(1201,5,'2026-03-18 09:34:14','2026-03-18 09:34:14','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:34:14','2026-03-18 09:34:14','',37,'https://afhold.co.zm/staging/?p=1201',0,'revision','',0),(1202,5,'2026-03-18 09:34:14','2026-03-18 09:34:14','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:34:14','2026-03-18 09:34:14','',37,'https://afhold.co.zm/staging/?p=1202',0,'revision','',0),(1203,5,'2026-03-18 09:35:34','2026-03-18 09:35:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:35:34','2026-03-18 09:35:34','',37,'https://afhold.co.zm/staging/?p=1203',0,'revision','',0),(1204,5,'2026-03-18 09:35:34','2026-03-18 09:35:34','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:35:34','2026-03-18 09:35:34','',37,'https://afhold.co.zm/staging/?p=1204',0,'revision','',0),(1205,5,'2026-03-18 09:35:35','2026-03-18 09:35:35','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:35:35','2026-03-18 09:35:35','',37,'https://afhold.co.zm/staging/?p=1205',0,'revision','',0),(1206,5,'2026-03-18 09:36:27','2026-03-18 09:36:27','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                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                                          <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-18 09:36:27','2026-03-18 09:36:27','',76,'https://afhold.co.zm/staging/?p=1206',0,'revision','',0),(1207,5,'2026-03-18 09:38:16','2026-03-18 09:38:16','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:38:16','2026-03-18 09:38:16','',37,'https://afhold.co.zm/staging/?p=1207',0,'revision','',0),(1208,5,'2026-03-18 09:38:16','2026-03-18 09:38:16','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:38:16','2026-03-18 09:38:16','',37,'https://afhold.co.zm/staging/?p=1208',0,'revision','',0),(1209,5,'2026-03-18 09:38:16','2026-03-18 09:38:16','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-18 09:38:16','2026-03-18 09:38:16','',37,'https://afhold.co.zm/staging/?p=1209',0,'revision','',0),(1210,5,'2026-03-18 09:40:40','2026-03-18 09:40:40','','390x320','','inherit','open','closed','','390x320','','','2026-03-18 09:40:40','2026-03-18 09:40:40','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/390x320.jpg',0,'attachment','image/jpeg',0),(1211,5,'2026-03-18 09:40:48','2026-03-18 09:40:48','','1920x1280','','inherit','open','closed','','1920x1280-2','','','2026-03-18 09:40:48','2026-03-18 09:40:48','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1280-1.jpg',0,'attachment','image/jpeg',0),(1215,5,'2026-03-18 09:45:57','2026-03-18 09:45:57','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-18 09:45:57','2026-03-18 09:45:57','',100,'https://afhold.co.zm/staging/?p=1215',0,'revision','',0),(1213,5,'2026-03-18 09:45:57','2026-03-18 09:45:57','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-18 09:45:57','2026-03-18 09:45:57','',100,'https://afhold.co.zm/staging/?p=1213',0,'revision','',0),(1214,5,'2026-03-18 09:45:57','2026-03-18 09:45:57','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-18 09:45:57','2026-03-18 09:45:57','',100,'https://afhold.co.zm/staging/?p=1214',0,'revision','',0),(1216,5,'2026-03-18 09:56:17','2026-03-18 09:56:17','','600x700','','inherit','open','closed','','600x700-2','','','2026-03-18 09:56:17','2026-03-18 09:56:17','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg',0,'attachment','image/jpeg',0),(1217,5,'2026-03-18 09:56:30','2026-03-18 09:56:30','','1920x1079','','inherit','open','closed','','1920x1079','','','2026-03-18 09:56:30','2026-03-18 09:56:30','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1079.jpg',0,'attachment','image/jpeg',0),(1218,5,'2026-03-18 09:56:38','2026-03-18 09:56:38','','1920x1280','','inherit','open','closed','','1920x1280-3','','','2026-03-18 09:56:38','2026-03-18 09:56:38','',0,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1280-2.jpg',0,'attachment','image/jpeg',0),(1219,5,'2026-03-18 09:59:52','2026-03-18 09:59:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-18 09:59:52','2026-03-18 09:59:52','',32,'https://afhold.co.zm/staging/?p=1219',0,'revision','',0),(1220,5,'2026-03-18 09:59:52','2026-03-18 09:59:52','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57.png 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-30-57-242x300.png 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-18 09:59:52','2026-03-18 09:59:52','',32,'https://afhold.co.zm/staging/?p=1220',0,'revision','',0),(1223,5,'2026-03-18 10:02:01','2026-03-18 10:02:01','','1149x705','','inherit','open','closed','','1149x705','','','2026-03-18 10:02:01','2026-03-18 10:02:01','',42,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg',0,'attachment','image/jpeg',0),(1224,5,'2026-03-18 10:02:11','2026-03-18 10:02:11','','1920x1280','','inherit','open','closed','','1920x1280-4','','','2026-03-18 10:02:11','2026-03-18 10:02:11','',42,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1280-3.jpg',0,'attachment','image/jpeg',0),(1229,5,'2026-03-18 10:06:50','2026-03-18 10:06:50','','1920x1280','','inherit','open','closed','','1920x1280-5','','','2026-03-18 10:06:50','2026-03-18 10:06:50','',47,'https://afhold.co.zm/staging/wp-content/uploads/2026/03/1920x1280-4.jpg',0,'attachment','image/jpeg',0),(1226,5,'2026-03-18 10:04:10','2026-03-18 10:04:10','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-18 10:04:10','2026-03-18 10:04:10','',42,'https://afhold.co.zm/staging/?p=1226',0,'revision','',0),(1227,5,'2026-03-18 10:04:10','2026-03-18 10:04:10','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16.png 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-300x184.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-1024x628.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-16_09-33-16-768x471.png 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-18 10:04:10','2026-03-18 10:04:10','',42,'https://afhold.co.zm/staging/?p=1227',0,'revision','',0),(1230,5,'2026-03-18 10:07:15','2026-03-18 10:07:15','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:15','2026-03-18 10:07:15','',47,'https://afhold.co.zm/staging/?p=1230',0,'revision','',0),(1231,5,'2026-03-18 10:07:15','2026-03-18 10:07:15','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:15','2026-03-18 10:07:15','',47,'https://afhold.co.zm/staging/?p=1231',0,'revision','',0),(1232,5,'2026-03-18 10:07:15','2026-03-18 10:07:15','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:15','2026-03-18 10:07:15','',47,'https://afhold.co.zm/staging/?p=1232',0,'revision','',0),(1233,5,'2026-03-18 10:07:49','2026-03-18 10:07:49','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:49','2026-03-18 10:07:49','',47,'https://afhold.co.zm/staging/?p=1233',0,'revision','',0),(1234,5,'2026-03-18 10:07:50','2026-03-18 10:07:50','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:50','2026-03-18 10:07:50','',47,'https://afhold.co.zm/staging/?p=1234',0,'revision','',0),(1235,5,'2026-03-18 10:07:50','2026-03-18 10:07:50','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-18 10:07:50','2026-03-18 10:07:50','',47,'https://afhold.co.zm/staging/?p=1235',0,'revision','',0),(1236,5,'2026-03-18 10:09:59','2026-03-18 10:09:59','<h2>Careers</h2>					<h3>Vacancies</h3>','CAREERS','','inherit','closed','closed','','1041-revision-v1','','','2026-03-18 10:09:59','2026-03-18 10:09:59','',1041,'https://afhold.co.zm/staging/?p=1236',0,'revision','',0),(1237,5,'2026-03-18 10:09:59','2026-03-18 10:09:59','<h2>Careers</h2>					<h3>Vacancies</h3>','CAREERS','','inherit','closed','closed','','1041-revision-v1','','','2026-03-18 10:09:59','2026-03-18 10:09:59','',1041,'https://afhold.co.zm/staging/?p=1237',0,'revision','',0),(1238,5,'2026-03-18 10:10:00','2026-03-18 10:10:00','<h2>Careers</h2>					<h3>Vacancies</h3>','CAREERS','','inherit','closed','closed','','1041-revision-v1','','','2026-03-18 10:10:00','2026-03-18 10:10:00','',1041,'https://afhold.co.zm/staging/?p=1238',0,'revision','',0),(1243,5,'2026-03-20 10:40:02','2026-03-20 10:40:02','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:02','2026-03-20 10:40:02','',32,'https://afhold.co.zm/staging/?p=1243',0,'revision','',0),(1244,5,'2026-03-20 10:40:02','2026-03-20 10:40:02','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:02','2026-03-20 10:40:02','',32,'https://afhold.co.zm/staging/?p=1244',0,'revision','',0),(1245,5,'2026-03-20 10:40:02','2026-03-20 10:40:02','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:02','2026-03-20 10:40:02','',32,'https://afhold.co.zm/staging/?p=1245',0,'revision','',0),(1246,5,'2026-03-20 10:40:39','2026-03-20 10:40:39','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:39','2026-03-20 10:40:39','',32,'https://afhold.co.zm/staging/?p=1246',0,'revision','',0),(1247,5,'2026-03-20 10:40:39','2026-03-20 10:40:39','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:39','2026-03-20 10:40:39','',32,'https://afhold.co.zm/staging/?p=1247',0,'revision','',0),(1248,5,'2026-03-20 10:40:39','2026-03-20 10:40:39','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:39','2026-03-20 10:40:39','',32,'https://afhold.co.zm/staging/?p=1248',0,'revision','',0),(1249,5,'2026-03-20 10:40:59','2026-03-20 10:40:59','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:59','2026-03-20 10:40:59','',32,'https://afhold.co.zm/staging/?p=1249',0,'revision','',0),(1250,5,'2026-03-20 10:40:59','2026-03-20 10:40:59','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:40:59','2026-03-20 10:40:59','',32,'https://afhold.co.zm/staging/?p=1250',0,'revision','',0),(1251,5,'2026-03-20 10:41:00','2026-03-20 10:41:00','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:41:00','2026-03-20 10:41:00','',32,'https://afhold.co.zm/staging/?p=1251',0,'revision','',0),(1252,5,'2026-03-20 10:41:07','2026-03-20 10:41:07','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:41:07','2026-03-20 10:41:07','',32,'https://afhold.co.zm/staging/?p=1252',0,'revision','',0),(1253,5,'2026-03-20 10:41:07','2026-03-20 10:41:07','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:41:07','2026-03-20 10:41:07','',32,'https://afhold.co.zm/staging/?p=1253',0,'revision','',0),(1254,5,'2026-03-20 10:41:08','2026-03-20 10:41:08','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 10:41:08','2026-03-20 10:41:08','',32,'https://afhold.co.zm/staging/?p=1254',0,'revision','',0),(1255,5,'2026-03-20 10:42:10','2026-03-20 10:42:10','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 10:42:10','2026-03-20 10:42:10','',100,'https://afhold.co.zm/staging/?p=1255',0,'revision','',0),(1256,5,'2026-03-20 10:42:10','2026-03-20 10:42:10','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 10:42:10','2026-03-20 10:42:10','',100,'https://afhold.co.zm/staging/?p=1256',0,'revision','',0),(1257,5,'2026-03-20 10:42:10','2026-03-20 10:42:10','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 10:42:10','2026-03-20 10:42:10','',100,'https://afhold.co.zm/staging/?p=1257',0,'revision','',0),(1259,5,'2026-03-20 11:19:03','2026-03-20 11:19:03','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-20 11:19:03','2026-03-20 11:19:03','',175,'https://afhold.co.zm/staging/?p=1259',0,'revision','',0),(1260,5,'2026-03-20 11:19:51','2026-03-20 11:19:51','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 11:19:51','2026-03-20 11:19:51','',100,'https://afhold.co.zm/staging/?p=1260',0,'revision','',0),(1261,5,'2026-03-20 11:19:51','2026-03-20 11:19:51','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 11:19:51','2026-03-20 11:19:51','',100,'https://afhold.co.zm/staging/?p=1261',0,'revision','',0),(1262,5,'2026-03-20 11:19:51','2026-03-20 11:19:51','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-20 11:19:51','2026-03-20 11:19:51','',100,'https://afhold.co.zm/staging/?p=1262',0,'revision','',0),(1263,5,'2026-03-20 11:20:59','2026-03-20 11:20:59','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambian Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-20 11:20:59','2026-03-20 11:20:59','',76,'https://afhold.co.zm/staging/?p=1263',0,'revision','',0),(1264,5,'2026-03-20 11:21:36','2026-03-20 11:21:36','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-20 11:21:36','2026-03-20 11:21:36','',42,'https://afhold.co.zm/staging/?p=1264',0,'revision','',0),(1265,5,'2026-03-20 11:21:36','2026-03-20 11:21:36','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-20 11:21:36','2026-03-20 11:21:36','',42,'https://afhold.co.zm/staging/?p=1265',0,'revision','',0),(1266,5,'2026-03-20 11:21:36','2026-03-20 11:21:36','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-20 11:21:36','2026-03-20 11:21:36','',42,'https://afhold.co.zm/staging/?p=1266',0,'revision','',0),(1267,5,'2026-03-20 11:22:37','2026-03-20 11:22:37','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:22:37','2026-03-20 11:22:37','',32,'https://afhold.co.zm/staging/?p=1267',0,'revision','',0),(1268,5,'2026-03-20 11:22:37','2026-03-20 11:22:37','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:22:37','2026-03-20 11:22:37','',32,'https://afhold.co.zm/staging/?p=1268',0,'revision','',0),(1269,5,'2026-03-20 11:22:37','2026-03-20 11:22:37','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:22:37','2026-03-20 11:22:37','',32,'https://afhold.co.zm/staging/?p=1269',0,'revision','',0),(1270,5,'2026-03-20 11:23:13','2026-03-20 11:23:13','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:13','2026-03-20 11:23:13','',32,'https://afhold.co.zm/staging/?p=1270',0,'revision','',0),(1271,5,'2026-03-20 11:23:13','2026-03-20 11:23:13','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:13','2026-03-20 11:23:13','',32,'https://afhold.co.zm/staging/?p=1271',0,'revision','',0),(1272,5,'2026-03-20 11:23:14','2026-03-20 11:23:14','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:14','2026-03-20 11:23:14','',32,'https://afhold.co.zm/staging/?p=1272',0,'revision','',0),(1273,5,'2026-03-20 11:23:30','2026-03-20 11:23:30','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:30','2026-03-20 11:23:30','',32,'https://afhold.co.zm/staging/?p=1273',0,'revision','',0),(1274,5,'2026-03-20 11:23:30','2026-03-20 11:23:30','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:30','2026-03-20 11:23:30','',32,'https://afhold.co.zm/staging/?p=1274',0,'revision','',0),(1275,5,'2026-03-20 11:23:30','2026-03-20 11:23:30','<h2>Strategic Financial Services</h2>					<h2>Empowering Growth. Building Sustainable Value.</h2>		<p>We are a diversified financial services holding company delivering strategic investment, advisory, and asset management solutions that drive long-term growth and value creation.</p>								<a role=\"button\">\n									Learn More\n					</a>\n																			<img width=\"800\" height=\"640\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1024x819.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-300x240.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-768x614.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-1536x1229.png 1536w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Artboard-44-2048x1638.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"600\" height=\"700\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1.jpg 600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/600x700-1-257x300.jpg 257w\" sizes=\"(max-width: 600px) 100vw, 600px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841 					</p>\n							<h2>About Us</h2>					<h2>Who We Are</h2>		<p>Aflife Holdings (Z) Limited is a Zambian-based investment holding company providing integrated financial services through a strong portfolio of subsidiaries and associate companies. We focus on building resilient businesses, delivering client-centred solutions, and creating sustainable value across the region.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n												<a role=\"button\">\n									Read More\n					</a>\n									<h2>Let’s Build the Future Together</h2>		<p data-start=\"2447\" data-end=\"2583\">Partner with us to unlock new opportunities, drive sustainable growth, and achieve lasting impact through strategic financial solutions.</p>								<a role=\"button\">\n									Get In Touch\n					</a>\n									<h2>Latest Article</h2>					<h2>Read Our Recent News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Aflife Holdings Group.</p>								<a role=\"button\">\n									View More\n					</a>\n									<h2>Subsidiaries &amp; Associates</h2>					<h2>Our Subsidiaries &amp; Associates</h2>		<p data-start=\"1922\" data-end=\"2096\">Our strength lies in a diversified portfolio of specialist companies delivering comprehensive financial, investment, property, and advisory solutions across multiple sectors.</p><p data-start=\"2098\" data-end=\"2125\"> </p>					\n								<figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Investments.webp\" alt=\"Aflife Investments\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Properties.webp\" alt=\"Aflife Properties\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Capital.webp\" alt=\"Aflife Capital\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Zambianhomeloans.png\" alt=\"Zambian Home Loans\" /></figure><figure><img data-src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Aflife-Pension-Administration.webp\" alt=\"Aflife Administration\" /></figure>','HOME','','inherit','closed','closed','','32-revision-v1','','','2026-03-20 11:23:30','2026-03-20 11:23:30','',32,'https://afhold.co.zm/staging/?p=1275',0,'revision','',0),(1276,5,'2026-03-20 11:26:53','2026-03-20 11:26:53','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:26:53','2026-03-20 11:26:53','',37,'https://afhold.co.zm/staging/?p=1276',0,'revision','',0),(1277,5,'2026-03-20 11:26:54','2026-03-20 11:26:54','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:26:54','2026-03-20 11:26:54','',37,'https://afhold.co.zm/staging/?p=1277',0,'revision','',0),(1278,5,'2026-03-20 11:26:54','2026-03-20 11:26:54','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:26:54','2026-03-20 11:26:54','',37,'https://afhold.co.zm/staging/?p=1278',0,'revision','',0),(1279,5,'2026-03-20 11:27:47','2026-03-20 11:27:47','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:27:47','2026-03-20 11:27:47','',37,'https://afhold.co.zm/staging/?p=1279',0,'revision','',0),(1280,5,'2026-03-20 11:27:47','2026-03-20 11:27:47','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:27:47','2026-03-20 11:27:47','',37,'https://afhold.co.zm/staging/?p=1280',0,'revision','',0),(1281,5,'2026-03-20 11:27:47','2026-03-20 11:27:47','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:27:47','2026-03-20 11:27:47','',37,'https://afhold.co.zm/staging/?p=1281',0,'revision','',0),(1282,5,'2026-03-20 11:30:25','2026-03-20 11:30:25','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:30:25','2026-03-20 11:30:25','',37,'https://afhold.co.zm/staging/?p=1282',0,'revision','',0),(1283,5,'2026-03-20 11:30:25','2026-03-20 11:30:25','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:30:25','2026-03-20 11:30:25','',37,'https://afhold.co.zm/staging/?p=1283',0,'revision','',0),(1284,5,'2026-03-20 11:30:25','2026-03-20 11:30:25','<h2>About Us</h2>															<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"479\" height=\"595\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595.jpg 479w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/479x595-242x300.jpg 242w\" sizes=\"(max-width: 479px) 100vw, 479px\" />																		\n									<h3>\n							Consult? Call Us						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n							<h2>About Us</h2>					<h2>About Us </h2>		<p data-start=\"627\" data-end=\"876\">Aflife Holdings Limited is a Zambian-based holding company which has subsidiaries and associates operating across non-bank financial services sectors. Its history can be traced to 1992 when Anglo American Corporation created a division to manage the pension funds of its subsidiaries, which then morphed into a fully-fledged pension fund management and administration company. Over the years, and in line with desire to cater for the needs of a growing client base, the Group now consists of subsidiaries focusing on investment management, pension fund administration and consultancy; property development and management, financial advisory services as well as mortgage origination and financing. Although Afhold is majority owned by Zambians and rooted in Zambia, its other shareholder, the BIHL Group of Botswana, is a subsidiary of the Sanlam Group, the largest insurance group on the African continent.</p><p>Afhold provides both operational support to its subsidiaries through shared services as well as strategic support through monitoring and implementation of the subsidiaries’ strategies. It also looks for new opportunities within financial services while looking to scale up its existing subsidiaries where opportunities for mergers and acquisitions present themselves. The strong pedigree of its parentage allows the Group and its subsidiaries to tap into international best practice which is then customized to the local environment in order to provide superior client experience through locally relevant world-class products.</p>			<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>															<img width=\"1600\" height=\"900\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29.png 1600w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-300x169.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1024x576.png 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-768x432.png 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/Screenshot-29-1536x864.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" />																<h2>History &amp; Evolution</h2>					<h2>History &amp; Evolution</h2>		<p>Our journey spans over three decades of growth, transformation, and strategic evolution. From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.</p><p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.</p>					\n					<button id=\"e-n-tab-title-994366781\" data-tab-title-id=\"e-n-tab-title-994366781\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-994366781\" style=\"--n-tabs-title-order: 1;\">\n				1992			\n		</button>\n				<button id=\"e-n-tab-title-994366782\" data-tab-title-id=\"e-n-tab-title-994366782\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366782\" style=\"--n-tabs-title-order: 2;\">\n				1996			\n		</button>\n				<button id=\"e-n-tab-title-994366783\" data-tab-title-id=\"e-n-tab-title-994366783\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366783\" style=\"--n-tabs-title-order: 3;\">\n				2000			\n		</button>\n				<button id=\"e-n-tab-title-994366784\" data-tab-title-id=\"e-n-tab-title-994366784\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366784\" style=\"--n-tabs-title-order: 4;\">\n				2004			\n		</button>\n				<button id=\"e-n-tab-title-994366785\" data-tab-title-id=\"e-n-tab-title-994366785\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366785\" style=\"--n-tabs-title-order: 5;\">\n				2008			\n		</button>\n				<button id=\"e-n-tab-title-994366786\" data-tab-title-id=\"e-n-tab-title-994366786\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366786\" style=\"--n-tabs-title-order: 6;\">\n				2010			\n		</button>\n				<button id=\"e-n-tab-title-994366787\" data-tab-title-id=\"e-n-tab-title-994366787\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366787\" style=\"--n-tabs-title-order: 7;\">\n				2012			\n		</button>\n				<button id=\"e-n-tab-title-994366788\" data-tab-title-id=\"e-n-tab-title-994366788\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366788\" style=\"--n-tabs-title-order: 8;\">\n				2013			\n		</button>\n				<button id=\"e-n-tab-title-994366789\" data-tab-title-id=\"e-n-tab-title-994366789\" aria-selected=\"false\" data-tab-index=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-994366789\" style=\"--n-tabs-title-order: 9;\">\n				2014			\n		</button>\n				<button id=\"e-n-tab-title-9943667810\" data-tab-title-id=\"e-n-tab-title-9943667810\" aria-selected=\"false\" data-tab-index=\"10\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-9943667810\" style=\"--n-tabs-title-order: 10;\">\n				2022			\n		</button>\n									<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p>								\n									<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p>								\n									<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p>								\n									<p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p>								\n									<p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p>								\n									<p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p>								\n									<p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p>								\n									<p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p>								\n									<p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited &#8211; Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul>								\n									<p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>								\n															<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />															\n				<p>Anglo created a financial services division to incept the business of pension funds management for <br />Anglo related companies.</p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :</p><ul><li>Hill and Delamain</li><li>Total</li><li>Chloride</li><li>Deloitte and Touche</li><li>Philips</li></ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.</p><p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.</p><p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)</p><p>Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<b>.</b></p><p>Aflife commenced on a strategic process to bifurcate the composite services. Benefits Consulting Services Limited (Bencon) was incorporated to dedicate services into Pension Fund Administration.</p><p>To comply with changes in law on shareholding of Fund Managers and Pension Administrators, Menel acquired an additional 21% in Aflife and Bencon to reach 51% equity diluting BIFM’s shareholding to 49%. Menel became majority shareholder as per requirement of regulation.</p><p>PIA issued Benefits Consulting Services Limited (Bencon) with a separate license to administer pension funds in order to allow Aflife dedicate its management of pension assets under a separate license.</p><p>Bencon and Aflife continued operating independently under separate licenses as Associates maintaining common shareholding. Each entity owned by Menel (51%) and BFIM (49%).</p><p>Quantum Assets Zambia Limited (now Aflife Holdings Limited) was incorporated to host all non-pension business and saw the creation of two wholly owned subsidiaries namely :</p><ul><li>Aflife Properties (Z) Limited - Property Management and Development</li><li>Aflife Capital (Z) Limited – Corporate Advisory Services</li></ul><p>Equity re- organisation and implementation of the AfHold Group structure as follows:</p>													<img width=\"800\" height=\"895\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-915x1024.jpeg 915w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-268x300.jpeg 268w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-768x860.jpeg 768w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1372x1536.jpeg 1372w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/Simple-org-chart-1830x2048.jpeg 1830w\" sizes=\"(max-width: 800px) 100vw, 800px\" />																		\n																	<img width=\"393\" height=\"393\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2.png 393w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-300x300.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/BG2-150x150.png 150w\" sizes=\"(max-width: 393px) 100vw, 393px\" />																										<img width=\"866\" height=\"567\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56.png 866w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-300x196.png 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/02/screenshot-2026-02-13_16-51-56-768x503.png 768w\" sizes=\"(max-width: 866px) 100vw, 866px\" />																<h2>Vision, Mission, Values</h2>					<h2>Vision, Mission &amp; Values</h2>		<p>Guided by a clear vision, driven by a focused mission, and anchored in strong values, we strive to create sustainable impact for our clients, partners, and communities.</p>					\n									<h3>\n							Our Vision						\n					</h3>\n									<p>\n						To be a preferred world class Financial Services Provider of cutting-edge solutions anchored on our collective strength					</p>\n									<h3>\n							Our Mission						\n					</h3>\n									<p>\n						To create, preserve and grow wealth					</p>\n									<h3>\n							Our Values						\n					</h3>\n									<p>\nResults-driven, Customer Centric, Integrity, Excellence, Teamwork					</p>\n							<h2>Our Management Team</h2>					<h2>Board of Directors</h2>		<p>Our Board of Directors provides strategic oversight, governance, and leadership to ensure the long-term success and sustainability of the Group. </p>			<h2>Executive Team</h2>		<p>Our Executive Team is responsible for translating strategy into action, driving operational excellence, and delivering sustainable growth across the Group.</p>			<h2>Add Your Heading Text Here</h2>','ABOUT US','','inherit','closed','closed','','37-revision-v1','','','2026-03-20 11:30:25','2026-03-20 11:30:25','',37,'https://afhold.co.zm/staging/?p=1284',0,'revision','',0),(1285,5,'2026-03-20 11:31:35','2026-03-20 11:31:35','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-20 11:31:35','2026-03-20 11:31:35','',367,'https://afhold.co.zm/staging/?p=1285',0,'revision','',0),(1286,5,'2026-03-20 11:32:05','2026-03-20 11:32:05','<a target=\"_blank\">\n						Angle-right\n						<svg aria-hidden=\"true\" viewBox=\"0 0 256 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"></path></svg>					</a>\n										<a role=\"button\">\n					</a>\n												<a role=\"button\">\n					</a>','Elementor Loop Item #367','','inherit','closed','closed','','367-revision-v1','','','2026-03-20 11:32:05','2026-03-20 11:32:05','',367,'https://afhold.co.zm/staging/?p=1286',0,'revision','',0),(1287,5,'2026-03-20 11:34:54','2026-03-20 11:34:54','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-20 11:34:54','2026-03-20 11:34:54','',47,'https://afhold.co.zm/staging/?p=1287',0,'revision','',0),(1288,5,'2026-03-20 11:34:54','2026-03-20 11:34:54','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-20 11:34:54','2026-03-20 11:34:54','',47,'https://afhold.co.zm/staging/?p=1288',0,'revision','',0),(1289,5,'2026-03-20 11:34:54','2026-03-20 11:34:54','<h2>News</h2>					<h2>News</h2>					<h2>Read Our  News &amp; Insights</h2>		<p>Stay informed with the latest updates, announcements, and insights from across the Group.</p>','NEWS','','inherit','closed','closed','','47-revision-v1','','','2026-03-20 11:34:54','2026-03-20 11:34:54','',47,'https://afhold.co.zm/staging/?p=1289',0,'revision','',0),(1291,5,'2026-03-24 07:44:45','2026-03-24 07:44:45','<h3>\n							+260 (211) 254 841						\n					</h3>\n									<h3>\n							6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambian Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-24 07:44:45','2026-03-24 07:44:45','',76,'https://afhold.co.zm/staging/?p=1291',0,'revision','',0),(1292,5,'2026-03-24 07:45:02','2026-03-24 07:45:02','<h3>\n							+260  211  254  841						\n					</h3>\n									<h3>\n							6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambian Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-24 07:45:02','2026-03-24 07:45:02','',76,'https://afhold.co.zm/staging/?p=1292',0,'revision','',0),(1294,5,'2026-03-24 07:52:12','2026-03-24 07:52:12','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260  211  254  841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a href=\"https://www.linkedin.com/company/aflife/\" target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-24 07:52:12','2026-03-24 07:52:12','',175,'https://afhold.co.zm/staging/?p=1294',0,'revision','',0),(1295,5,'2026-03-24 07:52:31','2026-03-24 07:52:31','<h3>\n							+260  211  254  841						\n					</h3>\n									<h3>\n							6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a href=\"https://www.linkedin.com/company/aflife/\" target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambian Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-24 07:52:31','2026-03-24 07:52:31','',76,'https://afhold.co.zm/staging/?p=1295',0,'revision','',0),(1296,5,'2026-03-24 07:55:46','2026-03-24 07:55:46','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 07:55:46','2026-03-24 07:55:46','',100,'https://afhold.co.zm/staging/?p=1296',0,'revision','',0),(1297,5,'2026-03-24 07:55:48','2026-03-24 07:55:48','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 07:55:48','2026-03-24 07:55:48','',100,'https://afhold.co.zm/staging/?p=1297',0,'revision','',0),(1298,5,'2026-03-24 07:55:48','2026-03-24 07:55:48','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 07:55:48','2026-03-24 07:55:48','',100,'https://afhold.co.zm/staging/?p=1298',0,'revision','',0),(1299,5,'2026-03-24 08:00:07','2026-03-24 08:00:07','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 08:00:07','2026-03-24 08:00:07','',100,'https://afhold.co.zm/staging/?p=1299',0,'revision','',0),(1300,5,'2026-03-24 08:00:07','2026-03-24 08:00:07','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License. </p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following : </p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 08:00:07','2026-03-24 08:00:07','',100,'https://afhold.co.zm/staging/?p=1300',0,'revision','',0),(1301,5,'2026-03-24 08:00:07','2026-03-24 08:00:07','<h2>Aflife Capital </h2>					<h2>About Aflife Capital Ltd</h2>		<p>Aflife Capital Zambia Limited is licensed and regulated by the Securities and Exchange Commission (SEC). The company holds the Securities and Exchange Commission\'s Dealer License.</p><p>At Aflife Capital, while solutions to our client\'s financial requirements are informed by our professional experience, we also believe that each client is unique and therefore requires a bespoke and personal touch in the structuring of their specific solution. We offer a broad range of services including the following :</p>			<h4>ADVISORY SERVICES</h4>		<ul><li>Legislative &amp; Regulatory Advisory</li><li>Financial Dispute Resolution</li><li>Corporate Turnarounds &amp; Restructuring</li><li>Executive Share Option Schemes</li><li>Executive Share Appreciation Rights</li></ul>			<h4>vALUATION SERVICES</h4>		<ul><li>Buy Side/Sell Side (M &amp; A)</li><li>Independent Fairness Options </li><li>Unlisted Equity Portfolio Valuations</li><li>Year-end Statutory Valuations</li></ul>			<h4>CAPITAL MARKETS</h4>		<ul><li>Initial Public Offerings</li><li>Rights Offers</li><li>Pre-IPO Private Placements</li><li>Medium Term Note Programmes</li></ul>			<h4>MESSAGE ACQUISITIONS</h4>		<ul><li>Capital Raising </li><li>Transaction Advice</li><li>Management Leveraged Buyouts</li><li>Employee Ownership Schemes</li><li>Regulatory Approvals</li><li>Identification of Strategic &amp; Technical Partners</li><li>Due Diligence</li></ul>			<h4>DISPOSALS</h4>		<ul><li>Unbundling Conglomerates</li><li>Privatisations</li><li>Trade Sales</li></ul>			<h2><h2 style=\"font-family: Lato, sans-serif;font-weight: 500;line-height: 23.04px;font-size: 19.2px;text-transform: capitalize;letter-spacing: normal\">Let’s Build Smarter Financial Solutions Together</h2></h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','Aflife Capital','','inherit','closed','closed','','100-revision-v1','','','2026-03-24 08:00:07','2026-03-24 08:00:07','',100,'https://afhold.co.zm/staging/?p=1301',0,'revision','',0),(1305,5,'2026-03-24 08:05:00','2026-03-24 08:05:00','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51%.</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-24 08:05:00','2026-03-24 08:05:00','',42,'https://afhold.co.zm/staging/?p=1305',0,'revision','',0),(1303,5,'2026-03-24 08:05:00','2026-03-24 08:05:00','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-24 08:05:00','2026-03-24 08:05:00','',42,'https://afhold.co.zm/staging/?p=1303',0,'revision','',0),(1304,5,'2026-03-24 08:05:00','2026-03-24 08:05:00','<h2>Investors</h2>					<h3>Investors &amp; Shareholders</h3>		<p>Botswana Insurance Fund Management 49% (A member of Botswana Insurance Holdings Limited and Sanlam Group SA) and Menel Management Services Limited 51% (A Consortium of Zambia).</p>													<img width=\"1149\" height=\"705\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg\" alt=\"\" srcset=\"https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705.jpg 1149w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-300x184.jpg 300w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-1024x628.jpg 1024w, https://afhold.co.zm/staging/wp-content/uploads/2026/03/1149x705-768x471.jpg 768w\" sizes=\"(max-width: 1149px) 100vw, 1149px\" />																<h2>Share Holders</h2>																<a href=\"https://www.sanlam.com/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/sanlam-logo.png\" alt=\"\" />								</a>\n																										<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/menel_logo.png\" alt=\"\" />																											<a href=\"https://www.bifm.co.bw/\">\n							<img width=\"250\" height=\"70\" src=\"https://afhold.co.zm/staging/wp-content/uploads/2026/02/bifm_logo.png\" alt=\"\" />								</a>\n																<h2>Let’s Build Smarter Financial Solutions Together</h2>		<p>Connect with our team to explore tailored strategies that drive growth, efficiency, and long-term value.</p>								<a role=\"button\">\n									Get In Touch\n					</a>','INVESTORS','','inherit','closed','closed','','42-revision-v1','','','2026-03-24 08:05:00','2026-03-24 08:05:00','',42,'https://afhold.co.zm/staging/?p=1304',0,'revision','',0),(1306,5,'2026-03-24 08:06:35','2026-03-24 08:06:35','<h3>\n							+260  211  254  841						\n					</h3>\n									<h3>\n							6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia						\n					</h3>\n									<p>\n							enquiries@afhold.co.zm						\n					</p>\n					<a href=\"https://www.linkedin.com/company/afhold-zambia-limited/\" target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>\n                <a>\n                </a>\n                <ul>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/\">\n                                HOME                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/about-us/\">\n                                ABOUT US                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"#\">\n                                SUBSIDIARIES &amp; ASSOCIATES                                                            </a>\n                                                            <ul>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                SUBSIDIARIES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://www.aflife.co.zm\">\n                                                                Aflife Investments                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://aflifepension.co.zm\">\n                                                                Aflife Pension Administration                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://www.afprop.co.zm\">\n                                                                Aflife Properties                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                            <li>\n                                                            <a href=\"https://afhold.co.zm/staging/aflife-capital/\">\n                                                                Aflife Capital                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                            <li>\n                                            <a href=\"#\">\n                                                ASSOCIATES                                                                                            </a>\n                                                                                            <ul>\n                                                                                                            <li>\n                                                            <a href=\"https://zambianhomeloans.com\">\n                                                                Zambian Home Loans                                                                                                                            </a>\n                                                                                                                    </li>\n                                                                                                    </ul>\n                                                                                    </li>\n                                                                    </ul>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/investors/\">\n                                INVESTORS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/news/\">\n                                NEWS                                                            </a>\n                                                    </li>\n                                            <li>\n                            <a href=\"https://afhold.co.zm/staging/careers/\">\n                                CAREERS                                                            </a>\n                                                    </li>\n                                    </ul>\n										<a role=\"button\">\n									Contact Us\n					</a>','Header','','inherit','closed','closed','','76-revision-v1','','','2026-03-24 08:06:35','2026-03-24 08:06:35','',76,'https://afhold.co.zm/staging/?p=1306',0,'revision','',0),(1307,5,'2026-03-24 08:07:52','2026-03-24 08:07:52','<p>We are specialize in transforming businesses and fostering growth through strategic insights and unparalleled expertise.</p>			<h2>Quick Links</h2>							<ul>\n							<li>\n										Home\n									</li>\n								<li>\n										About Us\n									</li>\n								<li>\n										Investors\n									</li>\n								<li>\n										News\n									</li>\n								<li>\n										Contact Us\n									</li>\n						</ul>\n							<h2>Useful Links</h2>							<ul>\n							<li>\n											<a href=\"http://www.zra.org.zm/\">\n											Zambia Revenue Authority \n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.seczambia.org.zm/\">\n											Securities and Exchange Commission\n											</a>\n									</li>\n								<li>\n											<a href=\"https://luse.co.zm/\">\n											Lusaka Stock Exchange\n											</a>\n									</li>\n								<li>\n											<a href=\"https://www.boz.co.zm/\">\n											Bank of Zambia\n											</a>\n									</li>\n								<li>\n											<a href=\"http://www.mofnp.gov.zm/\">\n											Ministry of Finance\n											</a>\n									</li>\n						</ul>\n							<h2>Get In Touch</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260  211  254  841					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n				Copyright © 2026 Afhold. All Rights Reserved. Powered by\n<a href=\"https://www.prostartkit.com/?utm_source=prosite\">\nProStartKit\n</a> 					\n					<a href=\"https://www.linkedin.com/company/afhold-zambia-limited/\" target=\"_blank\">\n						Linkedin\n						<svg aria-hidden=\"true\" viewBox=\"0 0 448 512\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"></path></svg>					</a>','Main Footer','','inherit','closed','closed','','175-revision-v1','','','2026-03-24 08:07:52','2026-03-24 08:07:52','',175,'https://afhold.co.zm/staging/?p=1307',0,'revision','',0),(1308,5,'2026-03-24 09:18:33','2026-03-24 09:18:33','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Afhold today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-03-24 09:18:33','2026-03-24 09:18:33','',49,'https://afhold.co.zm/staging/?p=1308',0,'revision','',0),(1309,5,'2026-03-24 09:18:33','2026-03-24 09:18:33','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Afhold today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260 (211) 254 841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! 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loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-03-24 09:18:33','2026-03-24 09:18:33','',49,'https://afhold.co.zm/staging/?p=1309',0,'revision','',0),(1310,5,'2026-03-24 09:18:34','2026-03-24 09:18:34','<h2>Contact Us</h2>		<p>Home / Contact Us</p>			<h2>Get In Touch</h2>					<h2>Contact Support Team To Grow Your Business</h2>		<p>Contact Afhold today and discover how our expertise can turn your vision into reality. Together, let\'s build a future of excellence for your business.</p>			<h2>Contact Detail</h2>							\n									<h3>\n							Phone						\n					</h3>\n									<p>\n						+260  211  254  841					</p>\n									<h3>\n							Email						\n					</h3>\n									<p>\n						enquiries@afhold.co.zm					</p>\n									<h3>\n							Location						\n					</h3>\n									<p>\n						6th Floor, Mpile Office Park, 74 Independence Avenue, Lusaka, Zambia					</p>\n									<h3>\n							Website						\n					</h3>\n									<p>\n						www.afhold.co.zm					</p>\n					            <form id=\"rform\" data-form=\"217\">\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" fill=\"#FF0000\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zM8 4a.905.905 0 0 0-.9.995l.35 3.507a.552.552 0 0 0 1.1 0l.35-3.507A.905.905 0 0 0 8 4zm.002 6a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\" />\n                        </svg>\n                            <h5>Required Login</h5>\n                            Please Login for Submit Form.\n                            <a type=\"button\">Close</a>\n                        <svg xmlns=\"http://www.w3.org/2000/svg\" width=\"35\" height=\"35\" viewBox=\"0 0 16 16\">\n                            <path d=\"M16 8A8 8 0 1 1 0 8a8 8 0 0 1 16 0zm-3.97-3.03a.75.75 0 0 0-1.08.022L7.477 9.417 5.384 7.323a.75.75 0 0 0-1.06 1.06L6.97 11.03a.75.75 0 0 0 1.079-.02l3.992-4.99a.75.75 0 0 0-.01-1.05z\" />\n                        </svg>\n                            <h5>Success</h5>\n                            <p>\n                                Thank you! Form submitted successfully.                            </p>\n                            <button></button>\n                <style>.elementor-217 .elementor-element.elementor-element-5a799ef{--display:flex;--min-height:440px;--justify-content:space-around;--gap:30px 0px;--row-gap:30px;--column-gap:0px;}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-input{border-radius:16px 16px 16px 16px;background-color:var( --e-global-color-accent );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-secondary );}.elementor-217 .elementor-element.elementor-element-9265d48 .rform-error{text-align:left;}.elementor-217 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data-default-countries=\"ZM\" name=\"phone-number\" placeholder=\"Phone Number\" id=\"rform-input-tel-214472821\" type=\"tel\" onblur=\"validate_input( \'rform-input-tel-\' , \'rform-input-err-\' ,\'214472821\')\" aria-invalid=false required oninput=\"this.value = this.value.replace(/[^0-9.]/g, \'\').replace(/(..*?)..*/g, \'$1\');\">\n            This field is required\n                                <textarea name=\"message\" placeholder=\"Message\" id=\"rform-input-textarea-75261090\" type=\"text\" onblur=\"validate_input( \'rform-input-textarea-\' , \'rform-input-err-\' ,\'75261090\')\" aria-invalid=false data-val=\"by_char\"   required></textarea>\n            This field is required\n            <button type=\"button\" id=\"rform-button-submit\">\n                Send Message            </button>\n		            </form>\n			<iframe loading=\"lazy\"\n					src=\"https://maps.google.com/maps?q=74%20Independence%20Avenue%206th%20Floor%2C%20Mpile%20Office%20Park%2C%20Lusaka%2C%20Zambia%E2%80%8B&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n					title=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n					aria-label=\"74 Independence Avenue 6th Floor, Mpile Office Park, Lusaka, Zambia​\"\n			></iframe>','CONTACT US','','inherit','closed','closed','','49-revision-v1','','','2026-03-24 09:18:34','2026-03-24 09:18:34','',49,'https://afhold.co.zm/staging/?p=1310',0,'revision','',0);

--
-- Table structure for table `wpph_term_relationships`
--

CREATE TABLE `wpph_term_relationships` (
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  PRIMARY KEY (`object_id`,`term_taxonomy_id`),
  KEY `term_taxonomy_id` (`term_taxonomy_id`)
) ENGINE=MyISAM DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_unicode_520_ci;

--
-- Dumping data for table `wpph_term_relationships`
--

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--
-- Table structure for table `wpph_term_taxonomy`
--

CREATE TABLE `wpph_term_taxonomy` (
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--
-- Dumping data for table `wpph_term_taxonomy`
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--
-- Table structure for table `wpph_termmeta`
--

CREATE TABLE `wpph_termmeta` (
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--
-- Dumping data for table `wpph_termmeta`
--


--
-- Table structure for table `wpph_terms`
--

CREATE TABLE `wpph_terms` (
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--
-- Dumping data for table `wpph_terms`
--

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--
-- Table structure for table `wpph_usermeta`
--

CREATE TABLE `wpph_usermeta` (
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--
-- Dumping data for table `wpph_usermeta`
--

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--
-- Table structure for table `wpph_users`
--

CREATE TABLE `wpph_users` (
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  `user_pass` varchar(255) NOT NULL DEFAULT '',
  `user_nicename` varchar(50) NOT NULL DEFAULT '',
  `user_email` varchar(100) NOT NULL DEFAULT '',
  `user_url` varchar(100) NOT NULL DEFAULT '',
  `user_registered` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
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  `user_status` int(11) NOT NULL DEFAULT 0,
  `display_name` varchar(250) NOT NULL DEFAULT '',
  PRIMARY KEY (`ID`),
  KEY `user_login_key` (`user_login`),
  KEY `user_nicename` (`user_nicename`),
  KEY `user_email` (`user_email`)
) ENGINE=MyISAM AUTO_INCREMENT=6 DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_unicode_520_ci;

--
-- Dumping data for table `wpph_users`
--

INSERT INTO `wpph_users` VALUES (1,'Admin','$wp$2y$10$IyhOehzqiiSiiK5fbqEw2.fxJk9HDOUQhoS5.332TCUe20hIZTjFa','Admin','mainzas@aflife.co.zm','https://afhold.co.zm/staging','2025-12-16 08:36:35','',0,'Admin'),(2,'Jonas','$wp$2y$10$j0TxdtFEfcpNlLMOaCyTIeJnpP9Xx0dgBjDOhiwwzb1pglvdrWFgy','jonas','Jonas@proweb.co.zm','','2025-12-16 08:41:36','',0,'Jonas Moyo'),(3,'Sirrodger','$wp$2y$10$NseFmo6vPUXePZA1nFO6v.TJYXfzHNXwsfD1AesMAa8HwVls/fD.e','sirrodger','sirrodger@proweb.co.zm','','2025-12-16 09:37:47','1765877867:$generic$Ba4-XuZ0NKoWPSkMan5pthMz5Ladan_Pr9Te-0LD',0,'Sirrodger Mwale'),(4,'Mark','$wp$2y$10$TkZV/bgF2gSOTDMkrfT6JezbUtUpzQ/EZzji6bMqQ9nbRte2s0Yqm','mark','mark@proweb.co.zm','','2025-12-16 09:43:03','',0,'Mark Kangwa'),(5,'Mwansa','$wp$2y$10$c5zTVTj1mp0TVfsssn83CeXtAI7oCt.vCWQ7P6wvobRa4VG.PDpL6','mwansa','mwansa@proweb.co.zm','','2026-02-10 09:33:02','',0,'Mwansa Mwelwa');


