(277,5,'2026-02-12 07:54:04','2026-02-12 07:54:04','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:54:04','2026-02-12 07:54:04','',37,'https://afhold.co.zm/staging/?p=277',0,'revision','',0);
INSERT INTO `wpph_posts` VALUES (274,5,'2026-02-12 07:53:45','2026-02-12 07:53:45','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:53:45','2026-02-12 07:53:45','',37,'https://afhold.co.zm/staging/?p=274',0,'revision','',0),(275,5,'2026-02-12 07:53:45','2026-02-12 07:53:45','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n                    +\n                Years Experience\n                    k\n                Happy Customers\n                    +\n                Expert Consultant\n                    %\n                Problem Solved\n					<h2>Expert Team</h2>					<h2>Let’s Talk With Our Consultants</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>								<a href=\"#\">\n									See All\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>Pricing Plan</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Starter</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $50<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>Our team is carefully curated to ensure a diverse range of skills and experiences.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Team</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $70<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>We provide training, workshops, and resources to equip your organization.</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>\n							<h2>Enterprice</h2>				\n					        <a >\n            <h1 data-duration=\"40000\">\n                $120<p class=\'rkit-animated-heading__text text-sliding_down\' data-type=\'[&quot;/month&quot;]\'></p>            </h1>\n        </a>\n		<p>This helps us understand your unique needs and tailor our approach accordingly</p>								<a href=\"#\">\n									Buy Now\n					</a>\n											<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Morbi aliquet ex sit amet pretium.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Vivamus sit amet erat turpis.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Phasellus eu porta dolor.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Pellentesque lorem est.\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:53:45','2026-02-12 07:53:45','',37,'https://afhold.co.zm/staging/?p=275',0,'revision','',0),(278,5,'2026-02-12 07:54:04','2026-02-12 07:54:04','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:54:04','2026-02-12 07:54:04','',37,'https://afhold.co.zm/staging/?p=278',0,'revision','',0),(279,5,'2026-02-12 07:54:04','2026-02-12 07:54:04','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 07:54:04','2026-02-12 07:54:04','',37,'https://afhold.co.zm/staging/?p=279',0,'revision','',0),(284,5,'2026-02-12 08:26:41','2026-02-12 08:26:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:26:41','2026-02-12 08:26:41','',37,'https://afhold.co.zm/staging/?p=284',0,'revision','',0),(281,5,'2026-02-12 08:24:12','2026-02-12 08:24:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:24:12','2026-02-12 08:24:12','',37,'https://afhold.co.zm/staging/?p=281',0,'revision','',0),(282,5,'2026-02-12 08:24:12','2026-02-12 08:24:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Services</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Financial Analysis						\n					</h3>\n									<p>\n						Conduct financial health checks and profitability analysis. Develop financial forecasting models and budgeting strategies.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Strategic Planning						\n					</h3>\n									<p>\n						Develop long-term and short-term strategies aligned with business goals. Conduct SWOT analysis and market research.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n									<h3>\n							Market Research						\n					</h3>\n									<p>\n						Perform market segmentation and competitive analysis. Identify emerging trends and customer preferences.					</p>\n												<a href=\"#\">\n									Learn More\n					</a>\n														<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>\n									<h2>VISION, MISSION, VALUES</h2>					<h2>Pricing That Suits Your Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Our Vision</h2>		<p>To be a preferred world class Financial Service Provider of cutting-edge solutions anchored on our collective strength</p>			<h2>Our Mission</h2>		<p>To create, preserve and grow wealth</p>			<h2>Our Values</h2>		<p>Our core values : </p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Results-driven\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Customer centric\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integrity\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Excellence\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Teamwork\n									</li>\n						</ul>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:24:12','2026-02-12 08:24:12','',37,'https://afhold.co.zm/staging/?p=282',0,'revision','',0),(285,5,'2026-02-12 08:26:41','2026-02-12 08:26:41','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Why Choose Us</h2>					<h2>Right Reason for Why You Choose Probiz</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>01</h2>							\n									<h3>\n							Target Audience						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>02</h2>							\n									<h3>\n							High Conversation Rate						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>03</h2>							\n									<h3>\n							Better Market Research						\n					</h3>\n									<p>\n						Vestibulum interdum porta ex, nec commodo magna scelerisque in nam sit consequat suscipit tortor,					</p>\n							<h2>Optimize Operations for Maximum Efficiency</h2>		<p>Drive innovation and lead your market segment. Contact us to explore how our consulting can position your business as a frontrunner.</p>								<a href=\"#\">\n									Get In Touch\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:26:41','2026-02-12 08:26:41','',37,'https://afhold.co.zm/staging/?p=285',0,'revision','',0),(287,5,'2026-02-12 08:28:24','2026-02-12 08:28:24','','BGOverlay','','inherit','open','closed','','bgoverlay','','','2026-02-12 08:28:24','2026-02-12 08:28:24','',37,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/BGOverlay.png',0,'attachment','image/png',0),(288,5,'2026-02-12 08:29:51','2026-02-12 08:29:51','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:29:51','2026-02-12 08:29:51','',37,'https://afhold.co.zm/staging/?p=288',0,'revision','',0),(289,5,'2026-02-12 08:29:51','2026-02-12 08:29:51','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:29:51','2026-02-12 08:29:51','',37,'https://afhold.co.zm/staging/?p=289',0,'revision','',0),(290,5,'2026-02-12 08:29:51','2026-02-12 08:29:51','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:29:51','2026-02-12 08:29:51','',37,'https://afhold.co.zm/staging/?p=290',0,'revision','',0),(291,5,'2026-02-12 08:32:08','2026-02-12 08:32:08','','Background','','inherit','open','closed','','background','','','2026-02-12 08:32:08','2026-02-12 08:32:08','',37,'https://afhold.co.zm/staging/wp-content/uploads/2026/02/Background.png',0,'attachment','image/png',0),(292,5,'2026-02-12 08:32:20','2026-02-12 08:32:20','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:32:20','2026-02-12 08:32:20','',37,'https://afhold.co.zm/staging/?p=292',0,'revision','',0),(293,5,'2026-02-12 08:32:20','2026-02-12 08:32:20','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:32:20','2026-02-12 08:32:20','',37,'https://afhold.co.zm/staging/?p=293',0,'revision','',0),(294,5,'2026-02-12 08:32:20','2026-02-12 08:32:20','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:32:20','2026-02-12 08:32:20','',37,'https://afhold.co.zm/staging/?p=294',0,'revision','',0),(295,5,'2026-02-12 08:34:40','2026-02-12 08:34:40','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:34:40','2026-02-12 08:34:40','',37,'https://afhold.co.zm/staging/?p=295',0,'revision','',0),(296,5,'2026-02-12 08:34:40','2026-02-12 08:34:40','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n			<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"></path></svg>			\n							<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n												<a href=\"#\">\n									All Services\n					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 08:34:40','2026-02-12 08:34:40','',37,'https://afhold.co.zm/staging/?p=296',0,'revision','',0),(533,5,'2026-02-13 12:16:00','2026-02-13 12:16:00','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\"> </p><p data-start=\"292\" data-end=\"625\">Aflife Holdings (Z) Limited is a Zambian-based investment holding company committed to creating sustainable value through strategic partnerships, innovation, and sound governance. We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.</p><p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.</p>			<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-13 12:16:00','2026-02-13 12:16:00','',37,'https://afhold.co.zm/staging/?p=533',0,'revision','',0),(386,5,'2026-02-12 12:30:17','2026-02-12 12:30:17','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:30:17','2026-02-12 12:30:17','',37,'https://afhold.co.zm/staging/?p=386',0,'revision','',0),(387,5,'2026-02-12 12:32:26','2026-02-12 12:32:26','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 12:32:26','2026-02-12 12:32:26','',37,'https://afhold.co.zm/staging/?p=387',0,'revision','',0),(301,5,'2026-02-12 09:04:04','2026-02-12 09:04:04','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 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19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 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15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:04:04','2026-02-12 09:04:04','',37,'https://afhold.co.zm/staging/?p=301',0,'revision','',0),(299,5,'2026-02-12 09:04:03','2026-02-12 09:04:03','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:04:03','2026-02-12 09:04:03','',37,'https://afhold.co.zm/staging/?p=299',0,'revision','',0),(300,5,'2026-02-12 09:04:03','2026-02-12 09:04:03','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:04:03','2026-02-12 09:04:03','',37,'https://afhold.co.zm/staging/?p=300',0,'revision','',0),(305,5,'2026-02-12 09:07:12','2026-02-12 09:07:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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/>																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Analyst					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:07:12','2026-02-12 09:07:12','',37,'https://afhold.co.zm/staging/?p=305',0,'revision','',0),(303,5,'2026-02-12 09:07:12','2026-02-12 09:07:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 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19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 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25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:07:12','2026-02-12 09:07:12','',37,'https://afhold.co.zm/staging/?p=303',0,'revision','',0),(304,5,'2026-02-12 09:07:12','2026-02-12 09:07:12','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 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09:07:12','',37,'https://afhold.co.zm/staging/?p=304',0,'revision','',0),(306,5,'2026-02-12 09:07:42','2026-02-12 09:07:42','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:07:42','2026-02-12 09:07:42','',37,'https://afhold.co.zm/staging/?p=306',0,'revision','',0),(307,5,'2026-02-12 09:07:42','2026-02-12 09:07:42','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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loading=\"lazy\" />																		\n									<h3>\n							Savannah Nguyen						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 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11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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/>																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:07:42','2026-02-12 09:07:42','',37,'https://afhold.co.zm/staging/?p=307',0,'revision','',0),(308,5,'2026-02-12 09:07:43','2026-02-12 09:07:43','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney Henry						\n					</h3>\n									<p>\n						Senior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M496 256c0 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132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 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7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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/>																		\n									<h3>\n							Alexander Grant						\n					</h3>\n									<p>\n						Chief Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Pinterest\n						<svg aria-hidden=\"true\" viewBox=\"0 0 496 512\" 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113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						Youtube\n						<svg aria-hidden=\"true\" viewBox=\"0 0 576 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-02-12 09:07:43','2026-02-12 09:07:43','',37,'https://afhold.co.zm/staging/?p=308',0,'revision','',0),(309,5,'2026-02-12 09:09:29','2026-02-12 09:09:29','<h2>About Us</h2>		<p>Home / About Us</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						0761-8523-398					</p>\n							<h2>About Us</h2>					<h2>Taking Your Business To The Next Level</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					<ul>\n							<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Donec sodales justo a velit volutpat consequat. Praesent pretium felis vel vestibulum fringilla.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Cras ornare libero et elementum molestie. Nam mattis pellentesque sem.\n									</li>\n								<li>\n							<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"></path></svg>						\n										Integer eget lacus ac magna suscipit lobortis vitae eu lectus phasellus eu porta dolor. \n									</li>\n						</ul>\n												<a href=\"#\">\n									Read More\n					</a>\n									<p>\n						How It Works					</p>\n							<h2>History and Evolution</h2>					<h2>Let’s Ask Anything About Business</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>		\n                            1992                        \n                            <p>Anglo created a financial services division to incept the business of pension funds management for<br />Anglo related companies.</p>                        \n                            1992                        \n                            <p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><p> </p><ul><li><strong><strong>Hill and Delamain</strong></strong></li><li><strong><strong>Total</strong></strong></li><li><strong><strong>Chloride</strong></strong></li><li><strong><strong>Deloitte and Touche</strong></strong></li><li><strong><strong>Philips</strong></strong></li></ul><p> </p><p> </p><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>                        \n                            1996                        \n                            <p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>                        \n                            2000                        \n                            <p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>                        \n                            2004                        \n                            <p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>                        \n                            2008                        \n                            <p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>                        \n                            2010                        \n                            <p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>                        \n                            2012                        \n                            <p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license. </p>                        \n                            2013                        \n                            <p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>                        \n                            2014                        \n                            <p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>                        \n                            2022                        \n															<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																										<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																<h2>Vision, Mission, Values</h2>					<h2>See What Your Business Needs</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Courtney 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11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n							<h2>Executive Team</h2>		<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>													<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Muna Hantuba						\n					</h3>\n									<p>\n						MBA, BSc Economics and Business Administration \nGroup Chief Executive Officer 					</p>\n					<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n									<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								\n										<a role=\"button\">\n									Click here\n					</a>\n				<p><b>Muna Hantuba</b></p><p><b>MBA, BSc Economics and Business Administration </b></p><p><b>Group Chief Executive Officer </b></p><p>(Insert Photograph)</p><p>Muna Hantuba is a Director and Chief Executive Officer of Aflife Holdings (Zambia) Limited. He is a graduate of the Zambian School of Economics and Business Administration and has an MBA in Finance, Banking and Marketing from Stirling University in Scotland. He has over 20 years of work experience in the financial services industry.</p>								<a role=\"button\">\n									Click here\n					</a>\n																			<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Catlyn Murphy						\n					</h3>\n									<p>\n						Junior Advisor					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a target=\"_blank\">\n						X-twitter\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path 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47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"></path></svg>					</a>\n																	<img src=\"https://afhold.co.zm/staging/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" loading=\"lazy\" />																		\n									<h3>\n							Arlene McCoy						\n					</h3>\n									<p>\n						Senior Associate					</p>\n					<a target=\"_blank\">\n						Facebook\n						<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"></path></svg>					</a>\n					<a 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