alpha et je ferai les mise à jours avec grand plaisir.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Truly mixed feelings - it&#039;s good for beginners mostly</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"3 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"3\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/yb1313/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/a96b098785d2570e67c0361d976338fc1e616938057fde35a7dc58857bec9ca2?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/a96b098785d2570e67c0361d976338fc1e616938057fde35a7dc58857bec9ca2?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/yb1313/\" class=\"reviewer-name\">yb1313</a> on <span class=\"review-date\">February 1, 2026</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>I\'m thankful for Elementor\'s enabling website-building with simple &amp; intuitive blocks. </p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>But not for the overly expensive Pro version, and the occasional bugs. I wish I had just used the WP page builder/editor instead for some sites without relying so much on a single plugin. </p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Hopefully this review will be of help and go up with time. </p>\n<!-- /wp:paragraph --></div>\n</div>\n\";}s:17:\"short_description\";s:145:\"The Elementor Website Builder has it all: drag and drop page builder, pixel perfect design, mobile responsive editing, and more. Get started now!\";s:13:\"download_link\";s:59:\"https://downloads.wordpress.org/plugin/elementor.3.35.4.zip\";s:14:\"upgrade_notice\";a:0:{}s:11:\"screenshots\";a:6:{i:1;a:2:{s:3:\"src\";s:62:\"https://ps.w.org/elementor/assets/screenshot-1.gif?rev=3005087\";s:7:\"caption\";s:144:\"<strong>Visual Drag and Drop Editor</strong> - Design your website layouts and place any element anywhere on the page for pixel-perfect designs.\";}i:2;a:2:{s:3:\"src\";s:62:\"https://ps.w.org/elementor/assets/screenshot-2.gif?rev=3005087\";s:7:\"caption\";s:185:\"<strong>Full Design System</strong> - Enjoy a professional workflow and ensure consistency across your site. Define your settings, use them globally, and instantly adjust them any time.\";}i:3;a:2:{s:3:\"src\";s:62:\"https://ps.w.org/elementor/assets/screenshot-3.gif?rev=3005087\";s:7:\"caption\";s:170:\"<strong>Responsive Design</strong> Fully edit your website and customize the behavior on desktop, tablet, &amp; mobile to optimize the visitor experience on every device.\";}i:4;a:2:{s:3:\"src\";s:62:\"https://ps.w.org/elementor/assets/screenshot-4.gif?rev=3005087\";s:7:\"caption\";s:193:\"<strong>Kits and Templates</strong> - Jumpstart your web creation process or get inspired with professionally-designed templates or full website kits available for your immediate customization.\";}i:5;a:2:{s:3:\"src\";s:62:\"https://ps.w.org/elementor/assets/screenshot-5.gif?rev=3005087\";s:7:\"caption\";s:197:\"<strong>Nested Elements</strong> Leverage Elementor Editor\'s Nested widgets to place any widget inside the content area of another widget - like Tabs, and Accordion for complete design 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href=\"https://profiles.wordpress.org/softaculous/\">Softaculous</a>\";s:14:\"author_profile\";s:43:\"https://profiles.wordpress.org/softaculous/\";s:12:\"contributors\";a:2:{s:9:\"pagelayer\";a:3:{s:7:\"profile\";s:41:\"https://profiles.wordpress.org/pagelayer/\";s:6:\"avatar\";s:120:\"https://secure.gravatar.com/avatar/da11d7dd9a75193431feed4a3e58a875f78b6180bd032bf980e311f10713bee2?s=96&d=monsterid&r=g\";s:12:\"display_name\";s:9:\"pagelayer\";}s:11:\"softaculous\";a:3:{s:7:\"profile\";s:43:\"https://profiles.wordpress.org/softaculous/\";s:6:\"avatar\";s:120:\"https://secure.gravatar.com/avatar/d5f508eb226ae8cade7ed9f0f0cda7115f419afe760e0b64af278ed042b47c1f?s=96&d=monsterid&r=g\";s:12:\"display_name\";s:11:\"Softaculous\";}}s:8:\"requires\";s:3:\"5.0\";s:6:\"tested\";s:5:\"6.9.1\";s:12:\"requires_php\";s:3:\"7.2\";s:16:\"requires_plugins\";a:0:{}s:6:\"rating\";i:78;s:7:\"ratings\";a:5:{i:5;i:5;i:4;i:0;i:3;i:0;i:2;i:0;i:1;i:2;}s:11:\"num_ratings\";i:7;s:11:\"support_url\";s:45:\"https://wordpress.org/support/plugin/siteseo/\";s:15:\"support_threads\";i:0;s:24:\"support_threads_resolved\";i:0;s:15:\"active_installs\";i:500000;s:12:\"last_updated\";s:22:\"2025-12-25 10:04am GMT\";s:5:\"added\";s:10:\"2023-12-29\";s:8:\"homepage\";s:19:\"https://siteseo.io/\";s:8:\"sections\";a:6:{s:11:\"description\";s:7044:\"<p>SiteSEO is a revolutionary WordPress SEO plugin that seamlessly integrates with all page builders and themes, making it the best choice for optimizing your website.</p>\n<p>SiteSEO is a powerful WordPress SEO plugin to maximize your online Visibility, boost traffic and elevate rankings. It helps you to manage XML Sitemaps, improve social sharing, manage Titles and Metas and so much more.</p>\n<p>You can find our official documentation at <a href=\"https://siteseo.io/docs\" rel=\"nofollow ugc\">https://siteseo.io/docs</a>. We are also active in our community support forums on wordpress.org if you are one of our free users. Our Premium Support Ticket System is at <a href=\"https://softaculous.deskuss.com\" rel=\"nofollow ugc\">https://softaculous.deskuss.com</a></p>\n<p><a href=\"https://siteseo.io\" title=\"SiteSEO Homepage\" rel=\"nofollow ugc\">Home Page</a> | <a href=\"https://softaculous.deskuss.com\" title=\"SiteSEO Support\" rel=\"nofollow ugc\">Support</a> | <a href=\"http://siteseo.io/docs\" title=\"Documents\" rel=\"nofollow ugc\">Documents</a></p>\n<h3>Key Features :</h3>\n<ul>\n<li><strong>Content Analysis :</strong> Get valuable insights to create content that is perfectly optimized for search engines.</li>\n<li><strong>Universal SEO Metabox :</strong> Edit your SEO metadata from any page builder or theme builder effortlessly.</li>\n<li><strong>Easy Import :</strong> Migrate your post and term metadata from other plugins with a simple one-click process.</li>\n</ul>\n<h3>Why Choose SiteSEO :</h3>\n<ul>\n<li><strong>Save Time and Money:</strong> Import and export metadata easily with SiteSEO PRO, which starts at $49 per year.</li>\n<li><strong>All-in-One Solution:</strong> SiteSEO comes with all the features you need to optimize your WordPress site&#8217;s SEO, eliminating the need for additional extensions and potential conflicts.</li>\n<li><strong>Easy and User-Friendly:</strong> You don&#8217;t need to be an SEO expert or coder to use SiteSEO. Most settings are automatically configured, and an installation wizard guides you through the setup process.</li>\n</ul>\n<h3>SiteSEO Free Features :</h3>\n<h3>SiteSEO Free offers a comprehensive set of features, including :</h3>\n<ul>\n<li><strong>Google Indexing API and IndexNow API</strong> for quick content indexing.</li>\n<li><strong>Content analysis</strong> with unlimited keywords for optimized content creation.</li>\n<li><strong>Google Knowledge Graph</strong> support for better visibility.</li>\n<li><strong>Social media previews</strong> for Google, Facebook, and X(Twitter).</li>\n<li><strong>Open Graph and X Cards</strong> integration for enhanced social media sharing.</li>\n<li><strong>Customizable titles and meta</strong> descriptions with dynamic variables.</li>\n<li><strong>Installation wizard</strong> for hassle-free site setup.</li>\n</ul>\n<h3>Upgrade to SiteSEO PRO for More Power:</h3>\n<h3>Unlock advanced capabilities with SiteSEO PRO, such as:</h3>\n<ul>\n<li><strong>Enhanced WooCommerce Support:</strong> Optimize e-commerce sites with price and currency meta tags, product XML sitemaps, and more.</li>\n<li><strong>Google Page Speed Insights:</strong> Analyze your site&#8217;s performance on mobile and desktop, including Core Web Vitals.</li>\n<li><strong>SitSEO AI:</strong> Our AI integration generates SEO-friendly titles and meta descriptions. This helps improve your click-through rate (CTR) by making your content more appealing and discoverable in search results.</li>\n<li><strong>Robots.txt Editor:</strong> Edit the virtual robots.txt directly from SiteSEO, comes with shortcuts for common robots.txt rules.</li>\n<li><strong>htaccess Editor:</strong> Edit your htaccess file, comes with common htaccess rules you can use.</li>\n<li><strong>Google News Sitemap:</strong> Google news sitemaps are special sitemap, specifically for content, which is time bound, and helps in making content eligible to be shown on Google&#8217;s News surface.</li>\n<li><strong>Structured Data:</strong> Helps search engines understand your website better, as it adds Structured data markup.</li>\n<li><strong>Breadcrumbs:</strong> Helps improve the navigation for users.</li>\n<li><strong>Video Sitemap:</strong> Helps search engines understand the video content on your website better.</li>\n<li><strong>404 Monitoring and Redirection:</strong> Monitor and redirect user who end up on a 404 page.</li>\n<li><strong>Dublin Code:</strong> Meta tags for title and description, support by Governments, directories, Bing and Yandex.</li>\n<li><strong>Local Business:</strong> Adds schema that helps search engines understand your local business well using data like address, opening hours, website, phone number and more.</li>\n<li><strong>RSS Sitemap:</strong> Gives search engines info about your recent feed.</li>\n<li><strong>Search Statistics:</strong> Seamlessly integrate Google Search Console and view all your search performance insights right within SiteSEO.</li>\n</ul>\n<h4>Multi-language Support :</h4>\n<p>SiteSEO is available in multiple languages, and you can contribute to further localization on translate.wordpress.org.</p>\n<h4>Integrations:</h4>\n<p>SiteSEO smoothly integrates with popular tools such as Elementor, WooCommerce and more.</p>\n<h4>Get Started with SiteSEO Today!</h4>\n<p>Visit our website siteseo.io for more information, join our official community group, and explore our resources to improve your SEO game.<br />\nDon&#8217;t miss out on the ultimate SEO solution for your WordPress website – Get SiteSEO now!</p>\n<h4>Third Party API usage</h4>\n<ol>\n<li>IndexNow: is used to inform Microsoft Bing about the latest content changes on a user&#8217;s website. The plugin sends a list of updated URLs along with the API key generated when the user saved the Instant Indexing settings. It also includes the site&#8217;s URL and the URL of the key location, allowing Bing to verify the website&#8217;s identity.<a href=\"https://www.indexnow.org/terms\" rel=\"nofollow ugc\">Terms and Condition</a> | <a href=\"https://www.indexnow.org\" rel=\"nofollow ugc\">IndexNow.org</a></li>\n<li>Google Instant Index: Is a service used to notify Google when a post is created, updated, or deleted. SiteSEO utilizes this service to inform Google by sending the updated post&#8217;s URL, its state (&#8220;UPDATE&#8221; or &#8220;DELETE&#8221;), and an access token obtained via Google OAuth. <a href=\"https://developers.google.com/terms/site-terms\" rel=\"nofollow ugc\">Terms and Conditions</a> | <a href=\"https://developers.google.com\" rel=\"nofollow ugc\">Google Search Central</a></li>\n<li>Google OAuth: When using Google Instant Indexing SiteSEO need to verify with Google the keys the users has set to access Google&#8217;s services. So SiteSEO sends the key users has provided in the SiteSEO settings to Google to verify the user is authorized to use those keys for Instant Indexing. <a href=\"https://developers.google.com/terms/site-terms\" rel=\"nofollow ugc\">Terms and Conditions</a> | <a href=\"https://developers.google.com\" rel=\"nofollow ugc\">Google Search Central</a></li>\n</ol>\n\";s:12:\"installation\";s:228:\"<ol>\n<li>Upload &#8216;siteseo&#8217; to the &#8216;/wp-content/plugins/&#8217; directory</li>\n<li>Activate the plugin through the &#8216;Plugins&#8217; menu in WordPress</li>\n<li>Click on SiteSEO and apply settings.</li>\n</ol>\n\";s:3:\"faq\";s:1170:\"\n<dt id=\'how%20to%20use%20google%20tag%20manager%20%2F%20facebook%20pixel%20with%20siteseo%20%3F\'>\nHow to use Google Tag Manager / Facebook Pixel with SiteSEO ?\n</h4>\n<p>\n<p>Go to SiteSEO &gt; Analytics &gt; Custom Tracking tab. Paste GTM / Facebook Pixel tracking code to [HEAD] Add an additional tracking code / [BODY] Add an additional tracking code textarea fields. Save changes and clear your cache.</p>\n</p>\n<dt id=\'which%20types%20of%20sitemaps%20support%20siteseo%3F\'>\nWhich types of sitemaps support SiteSEO?\n</h4>\n<p>\n<p>XML sitemaps for search engines: post, page, post type, taxonomies, images and author.<br />\nHTML sitemap for accessibility and SEO.<br />\nSiteSEO PRO supports Google News XML.</p>\n</p>\n<dt id=\'is%20siteseo%20gdpr%20compliant%3F\'>\nIs SiteSEO GDPR compliant?\n</h4>\n<p>\n<p>Yes!</p>\n</p>\n<dt id=\'is%20siteseo%20compatible%20with%20wordpress%20multisite%20%3F\'>\nIs SiteSEO compatible with WordPress multisite ?\n</h4>\n<p>\n<p>Yes!</p>\n</p>\n<dt id=\'my%20question%20is%20not%20listed%20here%21\'>\nMy question is not listed here!\n</h4>\n<p>\n<p><a href=\"https://siteseo.io/docs/faq/\" rel=\"nofollow ugc\">Read our complete FAQ on our site</a></p>\n</p>\n\n\";s:9:\"changelog\";s:12747:\"<h4>1.3.5 (December 25, 2025)</h4>\n<ul>\n<li>[Pro-Feature] Added a Schema importer, user can now import schema from URL, HTML, or JSON.</li>\n<li>[Pro-Improvement] Added modification date support for the global Article schema.</li>\n<li>[Bug-Fix] A function that required PHP 8+ has been replaced with a compatible alternative.</li>\n<li>[Bug-Fix] Fixed a minor issue in the Organization schema.</li>\n<li>[Bug-Fix] Fixed a minor issue in the importer when using custom meta.</li>\n<li>[Task] Added a SureRank importer.</li>\n</ul>\n<h4>1.3.4 (December 16, 2025)</h4>\n<ul>\n<li>[Feature Pro] Search Statistics: Now get Google Search Console Integration, access Search console data right from your SiteSEO plugin.</li>\n<li>[Feature Pro] Auto submission of website and sitemap to search console, part of the Search Statistics feature.</li>\n<li>[Bug-Fix] Fixed an issue where the global description was not showing in the metabox preview.</li>\n<li>[Bug-Fix] Made sitemap compatible for Polylang plugin.</li>\n<li>[Bug-Fix] Fixed an issue where the analysis was not detecting the title, description, and keywords for other languages.</li>\n<li>[Bug-Fix] Fixed an issue with the Twitter social tag where the Twitter username was not detected correctly.</li>\n<li>[Task] Exclusion of non public post types from instant indexing.</li>\n</ul>\n<h4>1.3.3 (November 17, 2025)</h4>\n<ul>\n<li>[Security Fix] There was an issue reported by Supakiad S. (m3ez) &#8211; E-CQURITY(WordFence) which has been fixed.</li>\n<li>[Minor Security Fix] There was an issue reported by Athiwat Tiprasaharn (Jitlada)(WordFence) which has been fixed.</li>\n<li>[Improvement] Added product full description variable for schema.</li>\n<li>[Improvement] Added product parent category variable.</li>\n<li>[Bug-Fix] Fixed an issue with the product sitemap.</li>\n<li>[Bug-Fix] Fixed an issue with the taxonomies sitemap.</li>\n<li>[Bug-Fix] Fixed an issue where Bricks Builder post data could not be retrieved.</li>\n<li>[Task] Minor refactor in breadcumb parent post handling.</li>\n<li>[Task] Tested with WordPress 6.9.</li>\n</ul>\n<h4>1.3.2 (October 30, 2025)</h4>\n<ul>\n<li>[Minor Security Fix] There was an issue reported by Athiwat Tiprasaharn (Jitlada)(WordFence) which has been fixed.</li>\n<li>[Improvement] Breadcrumbs now handles parent post.</li>\n<li>[Improvement] Importer now converts the variables as well.</li>\n<li>[Improvement] Password protected posts will now be no-indexed by default.</li>\n<li>[Bug-Fix] There was an issue with Video Sitemap, which was causing it to make multiple video sitemap pages, this has been fixed.</li>\n<li>[Bug-Fix] There was an issue with WP Bakery unable to save post, this has been fixed.</li>\n<li>[Bug-Fix] Tabs UI was breaking in some cases this has been fixed.</li>\n</ul>\n<h4>1.3.1 (September 30, 2025)</h4>\n<ul>\n<li>[Pro-Feature] Added Global Automatic Schema.</li>\n<li>[Pro-Feature] Added LLMs.txt functionality.</li>\n<li>[Bug-Fix] Fixed an issue where robots.txt did not display the default settings preview. </li>\n<li>[Bug-Fix] Tag sitemap was giving a PHP warning that has been fixed.</li>\n</ul>\n<h4>1.3.0 (September 8, 2025)</h4>\n<ul>\n<li>[Bug-Fix] There was an issue with Title not working in some cases, fixed by increasing the filter priority.</li>\n<li>[Bug-Fix] Sitemap issue of image sitemaps xml getting escaped and last mod having incorrect position has been fixed.</li>\n</ul>\n<h4>1.2.9 (September 4, 2025)</h4>\n<ul>\n<li>[Improvement] Added noindex for WooCommerce Cart, Checkout, and Account pages.</li>\n<li>[Improvement] Added JSON validator for custom schema.</li>\n<li>[Improvement] Added lastmod in sitemap when a static page is set as the homepage.</li>\n<li>[Improvement] Added lastmod in Taxonomies sitemap. </li>\n<li>[Bug-Fix] Fixed an issue in custom schema.</li>\n<li>[Bug-Fix] Fixed issue where image count was not rendering in the sitemap.</li>\n<li>[Bug-Fix] Fixed issue with the Clean Media Filename feature.</li>\n</ul>\n<h4>1.2.8 (August 22, 2025)</h4>\n<ul>\n<li>[Security-Fix] A Security issue reported by stealthcopter (Wordfence) has been fixed.</li>\n<li>[Bug-Fix] Fixed an issue caused by a mismatch between the Free and Pro plugin versions.</li>\n<li>[Bug-Fix] Fixed a minor error with the primary category breadcrumbs in WooCommerce products.</li>\n<li>[Bug-Fix] Fixed a minor error with Instant Indexing page.</li>\n</ul>\n<h4>1.2.7 (August 13, 2025)</h4>\n<ul>\n<li>[Bug Fix] When enqueuing CSS, the SiteSEO version was not getting added, so the CSS cache was not getting invalidated on new release, which was breaking UI for some users, this has been fixed.</li>\n</ul>\n<h4>1.2.6 (August 12, 2025)</h4>\n<ul>\n<li>[Pro Feature] Added AI-powered title and description generation in the metabox.</li>\n<li>[Improvement] Added option to use the same settings as OG for X in the metabox.</li>\n<li>[Improvement] Added homepage notices when a static page is set.</li>\n<li>[Improvement] Now also supports Automated URL Submission for Instant Indexing for Google.</li>\n<li>[Bug Fix] Fixed an issue where the cookies button was displayed in edit mode when using certain page builder plugins.</li>\n</ul>\n<h4>1.2.5 (July 4, 2025)</h4>\n<ul>\n<li>[Bug Fix] Resolved a minor syntax issue for PHP 7.2 compatibility.</li>\n</ul>\n<h4>1.2.4 (July 3, 2025)</h4>\n<ul>\n<li>[Pro-Improvement] Added suggested rules for robots.txt and .htaccess.</li>\n<li>[Improvement] Added suggested dynamic variables for the social settings in the metabox.</li>\n<li>[Improvement] Made the universal metabox icon draggable.</li>\n<li>[Bug-Fix] Fixed title and description issues on archive pages.</li>\n<li>[Bug-Fix] Resolved title and description issue on non-static homepage.</li>\n</ul>\n<h4>1.2.3 (June 17, 2025)</h4>\n<ul>\n<li>[Pro-Improvement] Added support for virtual robots.txt.</li>\n<li>[Improvement] Introduced the Instant Indexing History feature – now you can view indexing submission history.</li>\n<li>[Improvement] Added support for importing settings from Slim SEO.</li>\n<li>[Improvement] Added a noindex warning in the metabox.</li>\n<li>[Bug-Fix] There was a settings sync issue in the Gutenberg sidebar, which has now been resolved.</li>\n<li>[Bug-Fix] Fixed a problem related to description length limits.</li>\n<li>[Bug-Fix] Fixed an issue with importing taxonomy settings.</li>\n<li>[Bug-Fix] There was an issue with static Posts pages, which has now been resolved.</li>\n<li>[Bug-Fix] There was an issue with the social preview in the metabox, which has been resolved.</li>\n</ul>\n<h4>1.2.2 (May 19, 2025)</h4>\n<ul>\n<li>[Improvement] Improved content saving for site verification tags.</li>\n<li>[Bug-Fix] There was an issue with cookies Block which has been resolved.</li>\n<li>[Bug-Fix] An issue related to archives has been resolved.</li>\n<li>[Bug-Fix] A duplicate meta description issue with Elementor Pro has been resolved.</li>\n<li>[Bug-Fix] A duplicate canonical URL issue from WordPress has been resolved.</li>\n<li>[Bug-Fix] A pagination issue in the Remove Category feature has been fixed.</li>\n<li>[Bug-Fix] An issue with the noindex setting for post types has been resolved.</li>\n<li>[Bug-Fix] There was issue with save Order By settings in HTML sitemap has been resolved.</li>\n</ul>\n<h4>1.2.1 (April 21, 2025)</h4>\n<ul>\n<li>[Pro-Feature] Added RSS sitemap.</li>\n<li>[Pro-Feature] Added Video sitemap.</li>\n<li>[Bug-Fix] There was an issue with Blocking Metabox this has been fixed.</li>\n<li>[Bug-Fix] Some user roles we not getting saved in Advanced security settings, this has been fixed.</li>\n<li>[Bug-Fix] Setting Primary Category was not working, this has been fixed.</li>\n<li>[Bug-Fix] Share of page on Facebook was not giving the correct Thumbnail image and description that has been fixed.</li>\n<li>[Bug-Fix] Auto Indexing on Post publish if the option was enabled was not working that has been fixed.</li>\n<li>[Task] A WordPress deprecation warning has been fixed.</li>\n<li>[Task] Tested with WordPress 6.8</li>\n</ul>\n<h4>1.2.0 (April 1, 2025)</h4>\n<ul>\n<li>[Bug-Fix] There was an issue with H1 heading analysis that has been fixed.</li>\n<li>[Bug-Fix] There was an issue with Remove Category slug, this has been fixed.</li>\n<li>[Bug-Fix] A few onboarding settings were not getting saved, that has been fixed.</li>\n</ul>\n<h4>1.1.9 (March 26, 2025)</h4>\n<ul>\n<li>[Bug-Fix] There was issue with Social Network settings getting erased on update, that has been fixed.</li>\n</ul>\n<h4>1.1.8 (March 25, 2025)</h4>\n<ul>\n<li>[Improvement] Now sitemap supports multiple languages.</li>\n<li>[Improvement] Now meta description and canonical URL supports multiple languages.</li>\n<li>[Improvement pro] The structured data types feature now supports post types, has been added to the metabox.</li>\n<li>[Pro Feature] Added Google News sitemap.</li>\n<li>[Pro-Feature] Added Redirections / 404 monitoring feature.</li>\n<li>[Bug-Fix] There was an issue with OG URL, that has been fixed.</li>\n<li>[Bug-Fix] There was Duplicate meta description and canonical URL on the homepage, that has been fixed.</li>\n</ul>\n<h4>1.1.7 (February 28, 2025)</h4>\n<ul>\n<li>[Task] Title and Meta settings for Post Types and Taxonomies will be enabled by default.</li>\n<li>[Task] WP Sitemap will be disabled, and redirected to SiteSEO sitemap, if SEO settings in SiteSEO are enabled.</li>\n<li>[Bug-Fix] There was an issue with SEO metabox, it was showing up even when Universal metabox was enabled, this has been fixed.</li>\n<li>[Bug-Fix] Google Instant indexing, was returning an error that has been fixed.</li>\n</ul>\n<h4>1.1.6 (February 20, 2025)</h4>\n<ul>\n<li>[Bug-Fix] There was an issue with WooCommerce compatibility that has been fixed.</li>\n<li>[Bug-Fix] Bing API was giving 202 response, this has been fixed.</li>\n</ul>\n<h4>1.1.2 (October 09, 2024)</h4>\n<ul>\n<li>[Bug-Fix] A PHP warning related to a decoding function has been fixed.</li>\n<li>[Pro-Version] A Pro version have been launched which includes features like WooCommerce SEO, Easy Digital Downloads SEO, Dublin Core and PageSpeed Insight</li>\n</ul>\n<h4>1.1.1 (July 30, 2024)</h4>\n<ul>\n<li>[Improvement] Title and Description input feedback has been improved when used in the editor.</li>\n<li>[Bug-Fix] For some users Content Readibility was causing issue, which has been fixed</li>\n<li>[Bug-Fix] There was an issue with Sitemaps, that has been fixed.</li>\n<li>[Bug-Fix] There was an issue with X Social card that has been fixed.</li>\n<li>[Bug-Fix] Product title and description has issue saving which has been fixed.</li>\n<li>[Task] Tested with WordPress 6.6.</li>\n</ul>\n<h4>1.1.0 (May 24, 2024)</h4>\n<ul>\n<li>[Feature] You can now use SiteSEO OnPage SEO optimization tools from the Sidebar plugin in gutenberg.</li>\n<li>[Feature] Added Readibility analysis, which includes, Passive voice anlyser, Power word analyser and more.</li>\n<li>[Task] A New On Page optimization widget.</li>\n<li>[Task] Refactored and rewrote some components of SiteSEO.</li>\n</ul>\n<h4>1.0.9 (May 15, 2024)</h4>\n<ul>\n<li>[Feature] Now users can add Table of Content to their posts.</li>\n<li>[Feature] Option to create and edit robots.txt file.</li>\n<li>[Feature] Option to update .htaccess file.</li>\n</ul>\n<h4>1.0.8 (May 08, 2024)</h4>\n<ul>\n<li>[Feature] Block and shortcode support for On Page Breadcrumbs.</li>\n<li>[Task] Title Settings code refactor.</li>\n</ul>\n<h4>1.0.7 (April 17, 2024)</h4>\n<ul>\n<li>[Feature] Realtime Content Analysis for Gutenberg.</li>\n<li>[Bug-Fix] There was an issue on the search page when SiteSEO was active, which has been fixed.</li>\n</ul>\n<h4>1.0.6 (April 12, 2024)</h4>\n<ul>\n<li>[Feature] Adding Breadcrumb to your posts and pages, can be added using Gutenberg Block, short code or direct PHP code.</li>\n<li>[Improvement] Added option to search in tags.</li>\n<li>[Improvement] Added placeholder images in Facebook and Twitter metabox form.</li>\n<li>[Task] Added credits.</li>\n</ul>\n<h4>1.0.5 (Mar 15, 2024)</h4>\n<ul>\n<li>[Bug-Fix] There was an issue with metadata importer which has been fixed.</li>\n<li>[Bug-Fix] CSS of SiteSEO was not loading on some pages which was breaking the UI at some places that has been fixed.</li>\n<li>[Bug-Fix] Meta description was not adding, which has been fixed.</li>\n<li>[Task] Updated docs links.</li>\n</ul>\n<h4>1.0.4 (Mar 1, 2024)</h4>\n<ul>\n<li>[Improvement] Cleaned code for launch.</li>\n<li>[Bug-Fix] CSS taking longer to load Setup wizard has been fixed.</li>\n<li>[Task] Fixed PHP warnings.</li>\n</ul>\n<h4>1.0.1 (Oct 25, 2023)</h4>\n<ul>\n<li>[Improvement] Sanitizing and escaping methods have been added where necessary to prevent XSS vulnerabilities and breaking the HTML document structure.</li>\n</ul>\n<h4>1.0.0 (August 06, 2023)</h4>\n<ul>\n<li>Released Plugin</li>\n</ul>\n<p><a href=\"https://siteseo.io/blog/\" rel=\"nofollow ugc\">View our complete changelog</a></p>\n\";s:11:\"screenshots\";s:1283:\"<ol><li><a href=\"https://ps.w.org/siteseo/assets/screenshot-1.png?rev=3264932\"><img src=\"https://ps.w.org/siteseo/assets/screenshot-1.png?rev=3264932\" alt=\"SiteSEO Dashboard\"></a><p>SiteSEO Dashboard</p></li><li><a href=\"https://ps.w.org/siteseo/assets/screenshot-2.png?rev=3264932\"><img src=\"https://ps.w.org/siteseo/assets/screenshot-2.png?rev=3264932\" alt=\"Content Analysis Metabox\"></a><p>Content Analysis Metabox</p></li><li><a href=\"https://ps.w.org/siteseo/assets/screenshot-3.png?rev=3264932\"><img src=\"https://ps.w.org/siteseo/assets/screenshot-3.png?rev=3264932\" alt=\"Title Settings Metabox\"></a><p>Title Settings Metabox</p></li><li><a href=\"https://ps.w.org/siteseo/assets/screenshot-4.png?rev=3264932\"><img src=\"https://ps.w.org/siteseo/assets/screenshot-4.png?rev=3264932\" alt=\"Advanced Settings Metabox\"></a><p>Advanced Settings Metabox</p></li><li><a href=\"https://ps.w.org/siteseo/assets/screenshot-5.png?rev=3264932\"><img src=\"https://ps.w.org/siteseo/assets/screenshot-5.png?rev=3264932\" alt=\"Titles and Metas Wizard\"></a><p>Titles and Metas Wizard</p></li><li><a href=\"https://ps.w.org/siteseo/assets/screenshot-6.png?rev=3264932\"><img src=\"https://ps.w.org/siteseo/assets/screenshot-6.png?rev=3264932\" alt=\"SiteMap Settings\"></a><p>SiteMap Settings</p></li></ol>\";s:7:\"reviews\";s:10194:\"<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Simple tool</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/richarddush/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/591c7e4a5986b33c34dd4b377f8b5936996f021d56857ab250b46ad085cbe734?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/591c7e4a5986b33c34dd4b377f8b5936996f021d56857ab250b46ad085cbe734?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/richarddush/\" class=\"reviewer-name\">richarddush</a> on <span class=\"review-date\">November 16, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Great tool yet easy to use</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Simple but great tool</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/haejung/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/24f125225672b451b3f9f096d4e5186c6489b2f3f8b340f9199661c8a3ac281a?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/24f125225672b451b3f9f096d4e5186c6489b2f3f8b340f9199661c8a3ac281a?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/haejung/\" class=\"reviewer-name\">HJ <small>(haejung)</small></a> on <span class=\"review-date\">October 12, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>works well</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Thank you for this great plugin</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/akbary27/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/33c5fc66cf830b4bdf3c39538e41adb0a59c507d1c13a432f960dc5896a47fa5?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/33c5fc66cf830b4bdf3c39538e41adb0a59c507d1c13a432f960dc5896a47fa5?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/akbary27/\" class=\"reviewer-name\">Juan Akbary <small>(akbary27)</small></a> on <span class=\"review-date\">August 9, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Excellent plugin… works just as expected</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">avoid - not ready for primetime yet</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"1 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"1\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/focusdigi/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/0ea00004b7147103226f945839147d4b31d7c79637378b9203766cd369919049?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/0ea00004b7147103226f945839147d4b31d7c79637378b9203766cd369919049?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/focusdigi/\" class=\"reviewer-name\">focusdigi</a> on <span class=\"review-date\">July 10, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>This plugin is extremely basic and will get the basic things done, but lacks many features expected of a modern SEO plugin -- particularly their \"pro\" addon which is a joke</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Thank you for this great plugin</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/jorge1992/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/086a221c797fe239b89555ac5c4537744f404f29c61b8261ff6f431acfe5f279?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/086a221c797fe239b89555ac5c4537744f404f29c61b8261ff6f431acfe5f279?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/jorge1992/\" class=\"reviewer-name\">jorge1992</a> on <span class=\"review-date\">May 18, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>Excellent plugin... works just as expected</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Works well</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/stitch23red/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/a115e79d9f226fe68b3e951305e240d6afc9d981779f88a95328d1c0929a03dd?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/a115e79d9f226fe68b3e951305e240d6afc9d981779f88a95328d1c0929a03dd?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/stitch23red/\" class=\"reviewer-name\">stitch23red</a> on <span class=\"review-date\">May 14, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\"><!-- wp:paragraph -->\n<p>It seems to do what it claims to do. I don\'t think the 1-star review was deserved. Perhaps this will offset it. :)</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n	<div class=\"review-head\">\n		<div class=\"reviewer-info\">\n			<div class=\"review-title-section\">\n				<h4 class=\"review-title\">Garbage</h4>\n				<div class=\"star-rating\">\n				<div class=\"wporg-ratings\" aria-label=\"1 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"1\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div>				</div>\n			</div>\n			<p class=\"reviewer\">\n				By <a href=\"https://profiles.wordpress.org/effortlessenglishclub/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/781e97c09b2707d39d60912362a44962622e757ebd51513bfc5fc5bd2309c781?s=16&#038;d=monsterid&#038;r=g\' srcset=\'https://secure.gravatar.com/avatar/781e97c09b2707d39d60912362a44962622e757ebd51513bfc5fc5bd2309c781?s=32&#038;d=monsterid&#038;r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/effortlessenglishclub/\" class=\"reviewer-name\">DougM <small>(EffortlessEnglishClub)</small></a> on <span class=\"review-date\">April 4, 2025</span>			</p>\n		</div>\n	</div>\n	<div class=\"review-body\">Very inconsistent and has cost me waay too much time trying to troubleshoot it.</div>\n</div>\n\";}s:17:\"short_description\";s:154:\"SiteSEO is an easy, fast and powerful SEO plugin for WordPress. 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjVlYjk2MjE4IiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cD5BZmxpZmUgSG9sZGluZ3MgKFopIExpbWl0ZWQgaXMgYSBaYW1iaWFuLWJhc2VkIGludmVzdG1lbnQgaG9sZGluZyBjb21wYW55IHByb3ZpZGluZyBpbnRlZ3JhdGVkIGZpbmFuY2lhbCBzZXJ2aWNlcyB0aHJvdWdoIGEgc3Ryb25nIHBvcnRmb2xpbyBvZiBzdWJzaWRpYXJpZXMgYW5kIGFzc29jaWF0ZSBjb21wYW5pZXMuIFdlIGZvY3VzIG9uIGJ1aWxkaW5nIHJlc2lsaWVudCBidXNpbmVzc2VzLCBkZWxpdmVyaW5nIGNsaWVudC1jZW50cmVkIHNvbHV0aW9ucywgYW5kIGNyZWF0aW5nIHN1c3RhaW5hYmxlIHZhbHVlIGFjcm9zcyB0aGUgcmVnaW9uLjxcL3A+IiwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6OTMsInNpemVzIjpbXX0sImFsaWduX21vYmlsZSI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX21vYmlsZSI6ImluaGVyaXQifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoidGV4dC1lZGl0b3IifQ==\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start 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elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3e815e30 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e815e30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div 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https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-e74e333 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e74e333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" class=\"attachment-full size-full wp-image-626\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-76ac411d e-flex e-con-boxed e-con e-parent\" data-id=\"76ac411d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-564ab8a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"564ab8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission, Values</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-91f4f2c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"91f4f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;}\">ntt<div class=\"elementor-element elementor-element-6a422d1c e-con-full e-transform e-flex e-con e-child\" data-id=\"6a422d1c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-1c423517 elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-element elementor-element-a77ccbf e-flex e-con-boxed e-con e-parent\" data-id=\"a77ccbf\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-d745a12 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"d745a12\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-fb34c62 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"fb34c62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Executive Team</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li><strong><strong>Hill and Delamain<\\/strong><\\/strong><\\/li><li><strong><strong>Total<\\/strong><\\/strong><\\/li><li><strong><strong>Chloride<\\/strong><\\/strong><\\/li><li><strong><strong>Deloitte and Touche<\\/strong><\\/strong><\\/li><li><strong><strong>Philips<\\/strong><\\/strong><\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\",\"_id\":\"6aba05b\"},{\"accordion_title\":\"1996\",\"item_description\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"590ee4c\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #4\"},\"elements\":[{\"id\":\"ea49fe1\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"bf7fdf1\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #5\"},\"elements\":[{\"id\":\"8b80c1c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0commenced on a strategic process to bifurcate the composite services. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li><strong><strong>Hill and Delamain<\\/strong><\\/strong><\\/li><li><strong><strong>Total<\\/strong><\\/strong><\\/li><li><strong><strong>Chloride<\\/strong><\\/strong><\\/li><li><strong><strong>Deloitte and Touche<\\/strong><\\/strong><\\/li><li><strong><strong>Philips<\\/strong><\\/strong><\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\",\"_id\":\"6aba05b\"},{\"accordion_title\":\"1996\",\"item_description\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). 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https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-e74e333 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e74e333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" class=\"attachment-full size-full wp-image-626\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-76ac411d e-flex e-con-boxed e-con e-parent\" data-id=\"76ac411d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-564ab8a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"564ab8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission, Values</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-91f4f2c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"91f4f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li><strong><strong>Hill and Delamain<\\/strong><\\/strong><\\/li><li><strong><strong>Total<\\/strong><\\/strong><\\/li><li><strong><strong>Chloride<\\/strong><\\/strong><\\/li><li><strong><strong>Deloitte and Touche<\\/strong><\\/strong><\\/li><li><strong><strong>Philips<\\/strong><\\/strong><\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\",\"_id\":\"6aba05b\"},{\"accordion_title\":\"1996\",\"item_description\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li><strong><strong>Hill and Delamain<\\/strong><\\/strong><\\/li><li><strong><strong>Total<\\/strong><\\/strong><\\/li><li><strong><strong>Chloride<\\/strong><\\/strong><\\/li><li><strong><strong>Deloitte and Touche<\\/strong><\\/strong><\\/li><li><strong><strong>Philips<\\/strong><\\/strong><\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\",\"_id\":\"6aba05b\"},{\"accordion_title\":\"1996\",\"item_description\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. 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for.\",\"columns_tablet\":1,\"post_query_post_type\":\"board-of-directors-m\"},\"elements\":[],\"widgetType\":\"loop-grid\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"6a7df17\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_justify_content\":\"space-between\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"Team\",\"flex_wrap_tablet\":\"wrap\",\"flex_wrap\":\"wrap\"},\"elements\":[{\"id\":\"b3aa192\",\"elType\":\"container\",\"settings\":{\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"flex_justify_content\":\"center\",\"flex_align_items\":\"center\"},\"elements\":[{\"id\":\"a1c0867\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"Executive Team\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=primary\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\",\"align\":\"center\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":40,\"sizes\":[]},\"_element_width_tablet\":\"inherit\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"0f0915d\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":41,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_tablet\":\"inherit\",\"align\":\"center\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true},{\"id\":\"1e90cc9\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"9b3b172\",\"elType\":\"widget\",\"settings\":{\"template_id\":367,\"alternate_templates\":[{\"template_id\":null,\"_id\":\"c9b40de\"}],\"post_query_post_type\":\"executive-team-membe\",\"pagination_page_limit\":\"5\",\"pagination_prev_label\":\"Previous\",\"pagination_next_label\":\"Next\",\"text\":\"Load More\",\"load_more_no_posts_custom_message\":\"No more posts to show\",\"nothing_found_message_text\":\"It seems we can\\u2019t find what you\\u2019re looking 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data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Strategic Financial Services</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-47cf93d8 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"47cf93d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Empowering Growth. 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":\"\",\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/plugins\\/elementor\\/assets\\/images\\/placeholder.png\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":\"\",\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/plugins\\/elementor\\/assets\\/images\\/placeholder.png\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":\"\",\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/plugins\\/elementor\\/assets\\/images\\/placeholder.png\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li><strong><strong>Hill and Delamain<\\/strong><\\/strong><\\/li><li><strong><strong>Total<\\/strong><\\/strong><\\/li><li><strong><strong>Chloride<\\/strong><\\/strong><\\/li><li><strong><strong>Deloitte and Touche<\\/strong><\\/strong><\\/li><li><strong><strong>Philips<\\/strong><\\/strong><\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\",\"_id\":\"6aba05b\"},{\"accordion_title\":\"1996\",\"item_description\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjVlYjk2MjE4IiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cD5BZmxpZmUgSG9sZGluZ3MgKFopIExpbWl0ZWQgaXMgYSBaYW1iaWFuLWJhc2VkIGludmVzdG1lbnQgaG9sZGluZyBjb21wYW55IHByb3ZpZGluZyBpbnRlZ3JhdGVkIGZpbmFuY2lhbCBzZXJ2aWNlcyB0aHJvdWdoIGEgc3Ryb25nIHBvcnRmb2xpbyBvZiBzdWJzaWRpYXJpZXMgYW5kIGFzc29jaWF0ZSBjb21wYW5pZXMuIFdlIGZvY3VzIG9uIGJ1aWxkaW5nIHJlc2lsaWVudCBidXNpbmVzc2VzLCBkZWxpdmVyaW5nIGNsaWVudC1jZW50cmVkIHNvbHV0aW9ucywgYW5kIGNyZWF0aW5nIHN1c3RhaW5hYmxlIHZhbHVlIGFjcm9zcyB0aGUgcmVnaW9uLjxcL3A+IiwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6OTMsInNpemVzIjpbXX0sImFsaWduX21vYmlsZSI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX21vYmlsZSI6ImluaGVyaXQifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoidGV4dC1lZGl0b3IifQ==\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start 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elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttIntegrity u2022 Excellence u2022 Customer Focus u2022 Teamwork u2022 Results-driventtttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-36993d50 e-con-full e-flex e-con e-child\" data-id=\"36993d50\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-297a68bc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"297a68bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Latest Article</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-e0cec7 elementor-widget elementor-widget-heading\" data-id=\"e0cec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Read Our Recent News &amp; Insights</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":\"\",\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/plugins\\/elementor\\/assets\\/images\\/placeholder.png\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=primary\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve, and grow wealth through innovative and responsible financial solutions.ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttIntegrity u2022 Excellence u2022 Customer Focus u2022 Teamwork u2022 Results-driventtttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-3133857d e-flex e-con-boxed e-con e-parent\" data-id=\"3133857d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-3951c801 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3951c801\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Letu2019s Build the Future Together</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-36993d50 e-con-full e-flex e-con e-child\" data-id=\"36993d50\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-297a68bc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"297a68bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Latest Article</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-e0cec7 elementor-widget elementor-widget-heading\" data-id=\"e0cec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Read Our Recent News &amp; Insights</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. 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The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? 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data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-2a2e0cb e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"2a2e0cb\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-33f95d6 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"33f95d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-e74e333 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e74e333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" class=\"attachment-full size-full wp-image-626\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-76ac411d e-flex e-con-boxed e-con e-parent\" data-id=\"76ac411d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-564ab8a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"564ab8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission, Values</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-91f4f2c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"91f4f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6Ijc3ODU2OGU5IiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cD5HdWlkZWQgYnkgYSBjbGVhciB2aXNpb24sIGRyaXZlbiBieSBhIGZvY3VzZWQgbWlzc2lvbiwgYW5kIGFuY2hvcmVkIGluIHN0cm9uZyB2YWx1ZXMsIHdlIHN0cml2ZSB0byBjcmVhdGUgc3VzdGFpbmFibGUgaW1wYWN0IGZvciBvdXIgY2xpZW50cywgcGFydG5lcnMsIGFuZCBjb21tdW5pdGllcy48XC9wPiIsIl9lbGVtZW50X3dpZHRoIjoiaW5pdGlhbCIsIl9lbGVtZW50X2N1c3RvbV93aWR0aCI6eyJ1bml0IjoiJSIsInNpemUiOjQ1LCJzaXplcyI6W119LCJhbGlnbiI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoidGV4dC1lZGl0b3IifQ==\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;}\">ntt<div class=\"elementor-element elementor-element-6a422d1c e-con-full e-transform e-flex e-con e-child\" data-id=\"6a422d1c\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"590ee4c\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #4\"},\"elements\":[{\"id\":\"ea49fe1\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"bf7fdf1\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #5\"},\"elements\":[{\"id\":\"8b80c1c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"ea7a846\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #6\"},\"elements\":[{\"id\":\"d6df968\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve, and grow wealth through innovative and responsible financial solutions.ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttIntegrity u2022 Excellence u2022 Customer Focus u2022 Teamwork u2022 Results-driventtttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li><strong><strong>Hill and Delamain<\\/strong><\\/strong><\\/li><li><strong><strong>Total<\\/strong><\\/strong><\\/li><li><strong><strong>Chloride<\\/strong><\\/strong><\\/li><li><strong><strong>Deloitte and Touche<\\/strong><\\/strong><\\/li><li><strong><strong>Philips<\\/strong><\\/strong><\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\",\"_id\":\"6aba05b\"},{\"accordion_title\":\"1996\",\"item_description\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"590ee4c\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #4\"},\"elements\":[{\"id\":\"ea49fe1\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"bf7fdf1\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #5\"},\"elements\":[{\"id\":\"8b80c1c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"ea7a846\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #6\"},\"elements\":[{\"id\":\"d6df968\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? 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elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"590ee4c\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #4\"},\"elements\":[{\"id\":\"ea49fe1\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"bf7fdf1\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #5\"},\"elements\":[{\"id\":\"8b80c1c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"ea7a846\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #6\"},\"elements\":[{\"id\":\"d6df968\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li><strong><strong>Hill and Delamain<\\/strong><\\/strong><\\/li><li><strong><strong>Total<\\/strong><\\/strong><\\/li><li><strong><strong>Chloride<\\/strong><\\/strong><\\/li><li><strong><strong>Deloitte and Touche<\\/strong><\\/strong><\\/li><li><strong><strong>Philips<\\/strong><\\/strong><\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\",\"_id\":\"6aba05b\"},{\"accordion_title\":\"1996\",\"item_description\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"ea7a846\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #6\"},\"elements\":[{\"id\":\"d6df968\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve, and grow wealth through innovative and responsible financial solutions.ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttIntegrity u2022 Excellence u2022 Customer Focus u2022 Teamwork u2022 Results-driventtttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"590ee4c\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #4\"},\"elements\":[{\"id\":\"ea49fe1\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"bf7fdf1\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #5\"},\"elements\":[{\"id\":\"8b80c1c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0commenced on a strategic process to bifurcate the composite services. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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class=\"elementor-element elementor-element-3733c197 e-flex e-con-boxed e-con e-parent\" data-id=\"3733c197\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-638a6709 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"638a6709\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-1ea01886 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1ea01886\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Strategic Financial Services</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-47cf93d8 elementor-widget-mobile__width-inherit 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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class=\"elementor-element elementor-element-3733c197 e-flex e-con-boxed e-con e-parent\" data-id=\"3733c197\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-638a6709 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"638a6709\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-1ea01886 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1ea01886\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Strategic Financial Services</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-47cf93d8 elementor-widget-mobile__width-inherit 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elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? 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elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start 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elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttIntegrity u2022 Excellence u2022 Customer Focus u2022 Teamwork u2022 Results-driventtttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li><strong><strong>Hill and Delamain<\\/strong><\\/strong><\\/li><li><strong><strong>Total<\\/strong><\\/strong><\\/li><li><strong><strong>Chloride<\\/strong><\\/strong><\\/li><li><strong><strong>Deloitte and Touche<\\/strong><\\/strong><\\/li><li><strong><strong>Philips<\\/strong><\\/strong><\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\",\"_id\":\"6aba05b\"},{\"accordion_title\":\"1996\",\"item_description\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start 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elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttIntegrity u2022 Excellence u2022 Customer Focus u2022 Teamwork u2022 Results-driventtttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li><strong><strong>Hill and Delamain<\\/strong><\\/strong><\\/li><li><strong><strong>Total<\\/strong><\\/strong><\\/li><li><strong><strong>Chloride<\\/strong><\\/strong><\\/li><li><strong><strong>Deloitte and Touche<\\/strong><\\/strong><\\/li><li><strong><strong>Philips<\\/strong><\\/strong><\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\",\"_id\":\"6aba05b\"},{\"accordion_title\":\"1996\",\"item_description\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p><span class=\\\"md-plain md-expand\\\">Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries\\u2019 strategies. It also looks for new opportunities within<\\/span> <span class=\\\"md-plain md-expand\\\">financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"590ee4c\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #4\"},\"elements\":[{\"id\":\"ea49fe1\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"bf7fdf1\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #5\"},\"elements\":[{\"id\":\"8b80c1c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"ea7a846\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #6\"},\"elements\":[{\"id\":\"d6df968\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.<\\/span><\\/p>\"},{\"_id\":\"3e4bb48\",\"accordion_title\":\"2012\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> dedicate its management of pension assets under a separate license. <\\/span><\\/p>\"},{\"_id\":\"820de23\",\"accordion_title\":\"2013\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">Bencon and <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> continued operating independently under separate licenses as Associates maintaining common shareholding. 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The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\",\"min_height\":{\"unit\":\"rem\",\"size\":10,\"sizes\":[]},\"min_height_tablet\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]},\"min_height_mobile\":{\"unit\":\"rem\",\"size\":\"\",\"sizes\":[]}},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"590ee4c\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #4\"},\"elements\":[{\"id\":\"ea49fe1\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"bf7fdf1\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #5\"},\"elements\":[{\"id\":\"8b80c1c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0commenced on a strategic process to bifurcate the composite services. 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve, and grow wealth through innovative and responsible financial solutions.ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttIntegrity u2022 Excellence u2022 Customer Focus u2022 Teamwork u2022 Results-driventtttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-3133857d e-flex e-con-boxed e-con e-parent\" data-id=\"3133857d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-3951c801 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3951c801\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Letu2019s Build the Future Together</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-36993d50 e-con-full e-flex e-con e-child\" data-id=\"36993d50\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-297a68bc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"297a68bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Latest Article</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-e0cec7 elementor-widget elementor-widget-heading\" data-id=\"e0cec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Read Our Recent News &amp; Insights</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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The company holds the Securities and Exchange Commission\'s Dealer License.\\u00a0<\\/span><\\/p><p><span style=\\\"font-family: Arial Narrow, sans-serif; font-size: small;\\\">At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. 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The company holds the Securities and Exchange Commission\'s Dealer License.\\u00a0<\\/span><\\/p><p><span style=\\\"font-family: Arial Narrow, sans-serif; font-size: small;\\\">At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. 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The company holds the Securities and Exchange Commission\'s Dealer License.\\u00a0<\\/span><\\/p><p><span style=\\\"font-family: Arial Narrow, sans-serif; font-size: small;\\\">At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. 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elementor-widget-heading\" data-id=\"23d1018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">CAPITAL MARKETS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-d7e629c e-con-full e-transform e-flex e-con e-child\" data-id=\"d7e629c\" data-element_type=\"container\" data-e-type=\"container\" 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The company holds the Securities and Exchange Commission\'s Dealer License.\\u00a0<\\/span><\\/p><p><span style=\\\"font-family: Arial Narrow, sans-serif; font-size: small;\\\">At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. 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https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-8790e00 e-flex e-con-boxed e-con e-parent\" data-id=\"8790e00\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-2c5b6dd elementor-widget elementor-widget-spacer\" data-id=\"2c5b6dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-486caa8b e-flex e-con-boxed e-con e-parent\" data-id=\"486caa8b\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjVlYjk2MjE4IiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cD5BZmxpZmUgSG9sZGluZ3MgKFopIExpbWl0ZWQgaXMgYSBaYW1iaWFuLWJhc2VkIGludmVzdG1lbnQgaG9sZGluZyBjb21wYW55IHByb3ZpZGluZyBpbnRlZ3JhdGVkIGZpbmFuY2lhbCBzZXJ2aWNlcyB0aHJvdWdoIGEgc3Ryb25nIHBvcnRmb2xpbyBvZiBzdWJzaWRpYXJpZXMgYW5kIGFzc29jaWF0ZSBjb21wYW5pZXMuIFdlIGZvY3VzIG9uIGJ1aWxkaW5nIHJlc2lsaWVudCBidXNpbmVzc2VzLCBkZWxpdmVyaW5nIGNsaWVudC1jZW50cmVkIHNvbHV0aW9ucywgYW5kIGNyZWF0aW5nIHN1c3RhaW5hYmxlIHZhbHVlIGFjcm9zcyB0aGUgcmVnaW9uLjxcL3A+IiwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6OTMsInNpemVzIjpbXX0sImFsaWduX21vYmlsZSI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX21vYmlsZSI6ImluaGVyaXQifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoidGV4dC1lZGl0b3IifQ==\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-36993d50 e-con-full e-flex e-con e-child\" data-id=\"36993d50\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-297a68bc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"297a68bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Latest Article</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-e0cec7 elementor-widget elementor-widget-heading\" data-id=\"e0cec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Read Our Recent News &amp; Insights</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-element-d8b622a e-flex e-con-boxed e-con e-parent\" data-id=\"d8b622a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-16d87790 elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"16d87790\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Aflife Capital </h2>tttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-69d8ebeb e-flex e-con-boxed e-con e-parent\" data-id=\"69d8ebeb\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-70a7c96e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"70a7c96e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-58cfc98e elementor-widget elementor-widget-heading\" data-id=\"58cfc98e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Aflife Capital Ltd</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-d8b622a e-flex e-con-boxed e-con e-parent\" data-id=\"d8b622a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-16d87790 elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"16d87790\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Aflife Capital </h2>tttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-69d8ebeb e-flex e-con-boxed e-con e-parent\" data-id=\"69d8ebeb\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-70a7c96e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"70a7c96e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-58cfc98e elementor-widget elementor-widget-heading\" data-id=\"58cfc98e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Aflife Capital Ltd</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-2f86092 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2f86092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">vALUATION SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-23d1018 elementor-widget__width-inherit elementor-widget 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e-con-full e-transform e-flex e-con e-child\" data-id=\"d7e629c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-007dcef elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"007dcef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">MESSAGE ACQUISITIONS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-27f4531 elementor-widget__width-inherit elementor-widget 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-16d87790 elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"16d87790\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Aflife Capital </h2>tttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-69d8ebeb e-flex e-con-boxed e-con e-parent\" data-id=\"69d8ebeb\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-70a7c96e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"70a7c96e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-58cfc98e elementor-widget elementor-widget-heading\" data-id=\"58cfc98e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Aflife Capital Ltd</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-72493e6 e-con-full e-grid e-con e-child\" data-id=\"72493e6\" data-element_type=\"container\" data-e-type=\"container\">ntt<div class=\"elementor-element elementor-element-2fddb8b e-con-full e-transform e-flex e-con e-child\" data-id=\"2fddb8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-3d8f877 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"3d8f877\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">ADVISORY SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-2f86092 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2f86092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">vALUATION SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-23d1018 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"23d1018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">CAPITAL MARKETS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-d7e629c e-con-full e-transform e-flex e-con e-child\" data-id=\"d7e629c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-007dcef elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"007dcef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">MESSAGE ACQUISITIONS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-2700e10 e-con-full e-transform e-flex e-con e-child\" data-id=\"2700e10\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-27f4531 elementor-widget__width-inherit elementor-widget 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" 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wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"590ee4c\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #4\"},\"elements\":[{\"id\":\"ea49fe1\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"bf7fdf1\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #5\"},\"elements\":[{\"id\":\"8b80c1c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0commenced on a strategic process to bifurcate the composite services. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-e74e333 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e74e333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" class=\"attachment-full size-full wp-image-626\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-76ac411d e-flex e-con-boxed e-con e-parent\" data-id=\"76ac411d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-564ab8a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"564ab8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission, Values</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-91f4f2c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"91f4f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;}\">ntt<div class=\"elementor-element elementor-element-6a422d1c e-con-full e-transform e-flex e-con e-child\" data-id=\"6a422d1c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-1c423517 elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-element elementor-element-a77ccbf e-flex e-con-boxed e-con e-parent\" data-id=\"a77ccbf\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-d745a12 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"d745a12\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-fb34c62 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"fb34c62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Executive Team</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6Ijc3ODU2OGU5IiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cD5HdWlkZWQgYnkgYSBjbGVhciB2aXNpb24sIGRyaXZlbiBieSBhIGZvY3VzZWQgbWlzc2lvbiwgYW5kIGFuY2hvcmVkIGluIHN0cm9uZyB2YWx1ZXMsIHdlIHN0cml2ZSB0byBjcmVhdGUgc3VzdGFpbmFibGUgaW1wYWN0IGZvciBvdXIgY2xpZW50cywgcGFydG5lcnMsIGFuZCBjb21tdW5pdGllcy48XC9wPiIsIl9lbGVtZW50X3dpZHRoIjoiaW5pdGlhbCIsIl9lbGVtZW50X2N1c3RvbV93aWR0aCI6eyJ1bml0IjoiJSIsInNpemUiOjQ1LCJzaXplcyI6W119LCJhbGlnbiI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoidGV4dC1lZGl0b3IifQ==\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjM5NWFmYTUiLCJlbFR5cGUiOiJ3aWRnZXQiLCJzZXR0aW5ncyI6eyJjb250ZW50X3dpZHRoIjoiZnVsbCIsImVkaXRvciI6IjxwPk91ciBCb2FyZCBvZiBEaXJlY3RvcnMgcHJvdmlkZXMgc3RyYXRlZ2ljIG92ZXJzaWdodCwgZ292ZXJuYW5jZSwgYW5kIGxlYWRlcnNoaXAgdG8gZW5zdXJlIHRoZSBsb25nLXRlcm0gc3VjY2VzcyBhbmQgc3VzdGFpbmFiaWxpdHkgb2YgdGhlIEdyb3VwLlx1MDBhMDxcL3A+IiwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6NDEsInNpemVzIjpbXX0sImFsaWduX21vYmlsZSI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQiLCJhbGlnbiI6ImNlbnRlciJ9LCJlbGVtZW50cyI6W10sIndpZGdldFR5cGUiOiJ0ZXh0LWVkaXRvciJ9\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" 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wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjM5NWFmYTUiLCJlbFR5cGUiOiJ3aWRnZXQiLCJzZXR0aW5ncyI6eyJjb250ZW50X3dpZHRoIjoiZnVsbCIsImVkaXRvciI6IjxwPk91ciBCb2FyZCBvZiBEaXJlY3RvcnMgcHJvdmlkZXMgc3RyYXRlZ2ljIG92ZXJzaWdodCwgZ292ZXJuYW5jZSwgYW5kIGxlYWRlcnNoaXAgdG8gZW5zdXJlIHRoZSBsb25nLXRlcm0gc3VjY2VzcyBhbmQgc3VzdGFpbmFiaWxpdHkgb2YgdGhlIEdyb3VwLlx1MDBhMDxcL3A+IiwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6NDEsInNpemVzIjpbXX0sImFsaWduX21vYmlsZSI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQiLCJhbGlnbiI6ImNlbnRlciJ9LCJlbGVtZW50cyI6W10sIndpZGdldFR5cGUiOiJ0ZXh0LWVkaXRvciJ9\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjM5NWFmYTUiLCJlbFR5cGUiOiJ3aWRnZXQiLCJzZXR0aW5ncyI6eyJjb250ZW50X3dpZHRoIjoiZnVsbCIsImVkaXRvciI6IjxwPk91ciBCb2FyZCBvZiBEaXJlY3RvcnMgcHJvdmlkZXMgc3RyYXRlZ2ljIG92ZXJzaWdodCwgZ292ZXJuYW5jZSwgYW5kIGxlYWRlcnNoaXAgdG8gZW5zdXJlIHRoZSBsb25nLXRlcm0gc3VjY2VzcyBhbmQgc3VzdGFpbmFiaWxpdHkgb2YgdGhlIEdyb3VwLlx1MDBhMDxcL3A+IiwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6NDEsInNpemVzIjpbXX0sImFsaWduX21vYmlsZSI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQiLCJhbGlnbiI6ImNlbnRlciJ9LCJlbGVtZW50cyI6W10sIndpZGdldFR5cGUiOiJ0ZXh0LWVkaXRvciJ9\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" 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wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6Ijc3ODU2OGU5IiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cD5HdWlkZWQgYnkgYSBjbGVhciB2aXNpb24sIGRyaXZlbiBieSBhIGZvY3VzZWQgbWlzc2lvbiwgYW5kIGFuY2hvcmVkIGluIHN0cm9uZyB2YWx1ZXMsIHdlIHN0cml2ZSB0byBjcmVhdGUgc3VzdGFpbmFibGUgaW1wYWN0IGZvciBvdXIgY2xpZW50cywgcGFydG5lcnMsIGFuZCBjb21tdW5pdGllcy48XC9wPiIsIl9lbGVtZW50X3dpZHRoIjoiaW5pdGlhbCIsIl9lbGVtZW50X2N1c3RvbV93aWR0aCI6eyJ1bml0IjoiJSIsInNpemUiOjQ1LCJzaXplcyI6W119LCJhbGlnbiI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoidGV4dC1lZGl0b3IifQ==\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-1c423517 elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-a77ccbf e-flex e-con-boxed e-con e-parent\" data-id=\"a77ccbf\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-d745a12 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"d745a12\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-fb34c62 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"fb34c62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Executive Team</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-widget-heading\" data-id=\"23d1018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">CAPITAL MARKETS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-d7e629c e-con-full e-transform e-flex e-con e-child\" data-id=\"d7e629c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-007dcef elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"007dcef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">MESSAGE ACQUISITIONS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-2700e10 e-con-full e-transform e-flex e-con e-child\" data-id=\"2700e10\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-heading-title elementor-size-default\">About Aflife Capital Ltd</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-72493e6 e-con-full e-grid e-con e-child\" data-id=\"72493e6\" data-element_type=\"container\" data-e-type=\"container\">ntt<div class=\"elementor-element elementor-element-2fddb8b e-con-full e-transform e-flex e-con e-child\" data-id=\"2fddb8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-3d8f877 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"3d8f877\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">ADVISORY SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-2f86092 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2f86092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">vALUATION SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-23d1018 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"23d1018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">CAPITAL MARKETS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-d7e629c e-con-full e-transform e-flex e-con e-child\" data-id=\"d7e629c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-007dcef elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"007dcef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">MESSAGE ACQUISITIONS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-27f4531 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"27f4531\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">DISPOSALS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6ImIwYzIxYTgiLCJlbFR5cGUiOiJ3aWRnZXQiLCJzZXR0aW5ncyI6eyJlZGl0b3IiOiI8dWw+PGxpPlVuYnVuZGxpbmcgQ29uZ2xvbWVyYXRlczxcL2xpPjxsaT5Qcml2YXRpc2F0aW9uczxcL2xpPjxsaT5UcmFkZSBTYWxlczxcL2xpPjxcL3VsPiIsIl9wYWRkaW5nIjp7InVuaXQiOiJweCIsInRvcCI6IjAiLCJyaWdodCI6IjAiLCJib3R0b20iOiIxMCIsImxlZnQiOiIwIiwiaXNMaW5rZWQiOmZhbHNlfSwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6MTExLjUwNzk5OTk5OTk5OTk5NTU2NjIxMzMyODg1Njk3NDg0MDE2NDE4NDU3MDMxMjV9LCJfZmxleF9zaXplIjoibm9uZSJ9LCJlbGVtZW50cyI6W10sIndpZGdldFR5cGUiOiJ0ZXh0LWVkaXRvciJ9\"]tt</div>ntttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-c396e8e e-con-full e-flex e-con e-child\" 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class=\"elementor-element elementor-element-72493e6 e-con-full e-grid e-con e-child\" data-id=\"72493e6\" data-element_type=\"container\" data-e-type=\"container\">ntt<div class=\"elementor-element elementor-element-2fddb8b e-con-full e-transform e-flex e-con e-child\" data-id=\"2fddb8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-3d8f877 elementor-widget__width-inherit elementor-widget 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Building Sustainable Value.</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-42f8a80e e-con-full e-flex e-con e-child\" data-id=\"42f8a80e\" data-element_type=\"container\" data-e-type=\"container\">ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-3133857d e-flex e-con-boxed e-con e-parent\" data-id=\"3133857d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-3951c801 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3951c801\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Letu2019s Build the Future Together</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-36993d50 e-con-full e-flex e-con e-child\" data-id=\"36993d50\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-297a68bc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"297a68bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Latest Article</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-e0cec7 elementor-widget elementor-widget-heading\" data-id=\"e0cec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Read Our Recent News &amp; Insights</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" class=\"attachment-full size-full wp-image-612\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjVlYjk2MjE4IiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cD5BZmxpZmUgSG9sZGluZ3MgKFopIExpbWl0ZWQgaXMgYSBaYW1iaWFuLWJhc2VkIGludmVzdG1lbnQgaG9sZGluZyBjb21wYW55IHByb3ZpZGluZyBpbnRlZ3JhdGVkIGZpbmFuY2lhbCBzZXJ2aWNlcyB0aHJvdWdoIGEgc3Ryb25nIHBvcnRmb2xpbyBvZiBzdWJzaWRpYXJpZXMgYW5kIGFzc29jaWF0ZSBjb21wYW5pZXMuIFdlIGZvY3VzIG9uIGJ1aWxkaW5nIHJlc2lsaWVudCBidXNpbmVzc2VzLCBkZWxpdmVyaW5nIGNsaWVudC1jZW50cmVkIHNvbHV0aW9ucywgYW5kIGNyZWF0aW5nIHN1c3RhaW5hYmxlIHZhbHVlIGFjcm9zcyB0aGUgcmVnaW9uLjxcL3A+IiwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6OTMsInNpemVzIjpbXX0sImFsaWduX21vYmlsZSI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX21vYmlsZSI6ImluaGVyaXQifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoidGV4dC1lZGl0b3IifQ==\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-3133857d e-flex e-con-boxed e-con e-parent\" data-id=\"3133857d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-3951c801 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3951c801\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Letu2019s Build the Future Together</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-36993d50 e-con-full e-flex e-con e-child\" data-id=\"36993d50\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-297a68bc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"297a68bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Latest Article</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-e0cec7 elementor-widget elementor-widget-heading\" data-id=\"e0cec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Read Our Recent News &amp; Insights</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjJhZTdmZDExIiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cCBkYXRhLXN0YXJ0PVwiMTkyMlwiIGRhdGEtZW5kPVwiMjA5NlwiPk91ciBzdHJlbmd0aCBsaWVzIGluIGEgZGl2ZXJzaWZpZWQgcG9ydGZvbGlvIG9mIHNwZWNpYWxpc3QgY29tcGFuaWVzIGRlbGl2ZXJpbmcgY29tcHJlaGVuc2l2ZSBmaW5hbmNpYWwsIGludmVzdG1lbnQsIHByb3BlcnR5LCBhbmQgYWR2aXNvcnkgc29sdXRpb25zIGFjcm9zcyBtdWx0aXBsZSBzZWN0b3JzLjxcL3A+PHAgZGF0YS1zdGFydD1cIjIwOThcIiBkYXRhLWVuZD1cIjIxMjVcIj5cdTAwYTA8XC9wPiIsIl9lbGVtZW50X3dpZHRoIjoiaW5pdGlhbCIsIl9lbGVtZW50X2N1c3RvbV93aWR0aCI6eyJ1bml0IjoiJSIsInNpemUiOjQ1LCJzaXplcyI6W119LCJhbGlnbiI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoidGV4dC1lZGl0b3IifQ==\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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data-id=\"16d87790\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Aflife Capital </h2>tttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-69d8ebeb e-flex e-con-boxed e-con e-parent\" data-id=\"69d8ebeb\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-70a7c96e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"70a7c96e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-58cfc98e elementor-widget elementor-widget-heading\" data-id=\"58cfc98e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Aflife Capital Ltd</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-72493e6 e-con-full e-grid e-con e-child\" data-id=\"72493e6\" data-element_type=\"container\" data-e-type=\"container\">ntt<div class=\"elementor-element elementor-element-2fddb8b e-con-full e-transform e-flex e-con e-child\" data-id=\"2fddb8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-3d8f877 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"3d8f877\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">ADVISORY SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-6228105 e-con-full e-transform e-flex e-con e-child\" data-id=\"6228105\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-2f86092 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2f86092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">vALUATION SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-c9771e7 e-con-full e-transform e-flex e-con e-child\" data-id=\"c9771e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-23d1018 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"23d1018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">CAPITAL MARKETS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-d7e629c e-con-full e-transform e-flex e-con e-child\" data-id=\"d7e629c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-007dcef elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"007dcef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">MESSAGE ACQUISITIONS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-27f4531 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"27f4531\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">DISPOSALS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6ImIwYzIxYTgiLCJlbFR5cGUiOiJ3aWRnZXQiLCJzZXR0aW5ncyI6eyJlZGl0b3IiOiI8dWw+PGxpPlVuYnVuZGxpbmcgQ29uZ2xvbWVyYXRlczxcL2xpPjxsaT5Qcml2YXRpc2F0aW9uczxcL2xpPjxsaT5UcmFkZSBTYWxlczxcL2xpPjxcL3VsPiIsIl9wYWRkaW5nIjp7InVuaXQiOiJweCIsInRvcCI6IjAiLCJyaWdodCI6IjAiLCJib3R0b20iOiIxMCIsImxlZnQiOiIwIiwiaXNMaW5rZWQiOmZhbHNlfSwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6MTExLjUwNzk5OTk5OTk5OTk5NTU2NjIxMzMyODg1Njk3NDg0MDE2NDE4NDU3MDMxMjV9LCJfZmxleF9zaXplIjoibm9uZSJ9LCJlbGVtZW50cyI6W10sIndpZGdldFR5cGUiOiJ0ZXh0LWVkaXRvciJ9\"]tt</div>ntttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-c396e8e e-con-full e-flex e-con e-child\" 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class=\"elementor-element elementor-element-16d87790 elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"16d87790\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Aflife Capital </h2>tttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-69d8ebeb e-flex e-con-boxed e-con e-parent\" data-id=\"69d8ebeb\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-70a7c96e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"70a7c96e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-58cfc98e elementor-widget 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class=\"elementor-element elementor-element-72493e6 e-con-full e-grid e-con e-child\" data-id=\"72493e6\" data-element_type=\"container\" data-e-type=\"container\">ntt<div class=\"elementor-element elementor-element-2fddb8b e-con-full e-transform e-flex e-con e-child\" data-id=\"2fddb8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-3d8f877 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"3d8f877\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">ADVISORY SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-widget-heading\" data-id=\"2f86092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">vALUATION SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-23d1018 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"23d1018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">CAPITAL MARKETS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-d7e629c e-con-full e-transform e-flex e-con e-child\" data-id=\"d7e629c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-007dcef elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"007dcef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">MESSAGE ACQUISITIONS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-27f4531 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"27f4531\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">DISPOSALS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-c396e8e e-con-full e-flex e-con e-child\" data-id=\"c396e8e\" data-element_type=\"container\" data-e-type=\"container\">ntt<div class=\"elementor-element elementor-element-6f74095 e-con-full e-flex e-con e-child\" data-id=\"6f74095\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-1d376a3c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1d376a3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\"><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Letu2019s Build Smarter Financial Solutions Together<span style=\"font-size: 19.2px\"></span></h2></h2>tttt</div>ntt[elementor-element 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class=\"elementor-element elementor-element-3733c197 e-flex e-con-boxed e-con e-parent\" data-id=\"3733c197\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-638a6709 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"638a6709\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-1ea01886 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1ea01886\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Strategic Financial Services</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-47cf93d8 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"47cf93d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Empowering Growth. Building Sustainable Value.</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-42f8a80e e-con-full e-flex e-con e-child\" data-id=\"42f8a80e\" data-element_type=\"container\" data-e-type=\"container\">ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-8790e00 e-flex e-con-boxed e-con e-parent\" data-id=\"8790e00\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-2c5b6dd elementor-widget elementor-widget-spacer\" data-id=\"2c5b6dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-486caa8b e-flex e-con-boxed e-con e-parent\" data-id=\"486caa8b\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" class=\"attachment-full size-full wp-image-1216\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-8790e00 e-flex e-con-boxed e-con e-parent\" data-id=\"8790e00\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-2c5b6dd elementor-widget elementor-widget-spacer\" data-id=\"2c5b6dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-486caa8b e-flex e-con-boxed e-con e-parent\" data-id=\"486caa8b\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" class=\"attachment-full size-full wp-image-1216\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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Building Sustainable Value.</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-42f8a80e e-con-full e-flex e-con e-child\" data-id=\"42f8a80e\" data-element_type=\"container\" data-e-type=\"container\">ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-8790e00 e-flex e-con-boxed e-con e-parent\" data-id=\"8790e00\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-2c5b6dd elementor-widget elementor-widget-spacer\" data-id=\"2c5b6dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-486caa8b e-flex e-con-boxed e-con e-parent\" data-id=\"486caa8b\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" class=\"attachment-full size-full wp-image-1216\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" class=\"attachment-full size-full wp-image-1216\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" 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Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-36993d50 e-con-full e-flex e-con e-child\" data-id=\"36993d50\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-297a68bc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"297a68bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Latest Article</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-e0cec7 elementor-widget elementor-widget-heading\" data-id=\"e0cec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Read Our Recent News &amp; Insights</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"swiper-lazy-preloader\"></div></figure></div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 5\"><figure class=\"swiper-slide-inner\"><img class=\"swiper-slide-image swiper-lazy\" data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /><div class=\"swiper-lazy-preloader\"></div></figure></div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 5\"><figure class=\"swiper-slide-inner\"><img class=\"swiper-slide-image swiper-lazy\" data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /><div class=\"swiper-lazy-preloader\"></div></figure></div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 5\"><figure class=\"swiper-slide-inner\"><img class=\"swiper-slide-image swiper-lazy\" 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elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" class=\"attachment-full size-full wp-image-1216\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" class=\"attachment-full size-full wp-image-1216\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-3133857d e-flex e-con-boxed e-con e-parent\" data-id=\"3133857d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-3951c801 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3951c801\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Letu2019s Build the Future Together</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-8790e00 e-flex e-con-boxed e-con e-parent\" data-id=\"8790e00\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-2c5b6dd elementor-widget elementor-widget-spacer\" data-id=\"2c5b6dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-486caa8b e-flex e-con-boxed e-con e-parent\" data-id=\"486caa8b\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" class=\"attachment-full size-full wp-image-1216\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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Building Sustainable Value.</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-42f8a80e e-con-full e-flex e-con e-child\" data-id=\"42f8a80e\" data-element_type=\"container\" data-e-type=\"container\">ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-cbd088f e-con-full e-flex e-con e-child\" data-id=\"cbd088f\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-cc52484 elementor-widget elementor-widget-image\" data-id=\"cc52484\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" class=\"attachment-large size-large wp-image-953\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-8790e00 e-flex e-con-boxed e-con e-parent\" data-id=\"8790e00\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-2c5b6dd elementor-widget elementor-widget-spacer\" data-id=\"2c5b6dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-486caa8b e-flex e-con-boxed e-con e-parent\" data-id=\"486caa8b\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" class=\"attachment-full size-full wp-image-1216\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-3133857d e-flex e-con-boxed e-con e-parent\" data-id=\"3133857d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-3951c801 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3951c801\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Letu2019s Build the Future Together</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-36993d50 e-con-full e-flex e-con e-child\" data-id=\"36993d50\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-297a68bc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"297a68bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Latest Article</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-e0cec7 elementor-widget elementor-widget-heading\" data-id=\"e0cec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Read Our Recent News &amp; Insights</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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font-weight: 500; line-height: 23.04px; font-size: 19.2px; text-transform: capitalize; letter-spacing: normal; word-spacing: 0px; white-space-collapse: collapse;\\\">Let\\u2019s Build Smarter Financial Solutions Together<span style=\\\"font-size: 19.2px; white-space-collapse: preserve;\\\"><\\/span><\\/h2>\",\"align\":\"center\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":85,\"sizes\":[]},\"__globals__\":{\"title_color\":\"globals\\/colors?id=accent\",\"typography_typography\":\"globals\\/typography?id=f364c16\"},\"_element_width_tablet\":\"inherit\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"24120fe6\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term 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class=\"elementor-icon-list-text\">Ministry of Finance</span>nttttttttttt</a>nttttttttt</li>ntttttt</ul>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-4c4805f8 e-con-full e-flex e-con e-child\" data-id=\"4c4805f8\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-4597ac3b elementor-widget__width-inherit elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"4597ac3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Get In Touch</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-2f44f04 elementor-position-inline-start elementor-widget__width-inherit elementor-tablet-position-block-start elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start 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elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" class=\"attachment-full size-full wp-image-1216\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-8790e00 e-flex e-con-boxed e-con e-parent\" data-id=\"8790e00\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-2c5b6dd elementor-widget elementor-widget-spacer\" data-id=\"2c5b6dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-486caa8b e-flex e-con-boxed e-con e-parent\" data-id=\"486caa8b\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" class=\"attachment-full size-full wp-image-1216\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-36993d50 e-con-full e-flex e-con e-child\" data-id=\"36993d50\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-297a68bc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"297a68bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Latest Article</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-e0cec7 elementor-widget elementor-widget-heading\" data-id=\"e0cec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Read Our Recent News &amp; Insights</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-8790e00 e-flex e-con-boxed e-con e-parent\" data-id=\"8790e00\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-2c5b6dd elementor-widget elementor-widget-spacer\" data-id=\"2c5b6dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-486caa8b e-flex e-con-boxed e-con e-parent\" data-id=\"486caa8b\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-11f73bb7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"11f73bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">ntttt<div class=\"elementor-element elementor-element-7f34417d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7f34417d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"637baddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" class=\"attachment-full size-full wp-image-1216\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3cd245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841 ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\" data-id=\"109f568d\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"998b014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"65f6554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Who We Are</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3e8485d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"46b5992f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-3133857d e-flex e-con-boxed e-con e-parent\" data-id=\"3133857d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-3951c801 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3951c801\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Letu2019s Build the Future Together</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-36993d50 e-con-full e-flex e-con e-child\" data-id=\"36993d50\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-297a68bc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"297a68bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Latest Article</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-e0cec7 elementor-widget elementor-widget-heading\" data-id=\"e0cec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Read Our Recent News &amp; Insights</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Subsidiaries &amp; Associates</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-1d1abbdf e-con-full e-flex e-con e-child\" data-id=\"1d1abbdf\" data-element_type=\"container\" 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data-e-type=\\\"widget\\\" data-widget_type=\\\"image.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<img width=\\\"393\\\" height=\\\"393\\\" src=\\\"https:\\/\\/afhold.co.zm\\/staging\\r\\n\\/wp-content\\/uploads\\/2026\\/02\\/BG2.png\\\" class=\\\"attachment-full size-full wp-image-606\\\" alt=\\\"\\\" srcset=\\\"https:\\/\\/afhold.co.zm\\/staging\\r\\n\\/wp-content\\/uploads\\/2026\\/02\\/BG2.png 393w, https:\\/\\/afhold.co.zm\\/staging\\r\\n\\/wp-content\\/uploads\\/2026\\/02\\/BG2-300x300.png 300w, https:\\/\\/afhold.co.zm\\/staging\\r\\n\\/wp-content\\/uploads\\/2026\\/02\\/BG2-150x150.png 150w\\\" sizes=\\\"(max-width: 393px) 100vw, 393px\\\" \\/>\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-637baddd elementor-widget__width-initial elementor-widget elementor-widget-image\\\" data-id=\\\"637baddd\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"image.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<img width=\\\"600\\\" height=\\\"700\\\" src=\\\"https:\\/\\/afhold.co.zm\\/staging\\r\\n\\/wp-content\\/uploads\\/2026\\/03\\/600x700-1.jpg\\\" class=\\\"attachment-full size-full wp-image-1216\\\" alt=\\\"\\\" srcset=\\\"https:\\/\\/afhold.co.zm\\/staging\\r\\n\\/wp-content\\/uploads\\/2026\\/03\\/600x700-1.jpg 600w, https:\\/\\/afhold.co.zm\\/staging\\r\\n\\/wp-content\\/uploads\\/2026\\/03\\/600x700-1-257x300.jpg 257w\\\" sizes=\\\"(max-width: 600px) 100vw, 600px\\\" \\/>\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-3cd245 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\\\" data-id=\\\"3cd245\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"icon-box.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-wrapper\\\">\\n\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-icon\\\">\\n\\t\\t\\t\\t<span  class=\\\"elementor-icon\\\">\\n\\t\\t\\t\\t<i aria-hidden=\\\"true\\\" class=\\\"rtmicon rtmicon-phone-classic\\\"><\\/i>\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-content\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<h3 class=\\\"elementor-icon-box-title\\\">\\n\\t\\t\\t\\t\\t\\t<span  >\\n\\t\\t\\t\\t\\t\\t\\tConsult? Call Us\\t\\t\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t\\t\\t<\\/h3>\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<p class=\\\"elementor-icon-box-description\\\">\\n\\t\\t\\t\\t\\t\\t+260 (211) 254 841 \\t\\t\\t\\t\\t<\\/p>\\n\\t\\t\\t\\t\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t<div class=\\\"elementor-element elementor-element-109f568d e-con-full e-flex e-con e-child\\\" data-id=\\\"109f568d\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-998b014 elementor-widget__width-initial elementor-widget elementor-widget-heading\\\" data-id=\\\"998b014\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">About Us<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-65f6554d elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\\\" data-id=\\\"65f6554d\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Who We Are<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t[elementor-element k=\\\"0137f196360f283ad292fa6cc49a1ff8\\\" data=\\\"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\\\"]\\t\\t<div class=\\\"elementor-element elementor-element-3e8485d9 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\\\" data-id=\\\"3e8485d9\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"icon-box.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-wrapper\\\">\\n\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-icon\\\">\\n\\t\\t\\t\\t<span  class=\\\"elementor-icon\\\">\\n\\t\\t\\t\\t<i aria-hidden=\\\"true\\\" class=\\\"rtmicon rtmicon-book\\\"><\\/i>\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-content\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<h3 class=\\\"elementor-icon-box-title\\\">\\n\\t\\t\\t\\t\\t\\t<span  >\\n\\t\\t\\t\\t\\t\\t\\tOur Vision\\t\\t\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t\\t\\t<\\/h3>\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<p class=\\\"elementor-icon-box-description\\\">\\n\\t\\t\\t\\t\\t\\tTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength\\t\\t\\t\\t\\t<\\/p>\\n\\t\\t\\t\\t\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-46b5992f elementor-position-inline-start elementor-widget__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\\\" data-id=\\\"46b5992f\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"icon-box.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-wrapper\\\">\\n\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-icon\\\">\\n\\t\\t\\t\\t<span  class=\\\"elementor-icon\\\">\\n\\t\\t\\t\\t<i aria-hidden=\\\"true\\\" class=\\\"rtmicon 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class=\\\"elementor-element elementor-element-36993d50 e-con-full e-flex e-con e-child\\\" data-id=\\\"36993d50\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-297a68bc elementor-widget__width-initial elementor-widget elementor-widget-heading\\\" data-id=\\\"297a68bc\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Latest Article<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-e0cec7 elementor-widget elementor-widget-heading\\\" data-id=\\\"e0cec7\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Read Our Recent News &amp; Insights<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t[elementor-element 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https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-e74e333 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e74e333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" class=\"attachment-full size-full wp-image-626\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-76ac411d e-flex e-con-boxed e-con e-parent\" data-id=\"76ac411d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-564ab8a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"564ab8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission, Values</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-91f4f2c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"91f4f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-2a2e0cb e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"2a2e0cb\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-33f95d6 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"33f95d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-e74e333 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e74e333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" class=\"attachment-full size-full wp-image-626\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-76ac411d e-flex e-con-boxed e-con e-parent\" data-id=\"76ac411d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-564ab8a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"564ab8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission, Values</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-91f4f2c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"91f4f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;}\">ntt<div class=\"elementor-element elementor-element-6a422d1c e-con-full e-transform e-flex e-con e-child\" data-id=\"6a422d1c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-1c423517 elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"590ee4c\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #4\"},\"elements\":[{\"id\":\"ea49fe1\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"bf7fdf1\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #5\"},\"elements\":[{\"id\":\"8b80c1c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0commenced on a strategic process to bifurcate the composite services. 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Menel became majority shareholder as per requirement of regulation.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"39ff2dc\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #7\"},\"elements\":[{\"id\":\"23cd02b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0dedicate its management of pension assets under a separate license.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"af4ddeb\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #8\"},\"elements\":[{\"id\":\"f1b117b\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Bencon and\\u00a0<span lang=\\\"en-GB\\\">Aflife<\\/span>\\u00a0continued operating independently under separate licenses as Associates maintaining common shareholding. 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https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-e74e333 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e74e333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" class=\"attachment-full size-full wp-image-626\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-76ac411d e-flex e-con-boxed e-con e-parent\" data-id=\"76ac411d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-564ab8a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"564ab8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission, Values</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-91f4f2c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"91f4f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6Ijc3ODU2OGU5IiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cD5HdWlkZWQgYnkgYSBjbGVhciB2aXNpb24sIGRyaXZlbiBieSBhIGZvY3VzZWQgbWlzc2lvbiwgYW5kIGFuY2hvcmVkIGluIHN0cm9uZyB2YWx1ZXMsIHdlIHN0cml2ZSB0byBjcmVhdGUgc3VzdGFpbmFibGUgaW1wYWN0IGZvciBvdXIgY2xpZW50cywgcGFydG5lcnMsIGFuZCBjb21tdW5pdGllcy48XC9wPiIsIl9lbGVtZW50X3dpZHRoIjoiaW5pdGlhbCIsIl9lbGVtZW50X2N1c3RvbV93aWR0aCI6eyJ1bml0IjoiJSIsInNpemUiOjQ1LCJzaXplcyI6W119LCJhbGlnbiI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoidGV4dC1lZGl0b3IifQ==\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjM5NWFmYTUiLCJlbFR5cGUiOiJ3aWRnZXQiLCJzZXR0aW5ncyI6eyJjb250ZW50X3dpZHRoIjoiZnVsbCIsImVkaXRvciI6IjxwPk91ciBCb2FyZCBvZiBEaXJlY3RvcnMgcHJvdmlkZXMgc3RyYXRlZ2ljIG92ZXJzaWdodCwgZ292ZXJuYW5jZSwgYW5kIGxlYWRlcnNoaXAgdG8gZW5zdXJlIHRoZSBsb25nLXRlcm0gc3VjY2VzcyBhbmQgc3VzdGFpbmFiaWxpdHkgb2YgdGhlIEdyb3VwLlx1MDBhMDxcL3A+IiwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6NDEsInNpemVzIjpbXX0sImFsaWduX21vYmlsZSI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQiLCJhbGlnbiI6ImNlbnRlciJ9LCJlbGVtZW50cyI6W10sIndpZGdldFR5cGUiOiJ0ZXh0LWVkaXRvciJ9\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"5ed4886\",\"elType\":\"widget\",\"widgetType\":\"nested-tabs\",\"settings\":{\"tabs\":[{\"tab_title\":\"1992\",\"_id\":\"0143e0c\"},{\"tab_title\":\"1996\",\"_id\":\"0625ebf\"},{\"tab_title\":\"2000\",\"_id\":\"a1069d4\"},{\"_id\":\"4b5da6b\",\"tab_title\":\"2004\"},{\"_id\":\"6e10e73\",\"tab_title\":\"2008\"},{\"_id\":\"1989197\",\"tab_title\":\"2010\"},{\"_id\":\"2ccab73\",\"tab_title\":\"2012\"},{\"_id\":\"482f5a8\",\"tab_title\":\"2013\"},{\"_id\":\"34353e6\",\"tab_title\":\"2014\"},{\"_id\":\"62464bf\",\"tab_title\":\"2022\"}],\"tabs_direction\":\"block-start\",\"tabs_justify_horizontal\":\"start\",\"tabs_justify_vertical\":\"center\",\"title_alignment\":\"start\",\"tabs_title_background_color_background\":\"classic\",\"tabs_title_border_hover_border\":\"none\",\"tabs_title_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"box_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin\":{\"unit\":\"rem\",\"top\":\"20\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"rem\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"rem\",\"top\":\"25\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"_position\":\"absolute\",\"_border_border\":\"none\",\"_border_radius\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"tab_title\":\"2000\",\"__globals__\":{\"tabs_title_background_color_color\":\"globals\\/colors?id=accent\",\"tabs_title_background_color_active_color\":\"globals\\/colors?id=ac6539a\",\"title_text_color\":\"globals\\/colors?id=primary\",\"title_text_color_hover\":\"globals\\/colors?id=ac6539a\",\"tabs_title_background_color_hover_color\":\"globals\\/colors?id=accent\"}},\"elements\":[{\"id\":\"93baaa8\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #1\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"ace0b32\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo created a financial services division to incept the business of pension funds management for <br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" 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wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-2a2e0cb e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"2a2e0cb\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-33f95d6 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"33f95d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-e74e333 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e74e333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" class=\"attachment-full size-full wp-image-626\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-76ac411d e-flex e-con-boxed e-con e-parent\" data-id=\"76ac411d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-564ab8a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"564ab8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission, Values</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-91f4f2c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"91f4f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6Ijc3ODU2OGU5IiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cD5HdWlkZWQgYnkgYSBjbGVhciB2aXNpb24sIGRyaXZlbiBieSBhIGZvY3VzZWQgbWlzc2lvbiwgYW5kIGFuY2hvcmVkIGluIHN0cm9uZyB2YWx1ZXMsIHdlIHN0cml2ZSB0byBjcmVhdGUgc3VzdGFpbmFibGUgaW1wYWN0IGZvciBvdXIgY2xpZW50cywgcGFydG5lcnMsIGFuZCBjb21tdW5pdGllcy48XC9wPiIsIl9lbGVtZW50X3dpZHRoIjoiaW5pdGlhbCIsIl9lbGVtZW50X2N1c3RvbV93aWR0aCI6eyJ1bml0IjoiJSIsInNpemUiOjQ1LCJzaXplcyI6W119LCJhbGlnbiI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQiLCJ0eXBvZ3JhcGh5X3R5cG9ncmFwaHkiOiJjdXN0b20iLCJ0eXBvZ3JhcGh5X2ZvbnRfZmFtaWx5IjoiTGF0byJ9LCJlbGVtZW50cyI6W10sIndpZGdldFR5cGUiOiJ0ZXh0LWVkaXRvciJ9\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;}\">ntt<div class=\"elementor-element elementor-element-6a422d1c e-con-full e-transform e-flex e-con e-child\" data-id=\"6a422d1c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-1c423517 elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-a77ccbf e-flex e-con-boxed e-con e-parent\" data-id=\"a77ccbf\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-d745a12 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"d745a12\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-fb34c62 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"fb34c62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Executive Team</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-2a2e0cb e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"2a2e0cb\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-33f95d6 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"33f95d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-e74e333 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e74e333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" class=\"attachment-full size-full wp-image-626\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-76ac411d e-flex e-con-boxed e-con e-parent\" data-id=\"76ac411d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-564ab8a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"564ab8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission, Values</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-91f4f2c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"91f4f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? Call Ustttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6cf224a6 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"6cf224a6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">ntttt</div>ntt<div class=\"elementor-element elementor-element-4f440eea e-con-full e-flex e-con e-child\" data-id=\"4f440eea\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-4c3dae65 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"4c3dae65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-63d61b65 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"63d61b65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Us </h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-1c423517 elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjM5NWFmYTUiLCJlbFR5cGUiOiJ3aWRnZXQiLCJzZXR0aW5ncyI6eyJjb250ZW50X3dpZHRoIjoiZnVsbCIsImVkaXRvciI6IjxwPk91ciBCb2FyZCBvZiBEaXJlY3RvcnMgcHJvdmlkZXMgc3RyYXRlZ2ljIG92ZXJzaWdodCwgZ292ZXJuYW5jZSwgYW5kIGxlYWRlcnNoaXAgdG8gZW5zdXJlIHRoZSBsb25nLXRlcm0gc3VjY2VzcyBhbmQgc3VzdGFpbmFiaWxpdHkgb2YgdGhlIEdyb3VwLlx1MDBhMDxcL3A+IiwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6NDEsInNpemVzIjpbXX0sImFsaWduX21vYmlsZSI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaGVyaXQiLCJhbGlnbiI6ImNlbnRlciJ9LCJlbGVtZW50cyI6W10sIndpZGdldFR5cGUiOiJ0ZXh0LWVkaXRvciJ9\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-element elementor-element-a77ccbf e-flex e-con-boxed e-con e-parent\" data-id=\"a77ccbf\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-d745a12 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"d745a12\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-fb34c62 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"fb34c62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Executive Team</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttConsult? 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https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />ttttttttttttttt</div>nttttt</div>ntttt</div>nttttt</div>ntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-b741389 elementor-widget elementor-widget-spacer\" data-id=\"b741389\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-8e68769 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-spacer\" data-id=\"8e68769\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">nttttttt<div class=\"elementor-spacer\">nttt<div class=\"elementor-spacer-inner\"></div>ntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-2a2e0cb e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"2a2e0cb\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-33f95d6 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"33f95d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />ttttttttttttttt</div>ntttt<div class=\"elementor-element elementor-element-e74e333 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e74e333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" class=\"attachment-full size-full wp-image-626\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />ttttttttttttttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-76ac411d e-flex e-con-boxed e-con e-parent\" data-id=\"76ac411d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-564ab8a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"564ab8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission, Values</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-91f4f2c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"91f4f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Vision, Mission &amp; Values</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3b358296\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-1c423517 elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-4c7ee05c elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4c7ee05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-file\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Missiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo create, preserve and grow wealthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\" data-id=\"3f91961d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c423517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-book\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Visiontttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strengthttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\" data-id=\"6db174a8\" 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elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d41a60f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-scale-balanced\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttOur Valuestttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttnResults-driven, Customer Centric, Integrity, Excellence, Teamworkttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\" data-id=\"6a7df17\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99e2c53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dbbcc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Our Management Team</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bf44610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Board of Directors</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-1e90cc9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e90cc9\" data-element_type=\"container\" data-e-type=\"container\" 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https:\\/\\/afhold.co.zm\\/\\r\\n\\/wp-content\\/uploads\\/2026\\/02\\/BG2-300x300.png 300w, https:\\/\\/afhold.co.zm\\/\\r\\n\\/wp-content\\/uploads\\/2026\\/02\\/BG2-150x150.png 150w\\\" sizes=\\\"(max-width: 393px) 100vw, 393px\\\" \\/>\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-e74e333 elementor-widget__width-initial elementor-widget elementor-widget-image\\\" data-id=\\\"e74e333\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"image.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<img width=\\\"866\\\" height=\\\"567\\\" src=\\\"https:\\/\\/afhold.co.zm\\/\\r\\n\\/wp-content\\/uploads\\/2026\\/02\\/screenshot-2026-02-13_16-51-56.png\\\" class=\\\"attachment-full size-full wp-image-626\\\" alt=\\\"\\\" srcset=\\\"https:\\/\\/afhold.co.zm\\/\\r\\n\\/wp-content\\/uploads\\/2026\\/02\\/screenshot-2026-02-13_16-51-56.png 866w, https:\\/\\/afhold.co.zm\\/\\r\\n\\/wp-content\\/uploads\\/2026\\/02\\/screenshot-2026-02-13_16-51-56-300x196.png 300w, https:\\/\\/afhold.co.zm\\/\\r\\n\\/wp-content\\/uploads\\/2026\\/02\\/screenshot-2026-02-13_16-51-56-768x503.png 768w\\\" sizes=\\\"(max-width: 866px) 100vw, 866px\\\" \\/>\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t<div class=\\\"elementor-element elementor-element-76ac411d e-flex e-con-boxed e-con e-parent\\\" data-id=\\\"76ac411d\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\" data-settings=\\\"{&quot;background_background&quot;:&quot;classic&quot;}\\\">\\n\\t\\t\\t\\t\\t<div class=\\\"e-con-inner\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-564ab8a2 elementor-widget__width-initial elementor-widget elementor-widget-heading\\\" data-id=\\\"564ab8a2\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Vision, Mission, Values<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-91f4f2c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\\\" data-id=\\\"91f4f2c\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Vision, Mission &amp; Values<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t[elementor-element k=\\\"0137f196360f283ad292fa6cc49a1ff8\\\" data=\\\"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\\\"]<div class=\\\"elementor-element elementor-element-3b358296 e-con-full e-flex elementor-invisible e-con e-child\\\" data-id=\\\"3b358296\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\" data-settings=\\\"{&quot;animation&quot;:&quot;slideInUp&quot;}\\\">\\n\\t\\t<div class=\\\"elementor-element elementor-element-6a422d1c e-con-full e-transform e-flex e-con e-child\\\" data-id=\\\"6a422d1c\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\" data-settings=\\\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-1c423517 elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\\\" data-id=\\\"1c423517\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"icon-box.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-wrapper\\\">\\n\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-icon\\\">\\n\\t\\t\\t\\t<span  class=\\\"elementor-icon\\\">\\n\\t\\t\\t\\t<i aria-hidden=\\\"true\\\" class=\\\"rtmicon rtmicon-book\\\"><\\/i>\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-content\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<h3 class=\\\"elementor-icon-box-title\\\">\\n\\t\\t\\t\\t\\t\\t<span  >\\n\\t\\t\\t\\t\\t\\t\\tOur Vision\\t\\t\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t\\t\\t<\\/h3>\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<p class=\\\"elementor-icon-box-description\\\">\\n\\t\\t\\t\\t\\t\\tTo be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength\\t\\t\\t\\t\\t<\\/p>\\n\\t\\t\\t\\t\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t<div class=\\\"elementor-element elementor-element-6db174a8 e-con-full e-flex e-con e-child\\\" data-id=\\\"6db174a8\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\" data-settings=\\\"{&quot;background_background&quot;:&quot;classic&quot;}\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-b5e9151 elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\\\" data-id=\\\"b5e9151\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"icon-box.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-wrapper\\\">\\n\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-icon\\\">\\n\\t\\t\\t\\t<span  class=\\\"elementor-icon\\\">\\n\\t\\t\\t\\t<i aria-hidden=\\\"true\\\" class=\\\"rtmicon rtmicon-file\\\"><\\/i>\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-content\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<h3 class=\\\"elementor-icon-box-title\\\">\\n\\t\\t\\t\\t\\t\\t<span  >\\n\\t\\t\\t\\t\\t\\t\\tOur Mission\\t\\t\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t\\t\\t<\\/h3>\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<p class=\\\"elementor-icon-box-description\\\">\\n\\t\\t\\t\\t\\t\\tTo create, preserve and grow wealth\\t\\t\\t\\t\\t<\\/p>\\n\\t\\t\\t\\t\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t<div class=\\\"elementor-element elementor-element-3f91961d e-con-full e-transform e-flex e-con e-child\\\" data-id=\\\"3f91961d\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\" data-settings=\\\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-6d41a60f elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\\\" data-id=\\\"6d41a60f\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"icon-box.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-wrapper\\\">\\n\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-icon\\\">\\n\\t\\t\\t\\t<span  class=\\\"elementor-icon\\\">\\n\\t\\t\\t\\t<i aria-hidden=\\\"true\\\" class=\\\"rtmicon rtmicon-scale-balanced\\\"><\\/i>\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-content\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<h3 class=\\\"elementor-icon-box-title\\\">\\n\\t\\t\\t\\t\\t\\t<span  >\\n\\t\\t\\t\\t\\t\\t\\tOur Values\\t\\t\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t\\t\\t<\\/h3>\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<p class=\\\"elementor-icon-box-description\\\">\\n\\t\\t\\t\\t\\t\\t\\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork\\t\\t\\t\\t\\t<\\/p>\\n\\t\\t\\t\\t\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t<div class=\\\"elementor-element elementor-element-6a7df17 e-flex e-con-boxed e-con e-parent\\\" data-id=\\\"6a7df17\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t\\t\\t\\t<div class=\\\"e-con-inner\\\">\\n\\t\\t<div class=\\\"elementor-element elementor-element-99e2c53 e-con-full e-flex elementor-invisible e-con e-child\\\" data-id=\\\"99e2c53\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\" data-settings=\\\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-dbbcc8b elementor-widget__width-initial elementor-widget elementor-widget-heading\\\" data-id=\\\"dbbcc8b\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Our Management Team<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-bf44610 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\\\" data-id=\\\"bf44610\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Board of Directors<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t[elementor-element k=\\\"0137f196360f283ad292fa6cc49a1ff8\\\" 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data-settings=\\\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\\\">\\n\\t\\t[elementor-element k=\\\"0137f196360f283ad292fa6cc49a1ff8\\\" 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data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Aflife Capital <\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t<div class=\\\"elementor-element elementor-element-69d8ebeb e-flex e-con-boxed e-con e-parent\\\" data-id=\\\"69d8ebeb\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t\\t\\t\\t<div class=\\\"e-con-inner\\\">\\n\\t\\t<div class=\\\"elementor-element elementor-element-70a7c96e e-con-full e-flex elementor-invisible e-con e-child\\\" data-id=\\\"70a7c96e\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\" data-settings=\\\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-58cfc98e elementor-widget elementor-widget-heading\\\" data-id=\\\"58cfc98e\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">About Aflife Capital Ltd<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t[elementor-element k=\\\"0137f196360f283ad292fa6cc49a1ff8\\\" 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class=\\\"elementor-element elementor-element-72493e6 e-con-full e-grid e-con e-child\\\" data-id=\\\"72493e6\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t<div class=\\\"elementor-element elementor-element-2fddb8b e-con-full e-transform e-flex e-con e-child\\\" data-id=\\\"2fddb8b\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\" data-settings=\\\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-3d8f877 elementor-widget__width-inherit 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data-e-type=\\\"container\\\" data-settings=\\\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-23d1018 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data=\"eyJpZCI6IjVjYzJkMzY2IiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJpY29uX2xpc3QiOlt7InRleHQiOiJIb21lIiwic2VsZWN0ZWRfaWNvbiI6eyJ2YWx1ZSI6IiIsImxpYnJhcnkiOiIifSwiX2lkIjoiN2NiNTg2ZCIsIl9fZHluYW1pY19fIjp7ImxpbmsiOiJbZWxlbWVudG9yLXRhZyBpZD1cIjQyOWJjNDdcIiBuYW1lPVwiaW50ZXJuYWwtdXJsXCIgc2V0dGluZ3M9XCIlN0IlMjJ0eXBlJTIyJTNBJTIycG9zdCUyMiUyQyUyMnBvc3RfaWQlMjIlM0ElMjIzMiUyMiU3RFwiXSJ9fSx7InRleHQiOiJBYm91dCBVcyIsInNlbGVjdGVkX2ljb24iOnsidmFsdWUiOiIiLCJsaWJyYXJ5IjoiIn0sIl9pZCI6IjY5MWEwOWIiLCJfX2R5bmFtaWNfXyI6eyJsaW5rIjoiW2VsZW1lbnRvci10YWcgaWQ9XCIyZDBjOGQ1XCIgbmFtZT1cImludGVybmFsLXVybFwiIHNldHRpbmdzPVwiJTdCJTIydHlwZSUyMiUzQSUyMnBvc3QlMjIlMkMlMjJwb3N0X2lkJTIyJTNBJTIyMzclMjIlN0RcIl0ifX0seyJ0ZXh0IjoiSW52ZXN0b3JzIiwic2VsZWN0ZWRfaWNvbiI6eyJ2YWx1ZSI6IiIsImxpYnJhcnkiOiIifSwiX2lkIjoiZTg5NzllOCIsIl9fZHluYW1pY19fIjp7ImxpbmsiOiJbZWxlbWVudG9yLXRhZyBpZD1cIjhkYzIwNWFcIiBuYW1lPVwiaW50ZXJuYWwtdXJsXCIgc2V0dGluZ3M9XCIlN0IlMjJ0eXBlJTIyJTNBJTIycG9zdCUyMiUyQyUyMnBvc3RfaWQlMjIlM0ElMjI0MiUyMiU3RFwiXSJ9fSx7InRleHQiOiJOZXdzIiwic2VsZWN0ZWRfaWNvbiI6eyJ2YWx1ZSI6IiIsImxpYnJhcnkiOiIifSwiX2lkIjoiMjViZmUzNCIsIl9fZHluYW1pY19fIjp7ImxpbmsiOiJbZWxlbWVudG9yLXRhZyBpZD1cImU4ZThlY2ZcIiBuYW1lPVwiaW50ZXJuYWwtdXJsXCIgc2V0dGluZ3M9XCIlN0IlMjJ0eXBlJTIyJTNBJTIycG9zdCUyMiUyQyUyMnBvc3RfaWQlMjIlM0ElMjI0NyUyMiU3RFwiXSJ9fSx7InRleHQiOiJDb250YWN0IFVzIiwic2VsZWN0ZWRfaWNvbiI6eyJ2YWx1ZSI6IiIsImxpYnJhcnkiOiIifSwiX2lkIjoiYmIyYmNiMiIsIl9fZHluYW1pY19fIjp7ImxpbmsiOiJbZWxlbWVudG9yLXRhZyBpZD1cImUzMmJmNDNcIiBuYW1lPVwiaW50ZXJuYWwtdXJsXCIgc2V0dGluZ3M9XCIlN0IlMjJ0eXBlJTIyJTNBJTIycG9zdCUyMiUyQyUyMnBvc3RfaWQlMjIlM0ElMjI0OSUyMiU3RFwiXSJ9fV0sInNwYWNlX2JldHdlZW4iOnsidW5pdCI6InB4Iiwic2l6ZSI6MTAsInNpemVzIjpbXX0sIl9lbGVtZW50X2N1c3RvbV93aWR0aCI6eyJ1bml0IjoiJSIsInNpemUiOjQ3LCJzaXplcyI6W119LCJpY29uX2FsaWduX3RhYmxldCI6ImNlbnRlciIsIl9lbGVtZW50X3dpZHRoX3RhYmxldCI6ImluaXRpYWwiLCJfZWxlbWVudF9jdXN0b21fd2lkdGhfdGFibGV0Ijp7InVuaXQiOiIlIiwic2l6ZSI6MTAwLCJzaXplcyI6W119LCJfZWxlbWVudF9jdXN0b21fd2lkdGhfbW9iaWxlIjp7InVuaXQiOiIlIiwic2l6ZSI6IiIsInNpemVzIjpbXX0sIl9fZ2xvYmFsc19fIjp7InRleHRfY29sb3IiOiJnbG9iYWxzXC9jb2xvcnM/aWQ9YWM2NTM5YSIsInRleHRfY29sb3JfaG92ZXIiOiJnbG9iYWxzXC9jb2xvcnM/aWQ9cHJpbWFyeSJ9LCJpY29uX3R5cG9ncmFwaHlfdHlwb2dyYXBoeSI6ImN1c3RvbSIsImljb25fdHlwb2dyYXBoeV9mb250X2ZhbWlseSI6IkxhdG8ifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoiaWNvbi1saXN0In0=\"]tt</div>ntt<div class=\"elementor-element elementor-element-201c5180 e-con-full e-flex e-con e-child\" data-id=\"201c5180\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-e67a7d6 elementor-widget__width-inherit elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"e67a7d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Useful Links</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-7e4dbc67 elementor-widget__width-initial elementor-tablet-align-center elementor-widget-tablet__width-inherit elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7e4dbc67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">nttttttt<ul class=\"elementor-icon-list-items\">nttttttt<li class=\"elementor-icon-list-item\">nttttttttttt<a href=\"http://www.zra.org.zm/\">nnttttttttttt<span class=\"elementor-icon-list-text\">Zambia Revenue Authority </span>nttttttttttt</a>nttttttttt</li>ntttttttt<li class=\"elementor-icon-list-item\">nttttttttttt<a href=\"https://www.seczambia.org.zm/\">nnttttttttttt<span class=\"elementor-icon-list-text\">Securities and Exchange Commission</span>nttttttttttt</a>nttttttttt</li>ntttttttt<li class=\"elementor-icon-list-item\">nttttttttttt<a href=\"https://luse.co.zm/\">nnttttttttttt<span class=\"elementor-icon-list-text\">Lusaka Stock Exchange</span>nttttttttttt</a>nttttttttt</li>ntttttttt<li class=\"elementor-icon-list-item\">nttttttttttt<a href=\"https://www.boz.co.zm/\">nnttttttttttt<span class=\"elementor-icon-list-text\">Bank of Zambia</span>nttttttttttt</a>nttttttttt</li>ntttttttt<li class=\"elementor-icon-list-item\">nttttttttttt<a href=\"http://www.mofnp.gov.zm/\">nnttttttttttt<span class=\"elementor-icon-list-text\">Ministry of Finance</span>nttttttttttt</a>nttttttttt</li>ntttttt</ul>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-4c4805f8 e-con-full e-flex e-con e-child\" data-id=\"4c4805f8\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-4597ac3b elementor-widget__width-inherit elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"4597ac3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Get In Touch</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-2f44f04 elementor-position-inline-start elementor-widget__width-inherit elementor-tablet-position-block-start elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2f44f04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttPhonetttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260 (211) 254 841ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-47504ee6 elementor-position-inline-start elementor-widget__width-inherit elementor-tablet-position-block-start elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"47504ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-pin-map-location\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttLocationtttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambiattttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-6c21b26a elementor-position-inline-start elementor-widget__width-inherit elementor-tablet-position-block-start elementor-widget-tablet__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6c21b26a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-envelope\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttEmailtttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttenquiries@afhold.co.zmttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-73b17474 e-con-full e-flex e-con e-child\" data-id=\"73b17474\" data-element_type=\"container\" data-e-type=\"container\">ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-d8b622a e-flex e-con-boxed e-con e-parent\" data-id=\"d8b622a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-16d87790 elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"16d87790\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Aflife Capital </h2>tttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-69d8ebeb e-flex e-con-boxed e-con e-parent\" data-id=\"69d8ebeb\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-70a7c96e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"70a7c96e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-58cfc98e elementor-widget elementor-widget-heading\" data-id=\"58cfc98e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Aflife Capital Ltd</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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class=\"elementor-element elementor-element-72493e6 e-con-full e-grid e-con e-child\" data-id=\"72493e6\" data-element_type=\"container\" data-e-type=\"container\">ntt<div class=\"elementor-element elementor-element-2fddb8b e-con-full e-transform e-flex e-con e-child\" data-id=\"2fddb8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-3d8f877 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"3d8f877\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">ADVISORY SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-16d87790 elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"16d87790\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Aflife Capital </h2>tttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-69d8ebeb e-flex e-con-boxed e-con e-parent\" data-id=\"69d8ebeb\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-70a7c96e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"70a7c96e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-58cfc98e elementor-widget elementor-widget-heading\" data-id=\"58cfc98e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Aflife Capital Ltd</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-72493e6 e-con-full e-grid e-con e-child\" data-id=\"72493e6\" data-element_type=\"container\" data-e-type=\"container\">ntt<div class=\"elementor-element elementor-element-2fddb8b e-con-full e-transform e-flex e-con e-child\" data-id=\"2fddb8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-3d8f877 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"3d8f877\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">ADVISORY SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-6228105 e-con-full e-transform e-flex e-con e-child\" data-id=\"6228105\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-2f86092 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2f86092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">vALUATION SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-c9771e7 e-con-full e-transform e-flex e-con e-child\" data-id=\"c9771e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-23d1018 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"23d1018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">CAPITAL MARKETS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"eyJpZCI6IjBjYzAzMDAiLCJlbFR5cGUiOiJ3aWRnZXQiLCJzZXR0aW5ncyI6eyJlZGl0b3IiOiI8dWw+PGxpPkluaXRpYWwgUHVibGljIE9mZmVyaW5nczxcL2xpPjxsaT5SaWdodHMgT2ZmZXJzPFwvbGk+PGxpPlByZS1JUE8gUHJpdmF0ZSBQbGFjZW1lbnRzPFwvbGk+PGxpPk1lZGl1bSBUZXJtIE5vdGUgUHJvZ3JhbW1lczxcL2xpPjxcL3VsPiIsIl9wYWRkaW5nIjp7InVuaXQiOiJweCIsInRvcCI6IjAiLCJyaWdodCI6IjAiLCJib3R0b20iOiIxMCIsImxlZnQiOiIwIiwiaXNMaW5rZWQiOmZhbHNlfSwiX2VsZW1lbnRfd2lkdGgiOiJpbml0aWFsIiwiX2VsZW1lbnRfY3VzdG9tX3dpZHRoIjp7InVuaXQiOiIlIiwic2l6ZSI6MTExLjUwNzk5OTk5OTk5OTk5NTU2NjIxMzMyODg1Njk3NDg0MDE2NDE4NDU3MDMxMjV9LCJfZmxleF9zaXplIjoibm9uZSIsInR5cG9ncmFwaHlfdHlwb2dyYXBoeSI6ImN1c3RvbSIsInR5cG9ncmFwaHlfZm9udF9mYW1pbHkiOiJMYXRvIn0sImVsZW1lbnRzIjpbXSwid2lkZ2V0VHlwZSI6InRleHQtZWRpdG9yIn0=\"]tt</div>ntt<div class=\"elementor-element elementor-element-d7e629c e-con-full e-transform e-flex e-con e-child\" data-id=\"d7e629c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-007dcef elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"007dcef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">MESSAGE ACQUISITIONS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-2700e10 e-con-full e-transform e-flex e-con e-child\" data-id=\"2700e10\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-27f4531 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"27f4531\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">DISPOSALS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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elementor-element-2f86092 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2f86092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">vALUATION SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-23d1018 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"23d1018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">CAPITAL MARKETS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-d7e629c e-con-full e-transform e-flex e-con e-child\" data-id=\"d7e629c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-007dcef elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"007dcef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">MESSAGE ACQUISITIONS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-id=\"2700e10\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-27f4531 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"27f4531\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">DISPOSALS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-1d376a3c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1d376a3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\"><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Letu2019s Build Smarter Financial Solutions Together<span style=\"font-size: 19.2px\"></span></h2></h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-23d1018 elementor-widget__width-inherit elementor-widget 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-007dcef elementor-widget__width-inherit elementor-widget 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data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-1d376a3c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1d376a3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\"><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Letu2019s Build Smarter Financial Solutions Together<span style=\"font-size: 19.2px\"></span></h2></h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-16d87790 elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"16d87790\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Aflife Capital </h2>tttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-69d8ebeb e-flex e-con-boxed e-con e-parent\" data-id=\"69d8ebeb\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-70a7c96e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"70a7c96e\" data-element_type=\"container\" data-e-type=\"container\" 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-3d8f877 elementor-widget__width-inherit elementor-widget 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data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-23d1018 elementor-widget__width-inherit elementor-widget 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-007dcef elementor-widget__width-inherit elementor-widget 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">nttttt<div class=\"e-con-inner\">ntttt<div class=\"elementor-element elementor-element-16d87790 elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"16d87790\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Aflife Capital </h2>tttt</div>nttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-69d8ebeb e-flex e-con-boxed e-con e-parent\" data-id=\"69d8ebeb\" data-element_type=\"container\" data-e-type=\"container\">nttttt<div class=\"e-con-inner\">ntt<div class=\"elementor-element elementor-element-70a7c96e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"70a7c96e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">ntttt<div class=\"elementor-element elementor-element-58cfc98e elementor-widget elementor-widget-heading\" data-id=\"58cfc98e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">About Aflife Capital Ltd</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]<div class=\"elementor-element elementor-element-72493e6 e-con-full e-grid e-con e-child\" data-id=\"72493e6\" data-element_type=\"container\" data-e-type=\"container\">ntt<div class=\"elementor-element elementor-element-2fddb8b e-con-full e-transform e-flex e-con e-child\" data-id=\"2fddb8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-3d8f877 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"3d8f877\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">ADVISORY SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-6228105 e-con-full e-transform e-flex e-con e-child\" data-id=\"6228105\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-2f86092 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2f86092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">vALUATION SERVICES</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-c9771e7 e-con-full e-transform e-flex e-con e-child\" data-id=\"c9771e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-23d1018 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"23d1018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">CAPITAL MARKETS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-d7e629c e-con-full e-transform e-flex e-con e-child\" data-id=\"d7e629c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-007dcef elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"007dcef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">MESSAGE ACQUISITIONS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-2700e10 e-con-full e-transform e-flex e-con e-child\" data-id=\"2700e10\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-30,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">ntttt<div class=\"elementor-element elementor-element-27f4531 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"27f4531\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h4 class=\"elementor-heading-title elementor-size-default\">DISPOSALS</h4>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">ntttt<div class=\"elementor-element elementor-element-1d376a3c elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1d376a3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\"><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Letu2019s Build Smarter Financial Solutions Together<span style=\"font-size: 19.2px\"></span></h2></h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" 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data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Share Holders</h2>tttt</div>ntt<div class=\"elementor-element elementor-element-cc10c3f e-con-full e-flex e-con e-child\" data-id=\"cc10c3f\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-846c0ea elementor-widget elementor-widget-image\" data-id=\"846c0ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">ntttttttttttttttt<a href=\"https://www.sanlam.com/\">nttttttt<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" class=\"attachment-large size-large wp-image-437\" alt=\"\" />tttttttt</a>nttttttttttttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-dab2ffd e-con-full e-flex e-con e-child\" data-id=\"dab2ffd\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-3c10d4f elementor-widget elementor-widget-image\" data-id=\"3c10d4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">nttttttttttttttt<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" class=\"attachment-large size-large wp-image-439\" alt=\"\" />ttttttttttttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-b848f9e e-con-full e-flex e-con e-child\" data-id=\"b848f9e\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-78918b1 elementor-widget elementor-widget-image\" data-id=\"78918b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">ntttttttttttttttt<a href=\"https://www.bifm.co.bw/\">nttttttt<img width=\"250\" height=\"70\" 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data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-4df70e04 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4df70e04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Quick Links</h2>tttt</div>ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt</div>ntt<div class=\"elementor-element elementor-element-201c5180 e-con-full e-flex e-con e-child\" data-id=\"201c5180\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-e67a7d6 elementor-widget__width-inherit elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"e67a7d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Useful Links</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-7e4dbc67 elementor-widget__width-initial elementor-tablet-align-center elementor-widget-tablet__width-inherit elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7e4dbc67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">nttttttt<ul class=\"elementor-icon-list-items\">nttttttt<li class=\"elementor-icon-list-item\">nttttttttttt<a href=\"http://www.zra.org.zm/\">nnttttttttttt<span class=\"elementor-icon-list-text\">Zambia Revenue Authority </span>nttttttttttt</a>nttttttttt</li>ntttttttt<li class=\"elementor-icon-list-item\">nttttttttttt<a href=\"https://www.seczambia.org.zm/\">nnttttttttttt<span class=\"elementor-icon-list-text\">Securities and Exchange Commission</span>nttttttttttt</a>nttttttttt</li>ntttttttt<li class=\"elementor-icon-list-item\">nttttttttttt<a href=\"https://luse.co.zm/\">nnttttttttttt<span class=\"elementor-icon-list-text\">Lusaka Stock Exchange</span>nttttttttttt</a>nttttttttt</li>ntttttttt<li class=\"elementor-icon-list-item\">nttttttttttt<a href=\"https://www.boz.co.zm/\">nnttttttttttt<span class=\"elementor-icon-list-text\">Bank of Zambia</span>nttttttttttt</a>nttttttttt</li>ntttttttt<li class=\"elementor-icon-list-item\">nttttttttttt<a href=\"http://www.mofnp.gov.zm/\">nnttttttttttt<span class=\"elementor-icon-list-text\">Ministry of Finance</span>nttttttttttt</a>nttttttttt</li>ntttttt</ul>ntttttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-4c4805f8 e-con-full e-flex e-con e-child\" data-id=\"4c4805f8\" data-element_type=\"container\" data-e-type=\"container\">ntttt<div class=\"elementor-element elementor-element-4597ac3b elementor-widget__width-inherit elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"4597ac3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">nttttt<h2 class=\"elementor-heading-title elementor-size-default\">Get In Touch</h2>tttt</div>ntttt<div class=\"elementor-element elementor-element-2f44f04 elementor-position-inline-start elementor-widget__width-inherit elementor-tablet-position-block-start elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2f44f04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-phone-classic\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttPhonetttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt+260  211  254  841ttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-47504ee6 elementor-position-inline-start elementor-widget__width-inherit elementor-tablet-position-block-start elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"47504ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-pin-map-location\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttLocationtttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">ntttttt6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambiattttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt<div class=\"elementor-element elementor-element-6c21b26a elementor-position-inline-start elementor-widget__width-inherit elementor-tablet-position-block-start elementor-widget-tablet__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6c21b26a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">nttttttt<div class=\"elementor-icon-box-wrapper\">nntttttt<div class=\"elementor-icon-box-icon\">ntttt<span  class=\"elementor-icon\">ntttt<i aria-hidden=\"true\" class=\"rtmicon rtmicon-envelope\"></i>tttt</span>nttt</div>ntttntttttt<div class=\"elementor-icon-box-content\">nnttttttttt<h3 class=\"elementor-icon-box-title\">ntttttt<span  >ntttttttEmailtttttt</span>nttttt</h3>nttttnttttttttt<p class=\"elementor-icon-box-description\">nttttttenquiries@afhold.co.zmttttt</p>nttttnttt</div>ntttntt</div>ntttttt</div>ntttt</div>ntttt</div>ntt<div class=\"elementor-element elementor-element-73b17474 e-con-full e-flex e-con e-child\" data-id=\"73b17474\" data-element_type=\"container\" data-e-type=\"container\">ntt[elementor-element k=\"0137f196360f283ad292fa6cc49a1ff8\" data=\"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\"]tt<div class=\"elementor-element elementor-element-fdcce8a elementor-shape-circle e-grid-align-mobile-center elementor-widget-mobile__width-initial elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"fdcce8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">nttttttt<div class=\"elementor-social-icons-wrapper elementor-grid\">nttttttt<span class=\"elementor-grid-item\">nttttt<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-2ee01a5\" href=\"https://www.linkedin.com/company/aflife/\" target=\"_blank\">ntttttt<span class=\"elementor-screen-only\">Linkedin</span>ntttttt<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 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data=\\\"eyJpZCI6IjYwNTgzZjEiLCJlbFR5cGUiOiJ3aWRnZXQiLCJzZXR0aW5ncyI6eyJfX2R5bmFtaWNfXyI6eyJpbWFnZSI6IltlbGVtZW50b3ItdGFnIGlkPVwiXCIgbmFtZT1cInNpdGUtbG9nb1wiIHNldHRpbmdzPVwiJTdCJTdEXCJdIn0sIndpZHRoIjp7InVuaXQiOiJweCIsInNpemUiOjE5OSwic2l6ZXMiOltdfSwiaGVpZ2h0Ijp7InVuaXQiOiJweCIsInNpemUiOjYwLCJzaXplcyI6W119LCJ3aWR0aF90YWJsZXQiOnsidW5pdCI6InB4Iiwic2l6ZSI6IiIsInNpemVzIjpbXX0sIndpZHRoX21vYmlsZSI6eyJ1bml0IjoicHgiLCJzaXplIjoiIiwic2l6ZXMiOltdfX0sImVsZW1lbnRzIjpbXSwid2lkZ2V0VHlwZSI6InRoZW1lLXNpdGUtbG9nbyJ9\\\"][elementor-element k=\\\"0137f196360f283ad292fa6cc49a1ff8\\\" data=\\\"eyJpZCI6IjIyYjQyYTNjIiwiZWxUeXBlIjoid2lkZ2V0Iiwic2V0dGluZ3MiOnsiY29udGVudF93aWR0aCI6ImZ1bGwiLCJlZGl0b3IiOiI8cD5XZSBhcmUgc3BlY2lhbGl6ZSBpbiB0cmFuc2Zvcm1pbmcgYnVzaW5lc3NlcyBhbmQgZm9zdGVyaW5nIGdyb3d0aCB0aHJvdWdoIHN0cmF0ZWdpYyBpbnNpZ2h0cyBhbmQgdW5wYXJhbGxlbGVkIGV4cGVydGlzZS48XC9wPiIsIl9lbGVtZW50X3dpZHRoIjoiaW5pdGlhbCIsIl9lbGVtZW50X2N1c3RvbV93aWR0aCI6eyJ1bml0IjoiJSIsInNpemUiOjUwLCJzaXplcyI6W119LCJhbGlnbl9tb2JpbGUiOiJjZW50ZXIiLCJfZWxlbWVudF93aWR0aF9tb2JpbGUiOiJpbmhlcml0IiwiYWxpZ24iOiJjZW50ZXIiLCJfZWxlbWVudF93aWR0aF90YWJsZXQiOiJpbmhlcml0IiwidHlwb2dyYXBoeV90eXBvZ3JhcGh5IjoiY3VzdG9tIiwidHlwb2dyYXBoeV9mb250X2ZhbWlseSI6IkxhdG8ifSwiZWxlbWVudHMiOltdLCJ3aWRnZXRUeXBlIjoidGV4dC1lZGl0b3IifQ==\\\"]<div class=\\\"elementor-element elementor-element-24ee86a3 e-con-full e-flex e-con e-child\\\" data-id=\\\"24ee86a3\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t<div class=\\\"elementor-element elementor-element-140b10ec e-con-full e-flex e-con e-child\\\" data-id=\\\"140b10ec\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-4df70e04 elementor-widget__width-inherit elementor-widget elementor-widget-heading\\\" data-id=\\\"4df70e04\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Quick Links<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t[elementor-element k=\\\"0137f196360f283ad292fa6cc49a1ff8\\\" 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class=\\\"elementor-element elementor-element-201c5180 e-con-full e-flex e-con e-child\\\" data-id=\\\"201c5180\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-e67a7d6 elementor-widget__width-inherit elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\\\" data-id=\\\"e67a7d6\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Useful Links<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-7e4dbc67 elementor-widget__width-initial elementor-tablet-align-center elementor-widget-tablet__width-inherit elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\\\" data-id=\\\"7e4dbc67\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"icon-list.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t<ul class=\\\"elementor-icon-list-items\\\">\\n\\t\\t\\t\\t\\t\\t\\t<li class=\\\"elementor-icon-list-item\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<a href=\\\"http:\\/\\/www.zra.org.zm\\/\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-icon-list-text\\\">Zambia Revenue Authority <\\/span>\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/a>\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/li>\\n\\t\\t\\t\\t\\t\\t\\t\\t<li class=\\\"elementor-icon-list-item\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<a href=\\\"https:\\/\\/www.seczambia.org.zm\\/\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-icon-list-text\\\">Securities and Exchange Commission<\\/span>\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/a>\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/li>\\n\\t\\t\\t\\t\\t\\t\\t\\t<li class=\\\"elementor-icon-list-item\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<a href=\\\"https:\\/\\/luse.co.zm\\/\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-icon-list-text\\\">Lusaka Stock Exchange<\\/span>\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/a>\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/li>\\n\\t\\t\\t\\t\\t\\t\\t\\t<li class=\\\"elementor-icon-list-item\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<a href=\\\"https:\\/\\/www.boz.co.zm\\/\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-icon-list-text\\\">Bank of Zambia<\\/span>\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/a>\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/li>\\n\\t\\t\\t\\t\\t\\t\\t\\t<li class=\\\"elementor-icon-list-item\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<a href=\\\"http:\\/\\/www.mofnp.gov.zm\\/\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-icon-list-text\\\">Ministry of Finance<\\/span>\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/a>\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/li>\\n\\t\\t\\t\\t\\t\\t<\\/ul>\\n\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t<div class=\\\"elementor-element elementor-element-4c4805f8 e-con-full e-flex e-con e-child\\\" data-id=\\\"4c4805f8\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-4597ac3b elementor-widget__width-inherit elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\\\" data-id=\\\"4597ac3b\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Get In Touch<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-2f44f04 elementor-position-inline-start elementor-widget__width-inherit elementor-tablet-position-block-start elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\\\" data-id=\\\"2f44f04\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"icon-box.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-wrapper\\\">\\n\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-icon\\\">\\n\\t\\t\\t\\t<span  class=\\\"elementor-icon\\\">\\n\\t\\t\\t\\t<i aria-hidden=\\\"true\\\" class=\\\"rtmicon rtmicon-phone-classic\\\"><\\/i>\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-content\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<h3 class=\\\"elementor-icon-box-title\\\">\\n\\t\\t\\t\\t\\t\\t<span  >\\n\\t\\t\\t\\t\\t\\t\\tPhone\\t\\t\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t\\t\\t<\\/h3>\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<p class=\\\"elementor-icon-box-description\\\">\\n\\t\\t\\t\\t\\t\\t+260  211  254  841\\t\\t\\t\\t\\t<\\/p>\\n\\t\\t\\t\\t\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-47504ee6 elementor-position-inline-start elementor-widget__width-inherit elementor-tablet-position-block-start elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\\\" data-id=\\\"47504ee6\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"icon-box.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-wrapper\\\">\\n\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-icon\\\">\\n\\t\\t\\t\\t<span  class=\\\"elementor-icon\\\">\\n\\t\\t\\t\\t<i aria-hidden=\\\"true\\\" class=\\\"rtmicon rtmicon-pin-map-location\\\"><\\/i>\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-content\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<h3 class=\\\"elementor-icon-box-title\\\">\\n\\t\\t\\t\\t\\t\\t<span  >\\n\\t\\t\\t\\t\\t\\t\\tLocation\\t\\t\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t\\t\\t<\\/h3>\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<p class=\\\"elementor-icon-box-description\\\">\\n\\t\\t\\t\\t\\t\\t6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia\\t\\t\\t\\t\\t<\\/p>\\n\\t\\t\\t\\t\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-6c21b26a elementor-position-inline-start elementor-widget__width-inherit elementor-tablet-position-block-start elementor-widget-tablet__width-initial elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\\\" data-id=\\\"6c21b26a\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"icon-box.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-wrapper\\\">\\n\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-icon\\\">\\n\\t\\t\\t\\t<span  class=\\\"elementor-icon\\\">\\n\\t\\t\\t\\t<i aria-hidden=\\\"true\\\" class=\\\"rtmicon rtmicon-envelope\\\"><\\/i>\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-icon-box-content\\\">\\n\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<h3 class=\\\"elementor-icon-box-title\\\">\\n\\t\\t\\t\\t\\t\\t<span  >\\n\\t\\t\\t\\t\\t\\t\\tEmail\\t\\t\\t\\t\\t\\t<\\/span>\\n\\t\\t\\t\\t\\t<\\/h3>\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<p class=\\\"elementor-icon-box-description\\\">\\n\\t\\t\\t\\t\\t\\tenquiries@afhold.co.zm\\t\\t\\t\\t\\t<\\/p>\\n\\t\\t\\t\\t\\n\\t\\t\\t<\\/div>\\n\\t\\t\\t\\n\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t<div class=\\\"elementor-element elementor-element-73b17474 e-con-full e-flex e-con e-child\\\" data-id=\\\"73b17474\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t[elementor-element k=\\\"0137f196360f283ad292fa6cc49a1ff8\\\" data=\\\"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\\\"]\\t\\t<div class=\\\"elementor-element elementor-element-fdcce8a elementor-shape-circle e-grid-align-mobile-center elementor-widget-mobile__width-initial elementor-grid-0 e-grid-align-center 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data-element_type=\\\"container\\\" data-e-type=\\\"container\\\" data-settings=\\\"{&quot;background_background&quot;:&quot;classic&quot;}\\\">\\n\\t\\t\\t\\t\\t<div class=\\\"e-con-inner\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-3eafa688 elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-heading\\\" data-id=\\\"3eafa688\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-settings=\\\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\\\" data-widget_type=\\\"heading.default\\\">\\n\\t\\t\\t\\t\\t<h2 class=\\\"elementor-heading-title elementor-size-default\\\">Investors<\\/h2>\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t<div class=\\\"elementor-element elementor-element-7fc815fa e-flex e-con-boxed e-con e-parent\\\" data-id=\\\"7fc815fa\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t\\t\\t\\t<div class=\\\"e-con-inner\\\">\\n\\t\\t<div 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data-id=\\\"846c0ea\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"image.default\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<a href=\\\"https:\\/\\/www.sanlam.com\\/\\\">\\n\\t\\t\\t\\t\\t\\t\\t<img width=\\\"250\\\" height=\\\"70\\\" src=\\\"https:\\/\\/afhold.co.zm\\/\\r\\n\\/wp-content\\/uploads\\/2026\\/02\\/sanlam-logo.png\\\" class=\\\"attachment-large size-large wp-image-437\\\" alt=\\\"\\\" \\/>\\t\\t\\t\\t\\t\\t\\t\\t<\\/a>\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t<\\/div>\\n\\t\\t\\t\\t<\\/div>\\n\\t\\t<div class=\\\"elementor-element elementor-element-dab2ffd e-con-full e-flex e-con e-child\\\" data-id=\\\"dab2ffd\\\" data-element_type=\\\"container\\\" data-e-type=\\\"container\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-3c10d4f elementor-widget elementor-widget-image\\\" data-id=\\\"3c10d4f\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" 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Nullam viverra, tortor nec venenatis aliquam, turpis nunc aliquet ipsum, luctus imperdiet nisi nisl quis urna. Vivamus mattis orci lacus, sed dignissim metus ultricies in. Pellentesque lorem est, dignissim suscipit tellus id, auctor efficitur neque. Praesent vel neque eget est venenatis rhoncus sit amet a sapien. Cras ornare libero et elementum molestie. Nam mattis pellentesque sem, eu lacinia turpis congue in. Vivamus nec fringilla quam. Cras congue neque ante, at pretium lectus egestas aliquet. Sed ultrices, turpis vitae scelerisque sodales, tortor felis vehicula odio, vitae rhoncus lorem libero ut tellus.</p><p>Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla. Donec vestibulum et risus at condimentum. Nulla condimentum dui sit amet nulla volutpat vestibulum. Nunc luctus condimentum mauris id efficitur. Duis condimentum neque at lectus convallis vestibulum. Etiam et finibus justo. 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Aliquam non ornare ante. </p>                        \n                            Organizational Development                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Branding Strategy                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Sustainability and CSR                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Share On : </h2>							\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','Service Detail','','inherit','closed','closed','','26-revision-v1','','','2026-02-10 09:42:52','2026-02-10 09:42:52','',26,'https://afhold.co.zm/staging/?p=27',0,'revision','',0),(28,5,'2026-02-10 09:45:13','2026-02-10 09:45:13','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" 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119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>','About Us','','publish','closed','closed','','about-us','','','2026-02-10 09:45:13','2026-02-10 09:45:13','',0,'https://afhold.co.zm/staging/?elementor_library=about-us',0,'elementor_library','',0),(29,5,'2026-02-10 09:45:13','2026-02-10 09:45:13','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>','About Us','','inherit','closed','closed','','28-revision-v1','','','2026-02-10 09:45:13','2026-02-10 09:45:13','',28,'https://afhold.co.zm/staging/?p=29',0,'revision','',0),(36,5,'2026-02-10 10:10:32','2026-02-10 10:10:32','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','inherit','closed','closed','','35-revision-v1','','','2026-02-10 10:10:32','2026-02-10 10:10:32','',35,'https://afhold.co.zm/staging/?p=36',0,'revision','',0),(32,5,'2026-02-10 10:09:52','2026-02-10 10:09:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','publish','closed','closed','','home','','','2026-03-20 11:23:30','2026-03-20 11:23:30','',0,'https://afhold.co.zm/staging/?page_id=32',0,'page','',0),(33,5,'2026-02-10 10:07:54','2026-02-10 10:07:54','{\"version\": 3, \"isGlobalStylesUserThemeJSON\": true }','Custom Styles','','publish','closed','closed','','wp-global-styles-twentytwentyfive','','','2026-02-10 10:07:54','2026-02-10 10:07:54','',0,'https://afhold.co.zm/staging/2026/02/10/wp-global-styles-twentytwentyfive/',0,'wp_global_styles','',0),(34,5,'2026-02-10 10:09:52','2026-02-10 10:09:52','','Home','','inherit','closed','closed','','32-revision-v1','','','2026-02-10 10:09:52','2026-02-10 10:09:52','',32,'https://afhold.co.zm/staging/?p=34',0,'revision','',0),(35,5,'2026-02-10 10:10:31','2026-02-10 10:10:31','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','publish','closed','closed','','pricing-plan','','','2026-02-10 10:10:32','2026-02-10 10:10:32','',0,'https://afhold.co.zm/staging/?elementor_library=pricing-plan',0,'elementor_library','',0),(37,5,'2026-02-10 10:11:15','2026-02-10 10:11:15','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','publish','closed','closed','','about-us','','','2026-03-20 11:30:25','2026-03-20 11:30:25','',0,'https://afhold.co.zm/staging/?page_id=37',0,'page','',0),(38,5,'2026-02-10 10:11:15','2026-02-10 10:11:15','','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-10 10:11:15','2026-02-10 10:11:15','',37,'https://afhold.co.zm/staging/?p=38',0,'revision','',0),(39,5,'2026-02-10 10:11:26','2026-02-10 10:11:26','','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-10 10:11:26','2026-02-10 10:11:26','',32,'https://afhold.co.zm/staging/?p=39',0,'revision','',0),(443,5,'2026-02-12 14:15:42','2026-02-12 14:15:42','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Other Service</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:15:42','2026-02-12 14:15:42','',42,'https://afhold.co.zm/staging/?p=443',0,'revision','',0),(42,5,'2026-02-10 10:13:13','2026-02-10 10:13:13','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51%.</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','publish','closed','closed','','investors','','','2026-03-24 08:05:00','2026-03-24 08:05:00','',0,'https://afhold.co.zm/staging/?page_id=42',0,'page','',0),(43,5,'2026-02-10 10:13:13','2026-02-10 10:13:13','','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-10 10:13:13','2026-02-10 10:13:13','',42,'https://afhold.co.zm/staging/?p=43',0,'revision','',0),(47,5,'2026-02-10 10:25:06','2026-02-10 10:25:06','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','publish','closed','closed','','news','','','2026-03-20 11:34:54','2026-03-20 11:34:54','',0,'https://afhold.co.zm/staging/?page_id=47',0,'page','',0),(48,5,'2026-02-10 10:25:06','2026-02-10 10:25:06','','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-10 10:25:06','2026-02-10 10:25:06','',47,'https://afhold.co.zm/staging/?p=48',0,'revision','',0),(49,5,'2026-02-10 10:26:47','2026-02-10 10:26:47','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Afhold today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260  211  254  841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						hello@domainsite.com					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						KLLG St, No.99, Pku City, ID 28289					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.domainsite.com					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 11:57:36','2026-02-10 11:57:36','',49,'https://afhold.co.zm/staging/?p=55',0,'revision','',0),(53,5,'2026-02-10 11:57:36','2026-02-10 11:57:36','','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 11:57:36','2026-02-10 11:57:36','',49,'https://afhold.co.zm/staging/?p=53',0,'revision','',0),(54,5,'2026-02-10 11:57:36','2026-02-10 11:57:36','','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 11:57:36','2026-02-10 11:57:36','',49,'https://afhold.co.zm/staging/?p=54',0,'revision','',0),(59,5,'2026-02-10 12:01:37','2026-02-10 12:01:37','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						hello@domainsite.com					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						KLLG St, No.99, Pku City, ID 28289					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.domainsite.com					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 12:01:37','2026-02-10 12:01:37','',49,'https://afhold.co.zm/staging/?p=59',0,'revision','',0),(57,5,'2026-02-10 12:01:37','2026-02-10 12:01:37','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						hello@domainsite.com					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						KLLG St, No.99, Pku City, ID 28289					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.domainsite.com					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 12:01:37','2026-02-10 12:01:37','',49,'https://afhold.co.zm/staging/?p=57',0,'revision','',0),(58,5,'2026-02-10 12:01:37','2026-02-10 12:01:37','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						hello@domainsite.com					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						KLLG St, No.99, Pku City, ID 28289					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.domainsite.com					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-10 12:01:37','2026-02-10 12:01:37','',49,'https://afhold.co.zm/staging/?p=58',0,'revision','',0),(297,5,'2026-02-12 08:34:41','2026-02-12 08:34:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:34:41','2026-02-12 08:34:41','',37,'https://afhold.co.zm/staging/?p=297',0,'revision','',0),(286,5,'2026-02-12 08:26:41','2026-02-12 08:26:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:26:41','2026-02-12 08:26:41','',37,'https://afhold.co.zm/staging/?p=286',0,'revision','',0),(283,5,'2026-02-12 08:24:12','2026-02-12 08:24:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:24:12','2026-02-12 08:24:12','',37,'https://afhold.co.zm/staging/?p=283',0,'revision','',0),(276,5,'2026-02-12 07:53:46','2026-02-12 07:53:46','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:53:46','2026-02-12 07:53:46','',37,'https://afhold.co.zm/staging/?p=276',0,'revision','',0),(63,5,'2026-02-10 12:05:58','2026-02-10 12:05:58','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-10 12:05:58','2026-02-10 12:05:58','',37,'https://afhold.co.zm/staging/?p=63',0,'revision','',0),(61,5,'2026-02-10 12:05:57','2026-02-10 12:05:57','','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-10 12:05:57','2026-02-10 12:05:57','',37,'https://afhold.co.zm/staging/?p=61',0,'revision','',0),(62,5,'2026-02-10 12:05:57','2026-02-10 12:05:57','','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-10 12:05:57','2026-02-10 12:05:57','',37,'https://afhold.co.zm/staging/?p=62',0,'revision','',0),(64,5,'2026-02-10 12:10:26','2026-02-10 12:10:26','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','publish','closed','closed','','pricing-plan-2','','','2026-02-10 12:10:26','2026-02-10 12:10:26','',0,'https://afhold.co.zm/staging/?elementor_library=pricing-plan-2',0,'elementor_library','',0),(65,5,'2026-02-10 12:10:26','2026-02-10 12:10:26','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','inherit','closed','closed','','64-revision-v1','','','2026-02-10 12:10:26','2026-02-10 12:10:26','',64,'https://afhold.co.zm/staging/?p=65',0,'revision','',0),(66,5,'2026-02-10 12:10:38','2026-02-10 12:10:38','<h2>Service Detail</h2>		<p>Home / Service Detail</p>			<h2>Financial Analysis</h2>		<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. Fusce malesuada eros a leo rhoncus, vitae elementum risus lacinia. Morbi eu purus sit amet eros malesuada condimentum. Duis rutrum vel risus non tristique. Mauris sit amet pellentesque ligula. Vestibulum nibh ipsum, vulputate ac odio eu, eleifend tristique tortor. In elementum purus ullamcorper pretium porttitor. Duis cursus nibh feugiat, tempor lacus et, posuere nibh. Ut in ligula lectus. Duis tellus lacus, tincidunt ac viverra sit amet, maximus at magna.</p><p>Vivamus id tincidunt enim. Sed iaculis finibus ante, a vulputate est ullamcorper a. Duis ut neque rutrum, eleifend augue vel, volutpat tortor. Morbi aliquet ex sit amet pretium consectetur. Vivamus sit amet erat turpis. Fusce mollis libero tellus, vitae lobortis ex semper tincidunt. Donec pretium, elit ut mattis euismod, quam sem aliquet metus, in euismod urna purus maximus mi. Nunc vel ipsum luctus dui dapibus gravida. Phasellus in ex varius, varius justo in, semper nunc. Morbi pretium sagittis fermentum. Maecenas id risus nec libero scelerisque laoreet. Praesent at tellus pretium, dignissim turpis et, auctor arcu. Donec venenatis ipsum dolor.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Integer eget lacus ac magna suscipit lobortis vitae eu lectus. Phasellus eu porta dolor. Nam ut consequat lacus. Cras rhoncus justo a nulla porta, et auctor lorem ullamcorper. Curabitur lobortis eros eu elit eleifend dignissim. Maecenas id dictum nulla, quis ornare elit. Duis porta finibus quam et ultricies. Sed sit amet quam mollis, volutpat quam eget, mollis urna. Vestibulum a auctor orci, ac vestibulum libero.</p><p>Morbi dictum ex a erat porta, at ultrices nisl porttitor. Suspendisse volutpat ex et metus tristique rutrum. Nam non arcu est. Nullam viverra, tortor nec venenatis aliquam, turpis nunc aliquet ipsum, luctus imperdiet nisi nisl quis urna. Vivamus mattis orci lacus, sed dignissim metus ultricies in. Pellentesque lorem est, dignissim suscipit tellus id, auctor efficitur neque. Praesent vel neque eget est venenatis rhoncus sit amet a sapien. Cras ornare libero et elementum molestie. Nam mattis pellentesque sem, eu lacinia turpis congue in. Vivamus nec fringilla quam. Cras congue neque ante, at pretium lectus egestas aliquet. Sed ultrices, turpis vitae scelerisque sodales, tortor felis vehicula odio, vitae rhoncus lorem libero ut tellus.</p><p>Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla. Donec vestibulum et risus at condimentum. Nulla condimentum dui sit amet nulla volutpat vestibulum. Nunc luctus condimentum mauris id efficitur. Duis condimentum neque at lectus convallis vestibulum. Etiam et finibus justo. Nulla augue lectus, vehicula eu faucibus et, egestas in enim. In purus nisi, fermentum sit amet rhoncus nec, gravida eu tellus. Sed eu urna molestie, eleifend quam ut, finibus dui.</p>			<h2>Other Service</h2>				\n                            Financial Analysis                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Strategic Planning                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Market Research                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Organizational Development                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Branding Strategy                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Sustainability and CSR                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Share On : </h2>							\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','Service Detail','','publish','closed','closed','','service-detail-2','','','2026-02-10 12:10:38','2026-02-10 12:10:38','',0,'https://afhold.co.zm/staging/?elementor_library=service-detail-2',0,'elementor_library','',0),(67,5,'2026-02-10 12:10:38','2026-02-10 12:10:38','<h2>Service Detail</h2>		<p>Home / Service Detail</p>			<h2>Financial Analysis</h2>		<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. Fusce malesuada eros a leo rhoncus, vitae elementum risus lacinia. Morbi eu purus sit amet eros malesuada condimentum. Duis rutrum vel risus non tristique. Mauris sit amet pellentesque ligula. Vestibulum nibh ipsum, vulputate ac odio eu, eleifend tristique tortor. In elementum purus ullamcorper pretium porttitor. Duis cursus nibh feugiat, tempor lacus et, posuere nibh. Ut in ligula lectus. Duis tellus lacus, tincidunt ac viverra sit amet, maximus at magna.</p><p>Vivamus id tincidunt enim. Sed iaculis finibus ante, a vulputate est ullamcorper a. Duis ut neque rutrum, eleifend augue vel, volutpat tortor. Morbi aliquet ex sit amet pretium consectetur. Vivamus sit amet erat turpis. Fusce mollis libero tellus, vitae lobortis ex semper tincidunt. Donec pretium, elit ut mattis euismod, quam sem aliquet metus, in euismod urna purus maximus mi. Nunc vel ipsum luctus dui dapibus gravida. Phasellus in ex varius, varius justo in, semper nunc. Morbi pretium sagittis fermentum. Maecenas id risus nec libero scelerisque laoreet. Praesent at tellus pretium, dignissim turpis et, auctor arcu. Donec venenatis ipsum dolor.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Integer eget lacus ac magna suscipit lobortis vitae eu lectus. Phasellus eu porta dolor. Nam ut consequat lacus. Cras rhoncus justo a nulla porta, et auctor lorem ullamcorper. Curabitur lobortis eros eu elit eleifend dignissim. Maecenas id dictum nulla, quis ornare elit. Duis porta finibus quam et ultricies. Sed sit amet quam mollis, volutpat quam eget, mollis urna. Vestibulum a auctor orci, ac vestibulum libero.</p><p>Morbi dictum ex a erat porta, at ultrices nisl porttitor. Suspendisse volutpat ex et metus tristique rutrum. Nam non arcu est. Nullam viverra, tortor nec venenatis aliquam, turpis nunc aliquet ipsum, luctus imperdiet nisi nisl quis urna. Vivamus mattis orci lacus, sed dignissim metus ultricies in. Pellentesque lorem est, dignissim suscipit tellus id, auctor efficitur neque. Praesent vel neque eget est venenatis rhoncus sit amet a sapien. Cras ornare libero et elementum molestie. Nam mattis pellentesque sem, eu lacinia turpis congue in. Vivamus nec fringilla quam. Cras congue neque ante, at pretium lectus egestas aliquet. Sed ultrices, turpis vitae scelerisque sodales, tortor felis vehicula odio, vitae rhoncus lorem libero ut tellus.</p><p>Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla. Donec vestibulum et risus at condimentum. Nulla condimentum dui sit amet nulla volutpat vestibulum. Nunc luctus condimentum mauris id efficitur. Duis condimentum neque at lectus convallis vestibulum. Etiam et finibus justo. Nulla augue lectus, vehicula eu faucibus et, egestas in enim. In purus nisi, fermentum sit amet rhoncus nec, gravida eu tellus. Sed eu urna molestie, eleifend quam ut, finibus dui.</p>			<h2>Other Service</h2>				\n                            Financial Analysis                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Strategic Planning                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Market Research                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Organizational Development                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Branding Strategy                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Sustainability and CSR                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Share On : </h2>							\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 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expertise.</p>		\n                            How do I know if my business needs consulting services?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>','FAQs','','publish','closed','closed','','faqs','','','2026-02-10 12:10:48','2026-02-10 12:10:48','',0,'https://afhold.co.zm/staging/?elementor_library=faqs',0,'elementor_library','',0),(69,5,'2026-02-10 12:10:48','2026-02-10 12:10:48','<h2>FAQs</h2>		<p>Home / FAQs</p>			<h2>FAQs</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            How do I know if my business needs consulting services?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>','FAQs','','inherit','closed','closed','','68-revision-v1','','','2026-02-10 12:10:48','2026-02-10 12:10:48','',68,'https://afhold.co.zm/staging/?p=69',0,'revision','',0),(70,5,'2026-02-10 12:14:09','2026-02-10 12:14:09','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','publish','closed','closed','','pricing-plan-3','','','2026-02-10 12:14:09','2026-02-10 12:14:09','',0,'https://afhold.co.zm/staging/?elementor_library=pricing-plan-3',0,'elementor_library','',0),(71,5,'2026-02-10 12:14:09','2026-02-10 12:14:09','<h2>Pricing Plan</h2>		<p>Home / Pricing Plan</p>			<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>','Pricing Plan','','inherit','closed','closed','','70-revision-v1','','','2026-02-10 12:14:09','2026-02-10 12:14:09','',70,'https://afhold.co.zm/staging/?p=71',0,'revision','',0),(72,5,'2026-02-10 12:41:46','2026-02-10 12:41:46','<h2>Services</h2>		<p>Home / Services</p>			<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Organizational Development						\n					</h3>\n									<p>\n						Design organizational structures and job roles. Implement change management strategies and leadership development programs.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Branding Strategy						\n					</h3>\n									<p>\n						Create marketing plans and brand positioning strategies. Develop digital marketing campaigns and social media strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Sustainability and CSR						\n					</h3>\n									<p>\n						Embracing sustainability ensures businesses operate responsibly, reducing their environmental footprint.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','Services','','publish','closed','closed','','services','','','2026-02-10 12:41:47','2026-02-10 12:41:47','',0,'https://afhold.co.zm/staging/?elementor_library=services',0,'elementor_library','',0),(73,5,'2026-02-10 12:41:47','2026-02-10 12:41:47','<h2>Services</h2>		<p>Home / Services</p>			<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Organizational Development						\n					</h3>\n									<p>\n						Design organizational structures and job roles. Implement change management strategies and leadership development programs.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Branding Strategy						\n					</h3>\n									<p>\n						Create marketing plans and brand positioning strategies. Develop digital marketing campaigns and social media strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Sustainability and CSR						\n					</h3>\n									<p>\n						Embracing sustainability ensures businesses operate responsibly, reducing their environmental footprint.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 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55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','Services','','inherit','closed','closed','','72-revision-v1','','','2026-02-10 12:41:47','2026-02-10 12:41:47','',72,'https://afhold.co.zm/staging/?p=73',0,'revision','',0),(871,5,'2026-02-18 14:25:36','2026-02-18 14:25:36','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:25:36','2026-02-18 14:25:36','',37,'https://afhold.co.zm/staging/?p=871',0,'revision','',0),(76,5,'2026-02-10 14:56:37','2026-02-10 14:56:37','<h3>\n							+260  211  254  841						\n					</h3>\n									<h3>\n							6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a href=\"https://www.linkedin.com/company/afhold-zambia-limited/\" target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n     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href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                    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08:06:35','',0,'https://afhold.co.zm/staging/?post_type=elementor_library&#038;p=76',0,'elementor_library','',0),(77,5,'2026-02-10 13:11:54','2026-02-10 13:11:54','','Elementor Header #76','','inherit','closed','closed','','76-revision-v1','','','2026-02-10 13:11:54','2026-02-10 13:11:54','',76,'https://afhold.co.zm/staging/?p=77',0,'revision','',0),(78,5,'2026-02-10 13:13:29','2026-02-10 13:13:29','','Header','','inherit','closed','closed','','76-revision-v1','','','2026-02-10 13:13:29','2026-02-10 13:13:29','',76,'https://afhold.co.zm/staging/?p=78',0,'revision','',0),(763,5,'2026-02-16 12:48:24','2026-02-16 12:48:24','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<h3>\n							enquiries@afhold.co.zm						\n					</h3>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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href=\"https://afhold.co.zm/staging/aflife-investments/\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-pension-administration/\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n            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Morbi pretium sagittis fermentum. Maecenas id risus nec libero scelerisque laoreet. Praesent at tellus pretium, dignissim turpis et, auctor arcu. Donec venenatis ipsum dolor.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Integer eget lacus ac magna suscipit lobortis vitae eu lectus. Phasellus eu porta dolor. Nam ut consequat lacus. Cras rhoncus justo a nulla porta, et auctor lorem ullamcorper. Curabitur lobortis eros eu elit eleifend dignissim. Maecenas id dictum nulla, quis ornare elit. Duis porta finibus quam et ultricies. Sed sit amet quam mollis, volutpat quam eget, mollis urna. Vestibulum a auctor orci, ac vestibulum libero.</p><p>Morbi dictum ex a erat porta, at ultrices nisl porttitor. Suspendisse volutpat ex et metus tristique rutrum. Nam non arcu est. Nullam viverra, tortor nec venenatis aliquam, turpis nunc aliquet ipsum, luctus imperdiet nisi nisl quis urna. Vivamus mattis orci lacus, sed dignissim metus ultricies in. Pellentesque lorem est, dignissim suscipit tellus id, auctor efficitur neque. Praesent vel neque eget est venenatis rhoncus sit amet a sapien. Cras ornare libero et elementum molestie. Nam mattis pellentesque sem, eu lacinia turpis congue in. Vivamus nec fringilla quam. Cras congue neque ante, at pretium lectus egestas aliquet. Sed ultrices, turpis vitae scelerisque sodales, tortor felis vehicula odio, vitae rhoncus lorem libero ut tellus.</p><p>Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla. Donec vestibulum et risus at condimentum. Nulla condimentum dui sit amet nulla volutpat vestibulum. Nunc luctus condimentum mauris id efficitur. Duis condimentum neque at lectus convallis vestibulum. Etiam et finibus justo. Nulla augue lectus, vehicula eu faucibus et, egestas in enim. In purus nisi, fermentum sit amet rhoncus nec, gravida eu tellus. Sed eu urna molestie, eleifend quam ut, finibus dui.</p>			<h2>Other Service</h2>				\n                            Financial Analysis                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Strategic Planning                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Market Research                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Organizational Development                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Branding Strategy                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Sustainability and CSR                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Share On : </h2>							\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-11 11:56:04','2026-02-11 11:56:04','',42,'https://afhold.co.zm/staging/?p=204',0,'revision','',0),(161,5,'2026-02-11 09:01:32','2026-02-11 09:01:32','','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-11 09:01:32','2026-02-11 09:01:32','',32,'https://afhold.co.zm/staging/?p=161',0,'revision','',0),(162,5,'2026-02-11 09:01:32','2026-02-11 09:01:32','','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-11 09:01:32','2026-02-11 09:01:32','',32,'https://afhold.co.zm/staging/?p=162',0,'revision','',0),(94,5,'2026-02-10 14:40:05','2026-02-10 14:40:05','{\"version\": 3, \"isGlobalStylesUserThemeJSON\": true }','Custom Styles','','publish','closed','closed','','wp-global-styles-hello-elementor','','','2026-02-10 14:40:05','2026-02-10 14:40:05','',0,'https://afhold.co.zm/staging/wp-global-styles-hello-elementor/',0,'wp_global_styles','',0),(1119,5,'2026-03-17 07:56:22','2026-03-17 07:56:22','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-17 07:56:22','2026-03-17 07:56:22','',37,'https://afhold.co.zm/staging/?p=1119',0,'revision','',0),(100,5,'2026-02-10 14:42:29','2026-02-10 14:42:29','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License.</p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following :</p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','publish','closed','closed','','aflife-capital','','','2026-03-24 08:00:07','2026-03-24 08:00:07','',0,'https://afhold.co.zm/staging/?page_id=100',4,'page','',0),(101,5,'2026-02-10 14:42:29','2026-02-10 14:42:29','','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-10 14:42:29','2026-02-10 14:42:29','',100,'https://afhold.co.zm/staging/?p=101',0,'revision','',0),(1111,5,'2026-03-17 07:06:28','2026-03-17 07:06:28','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 07:06:28','2026-03-17 07:06:28','',32,'https://afhold.co.zm/staging/?p=1111',0,'revision','',0),(104,5,'2026-03-19 09:25:59','2026-02-10 14:50:29',' ','','','publish','closed','closed','','104','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=104',1,'nav_menu_item','',0),(105,5,'2026-03-19 09:25:59','2026-02-10 14:50:29',' ','','','publish','closed','closed','','105','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=105',12,'nav_menu_item','',0),(106,5,'2026-03-19 09:25:59','2026-02-10 14:50:29',' ','','','publish','closed','closed','','106','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=106',2,'nav_menu_item','',0),(108,5,'2026-03-19 09:25:59','2026-02-10 14:50:29',' ','','','publish','closed','closed','','108','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=108',11,'nav_menu_item','',0),(133,5,'2026-02-10 15:00:48','2026-02-10 15:00:48','<h3>\n							0761-8523-398						\n					</h3>\n									<h3>\n							KLLG St, No.99, Pku City, ID 28289						\n					</h3>\n									<h3>\n							hello@domainsite.com						\n					</h3>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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08:16:11','',76,'https://afhold.co.zm/staging/?p=136',0,'revision','',0),(129,5,'2026-03-19 09:25:59','2026-02-10 15:00:33',' ','','','publish','closed','closed','','129','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=129',8,'nav_menu_item','',0),(155,5,'2026-02-11 08:53:34','2026-02-11 08:53:34','<h3>\n							+260 (211)  252265						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<h3>\n							enquiries@afhold.co.zm						\n					</h3>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->\n					<h2>FAQs</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            How do I know if my business needs consulting services?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>','Homepage','','publish','closed','closed','','homepage','','','2026-02-11 08:56:40','2026-02-11 08:56:40','',0,'https://afhold.co.zm/staging/?elementor_library=homepage',0,'elementor_library','',0),(157,5,'2026-02-11 08:56:40','2026-02-11 08:56:40','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            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in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>','Homepage','','inherit','closed','closed','','156-revision-v1','','','2026-02-11 08:56:40','2026-02-11 08:56:40','',156,'https://afhold.co.zm/staging/?p=157',0,'revision','',0),(158,5,'2026-02-11 08:57:42','2026-02-11 08:57:42','<h2>Our Team</h2>		<p>Home / Our Team</p>			<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 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15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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/>																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','Our Team','','publish','closed','closed','','our-team','','','2026-02-11 08:57:42','2026-02-11 08:57:42','',0,'https://afhold.co.zm/staging/?elementor_library=our-team',0,'elementor_library','',0),(159,5,'2026-02-11 08:57:42','2026-02-11 08:57:42','<h2>Our Team</h2>		<p>Home / Our Team</p>			<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 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15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','Our Team','','inherit','closed','closed','','158-revision-v1','','','2026-02-11 08:57:42','2026-02-11 08:57:42','',158,'https://afhold.co.zm/staging/?p=159',0,'revision','',0),(497,5,'2026-02-13 10:03:49','2026-02-13 10:03:49','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 10:03:49','2026-02-13 10:03:49','',32,'https://afhold.co.zm/staging/?p=497',0,'revision','',0),(498,5,'2026-02-13 10:03:49','2026-02-13 10:03:49','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 10:03:49','2026-02-13 10:03:49','',32,'https://afhold.co.zm/staging/?p=498',0,'revision','',0),(499,5,'2026-02-13 10:03:49','2026-02-13 10:03:49','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 10:03:49','2026-02-13 10:03:49','',32,'https://afhold.co.zm/staging/?p=499',0,'revision','',0),(467,5,'2026-02-13 09:12:45','2026-02-13 09:12:45','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:12:45','2026-02-13 09:12:45','',32,'https://afhold.co.zm/staging/?p=467',0,'revision','',0),(163,5,'2026-02-11 09:01:33','2026-02-11 09:01:33','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->\n					<h2>FAQs</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            How do I know if my business needs consulting services?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-11 09:01:33','2026-02-11 09:01:33','',32,'https://afhold.co.zm/staging/?p=163',0,'revision','',0),(164,5,'2026-02-11 09:02:32','2026-02-11 09:02:32','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->\n					<h2>FAQs</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            How do I know if my business needs consulting services?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-11 09:02:32','2026-02-11 09:02:32','',32,'https://afhold.co.zm/staging/?p=164',0,'revision','',0),(165,5,'2026-02-11 09:02:32','2026-02-11 09:02:32','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->\n					<h2>FAQs</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            How do I know if my business needs consulting services?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-11 09:02:32','2026-02-11 09:02:32','',32,'https://afhold.co.zm/staging/?p=165',0,'revision','',0),(166,5,'2026-02-11 09:02:32','2026-02-11 09:02:32','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->\n					<h2>FAQs</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            How do I know if my business needs consulting services?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-11 09:02:32','2026-02-11 09:02:32','',32,'https://afhold.co.zm/staging/?p=166',0,'revision','',0),(169,5,'2026-02-11 09:09:27','2026-02-11 09:09:27','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-02-11 09:09:27','2026-02-11 09:09:27','',14,'https://afhold.co.zm/staging/?p=169',0,'revision','',0),(168,5,'2026-02-11 09:08:43','2026-02-11 09:08:43','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-02-11 09:08:43','2026-02-11 09:08:43','',14,'https://afhold.co.zm/staging/?p=168',0,'revision','',0),(170,5,'2026-02-11 09:10:27','2026-02-11 09:10:27','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-02-11 09:10:27','2026-02-11 09:10:27','',14,'https://afhold.co.zm/staging/?p=170',0,'revision','',0),(171,5,'2026-02-11 09:11:29','2026-02-11 09:11:29','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-02-11 09:11:29','2026-02-11 09:11:29','',14,'https://afhold.co.zm/staging/?p=171',0,'revision','',0),(172,5,'2026-02-11 09:12:55','2026-02-11 09:12:55','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-02-11 09:12:55','2026-02-11 09:12:55','',14,'https://afhold.co.zm/staging/?p=172',0,'revision','',0),(173,5,'2026-02-11 09:17:13','2026-02-11 09:17:13','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-02-11 09:17:13','2026-02-11 09:17:13','',14,'https://afhold.co.zm/staging/?p=173',0,'revision','',0),(175,5,'2026-02-11 09:31:17','2026-02-11 09:31:17','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a 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Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-02-16 12:50:28','2026-02-16 12:50:28','',175,'https://afhold.co.zm/staging/?p=764',0,'revision','',0),(269,5,'2026-02-11 13:47:26','2026-02-11 13:47:26','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Instagram\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-02-11 13:47:26','2026-02-11 13:47:26','',175,'https://afhold.co.zm/staging/?p=269',0,'revision','',0),(189,5,'2026-02-11 10:18:45','2026-02-11 10:18:45','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 977740265 / 0974771322\n<br>\n+260 966552265					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Instagram\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-02-11 10:18:45','2026-02-11 10:18:45','',175,'https://afhold.co.zm/staging/?p=189',0,'revision','',0),(190,5,'2026-02-11 10:20:30','2026-02-11 10:20:30','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 977740265 / 0974771322\n<br>\n+260 966552265					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. 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how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:19:30','2026-02-12 14:19:30','',42,'https://afhold.co.zm/staging/?p=447',0,'revision','',0),(445,5,'2026-02-12 14:19:30','2026-02-12 14:19:30','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Other Service</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:19:30','2026-02-12 14:19:30','',42,'https://afhold.co.zm/staging/?p=445',0,'revision','',0),(446,5,'2026-02-12 14:19:30','2026-02-12 14:19:30','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Other Service</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:19:30','2026-02-12 14:19:30','',42,'https://afhold.co.zm/staging/?p=446',0,'revision','',0),(448,5,'2026-02-12 14:20:21','2026-02-12 14:20:21','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:20:21','2026-02-12 14:20:21','',42,'https://afhold.co.zm/staging/?p=448',0,'revision','',0),(449,5,'2026-02-12 14:20:21','2026-02-12 14:20:21','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:20:21','2026-02-12 14:20:21','',42,'https://afhold.co.zm/staging/?p=449',0,'revision','',0),(450,5,'2026-02-12 14:20:21','2026-02-12 14:20:21','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:20:21','2026-02-12 14:20:21','',42,'https://afhold.co.zm/staging/?p=450',0,'revision','',0),(451,5,'2026-02-12 14:20:45','2026-02-12 14:20:45','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:20:45','2026-02-12 14:20:45','',42,'https://afhold.co.zm/staging/?p=451',0,'revision','',0),(452,5,'2026-02-12 14:20:45','2026-02-12 14:20:45','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:20:45','2026-02-12 14:20:45','',42,'https://afhold.co.zm/staging/?p=452',0,'revision','',0),(202,5,'2026-02-11 11:56:04','2026-02-11 11:56:04','','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-11 11:56:04','2026-02-11 11:56:04','',42,'https://afhold.co.zm/staging/?p=202',0,'revision','',0),(203,5,'2026-02-11 11:56:04','2026-02-11 11:56:04','','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-11 11:56:04','2026-02-11 11:56:04','',42,'https://afhold.co.zm/staging/?p=203',0,'revision','',0),(1112,5,'2026-03-17 07:06:28','2026-03-17 07:06:28','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 07:06:28','2026-03-17 07:06:28','',32,'https://afhold.co.zm/staging/?p=1112',0,'revision','',0),(1113,5,'2026-03-17 07:06:28','2026-03-17 07:06:28','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 07:06:28','2026-03-17 07:06:28','',32,'https://afhold.co.zm/staging/?p=1113',0,'revision','',0),(1114,5,'2026-03-17 07:50:19','2026-03-17 07:50:19','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 07:50:19','2026-03-17 07:50:19','',32,'https://afhold.co.zm/staging/?p=1114',0,'revision','',0),(1115,5,'2026-03-17 07:50:19','2026-03-17 07:50:19','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 07:50:19','2026-03-17 07:50:19','',32,'https://afhold.co.zm/staging/?p=1115',0,'revision','',0),(1116,5,'2026-03-17 07:50:19','2026-03-17 07:50:19','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 07:50:19','2026-03-17 07:50:19','',32,'https://afhold.co.zm/staging/?p=1116',0,'revision','',0),(1120,5,'2026-03-17 07:56:23','2026-03-17 07:56:23','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-17 07:56:23','2026-03-17 07:56:23','',37,'https://afhold.co.zm/staging/?p=1120',0,'revision','',0),(1118,5,'2026-03-17 07:56:22','2026-03-17 07:56:22','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-17 07:56:22','2026-03-17 07:56:22','',37,'https://afhold.co.zm/staging/?p=1118',0,'revision','',0),(226,5,'2026-02-11 12:49:06','2026-02-11 12:49:06','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 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loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 12:49:06','2026-02-11 12:49:06','',49,'https://afhold.co.zm/staging/?p=226',0,'revision','',0),(217,5,'2026-02-11 12:44:53','2026-02-11 12:44:53','<input name=\"name\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required\n            <button type=\"button\" id=\"rform-button-submit\">\n                Send Message            </button>','Contact 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                       <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n     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onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                    <label for=\"rform-input-textarea-75261090\">\n                        Message                         *                     </label>\n                                <textarea name=\"rform-message \" placeholder=\"Input Message Here\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required','Contact Form','','inherit','closed','closed','','217-revision-v1','','','2026-02-11 12:48:41','2026-02-11 12:48:41','',217,'https://afhold.co.zm/staging/?p=220',0,'revision','',0),(221,5,'2026-02-11 12:48:48','2026-02-11 12:48:48','<label for=\"rform-input-text-153509192\">\n                        Name                         *                     </label>\n                                <input name=\"rform-text\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                    <label for=\"rform-input-email-219949308\">\n                        Email                         *                     </label>\n                                <input name=\"rform-email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                    <label for=\"rform-input-textarea-75261090\">\n                        Message                         *                     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field is required\n                                    <label for=\"rform-input-email-219949308\">\n                        Email                         *                     </label>\n                                <input name=\"rform-email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                    <label for=\"rform-input-textarea-75261090\">\n                        Message                         *                     </label>\n                                <textarea name=\"rform-message \" placeholder=\"Input Message Here\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required','Contact Form','','inherit','closed','closed','','217-revision-v1','','','2026-02-11 12:48:48','2026-02-11 12:48:48','',217,'https://afhold.co.zm/staging/?p=222',0,'revision','',0),(223,5,'2026-02-11 12:48:48','2026-02-11 12:48:48','<label for=\"rform-input-text-153509192\">\n                        Name                         *                     </label>\n                                <input name=\"rform-text\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                    <label for=\"rform-input-email-219949308\">\n                        Email                         *                     </label>\n                                <input name=\"rform-email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( 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To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						hello@domainsite.com					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						KLLG St, No.99, Pku City, ID 28289					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.domainsite.com					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 12:49:06','2026-02-11 12:49:06','',49,'https://afhold.co.zm/staging/?p=224',0,'revision','',0),(225,5,'2026-02-11 12:49:06','2026-02-11 12:49:06','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						hello@domainsite.com					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						KLLG St, No.99, Pku City, ID 28289					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.domainsite.com					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 12:49:06','2026-02-11 12:49:06','',49,'https://afhold.co.zm/staging/?p=225',0,'revision','',0),(236,5,'2026-02-11 13:04:13','2026-02-11 13:04:13','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 .elementor-element.elementor-element-61a3611{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:space-around;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-217 .elementor-element.elementor-element-d1c28fc .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-d1c28fc .rform-error{text-align:left;}.elementor-217 .elementor-element.elementor-element-d1c28fc{width:100%;max-width:100%;}.elementor-217 .elementor-element.elementor-element-cc89875 .rform-input-tel{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-cc89875 .rform-error{text-align:left;}.elementor-217 .elementor-element.elementor-element-cc89875{width:100%;max-width:100%;}.elementor-217 .elementor-element.elementor-element-47c64a2 .rform-input{background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( 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aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required\n            <button type=\"button\" id=\"rform-button-submit\">\n                Send Message            </button>\n		            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:04:13','2026-02-11 13:04:13','',49,'https://afhold.co.zm/staging/?p=236',0,'revision','',0),(228,5,'2026-02-11 12:59:23','2026-02-11 12:59:23','<label for=\"rform-input-text-153509192\">\n                        Name                         *                     </label>\n                                <input name=\"rform-text\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                    <label for=\"rform-input-email-219949308\">\n                        Email                         *                     </label>\n                                <input name=\"rform-email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                    <label for=\"rform-input-textarea-75261090\">\n                        Message                         *                     </label>\n                                <textarea name=\"rform-message \" placeholder=\"Input Message Here\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required','Contact Form','','inherit','closed','closed','','217-revision-v1','','','2026-02-11 12:59:23','2026-02-11 12:59:23','',217,'https://afhold.co.zm/staging/?p=228',0,'revision','',0),(229,5,'2026-02-11 12:59:23','2026-02-11 12:59:23','<label for=\"rform-input-text-153509192\">\n                        Name                         *                     </label>\n                                <input name=\"rform-text\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                    <label for=\"rform-input-email-219949308\">\n                        Email                         *                     </label>\n                                <input name=\"rform-email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                    <label for=\"rform-input-textarea-75261090\">\n                        Message                         *                     </label>\n                                <textarea name=\"rform-message \" placeholder=\"Input Message Here\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required','Contact Form','','inherit','closed','closed','','217-revision-v1','','','2026-02-11 12:59:23','2026-02-11 12:59:23','',217,'https://afhold.co.zm/staging/?p=229',0,'revision','',0),(231,5,'2026-02-11 13:04:08','2026-02-11 13:04:08','<input name=\"name\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required','Contact Form','','inherit','closed','closed','','217-revision-v1','','','2026-02-11 13:04:08','2026-02-11 13:04:08','',217,'https://afhold.co.zm/staging/?p=231',0,'revision','',0),(232,5,'2026-02-11 13:04:08','2026-02-11 13:04:08','<input name=\"name\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required','Contact Form','','inherit','closed','closed','','217-revision-v1','','','2026-02-11 13:04:08','2026-02-11 13:04:08','',217,'https://afhold.co.zm/staging/?p=232',0,'revision','',0),(233,5,'2026-02-11 13:04:08','2026-02-11 13:04:08','<input name=\"name\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required\n            <button type=\"button\" id=\"rform-button-submit\">\n                Send Message            </button>','Contact Form','','inherit','closed','closed','','217-revision-v1','','','2026-02-11 13:04:08','2026-02-11 13:04:08','',217,'https://afhold.co.zm/staging/?p=233',0,'revision','',0),(234,5,'2026-02-11 13:04:13','2026-02-11 13:04:13','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:04:13','2026-02-11 13:04:13','',49,'https://afhold.co.zm/staging/?p=234',0,'revision','',0),(235,5,'2026-02-11 13:04:13','2026-02-11 13:04:13','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"1582\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                                            </p>\n                            <button></button>\n                            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:04:13','2026-02-11 13:04:13','',49,'https://afhold.co.zm/staging/?p=235',0,'revision','',0),(237,5,'2026-02-11 13:04:16','2026-02-11 13:04:16','<input name=\"name\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" 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Form','','inherit','closed','closed','','217-revision-v1','','','2026-02-11 13:04:16','2026-02-11 13:04:16','',217,'https://afhold.co.zm/staging/?p=237',0,'revision','',0),(238,5,'2026-02-11 13:04:16','2026-02-11 13:04:16','<input name=\"name\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( 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id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required\n            <button type=\"button\" id=\"rform-button-submit\">\n                Send Message            </button>','Contact Form','','inherit','closed','closed','','217-revision-v1','','','2026-02-11 13:04:16','2026-02-11 13:04:16','',217,'https://afhold.co.zm/staging/?p=239',0,'revision','',0),(265,5,'2026-02-11 13:20:24','2026-02-11 13:20:24','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;--min-height:440px;--justify-content:space-around;--gap:30px 0px;--row-gap:30px;--column-gap:0px;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 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data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required\n            <button type=\"button\" id=\"rform-button-submit\">\n                Send Message            </button>\n		            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:20:24','2026-02-11 13:20:24','',49,'https://afhold.co.zm/staging/?p=265',0,'revision','',0),(255,5,'2026-02-11 13:12:25','2026-02-11 13:12:25','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;--min-height:440px;--justify-content:space-around;--gap:30px 0px;--row-gap:30px;--column-gap:0px;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 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<textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required\n            <button type=\"button\" id=\"rform-button-submit\">\n                Send Message            </button>','Contact Form','','inherit','closed','closed','','217-revision-v1','','','2026-02-11 13:10:46','2026-02-11 13:10:46','',217,'https://afhold.co.zm/staging/?p=252',0,'revision','',0),(253,5,'2026-02-11 13:12:25','2026-02-11 13:12:25','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 .elementor-element.elementor-element-61a3611{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:space-around;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-217 .elementor-element.elementor-element-d1c28fc .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-d1c28fc .rform-error{text-align:left;}.elementor-217 .elementor-element.elementor-element-d1c28fc{width:100%;max-width:100%;}.elementor-217 .elementor-element.elementor-element-cc89875 .rform-input-tel{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-cc89875 .rform-error{text-align:left;}.elementor-217 .elementor-element.elementor-element-cc89875{width:100%;max-width:100%;}.elementor-217 .elementor-element.elementor-element-47c64a2 .rform-input{background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-47c64a2 .rform-error{text-align:left;}.elementor-217 .elementor-element.elementor-element-61e1ead .rform-button-submit{flex-direction:row;font-family:\"Lato\", Sans-serif;font-weight:600;gap:4px;}.elementor-217 .elementor-element.elementor-element-61e1ead .rform-button-container{justify-content:start;}.elementor-217 .elementor-element.elementor-element-61e1ead i.rform-btn-icon{font-size:12px;}.elementor-217 .elementor-element.elementor-element-61e1ead svg.rform-btn-icon{width:12px;height:12px;}.elementor-217 .elementor-element.elementor-element-61e1ead{width:100%;max-width:100%;}.elementor-217 .elementor-element.elementor-element-61e1ead.elementor-element{--align-self:stretch;}</style>		\n                                <input name=\"name\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required\n            <button type=\"button\" id=\"rform-button-submit\">\n                Send Message            </button>\n		            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:12:25','2026-02-11 13:12:25','',49,'https://afhold.co.zm/staging/?p=253',0,'revision','',0),(254,5,'2026-02-11 13:12:25','2026-02-11 13:12:25','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 .elementor-element.elementor-element-61a3611{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:space-around;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-217 .elementor-element.elementor-element-d1c28fc .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-d1c28fc .rform-error{text-align:left;}.elementor-217 .elementor-element.elementor-element-d1c28fc{width:100%;max-width:100%;}.elementor-217 .elementor-element.elementor-element-cc89875 .rform-input-tel{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-cc89875 .rform-error{text-align:left;}.elementor-217 .elementor-element.elementor-element-cc89875{width:100%;max-width:100%;}.elementor-217 .elementor-element.elementor-element-47c64a2 .rform-input{background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-47c64a2 .rform-error{text-align:left;}.elementor-217 .elementor-element.elementor-element-61e1ead .rform-button-submit{flex-direction:row;font-family:\"Lato\", Sans-serif;font-weight:600;gap:4px;}.elementor-217 .elementor-element.elementor-element-61e1ead .rform-button-container{justify-content:start;}.elementor-217 .elementor-element.elementor-element-61e1ead i.rform-btn-icon{font-size:12px;}.elementor-217 .elementor-element.elementor-element-61e1ead svg.rform-btn-icon{width:12px;height:12px;}.elementor-217 .elementor-element.elementor-element-61e1ead{width:100%;max-width:100%;}.elementor-217 .elementor-element.elementor-element-61e1ead.elementor-element{--align-self:stretch;}</style>		\n                                <input name=\"name\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required\n            <button type=\"button\" id=\"rform-button-submit\">\n                Send Message            </button>\n		            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=London%20Eye%2C%20London%2C%20United%20Kingdom&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"London Eye, London, United Kingdom\"\n					aria-label=\"London Eye, London, United Kingdom\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:12:25','2026-02-11 13:12:25','',49,'https://afhold.co.zm/staging/?p=254',0,'revision','',0),(256,5,'2026-02-11 13:15:50','2026-02-11 13:15:50','','telemarketing-black-woman-and-contact-us-worker-o-2026-01-09-09-52-05-utc','Telemarketing, black woman and contact us worker on a consultation at call center with computer. 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Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;--min-height:440px;--justify-content:space-around;--gap:30px 0px;--row-gap:30px;--column-gap:0px;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 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svg.rform-btn-icon{width:12px;height:12px;}.elementor-217 .elementor-element.elementor-element-61e1ead{width:100%;max-width:100%;}.elementor-217 .elementor-element.elementor-element-61e1ead.elementor-element{--align-self:stretch;}@media(min-width:768px){.elementor-217 .elementor-element.elementor-element-5a799ef{--width:100%;}}</style>		\n                                <input name=\"name\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input 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loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:16:15','2026-02-11 13:16:15','',49,'https://afhold.co.zm/staging/?p=257',0,'revision','',0),(258,5,'2026-02-11 13:16:15','2026-02-11 13:16:15','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;--min-height:440px;--justify-content:space-around;--gap:30px 0px;--row-gap:30px;--column-gap:0px;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 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svg.rform-btn-icon{width:12px;height:12px;}.elementor-217 .elementor-element.elementor-element-61e1ead{width:100%;max-width:100%;}.elementor-217 .elementor-element.elementor-element-61e1ead.elementor-element{--align-self:stretch;}@media(min-width:768px){.elementor-217 .elementor-element.elementor-element-5a799ef{--width:100%;}}</style>		\n                                <input name=\"name\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required\n            <button type=\"button\" id=\"rform-button-submit\">\n                Send Message            </button>\n		            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:16:15','2026-02-11 13:16:15','',49,'https://afhold.co.zm/staging/?p=258',0,'revision','',0),(259,5,'2026-02-11 13:16:15','2026-02-11 13:16:15','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;--min-height:440px;--justify-content:space-around;--gap:30px 0px;--row-gap:30px;--column-gap:0px;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 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svg.rform-btn-icon{width:12px;height:12px;}.elementor-217 .elementor-element.elementor-element-61e1ead{width:100%;max-width:100%;}.elementor-217 .elementor-element.elementor-element-61e1ead.elementor-element{--align-self:stretch;}@media(min-width:768px){.elementor-217 .elementor-element.elementor-element-5a799ef{--width:100%;}}</style>		\n                                <input name=\"name\" placeholder=\"Name\" id=\"rform-input-text-153509192\" type=\"text\" onblur=\"validate_input( \'rform-input-text-\' , \'rform-input-err-\' ,\'153509192\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input name=\"email\" placeholder=\"Email\" id=\"rform-input-email-219949308\" type=\"email\" onblur=\"validate_input( \'rform-input-email-\' , \'rform-input-err-\' ,\'219949308\')\" aria-invalid=false data-val=\"by_char\"   required>\n            This field is required\n                                <input data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required\n            <button type=\"button\" id=\"rform-button-submit\">\n                Send Message            </button>\n		            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:16:15','2026-02-11 13:16:15','',49,'https://afhold.co.zm/staging/?p=259',0,'revision','',0),(260,5,'2026-02-11 13:16:30','2026-02-11 13:16:30','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:16:30','2026-02-11 13:16:30','',49,'https://afhold.co.zm/staging/?p=260',0,'revision','',0),(261,5,'2026-02-11 13:16:30','2026-02-11 13:16:30','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:16:30','2026-02-11 13:16:30','',49,'https://afhold.co.zm/staging/?p=261',0,'revision','',0),(262,5,'2026-02-11 13:16:30','2026-02-11 13:16:30','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;--min-height:440px;--justify-content:space-around;--gap:30px 0px;--row-gap:30px;--column-gap:0px;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 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loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:16:30','2026-02-11 13:16:30','',49,'https://afhold.co.zm/staging/?p=262',0,'revision','',0),(263,5,'2026-02-11 13:20:24','2026-02-11 13:20:24','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:20:24','2026-02-11 13:20:24','',49,'https://afhold.co.zm/staging/?p=263',0,'revision','',0),(264,5,'2026-02-11 13:20:24','2026-02-11 13:20:24','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 252265 / 254841\n<br>\n+260 974 771 322 /  0977740265\n<br>\n+260 966 552 265					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;--min-height:440px;--justify-content:space-around;--gap:30px 0px;--row-gap:30px;--column-gap:0px;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 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loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-02-11 13:20:24','2026-02-11 13:20:24','',49,'https://afhold.co.zm/staging/?p=264',0,'revision','',0),(266,5,'2026-02-11 13:21:19','2026-02-11 13:21:19','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Probiz today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;--min-height:440px;--justify-content:space-around;--gap:30px 0px;--row-gap:30px;--column-gap:0px;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 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Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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He is smiling and he is working on something','inherit','open','closed','','a-man-is-sitting-at-a-desk-with-a-laptop-and-a-calculator','','','2026-02-11 14:01:20','2026-02-11 14:01:20','',37,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/a-man-is-sitting-at-a-desk-with-a-laptop-and-a-cal-2026-01-11-09-32-19-utc.jpg',0,'attachment','image/jpeg',0),(277,5,'2026-02-12 07:54:04','2026-02-12 07:54:04','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:54:04','2026-02-12 07:54:04','',37,'https://afhold.co.zm/staging/?p=277',0,'revision','',0);
INSERT INTO `wpph_posts` VALUES (274,5,'2026-02-12 07:53:45','2026-02-12 07:53:45','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:53:45','2026-02-12 07:53:45','',37,'https://afhold.co.zm/staging/?p=274',0,'revision','',0),(275,5,'2026-02-12 07:53:45','2026-02-12 07:53:45','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:53:45','2026-02-12 07:53:45','',37,'https://afhold.co.zm/staging/?p=275',0,'revision','',0),(278,5,'2026-02-12 07:54:04','2026-02-12 07:54:04','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:54:04','2026-02-12 07:54:04','',37,'https://afhold.co.zm/staging/?p=278',0,'revision','',0),(279,5,'2026-02-12 07:54:04','2026-02-12 07:54:04','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:54:04','2026-02-12 07:54:04','',37,'https://afhold.co.zm/staging/?p=279',0,'revision','',0),(284,5,'2026-02-12 08:26:41','2026-02-12 08:26:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:26:41','2026-02-12 08:26:41','',37,'https://afhold.co.zm/staging/?p=284',0,'revision','',0),(281,5,'2026-02-12 08:24:12','2026-02-12 08:24:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:24:12','2026-02-12 08:24:12','',37,'https://afhold.co.zm/staging/?p=281',0,'revision','',0),(282,5,'2026-02-12 08:24:12','2026-02-12 08:24:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:24:12','2026-02-12 08:24:12','',37,'https://afhold.co.zm/staging/?p=282',0,'revision','',0),(285,5,'2026-02-12 08:26:41','2026-02-12 08:26:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:26:41','2026-02-12 08:26:41','',37,'https://afhold.co.zm/staging/?p=285',0,'revision','',0),(287,5,'2026-02-12 08:28:24','2026-02-12 08:28:24','','BGOverlay','','inherit','open','closed','','bgoverlay','','','2026-02-12 08:28:24','2026-02-12 08:28:24','',37,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/BGOverlay.png',0,'attachment','image/png',0),(288,5,'2026-02-12 08:29:51','2026-02-12 08:29:51','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:29:51','2026-02-12 08:29:51','',37,'https://afhold.co.zm/staging/?p=288',0,'revision','',0),(289,5,'2026-02-12 08:29:51','2026-02-12 08:29:51','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:29:51','2026-02-12 08:29:51','',37,'https://afhold.co.zm/staging/?p=289',0,'revision','',0),(290,5,'2026-02-12 08:29:51','2026-02-12 08:29:51','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:29:51','2026-02-12 08:29:51','',37,'https://afhold.co.zm/staging/?p=290',0,'revision','',0),(291,5,'2026-02-12 08:32:08','2026-02-12 08:32:08','','Background','','inherit','open','closed','','background','','','2026-02-12 08:32:08','2026-02-12 08:32:08','',37,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Background.png',0,'attachment','image/png',0),(292,5,'2026-02-12 08:32:20','2026-02-12 08:32:20','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:32:20','2026-02-12 08:32:20','',37,'https://afhold.co.zm/staging/?p=292',0,'revision','',0),(293,5,'2026-02-12 08:32:20','2026-02-12 08:32:20','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:32:20','2026-02-12 08:32:20','',37,'https://afhold.co.zm/staging/?p=293',0,'revision','',0),(294,5,'2026-02-12 08:32:20','2026-02-12 08:32:20','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:32:20','2026-02-12 08:32:20','',37,'https://afhold.co.zm/staging/?p=294',0,'revision','',0),(295,5,'2026-02-12 08:34:40','2026-02-12 08:34:40','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:34:40','2026-02-12 08:34:40','',37,'https://afhold.co.zm/staging/?p=295',0,'revision','',0),(296,5,'2026-02-12 08:34:40','2026-02-12 08:34:40','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:34:40','2026-02-12 08:34:40','',37,'https://afhold.co.zm/staging/?p=296',0,'revision','',0),(533,5,'2026-02-13 12:16:00','2026-02-13 12:16:00','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:16:00','2026-02-13 12:16:00','',37,'https://afhold.co.zm/staging/?p=533',0,'revision','',0),(386,5,'2026-02-12 12:30:17','2026-02-12 12:30:17','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:30:17','2026-02-12 12:30:17','',37,'https://afhold.co.zm/staging/?p=386',0,'revision','',0),(387,5,'2026-02-12 12:32:26','2026-02-12 12:32:26','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:32:26','2026-02-12 12:32:26','',37,'https://afhold.co.zm/staging/?p=387',0,'revision','',0),(301,5,'2026-02-12 09:04:04','2026-02-12 09:04:04','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 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19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 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248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:04:04','2026-02-12 09:04:04','',37,'https://afhold.co.zm/staging/?p=301',0,'revision','',0),(299,5,'2026-02-12 09:04:03','2026-02-12 09:04:03','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:04:03','2026-02-12 09:04:03','',37,'https://afhold.co.zm/staging/?p=299',0,'revision','',0),(300,5,'2026-02-12 09:04:03','2026-02-12 09:04:03','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:04:03','2026-02-12 09:04:03','',37,'https://afhold.co.zm/staging/?p=300',0,'revision','',0),(305,5,'2026-02-12 09:07:12','2026-02-12 09:07:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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/>																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:07:12','2026-02-12 09:07:12','',37,'https://afhold.co.zm/staging/?p=305',0,'revision','',0),(303,5,'2026-02-12 09:07:12','2026-02-12 09:07:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 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19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 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15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:07:12','2026-02-12 09:07:12','',37,'https://afhold.co.zm/staging/?p=303',0,'revision','',0),(304,5,'2026-02-12 09:07:12','2026-02-12 09:07:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 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19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:07:12','2026-02-12 09:07:12','',37,'https://afhold.co.zm/staging/?p=304',0,'revision','',0),(306,5,'2026-02-12 09:07:42','2026-02-12 09:07:42','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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/>																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:07:42','2026-02-12 09:07:42','',37,'https://afhold.co.zm/staging/?p=306',0,'revision','',0),(307,5,'2026-02-12 09:07:42','2026-02-12 09:07:42','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:07:42','2026-02-12 09:07:42','',37,'https://afhold.co.zm/staging/?p=307',0,'revision','',0),(308,5,'2026-02-12 09:07:43','2026-02-12 09:07:43','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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/>																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:07:43','2026-02-12 09:07:43','',37,'https://afhold.co.zm/staging/?p=308',0,'revision','',0),(309,5,'2026-02-12 09:09:29','2026-02-12 09:09:29','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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/>																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:09:29','2026-02-12 09:09:29','',37,'https://afhold.co.zm/staging/?p=309',0,'revision','',0),(310,5,'2026-02-12 09:09:29','2026-02-12 09:09:29','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:09:29','2026-02-12 09:09:29','',37,'https://afhold.co.zm/staging/?p=310',0,'revision','',0),(311,5,'2026-02-12 09:09:30','2026-02-12 09:09:30','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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/>																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:09:30','2026-02-12 09:09:30','',37,'https://afhold.co.zm/staging/?p=311',0,'revision','',0),(330,5,'2026-02-12 09:34:54','2026-02-12 09:34:54','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:34:54','2026-02-12 09:34:54','',37,'https://afhold.co.zm/staging/?p=330',0,'revision','',0),(315,5,'2026-02-12 09:26:17','2026-02-12 09:26:17','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 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target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" 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Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:26:17','2026-02-12 09:26:17','',37,'https://afhold.co.zm/staging/?p=315',0,'revision','',0),(313,5,'2026-02-12 09:26:16','2026-02-12 09:26:16','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:26:16','2026-02-12 09:26:16','',37,'https://afhold.co.zm/staging/?p=313',0,'revision','',0),(314,5,'2026-02-12 09:26:16','2026-02-12 09:26:16','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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/>																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:26:16','2026-02-12 09:26:16','',37,'https://afhold.co.zm/staging/?p=314',0,'revision','',0),(316,5,'2026-02-12 09:27:45','2026-02-12 09:27:45','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 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target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" 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Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:27:45','2026-02-12 09:27:45','',37,'https://afhold.co.zm/staging/?p=316',0,'revision','',0),(317,5,'2026-02-12 09:27:45','2026-02-12 09:27:45','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" 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Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:27:45','2026-02-12 09:27:45','',37,'https://afhold.co.zm/staging/?p=317',0,'revision','',0),(318,5,'2026-02-12 09:27:45','2026-02-12 09:27:45','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:27:45','2026-02-12 09:27:45','',37,'https://afhold.co.zm/staging/?p=318',0,'revision','',0),(319,5,'2026-02-12 09:29:44','2026-02-12 09:29:44','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 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09:29:44','',37,'https://afhold.co.zm/staging/?p=319',0,'revision','',0),(320,5,'2026-02-12 09:29:45','2026-02-12 09:29:45','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br>\n<br>\n<b>Group Chief Executive Officer </b>\n<br>\n<br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" 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361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:29:45','2026-02-12 09:29:45','',37,'https://afhold.co.zm/staging/?p=320',0,'revision','',0),(321,5,'2026-02-12 09:29:45','2026-02-12 09:29:45','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:29:45','2026-02-12 09:29:45','',37,'https://afhold.co.zm/staging/?p=321',0,'revision','',0),(322,5,'2026-02-12 09:31:14','2026-02-12 09:31:14','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 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src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 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119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 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42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" 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Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:31:14','2026-02-12 09:31:14','',37,'https://afhold.co.zm/staging/?p=322',0,'revision','',0),(323,5,'2026-02-12 09:31:14','2026-02-12 09:31:14','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" 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Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 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132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:31:14','2026-02-12 09:31:14','',37,'https://afhold.co.zm/staging/?p=323',0,'revision','',0);
INSERT INTO `wpph_posts` VALUES (324,5,'2026-02-12 09:31:14','2026-02-12 09:31:14','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 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09:31:14','',37,'https://afhold.co.zm/staging/?p=324',0,'revision','',0),(325,5,'2026-02-12 09:32:21','2026-02-12 09:32:21','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" 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Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:32:21','2026-02-12 09:32:21','',37,'https://afhold.co.zm/staging/?p=325',0,'revision','',0),(326,5,'2026-02-12 09:32:21','2026-02-12 09:32:21','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:32:21','2026-02-12 09:32:21','',37,'https://afhold.co.zm/staging/?p=326',0,'revision','',0),(327,5,'2026-02-12 09:32:21','2026-02-12 09:32:21','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 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09:32:21','',37,'https://afhold.co.zm/staging/?p=327',0,'revision','',0),(328,5,'2026-02-12 09:34:54','2026-02-12 09:34:54','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" 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Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:34:54','2026-02-12 09:34:54','',37,'https://afhold.co.zm/staging/?p=328',0,'revision','',0),(329,5,'2026-02-12 09:34:54','2026-02-12 09:34:54','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:34:54','2026-02-12 09:34:54','',37,'https://afhold.co.zm/staging/?p=329',0,'revision','',0),(383,5,'2026-02-12 12:27:19','2026-02-12 12:27:19','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:27:19','2026-02-12 12:27:19','',37,'https://afhold.co.zm/staging/?p=383',0,'revision','',0),(334,5,'2026-02-12 09:55:07','2026-02-12 09:55:07','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:55:07','2026-02-12 09:55:07','',37,'https://afhold.co.zm/staging/?p=334',0,'revision','',0),(332,5,'2026-02-12 09:55:07','2026-02-12 09:55:07','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:55:07','2026-02-12 09:55:07','',37,'https://afhold.co.zm/staging/?p=332',0,'revision','',0),(333,5,'2026-02-12 09:55:07','2026-02-12 09:55:07','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:55:07','2026-02-12 09:55:07','',37,'https://afhold.co.zm/staging/?p=333',0,'revision','',0),(335,5,'2026-02-12 09:56:31','2026-02-12 09:56:31','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:56:31','2026-02-12 09:56:31','',37,'https://afhold.co.zm/staging/?p=335',0,'revision','',0),(336,5,'2026-02-12 09:56:31','2026-02-12 09:56:31','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:56:31','2026-02-12 09:56:31','',37,'https://afhold.co.zm/staging/?p=336',0,'revision','',0),(337,5,'2026-02-12 09:56:31','2026-02-12 09:56:31','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:56:31','2026-02-12 09:56:31','',37,'https://afhold.co.zm/staging/?p=337',0,'revision','',0),(338,5,'2026-02-12 09:58:25','2026-02-12 09:58:25','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:58:25','2026-02-12 09:58:25','',37,'https://afhold.co.zm/staging/?p=338',0,'revision','',0),(339,5,'2026-02-12 09:58:25','2026-02-12 09:58:25','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:58:25','2026-02-12 09:58:25','',37,'https://afhold.co.zm/staging/?p=339',0,'revision','',0),(340,5,'2026-02-12 09:58:26','2026-02-12 09:58:26','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:58:26','2026-02-12 09:58:26','',37,'https://afhold.co.zm/staging/?p=340',0,'revision','',0),(366,5,'2026-02-12 12:06:36','2026-02-12 12:06:36','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.					\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:06:36','2026-02-12 12:06:36','',37,'https://afhold.co.zm/staging/?p=366',0,'revision','',0),(954,5,'2026-03-06 13:03:13','2026-03-06 13:03:13','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home 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Team Members','executive-team-members','publish','closed','closed','','post_type_698dab8a5936b','','','2026-02-12 10:29:58','2026-02-12 10:29:58','',0,'https://afhold.co.zm/staging/?post_type=acf-post-type&#038;p=358',0,'acf-post-type','',0),(1241,5,'2026-03-20 10:29:26','2026-03-20 10:29:26','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 10:29:26','2026-03-20 10:29:26','',100,'https://afhold.co.zm/staging/?p=1241',0,'revision','',0),(1242,5,'2026-03-20 10:29:26','2026-03-20 10:29:26','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 10:29:26','2026-03-20 10:29:26','',100,'https://afhold.co.zm/staging/?p=1242',0,'revision','',0),(1240,5,'2026-03-20 10:29:26','2026-03-20 10:29:26','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 10:29:26','2026-03-20 10:29:26','',100,'https://afhold.co.zm/staging/?p=1240',0,'revision','',0),(363,5,'2026-02-12 12:05:12','2026-02-12 12:05:12','','Muna Hantuba','','publish','closed','closed','','muna-hantuba','','','2026-03-11 11:39:09','2026-03-11 11:39:09','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=363',0,'executive-team-membe','',0),(364,5,'2026-02-12 12:06:35','2026-02-12 12:06:35','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:06:35','2026-02-12 12:06:35','',37,'https://afhold.co.zm/staging/?p=364',0,'revision','',0),(365,5,'2026-02-12 12:06:35','2026-02-12 12:06:35','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:06:35','2026-02-12 12:06:35','',37,'https://afhold.co.zm/staging/?p=365',0,'revision','',0),(367,5,'2026-02-12 12:09:16','2026-02-12 12:09:16','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','publish','closed','closed','','elementor-loop-item','','','2026-03-20 11:32:35','2026-03-20 11:32:35','',0,'https://afhold.co.zm/staging/?elementor_library=elementor-loop-item',0,'elementor_library','',0),(368,5,'2026-02-12 12:09:16','2026-02-12 12:09:16','','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-02-12 12:09:16','2026-02-12 12:09:16','',367,'https://afhold.co.zm/staging/?p=368',0,'revision','',0),(369,5,'2026-02-12 12:09:16','2026-02-12 12:09:16','','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-02-12 12:09:16','2026-02-12 12:09:16','',367,'https://afhold.co.zm/staging/?p=369',0,'revision','',0),(370,5,'2026-02-12 12:09:18','2026-02-12 12:09:18','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.					\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:09:18','2026-02-12 12:09:18','',37,'https://afhold.co.zm/staging/?p=370',0,'revision','',0),(371,5,'2026-02-12 12:09:18','2026-02-12 12:09:18','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.					\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:09:18','2026-02-12 12:09:18','',37,'https://afhold.co.zm/staging/?p=371',0,'revision','',0),(372,5,'2026-02-12 12:09:19','2026-02-12 12:09:19','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 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100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. 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He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-02-12 12:11:19','2026-02-12 12:11:19','',367,'https://afhold.co.zm/staging/?p=374',0,'revision','',0),(375,5,'2026-02-12 12:13:26','2026-02-12 12:13:26','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" 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xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:13:26','2026-02-12 12:13:26','',37,'https://afhold.co.zm/staging/?p=375',0,'revision','',0),(376,5,'2026-02-12 12:13:26','2026-02-12 12:13:26','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:13:26','2026-02-12 12:13:26','',37,'https://afhold.co.zm/staging/?p=376',0,'revision','',0),(377,5,'2026-02-12 12:13:26','2026-02-12 12:13:26','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:13:26','2026-02-12 12:13:26','',37,'https://afhold.co.zm/staging/?p=377',0,'revision','',0),(380,5,'2026-02-12 12:25:05','2026-02-12 12:25:05','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-02-12 12:25:05','2026-02-12 12:25:05','',367,'https://afhold.co.zm/staging/?p=380',0,'revision','',0),(381,5,'2026-02-12 12:27:19','2026-02-12 12:27:19','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:27:19','2026-02-12 12:27:19','',37,'https://afhold.co.zm/staging/?p=381',0,'revision','',0),(382,5,'2026-02-12 12:27:19','2026-02-12 12:27:19','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						Group Chief Executive Officer\n<br> \nMBA, BSc Economics and Business Administration 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Geoffrey Musekiwa						\n					</h3>\n									<p>\n						Group Chief Executive Officer \n<br>\nMBA, BSc Economics and Business Administration \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Geoffrey Musekiwa</b></h4>\n<br>\n<b>Group Chief Operating Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nGroup Chief Operating Officer. Geoffrey Musekiwa has over 20 years’ experience in capital markets covering investment research, portfolio management, corporate finance, business development and general management. He has worked for the Johannesburg Stock Exchange in South Africa as well as banking and investment management groups in Zimbabwe and has extensive knowledge of African capital markets. He is responsible for driving the firm-wide strategy encompassing investments, operations, business development and stakeholder management.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Fortunate Ngatsha						\n					</h3>\n									<p>\n						Group Chief Financial Officer\n<br>\nZDA, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h4 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h4>\n<br>\n<b>Group Chief Executive Officer </b>\n&nbsp;\n<b>MBA, BSc Economics and Business Administration </b>\n&nbsp;\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Bryson Hamanzuka						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Pension Administration\n<br>\nBSc (Hons) Eng, FCCA, FZICA\n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Jonathan Imakando						\n					</h3>\n									<p>\n						Chief Executive Officer – Aflife Investments\n<br>\nMBA, BSc Accounting and Finance					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Collina Halwampa						\n					</h3>\n									<p>\n						Head of Corporate Services - Aflife Pension Administration \n<br>\nBBA, ACIMA, AZICA, CGMA , EMBA \n					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n									<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.								\n												<a role=\"button\">\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<h5 style=\"font-family: Lato, sans-serif;\"><b>Muna Hantuba</b></h5>\n<br>\n<b>Group Chief Executive Officer </b>\n<br><br>\n<b>MBA, BSc Economics and Business Administration </b>\n<br><br>\nMuna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:27:19','2026-02-12 12:27:19','',37,'https://afhold.co.zm/staging/?p=382',0,'revision','',0),(384,5,'2026-02-12 12:30:17','2026-02-12 12:30:17','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:30:17','2026-02-12 12:30:17','',37,'https://afhold.co.zm/staging/?p=384',0,'revision','',0);
INSERT INTO `wpph_posts` VALUES (385,5,'2026-02-12 12:30:17','2026-02-12 12:30:17','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:30:17','2026-02-12 12:30:17','',37,'https://afhold.co.zm/staging/?p=385',0,'revision','',0),(388,5,'2026-02-12 12:32:26','2026-02-12 12:32:26','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:32:26','2026-02-12 12:32:26','',37,'https://afhold.co.zm/staging/?p=388',0,'revision','',0),(389,5,'2026-02-12 12:32:26','2026-02-12 12:32:26','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:32:26','2026-02-12 12:32:26','',37,'https://afhold.co.zm/staging/?p=389',0,'revision','',0),(392,5,'2026-02-12 12:36:50','2026-02-12 12:36:50','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-02-12 12:36:50','2026-02-12 12:36:50','',367,'https://afhold.co.zm/staging/?p=392',0,'revision','',0),(393,5,'2026-02-12 12:39:14','2026-02-12 12:39:14','','Elementor Loop Item #393','','publish','closed','closed','','elementor-loop-item-2','','','2026-02-16 14:18:38','2026-02-16 14:18:38','',0,'https://afhold.co.zm/staging/?elementor_library=elementor-loop-item-2',0,'elementor_library','',0),(394,5,'2026-02-12 12:39:14','2026-02-12 12:39:14','','Elementor Loop Item #393','','inherit','closed','closed','','393-revision-v1','','','2026-02-12 12:39:14','2026-02-12 12:39:14','',393,'https://afhold.co.zm/staging/?p=394',0,'revision','',0),(395,5,'2026-02-12 12:39:14','2026-02-12 12:39:14','','Elementor Loop Item #393','','inherit','closed','closed','','393-revision-v1','','','2026-02-12 12:39:14','2026-02-12 12:39:14','',393,'https://afhold.co.zm/staging/?p=395',0,'revision','',0),(396,5,'2026-02-12 12:39:16','2026-02-12 12:39:16','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:39:16','2026-02-12 12:39:16','',37,'https://afhold.co.zm/staging/?p=396',0,'revision','',0),(397,5,'2026-02-12 12:39:16','2026-02-12 12:39:16','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:39:16','2026-02-12 12:39:16','',37,'https://afhold.co.zm/staging/?p=397',0,'revision','',0),(398,5,'2026-02-12 12:39:16','2026-02-12 12:39:16','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:39:16','2026-02-12 12:39:16','',37,'https://afhold.co.zm/staging/?p=398',0,'revision','',0),(399,5,'2026-02-12 12:40:40','2026-02-12 12:40:40','','Elementor Loop Item #393','','inherit','closed','closed','','393-revision-v1','','','2026-02-12 12:40:40','2026-02-12 12:40:40','',393,'https://afhold.co.zm/staging/?p=399',0,'revision','',0),(400,5,'2026-02-12 12:40:40','2026-02-12 12:40:40','','Elementor Loop Item #393','','inherit','closed','closed','','393-revision-v1','','','2026-02-12 12:40:40','2026-02-12 12:40:40','',393,'https://afhold.co.zm/staging/?p=400',0,'revision','',0),(401,5,'2026-02-12 12:43:32','2026-02-12 12:43:32','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:43:32','2026-02-12 12:43:32','',37,'https://afhold.co.zm/staging/?p=401',0,'revision','',0),(402,5,'2026-02-12 12:43:32','2026-02-12 12:43:32','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:43:32','2026-02-12 12:43:32','',37,'https://afhold.co.zm/staging/?p=402',0,'revision','',0),(403,5,'2026-02-12 12:43:32','2026-02-12 12:43:32','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:43:32','2026-02-12 12:43:32','',37,'https://afhold.co.zm/staging/?p=403',0,'revision','',0),(404,5,'2026-02-12 12:44:46','2026-02-12 12:44:46','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:44:46','2026-02-12 12:44:46','',37,'https://afhold.co.zm/staging/?p=404',0,'revision','',0),(405,5,'2026-02-12 12:44:46','2026-02-12 12:44:46','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:44:46','2026-02-12 12:44:46','',37,'https://afhold.co.zm/staging/?p=405',0,'revision','',0),(406,5,'2026-02-12 12:44:46','2026-02-12 12:44:46','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. 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Nulla augue lectus, vehicula eu faucibus et, egestas in enim. In purus nisi, fermentum sit amet rhoncus nec, gravida eu tellus. Sed eu urna molestie, eleifend quam ut, finibus dui.</p>			<h2>Other Service</h2>				\n                            Financial Analysis                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Strategic Planning                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Market Research                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Organizational Development                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Branding Strategy                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n                            Sustainability and CSR                        \n                            <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aliquam non ornare ante. </p>                        \n					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Share On : </h2>							\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:15:42','2026-02-12 14:15:42','',42,'https://afhold.co.zm/staging/?p=442',0,'revision','',0),(453,5,'2026-02-12 14:20:45','2026-02-12 14:20:45','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-12 14:20:45','2026-02-12 14:20:45','',42,'https://afhold.co.zm/staging/?p=453',0,'revision','',0),(454,5,'2026-03-19 09:25:59','2026-02-12 14:40:02','','Aflife Investments','','publish','closed','closed','','aflife-investments','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=454',5,'nav_menu_item','',0),(455,5,'2026-03-19 09:25:59','2026-02-12 14:40:02','','Aflife Properties','','publish','closed','closed','','aflife-properties','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=455',7,'nav_menu_item','',0),(456,5,'2026-03-19 09:25:59','2026-02-12 14:40:02','','Aflife Pension Administration','','publish','closed','closed','','aflife-pension-administration','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=456',6,'nav_menu_item','',0),(457,5,'2026-03-19 09:25:59','2026-02-12 14:40:02','','Zambian Home Loans','','publish','closed','closed','','zambias-home-loans','','','2026-03-19 09:25:59','2026-03-19 09:25:59','',0,'https://afhold.co.zm/staging/?p=457',10,'nav_menu_item','',0),(464,5,'2026-02-12 15:00:34','2026-02-12 15:00:34','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-12 15:00:34','2026-02-12 15:00:34','',100,'https://afhold.co.zm/staging/?p=464',0,'revision','',0),(465,5,'2026-02-13 09:12:45','2026-02-13 09:12:45','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->\n					<h2>FAQs</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            How do I know if my business needs consulting services?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:12:45','2026-02-13 09:12:45','',32,'https://afhold.co.zm/staging/?p=465',0,'revision','',0),(461,5,'2026-02-12 14:56:49','2026-02-12 14:56:49','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Integer eget lacus ac magna suscipit lobortis vitae eu lectus. Phasellus eu porta dolor. Nam ut consequat lacus. Cras rhoncus justo a nulla porta, et auctor lorem ullamcorper. Curabitur lobortis eros eu elit eleifend dignissim. Maecenas id dictum nulla, quis ornare elit. Duis porta finibus quam et ultricies. Sed sit amet quam mollis, volutpat quam eget, mollis urna. Vestibulum a auctor orci, ac vestibulum libero.</p><p>Morbi dictum ex a erat porta, at ultrices nisl porttitor. Suspendisse volutpat ex et metus tristique rutrum. Nam non arcu est. Nullam viverra, tortor nec venenatis aliquam, turpis nunc aliquet ipsum, luctus imperdiet nisi nisl quis urna. Vivamus mattis orci lacus, sed dignissim metus ultricies in. Pellentesque lorem est, dignissim suscipit tellus id, auctor efficitur neque. Praesent vel neque eget est venenatis rhoncus sit amet a sapien. Cras ornare libero et elementum molestie. Nam mattis pellentesque sem, eu lacinia turpis congue in. Vivamus nec fringilla quam. Cras congue neque ante, at pretium lectus egestas aliquet. Sed ultrices, turpis vitae scelerisque sodales, tortor felis vehicula odio, vitae rhoncus lorem libero ut tellus.</p><p>Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla. Donec vestibulum et risus at condimentum. Nulla condimentum dui sit amet nulla volutpat vestibulum. Nunc luctus condimentum mauris id efficitur. Duis condimentum neque at lectus convallis vestibulum. Etiam et finibus justo. Nulla augue lectus, vehicula eu faucibus et, egestas in enim. In purus nisi, fermentum sit amet rhoncus nec, gravida eu tellus. Sed eu urna molestie, eleifend quam ut, finibus dui.</p>			<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-12 14:56:49','2026-02-12 14:56:49','',100,'https://afhold.co.zm/staging/?p=461',0,'revision','',0),(459,5,'2026-02-12 14:56:49','2026-02-12 14:56:49','','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-12 14:56:49','2026-02-12 14:56:49','',100,'https://afhold.co.zm/staging/?p=459',0,'revision','',0),(460,5,'2026-02-12 14:56:49','2026-02-12 14:56:49','','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-12 14:56:49','2026-02-12 14:56:49','',100,'https://afhold.co.zm/staging/?p=460',0,'revision','',0),(462,5,'2026-02-12 15:00:33','2026-02-12 15:00:33','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Integer eget lacus ac magna suscipit lobortis vitae eu lectus. Phasellus eu porta dolor. Nam ut consequat lacus. Cras rhoncus justo a nulla porta, et auctor lorem ullamcorper. Curabitur lobortis eros eu elit eleifend dignissim. Maecenas id dictum nulla, quis ornare elit. Duis porta finibus quam et ultricies. Sed sit amet quam mollis, volutpat quam eget, mollis urna. Vestibulum a auctor orci, ac vestibulum libero.</p><p>Morbi dictum ex a erat porta, at ultrices nisl porttitor. Suspendisse volutpat ex et metus tristique rutrum. Nam non arcu est. Nullam viverra, tortor nec venenatis aliquam, turpis nunc aliquet ipsum, luctus imperdiet nisi nisl quis urna. Vivamus mattis orci lacus, sed dignissim metus ultricies in. Pellentesque lorem est, dignissim suscipit tellus id, auctor efficitur neque. Praesent vel neque eget est venenatis rhoncus sit amet a sapien. Cras ornare libero et elementum molestie. Nam mattis pellentesque sem, eu lacinia turpis congue in. Vivamus nec fringilla quam. Cras congue neque ante, at pretium lectus egestas aliquet. Sed ultrices, turpis vitae scelerisque sodales, tortor felis vehicula odio, vitae rhoncus lorem libero ut tellus.</p><p>Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla. Donec vestibulum et risus at condimentum. Nulla condimentum dui sit amet nulla volutpat vestibulum. Nunc luctus condimentum mauris id efficitur. Duis condimentum neque at lectus convallis vestibulum. Etiam et finibus justo. Nulla augue lectus, vehicula eu faucibus et, egestas in enim. In purus nisi, fermentum sit amet rhoncus nec, gravida eu tellus. Sed eu urna molestie, eleifend quam ut, finibus dui.</p>			<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-12 15:00:33','2026-02-12 15:00:33','',100,'https://afhold.co.zm/staging/?p=462',0,'revision','',0),(463,5,'2026-02-12 15:00:34','2026-02-12 15:00:34','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Integer eget lacus ac magna suscipit lobortis vitae eu lectus. Phasellus eu porta dolor. Nam ut consequat lacus. Cras rhoncus justo a nulla porta, et auctor lorem ullamcorper. Curabitur lobortis eros eu elit eleifend dignissim. Maecenas id dictum nulla, quis ornare elit. Duis porta finibus quam et ultricies. Sed sit amet quam mollis, volutpat quam eget, mollis urna. Vestibulum a auctor orci, ac vestibulum libero.</p><p>Morbi dictum ex a erat porta, at ultrices nisl porttitor. Suspendisse volutpat ex et metus tristique rutrum. Nam non arcu est. Nullam viverra, tortor nec venenatis aliquam, turpis nunc aliquet ipsum, luctus imperdiet nisi nisl quis urna. Vivamus mattis orci lacus, sed dignissim metus ultricies in. Pellentesque lorem est, dignissim suscipit tellus id, auctor efficitur neque. Praesent vel neque eget est venenatis rhoncus sit amet a sapien. Cras ornare libero et elementum molestie. Nam mattis pellentesque sem, eu lacinia turpis congue in. Vivamus nec fringilla quam. Cras congue neque ante, at pretium lectus egestas aliquet. Sed ultrices, turpis vitae scelerisque sodales, tortor felis vehicula odio, vitae rhoncus lorem libero ut tellus.</p><p>Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla. Donec vestibulum et risus at condimentum. Nulla condimentum dui sit amet nulla volutpat vestibulum. Nunc luctus condimentum mauris id efficitur. Duis condimentum neque at lectus convallis vestibulum. Etiam et finibus justo. Nulla augue lectus, vehicula eu faucibus et, egestas in enim. In purus nisi, fermentum sit amet rhoncus nec, gravida eu tellus. Sed eu urna molestie, eleifend quam ut, finibus dui.</p>			<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-12 15:00:34','2026-02-12 15:00:34','',100,'https://afhold.co.zm/staging/?p=463',0,'revision','',0),(466,5,'2026-02-13 09:12:45','2026-02-13 09:12:45','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a 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0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->\n					<h2>FAQs</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            How do I know if my business needs consulting services?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How does the consulting process typically work?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            What industries do you specialize in?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            How are your consulting fees structured?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n                            Can you provide a cost estimate before we begin?                        \n                            <p>If you find your business struggling to overcome certain challenges or capitalize on opportunities, consulting services can provide the expertise and support needed to navigate and succeed in today\'s competitive landscape.</p>                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:12:45','2026-02-13 09:12:45','',32,'https://afhold.co.zm/staging/?p=466',0,'revision','',0),(468,5,'2026-02-13 09:20:39','2026-02-13 09:20:39','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #468','','publish','closed','closed','','elementor-loop-item-5','','','2026-02-13 09:54:36','2026-02-13 09:54:36','',0,'https://afhold.co.zm/staging/?elementor_library=elementor-loop-item-5',0,'elementor_library','',0),(469,5,'2026-02-13 09:20:39','2026-02-13 09:20:39','','Elementor Loop Item #468','','inherit','closed','closed','','468-revision-v1','','','2026-02-13 09:20:39','2026-02-13 09:20:39','',468,'https://afhold.co.zm/staging/?p=469',0,'revision','',0),(470,5,'2026-02-13 09:20:39','2026-02-13 09:20:39','','Elementor Loop Item #468','','inherit','closed','closed','','468-revision-v1','','','2026-02-13 09:20:39','2026-02-13 09:20:39','',468,'https://afhold.co.zm/staging/?p=470',0,'revision','',0),(471,5,'2026-02-13 09:20:41','2026-02-13 09:20:41','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:20:41','2026-02-13 09:20:41','',32,'https://afhold.co.zm/staging/?p=471',0,'revision','',0),(472,5,'2026-02-13 09:20:42','2026-02-13 09:20:42','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:20:42','2026-02-13 09:20:42','',32,'https://afhold.co.zm/staging/?p=472',0,'revision','',0),(473,5,'2026-02-13 09:20:42','2026-02-13 09:20:42','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:20:42','2026-02-13 09:20:42','',32,'https://afhold.co.zm/staging/?p=473',0,'revision','',0),(476,5,'2026-02-13 09:30:24','2026-02-13 09:30:24','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #468','','inherit','closed','closed','','468-revision-v1','','','2026-02-13 09:30:24','2026-02-13 09:30:24','',468,'https://afhold.co.zm/staging/?p=476',0,'revision','',0),(475,5,'2026-02-13 09:30:24','2026-02-13 09:30:24','','Elementor Loop Item #468','','inherit','closed','closed','','468-revision-v1','','','2026-02-13 09:30:24','2026-02-13 09:30:24','',468,'https://afhold.co.zm/staging/?p=475',0,'revision','',0),(480,5,'2026-02-13 09:40:44','2026-02-13 09:40:44','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:40:44','2026-02-13 09:40:44','',32,'https://afhold.co.zm/staging/?p=480',0,'revision','',0),(478,5,'2026-02-13 09:40:44','2026-02-13 09:40:44','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:40:44','2026-02-13 09:40:44','',32,'https://afhold.co.zm/staging/?p=478',0,'revision','',0),(479,5,'2026-02-13 09:40:44','2026-02-13 09:40:44','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:40:44','2026-02-13 09:40:44','',32,'https://afhold.co.zm/staging/?p=479',0,'revision','',0),(481,5,'2026-02-13 09:41:37','2026-02-13 09:41:37','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:41:37','2026-02-13 09:41:37','',32,'https://afhold.co.zm/staging/?p=481',0,'revision','',0),(482,5,'2026-02-13 09:41:37','2026-02-13 09:41:37','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:41:37','2026-02-13 09:41:37','',32,'https://afhold.co.zm/staging/?p=482',0,'revision','',0),(483,5,'2026-02-13 09:41:37','2026-02-13 09:41:37','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:41:37','2026-02-13 09:41:37','',32,'https://afhold.co.zm/staging/?p=483',0,'revision','',0),(484,5,'2026-02-13 09:43:55','2026-02-13 09:43:55','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #468','','inherit','closed','closed','','468-revision-v1','','','2026-02-13 09:43:55','2026-02-13 09:43:55','',468,'https://afhold.co.zm/staging/?p=484',0,'revision','',0),(485,5,'2026-02-13 09:44:38','2026-02-13 09:44:38','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #468','','inherit','closed','closed','','468-revision-v1','','','2026-02-13 09:44:38','2026-02-13 09:44:38','',468,'https://afhold.co.zm/staging/?p=485',0,'revision','',0),(486,5,'2026-02-13 09:45:33','2026-02-13 09:45:33','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #468','','inherit','closed','closed','','468-revision-v1','','','2026-02-13 09:45:33','2026-02-13 09:45:33','',468,'https://afhold.co.zm/staging/?p=486',0,'revision','',0),(487,5,'2026-02-13 09:46:13','2026-02-13 09:46:13','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #468','','inherit','closed','closed','','468-revision-v1','','','2026-02-13 09:46:13','2026-02-13 09:46:13','',468,'https://afhold.co.zm/staging/?p=487',0,'revision','',0),(488,5,'2026-02-13 09:47:09','2026-02-13 09:47:09','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #468','','inherit','closed','closed','','468-revision-v1','','','2026-02-13 09:47:09','2026-02-13 09:47:09','',468,'https://afhold.co.zm/staging/?p=488',0,'revision','',0),(489,5,'2026-02-13 09:47:48','2026-02-13 09:47:48','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #468','','inherit','closed','closed','','468-revision-v1','','','2026-02-13 09:47:48','2026-02-13 09:47:48','',468,'https://afhold.co.zm/staging/?p=489',0,'revision','',0),(490,5,'2026-02-13 09:52:18','2026-02-13 09:52:18','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-13 09:52:18','2026-02-13 09:52:18','',422,'https://afhold.co.zm/staging/?p=490',0,'revision','',0),(491,5,'2026-02-13 09:57:21','2026-02-13 09:57:21','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:57:21','2026-02-13 09:57:21','',32,'https://afhold.co.zm/staging/?p=491',0,'revision','',0),(492,5,'2026-02-13 09:57:21','2026-02-13 09:57:21','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a href=\"#\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:57:21','2026-02-13 09:57:21','',32,'https://afhold.co.zm/staging/?p=492',0,'revision','',0),(496,5,'2026-02-13 10:02:41','2026-02-13 10:02:41','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 10:02:41','2026-02-13 10:02:41','',32,'https://afhold.co.zm/staging/?p=496',0,'revision','',0),(493,5,'2026-02-13 09:57:21','2026-02-13 09:57:21','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 09:57:21','2026-02-13 09:57:21','',32,'https://afhold.co.zm/staging/?p=493',0,'revision','',0),(494,5,'2026-02-13 10:02:41','2026-02-13 10:02:41','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 10:02:41','2026-02-13 10:02:41','',32,'https://afhold.co.zm/staging/?p=494',0,'revision','',0),(495,5,'2026-02-13 10:02:41','2026-02-13 10:02:41','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                                            &quot;I am incredibly grateful for the support and expertise provided by ABC Consulting. As a new entrepreneur, their guidance was invaluable in defining our market strategy and our business. Their consultants were not only knowledgeable but also approachable”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>John Thunder</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Working with Probiz Consulting was a game-changer for our company. Their strategic insights and tailored solutions helped us navigate through a challenging growth phase. Their expertise in market analysis, operational efficiency brought clarity to our decision.\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Sarah Laura</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                            &quot;Probiz Consulting exceeded our expectations in every way. Their deep understanding of financial analysis and risk management helped us optimize our capital allocation strategies, improve profitability. Their consultants were proactive in identifying.”\n                                            <img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />                                        \n                                            <strong>Michael Praz</strong>\n                                            Designation\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                                                                                                            <a>\n                                                            <svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"></path></svg>                                                        </a>\n                <!-- Add pagination -->','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 10:02:41','2026-02-13 10:02:41','',32,'https://afhold.co.zm/staging/?p=495',0,'revision','',0),(500,5,'2026-02-13 10:13:52','2026-02-13 10:13:52','<h2>News</h2>		<p>Home / Latest Article</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-13 10:13:52','2026-02-13 10:13:52','',47,'https://afhold.co.zm/staging/?p=500',0,'revision','',0),(501,5,'2026-02-13 10:13:52','2026-02-13 10:13:52','<h2>News</h2>		<p>Home / Latest Article</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-13 10:13:52','2026-02-13 10:13:52','',47,'https://afhold.co.zm/staging/?p=501',0,'revision','',0),(502,5,'2026-02-13 10:13:52','2026-02-13 10:13:52','<h2>News</h2>		<p>Home / Latest Article</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-13 10:13:52','2026-02-13 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10:17:38','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:17:38','2026-02-13 10:17:38','',42,'https://afhold.co.zm/staging/?p=506',0,'revision','',0),(507,5,'2026-02-13 10:17:38','2026-02-13 10:17:38','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>					<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:17:38','2026-02-13 10:17:38','',42,'https://afhold.co.zm/staging/?p=507',0,'revision','',0),(508,5,'2026-02-13 10:17:38','2026-02-13 10:17:38','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>					<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:17:38','2026-02-13 10:17:38','',42,'https://afhold.co.zm/staging/?p=508',0,'revision','',0),(509,5,'2026-02-13 10:19:55','2026-02-13 10:19:55','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>					<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:19:55','2026-02-13 10:19:55','',42,'https://afhold.co.zm/staging/?p=509',0,'revision','',0),(510,5,'2026-02-13 10:19:55','2026-02-13 10:19:55','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>					<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:19:55','2026-02-13 10:19:55','',42,'https://afhold.co.zm/staging/?p=510',0,'revision','',0),(511,5,'2026-02-13 10:19:56','2026-02-13 10:19:56','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:19:56','2026-02-13 10:19:56','',42,'https://afhold.co.zm/staging/?p=511',0,'revision','',0),(512,5,'2026-02-13 10:21:39','2026-02-13 10:21:39','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:21:39','2026-02-13 10:21:39','',42,'https://afhold.co.zm/staging/?p=512',0,'revision','',0),(513,5,'2026-02-13 10:21:39','2026-02-13 10:21:39','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:21:39','2026-02-13 10:21:39','',42,'https://afhold.co.zm/staging/?p=513',0,'revision','',0),(514,5,'2026-02-13 10:21:39','2026-02-13 10:21:39','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:21:39','2026-02-13 10:21:39','',42,'https://afhold.co.zm/staging/?p=514',0,'revision','',0),(515,5,'2026-02-13 10:21:58','2026-02-13 10:21:58','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:21:58','2026-02-13 10:21:58','',42,'https://afhold.co.zm/staging/?p=515',0,'revision','',0),(516,5,'2026-02-13 10:21:58','2026-02-13 10:21:58','<h2>Investors</h2>		<p>Home / Service Detail</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />													<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:21:58','2026-02-13 10:21:58','',42,'https://afhold.co.zm/staging/?p=516',0,'revision','',0),(517,5,'2026-02-13 10:21:58','2026-02-13 10:21:58','<h2>Investors</h2>		<p>Home / Service Detail</p><p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:21:58','2026-02-13 10:21:58','',42,'https://afhold.co.zm/staging/?p=517',0,'revision','',0),(518,5,'2026-02-13 10:29:24','2026-02-13 10:29:24','<h2>Investors</h2>		<p>Home / Service Detail</p><p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:29:24','2026-02-13 10:29:24','',42,'https://afhold.co.zm/staging/?p=518',0,'revision','',0),(519,5,'2026-02-13 10:29:24','2026-02-13 10:29:24','<h2>Investors</h2>		<p>Home / Service Detail</p><p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:29:24','2026-02-13 10:29:24','',42,'https://afhold.co.zm/staging/?p=519',0,'revision','',0),(650,5,'2026-02-16 07:28:43','2026-02-16 07:28:43','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-16 07:28:43','2026-02-16 07:28:43','',42,'https://afhold.co.zm/staging/?p=650',0,'revision','',0),(520,5,'2026-02-13 10:29:24','2026-02-13 10:29:24','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:29:24','2026-02-13 10:29:24','',42,'https://afhold.co.zm/staging/?p=520',0,'revision','',0),(521,5,'2026-02-13 10:30:13','2026-02-13 10:30:13','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:30:13','2026-02-13 10:30:13','',42,'https://afhold.co.zm/staging/?p=521',0,'revision','',0),(522,5,'2026-02-13 10:30:13','2026-02-13 10:30:13','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:30:13','2026-02-13 10:30:13','',42,'https://afhold.co.zm/staging/?p=522',0,'revision','',0),(523,5,'2026-02-13 10:30:14','2026-02-13 10:30:14','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-13 10:30:14','2026-02-13 10:30:14','',42,'https://afhold.co.zm/staging/?p=523',0,'revision','',0),(524,5,'2026-02-13 11:56:43','2026-02-13 11:56:43','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-13 11:56:43','2026-02-13 11:56:43','',100,'https://afhold.co.zm/staging/?p=524',0,'revision','',0),(525,5,'2026-02-13 11:56:43','2026-02-13 11:56:43','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-13 11:56:43','2026-02-13 11:56:43','',100,'https://afhold.co.zm/staging/?p=525',0,'revision','',0),(526,5,'2026-02-13 11:56:43','2026-02-13 11:56:43','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-13 11:56:43','2026-02-13 11:56:43','',100,'https://afhold.co.zm/staging/?p=526',0,'revision','',0),(527,5,'2026-02-13 11:58:17','2026-02-13 11:58:17','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-13 11:58:17','2026-02-13 11:58:17','',100,'https://afhold.co.zm/staging/?p=527',0,'revision','',0),(528,5,'2026-02-13 11:58:17','2026-02-13 11:58:17','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-13 11:58:17','2026-02-13 11:58:17','',100,'https://afhold.co.zm/staging/?p=528',0,'revision','',0),(876,5,'2026-02-18 14:27:04','2026-02-18 14:27:04','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-18 14:27:04','2026-02-18 14:27:04','',100,'https://afhold.co.zm/staging/?p=876',0,'revision','',0),(646,5,'2026-02-16 07:20:01','2026-02-16 07:20:01','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 07:20:01','2026-02-16 07:20:01','',100,'https://afhold.co.zm/staging/?p=646',0,'revision','',0),(529,5,'2026-02-13 11:58:17','2026-02-13 11:58:17','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-13 11:58:17','2026-02-13 11:58:17','',100,'https://afhold.co.zm/staging/?p=529',0,'revision','',0),(531,5,'2026-02-13 12:16:00','2026-02-13 12:16:00','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:16:00','2026-02-13 12:16:00','',37,'https://afhold.co.zm/staging/?p=531',0,'revision','',0),(532,5,'2026-02-13 12:16:00','2026-02-13 12:16:00','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:16:00','2026-02-13 12:16:00','',37,'https://afhold.co.zm/staging/?p=532',0,'revision','',0),(537,5,'2026-02-13 12:20:08','2026-02-13 12:20:08','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:20:08','2026-02-13 12:20:08','',37,'https://afhold.co.zm/staging/?p=537',0,'revision','',0),(535,5,'2026-02-13 12:20:08','2026-02-13 12:20:08','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:20:08','2026-02-13 12:20:08','',37,'https://afhold.co.zm/staging/?p=535',0,'revision','',0),(536,5,'2026-02-13 12:20:08','2026-02-13 12:20:08','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:20:08','2026-02-13 12:20:08','',37,'https://afhold.co.zm/staging/?p=536',0,'revision','',0),(538,5,'2026-02-13 12:21:30','2026-02-13 12:21:30','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:21:30','2026-02-13 12:21:30','',37,'https://afhold.co.zm/staging/?p=538',0,'revision','',0),(539,5,'2026-02-13 12:21:30','2026-02-13 12:21:30','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:21:30','2026-02-13 12:21:30','',37,'https://afhold.co.zm/staging/?p=539',0,'revision','',0),(540,5,'2026-02-13 12:21:30','2026-02-13 12:21:30','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:21:30','2026-02-13 12:21:30','',37,'https://afhold.co.zm/staging/?p=540',0,'revision','',0),(541,5,'2026-02-13 12:22:08','2026-02-13 12:22:08','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:22:08','2026-02-13 12:22:08','',37,'https://afhold.co.zm/staging/?p=541',0,'revision','',0),(542,5,'2026-02-13 12:22:08','2026-02-13 12:22:08','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:22:08','2026-02-13 12:22:08','',37,'https://afhold.co.zm/staging/?p=542',0,'revision','',0),(543,5,'2026-02-13 12:22:08','2026-02-13 12:22:08','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:22:08','2026-02-13 12:22:08','',37,'https://afhold.co.zm/staging/?p=543',0,'revision','',0),(544,5,'2026-02-13 12:26:49','2026-02-13 12:26:49','','John Alan Hurford Janes','','publish','closed','closed','','john-alan-hurford-janes','','','2026-02-16 13:13:06','2026-02-16 13:13:06','',0,'https://afhold.co.zm/staging/?post_type=board-of-directors-m&#038;p=544',0,'board-of-directors-m','',0),(545,5,'2026-02-13 12:29:58','2026-02-13 12:29:58','','Ignatius Michael Viljoen','','publish','closed','closed','','ignatius-michael-viljoen','','','2026-02-16 13:15:37','2026-02-16 13:15:37','',0,'https://afhold.co.zm/staging/?post_type=board-of-directors-m&#038;p=545',0,'board-of-directors-m','',0),(547,5,'2026-02-13 12:32:42','2026-02-13 12:32:42','','Charles de Beauvoir Carey','','publish','closed','closed','','charles-de-beauvoir-carey','','','2026-02-16 13:23:19','2026-02-16 13:23:19','',0,'https://afhold.co.zm/staging/?post_type=board-of-directors-m&#038;p=547',0,'board-of-directors-m','',0),(548,5,'2026-02-13 12:34:27','2026-02-13 12:34:27','','Clair Lisenda Mathe','','publish','closed','closed','','clair-lisenda-mathe','','','2026-02-16 13:23:55','2026-02-16 13:23:55','',0,'https://afhold.co.zm/staging/?post_type=board-of-directors-m&#038;p=548',0,'board-of-directors-m','',0),(549,5,'2026-02-13 12:35:04','2026-02-13 12:35:04','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:35:04','2026-02-13 12:35:04','',37,'https://afhold.co.zm/staging/?p=549',0,'revision','',0),(550,5,'2026-02-13 12:35:04','2026-02-13 12:35:04','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:35:04','2026-02-13 12:35:04','',37,'https://afhold.co.zm/staging/?p=550',0,'revision','',0),(551,5,'2026-02-13 12:35:04','2026-02-13 12:35:04','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:35:04','2026-02-13 12:35:04','',37,'https://afhold.co.zm/staging/?p=551',0,'revision','',0),(552,5,'2026-02-13 12:35:23','2026-02-13 12:35:23','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:35:23','2026-02-13 12:35:23','',37,'https://afhold.co.zm/staging/?p=552',0,'revision','',0),(553,5,'2026-02-13 12:35:23','2026-02-13 12:35:23','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:35:23','2026-02-13 12:35:23','',37,'https://afhold.co.zm/staging/?p=553',0,'revision','',0),(554,5,'2026-02-13 12:35:23','2026-02-13 12:35:23','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:35:23','2026-02-13 12:35:23','',37,'https://afhold.co.zm/staging/?p=554',0,'revision','',0),(555,5,'2026-02-13 12:36:13','2026-02-13 12:36:13','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:36:13','2026-02-13 12:36:13','',37,'https://afhold.co.zm/staging/?p=555',0,'revision','',0),(556,5,'2026-02-13 12:36:13','2026-02-13 12:36:13','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:36:13','2026-02-13 12:36:13','',37,'https://afhold.co.zm/staging/?p=556',0,'revision','',0),(557,5,'2026-02-13 12:36:13','2026-02-13 12:36:13','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:36:13','2026-02-13 12:36:13','',37,'https://afhold.co.zm/staging/?p=557',0,'revision','',0),(558,5,'2026-02-13 12:36:41','2026-02-13 12:36:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:36:41','2026-02-13 12:36:41','',37,'https://afhold.co.zm/staging/?p=558',0,'revision','',0),(559,5,'2026-02-13 12:36:42','2026-02-13 12:36:42','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:36:42','2026-02-13 12:36:42','',37,'https://afhold.co.zm/staging/?p=559',0,'revision','',0),(560,5,'2026-02-13 12:36:42','2026-02-13 12:36:42','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:36:42','2026-02-13 12:36:42','',37,'https://afhold.co.zm/staging/?p=560',0,'revision','',0),(561,5,'2026-02-13 12:38:54','2026-02-13 12:38:54','','Geoffrey Musekiwa','','publish','closed','closed','','geoffrey-musekiwa','','','2026-03-11 11:39:33','2026-03-11 11:39:33','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=561',0,'executive-team-membe','',0),(562,5,'2026-02-13 12:39:49','2026-02-13 12:39:49','','Fortunate Ngatsha','','publish','closed','closed','','fortunate-ngatsha','','','2026-03-11 11:39:55','2026-03-11 11:39:55','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=562',0,'executive-team-membe','',0),(563,5,'2026-02-13 12:44:16','2026-02-13 12:44:16','','Bryson Hamanzuka','','publish','closed','closed','','bryson-hamanzuka','','','2026-03-11 11:40:27','2026-03-11 11:40:27','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=563',0,'executive-team-membe','',0),(564,5,'2026-02-13 12:45:00','2026-02-13 12:45:00','','Jonathan Imakando','','publish','closed','closed','','jonathan-imakando','','','2026-03-11 11:41:03','2026-03-11 11:41:03','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=564',0,'executive-team-membe','',0),(565,5,'2026-02-13 12:46:05','2026-02-13 12:46:05','','Collina Halwampa','','publish','closed','closed','','collina-halwampa','','','2026-03-11 11:38:33','2026-03-11 11:38:33','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=565',0,'executive-team-membe','',0),(566,5,'2026-02-13 12:48:54','2026-02-13 12:48:54','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-02-13 12:48:54','2026-02-13 12:48:54','',367,'https://afhold.co.zm/staging/?p=566',0,'revision','',0),(568,5,'2026-02-13 13:06:41','2026-02-13 13:06:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 13:06:41','2026-02-13 13:06:41','',37,'https://afhold.co.zm/staging/?p=568',0,'revision','',0),(569,5,'2026-02-13 13:06:41','2026-02-13 13:06:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 13:06:41','2026-02-13 13:06:41','',37,'https://afhold.co.zm/staging/?p=569',0,'revision','',0),(570,5,'2026-02-13 13:06:41','2026-02-13 13:06:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 13:06:41','2026-02-13 13:06:41','',37,'https://afhold.co.zm/staging/?p=570',0,'revision','',0),(571,5,'2026-02-13 13:08:38','2026-02-13 13:08:38','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-02-13 13:08:38','2026-02-13 13:08:38','',367,'https://afhold.co.zm/staging/?p=571',0,'revision','',0),(572,5,'2026-02-13 13:10:22','2026-02-13 13:10:22','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-02-13 13:10:22','2026-02-13 13:10:22','',367,'https://afhold.co.zm/staging/?p=572',0,'revision','',0),(573,5,'2026-02-13 13:27:27','2026-02-13 13:27:27','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 13:27:27','2026-02-13 13:27:27','',32,'https://afhold.co.zm/staging/?p=573',0,'revision','',0),(574,5,'2026-02-13 13:27:27','2026-02-13 13:27:27','<h2>Business Consulting</h2>					<h2>Empowering Your Businesses With Us</h2>		<p>Experience unparalleled growth with our expert guidance. Navigate challenges, seize opportunities, and watch your business flourish under our exceptional consulting excellence.</p>								<a href=\"#\">\n									Learn More\n					</a>\n									<p>\n						How It Works					</p>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in consequat nam sit suscipit tortor.					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Testimonials</h2>					<h2>Success Business Stories That Inspire</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 13:27:27','2026-02-13 13:27:27','',32,'https://afhold.co.zm/staging/?p=574',0,'revision','',0),(575,5,'2026-02-13 13:27:27','2026-02-13 13:27:27','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 13:27:27','2026-02-13 13:27:27','',32,'https://afhold.co.zm/staging/?p=575',0,'revision','',0),(576,5,'2026-02-13 13:31:30','2026-02-13 13:31:30','','Aflife Capital','Aflife Capital','inherit','open','closed','','aflife-capital-2','','','2026-02-13 13:48:13','2026-02-13 13:48:13','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp',0,'attachment','image/webp',0),(577,5,'2026-02-13 13:31:50','2026-02-13 13:31:50','','Aflife Pension Administration','Aflife Administration','inherit','open','closed','','aflife-pension-administration-2','','','2026-02-13 13:48:31','2026-02-13 13:48:31','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp',0,'attachment','image/webp',0),(578,5,'2026-02-13 13:31:57','2026-02-13 13:31:57','','Aflife Properties','Aflife Properties','inherit','open','closed','','aflife-properties-2','','','2026-02-13 13:48:25','2026-02-13 13:48:25','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp',0,'attachment','image/webp',0),(579,5,'2026-02-13 13:32:35','2026-02-13 13:32:35','','Aflife Investments','Aflife Investments','inherit','open','closed','','aflife-investments-2','','','2026-02-13 13:48:04','2026-02-13 13:48:04','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp',0,'attachment','image/webp',0),(580,5,'2026-02-13 13:34:04','2026-02-13 13:34:04','','Zambianhomeloans','Zambian Home Loans','inherit','open','closed','','zambianhomeloans','','','2026-02-13 13:48:41','2026-02-13 13:48:41','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png',0,'attachment','image/png',0),(584,5,'2026-02-13 14:00:01','2026-02-13 14:00:01','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:00:01','2026-02-13 14:00:01','',32,'https://afhold.co.zm/staging/?p=584',0,'revision','',0),(582,5,'2026-02-13 14:00:01','2026-02-13 14:00:01','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:00:01','2026-02-13 14:00:01','',32,'https://afhold.co.zm/staging/?p=582',0,'revision','',0),(583,5,'2026-02-13 14:00:01','2026-02-13 14:00:01','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:00:01','2026-02-13 14:00:01','',32,'https://afhold.co.zm/staging/?p=583',0,'revision','',0),(585,5,'2026-02-13 14:00:57','2026-02-13 14:00:57','','ZCCM_historical_price (20)','','inherit','open','closed','','zccm_historical_price-20','','','2026-02-13 14:00:57','2026-02-13 14:00:57','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/ZCCM_historical_price-20.xls',0,'attachment','application/vnd.ms-excel',0),(586,5,'2026-02-13 14:00:58','2026-02-13 14:00:58','','imgg','','inherit','open','closed','','imgg','','','2026-02-13 14:00:58','2026-02-13 14:00:58','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/imgg.png',0,'attachment','image/png',0),(587,5,'2026-02-13 14:02:46','2026-02-13 14:02:46','','Arrow','','inherit','open','closed','','arrow','','','2026-02-13 14:02:46','2026-02-13 14:02:46','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png',0,'attachment','image/png',0),(756,5,'2026-02-16 10:41:09','2026-02-16 10:41:09','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 10:41:09','2026-02-16 10:41:09','',32,'https://afhold.co.zm/staging/?p=756',0,'revision','',0),(594,5,'2026-02-13 14:13:33','2026-02-13 14:13:33','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:13:33','2026-02-13 14:13:33','',32,'https://afhold.co.zm/staging/?p=594',0,'revision','',0),(589,5,'2026-02-13 14:04:44','2026-02-13 14:04:44','','BG1','','inherit','open','closed','','bg1','','','2026-02-13 14:04:44','2026-02-13 14:04:44','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png',0,'attachment','image/png',0),(591,5,'2026-02-13 14:13:14','2026-02-13 14:13:14','','studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview','','inherit','open','closed','','studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview','','','2026-02-13 14:13:14','2026-02-13 14:13:14','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png',0,'attachment','image/png',0),(592,5,'2026-02-13 14:13:33','2026-02-13 14:13:33','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:13:33','2026-02-13 14:13:33','',32,'https://afhold.co.zm/staging/?p=592',0,'revision','',0),(593,5,'2026-02-13 14:13:33','2026-02-13 14:13:33','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:13:33','2026-02-13 14:13:33','',32,'https://afhold.co.zm/staging/?p=593',0,'revision','',0),(595,5,'2026-02-13 14:17:11','2026-02-13 14:17:11','','img3','','inherit','open','closed','','img3','','','2026-02-13 14:17:11','2026-02-13 14:17:11','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg',0,'attachment','image/jpeg',0),(604,5,'2026-02-13 14:23:11','2026-02-13 14:23:11','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:23:11','2026-02-13 14:23:11','',32,'https://afhold.co.zm/staging/?p=604',0,'revision','',0),(599,5,'2026-02-13 14:22:34','2026-02-13 14:22:34','','ZCCM_historical_price (20)','','inherit','open','closed','','zccm_historical_price-20-2','','','2026-02-13 14:22:34','2026-02-13 14:22:34','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/ZCCM_historical_price-20-1.xls',0,'attachment','application/vnd.ms-excel',0),(598,5,'2026-02-13 14:20:50','2026-02-13 14:20:50','','screenshot-2026-02-13_16-20-19','','inherit','open','closed','','screenshot-2026-02-13_16-20-19','','','2026-02-13 14:20:50','2026-02-13 14:20:50','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-20-19.png',0,'attachment','image/png',0),(600,5,'2026-02-13 14:22:36','2026-02-13 14:22:36','','img2','','inherit','open','closed','','img2','','','2026-02-13 14:22:36','2026-02-13 14:22:36','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg',0,'attachment','image/jpeg',0),(601,5,'2026-02-13 14:22:41','2026-02-13 14:22:41','','img1','','inherit','open','closed','','img1','','','2026-02-13 14:22:41','2026-02-13 14:22:41','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg',0,'attachment','image/jpeg',0),(602,5,'2026-02-13 14:23:11','2026-02-13 14:23:11','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:23:11','2026-02-13 14:23:11','',32,'https://afhold.co.zm/staging/?p=602',0,'revision','',0),(603,5,'2026-02-13 14:23:11','2026-02-13 14:23:11','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:23:11','2026-02-13 14:23:11','',32,'https://afhold.co.zm/staging/?p=603',0,'revision','',0),(605,5,'2026-02-13 14:24:01','2026-02-13 14:24:01','','BG1','','inherit','open','closed','','bg1-2','','','2026-02-13 14:24:01','2026-02-13 14:24:01','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-1.png',0,'attachment','image/png',0),(606,5,'2026-02-13 14:24:49','2026-02-13 14:24:49','','BG2','','inherit','open','closed','','bg2','','','2026-02-13 14:24:49','2026-02-13 14:24:49','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png',0,'attachment','image/png',0),(753,5,'2026-02-16 10:37:59','2026-02-16 10:37:59','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 10:37:59','2026-02-16 10:37:59','',32,'https://afhold.co.zm/staging/?p=753',0,'revision','',0),(615,5,'2026-02-13 14:31:32','2026-02-13 14:31:32','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:31:32','2026-02-13 14:31:32','',32,'https://afhold.co.zm/staging/?p=615',0,'revision','',0),(611,5,'2026-02-13 14:29:23','2026-02-13 14:29:23','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"871\" height=\"483\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04.png 871w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04-300x166.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04-768x426.png 768w\" sizes=\"(max-width: 871px) 100vw, 871px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:29:23','2026-02-13 14:29:23','',32,'https://afhold.co.zm/staging/?p=611',0,'revision','',0),(608,5,'2026-02-13 14:28:20','2026-02-13 14:28:20','','screenshot-2026-02-13_16-28-04','','inherit','open','closed','','screenshot-2026-02-13_16-28-04','','','2026-02-13 14:28:20','2026-02-13 14:28:20','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04.png',0,'attachment','image/png',0),(609,5,'2026-02-13 14:29:22','2026-02-13 14:29:22','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:29:22','2026-02-13 14:29:22','',32,'https://afhold.co.zm/staging/?p=609',0,'revision','',0),(610,5,'2026-02-13 14:29:22','2026-02-13 14:29:22','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:29:22','2026-02-13 14:29:22','',32,'https://afhold.co.zm/staging/?p=610',0,'revision','',0),(612,5,'2026-02-13 14:31:18','2026-02-13 14:31:18','','screenshot-2026-02-13_16-30-57','','inherit','open','closed','','screenshot-2026-02-13_16-30-57','','','2026-02-13 14:31:18','2026-02-13 14:31:18','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png',0,'attachment','image/png',0),(613,5,'2026-02-13 14:31:31','2026-02-13 14:31:31','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"871\" height=\"483\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04.png 871w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04-300x166.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04-768x426.png 768w\" sizes=\"(max-width: 871px) 100vw, 871px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:31:31','2026-02-13 14:31:31','',32,'https://afhold.co.zm/staging/?p=613',0,'revision','',0),(614,5,'2026-02-13 14:31:31','2026-02-13 14:31:31','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"871\" height=\"483\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04.png 871w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04-300x166.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-28-04-768x426.png 768w\" sizes=\"(max-width: 871px) 100vw, 871px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:31:31','2026-02-13 14:31:31','',32,'https://afhold.co.zm/staging/?p=614',0,'revision','',0),(616,5,'2026-02-13 14:35:24','2026-02-13 14:35:24','','screenshot-2026-02-13_16-34-47','','inherit','open','closed','','screenshot-2026-02-13_16-34-47','','','2026-02-13 14:35:24','2026-02-13 14:35:24','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-34-47.png',0,'attachment','image/png',0),(617,5,'2026-02-13 14:35:58','2026-02-13 14:35:58','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:35:58','2026-02-13 14:35:58','',32,'https://afhold.co.zm/staging/?p=617',0,'revision','',0),(618,5,'2026-02-13 14:35:58','2026-02-13 14:35:58','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:35:58','2026-02-13 14:35:58','',32,'https://afhold.co.zm/staging/?p=618',0,'revision','',0),(619,5,'2026-02-13 14:35:58','2026-02-13 14:35:58','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-13 14:35:58','2026-02-13 14:35:58','',32,'https://afhold.co.zm/staging/?p=619',0,'revision','',0),(624,5,'2026-02-13 14:40:35','2026-02-13 14:40:35','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 14:40:35','2026-02-13 14:40:35','',37,'https://afhold.co.zm/staging/?p=624',0,'revision','',0),(621,5,'2026-02-13 14:40:23','2026-02-13 14:40:23','','screenshot-2026-02-13_16-39-45','','inherit','open','closed','','screenshot-2026-02-13_16-39-45','','','2026-02-13 14:40:23','2026-02-13 14:40:23','',37,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-39-45.png',0,'attachment','image/png',0),(622,5,'2026-02-13 14:40:34','2026-02-13 14:40:34','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 14:40:34','2026-02-13 14:40:34','',37,'https://afhold.co.zm/staging/?p=622',0,'revision','',0),(623,5,'2026-02-13 14:40:34','2026-02-13 14:40:34','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 14:40:34','2026-02-13 14:40:34','',37,'https://afhold.co.zm/staging/?p=623',0,'revision','',0),(629,5,'2026-02-13 14:52:33','2026-02-13 14:52:33','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 14:52:33','2026-02-13 14:52:33','',37,'https://afhold.co.zm/staging/?p=629',0,'revision','',0),(626,5,'2026-02-13 14:52:15','2026-02-13 14:52:15','','screenshot-2026-02-13_16-51-56','','inherit','open','closed','','screenshot-2026-02-13_16-51-56','','','2026-02-13 14:52:15','2026-02-13 14:52:15','',37,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png',0,'attachment','image/png',0),(627,5,'2026-02-13 14:52:32','2026-02-13 14:52:32','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 14:52:32','2026-02-13 14:52:32','',37,'https://afhold.co.zm/staging/?p=627',0,'revision','',0),(628,5,'2026-02-13 14:52:32','2026-02-13 14:52:32','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 14:52:32','2026-02-13 14:52:32','',37,'https://afhold.co.zm/staging/?p=628',0,'revision','',0),(630,5,'2026-02-13 14:56:15','2026-02-13 14:56:15','','BGBlue','','inherit','open','closed','','bgblue','','','2026-02-13 14:56:15','2026-02-13 14:56:15','',37,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/BGBlue.png',0,'attachment','image/png',0),(631,5,'2026-02-13 14:56:34','2026-02-13 14:56:34','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 14:56:34','2026-02-13 14:56:34','',37,'https://afhold.co.zm/staging/?p=631',0,'revision','',0),(632,5,'2026-02-13 14:56:34','2026-02-13 14:56:34','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 14:56:34','2026-02-13 14:56:34','',37,'https://afhold.co.zm/staging/?p=632',0,'revision','',0),(633,5,'2026-02-13 14:56:34','2026-02-13 14:56:34','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 14:56:34','2026-02-13 14:56:34','',37,'https://afhold.co.zm/staging/?p=633',0,'revision','',0),(634,5,'2026-02-16 06:56:20','2026-02-16 06:56:20','','screenshot-2026-02-16_08-54-16','','inherit','open','closed','','screenshot-2026-02-16_08-54-16','','','2026-02-16 06:56:20','2026-02-16 06:56:20','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_08-54-16.png',0,'attachment','image/png',0),(638,5,'2026-02-16 07:02:27','2026-02-16 07:02:27','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 07:02:27','2026-02-16 07:02:27','',100,'https://afhold.co.zm/staging/?p=638',0,'revision','',0),(636,5,'2026-02-16 07:02:27','2026-02-16 07:02:27','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 07:02:27','2026-02-16 07:02:27','',100,'https://afhold.co.zm/staging/?p=636',0,'revision','',0),(637,5,'2026-02-16 07:02:27','2026-02-16 07:02:27','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 07:02:27','2026-02-16 07:02:27','',100,'https://afhold.co.zm/staging/?p=637',0,'revision','',0),(639,5,'2026-02-16 07:04:05','2026-02-16 07:04:05','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 07:04:05','2026-02-16 07:04:05','',100,'https://afhold.co.zm/staging/?p=639',0,'revision','',0),(640,5,'2026-02-16 07:04:05','2026-02-16 07:04:05','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 07:04:05','2026-02-16 07:04:05','',100,'https://afhold.co.zm/staging/?p=640',0,'revision','',0),(641,5,'2026-02-16 07:04:05','2026-02-16 07:04:05','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 07:04:05','2026-02-16 07:04:05','',100,'https://afhold.co.zm/staging/?p=641',0,'revision','',0),(647,5,'2026-02-16 07:28:05','2026-02-16 07:28:05','','screenshot-2026-02-16_09-27-35','','inherit','open','closed','','screenshot-2026-02-16_09-27-35','','','2026-02-16 07:28:05','2026-02-16 07:28:05','',42,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-27-35.png',0,'attachment','image/png',0),(643,5,'2026-02-16 07:19:46','2026-02-16 07:19:46','','screenshot-2026-02-16_09-19-18','','inherit','open','closed','','screenshot-2026-02-16_09-19-18','','','2026-02-16 07:19:46','2026-02-16 07:19:46','',100,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-19-18.png',0,'attachment','image/png',0),(644,5,'2026-02-16 07:20:01','2026-02-16 07:20:01','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 07:20:01','2026-02-16 07:20:01','',100,'https://afhold.co.zm/staging/?p=644',0,'revision','',0),(645,5,'2026-02-16 07:20:01','2026-02-16 07:20:01','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 07:20:01','2026-02-16 07:20:01','',100,'https://afhold.co.zm/staging/?p=645',0,'revision','',0),(648,5,'2026-02-16 07:28:43','2026-02-16 07:28:43','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-16 07:28:43','2026-02-16 07:28:43','',42,'https://afhold.co.zm/staging/?p=648',0,'revision','',0),(649,5,'2026-02-16 07:28:43','2026-02-16 07:28:43','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-16 07:28:43','2026-02-16 07:28:43','',42,'https://afhold.co.zm/staging/?p=649',0,'revision','',0),(1228,5,'2026-03-18 10:04:11','2026-03-18 10:04:11','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-18 10:04:11','2026-03-18 10:04:11','',42,'https://afhold.co.zm/staging/?p=1228',0,'revision','',0),(655,5,'2026-02-16 07:34:45','2026-02-16 07:34:45','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-16 07:34:45','2026-02-16 07:34:45','',42,'https://afhold.co.zm/staging/?p=655',0,'revision','',0),(652,5,'2026-02-16 07:34:07','2026-02-16 07:34:07','','screenshot-2026-02-16_09-33-16','','inherit','open','closed','','screenshot-2026-02-16_09-33-16','','','2026-02-16 07:34:07','2026-02-16 07:34:07','',42,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png',0,'attachment','image/png',0),(653,5,'2026-02-16 07:34:45','2026-02-16 07:34:45','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-16 07:34:45','2026-02-16 07:34:45','',42,'https://afhold.co.zm/staging/?p=653',0,'revision','',0),(654,5,'2026-02-16 07:34:45','2026-02-16 07:34:45','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>			<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-16 07:34:45','2026-02-16 07:34:45','',42,'https://afhold.co.zm/staging/?p=654',0,'revision','',0),(656,5,'2026-02-16 07:39:56','2026-02-16 07:39:56','','screenshot-2026-02-16_09-39-25','','inherit','open','closed','','screenshot-2026-02-16_09-39-25','','','2026-02-16 07:39:56','2026-02-16 07:39:56','',47,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-39-25.png',0,'attachment','image/png',0),(657,5,'2026-02-16 07:41:13','2026-02-16 07:41:13','<h2>News</h2>		<p>Home / News</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-16 07:41:13','2026-02-16 07:41:13','',47,'https://afhold.co.zm/staging/?p=657',0,'revision','',0),(658,5,'2026-02-16 07:41:13','2026-02-16 07:41:13','<h2>News</h2>		<p>Home / News</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-16 07:41:13','2026-02-16 07:41:13','',47,'https://afhold.co.zm/staging/?p=658',0,'revision','',0),(659,5,'2026-02-16 07:41:14','2026-02-16 07:41:14','<h2>News</h2>		<p>Home / News</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-16 07:41:14','2026-02-16 07:41:14','',47,'https://afhold.co.zm/staging/?p=659',0,'revision','',0),(660,5,'2026-02-16 07:47:45','2026-02-16 07:47:45','','screenshot-2026-02-16_09-47-02','','inherit','open','closed','','screenshot-2026-02-16_09-47-02','','','2026-02-16 07:47:45','2026-02-16 07:47:45','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-47-02.png',0,'attachment','image/png',0),(661,5,'2026-02-16 07:48:02','2026-02-16 07:48:02','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 07:48:02','2026-02-16 07:48:02','',32,'https://afhold.co.zm/staging/?p=661',0,'revision','',0),(662,5,'2026-02-16 07:48:02','2026-02-16 07:48:02','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 07:48:02','2026-02-16 07:48:02','',32,'https://afhold.co.zm/staging/?p=662',0,'revision','',0),(663,5,'2026-02-16 07:48:02','2026-02-16 07:48:02','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 07:48:02','2026-02-16 07:48:02','',32,'https://afhold.co.zm/staging/?p=663',0,'revision','',0),(664,5,'2026-02-16 07:50:34','2026-02-16 07:50:34','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 07:50:34','2026-02-16 07:50:34','',32,'https://afhold.co.zm/staging/?p=664',0,'revision','',0),(665,5,'2026-02-16 07:50:34','2026-02-16 07:50:34','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 07:50:34','2026-02-16 07:50:34','',32,'https://afhold.co.zm/staging/?p=665',0,'revision','',0),(666,5,'2026-02-16 07:50:35','2026-02-16 07:50:35','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home 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08:41:50','',422,'https://afhold.co.zm/staging/?p=684',0,'revision','',0),(685,5,'2026-02-16 08:42:26','2026-02-16 08:42:26','','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-16 08:42:26','2026-02-16 08:42:26','',422,'https://afhold.co.zm/staging/?p=685',0,'revision','',0),(687,5,'2026-02-16 08:43:54','2026-02-16 08:43:54','','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-16 08:43:54','2026-02-16 08:43:54','',422,'https://afhold.co.zm/staging/?p=687',0,'revision','',0),(688,5,'2026-02-16 08:46:41','2026-02-16 08:46:41','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-16 08:46:41','2026-02-16 08:46:41','',422,'https://afhold.co.zm/staging/?p=688',0,'revision','',0),(689,5,'2026-02-16 08:46:49','2026-02-16 08:46:49','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-16 08:46:49','2026-02-16 08:46:49','',422,'https://afhold.co.zm/staging/?p=689',0,'revision','',0),(690,5,'2026-02-16 08:47:14','2026-02-16 08:47:14','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-16 08:47:14','2026-02-16 08:47:14','',422,'https://afhold.co.zm/staging/?p=690',0,'revision','',0),(691,5,'2026-02-16 08:48:03','2026-02-16 08:48:03','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-16 08:48:03','2026-02-16 08:48:03','',422,'https://afhold.co.zm/staging/?p=691',0,'revision','',0),(692,5,'2026-02-16 08:48:41','2026-02-16 08:48:41','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-16 08:48:41','2026-02-16 08:48:41','',422,'https://afhold.co.zm/staging/?p=692',0,'revision','',0),(693,5,'2026-02-16 08:51:21','2026-02-16 08:51:21','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-16 08:51:21','2026-02-16 08:51:21','',422,'https://afhold.co.zm/staging/?p=693',0,'revision','',0),(694,5,'2026-02-16 08:52:52','2026-02-16 08:52:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 08:52:52','2026-02-16 08:52:52','',32,'https://afhold.co.zm/staging/?p=694',0,'revision','',0),(695,5,'2026-02-16 08:52:52','2026-02-16 08:52:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 08:52:52','2026-02-16 08:52:52','',32,'https://afhold.co.zm/staging/?p=695',0,'revision','',0),(696,5,'2026-02-16 08:52:52','2026-02-16 08:52:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 08:52:52','2026-02-16 08:52:52','',32,'https://afhold.co.zm/staging/?p=696',0,'revision','',0),(699,5,'2026-02-16 09:00:22','2026-02-16 09:00:22','<h2>Latest Article</h2>					<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Elementor Single Post #412','','inherit','closed','closed','','412-revision-v1','','','2026-02-16 09:00:22','2026-02-16 09:00:22','',412,'https://afhold.co.zm/staging/?p=699',0,'revision','',0),(698,5,'2026-02-16 09:00:04','2026-02-16 09:00:04','','screenshot-2026-02-16_10-59-14','','inherit','open','closed','','screenshot-2026-02-16_10-59-14','','','2026-02-16 09:00:04','2026-02-16 09:00:04','',412,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_10-59-14.png',0,'attachment','image/png',0),(700,5,'2026-02-16 09:02:05','2026-02-16 09:02:05','<h2>Latest Article</h2>					<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Elementor Single Post #412','','inherit','closed','closed','','412-revision-v1','','','2026-02-16 09:02:05','2026-02-16 09:02:05','',412,'https://afhold.co.zm/staging/?p=700',0,'revision','',0),(701,5,'2026-02-16 09:02:32','2026-02-16 09:02:32','<h2>Latest Article</h2>					<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Elementor Single Post #412','','inherit','closed','closed','','412-revision-v1','','','2026-02-16 09:02:32','2026-02-16 09:02:32','',412,'https://afhold.co.zm/staging/?p=701',0,'revision','',0),(702,5,'2026-02-16 09:05:09','2026-02-16 09:05:09','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-02-16 09:05:09','2026-02-16 09:05:09','',14,'https://afhold.co.zm/staging/?p=702',0,'revision','',0),(703,5,'2026-02-16 09:06:08','2026-02-16 09:06:08','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-02-16 09:06:08','2026-02-16 09:06:08','',14,'https://afhold.co.zm/staging/?p=703',0,'revision','',0),(704,5,'2026-02-16 09:08:12','2026-02-16 09:08:12','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-02-16 09:08:12','2026-02-16 09:08:12','',14,'https://afhold.co.zm/staging/?p=704',0,'revision','',0),(705,5,'2026-02-16 09:09:06','2026-02-16 09:09:06','<h2>News</h2>		<p>Home / News</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-16 09:09:06','2026-02-16 09:09:06','',47,'https://afhold.co.zm/staging/?p=705',0,'revision','',0),(706,5,'2026-02-16 09:09:06','2026-02-16 09:09:06','<h2>News</h2>		<p>Home / News</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-16 09:09:06','2026-02-16 09:09:06','',47,'https://afhold.co.zm/staging/?p=706',0,'revision','',0),(707,5,'2026-02-16 09:09:07','2026-02-16 09:09:07','<h2>News</h2>		<p>Home / News</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-16 09:09:07','2026-02-16 09:09:07','',47,'https://afhold.co.zm/staging/?p=707',0,'revision','',0),(708,5,'2026-02-16 09:15:38','2026-02-16 09:15:38','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 09:15:38','2026-02-16 09:15:38','',32,'https://afhold.co.zm/staging/?p=708',0,'revision','',0),(709,5,'2026-02-16 09:15:38','2026-02-16 09:15:38','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 09:15:38','2026-02-16 09:15:38','',32,'https://afhold.co.zm/staging/?p=709',0,'revision','',0),(710,5,'2026-02-16 09:15:38','2026-02-16 09:15:38','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 09:15:38','2026-02-16 09:15:38','',32,'https://afhold.co.zm/staging/?p=710',0,'revision','',0),(711,5,'2026-02-16 09:21:07','2026-02-16 09:21:07','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 09:21:07','2026-02-16 09:21:07','',32,'https://afhold.co.zm/staging/?p=711',0,'revision','',0),(712,5,'2026-02-16 09:21:07','2026-02-16 09:21:07','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 09:21:07','2026-02-16 09:21:07','',32,'https://afhold.co.zm/staging/?p=712',0,'revision','',0),(713,5,'2026-02-16 09:21:07','2026-02-16 09:21:07','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 09:21:07','2026-02-16 09:21:07','',32,'https://afhold.co.zm/staging/?p=713',0,'revision','',0),(714,5,'2026-02-16 09:22:27','2026-02-16 09:22:27','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-02-16 09:22:27','2026-02-16 09:22:27','',14,'https://afhold.co.zm/staging/?p=714',0,'revision','',0),(715,5,'2026-02-16 09:23:01','2026-02-16 09:23:01','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-02-16 09:23:01','2026-02-16 09:23:01','',14,'https://afhold.co.zm/staging/?p=715',0,'revision','',0),(716,5,'2026-02-16 09:28:17','2026-02-16 09:28:17','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 09:28:17','2026-02-16 09:28:17','',37,'https://afhold.co.zm/staging/?p=716',0,'revision','',0),(717,5,'2026-02-16 09:28:18','2026-02-16 09:28:18','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 09:28:18','2026-02-16 09:28:18','',37,'https://afhold.co.zm/staging/?p=717',0,'revision','',0),(718,5,'2026-02-16 09:28:18','2026-02-16 09:28:18','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 09:28:18','2026-02-16 09:28:18','',37,'https://afhold.co.zm/staging/?p=718',0,'revision','',0),(719,5,'2026-02-16 09:33:29','2026-02-16 09:33:29','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 09:33:29','2026-02-16 09:33:29','',100,'https://afhold.co.zm/staging/?p=719',0,'revision','',0),(720,5,'2026-02-16 09:33:29','2026-02-16 09:33:29','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 09:33:29','2026-02-16 09:33:29','',100,'https://afhold.co.zm/staging/?p=720',0,'revision','',0),(721,5,'2026-02-16 09:33:29','2026-02-16 09:33:29','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-16 09:33:29','2026-02-16 09:33:29','',100,'https://afhold.co.zm/staging/?p=721',0,'revision','',0),(722,5,'2026-02-16 09:35:13','2026-02-16 09:35:13','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-16 09:35:13','2026-02-16 09:35:13','',42,'https://afhold.co.zm/staging/?p=722',0,'revision','',0),(723,5,'2026-02-16 09:35:13','2026-02-16 09:35:13','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-16 09:35:13','2026-02-16 09:35:13','',42,'https://afhold.co.zm/staging/?p=723',0,'revision','',0),(724,5,'2026-02-16 09:35:13','2026-02-16 09:35:13','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-16 09:35:13','2026-02-16 09:35:13','',42,'https://afhold.co.zm/staging/?p=724',0,'revision','',0),(725,5,'2026-02-16 09:37:35','2026-02-16 09:37:35','<h2>News</h2>		<p>Home / News</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-16 09:37:35','2026-02-16 09:37:35','',47,'https://afhold.co.zm/staging/?p=725',0,'revision','',0),(726,5,'2026-02-16 09:37:35','2026-02-16 09:37:35','<h2>News</h2>		<p>Home / News</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-16 09:37:35','2026-02-16 09:37:35','',47,'https://afhold.co.zm/staging/?p=726',0,'revision','',0),(727,5,'2026-02-16 09:37:35','2026-02-16 09:37:35','<h2>News</h2>		<p>Home / News</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-16 09:37:35','2026-02-16 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srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 10:33:34','2026-02-16 10:33:34','',37,'https://afhold.co.zm/staging/?p=748',0,'revision','',0);
INSERT INTO `wpph_posts` VALUES (749,5,'2026-02-16 10:33:34','2026-02-16 10:33:34','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 10:33:34','2026-02-16 10:33:34','',37,'https://afhold.co.zm/staging/?p=749',0,'revision','',0),(750,5,'2026-02-16 10:33:34','2026-02-16 10:33:34','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 10:33:34','2026-02-16 10:33:34','',37,'https://afhold.co.zm/staging/?p=750',0,'revision','',0),(751,5,'2026-02-16 10:37:58','2026-02-16 10:37:58','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 10:37:58','2026-02-16 10:37:58','',32,'https://afhold.co.zm/staging/?p=751',0,'revision','',0),(752,5,'2026-02-16 10:37:59','2026-02-16 10:37:59','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img3-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img1-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																										<img width=\"600\" height=\"600\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-300x300.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/img2-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																<h2>2K+</h2>					<h2>Happy Customer</h2>															<img width=\"160\" height=\"160\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow.png 160w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Arrow-150x150.png 150w\" sizes=\"(max-width: 160px) 100vw, 160px\" />																										<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />															\n                    +\n                Years Experience\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 10:37:59','2026-02-16 10:37:59','',32,'https://afhold.co.zm/staging/?p=752',0,'revision','',0),(754,5,'2026-02-16 10:41:09','2026-02-16 10:41:09','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 10:41:09','2026-02-16 10:41:09','',32,'https://afhold.co.zm/staging/?p=754',0,'revision','',0),(755,5,'2026-02-16 10:41:09','2026-02-16 10:41:09','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"515\" height=\"519\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1.png 515w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-298x300.png 298w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG1-150x150.png 150w\" sizes=\"(max-width: 515px) 100vw, 515px\" />																										<img width=\"467\" height=\"535\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview.png 467w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/studio-portrait-of-a-successful-businesswoman-posi-2026-01-09-11-03-37-utc-removebg-preview-262x300.png 262w\" sizes=\"(max-width: 467px) 100vw, 467px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 10:41:09','2026-02-16 10:41:09','',32,'https://afhold.co.zm/staging/?p=755',0,'revision','',0),(757,5,'2026-02-16 11:58:53','2026-02-16 11:58:53','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 11:58:53','2026-02-16 11:58:53','',32,'https://afhold.co.zm/staging/?p=757',0,'revision','',0),(758,5,'2026-02-16 11:58:53','2026-02-16 11:58:53','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 11:58:53','2026-02-16 11:58:53','',32,'https://afhold.co.zm/staging/?p=758',0,'revision','',0),(759,5,'2026-02-16 11:58:53','2026-02-16 11:58:53','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 11:58:53','2026-02-16 11:58:53','',32,'https://afhold.co.zm/staging/?p=759',0,'revision','',0),(760,5,'2026-02-16 11:59:08','2026-02-16 11:59:08','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 11:59:08','2026-02-16 11:59:08','',32,'https://afhold.co.zm/staging/?p=760',0,'revision','',0),(761,5,'2026-02-16 11:59:08','2026-02-16 11:59:08','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 11:59:08','2026-02-16 11:59:08','',32,'https://afhold.co.zm/staging/?p=761',0,'revision','',0),(762,5,'2026-02-16 11:59:08','2026-02-16 11:59:08','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 11:59:08','2026-02-16 11:59:08','',32,'https://afhold.co.zm/staging/?p=762',0,'revision','',0),(765,5,'2026-02-16 12:58:14','2026-02-16 12:58:14','','screenshot-2026-02-16_14-54-51','','inherit','open','closed','','screenshot-2026-02-16_14-54-51','','','2026-02-16 12:58:14','2026-02-16 12:58:14','',175,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_14-54-51.png',0,'attachment','image/png',0),(766,5,'2026-02-16 12:59:32','2026-02-16 12:59:32','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-02-16 12:59:32','2026-02-16 12:59:32','',175,'https://afhold.co.zm/staging/?p=766',0,'revision','',0),(767,5,'2026-02-16 13:10:11','2026-02-16 13:10:11','','MWAMI_MUGALA_0977121987','MWAMI_MUGALA_0977121987','inherit','open','closed','','mwami_mugala_0977121987-7','','','2026-02-16 13:10:11','2026-02-16 13:10:11','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Muna-Hantuba-Executive-Director.jpg',0,'attachment','image/jpeg',0),(768,5,'2026-02-16 13:10:24','2026-02-16 13:10:24','','MWAMI_MUGALA_0977121987','MWAMI_MUGALA_0977121987','inherit','open','closed','','mwami_mugala_0977121987-8','','','2026-02-16 13:10:24','2026-02-16 13:10:24','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Michael-Viljoen-Non-Executive-Director.jpg',0,'attachment','image/jpeg',0),(769,5,'2026-02-16 13:10:55','2026-02-16 13:10:55','','MWAMI_MUGALA_0977121987','MWAMI_MUGALA_0977121987','inherit','open','closed','','mwami_mugala_0977121987-9','','','2026-02-16 13:10:55','2026-02-16 13:10:55','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/John-Alan-Hurford-Janes-Chairperson.jpg',0,'attachment','image/jpeg',0),(770,5,'2026-02-16 13:11:07','2026-02-16 13:11:07','','MWAMI_MUGALA_0977121987','MWAMI_MUGALA_0977121987','inherit','open','closed','','mwami_mugala_0977121987-10','','','2026-02-16 13:11:07','2026-02-16 13:11:07','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Clair-Mathe-Lisenda-Non-Executive-Director.jpg',0,'attachment','image/jpeg',0),(771,5,'2026-02-16 13:11:16','2026-02-16 13:11:16','','MWAMI_MUGALA_0977121987','MWAMI_MUGALA_0977121987','inherit','open','closed','','mwami_mugala_0977121987-11','','','2026-02-16 13:11:16','2026-02-16 13:11:16','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Charles-H.-de-B-Carey-Non-Executive-Director.jpg',0,'attachment','image/jpeg',0),(772,5,'2026-02-16 13:41:10','2026-02-16 13:41:10','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 13:41:10','2026-02-16 13:41:10','',37,'https://afhold.co.zm/staging/?p=772',0,'revision','',0),(773,5,'2026-02-16 13:41:10','2026-02-16 13:41:10','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 13:41:10','2026-02-16 13:41:10','',37,'https://afhold.co.zm/staging/?p=773',0,'revision','',0),(774,5,'2026-02-16 13:41:10','2026-02-16 13:41:10','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 13:41:10','2026-02-16 13:41:10','',37,'https://afhold.co.zm/staging/?p=774',0,'revision','',0),(775,5,'2026-02-16 13:43:17','2026-02-16 13:43:17','','Elementor Loop Item #393','','inherit','closed','closed','','393-revision-v1','','','2026-02-16 13:43:17','2026-02-16 13:43:17','',393,'https://afhold.co.zm/staging/?p=775',0,'revision','',0),(778,5,'2026-02-16 13:50:44','2026-02-16 13:50:44','','Elementor Loop Item #393','','inherit','closed','closed','','393-revision-v1','','','2026-02-16 13:50:44','2026-02-16 13:50:44','',393,'https://afhold.co.zm/staging/?p=778',0,'revision','',0),(782,5,'2026-02-16 13:56:37','2026-02-16 13:56:37','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 13:56:37','2026-02-16 13:56:37','',37,'https://afhold.co.zm/staging/?p=782',0,'revision','',0),(780,5,'2026-02-16 13:56:37','2026-02-16 13:56:37','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 13:56:37','2026-02-16 13:56:37','',37,'https://afhold.co.zm/staging/?p=780',0,'revision','',0),(781,5,'2026-02-16 13:56:37','2026-02-16 13:56:37','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 13:56:37','2026-02-16 13:56:37','',37,'https://afhold.co.zm/staging/?p=781',0,'revision','',0),(783,5,'2026-02-16 13:58:12','2026-02-16 13:58:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 13:58:12','2026-02-16 13:58:12','',37,'https://afhold.co.zm/staging/?p=783',0,'revision','',0),(784,5,'2026-02-16 13:58:12','2026-02-16 13:58:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 13:58:12','2026-02-16 13:58:12','',37,'https://afhold.co.zm/staging/?p=784',0,'revision','',0),(785,5,'2026-02-16 13:58:12','2026-02-16 13:58:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 13:58:12','2026-02-16 13:58:12','',37,'https://afhold.co.zm/staging/?p=785',0,'revision','',0),(786,5,'2026-02-16 13:58:40','2026-02-16 13:58:40','','Elementor Loop Item #393','','inherit','closed','closed','','393-revision-v1','','','2026-02-16 13:58:40','2026-02-16 13:58:40','',393,'https://afhold.co.zm/staging/?p=786',0,'revision','',0),(787,5,'2026-02-16 14:02:37','2026-02-16 14:02:37','','Elementor Loop Item #393','','inherit','closed','closed','','393-revision-v1','','','2026-02-16 14:02:37','2026-02-16 14:02:37','',393,'https://afhold.co.zm/staging/?p=787',0,'revision','',0),(788,5,'2026-02-16 14:04:35','2026-02-16 14:04:35','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:04:35','2026-02-16 14:04:35','',37,'https://afhold.co.zm/staging/?p=788',0,'revision','',0),(789,5,'2026-02-16 14:04:35','2026-02-16 14:04:35','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:04:35','2026-02-16 14:04:35','',37,'https://afhold.co.zm/staging/?p=789',0,'revision','',0),(790,5,'2026-02-16 14:04:35','2026-02-16 14:04:35','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:04:35','2026-02-16 14:04:35','',37,'https://afhold.co.zm/staging/?p=790',0,'revision','',0),(791,5,'2026-02-16 14:06:12','2026-02-16 14:06:12','','Elementor Loop Item 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Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:29:01','2026-02-16 14:29:01','',37,'https://afhold.co.zm/staging/?p=802',0,'revision','',0),(800,5,'2026-02-16 14:29:01','2026-02-16 14:29:01','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:29:01','2026-02-16 14:29:01','',37,'https://afhold.co.zm/staging/?p=800',0,'revision','',0),(801,5,'2026-02-16 14:29:01','2026-02-16 14:29:01','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:29:01','2026-02-16 14:29:01','',37,'https://afhold.co.zm/staging/?p=801',0,'revision','',0),(807,5,'2026-02-16 14:38:44','2026-02-16 14:38:44','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-02-16 14:38:44','2026-02-16 14:38:44','',367,'https://afhold.co.zm/staging/?p=807',0,'revision','',0),(804,5,'2026-02-16 14:30:29','2026-02-16 14:30:29','','Elementor-post-screenshot_393_2026-02-16-14-30-29_2d1ca4da.png','','inherit','open','closed','','elementor-post-screenshot_393_2026-02-16-14-30-29_2d1ca4da-png','','','2026-02-16 14:30:29','2026-02-16 14:30:29','',393,'https://afhold.co.zm/staging/wp-content/uploads/elementor/screenshots/Elementor-post-screenshot_393_2026-02-16-14-30-29_2d1ca4da.png',0,'attachment','image/png',0),(806,5,'2026-02-16 14:35:51','2026-02-16 14:35:51','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-02-16 14:35:51','2026-02-16 14:35:51','',367,'https://afhold.co.zm/staging/?p=806',0,'revision','',0),(808,5,'2026-02-16 14:39:20','2026-02-16 14:39:20','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-02-16 14:39:20','2026-02-16 14:39:20','',367,'https://afhold.co.zm/staging/?p=808',0,'revision','',0),(810,5,'2026-02-16 14:45:29','2026-02-16 14:45:29','','John Alan Hurford Janes','','publish','closed','closed','','john-alan-hurford-janes','','','2026-03-11 11:30:19','2026-03-11 11:30:19','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=810',0,'executive-team-membe','',0),(811,5,'2026-02-16 14:46:26','2026-02-16 14:46:26','','Ignatius Michael Viljoen','','publish','closed','closed','','ignatius-michael-viljoen','','','2026-03-11 11:29:48','2026-03-11 11:29:48','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=811',0,'executive-team-membe','',0),(812,5,'2026-02-16 14:48:21','2026-02-16 14:48:21','','Charles de Beauvoir Carey','','publish','closed','closed','','charles-de-beauvoir-carey','','','2026-03-11 11:29:17','2026-03-11 11:29:17','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=812',0,'executive-team-membe','',0),(813,5,'2026-02-16 14:48:54','2026-02-16 14:48:54','','Clair Lisenda Mathe','','publish','closed','closed','','clair-lisenda-mathe','','','2026-03-11 11:28:50','2026-03-11 11:28:50','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=813',0,'executive-team-membe','',0),(814,5,'2026-02-16 14:52:44','2026-02-16 14:52:44','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:52:44','2026-02-16 14:52:44','',37,'https://afhold.co.zm/staging/?p=814',0,'revision','',0),(815,5,'2026-02-16 14:52:44','2026-02-16 14:52:44','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:52:44','2026-02-16 14:52:44','',37,'https://afhold.co.zm/staging/?p=815',0,'revision','',0),(816,5,'2026-02-16 14:52:44','2026-02-16 14:52:44','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:52:44','2026-02-16 14:52:44','',37,'https://afhold.co.zm/staging/?p=816',0,'revision','',0),(817,5,'2026-02-16 14:54:53','2026-02-16 14:54:53','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:54:53','2026-02-16 14:54:53','',37,'https://afhold.co.zm/staging/?p=817',0,'revision','',0),(818,5,'2026-02-16 14:54:53','2026-02-16 14:54:53','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:54:53','2026-02-16 14:54:53','',37,'https://afhold.co.zm/staging/?p=818',0,'revision','',0),(819,5,'2026-02-16 14:54:54','2026-02-16 14:54:54','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 14:54:54','2026-02-16 14:54:54','',37,'https://afhold.co.zm/staging/?p=819',0,'revision','',0),(820,5,'2026-02-16 14:57:16','2026-02-16 14:57:16','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 14:57:16','2026-02-16 14:57:16','',32,'https://afhold.co.zm/staging/?p=820',0,'revision','',0),(821,5,'2026-02-16 14:57:16','2026-02-16 14:57:16','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 14:57:16','2026-02-16 14:57:16','',32,'https://afhold.co.zm/staging/?p=821',0,'revision','',0),(822,5,'2026-02-16 14:57:16','2026-02-16 14:57:16','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 14:57:16','2026-02-16 14:57:16','',32,'https://afhold.co.zm/staging/?p=822',0,'revision','',0),(823,5,'2026-02-16 15:00:07','2026-02-16 15:00:07','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 15:00:07','2026-02-16 15:00:07','',37,'https://afhold.co.zm/staging/?p=823',0,'revision','',0),(824,5,'2026-02-16 15:00:07','2026-02-16 15:00:07','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 15:00:07','2026-02-16 15:00:07','',37,'https://afhold.co.zm/staging/?p=824',0,'revision','',0),(825,5,'2026-02-16 15:00:08','2026-02-16 15:00:08','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-16 15:00:08','2026-02-16 15:00:08','',37,'https://afhold.co.zm/staging/?p=825',0,'revision','',0),(826,5,'2026-02-16 15:02:44','2026-02-16 15:02:44','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<h3>\n							enquiries@afhold.co.zm						\n					</h3>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                       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                         Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-02-16 15:02:44','2026-02-16 15:02:44','',76,'https://afhold.co.zm/staging/?p=826',0,'revision','',0),(827,5,'2026-02-16 15:04:19','2026-02-16 15:04:19','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 15:04:19','2026-02-16 15:04:19','',32,'https://afhold.co.zm/staging/?p=827',0,'revision','',0),(828,5,'2026-02-16 15:04:19','2026-02-16 15:04:19','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 15:04:19','2026-02-16 15:04:19','',32,'https://afhold.co.zm/staging/?p=828',0,'revision','',0),(829,5,'2026-02-16 15:04:19','2026-02-16 15:04:19','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-16 15:04:19','2026-02-16 15:04:19','',32,'https://afhold.co.zm/staging/?p=829',0,'revision','',0),(831,5,'2026-02-17 07:58:50','2026-02-17 07:58:50','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<h3>\n							enquiries@afhold.co.zm						\n					</h3>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                 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Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-02-17 07:58:50','2026-02-17 07:58:50','',76,'https://afhold.co.zm/staging/?p=831',0,'revision','',0),(830,5,'2026-02-17 07:47:48','2026-02-17 07:47:48','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<h3>\n							enquiries@afhold.co.zm						\n					</h3>\n									<h3>\n							enquiries@afhold.co.zm						\n					</h3>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n      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07:47:48','',76,'https://afhold.co.zm/staging/?p=830',0,'revision','',0),(832,5,'2026-02-17 08:04:26','2026-02-17 08:04:26','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n             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<a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                     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                                                                                  <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                             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Article Type','news-article-type','publish','closed','closed','','taxonomy_6994221a0a8e2','','','2026-02-17 08:09:40','2026-02-17 08:09:40','',0,'https://afhold.co.zm/staging/?post_type=acf-taxonomy&#038;p=833',0,'acf-taxonomy','',0),(1088,5,'2026-03-13 07:22:11','2026-03-13 07:22:11','<h2>Latest Article</h2>					<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Elementor Single Post #412','','inherit','closed','closed','','412-revision-v1','','','2026-03-13 07:22:11','2026-03-13 07:22:11','',412,'https://afhold.co.zm/staging/?p=1088',0,'revision','',0),(1089,5,'2026-03-13 07:28:52','2026-03-13 07:28:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:28:52','2026-03-13 07:28:52','',32,'https://afhold.co.zm/staging/?p=1089',0,'revision','',0),(837,5,'2026-02-17 08:29:56','2026-02-17 08:29:56','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-17 08:29:56','2026-02-17 08:29:56','',422,'https://afhold.co.zm/staging/?p=837',0,'revision','',0),(838,5,'2026-02-17 08:30:30','2026-02-17 08:30:30','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-17 08:30:30','2026-02-17 08:30:30','',422,'https://afhold.co.zm/staging/?p=838',0,'revision','',0),(839,5,'2026-02-17 08:30:54','2026-02-17 08:30:54','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-17 08:30:54','2026-02-17 08:30:54','',422,'https://afhold.co.zm/staging/?p=839',0,'revision','',0),(840,5,'2026-02-17 08:31:11','2026-02-17 08:31:11','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-17 08:31:11','2026-02-17 08:31:11','',422,'https://afhold.co.zm/staging/?p=840',0,'revision','',0),(841,5,'2026-02-17 08:32:13','2026-02-17 08:32:13','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-17 08:32:13','2026-02-17 08:32:13','',422,'https://afhold.co.zm/staging/?p=841',0,'revision','',0),(842,5,'2026-02-17 08:32:41','2026-02-17 08:32:41','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-17 08:32:41','2026-02-17 08:32:41','',422,'https://afhold.co.zm/staging/?p=842',0,'revision','',0),(843,5,'2026-02-17 08:33:16','2026-02-17 08:33:16','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-17 08:33:16','2026-02-17 08:33:16','',422,'https://afhold.co.zm/staging/?p=843',0,'revision','',0),(844,5,'2026-02-17 08:34:53','2026-02-17 08:34:53','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-17 08:34:53','2026-02-17 08:34:53','',422,'https://afhold.co.zm/staging/?p=844',0,'revision','',0),(845,5,'2026-02-17 08:44:23','2026-02-17 08:44:23','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-17 08:44:23','2026-02-17 08:44:23','',422,'https://afhold.co.zm/staging/?p=845',0,'revision','',0),(853,5,'2026-02-17 09:53:48','2026-02-17 09:53:48','<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-17 09:53:48','2026-02-17 09:53:48','',422,'https://afhold.co.zm/staging/?p=853',0,'revision','',0),(848,5,'2026-02-17 09:43:59','2026-02-17 09:43:59','<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.</p>								<a role=\"button\">\n									Read more\n					</a>','Elementor Loop Item #422','','inherit','closed','closed','','422-revision-v1','','','2026-02-17 09:43:59','2026-02-17 09:43:59','',422,'https://afhold.co.zm/staging/?p=848',0,'revision','',0),(849,5,'2026-02-17 09:46:20','2026-02-17 09:46:20','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-17 09:46:20','2026-02-17 09:46:20','',32,'https://afhold.co.zm/staging/?p=849',0,'revision','',0),(850,5,'2026-02-17 09:46:20','2026-02-17 09:46:20','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-02-17 09:46:20','2026-02-17 09:46:20','',32,'https://afhold.co.zm/staging/?p=850',0,'revision','',0),(851,5,'2026-02-17 09:46:20','2026-02-17 09:46:20','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; 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Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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12:42:15','2026-02-17 12:42:15','',412,'https://afhold.co.zm/staging/?p=868',0,'revision','',0),(869,5,'2026-02-17 14:09:01','2026-02-17 14:09:01','<h2>Latest Article</h2>					<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Elementor Single Post #412','','inherit','closed','closed','','412-revision-v1','','','2026-02-17 14:09:01','2026-02-17 14:09:01','',412,'https://afhold.co.zm/staging/?p=869',0,'revision','',0),(870,5,'2026-02-17 14:09:39','2026-02-17 14:09:39','<h2>Latest Article</h2>					<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Elementor Single Post #412','','inherit','closed','closed','','412-revision-v1','','','2026-02-17 14:09:39','2026-02-17 14:09:39','',412,'https://afhold.co.zm/staging/?p=870',0,'revision','',0),(872,5,'2026-02-18 14:25:36','2026-02-18 14:25:36','<h2>About Us</h2>		<p>Home / About Us</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:25:36','2026-02-18 14:25:36','',37,'https://afhold.co.zm/staging/?p=872',0,'revision','',0),(873,5,'2026-02-18 14:25:36','2026-02-18 14:25:36','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:25:36','2026-02-18 14:25:36','',37,'https://afhold.co.zm/staging/?p=873',0,'revision','',0),(874,5,'2026-02-18 14:27:04','2026-02-18 14:27:04','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-18 14:27:04','2026-02-18 14:27:04','',100,'https://afhold.co.zm/staging/?p=874',0,'revision','',0),(875,5,'2026-02-18 14:27:04','2026-02-18 14:27:04','<h2>Aflife Capital </h2>		<p>Home / Aflife Capital</p>			<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-02-18 14:27:04','2026-02-18 14:27:04','',100,'https://afhold.co.zm/staging/?p=875',0,'revision','',0),(877,5,'2026-02-18 14:30:03','2026-02-18 14:30:03','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-18 14:30:03','2026-02-18 14:30:03','',42,'https://afhold.co.zm/staging/?p=877',0,'revision','',0),(878,5,'2026-02-18 14:30:04','2026-02-18 14:30:04','<h2>Investors</h2>		<p>Home / Investors</p>			<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-18 14:30:04','2026-02-18 14:30:04','',42,'https://afhold.co.zm/staging/?p=878',0,'revision','',0),(879,5,'2026-02-18 14:30:04','2026-02-18 14:30:04','<h2>Investors</h2>					<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-02-18 14:30:04','2026-02-18 14:30:04','',42,'https://afhold.co.zm/staging/?p=879',0,'revision','',0),(880,5,'2026-02-18 14:30:48','2026-02-18 14:30:48','<h2>News</h2>		<p>Home / News</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>					<search role=\"search\" data-base-url=\"https://afhold.co.zm/staging/\" data-page-num=\"1\">\n							<button data-filter=\"news-article\" aria-pressed=\"false\">News Article</button>\n									<button data-filter=\"__all\" aria-pressed=\"true\">\n				All			</button>\n					</search>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-18 14:30:48','2026-02-18 14:30:48','',47,'https://afhold.co.zm/staging/?p=880',0,'revision','',0),(881,5,'2026-02-18 14:30:48','2026-02-18 14:30:48','<h2>News</h2>		<p>Home / News</p>			<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>					<search role=\"search\" data-base-url=\"https://afhold.co.zm/staging/\" data-page-num=\"1\">\n							<button data-filter=\"news-article\" aria-pressed=\"false\">News Article</button>\n									<button data-filter=\"__all\" aria-pressed=\"true\">\n				All			</button>\n					</search>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-18 14:30:48','2026-02-18 14:30:48','',47,'https://afhold.co.zm/staging/?p=881',0,'revision','',0),(1040,5,'2026-03-11 12:30:29','2026-03-11 12:30:29','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-11 12:30:29','2026-03-11 12:30:29','',47,'https://afhold.co.zm/staging/?p=1040',0,'revision','',0),(882,5,'2026-02-18 14:30:48','2026-02-18 14:30:48','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>					<search role=\"search\" data-base-url=\"https://afhold.co.zm/staging/\" data-page-num=\"1\">\n							<button data-filter=\"careers\" aria-pressed=\"false\">Careers</button>\n							<button data-filter=\"news-article\" aria-pressed=\"false\">News Article</button>\n									<button data-filter=\"__all\" aria-pressed=\"true\">\n				All			</button>\n					</search>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-02-18 14:30:48','2026-02-18 14:30:48','',47,'https://afhold.co.zm/staging/?p=882',0,'revision','',0),(884,5,'2026-02-18 14:33:13','2026-02-18 14:33:13','<h2>Latest Article</h2>					<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Elementor Single Post #412','','inherit','closed','closed','','412-revision-v1','','','2026-02-18 14:33:13','2026-02-18 14:33:13','',412,'https://afhold.co.zm/staging/?p=884',0,'revision','',0),(885,5,'2026-02-18 14:38:50','2026-02-18 14:38:50','','Simple org chart','','inherit','open','closed','','simple-org-chart','','','2026-02-18 14:38:50','2026-02-18 14:38:50','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart.png',0,'attachment','image/png',0),(886,5,'2026-02-18 14:42:28','2026-02-18 14:42:28','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:42:28','2026-02-18 14:42:28','',37,'https://afhold.co.zm/staging/?p=886',0,'revision','',0),(887,5,'2026-02-18 14:42:28','2026-02-18 14:42:28','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:42:28','2026-02-18 14:42:28','',37,'https://afhold.co.zm/staging/?p=887',0,'revision','',0),(888,5,'2026-02-18 14:42:28','2026-02-18 14:42:28','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            Equity re- organisation and implementation of the AfHold Group structure as follows:\n<img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.png\" alt=\"\" width=\"468\" height=\"500\" />\n&nbsp;                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:42:28','2026-02-18 14:42:28','',37,'https://afhold.co.zm/staging/?p=888',0,'revision','',0),(889,5,'2026-02-18 14:43:43','2026-02-18 14:43:43','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            Equity re- organisation and implementation of the AfHold Group structure as follows:\n<img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.png\" alt=\"\" width=\"468\" height=\"500\" />\n&nbsp;                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:43:43','2026-02-18 14:43:43','',37,'https://afhold.co.zm/staging/?p=889',0,'revision','',0),(890,5,'2026-02-18 14:43:43','2026-02-18 14:43:43','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            Equity re- organisation and implementation of the AfHold Group structure as follows:\n<img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.png\" alt=\"\" width=\"468\" height=\"500\" />\n&nbsp;                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:43:43','2026-02-18 14:43:43','',37,'https://afhold.co.zm/staging/?p=890',0,'revision','',0),(891,5,'2026-02-18 14:43:43','2026-02-18 14:43:43','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            Equity re- organisation and implementation of the AfHold Group structure as follows:\n<img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.png\" alt=\"\" width=\"468\" height=\"500\" />\n&nbsp;                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:43:43','2026-02-18 14:43:43','',37,'https://afhold.co.zm/staging/?p=891',0,'revision','',0),(895,5,'2026-02-18 14:47:27','2026-02-18 14:47:27','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            Equity re- organisation and implementation of the AfHold Group structure as follows:\n<br>\n<br>\n<br>\n<img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.png\" alt=\"\" width=\"268\" height=\"300\" />\n&nbsp;                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:47:27','2026-02-18 14:47:27','',37,'https://afhold.co.zm/staging/?p=895',0,'revision','',0),(893,5,'2026-02-18 14:47:27','2026-02-18 14:47:27','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            Equity re- organisation and implementation of the AfHold Group structure as follows:\n<img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.png\" alt=\"\" width=\"468\" height=\"500\" />\n&nbsp;                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:47:27','2026-02-18 14:47:27','',37,'https://afhold.co.zm/staging/?p=893',0,'revision','',0),(894,5,'2026-02-18 14:47:27','2026-02-18 14:47:27','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            Equity re- organisation and implementation of the AfHold Group structure as follows:\n<img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.png\" alt=\"\" width=\"468\" height=\"500\" />\n&nbsp;                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-18 14:47:27','2026-02-18 14:47:27','',37,'https://afhold.co.zm/staging/?p=894',0,'revision','',0),(903,5,'2026-02-19 09:37:59','2026-02-19 09:37:59','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:37:59','2026-02-19 09:37:59','',37,'https://afhold.co.zm/staging/?p=903',0,'revision','',0),(900,5,'2026-02-19 09:34:25','2026-02-19 09:34:25','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n&nbsp;\n<p>Anglo created a financial services division to incept the business of pension funds management for<br>Anglo related companies.</p>\n<p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p>\n<ul>\n<li><strong>Hill and Delamain</strong></li>\n<li><strong>Total</strong></li>\n<li><strong>Chloride</strong></li>\n<li><strong>Deloitte and Touche</strong></li>\n<li><strong>Philips</strong></li>\n</ul>\n<p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>\n&nbsp;\n<p>Anglo created a financial services division to incept the business of pension funds management for<br>Anglo related companies.</p>\n<p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p>\n<ul>\n<li><strong>Hill and Delamain</strong></li>\n<li><strong>Total</strong></li>\n<li><strong>Chloride</strong></li>\n<li><strong>Deloitte and Touche</strong></li>\n<li><strong>Philips</strong></li>\n</ul>\n<p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>\n													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:34:25','2026-02-19 09:34:25','',37,'https://afhold.co.zm/staging/?p=900',0,'revision','',0),(897,5,'2026-02-19 08:50:56','2026-02-19 08:50:56','','Simple org chart','','inherit','open','closed','','simple-org-chart-2','','','2026-03-11 14:28:38','2026-03-11 14:28:38','',1057,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart.jpeg',0,'attachment','image/jpeg',0),(898,5,'2026-02-19 09:34:25','2026-02-19 09:34:25','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            Equity re- organisation and implementation of the AfHold Group structure as follows:\n<br>\n<br>\n<br>\n<img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.png\" alt=\"\" width=\"268\" height=\"300\" />\n&nbsp;                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:34:25','2026-02-19 09:34:25','',37,'https://afhold.co.zm/staging/?p=898',0,'revision','',0),(899,5,'2026-02-19 09:34:25','2026-02-19 09:34:25','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            Equity re- organisation and implementation of the AfHold Group structure as follows:\n<br>\n<br>\n<br>\n<img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.png\" alt=\"\" width=\"268\" height=\"300\" />\n&nbsp;                        \n															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:34:25','2026-02-19 09:34:25','',37,'https://afhold.co.zm/staging/?p=899',0,'revision','',0),(901,5,'2026-02-19 09:37:59','2026-02-19 09:37:59','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n&nbsp;\n<p>Anglo created a financial services division to incept the business of pension funds management for<br>Anglo related companies.</p>\n<p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p>\n<ul>\n<li><strong>Hill and Delamain</strong></li>\n<li><strong>Total</strong></li>\n<li><strong>Chloride</strong></li>\n<li><strong>Deloitte and Touche</strong></li>\n<li><strong>Philips</strong></li>\n</ul>\n<p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>\n&nbsp;\n<p>Anglo created a financial services division to incept the business of pension funds management for<br>Anglo related companies.</p>\n<p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p>\n<ul>\n<li><strong>Hill and Delamain</strong></li>\n<li><strong>Total</strong></li>\n<li><strong>Chloride</strong></li>\n<li><strong>Deloitte and Touche</strong></li>\n<li><strong>Philips</strong></li>\n</ul>\n<p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>\n													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:37:59','2026-02-19 09:37:59','',37,'https://afhold.co.zm/staging/?p=901',0,'revision','',0),(902,5,'2026-02-19 09:37:59','2026-02-19 09:37:59','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n&nbsp;\n<p>Anglo created a financial services division to incept the business of pension funds management for<br>Anglo related companies.</p>\n<p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p>\n<ul>\n<li><strong>Hill and Delamain</strong></li>\n<li><strong>Total</strong></li>\n<li><strong>Chloride</strong></li>\n<li><strong>Deloitte and Touche</strong></li>\n<li><strong>Philips</strong></li>\n</ul>\n<p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>\n&nbsp;\n<p>Anglo created a financial services division to incept the business of pension funds management for<br>Anglo related companies.</p>\n<p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p>\n<ul>\n<li><strong>Hill and Delamain</strong></li>\n<li><strong>Total</strong></li>\n<li><strong>Chloride</strong></li>\n<li><strong>Deloitte and Touche</strong></li>\n<li><strong>Philips</strong></li>\n</ul>\n<p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>\n													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:37:59','2026-02-19 09:37:59','',37,'https://afhold.co.zm/staging/?p=902',0,'revision','',0),(904,5,'2026-02-19 09:38:40','2026-02-19 09:38:40','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:38:40','2026-02-19 09:38:40','',37,'https://afhold.co.zm/staging/?p=904',0,'revision','',0),(905,5,'2026-02-19 09:38:40','2026-02-19 09:38:40','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:38:40','2026-02-19 09:38:40','',37,'https://afhold.co.zm/staging/?p=905',0,'revision','',0),(906,5,'2026-02-19 09:38:40','2026-02-19 09:38:40','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:38:40','2026-02-19 09:38:40','',37,'https://afhold.co.zm/staging/?p=906',0,'revision','',0),(907,5,'2026-02-19 09:39:46','2026-02-19 09:39:46','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:39:46','2026-02-19 09:39:46','',37,'https://afhold.co.zm/staging/?p=907',0,'revision','',0),(908,5,'2026-02-19 09:39:46','2026-02-19 09:39:46','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>													<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:39:46','2026-02-19 09:39:46','',37,'https://afhold.co.zm/staging/?p=908',0,'revision','',0),(909,5,'2026-02-19 09:39:46','2026-02-19 09:39:46','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>					\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:39:46','2026-02-19 09:39:46','',37,'https://afhold.co.zm/staging/?p=909',0,'revision','',0),(910,5,'2026-02-19 09:43:42','2026-02-19 09:43:42','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>					\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:43:42','2026-02-19 09:43:42','',37,'https://afhold.co.zm/staging/?p=910',0,'revision','',0),(911,5,'2026-02-19 09:43:42','2026-02-19 09:43:42','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>					\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:43:42','2026-02-19 09:43:42','',37,'https://afhold.co.zm/staging/?p=911',0,'revision','',0),(945,5,'2026-02-19 09:56:09','2026-02-19 09:56:09','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:56:09','2026-02-19 09:56:09','',37,'https://afhold.co.zm/staging/?p=945',0,'revision','',0),(912,5,'2026-02-19 09:43:43','2026-02-19 09:43:43','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:43:43','2026-02-19 09:43:43','',37,'https://afhold.co.zm/staging/?p=912',0,'revision','',0),(913,5,'2026-02-19 09:48:10','2026-02-19 09:48:10','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:48:10','2026-02-19 09:48:10','',37,'https://afhold.co.zm/staging/?p=913',0,'revision','',0),(914,5,'2026-02-19 09:48:10','2026-02-19 09:48:10','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:48:10','2026-02-19 09:48:10','',37,'https://afhold.co.zm/staging/?p=914',0,'revision','',0),(915,5,'2026-02-19 09:48:11','2026-02-19 09:48:11','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:48:11','2026-02-19 09:48:11','',37,'https://afhold.co.zm/staging/?p=915',0,'revision','',0),(916,5,'2026-02-19 09:48:20','2026-02-19 09:48:20','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:48:20','2026-02-19 09:48:20','',37,'https://afhold.co.zm/staging/?p=916',0,'revision','',0),(917,5,'2026-02-19 09:48:20','2026-02-19 09:48:20','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:48:20','2026-02-19 09:48:20','',37,'https://afhold.co.zm/staging/?p=917',0,'revision','',0),(918,5,'2026-02-19 09:48:21','2026-02-19 09:48:21','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:48:21','2026-02-19 09:48:21','',37,'https://afhold.co.zm/staging/?p=918',0,'revision','',0),(919,5,'2026-02-19 09:49:06','2026-02-19 09:49:06','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:49:06','2026-02-19 09:49:06','',37,'https://afhold.co.zm/staging/?p=919',0,'revision','',0),(920,5,'2026-02-19 09:49:07','2026-02-19 09:49:07','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:49:07','2026-02-19 09:49:07','',37,'https://afhold.co.zm/staging/?p=920',0,'revision','',0),(921,5,'2026-02-19 09:49:07','2026-02-19 09:49:07','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:49:07','2026-02-19 09:49:07','',37,'https://afhold.co.zm/staging/?p=921',0,'revision','',0),(922,5,'2026-02-19 09:49:39','2026-02-19 09:49:39','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:49:39','2026-02-19 09:49:39','',37,'https://afhold.co.zm/staging/?p=922',0,'revision','',0),(923,5,'2026-02-19 09:49:39','2026-02-19 09:49:39','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:49:39','2026-02-19 09:49:39','',37,'https://afhold.co.zm/staging/?p=923',0,'revision','',0),(924,5,'2026-02-19 09:49:39','2026-02-19 09:49:39','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:49:39','2026-02-19 09:49:39','',37,'https://afhold.co.zm/staging/?p=924',0,'revision','',0),(925,5,'2026-02-19 09:50:23','2026-02-19 09:50:23','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:50:23','2026-02-19 09:50:23','',37,'https://afhold.co.zm/staging/?p=925',0,'revision','',0),(926,5,'2026-02-19 09:50:23','2026-02-19 09:50:23','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:50:23','2026-02-19 09:50:23','',37,'https://afhold.co.zm/staging/?p=926',0,'revision','',0),(927,5,'2026-02-19 09:50:23','2026-02-19 09:50:23','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:50:23','2026-02-19 09:50:23','',37,'https://afhold.co.zm/staging/?p=927',0,'revision','',0),(928,5,'2026-02-19 09:50:52','2026-02-19 09:50:52','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:50:52','2026-02-19 09:50:52','',37,'https://afhold.co.zm/staging/?p=928',0,'revision','',0),(929,5,'2026-02-19 09:50:52','2026-02-19 09:50:52','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:50:52','2026-02-19 09:50:52','',37,'https://afhold.co.zm/staging/?p=929',0,'revision','',0),(930,5,'2026-02-19 09:50:53','2026-02-19 09:50:53','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:50:53','2026-02-19 09:50:53','',37,'https://afhold.co.zm/staging/?p=930',0,'revision','',0);
INSERT INTO `wpph_posts` VALUES (931,5,'2026-02-19 09:52:44','2026-02-19 09:52:44','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:52:44','2026-02-19 09:52:44','',37,'https://afhold.co.zm/staging/?p=931',0,'revision','',0),(932,5,'2026-02-19 09:52:44','2026-02-19 09:52:44','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:52:44','2026-02-19 09:52:44','',37,'https://afhold.co.zm/staging/?p=932',0,'revision','',0),(933,5,'2026-02-19 09:52:44','2026-02-19 09:52:44','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:52:44','2026-02-19 09:52:44','',37,'https://afhold.co.zm/staging/?p=933',0,'revision','',0),(934,5,'2026-02-19 09:53:34','2026-02-19 09:53:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:53:34','2026-02-19 09:53:34','',37,'https://afhold.co.zm/staging/?p=934',0,'revision','',0),(935,5,'2026-02-19 09:53:34','2026-02-19 09:53:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:53:34','2026-02-19 09:53:34','',37,'https://afhold.co.zm/staging/?p=935',0,'revision','',0),(936,5,'2026-02-19 09:53:34','2026-02-19 09:53:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:53:34','2026-02-19 09:53:34','',37,'https://afhold.co.zm/staging/?p=936',0,'revision','',0),(937,5,'2026-02-19 09:54:21','2026-02-19 09:54:21','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:54:21','2026-02-19 09:54:21','',37,'https://afhold.co.zm/staging/?p=937',0,'revision','',0),(938,5,'2026-02-19 09:54:21','2026-02-19 09:54:21','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:54:21','2026-02-19 09:54:21','',37,'https://afhold.co.zm/staging/?p=938',0,'revision','',0),(939,5,'2026-02-19 09:54:21','2026-02-19 09:54:21','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:54:21','2026-02-19 09:54:21','',37,'https://afhold.co.zm/staging/?p=939',0,'revision','',0),(940,5,'2026-02-19 09:55:33','2026-02-19 09:55:33','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:55:33','2026-02-19 09:55:33','',37,'https://afhold.co.zm/staging/?p=940',0,'revision','',0),(941,5,'2026-02-19 09:55:33','2026-02-19 09:55:33','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:55:33','2026-02-19 09:55:33','',37,'https://afhold.co.zm/staging/?p=941',0,'revision','',0),(942,5,'2026-02-19 09:55:33','2026-02-19 09:55:33','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:55:33','2026-02-19 09:55:33','',37,'https://afhold.co.zm/staging/?p=942',0,'revision','',0),(943,5,'2026-02-19 09:56:08','2026-02-19 09:56:08','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:56:08','2026-02-19 09:56:08','',37,'https://afhold.co.zm/staging/?p=943',0,'revision','',0),(944,5,'2026-02-19 09:56:09','2026-02-19 09:56:09','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n                            <p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p><p><img src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg\" alt=\"\" width=\"468\" height=\"500\" /></p>                        \n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 09:56:09','2026-02-19 09:56:09','',37,'https://afhold.co.zm/staging/?p=944',0,'revision','',0),(949,5,'2026-02-19 10:01:36','2026-02-19 10:01:36','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:01:36','2026-02-19 10:01:36','',37,'https://afhold.co.zm/staging/?p=949',0,'revision','',0),(947,5,'2026-02-19 10:01:35','2026-02-19 10:01:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:01:35','2026-02-19 10:01:35','',37,'https://afhold.co.zm/staging/?p=947',0,'revision','',0),(948,5,'2026-02-19 10:01:35','2026-02-19 10:01:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:01:35','2026-02-19 10:01:35','',37,'https://afhold.co.zm/staging/?p=948',0,'revision','',0),(950,5,'2026-02-19 10:07:35','2026-02-19 10:07:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:07:35','2026-02-19 10:07:35','',37,'https://afhold.co.zm/staging/?p=950',0,'revision','',0),(951,5,'2026-02-19 10:07:35','2026-02-19 10:07:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:07:35','2026-02-19 10:07:35','',37,'https://afhold.co.zm/staging/?p=951',0,'revision','',0),(952,5,'2026-02-19 10:07:35','2026-02-19 10:07:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-19 10:07:35','2026-02-19 10:07:35','',37,'https://afhold.co.zm/staging/?p=952',0,'revision','',0),(955,5,'2026-03-06 13:03:13','2026-03-06 13:03:13','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"88\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Logo-Icon.svg\" alt=\"\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-06 13:03:13','2026-03-06 13:03:13','',32,'https://afhold.co.zm/staging/?p=955',0,'revision','',0),(1221,5,'2026-03-18 09:59:52','2026-03-18 09:59:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-18 09:59:52','2026-03-18 09:59:52','',32,'https://afhold.co.zm/staging/?p=1221',0,'revision','',0),(956,5,'2026-03-06 13:03:13','2026-03-06 13:03:13','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-06 13:03:13','2026-03-06 13:03:13','',32,'https://afhold.co.zm/staging/?p=956',0,'revision','',0),(957,5,'2026-03-06 13:04:59','2026-03-06 13:04:59','','Alife Logo - Blue','','inherit','open','closed','','alife-logo-blue-4','','','2026-03-06 13:04:59','2026-03-06 13:04:59','',14,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Alife-Logo-Blue-1.webp',0,'attachment','image/webp',0),(958,5,'2026-03-06 13:05:16','2026-03-06 13:05:16','','Kit Styles: Probiz - Business Consulting Elementor Template Kit','','inherit','closed','closed','','14-revision-v1','','','2026-03-06 13:05:16','2026-03-06 13:05:16','',14,'https://afhold.co.zm/staging/?p=958',0,'revision','',0),(959,5,'2026-03-06 13:08:06','2026-03-06 13:08:06','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-06 13:08:06','2026-03-06 13:08:06','',76,'https://afhold.co.zm/staging/?p=959',0,'revision','',0),(1091,5,'2026-03-13 07:28:53','2026-03-13 07:28:53','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:28:53','2026-03-13 07:28:53','',32,'https://afhold.co.zm/staging/?p=1091',0,'revision','',0),(964,5,'2026-03-06 13:36:39','2026-03-06 13:36:39','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:36:39','2026-03-06 13:36:39','',37,'https://afhold.co.zm/staging/?p=964',0,'revision','',0),(962,5,'2026-03-06 13:36:39','2026-03-06 13:36:39','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:36:39','2026-03-06 13:36:39','',37,'https://afhold.co.zm/staging/?p=962',0,'revision','',0),(963,5,'2026-03-06 13:36:39','2026-03-06 13:36:39','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:36:39','2026-03-06 13:36:39','',37,'https://afhold.co.zm/staging/?p=963',0,'revision','',0),(968,5,'2026-03-06 13:43:15','2026-03-06 13:43:15','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:43:15','2026-03-06 13:43:15','',37,'https://afhold.co.zm/staging/?p=968',0,'revision','',0),(966,5,'2026-03-06 13:43:14','2026-03-06 13:43:14','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:43:14','2026-03-06 13:43:14','',37,'https://afhold.co.zm/staging/?p=966',0,'revision','',0),(967,5,'2026-03-06 13:43:14','2026-03-06 13:43:14','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-06 13:43:14','2026-03-06 13:43:14','',37,'https://afhold.co.zm/staging/?p=967',0,'revision','',0),(969,5,'2026-03-06 13:55:32','2026-03-06 13:55:32','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-06 13:55:32','2026-03-06 13:55:32','',100,'https://afhold.co.zm/staging/?p=969',0,'revision','',0),(970,5,'2026-03-06 13:55:32','2026-03-06 13:55:32','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-06 13:55:32','2026-03-06 13:55:32','',100,'https://afhold.co.zm/staging/?p=970',0,'revision','',0),(971,5,'2026-03-06 13:55:32','2026-03-06 13:55:32','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-06 13:55:32','2026-03-06 13:55:32','',100,'https://afhold.co.zm/staging/?p=971',0,'revision','',0),(972,5,'2026-03-06 14:35:57','2026-03-06 14:35:57','<h2>Investors</h2>					<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-06 14:35:57','2026-03-06 14:35:57','',42,'https://afhold.co.zm/staging/?p=972',0,'revision','',0),(973,5,'2026-03-06 14:35:57','2026-03-06 14:35:57','<h2>Investors</h2>					<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-06 14:35:57','2026-03-06 14:35:57','',42,'https://afhold.co.zm/staging/?p=973',0,'revision','',0),(974,5,'2026-03-06 14:35:57','2026-03-06 14:35:57','<h2>Investors</h2>					<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-06 14:35:57','2026-03-06 14:35:57','',42,'https://afhold.co.zm/staging/?p=974',0,'revision','',0),(975,5,'2026-03-06 14:44:34','2026-03-06 14:44:34','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>					<search role=\"search\" data-base-url=\"https://afhold.co.zm/staging/\" data-page-num=\"1\">\n							<button data-filter=\"careers\" aria-pressed=\"false\">Careers</button>\n							<button data-filter=\"news-article\" aria-pressed=\"false\">News Article</button>\n									<button data-filter=\"__all\" aria-pressed=\"true\">\n				All			</button>\n					</search>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-06 14:44:34','2026-03-06 14:44:34','',47,'https://afhold.co.zm/staging/?p=975',0,'revision','',0),(976,5,'2026-03-06 14:44:34','2026-03-06 14:44:34','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>					<search role=\"search\" data-base-url=\"https://afhold.co.zm/staging/\" data-page-num=\"1\">\n							<button data-filter=\"careers\" aria-pressed=\"false\">Careers</button>\n							<button data-filter=\"news-article\" aria-pressed=\"false\">News Article</button>\n									<button data-filter=\"__all\" aria-pressed=\"true\">\n				All			</button>\n					</search>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-06 14:44:34','2026-03-06 14:44:34','',47,'https://afhold.co.zm/staging/?p=976',0,'revision','',0),(977,5,'2026-03-06 14:44:34','2026-03-06 14:44:34','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>					<search role=\"search\" data-base-url=\"https://afhold.co.zm/staging/\" data-page-num=\"1\">\n							<button data-filter=\"careers\" aria-pressed=\"false\">Careers</button>\n							<button data-filter=\"news-article\" aria-pressed=\"false\">News Article</button>\n									<button data-filter=\"__all\" aria-pressed=\"true\">\n				All			</button>\n					</search>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-06 14:44:34','2026-03-06 14:44:34','',47,'https://afhold.co.zm/staging/?p=977',0,'revision','',0),(1177,5,'2026-03-18 09:16:38','2026-03-18 09:16:38','','394x595','','inherit','open','closed','','394x595','','','2026-03-18 09:16:38','2026-03-18 09:16:38','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/394x595.jpg',0,'attachment','image/jpeg',0),(1187,5,'2026-03-18 09:29:07','2026-03-18 09:29:07','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:29:07','2026-03-18 09:29:07','',37,'https://afhold.co.zm/staging/?p=1187',0,'revision','',0),(1183,5,'2026-03-18 09:24:00','2026-03-18 09:24:00','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:24:00','2026-03-18 09:24:00','',37,'https://afhold.co.zm/staging/?p=1183',0,'revision','',0),(983,5,'2026-03-11 08:39:12','2026-03-11 08:39:12','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:12','2026-03-11 08:39:12','',37,'https://afhold.co.zm/staging/?p=983',0,'revision','',0),(980,5,'2026-03-11 08:32:30','2026-03-11 08:32:30','','Screenshot-29','','inherit','open','closed','','screenshot-29','','','2026-03-11 08:32:30','2026-03-11 08:32:30','',37,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png',0,'attachment','image/png',0),(981,5,'2026-03-11 08:39:09','2026-03-11 08:39:09','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:09','2026-03-11 08:39:09','',37,'https://afhold.co.zm/staging/?p=981',0,'revision','',0),(982,5,'2026-03-11 08:39:09','2026-03-11 08:39:09','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:09','2026-03-11 08:39:09','',37,'https://afhold.co.zm/staging/?p=982',0,'revision','',0),(984,5,'2026-03-11 08:39:29','2026-03-11 08:39:29','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:29','2026-03-11 08:39:29','',37,'https://afhold.co.zm/staging/?p=984',0,'revision','',0),(985,5,'2026-03-11 08:39:29','2026-03-11 08:39:29','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:29','2026-03-11 08:39:29','',37,'https://afhold.co.zm/staging/?p=985',0,'revision','',0),(986,5,'2026-03-11 08:39:30','2026-03-11 08:39:30','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:39:30','2026-03-11 08:39:30','',37,'https://afhold.co.zm/staging/?p=986',0,'revision','',0),(987,5,'2026-03-11 08:40:17','2026-03-11 08:40:17','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:40:17','2026-03-11 08:40:17','',37,'https://afhold.co.zm/staging/?p=987',0,'revision','',0),(988,5,'2026-03-11 08:40:17','2026-03-11 08:40:17','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"800\" height=\"450\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:40:17','2026-03-11 08:40:17','',37,'https://afhold.co.zm/staging/?p=988',0,'revision','',0),(989,5,'2026-03-11 08:40:18','2026-03-11 08:40:18','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 08:40:18','2026-03-11 08:40:18','',37,'https://afhold.co.zm/staging/?p=989',0,'revision','',0),(994,5,'2026-03-11 09:20:59','2026-03-11 09:20:59','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 09:20:59','2026-03-11 09:20:59','',37,'https://afhold.co.zm/staging/?p=994',0,'revision','',0),(992,5,'2026-03-11 09:20:59','2026-03-11 09:20:59','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 09:20:59','2026-03-11 09:20:59','',37,'https://afhold.co.zm/staging/?p=992',0,'revision','',0),(993,5,'2026-03-11 09:20:59','2026-03-11 09:20:59','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-11 09:20:59','2026-03-11 09:20:59','',37,'https://afhold.co.zm/staging/?p=993',0,'revision','',0),(995,5,'2026-03-11 09:28:01','2026-03-11 09:28:01','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a 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long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Elementor Single Post #412','','inherit','closed','closed','','412-revision-v1','','','2026-03-11 14:59:03','2026-03-11 14:59:03','',412,'https://afhold.co.zm/staging/?p=1085',0,'revision','',0),(1090,5,'2026-03-13 07:28:52','2026-03-13 07:28:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:28:52','2026-03-13 07:28:52','',32,'https://afhold.co.zm/staging/?p=1090',0,'revision','',0),(1092,5,'2026-03-13 07:36:45','2026-03-13 07:36:45','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:36:45','2026-03-13 07:36:45','',32,'https://afhold.co.zm/staging/?p=1092',0,'revision','',0),(1093,5,'2026-03-13 07:36:45','2026-03-13 07:36:45','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:36:45','2026-03-13 07:36:45','',32,'https://afhold.co.zm/staging/?p=1093',0,'revision','',0),(1094,5,'2026-03-13 07:36:46','2026-03-13 07:36:46','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:36:46','2026-03-13 07:36:46','',32,'https://afhold.co.zm/staging/?p=1094',0,'revision','',0),(1102,5,'2026-03-13 07:49:03','2026-03-13 07:49:03','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-13 07:49:03','2026-03-13 07:49:03','',175,'https://afhold.co.zm/staging/?p=1102',0,'revision','',0),(1096,5,'2026-03-13 07:42:36','2026-03-13 07:42:36','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-13 07:42:36','2026-03-13 07:42:36','',175,'https://afhold.co.zm/staging/?p=1096',0,'revision','',0),(1097,5,'2026-03-13 07:42:43','2026-03-13 07:42:43','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-13 07:42:43','2026-03-13 07:42:43','',175,'https://afhold.co.zm/staging/?p=1097',0,'revision','',0),(1098,5,'2026-03-13 07:43:28','2026-03-13 07:43:28','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-13 07:43:28','2026-03-13 07:43:28','',76,'https://afhold.co.zm/staging/?p=1098',0,'revision','',0),(1100,5,'2026-03-13 07:46:37','2026-03-13 07:46:37','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-13 07:46:37','2026-03-13 07:46:37','',175,'https://afhold.co.zm/staging/?p=1100',0,'revision','',0),(1101,5,'2026-03-13 07:47:49','2026-03-13 07:47:49','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-13 07:47:49','2026-03-13 07:47:49','',175,'https://afhold.co.zm/staging/?p=1101',0,'revision','',0),(1103,5,'2026-03-13 07:56:30','2026-03-13 07:56:30','','background hero image','','inherit','open','closed','','background-hero-image','','','2026-03-13 07:56:30','2026-03-13 07:56:30','',32,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/background-hero-image.png',0,'attachment','image/png',0),(1104,5,'2026-03-13 07:56:47','2026-03-13 07:56:47','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:47','2026-03-13 07:56:47','',32,'https://afhold.co.zm/staging/?p=1104',0,'revision','',0),(1105,5,'2026-03-13 07:56:47','2026-03-13 07:56:47','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:47','2026-03-13 07:56:47','',32,'https://afhold.co.zm/staging/?p=1105',0,'revision','',0),(1106,5,'2026-03-13 07:56:48','2026-03-13 07:56:48','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:48','2026-03-13 07:56:48','',32,'https://afhold.co.zm/staging/?p=1106',0,'revision','',0),(1107,5,'2026-03-13 07:56:57','2026-03-13 07:56:57','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:57','2026-03-13 07:56:57','',32,'https://afhold.co.zm/staging/?p=1107',0,'revision','',0),(1108,5,'2026-03-13 07:56:57','2026-03-13 07:56:57','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:57','2026-03-13 07:56:57','',32,'https://afhold.co.zm/staging/?p=1108',0,'revision','',0),(1109,5,'2026-03-13 07:56:57','2026-03-13 07:56:57','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To create, preserve, and grow wealth through innovative and responsible financial solutions.					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						Integrity • Excellence • Customer Focus • Teamwork • Results-driven					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-13 07:56:57','2026-03-13 07:56:57','',32,'https://afhold.co.zm/staging/?p=1109',0,'revision','',0),(1110,5,'2026-03-13 08:55:03','2026-03-13 08:55:03','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-13 08:55:03','2026-03-13 08:55:03','',76,'https://afhold.co.zm/staging/?p=1110',0,'revision','',0),(1122,5,'2026-03-17 08:01:26','2026-03-17 08:01:26','','Muna Hantuba','','publish','closed','closed','','muna-hantuba-3','','','2026-03-17 08:02:00','2026-03-17 08:02:00','',0,'https://afhold.co.zm/staging/?post_type=executive-team-membe&#038;p=1122',0,'executive-team-membe','',0),(1123,5,'2026-03-17 08:03:57','2026-03-17 08:03:57','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-17 08:03:57','2026-03-17 08:03:57','',367,'https://afhold.co.zm/staging/?p=1123',0,'revision','',0),(1124,5,'2026-03-17 08:05:28','2026-03-17 08:05:28','<h2>Investors</h2>					<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-17 08:05:28','2026-03-17 08:05:28','',42,'https://afhold.co.zm/staging/?p=1124',0,'revision','',0),(1125,5,'2026-03-17 08:05:29','2026-03-17 08:05:29','<h2>Investors</h2>					<h3>Investors &amp; Share Holders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-17 08:05:29','2026-03-17 08:05:29','',42,'https://afhold.co.zm/staging/?p=1125',0,'revision','',0),(1126,5,'2026-03-17 08:05:29','2026-03-17 08:05:29','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-17 08:05:29','2026-03-17 08:05:29','',42,'https://afhold.co.zm/staging/?p=1126',0,'revision','',0),(1130,5,'2026-03-17 08:32:03','2026-03-17 08:32:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:32:03','2026-03-17 08:32:03','',100,'https://afhold.co.zm/staging/?p=1130',0,'revision','',0),(1128,5,'2026-03-17 08:32:03','2026-03-17 08:32:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:32:03','2026-03-17 08:32:03','',100,'https://afhold.co.zm/staging/?p=1128',0,'revision','',0),(1129,5,'2026-03-17 08:32:03','2026-03-17 08:32:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>We offer advisory services to both listed and unlisted companies.</p><p>We are here to help you raise your capital by dealing in long term investments.<br />We provide local and on-the-ground investment banking services across the African continent. Our Targets are parastatals, pension funds, public and private companies.</p>			<h2>Our Client Focus</h2>		<p>Aflife Capital Zambia Limited works with its clients to meet their strategic objectives and financing needs.</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:32:03','2026-03-17 08:32:03','',100,'https://afhold.co.zm/staging/?p=1129',0,'revision','',0),(1131,5,'2026-03-17 08:35:13','2026-03-17 08:35:13','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:35:13','2026-03-17 08:35:13','',100,'https://afhold.co.zm/staging/?p=1131',0,'revision','',0),(1132,5,'2026-03-17 08:35:13','2026-03-17 08:35:13','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:35:13','2026-03-17 08:35:13','',100,'https://afhold.co.zm/staging/?p=1132',0,'revision','',0),(1133,5,'2026-03-17 08:35:14','2026-03-17 08:35:14','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:35:14','2026-03-17 08:35:14','',100,'https://afhold.co.zm/staging/?p=1133',0,'revision','',0),(1134,5,'2026-03-17 08:36:11','2026-03-17 08:36:11','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:11','2026-03-17 08:36:11','',100,'https://afhold.co.zm/staging/?p=1134',0,'revision','',0),(1135,5,'2026-03-17 08:36:11','2026-03-17 08:36:11','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:11','2026-03-17 08:36:11','',100,'https://afhold.co.zm/staging/?p=1135',0,'revision','',0),(1136,5,'2026-03-17 08:36:11','2026-03-17 08:36:11','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:11','2026-03-17 08:36:11','',100,'https://afhold.co.zm/staging/?p=1136',0,'revision','',0),(1137,5,'2026-03-17 08:36:41','2026-03-17 08:36:41','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:41','2026-03-17 08:36:41','',100,'https://afhold.co.zm/staging/?p=1137',0,'revision','',0),(1138,5,'2026-03-17 08:36:41','2026-03-17 08:36:41','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:41','2026-03-17 08:36:41','',100,'https://afhold.co.zm/staging/?p=1138',0,'revision','',0),(1139,5,'2026-03-17 08:36:41','2026-03-17 08:36:41','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:36:41','2026-03-17 08:36:41','',100,'https://afhold.co.zm/staging/?p=1139',0,'revision','',0),(1140,5,'2026-03-17 08:41:05','2026-03-17 08:41:05','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:41:05','2026-03-17 08:41:05','',100,'https://afhold.co.zm/staging/?p=1140',0,'revision','',0),(1141,5,'2026-03-17 08:41:05','2026-03-17 08:41:05','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							Advisory Services						\n					</h3>\n				<p>• Legislative &amp; Regulatory Advisory<br />• Financial Dispute Resolution<br />• Corporate Turnarounds &amp; Restructuring<br />• Executive Share Option Schemes<br />• Executive Share Appreciation Rights</p>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:41:05','2026-03-17 08:41:05','',100,'https://afhold.co.zm/staging/?p=1141',0,'revision','',0),(1142,5,'2026-03-17 08:41:05','2026-03-17 08:41:05','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 08:41:05','2026-03-17 08:41:05','',100,'https://afhold.co.zm/staging/?p=1142',0,'revision','',0),(1143,5,'2026-03-17 09:53:49','2026-03-17 09:53:49','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 09:53:49','2026-03-17 09:53:49','',100,'https://afhold.co.zm/staging/?p=1143',0,'revision','',0),(1144,5,'2026-03-17 09:53:49','2026-03-17 09:53:49','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 09:53:49','2026-03-17 09:53:49','',100,'https://afhold.co.zm/staging/?p=1144',0,'revision','',0),(1145,5,'2026-03-17 09:53:50','2026-03-17 09:53:50','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 09:53:50','2026-03-17 09:53:50','',100,'https://afhold.co.zm/staging/?p=1145',0,'revision','',0),(1146,5,'2026-03-17 09:54:48','2026-03-17 09:54:48','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                             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   Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-17 09:54:48','2026-03-17 09:54:48','',76,'https://afhold.co.zm/staging/?p=1146',0,'revision','',0),(1147,5,'2026-03-17 09:56:19','2026-03-17 09:56:19','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambias Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-17 09:56:19','2026-03-17 09:56:19','',76,'https://afhold.co.zm/staging/?p=1147',0,'revision','',0),(1148,5,'2026-03-17 09:57:24','2026-03-17 09:57:24','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 09:57:24','2026-03-17 09:57:24','',32,'https://afhold.co.zm/staging/?p=1148',0,'revision','',0),(1149,5,'2026-03-17 09:57:24','2026-03-17 09:57:24','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 09:57:24','2026-03-17 09:57:24','',32,'https://afhold.co.zm/staging/?p=1149',0,'revision','',0),(1150,5,'2026-03-17 09:57:24','2026-03-17 09:57:24','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-17 09:57:24','2026-03-17 09:57:24','',32,'https://afhold.co.zm/staging/?p=1150',0,'revision','',0),(1154,5,'2026-03-17 10:06:03','2026-03-17 10:06:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 10:06:03','2026-03-17 10:06:03','',100,'https://afhold.co.zm/staging/?p=1154',0,'revision','',0),(1152,5,'2026-03-17 10:06:03','2026-03-17 10:06:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 10:06:03','2026-03-17 10:06:03','',100,'https://afhold.co.zm/staging/?p=1152',0,'revision','',0),(1153,5,'2026-03-17 10:06:03','2026-03-17 10:06:03','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 10:06:03','2026-03-17 10:06:03','',100,'https://afhold.co.zm/staging/?p=1153',0,'revision','',0),(1222,5,'2026-03-18 10:01:57','2026-03-18 10:01:57','','390x320','','inherit','open','closed','','390x320-2','','','2026-03-18 10:01:57','2026-03-18 10:01:57','',42,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/390x320-1.jpg',0,'attachment','image/jpeg',0),(1156,5,'2026-03-17 11:00:43','2026-03-17 11:00:43','','Untitled design','','inherit','open','closed','','untitled-design','','','2026-03-17 11:00:43','2026-03-17 11:00:43','',100,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/Untitled-design.png',0,'attachment','image/png',0),(1157,5,'2026-03-17 11:07:30','2026-03-17 11:07:30','','screenshot-2026-03-17_13-07-01','','inherit','open','closed','','screenshot-2026-03-17_13-07-01','','','2026-03-17 11:07:30','2026-03-17 11:07:30','',100,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/screenshot-2026-03-17_13-07-01.png',0,'attachment','image/png',0),(1158,5,'2026-03-17 11:08:40','2026-03-17 11:08:40','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:08:40','2026-03-17 11:08:40','',100,'https://afhold.co.zm/staging/?p=1158',0,'revision','',0),(1159,5,'2026-03-17 11:08:40','2026-03-17 11:08:40','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:08:40','2026-03-17 11:08:40','',100,'https://afhold.co.zm/staging/?p=1159',0,'revision','',0),(1160,5,'2026-03-17 11:08:40','2026-03-17 11:08:40','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:08:40','2026-03-17 11:08:40','',100,'https://afhold.co.zm/staging/?p=1160',0,'revision','',0),(1161,5,'2026-03-17 11:10:49','2026-03-17 11:10:49','','Aflife Logo Icon','','inherit','open','closed','','aflife-logo-icon-4','','','2026-03-17 11:10:49','2026-03-17 11:10:49','',100,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/Aflife-Logo-Icon.svg',0,'attachment','image/svg+xml',0),(1162,5,'2026-03-17 11:14:34','2026-03-17 11:14:34','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:14:34','2026-03-17 11:14:34','',100,'https://afhold.co.zm/staging/?p=1162',0,'revision','',0),(1163,5,'2026-03-17 11:14:34','2026-03-17 11:14:34','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:14:34','2026-03-17 11:14:34','',100,'https://afhold.co.zm/staging/?p=1163',0,'revision','',0),(1173,5,'2026-03-17 11:24:29','2026-03-17 11:24:29','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:24:29','2026-03-17 11:24:29','',100,'https://afhold.co.zm/staging/?p=1173',0,'revision','',0),(1174,5,'2026-03-17 11:26:52','2026-03-17 11:26:52','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:26:52','2026-03-17 11:26:52','',100,'https://afhold.co.zm/staging/?p=1174',0,'revision','',0),(1175,5,'2026-03-17 11:26:52','2026-03-17 11:26:52','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:26:52','2026-03-17 11:26:52','',100,'https://afhold.co.zm/staging/?p=1175',0,'revision','',0),(1176,5,'2026-03-17 11:26:52','2026-03-17 11:26:52','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:26:52','2026-03-17 11:26:52','',100,'https://afhold.co.zm/staging/?p=1176',0,'revision','',0),(1178,5,'2026-03-18 09:16:40','2026-03-18 09:16:40','','479x595','','inherit','open','closed','','479x595','','','2026-03-18 09:16:40','2026-03-18 09:16:40','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg',0,'attachment','image/jpeg',0),(1179,5,'2026-03-18 09:16:42','2026-03-18 09:16:42','','600x700','','inherit','open','closed','','600x700','','','2026-03-18 09:16:42','2026-03-18 09:16:42','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700.jpg',0,'attachment','image/jpeg',0),(1180,5,'2026-03-18 09:16:52','2026-03-18 09:16:52','','1920x1280','','inherit','open','closed','','1920x1280','','','2026-03-18 09:16:52','2026-03-18 09:16:52','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1280.jpg',0,'attachment','image/jpeg',0),(1181,5,'2026-03-18 09:23:59','2026-03-18 09:23:59','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:23:59','2026-03-18 09:23:59','',37,'https://afhold.co.zm/staging/?p=1181',0,'revision','',0),(1182,5,'2026-03-18 09:24:00','2026-03-18 09:24:00','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:24:00','2026-03-18 09:24:00','',37,'https://afhold.co.zm/staging/?p=1182',0,'revision','',0),(1164,5,'2026-03-17 11:14:34','2026-03-17 11:14:34','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n				<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"3000\" height=\"2400\"><path d=\"M0 0 C0.7785371 -0.00282738 1.5570742 -0.00565475 2.35920334 -0.00856781 C6.49972602 -0.02344731 10.64021503 -0.03274098 14.78076172 -0.03710938 C18.11160555 -0.0414414 21.44218262 -0.05514165 24.77294922 -0.078125 C54.99897174 -0.28216146 85.01334692 1.19582484 114.9609375 5.515625 C115.70268219 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-51.4826355 40.71709033 -49.1875 38.625 C-44.89040173 34.74649273 -40.46241246 31.07134032 -35.9609375 27.43359375 C-33.30097149 25.24736839 -30.6969056 23.01373539 -28.1015625 20.75219727 C-22.13006389 15.5566895 -16.02215743 10.57922936 -9.75 5.75 C-8.64084229 4.89003418 -8.64084229 4.89003418 -7.50927734 4.01269531 C-6.82043457 3.48772461 -6.1315918 2.96275391 -5.421875 2.421875 C-4.80924805 1.95362305 -4.19662109 1.48537109 -3.56542969 1.00292969 C-2 0 -2 0 0 0 Z \" fill=\"#0E7C4A\" transform=\"translate(1035,167)\"></path></svg>				\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:14:34','2026-03-17 11:14:34','',100,'https://afhold.co.zm/staging/?p=1164',0,'revision','',0),(1165,5,'2026-03-17 11:17:48','2026-03-17 11:17:48','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n				<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"3000\" height=\"2400\"><path d=\"M0 0 C0.7785371 -0.00282738 1.5570742 -0.00565475 2.35920334 -0.00856781 C6.49972602 -0.02344731 10.64021503 -0.03274098 14.78076172 -0.03710938 C18.11160555 -0.0414414 21.44218262 -0.05514165 24.77294922 -0.078125 C54.99897174 -0.28216146 85.01334692 1.19582484 114.9609375 5.515625 C115.70268219 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-51.4826355 40.71709033 -49.1875 38.625 C-44.89040173 34.74649273 -40.46241246 31.07134032 -35.9609375 27.43359375 C-33.30097149 25.24736839 -30.6969056 23.01373539 -28.1015625 20.75219727 C-22.13006389 15.5566895 -16.02215743 10.57922936 -9.75 5.75 C-8.64084229 4.89003418 -8.64084229 4.89003418 -7.50927734 4.01269531 C-6.82043457 3.48772461 -6.1315918 2.96275391 -5.421875 2.421875 C-4.80924805 1.95362305 -4.19662109 1.48537109 -3.56542969 1.00292969 C-2 0 -2 0 0 0 Z \" fill=\"#0E7C4A\" transform=\"translate(1035,167)\"></path></svg>				\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:17:48','2026-03-17 11:17:48','',100,'https://afhold.co.zm/staging/?p=1165',0,'revision','',0),(1166,5,'2026-03-17 11:17:48','2026-03-17 11:17:48','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n				<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"3000\" height=\"2400\"><path d=\"M0 0 C0.7785371 -0.00282738 1.5570742 -0.00565475 2.35920334 -0.00856781 C6.49972602 -0.02344731 10.64021503 -0.03274098 14.78076172 -0.03710938 C18.11160555 -0.0414414 21.44218262 -0.05514165 24.77294922 -0.078125 C54.99897174 -0.28216146 85.01334692 1.19582484 114.9609375 5.515625 C115.70268219 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Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:17:48','2026-03-17 11:17:48','',100,'https://afhold.co.zm/staging/?p=1166',0,'revision','',0);
INSERT INTO `wpph_posts` VALUES (1167,5,'2026-03-17 11:17:48','2026-03-17 11:17:48','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n				<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"3000\" height=\"2400\"><path d=\"M0 0 C0.7785371 -0.00282738 1.5570742 -0.00565475 2.35920334 -0.00856781 C6.49972602 -0.02344731 10.64021503 -0.03274098 14.78076172 -0.03710938 C18.11160555 -0.0414414 21.44218262 -0.05514165 24.77294922 -0.078125 C54.99897174 -0.28216146 85.01334692 1.19582484 114.9609375 5.515625 C115.70268219 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-51.4826355 40.71709033 -49.1875 38.625 C-44.89040173 34.74649273 -40.46241246 31.07134032 -35.9609375 27.43359375 C-33.30097149 25.24736839 -30.6969056 23.01373539 -28.1015625 20.75219727 C-22.13006389 15.5566895 -16.02215743 10.57922936 -9.75 5.75 C-8.64084229 4.89003418 -8.64084229 4.89003418 -7.50927734 4.01269531 C-6.82043457 3.48772461 -6.1315918 2.96275391 -5.421875 2.421875 C-4.80924805 1.95362305 -4.19662109 1.48537109 -3.56542969 1.00292969 C-2 0 -2 0 0 0 Z \" fill=\"#0E7C4A\" transform=\"translate(1035,167)\"></path></svg>				\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:17:48','2026-03-17 11:17:48','',100,'https://afhold.co.zm/staging/?p=1167',0,'revision','',0),(1168,5,'2026-03-17 11:18:30','2026-03-17 11:18:30','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n				<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"3000\" height=\"2400\"><path d=\"M0 0 C0.7785371 -0.00282738 1.5570742 -0.00565475 2.35920334 -0.00856781 C6.49972602 -0.02344731 10.64021503 -0.03274098 14.78076172 -0.03710938 C18.11160555 -0.0414414 21.44218262 -0.05514165 24.77294922 -0.078125 C54.99897174 -0.28216146 85.01334692 1.19582484 114.9609375 5.515625 C115.70268219 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-51.4826355 40.71709033 -49.1875 38.625 C-44.89040173 34.74649273 -40.46241246 31.07134032 -35.9609375 27.43359375 C-33.30097149 25.24736839 -30.6969056 23.01373539 -28.1015625 20.75219727 C-22.13006389 15.5566895 -16.02215743 10.57922936 -9.75 5.75 C-8.64084229 4.89003418 -8.64084229 4.89003418 -7.50927734 4.01269531 C-6.82043457 3.48772461 -6.1315918 2.96275391 -5.421875 2.421875 C-4.80924805 1.95362305 -4.19662109 1.48537109 -3.56542969 1.00292969 C-2 0 -2 0 0 0 Z \" fill=\"#0E7C4A\" transform=\"translate(1035,167)\"></path></svg>				\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:18:30','2026-03-17 11:18:30','',100,'https://afhold.co.zm/staging/?p=1168',0,'revision','',0),(1169,5,'2026-03-17 11:18:30','2026-03-17 11:18:30','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n				<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"3000\" height=\"2400\"><path d=\"M0 0 C0.7785371 -0.00282738 1.5570742 -0.00565475 2.35920334 -0.00856781 C6.49972602 -0.02344731 10.64021503 -0.03274098 14.78076172 -0.03710938 C18.11160555 -0.0414414 21.44218262 -0.05514165 24.77294922 -0.078125 C54.99897174 -0.28216146 85.01334692 1.19582484 114.9609375 5.515625 C115.70268219 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Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:18:30','2026-03-17 11:18:30','',100,'https://afhold.co.zm/staging/?p=1169',0,'revision','',0),(1170,5,'2026-03-17 11:18:30','2026-03-17 11:18:30','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n				<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"3000\" height=\"2400\"><path d=\"M0 0 C0.7785371 -0.00282738 1.5570742 -0.00565475 2.35920334 -0.00856781 C6.49972602 -0.02344731 10.64021503 -0.03274098 14.78076172 -0.03710938 C18.11160555 -0.0414414 21.44218262 -0.05514165 24.77294922 -0.078125 C54.99897174 -0.28216146 85.01334692 1.19582484 114.9609375 5.515625 C115.70268219 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-51.4826355 40.71709033 -49.1875 38.625 C-44.89040173 34.74649273 -40.46241246 31.07134032 -35.9609375 27.43359375 C-33.30097149 25.24736839 -30.6969056 23.01373539 -28.1015625 20.75219727 C-22.13006389 15.5566895 -16.02215743 10.57922936 -9.75 5.75 C-8.64084229 4.89003418 -8.64084229 4.89003418 -7.50927734 4.01269531 C-6.82043457 3.48772461 -6.1315918 2.96275391 -5.421875 2.421875 C-4.80924805 1.95362305 -4.19662109 1.48537109 -3.56542969 1.00292969 C-2 0 -2 0 0 0 Z \" fill=\"#0E7C4A\" transform=\"translate(1035,167)\"></path></svg>				\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:18:30','2026-03-17 11:18:30','',100,'https://afhold.co.zm/staging/?p=1170',0,'revision','',0),(1171,5,'2026-03-17 11:24:29','2026-03-17 11:24:29','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n				<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"3000\" height=\"2400\"><path d=\"M0 0 C0.7785371 -0.00282738 1.5570742 -0.00565475 2.35920334 -0.00856781 C6.49972602 -0.02344731 10.64021503 -0.03274098 14.78076172 -0.03710938 C18.11160555 -0.0414414 21.44218262 -0.05514165 24.77294922 -0.078125 C54.99897174 -0.28216146 85.01334692 1.19582484 114.9609375 5.515625 C115.70268219 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-51.4826355 40.71709033 -49.1875 38.625 C-44.89040173 34.74649273 -40.46241246 31.07134032 -35.9609375 27.43359375 C-33.30097149 25.24736839 -30.6969056 23.01373539 -28.1015625 20.75219727 C-22.13006389 15.5566895 -16.02215743 10.57922936 -9.75 5.75 C-8.64084229 4.89003418 -8.64084229 4.89003418 -7.50927734 4.01269531 C-6.82043457 3.48772461 -6.1315918 2.96275391 -5.421875 2.421875 C-4.80924805 1.95362305 -4.19662109 1.48537109 -3.56542969 1.00292969 C-2 0 -2 0 0 0 Z \" fill=\"#0E7C4A\" transform=\"translate(1035,167)\"></path></svg>				\n									<h3>\n							CAPITAL MARKETS						\n					</h3>\n				<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>					\n									<h3>\n							MERGES &amp; ACQUISITIONS						\n					</h3>\n				<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:24:29','2026-03-17 11:24:29','',100,'https://afhold.co.zm/staging/?p=1171',0,'revision','',0),(1172,5,'2026-03-17 11:24:29','2026-03-17 11:24:29','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>					\n									<h3>\n							ADVISORY SERVICES						\n					</h3>\n				<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>					\n									<h3>\n							VALUATION SERVICES						\n					</h3>\n				<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>					\n				<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"3000\" height=\"2400\"><path d=\"M0 0 C0.7785371 -0.00282738 1.5570742 -0.00565475 2.35920334 -0.00856781 C6.49972602 -0.02344731 10.64021503 -0.03274098 14.78076172 -0.03710938 C18.11160555 -0.0414414 21.44218262 -0.05514165 24.77294922 -0.078125 C54.99897174 -0.28216146 85.01334692 1.19582484 114.9609375 5.515625 C115.70268219 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Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>					\n									<h3>\n							DISPOSALS						\n					</h3>\n				<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-17 11:24:29','2026-03-17 11:24:29','',100,'https://afhold.co.zm/staging/?p=1172',0,'revision','',0),(1188,5,'2026-03-18 09:29:37','2026-03-18 09:29:37','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:29:37','2026-03-18 09:29:37','',37,'https://afhold.co.zm/staging/?p=1188',0,'revision','',0),(1185,5,'2026-03-18 09:29:06','2026-03-18 09:29:06','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:29:06','2026-03-18 09:29:06','',37,'https://afhold.co.zm/staging/?p=1185',0,'revision','',0),(1186,5,'2026-03-18 09:29:06','2026-03-18 09:29:06','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:29:06','2026-03-18 09:29:06','',37,'https://afhold.co.zm/staging/?p=1186',0,'revision','',0),(1189,5,'2026-03-18 09:29:37','2026-03-18 09:29:37','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:29:37','2026-03-18 09:29:37','',37,'https://afhold.co.zm/staging/?p=1189',0,'revision','',0),(1190,5,'2026-03-18 09:29:38','2026-03-18 09:29:38','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:29:38','2026-03-18 09:29:38','',37,'https://afhold.co.zm/staging/?p=1190',0,'revision','',0),(1191,5,'2026-03-18 09:30:04','2026-03-18 09:30:04','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:30:04','2026-03-18 09:30:04','',37,'https://afhold.co.zm/staging/?p=1191',0,'revision','',0),(1192,5,'2026-03-18 09:30:05','2026-03-18 09:30:05','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:30:05','2026-03-18 09:30:05','',37,'https://afhold.co.zm/staging/?p=1192',0,'revision','',0),(1193,5,'2026-03-18 09:30:05','2026-03-18 09:30:05','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:30:05','2026-03-18 09:30:05','',37,'https://afhold.co.zm/staging/?p=1193',0,'revision','',0),(1194,5,'2026-03-18 09:30:34','2026-03-18 09:30:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:30:34','2026-03-18 09:30:34','',37,'https://afhold.co.zm/staging/?p=1194',0,'revision','',0),(1195,5,'2026-03-18 09:30:34','2026-03-18 09:30:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:30:34','2026-03-18 09:30:34','',37,'https://afhold.co.zm/staging/?p=1195',0,'revision','',0),(1196,5,'2026-03-18 09:30:34','2026-03-18 09:30:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:30:34','2026-03-18 09:30:34','',37,'https://afhold.co.zm/staging/?p=1196',0,'revision','',0),(1197,5,'2026-03-18 09:32:25','2026-03-18 09:32:25','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:32:25','2026-03-18 09:32:25','',37,'https://afhold.co.zm/staging/?p=1197',0,'revision','',0),(1198,5,'2026-03-18 09:32:25','2026-03-18 09:32:25','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:32:25','2026-03-18 09:32:25','',37,'https://afhold.co.zm/staging/?p=1198',0,'revision','',0),(1199,5,'2026-03-18 09:32:26','2026-03-18 09:32:26','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:32:26','2026-03-18 09:32:26','',37,'https://afhold.co.zm/staging/?p=1199',0,'revision','',0),(1200,5,'2026-03-18 09:34:14','2026-03-18 09:34:14','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:34:14','2026-03-18 09:34:14','',37,'https://afhold.co.zm/staging/?p=1200',0,'revision','',0),(1201,5,'2026-03-18 09:34:14','2026-03-18 09:34:14','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:34:14','2026-03-18 09:34:14','',37,'https://afhold.co.zm/staging/?p=1201',0,'revision','',0),(1202,5,'2026-03-18 09:34:14','2026-03-18 09:34:14','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:34:14','2026-03-18 09:34:14','',37,'https://afhold.co.zm/staging/?p=1202',0,'revision','',0),(1203,5,'2026-03-18 09:35:34','2026-03-18 09:35:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:35:34','2026-03-18 09:35:34','',37,'https://afhold.co.zm/staging/?p=1203',0,'revision','',0),(1204,5,'2026-03-18 09:35:34','2026-03-18 09:35:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:35:34','2026-03-18 09:35:34','',37,'https://afhold.co.zm/staging/?p=1204',0,'revision','',0),(1205,5,'2026-03-18 09:35:35','2026-03-18 09:35:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:35:35','2026-03-18 09:35:35','',37,'https://afhold.co.zm/staging/?p=1205',0,'revision','',0),(1206,5,'2026-03-18 09:36:27','2026-03-18 09:36:27','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                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                                          <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-18 09:36:27','2026-03-18 09:36:27','',76,'https://afhold.co.zm/staging/?p=1206',0,'revision','',0),(1207,5,'2026-03-18 09:38:16','2026-03-18 09:38:16','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:38:16','2026-03-18 09:38:16','',37,'https://afhold.co.zm/staging/?p=1207',0,'revision','',0),(1208,5,'2026-03-18 09:38:16','2026-03-18 09:38:16','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:38:16','2026-03-18 09:38:16','',37,'https://afhold.co.zm/staging/?p=1208',0,'revision','',0),(1209,5,'2026-03-18 09:38:16','2026-03-18 09:38:16','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:38:16','2026-03-18 09:38:16','',37,'https://afhold.co.zm/staging/?p=1209',0,'revision','',0),(1210,5,'2026-03-18 09:40:40','2026-03-18 09:40:40','','390x320','','inherit','open','closed','','390x320','','','2026-03-18 09:40:40','2026-03-18 09:40:40','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/390x320.jpg',0,'attachment','image/jpeg',0),(1211,5,'2026-03-18 09:40:48','2026-03-18 09:40:48','','1920x1280','','inherit','open','closed','','1920x1280-2','','','2026-03-18 09:40:48','2026-03-18 09:40:48','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1280-1.jpg',0,'attachment','image/jpeg',0),(1215,5,'2026-03-18 09:45:57','2026-03-18 09:45:57','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-18 09:45:57','2026-03-18 09:45:57','',100,'https://afhold.co.zm/staging/?p=1215',0,'revision','',0),(1213,5,'2026-03-18 09:45:57','2026-03-18 09:45:57','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-18 09:45:57','2026-03-18 09:45:57','',100,'https://afhold.co.zm/staging/?p=1213',0,'revision','',0),(1214,5,'2026-03-18 09:45:57','2026-03-18 09:45:57','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-18 09:45:57','2026-03-18 09:45:57','',100,'https://afhold.co.zm/staging/?p=1214',0,'revision','',0),(1216,5,'2026-03-18 09:56:17','2026-03-18 09:56:17','','600x700','','inherit','open','closed','','600x700-2','','','2026-03-18 09:56:17','2026-03-18 09:56:17','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg',0,'attachment','image/jpeg',0),(1217,5,'2026-03-18 09:56:30','2026-03-18 09:56:30','','1920x1079','','inherit','open','closed','','1920x1079','','','2026-03-18 09:56:30','2026-03-18 09:56:30','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1079.jpg',0,'attachment','image/jpeg',0),(1218,5,'2026-03-18 09:56:38','2026-03-18 09:56:38','','1920x1280','','inherit','open','closed','','1920x1280-3','','','2026-03-18 09:56:38','2026-03-18 09:56:38','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1280-2.jpg',0,'attachment','image/jpeg',0),(1219,5,'2026-03-18 09:59:52','2026-03-18 09:59:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-18 09:59:52','2026-03-18 09:59:52','',32,'https://afhold.co.zm/staging/?p=1219',0,'revision','',0),(1220,5,'2026-03-18 09:59:52','2026-03-18 09:59:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-18 09:59:52','2026-03-18 09:59:52','',32,'https://afhold.co.zm/staging/?p=1220',0,'revision','',0),(1223,5,'2026-03-18 10:02:01','2026-03-18 10:02:01','','1149x705','','inherit','open','closed','','1149x705','','','2026-03-18 10:02:01','2026-03-18 10:02:01','',42,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg',0,'attachment','image/jpeg',0),(1224,5,'2026-03-18 10:02:11','2026-03-18 10:02:11','','1920x1280','','inherit','open','closed','','1920x1280-4','','','2026-03-18 10:02:11','2026-03-18 10:02:11','',42,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1280-3.jpg',0,'attachment','image/jpeg',0),(1229,5,'2026-03-18 10:06:50','2026-03-18 10:06:50','','1920x1280','','inherit','open','closed','','1920x1280-5','','','2026-03-18 10:06:50','2026-03-18 10:06:50','',47,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1280-4.jpg',0,'attachment','image/jpeg',0),(1226,5,'2026-03-18 10:04:10','2026-03-18 10:04:10','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-18 10:04:10','2026-03-18 10:04:10','',42,'https://afhold.co.zm/staging/?p=1226',0,'revision','',0),(1227,5,'2026-03-18 10:04:10','2026-03-18 10:04:10','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-18 10:04:10','2026-03-18 10:04:10','',42,'https://afhold.co.zm/staging/?p=1227',0,'revision','',0),(1230,5,'2026-03-18 10:07:15','2026-03-18 10:07:15','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:15','2026-03-18 10:07:15','',47,'https://afhold.co.zm/staging/?p=1230',0,'revision','',0),(1231,5,'2026-03-18 10:07:15','2026-03-18 10:07:15','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:15','2026-03-18 10:07:15','',47,'https://afhold.co.zm/staging/?p=1231',0,'revision','',0),(1232,5,'2026-03-18 10:07:15','2026-03-18 10:07:15','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:15','2026-03-18 10:07:15','',47,'https://afhold.co.zm/staging/?p=1232',0,'revision','',0),(1233,5,'2026-03-18 10:07:49','2026-03-18 10:07:49','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:49','2026-03-18 10:07:49','',47,'https://afhold.co.zm/staging/?p=1233',0,'revision','',0),(1234,5,'2026-03-18 10:07:50','2026-03-18 10:07:50','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:50','2026-03-18 10:07:50','',47,'https://afhold.co.zm/staging/?p=1234',0,'revision','',0),(1235,5,'2026-03-18 10:07:50','2026-03-18 10:07:50','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:50','2026-03-18 10:07:50','',47,'https://afhold.co.zm/staging/?p=1235',0,'revision','',0),(1236,5,'2026-03-18 10:09:59','2026-03-18 10:09:59','<h2>Careers</h2>					<h3>Vacancies</h3>','CAREERS','','inherit','closed','closed','','1041-revision-v1','','','2026-03-18 10:09:59','2026-03-18 10:09:59','',1041,'https://afhold.co.zm/staging/?p=1236',0,'revision','',0),(1237,5,'2026-03-18 10:09:59','2026-03-18 10:09:59','<h2>Careers</h2>					<h3>Vacancies</h3>','CAREERS','','inherit','closed','closed','','1041-revision-v1','','','2026-03-18 10:09:59','2026-03-18 10:09:59','',1041,'https://afhold.co.zm/staging/?p=1237',0,'revision','',0),(1238,5,'2026-03-18 10:10:00','2026-03-18 10:10:00','<h2>Careers</h2>					<h3>Vacancies</h3>','CAREERS','','inherit','closed','closed','','1041-revision-v1','','','2026-03-18 10:10:00','2026-03-18 10:10:00','',1041,'https://afhold.co.zm/staging/?p=1238',0,'revision','',0),(1243,5,'2026-03-20 10:40:02','2026-03-20 10:40:02','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:02','2026-03-20 10:40:02','',32,'https://afhold.co.zm/staging/?p=1243',0,'revision','',0),(1244,5,'2026-03-20 10:40:02','2026-03-20 10:40:02','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:02','2026-03-20 10:40:02','',32,'https://afhold.co.zm/staging/?p=1244',0,'revision','',0),(1245,5,'2026-03-20 10:40:02','2026-03-20 10:40:02','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:02','2026-03-20 10:40:02','',32,'https://afhold.co.zm/staging/?p=1245',0,'revision','',0),(1246,5,'2026-03-20 10:40:39','2026-03-20 10:40:39','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:39','2026-03-20 10:40:39','',32,'https://afhold.co.zm/staging/?p=1246',0,'revision','',0),(1247,5,'2026-03-20 10:40:39','2026-03-20 10:40:39','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:39','2026-03-20 10:40:39','',32,'https://afhold.co.zm/staging/?p=1247',0,'revision','',0),(1248,5,'2026-03-20 10:40:39','2026-03-20 10:40:39','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:39','2026-03-20 10:40:39','',32,'https://afhold.co.zm/staging/?p=1248',0,'revision','',0),(1249,5,'2026-03-20 10:40:59','2026-03-20 10:40:59','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:59','2026-03-20 10:40:59','',32,'https://afhold.co.zm/staging/?p=1249',0,'revision','',0),(1250,5,'2026-03-20 10:40:59','2026-03-20 10:40:59','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:59','2026-03-20 10:40:59','',32,'https://afhold.co.zm/staging/?p=1250',0,'revision','',0),(1251,5,'2026-03-20 10:41:00','2026-03-20 10:41:00','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:41:00','2026-03-20 10:41:00','',32,'https://afhold.co.zm/staging/?p=1251',0,'revision','',0),(1252,5,'2026-03-20 10:41:07','2026-03-20 10:41:07','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:41:07','2026-03-20 10:41:07','',32,'https://afhold.co.zm/staging/?p=1252',0,'revision','',0),(1253,5,'2026-03-20 10:41:07','2026-03-20 10:41:07','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:41:07','2026-03-20 10:41:07','',32,'https://afhold.co.zm/staging/?p=1253',0,'revision','',0),(1254,5,'2026-03-20 10:41:08','2026-03-20 10:41:08','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:41:08','2026-03-20 10:41:08','',32,'https://afhold.co.zm/staging/?p=1254',0,'revision','',0),(1255,5,'2026-03-20 10:42:10','2026-03-20 10:42:10','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 10:42:10','2026-03-20 10:42:10','',100,'https://afhold.co.zm/staging/?p=1255',0,'revision','',0),(1256,5,'2026-03-20 10:42:10','2026-03-20 10:42:10','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 10:42:10','2026-03-20 10:42:10','',100,'https://afhold.co.zm/staging/?p=1256',0,'revision','',0),(1257,5,'2026-03-20 10:42:10','2026-03-20 10:42:10','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 10:42:10','2026-03-20 10:42:10','',100,'https://afhold.co.zm/staging/?p=1257',0,'revision','',0),(1259,5,'2026-03-20 11:19:03','2026-03-20 11:19:03','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-20 11:19:03','2026-03-20 11:19:03','',175,'https://afhold.co.zm/staging/?p=1259',0,'revision','',0),(1260,5,'2026-03-20 11:19:51','2026-03-20 11:19:51','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 11:19:51','2026-03-20 11:19:51','',100,'https://afhold.co.zm/staging/?p=1260',0,'revision','',0),(1261,5,'2026-03-20 11:19:51','2026-03-20 11:19:51','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 11:19:51','2026-03-20 11:19:51','',100,'https://afhold.co.zm/staging/?p=1261',0,'revision','',0),(1262,5,'2026-03-20 11:19:51','2026-03-20 11:19:51','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 11:19:51','2026-03-20 11:19:51','',100,'https://afhold.co.zm/staging/?p=1262',0,'revision','',0),(1263,5,'2026-03-20 11:20:59','2026-03-20 11:20:59','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambian Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-20 11:20:59','2026-03-20 11:20:59','',76,'https://afhold.co.zm/staging/?p=1263',0,'revision','',0),(1264,5,'2026-03-20 11:21:36','2026-03-20 11:21:36','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-20 11:21:36','2026-03-20 11:21:36','',42,'https://afhold.co.zm/staging/?p=1264',0,'revision','',0),(1265,5,'2026-03-20 11:21:36','2026-03-20 11:21:36','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-20 11:21:36','2026-03-20 11:21:36','',42,'https://afhold.co.zm/staging/?p=1265',0,'revision','',0),(1266,5,'2026-03-20 11:21:36','2026-03-20 11:21:36','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-20 11:21:36','2026-03-20 11:21:36','',42,'https://afhold.co.zm/staging/?p=1266',0,'revision','',0),(1267,5,'2026-03-20 11:22:37','2026-03-20 11:22:37','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:22:37','2026-03-20 11:22:37','',32,'https://afhold.co.zm/staging/?p=1267',0,'revision','',0),(1268,5,'2026-03-20 11:22:37','2026-03-20 11:22:37','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:22:37','2026-03-20 11:22:37','',32,'https://afhold.co.zm/staging/?p=1268',0,'revision','',0),(1269,5,'2026-03-20 11:22:37','2026-03-20 11:22:37','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:22:37','2026-03-20 11:22:37','',32,'https://afhold.co.zm/staging/?p=1269',0,'revision','',0),(1270,5,'2026-03-20 11:23:13','2026-03-20 11:23:13','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:13','2026-03-20 11:23:13','',32,'https://afhold.co.zm/staging/?p=1270',0,'revision','',0),(1271,5,'2026-03-20 11:23:13','2026-03-20 11:23:13','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:13','2026-03-20 11:23:13','',32,'https://afhold.co.zm/staging/?p=1271',0,'revision','',0),(1272,5,'2026-03-20 11:23:14','2026-03-20 11:23:14','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:14','2026-03-20 11:23:14','',32,'https://afhold.co.zm/staging/?p=1272',0,'revision','',0),(1273,5,'2026-03-20 11:23:30','2026-03-20 11:23:30','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:30','2026-03-20 11:23:30','',32,'https://afhold.co.zm/staging/?p=1273',0,'revision','',0),(1274,5,'2026-03-20 11:23:30','2026-03-20 11:23:30','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:30','2026-03-20 11:23:30','',32,'https://afhold.co.zm/staging/?p=1274',0,'revision','',0),(1275,5,'2026-03-20 11:23:30','2026-03-20 11:23:30','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:30','2026-03-20 11:23:30','',32,'https://afhold.co.zm/staging/?p=1275',0,'revision','',0),(1276,5,'2026-03-20 11:26:53','2026-03-20 11:26:53','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:26:53','2026-03-20 11:26:53','',37,'https://afhold.co.zm/staging/?p=1276',0,'revision','',0),(1277,5,'2026-03-20 11:26:54','2026-03-20 11:26:54','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:26:54','2026-03-20 11:26:54','',37,'https://afhold.co.zm/staging/?p=1277',0,'revision','',0),(1278,5,'2026-03-20 11:26:54','2026-03-20 11:26:54','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:26:54','2026-03-20 11:26:54','',37,'https://afhold.co.zm/staging/?p=1278',0,'revision','',0),(1279,5,'2026-03-20 11:27:47','2026-03-20 11:27:47','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:27:47','2026-03-20 11:27:47','',37,'https://afhold.co.zm/staging/?p=1279',0,'revision','',0),(1280,5,'2026-03-20 11:27:47','2026-03-20 11:27:47','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:27:47','2026-03-20 11:27:47','',37,'https://afhold.co.zm/staging/?p=1280',0,'revision','',0),(1281,5,'2026-03-20 11:27:47','2026-03-20 11:27:47','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:27:47','2026-03-20 11:27:47','',37,'https://afhold.co.zm/staging/?p=1281',0,'revision','',0),(1282,5,'2026-03-20 11:30:25','2026-03-20 11:30:25','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:30:25','2026-03-20 11:30:25','',37,'https://afhold.co.zm/staging/?p=1282',0,'revision','',0),(1283,5,'2026-03-20 11:30:25','2026-03-20 11:30:25','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:30:25','2026-03-20 11:30:25','',37,'https://afhold.co.zm/staging/?p=1283',0,'revision','',0),(1284,5,'2026-03-20 11:30:25','2026-03-20 11:30:25','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:30:25','2026-03-20 11:30:25','',37,'https://afhold.co.zm/staging/?p=1284',0,'revision','',0),(1285,5,'2026-03-20 11:31:35','2026-03-20 11:31:35','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-20 11:31:35','2026-03-20 11:31:35','',367,'https://afhold.co.zm/staging/?p=1285',0,'revision','',0),(1286,5,'2026-03-20 11:32:05','2026-03-20 11:32:05','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-20 11:32:05','2026-03-20 11:32:05','',367,'https://afhold.co.zm/staging/?p=1286',0,'revision','',0),(1287,5,'2026-03-20 11:34:54','2026-03-20 11:34:54','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-20 11:34:54','2026-03-20 11:34:54','',47,'https://afhold.co.zm/staging/?p=1287',0,'revision','',0),(1288,5,'2026-03-20 11:34:54','2026-03-20 11:34:54','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-20 11:34:54','2026-03-20 11:34:54','',47,'https://afhold.co.zm/staging/?p=1288',0,'revision','',0),(1289,5,'2026-03-20 11:34:54','2026-03-20 11:34:54','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-20 11:34:54','2026-03-20 11:34:54','',47,'https://afhold.co.zm/staging/?p=1289',0,'revision','',0),(1291,5,'2026-03-24 07:44:45','2026-03-24 07:44:45','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambian Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-24 07:44:45','2026-03-24 07:44:45','',76,'https://afhold.co.zm/staging/?p=1291',0,'revision','',0),(1292,5,'2026-03-24 07:45:02','2026-03-24 07:45:02','<h3>\n							+260  211  254  841						\n					</h3>\n									<h3>\n							6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambian Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-24 07:45:02','2026-03-24 07:45:02','',76,'https://afhold.co.zm/staging/?p=1292',0,'revision','',0),(1294,5,'2026-03-24 07:52:12','2026-03-24 07:52:12','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260  211  254  841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a href=\"https://www.linkedin.com/company/aflife/\" target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-24 07:52:12','2026-03-24 07:52:12','',175,'https://afhold.co.zm/staging/?p=1294',0,'revision','',0),(1295,5,'2026-03-24 07:52:31','2026-03-24 07:52:31','<h3>\n							+260  211  254  841						\n					</h3>\n									<h3>\n							6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a href=\"https://www.linkedin.com/company/aflife/\" target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambian Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-24 07:52:31','2026-03-24 07:52:31','',76,'https://afhold.co.zm/staging/?p=1295',0,'revision','',0),(1296,5,'2026-03-24 07:55:46','2026-03-24 07:55:46','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 07:55:46','2026-03-24 07:55:46','',100,'https://afhold.co.zm/staging/?p=1296',0,'revision','',0),(1297,5,'2026-03-24 07:55:48','2026-03-24 07:55:48','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 07:55:48','2026-03-24 07:55:48','',100,'https://afhold.co.zm/staging/?p=1297',0,'revision','',0),(1298,5,'2026-03-24 07:55:48','2026-03-24 07:55:48','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 07:55:48','2026-03-24 07:55:48','',100,'https://afhold.co.zm/staging/?p=1298',0,'revision','',0),(1299,5,'2026-03-24 08:00:07','2026-03-24 08:00:07','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 08:00:07','2026-03-24 08:00:07','',100,'https://afhold.co.zm/staging/?p=1299',0,'revision','',0),(1300,5,'2026-03-24 08:00:07','2026-03-24 08:00:07','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 08:00:07','2026-03-24 08:00:07','',100,'https://afhold.co.zm/staging/?p=1300',0,'revision','',0),(1301,5,'2026-03-24 08:00:07','2026-03-24 08:00:07','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License.</p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following :</p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 08:00:07','2026-03-24 08:00:07','',100,'https://afhold.co.zm/staging/?p=1301',0,'revision','',0),(1305,5,'2026-03-24 08:05:00','2026-03-24 08:05:00','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51%.</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-24 08:05:00','2026-03-24 08:05:00','',42,'https://afhold.co.zm/staging/?p=1305',0,'revision','',0),(1303,5,'2026-03-24 08:05:00','2026-03-24 08:05:00','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-24 08:05:00','2026-03-24 08:05:00','',42,'https://afhold.co.zm/staging/?p=1303',0,'revision','',0),(1304,5,'2026-03-24 08:05:00','2026-03-24 08:05:00','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-24 08:05:00','2026-03-24 08:05:00','',42,'https://afhold.co.zm/staging/?p=1304',0,'revision','',0),(1306,5,'2026-03-24 08:06:35','2026-03-24 08:06:35','<h3>\n							+260  211  254  841						\n					</h3>\n									<h3>\n							6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a href=\"https://www.linkedin.com/company/afhold-zambia-limited/\" target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambian Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-24 08:06:35','2026-03-24 08:06:35','',76,'https://afhold.co.zm/staging/?p=1306',0,'revision','',0),(1307,5,'2026-03-24 08:07:52','2026-03-24 08:07:52','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260  211  254  841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a href=\"https://www.linkedin.com/company/afhold-zambia-limited/\" target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-24 08:07:52','2026-03-24 08:07:52','',175,'https://afhold.co.zm/staging/?p=1307',0,'revision','',0),(1308,5,'2026-03-24 09:18:33','2026-03-24 09:18:33','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Afhold today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-03-24 09:18:33','2026-03-24 09:18:33','',49,'https://afhold.co.zm/staging/?p=1308',0,'revision','',0),(1309,5,'2026-03-24 09:18:33','2026-03-24 09:18:33','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Afhold today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-03-24 09:18:33','2026-03-24 09:18:33','',49,'https://afhold.co.zm/staging/?p=1309',0,'revision','',0),(1310,5,'2026-03-24 09:18:34','2026-03-24 09:18:34','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Afhold today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260  211  254  841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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