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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":\"50\"},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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Evolution\",\"__globals__\":{\"title_color\":\"globals\\/colors?id=ac6539a\",\"typography_typography\":\"globals\\/typography?id=d9fb52b\"},\"align_mobile\":\"center\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"89b85aa\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.<\\/span><\\/p>\"},{\"_id\":\"ab8f9dd\",\"accordion_title\":\"2010\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\">To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in <\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> and Bencon to reach 51% equity diluting BIFM\\u2019s shareholding to 49%. 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