<h2>About Us</h2>		<p>Home / About Us</p>													<img src="https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png" title="" alt="" loading="lazy" />																										<img src="https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png" title="" alt="" loading="lazy" />																		
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							Consult? Call Us						
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						0761-8523-398					</p>
							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>
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						How It Works					</p>
							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		
                            1992                        
                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        
                            1992                        
                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        
                            1996                        
                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        
                            2000                        
                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        
                            2004                        
                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        
                            2008                        
                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        
                            2010                        
                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        
                            2012                        
                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        
                            2013                        
                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        
                            2014                        
                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        
                            2022                        
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							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					
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							Financial Analysis						
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						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>
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							Strategic Planning						
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						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>
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							Market Research						
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						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>
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									All Services
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																			<img src="https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png" title="" alt="" loading="lazy" />																										<img src="https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png" title="" alt="" loading="lazy" />																										<img src="https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png" title="" alt="" loading="lazy" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							
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							Target Audience						
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							<h2>02</h2>							
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							High Conversation Rate						
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							<h2>03</h2>							
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							Better Market Research						
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							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href="#">
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									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>
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										Results-driven
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										Customer centric
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										Integrity
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										Excellence
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										Teamwork
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