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We provide centralised shared services across the Group, enabling our subsidiaries and associates to operate efficiently, responsibly, and competitively.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"931022c\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Through our diverse portfolio of businesses, we deliver comprehensive financial and investment solutions to individuals, institutions, corporates, and government entities, guided by a strong commitment to integrity, excellence, and long-term growth.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\",\"_margin\":{\"unit\":\"em\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-1\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true}],\"isInner\":false},{\"id\":\"d5c9283\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"row\",\"flex_gap\":{\"unit\":\"px\",\"size\":40,\"column\":\"40\",\"row\":\"40\",\"isLinked\":true},\"background_background\":\"classic\",\"background_image\":{\"id\":630,\"url\":\"https:\\/\\/afhold.co.zm\\/staging\\/wp-content\\/uploads\\/2026\\/02\\/BGBlue.png\",\"alt\":\"\",\"source\":\"library\",\"size\":\"\"},\"background_position\":\"center center\",\"background_size\":\"cover\",\"padding\":{\"unit\":\"em\",\"top\":\"7\",\"right\":\"0\",\"bottom\":\"7\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"em\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_title\":\"FAQs\",\"flex_wrap_tablet\":\"wrap\",\"background_repeat\":\"no-repeat\"},\"elements\":[{\"id\":\"1a73875\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50.8220000000000027284841053187847137451171875},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":true},\"animation\":\"slideInLeft\",\"width_tablet\":{\"unit\":\"%\",\"size\":100,\"sizes\":[]},\"width_mobile\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":[]},\"flex_justify_content_mobile\":\"center\",\"flex_align_items_mobile\":\"center\",\"_flex_size\":\"none\",\"_element_width\":\"initial\"},\"elements\":[{\"id\":\"96de67a\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; Evolution\",\"align\":\"center\",\"title_color\":\"#0075DF\",\"typography_typography\":\"custom\",\"typography_font_family\":\"Be Vietnam Pro\",\"typography_font_size\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_tablet\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_size_mobile\":{\"unit\":\"rem\",\"size\":1.100000000000000088817841970012523233890533447265625,\"sizes\":[]},\"typography_font_weight\":\"400\",\"typography_text_transform\":\"capitalize\",\"typography_line_height\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_tablet\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"typography_line_height_mobile\":{\"unit\":\"em\",\"size\":1.1999999999999999555910790149937383830547332763671875,\"sizes\":[]},\"_padding\":{\"unit\":\"px\",\"top\":\"12\",\"right\":\"12\",\"bottom\":\"12\",\"left\":\"12\",\"isLinked\":true},\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":43.6640000000000014779288903810083866119384765625},\"_background_background\":\"classic\",\"_border_border\":\"solid\",\"_border_width\":{\"unit\":\"px\",\"top\":\"1\",\"right\":\"1\",\"bottom\":\"1\",\"left\":\"1\",\"isLinked\":true},\"_border_radius\":{\"unit\":\"px\",\"top\":\"30\",\"right\":\"30\",\"bottom\":\"30\",\"left\":\"30\",\"isLinked\":true},\"__globals__\":{\"title_color\":\"globals\\/colors?id=secondary\",\"typography_typography\":\"globals\\/typography?id=9cb4a38\",\"_background_color\":\"\",\"_border_color\":\"globals\\/colors?id=secondary\"},\"_element_custom_width_mobile\":{\"unit\":\"%\",\"size\":35,\"sizes\":[]},\"_flex_size\":\"none\"},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"7983200\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"History &amp; 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From our origins in pension fund management to becoming a diversified financial services group, Aflife Holdings has continuously adapted to market dynamics, regulatory developments, and emerging opportunities.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"35d730b\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>This rich history reflects our resilience, innovation, and unwavering focus on building trusted financial solutions that create lasting value for our stakeholders.<\\/p>\",\"_element_width\":\"initial\",\"_element_custom_width\":{\"unit\":\"%\",\"size\":95,\"sizes\":[]},\"align_mobile\":\"center\",\"_element_width_mobile\":\"inherit\"},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"ab9c6b3\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"list_items\":[{\"accordion_title\":\"1992\",\"item_description\":\"<p>Anglo created a financial services division to incept the business of pension funds management for<br \\/>Anglo related companies.<\\/p><p>Saturnia Regna Pension Trust Fund was created as a pooled Fund offering composite services to the Anglo American Corporation Central Africa Limited (AACCA) Group. 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The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\",\"_id\":\"d01416b\"},{\"accordion_title\":\"2000\",\"item_description\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. AMSL rebranded to African Life Financial Services Zambia Limited (Aflife)<\\/p>\",\"_id\":\"44a42df\"},{\"accordion_title\":\"2004\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Anglo fully exited from Aflife and BIFM increased its shareholding to 70%. Menel (a consortium of Zambians) acquired 30% of the Aflife business<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\"><b>.<\\/b><\\/span><\\/span><\\/p>\",\"_id\":\"276d036\"},{\"_id\":\"aa9630d\",\"accordion_title\":\"2008\",\"item_description\":\"<p><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"><span lang=\\\"en-GB\\\">Aflife<\\/span><\\/span><span style=\\\"font-family: Arial Narrow, sans-serif;\\\"> commenced on a strategic process to bifurcate the composite services. 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The pooled scheme also admitted pension funds for the first Defined Contribution Pension Schemes services namely :<\\/p><ul><li>Hill and Delamain<\\/li><li>Total<\\/li><li>Chloride<\\/li><li>Deloitte and Touche<\\/li><li>Philips<\\/li><\\/ul><p>The pension business was at the time supervised by the Ministry of Finance under the Fourth Schedule of the Income Tax Act.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"9b27fef\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #2\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"eac0786\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>AACCA Management Services Limited (AMSL) was incorporated as a Manager for the pooled fund. It provided both pension scheme administration and fund management services to the Zambian market i.e. composite services licensed by the Pension and insurance Authority (PIA). The Pensions and Insurance Authority (PIA) was established as a body corporate following the amendments to the Pension Scheme Regulation Act No. 28 of 1996 as amended by Act No. 27 of 2005.<\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":true,\"isLocked\":true},{\"id\":\"007795b\",\"elType\":\"container\",\"settings\":{\"_title\":\"Tab #3\",\"content_width\":\"full\"},\"elements\":[{\"id\":\"8a8e9be\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Anglo sold 50% of AMSL to Botswana Insurance Fund Managers (BFIM) to concentrate its operations to the core mining business. 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